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13326 Evening Sunset Ln
D Composite 41.57
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +10.6/30.0
  • ARV discount +7.5/15.0
  • Appreciation +4.3/10.0
  • Schools +4.2/10.0
  • Livability +4.0/5.0
  • DSCR +3.0/10.0
  • Rent growth +2.8/5.0
  • 1% rule +2.7/10.0
  • Condition / age +2.5/5.0

$380,000

13326 Evening Sunset Ln · Riverview, FL 33579
4 bd · 2.0 ba · 2,270 sqft · SingleFamily public records · 216 Days on market
Built 2005 8,934 sqft lot $151/mo HOA · 5% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

“Assumable 3.5 interest VA loan to qualified buyers! This house floor plan is noticeably different from other houses in the neighborhood with the same floor plan. In 2019 a nearly 300 sf addition (26 x 11) was added to the back, along with an adjacent screen room and an attached utility shed. The shed also acts to provide additional privacy from the neighbors. A 2’ wide sidewalk (max width allowed by HOA) was also poured around the entire house making outdoor access between front and backyards effortless (especially when moving large items). The driveway was also widened to the max allowed by the HOA. The 2019 addition was HOA approved according to architectural drawings, with all county permits completed including hurricane glass windows and sliders. To help insulate against noise, the original windows on the south side of the house were also replaced with hurricane windows during the construction project. The north side of the house property line has a privacy fence to the neighbors back yards. Because those properties along the adjacent street trend away, this back yard is larger as it angles off along the neighbors back yards making it wider than most back yards here. With a conservation area and pond to the back, privacy fence to the north, and lush shrubbery, the property is quite secluded from next door neighbors. Finally, the messy live oaks were replaced with a beautiful Sylvester Palm and a Royal Palm tree. Auto sprinkler system is installed, but water lines need to be rerun. The entire roof was replaced in 2019 and the exterior was just repainted April 2025. The inside is also set apart by beautiful hardwood and tile floors throughout, except for carpet in two guest bedrooms and in the back room addition. The walls are rich with faux color and hand painted designs, and there’s bamboo wainscoting in the master bathroom. There is also a 2017 upgrade, adding a beautiful 3-panel glass sliding door between the family room and kitchen, allowing the family room to be used as a formal dining room. The garage also has a large loft for storage. This house has solar, installed Dec. 2023. Contract is $155/mo. (23 years remaining) and for two years now has generated almost 4000 kWh/year above what has been used. At the current typical electrical use at this home, the only other electrical cost is for a transmission fee to TECO which has been under $15/mo for two years now - the solar panels generated 10,327 kWh in 2025 (sent to TECO) of which 6448 kWh was returned to the house for use (average 537 kwh/mo. ) leaving 3879 kWh banked at TECO for use as needed (similar number for 2024) - plenty of extra power to recharge an EV with no additional cost!

Key facts

  • Open floor plan
  • Lake views
  • Easy-glide drawers

Tags

LAKE VIEWSOPEN FLOOR PLANREMODELED KITCHENCHERRY WOOD CABINETRYLIGHTED GLASS-DOOR ACCENTSEASY-GLIDE DRAWERS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $380k.

Deal economics

  • At list price, monthly cash flow is $-189 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $347k (8.8% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $294k (22.5% below list).
  • Recommended offer: $294k (22.5% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 79/100 on livability (#134 in FL, #2,000 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, employment B+; Watch: amenities F.
  • Hillsborough (suburban): math 47% / reading 50% proficiency, ranked #41 of 73 in FL (top 56%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Summerfield Elementary School (math 39% / reading 47%, grade F, #1,366 of 2,144 statewide, top 64%, 807 students, 60% FRL); East Bay High School (math 24% / reading 35%, grade F, #447 of 667 statewide, top 68%, 1,995 students, 51% FRL) — zoned schools at 55% FRL track the district average.
  • Zoned-school proficiency averages 36% at this address vs 48% district-wide (-12 pts) — the specific schools serving this property underperform the Hillsborough average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising (+1.2%/yr); 463 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 9,053 units permitted in Hillsborough County in 2024 (4,555 in 5+ unit buildings).
  • This rent runs 30% of the median local income ($116k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-1.4%/yr); year-one equity from $3k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Hillsborough County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 216 days — a 12% lower offer ($334k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 19y ago; this cycle's ask has dropped $54k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $215k; list at $380k implies a 77% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $294,369 (22.5% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 216 days. Have you received any prior offers? Is the seller open to a 23% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.77%
Cap rate
5.69%
Cash-on-cash
-2.14%
DSCR
0.90
GRM
10.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-1.42% appreciation · 1.18% rent growth · sell at horizon

