13326 Evening Sunset Ln · Riverview, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 26 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +10.6/30.0
- ARV discount +7.5/15.0
- Appreciation +4.3/10.0
- Schools +4.2/10.0
- Livability +4.0/5.0
- DSCR +3.0/10.0
- Rent growth +2.8/5.0
- 1% rule +2.7/10.0
- Condition / age +2.5/5.0
$380,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
“Assumable 3.5 interest VA loan to qualified buyers! This house floor plan is noticeably different from other houses in the neighborhood with the same floor plan. In 2019 a nearly 300 sf addition (26 x 11) was added to the back, along with an adjacent screen room and an attached utility shed. The shed also acts to provide additional privacy from the neighbors. A 2’ wide sidewalk (max width allowed by HOA) was also poured around the entire house making outdoor access between front and backyards effortless (especially when moving large items). The driveway was also widened to the max allowed by the HOA. The 2019 addition was HOA approved according to architectural drawings, with all county permits completed including hurricane glass windows and sliders. To help insulate against noise, the original windows on the south side of the house were also replaced with hurricane windows during the construction project. The north side of the house property line has a privacy fence to the neighbors back yards. Because those properties along the adjacent street trend away, this back yard is larger as it angles off along the neighbors back yards making it wider than most back yards here. With a conservation area and pond to the back, privacy fence to the north, and lush shrubbery, the property is quite secluded from next door neighbors. Finally, the messy live oaks were replaced with a beautiful Sylvester Palm and a Royal Palm tree. Auto sprinkler system is installed, but water lines need to be rerun. The entire roof was replaced in 2019 and the exterior was just repainted April 2025. The inside is also set apart by beautiful hardwood and tile floors throughout, except for carpet in two guest bedrooms and in the back room addition. The walls are rich with faux color and hand painted designs, and there’s bamboo wainscoting in the master bathroom. There is also a 2017 upgrade, adding a beautiful 3-panel glass sliding door between the family room and kitchen, allowing the family room to be used as a formal dining room. The garage also has a large loft for storage. This house has solar, installed Dec. 2023. Contract is $155/mo. (23 years remaining) and for two years now has generated almost 4000 kWh/year above what has been used. At the current typical electrical use at this home, the only other electrical cost is for a transmission fee to TECO which has been under $15/mo for two years now - the solar panels generated 10,327 kWh in 2025 (sent to TECO) of which 6448 kWh was returned to the house for use (average 537 kwh/mo. ) leaving 3879 kWh banked at TECO for use as needed (similar number for 2024) - plenty of extra power to recharge an EV with no additional cost!
Key facts
- Open floor plan
- Lake views
- Easy-glide drawers
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath single-family listed at $380k.
Deal economics
- At list price, monthly cash flow is $-189 ($-2k/yr) — negative.
- To cash-flow at today's rent, offer at most $347k (8.8% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $294k (22.5% below list).
- Recommended offer: $294k (22.5% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 79/100 on livability (#134 in FL, #2,000 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, employment B+; Watch: amenities F.
- Hillsborough (suburban): math 47% / reading 50% proficiency, ranked #41 of 73 in FL (top 56%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Summerfield Elementary School (math 39% / reading 47%, grade F, #1,366 of 2,144 statewide, top 64%, 807 students, 60% FRL); East Bay High School (math 24% / reading 35%, grade F, #447 of 667 statewide, top 68%, 1,995 students, 51% FRL) — zoned schools at 55% FRL track the district average.
- Zoned-school proficiency averages 36% at this address vs 48% district-wide (-12 pts) — the specific schools serving this property underperform the Hillsborough average; the district grade overstates school quality for this exact location.
- Market conditions: Rents rising (+1.2%/yr); 463 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 9,053 units permitted in Hillsborough County in 2024 (4,555 in 5+ unit buildings).
- This rent runs 30% of the median local income ($116k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-1.4%/yr); year-one equity from $3k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Hillsborough County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 216 days — a 12% lower offer ($334k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 19y ago; this cycle's ask has dropped $54k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $215k; list at $380k implies a 77% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 216 days. Have you received any prior offers? Is the seller open to a 23% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.77% ✗
- Cap rate
- 5.69%
- Cash-on-cash
- -2.14%
- DSCR
- 0.90
- GRM
- 10.8
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-1.42% appreciation · 1.18% rent growth · sell at horizon
- IRR
- -12.2%
- Equity multiple
- 0.50×
- Total profit
- $-53,159
- Equity at exit
- $84,107
- IRR
- -6.9%
- Equity multiple
- 0.44×
- Total profit
- $-59,160
- Equity at exit
- $81,978
Cash invested: $106,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33579
- Home prices YoY
- -0.6%
- Rents YoY
- 1.2%
- Active inventory
- 463
- Price-to-rent
- 10.8×
Monthly cashflow live
- Estimated rent
- $2,944 high interval (Pro) →
- Mortgage (P&I)
- −$1,993
- Tax from tax record
- −$213 /mo · $2,554/yr
- Insurance
- −$158
- HOA
- −$151
- Vacancy / Maint / Mgmt
- −$618
- Net cashflow
- $-189
Break-even live
Sensitivity live
| Price | -10% $26 | -5% $-82 | +0% $-189 | +5% $-297 | +10% $-405 |
|---|---|---|---|---|---|
| Rent | -10% $-422 | -5% $-306 | +0% $-189 | +5% $-73 | +10% $43 |
| Rate | -1.0pp $2 | -0.5pp $-93 | base $-189 | +0.5pp $-288 | +1.0pp $-388 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $95,000
- Closing costs
- $11,400
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 11328 Misty Isle Ln Riverview, FL | 4.0 | 3.5 | 2532 | $2,600 | $1.03 | 12d | 1 | 0.19mi |
| 11716 Navajo Sandstone St Riverview, FL | 4.0 | 2.5 | 2450 | $2,900 | $1.18 | 6d | 1 | 0.22mi |
| 13263 Evening Sunset Ln Riverview, FL | 4.0 | 2.0 | 1959 | $2,200 | $1.12 | 6d | 1 | 0.24mi |
| 11412 Misty Isle Ln Riverview, FL | 5.0 | 4.0 | 2523 | $3,200 | $1.27 | 26d | 1 | 0.31mi |
| 11618 Ashton Field Ave Riverview, FL | 4.0 | 3.0 | 2114 | $2,400 | $1.14 | 1d | 1 | 0.32mi |
| 11427 Misty Isle Ln Riverview, FL | 4.0 | 2.0 | 1916 | $2,310 | $1.21 | 6d | 1 | 0.35mi |
| 11519 Misty Isle Ln Riverview, FL | 4.0 | 2.0 | 1936 | $2,600 | $1.34 | 26d | 1 | 0.35mi |
| 11424 Misty Isle Ln Riverview, FL | 3.0 | 2.0 | 1839 | $2,165 | $1.18 | 14d | 1 | 0.35mi |
| 13204 Waterleaf Garden Cir Riverview, FL | 4.0 | 2.0 | 2046 | $3,600 | $1.76 | 6d | 1 | 0.36mi |
| 11543 Addison Chase Dr Riverview, FL | 5.0 | 3.0 | 3118 | $3,300 | $1.06 | 19d | 1 | 0.39mi |
| 11736 Dumaine Valley Rd Riverview, FL | 3.0 | 2.5 | 