5-year hold
IRR
-12.2%
Equity multiple
0.50×
Total profit
$-53,159
Equity at exit
$84,107
10-year hold
IRR
-6.9%
Equity multiple
0.44×
Total profit
$-59,160
Equity at exit
$81,978

Cash invested: $106,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33579

Home prices YoY
-0.6%
Rents YoY
1.2%
Active inventory
463
Price-to-rent
10.8×

Monthly cashflow live

Estimated rent
$2,944 high interval (Pro) →
Mortgage (P&I)
$1,993
Tax from tax record
$213 /mo · $2,554/yr
Insurance
$158
HOA
$151
Vacancy / Maint / Mgmt
$618
Net cashflow
$-189

Break-even live

Break-even rent $3,183
Max offer price $346,536
Occupancy floor

Sensitivity live

Price -10% $26 -5% $-82 +0% $-189 +5% $-297 +10% $-405
Rent -10% $-422 -5% $-306 +0% $-189 +5% $-73 +10% $43
Rate -1.0pp $2 -0.5pp $-93 base $-189 +0.5pp $-288 +1.0pp $-388

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$95,000
Closing costs
$11,400
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
11328 Misty Isle Ln Riverview, FL 4.0 3.5 2532 $2,600 $1.03 12d 1 0.19mi
11716 Navajo Sandstone St Riverview, FL 4.0 2.5 2450 $2,900 $1.18 6d 1 0.22mi
13263 Evening Sunset Ln Riverview, FL 4.0 2.0 1959 $2,200 $1.12 6d 1 0.24mi
11412 Misty Isle Ln Riverview, FL 5.0 4.0 2523 $3,200 $1.27 26d 1 0.31mi
11618 Ashton Field Ave Riverview, FL 4.0 3.0 2114 $2,400 $1.14 1d 1 0.32mi
11427 Misty Isle Ln Riverview, FL 4.0 2.0 1916 $2,310 $1.21 6d 1 0.35mi
11519 Misty Isle Ln Riverview, FL 4.0 2.0 1936 $2,600 $1.34 26d 1 0.35mi
11424 Misty Isle Ln Riverview, FL 3.0 2.0 1839 $2,165 $1.18 14d 1 0.35mi
13204 Waterleaf Garden Cir Riverview, FL 4.0 2.0 2046 $3,600 $1.76 6d 1 0.36mi
11543 Addison Chase Dr Riverview, FL 5.0 3.0 3118 $3,300 $1.06 19d 1 0.39mi
11736 Dumaine Valley Rd Riverview, FL 3.0 2.5 1670 $2,000 $1.20 16d 1 0.48mi
11810 Tetrafin Dr Riverview, FL 4.0 2.0 2184 $2,750 $1.26 26d 1 0.55mi
13515 Palmera Vista Dr Riverview, FL 4.0 2.0 1832 $3,800 $2.07 1d 1 0.55mi
13515 Palmera Vista Dr Riverview, FL 4.0 2.0 1850 $3,800 $2.05 19d 1 0.55mi
13456 Palmera Vista Dr Riverview, FL 3.0 2.0 1752 $2,500 $1.43 19d 1 0.65mi
13423 Beechberry Dr Riverview, FL 4.0 2.5 2322 $2,800 $1.21 4d 1 0.70mi
11838 Blackeyed Susan Dr Riverview, FL 4.0 2.0 1816 $2,800 $1.54 22d 1 0.71mi
12026 Bridge Point Ln Riverview, FL 3.0 2.5 1780 $2,180 $1.22 26d 1 0.81mi
13305 Silvercreek Dr Riverview, FL 3.0 2.0 1743 $2,099 $1.20 6d 1 0.83mi
11211 Flora Springs Dr Riverview, FL 5.0 3.0 2320 $2,723 $1.17 25d 1 0.83mi
13316 Palmera Vista Dr Riverview, FL 3.0 2.5 2497 $3,200 $1.28 21d 1 0.88mi
13316 Palmera Vista Dr Riverview, FL 3.0 2.5 2497 $3,200 $1.28 26d 1 0.88mi
12019 Butler Woods Cir Riverview, FL 3.0 2.0 1693 $2,230 $1.32 4d 1 0.90mi
13655 Artesa Bell Dr Riverview, FL 4.0 3.0 2351 $3,000 $1.28 0d 1 0.92mi
11514 Brighton Knoll Loop Riverview, FL 3.0 2.5 2759 $2,900 $1.05 14d 1 0.93mi
12036 Cardinal Flower Dr Riverview, FL 4.0 2.5 2542 $2,590 $1.02 13d 1 0.94mi
11510 Harlan Eddy Ct Riverview, FL 4.0 2.0 2351 $2,700 $1.15 26d 1 0.97mi
13016 Prestwick Dr Riverview, FL 4.0 3.0 2506 $3,500 $1.40 26d 1 0.97mi
13185 Green Violet Dr Riverview, FL 4.0 3.0 1908 $2,459 $1.29 6d 1 1.01mi
11322 Torrey Pines Dr Riverview, FL 4.0 2.0 2194 $2,300 $1.05 26d 1 1.17mi
13625 Silver Charm Ct Riverview, FL 4.0 2.5 1907 $2,350 $1.23 26d 1 1.21mi
12914 Astorwood Pl Riverview, FL 4.0 2.0 1808 $2,395 $1.32 1d 1 1.23mi
12109 Night Jasmine Cv Riverview, FL 4.0 3.0 2364 $3,150 $1.33 12d 1 1.23mi
11927 Streambed Dr Riverview, FL 3.0 2.5 2320 $3,100 $1.34 6d 1 1.24mi
12906 Longcrest Dr Riverview, FL 4.0 2.0 1596 $2,290 $1.43 3d 1 1.30mi
11164 Golden Silence Dr Riverview, FL 3.0 2.0 1930 $2,050 $1.06 26d 1 1.30mi
12845 Longcrest Dr Riverview, FL 3.0 2.0 1812 $2,210 $1.22 0d 1 1.35mi
11025 Golden Silence Dr Riverview, FL 3.0 2.5 1785 $2,210 $1.24 15d 1 1.38mi
11009 Golden Silence Dr Riverview, FL 4.0 2.5 2154 $2,800 $1.30 26d 1 1.44mi
10905 Capstan Lake Dr Riverview, FL 5.0 3.0 3011 $2,800 $0.93 26d 1 1.45mi

HOA detail

Monthly dues
$151 · $1,812/yr
Likely covers
waterelectric

Listing history 27 events

  1. 2026-06-21
    days on market $380,000 Active 216 DOM
  2. 2026-06-18
    days on market $380,000 Active 213 DOM
  3. 2026-06-17
    days on market $380,000 Active 212 DOM
  4. 2026-06-16
    days on market $380,000 Active 211 DOM
  5. 2026-06-15
    days on market $380,000 Active 210 DOM
  6. 2026-06-13
    days on market $380,000 Active 208 DOM
  7. 2026-06-13
    days on market $380,000 Active 207 DOM
  8. 2026-06-09
    days on market $380,000 Active 204 DOM
  9. 2026-06-08
    days on market $380,000 Active 203 DOM
  10. 2026-06-07
    days on market $380,000 Active 202 DOM
  11. 2026-06-04
    days on market $380,000 Active 199 DOM
  12. 2026-06-03
    days on market $380,000 Active 198 DOM
  13. 2026-06-02
    days on market $380,000 Active 197 DOM
  14. 2026-06-01
    days on market $380,000 Active 196 DOM
  15. 2026-05-31
    days on market $380,000 Active 195 DOM
  16. 2026-03-26
    price $380,000 2711-char remark
    Show marketing remark (2711 chars)

    “Assumable 3.5 interest VA loan to qualified buyers! This house floor plan is noticeably different from other houses in the neighborhood with the same floor plan. In 2019 a nearly 300 sf addition (26 x 11) was added to the back, along with an adjacent screen room and an attached utility shed. The shed also acts to provide additional privacy from the neighbors. A 2’ wide sidewalk (max width allowed by HOA) was also poured around the entire house making outdoor access between front and backyards effortless (especially when moving large items). The driveway was also widened to the max allowed by the HOA. The 2019 addition was HOA approved according to architectural drawings, with all county permits completed including hurricane glass windows and sliders. To help insulate against noise, the original windows on the south side of the house were also replaced with hurricane windows during the construction project. The north side of the house property line has a privacy fence to the neighbors back yards. Because those properties along the adjacent street trend away, this back yard is larger as it angles off along the neighbors back yards making it wider than most back yards here. With a conservation area and pond to the back, privacy fence to the north, and lush shrubbery, the property is quite secluded from next door neighbors. Finally, the messy live oaks were replaced with a beautiful Sylvester Palm and a Royal Palm tree. Auto sprinkler system is installed, but water lines need to be rerun. The entire roof was replaced in 2019 and the exterior was just repainted April 2025. The inside is also set apart by beautiful hardwood and tile floors throughout, except for carpet in two guest bedrooms and in the back room addition. The walls are rich with faux color and hand painted designs, and there’s bamboo wainscoting in the master bathroom. There is also a 2017 upgrade, adding a beautiful 3-panel glass sliding door between the family room and kitchen, allowing the family room to be used as a formal dining room. The garage also has a large loft for storage. This house has solar, installed Dec. 2023. Contract is $155/mo. (23 years remaining) and for two years now has generated almost 4000 kWh/year above what has been used. At the current typical electrical use at this home, the only other electrical cost is for a transmission fee to TECO which has been under $15/mo for two years now - the solar panels generated 10,327 kWh in 2025 (sent to TECO) of which 6448 kWh was returned to the house for use (average 537 kwh/mo. ) leaving 3879 kWh banked at TECO for use as needed (similar number for 2024) - plenty of extra power to recharge an EV with no additional cost!

  17. 2026-03-05
    price $399,900 2711-char remark
    Show marketing remark (2711 chars)

    “Assumable 3.5 interest VA loan to qualified buyers! This house floor plan is noticeably different from other houses in the neighborhood with the same floor plan. In 2019 a nearly 300 sf addition (26 x 11) was added to the back, along with an adjacent screen room and an attached utility shed. The shed also acts to provide additional privacy from the neighbors. A 2’ wide sidewalk (max width allowed by HOA) was also poured around the entire house making outdoor access between front and backyards effortless (especially when moving large items). The driveway was also widened to the max allowed by the HOA. The 2019 addition was HOA approved according to architectural drawings, with all county permits completed including hurricane glass windows and sliders. To help insulate against noise, the original windows on the south side of the house were also replaced with hurricane windows during the construction project. The north side of the house property line has a privacy fence to the neighbors back yards. Because those properties along the adjacent street trend away, this back yard is larger as it angles off along the neighbors back yards making it wider than most back yards here. With a conservation area and pond to the back, privacy fence to the north, and lush shrubbery, the property is quite secluded from next door neighbors. Finally, the messy live oaks were replaced with a beautiful Sylvester Palm and a Royal Palm tree. Auto sprinkler system is installed, but water lines need to be rerun. The entire roof was replaced in 2019 and the exterior was just repainted April 2025. The inside is also set apart by beautiful hardwood and tile floors throughout, except for carpet in two guest bedrooms and in the back room addition. The walls are rich with faux color and hand painted designs, and there’s bamboo wainscoting in the master bathroom. There is also a 2017 upgrade, adding a beautiful 3-panel glass sliding door between the family room and kitchen, allowing the family room to be used as a formal dining room. The garage also has a large loft for storage. This house has solar, installed Dec. 2023. Contract is $155/mo. (23 years remaining) and for two years now has generated almost 4000 kWh/year above what has been used. At the current typical electrical use at this home, the only other electrical cost is for a transmission fee to TECO which has been under $15/mo for two years now - the solar panels generated 10,327 kWh in 2025 (sent to TECO) of which 6448 kWh was returned to the house for use (average 537 kwh/mo. ) leaving 3879 kWh banked at TECO for use as needed (similar number for 2024) - plenty of extra power to recharge an EV with no additional cost!

  18. 2026-01-05
    price $415,000 2711-char remark
    Show marketing remark (2711 chars)

    “Assumable 3.5 interest VA loan to qualified buyers! This house floor plan is noticeably different from other houses in the neighborhood with the same floor plan. In 2019 a nearly 300 sf addition (26 x 11) was added to the back, along with an adjacent screen room and an attached utility shed. The shed also acts to provide additional privacy from the neighbors. A 2’ wide sidewalk (max width allowed by HOA) was also poured around the entire house making outdoor access between front and backyards effortless (especially when moving large items). The driveway was also widened to the max allowed by the HOA. The 2019 addition was HOA approved according to architectural drawings, with all county permits completed including hurricane glass windows and sliders. To help insulate against noise, the original windows on the south side of the house were also replaced with hurricane windows during the construction project. The north side of the house property line has a privacy fence to the neighbors back yards. Because those properties along the adjacent street trend away, this back yard is larger as it angles off along the neighbors back yards making it wider than most back yards here. With a conservation area and pond to the back, privacy fence to the north, and lush shrubbery, the property is quite secluded from next door neighbors. Finally, the messy live oaks were replaced with a beautiful Sylvester Palm and a Royal Palm tree. Auto sprinkler system is installed, but water lines need to be rerun. The entire roof was replaced in 2019 and the exterior was just repainted April 2025. The inside is also set apart by beautiful hardwood and tile floors throughout, except for carpet in two guest bedrooms and in the back room addition. The walls are rich with faux color and hand painted designs, and there’s bamboo wainscoting in the master bathroom. There is also a 2017 upgrade, adding a beautiful 3-panel glass sliding door between the family room and kitchen, allowing the family room to be used as a formal dining room. The garage also has a large loft for storage. This house has solar, installed Dec. 2023. Contract is $155/mo. (23 years remaining) and for two years now has generated almost 4000 kWh/year above what has been used. At the current typical electrical use at this home, the only other electrical cost is for a transmission fee to TECO which has been under $15/mo for two years now - the solar panels generated 10,327 kWh in 2025 (sent to TECO) of which 6448 kWh was returned to the house for use (average 537 kwh/mo. ) leaving 3879 kWh banked at TECO for use as needed (similar number for 2024) - plenty of extra power to recharge an EV with no additional cost!

  19. 2025-11-17
    listed $433,900 Active 2711-char remark
    Show marketing remark (2711 chars)

    “Assumable 3.5 interest VA loan to qualified buyers! This house floor plan is noticeably different from other houses in the neighborhood with the same floor plan. In 2019 a nearly 300 sf addition (26 x 11) was added to the back, along with an adjacent screen room and an attached utility shed. The shed also acts to provide additional privacy from the neighbors. A 2’ wide sidewalk (max width allowed by HOA) was also poured around the entire house making outdoor access between front and backyards effortless (especially when moving large items). The driveway was also widened to the max allowed by the HOA. The 2019 addition was HOA approved according to architectural drawings, with all county permits completed including hurricane glass windows and sliders. To help insulate against noise, the original windows on the south side of the house were also replaced with hurricane windows during the construction project. The north side of the house property line has a privacy fence to the neighbors back yards. Because those properties along the adjacent street trend away, this back yard is larger as it angles off along the neighbors back yards making it wider than most back yards here. With a conservation area and pond to the back, privacy fence to the north, and lush shrubbery, the property is quite secluded from next door neighbors. Finally, the messy live oaks were replaced with a beautiful Sylvester Palm and a Royal Palm tree. Auto sprinkler system is installed, but water lines need to be rerun. The entire roof was replaced in 2019 and the exterior was just repainted April 2025. The inside is also set apart by beautiful hardwood and tile floors throughout, except for carpet in two guest bedrooms and in the back room addition. The walls are rich with faux color and hand painted designs, and there’s bamboo wainscoting in the master bathroom. There is also a 2017 upgrade, adding a beautiful 3-panel glass sliding door between the family room and kitchen, allowing the family room to be used as a formal dining room. The garage also has a large loft for storage. This house has solar, installed Dec. 2023. Contract is $155/mo. (23 years remaining) and for two years now has generated almost 4000 kWh/year above what has been used. At the current typical electrical use at this home, the only other electrical cost is for a transmission fee to TECO which has been under $15/mo for two years now - the solar panels generated 10,327 kWh in 2025 (sent to TECO) of which 6448 kWh was returned to the house for use (average 537 kwh/mo. ) leaving 3879 kWh banked at TECO for use as needed (similar number for 2024) - plenty of extra power to recharge an EV with no additional cost!

  20. 2017-12-12
    soldstatus $215,000
  21. 2017-12-08
    soldstatus $215,000 Sold 765-char remark
    Show marketing remark (765 chars)

    Don't miss out on this beautiful 4BD/2BA home in the South Cove Community in Riverview. This home shows like a model home with many upgrades including vaulted ceilings, plant shelves/niches for display items. The kitchen was remodeled with Cherry cabinets, lighted glass door cabinets, easy open drawers, Lazy Susan, spice racks and Quartz counter tops. The added spacious Florida Room over looks a conservation area and lake/pond. The Master Suite is set off by a separate hallway which includes a spacious bedroom, walk in closet and bath with a Garden Tub, Separate shower, and two separate vanities. The additional 3 bedrooms are separated down another hall way with bath. Gorgeous tropical landscaping with fully irrigated lawn. HVAC system replaced June 2014.

  22. 2017-10-09
    status Pending 765-char remark
    Show marketing remark (765 chars)

    Don't miss out on this beautiful 4BD/2BA home in the South Cove Community in Riverview. This home shows like a model home with many upgrades including vaulted ceilings, plant shelves/niches for display items. The kitchen was remodeled with Cherry cabinets, lighted glass door cabinets, easy open drawers, Lazy Susan, spice racks and Quartz counter tops. The added spacious Florida Room over looks a conservation area and lake/pond. The Master Suite is set off by a separate hallway which includes a spacious bedroom, walk in closet and bath with a Garden Tub, Separate shower, and two separate vanities. The additional 3 bedrooms are separated down another hall way with bath. Gorgeous tropical landscaping with fully irrigated lawn. HVAC system replaced June 2014.

  23. 2017-10-01
    listed $219,900 Active 765-char remark
    Show marketing remark (765 chars)

    Don't miss out on this beautiful 4BD/2BA home in the South Cove Community in Riverview. This home shows like a model home with many upgrades including vaulted ceilings, plant shelves/niches for display items. The kitchen was remodeled with Cherry cabinets, lighted glass door cabinets, easy open drawers, Lazy Susan, spice racks and Quartz counter tops. The added spacious Florida Room over looks a conservation area and lake/pond. The Master Suite is set off by a separate hallway which includes a spacious bedroom, walk in closet and bath with a Garden Tub, Separate shower, and two separate vanities. The additional 3 bedrooms are separated down another hall way with bath. Gorgeous tropical landscaping with fully irrigated lawn. HVAC system replaced June 2014.

  24. 2007-10-02
    soldstatus $210,000
  25. 2007-09-25
    soldstatus $210,000
  26. 2007-05-30
    listed $224,900
  27. 2003-04-14
    soldstatus $2,727,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$2,554 · $213/mo
Projected year-2 tax
$3,154 · $263/mo
Expected delta
+$600/yr (+$50/mo · 23.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥109°F today · 26 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$35,324
− Mortgage interest
−$21,286
− Property taxes
−$2,554
− Insurance
−$1,900
− Repairs & maintenance
−$2,826
− Management
−$2,826
− HOA
−$1,812
− Depreciation
−$11,055
Taxable loss
−$8,934
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,144
After-tax cash flow
$-129/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Hillsborough
NCES district ID
1200870
Math proficiency
47% ▼ -8.00%
Reading proficiency
50% ▼ -4.00%
Median HH income
$50,622
Composite
41.6/100
National rank
#3435
State rank
#41 of 73 in FL

Livability — Riverview

Score
79/100
State rank
#134
US rank
#2000

Category grades

Amenities F Commute B Cost of living B+ Crime B Employment B+ Housing A+ Health & safety A+ User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Riverview, FL
County
Hillsborough County · 1,540,968 people
City population
137,988
Metro
Tampa-St. Petersburg-Clearwater, FL
Population (ZIP)
49,470
Household income
$116,134
Rent vs Own
16.5% rent · 83.5% own
Severe rent burden
258.0

Population outlook (Hillsborough County) Hauer SSP2

Today (2025)
1,607,022 people
By 2030
1,733,968 · +7.9%
By 2040
1,979,565 · +23.2%
By 2050
2,203,427 · +37.1%
By 2075
2,667,893 · +66.0%
By 2100
2,891,558 · +79.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.71)
Race & ethnicity
White 42% Hispanic / Latino 25% Black 24% Two or more races 19% Asian 5%
Hispanic origin (detail)
Mexican 3% Puerto Rican 12% Cuban 3% Dominican 1%
Common ancestry
Hispanic 1% British 1% Romanian 1%
Foreign-born
17% · Canada, Jamaica, China
Languages at home
73% English-only · Spanish 19% Other Indo-European 2% French/Haitian/Cajun 1%

Political lean MEDSL · Hillsborough

2024 margin
Toss-up / Even · D 47.8% · R 50.9% · Other 1.3%
2008→2024 swing
-10.2pp toward R · 2008: 7.1pp · 2024: -3.1pp
All cycles
2024: R+3.1 2020: D+6.9 2016: D+6.8 2012: D+6.7 2008: D+7.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -1.42%
Current HPI
240.5825
Rent YoY
▲ 1.18%
Metro
Tampa-St. Petersburg-Clearwater, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

-86.1% since first listed
12 events — show timeline
  • 2026-03-26 Price Changed $380,000 Stellar MLS as Distributed by MLS Grid
  • 2026-03-05 Price Changed $399,900 Stellar MLS as Distributed by MLS Grid
  • 2026-01-05 Price Changed $415,000 Stellar MLS as Distributed by MLS Grid
  • 2025-11-17 Listed $433,900 Stellar MLS as Distributed by MLS Grid
  • 2017-12-12 Sold (Public Records) $215,000 Public Records
  • 2017-12-08 Sold (MLS) $215,000 Stellar MLS as Distributed by MLS Grid
  • 2017-10-09 Pending Stellar MLS as Distributed by MLS Grid
  • 2017-10-01 Listed $219,900 Stellar MLS as Distributed by MLS Grid
  • 2007-10-02 Sold (Public Records) $210,000 Public Records
  • 2007-09-25 Sold (MLS) $210,000 Stellar MLS as Distributed by MLS Grid
  • 2007-05-30 Listed $224,900 Stellar MLS as Distributed by MLS Grid
  • 2003-04-14 Sold (Public Records) $2,727,500 Public Records

Property tax history

+3.3%/yr

Latest (2025): $2,554 · -4.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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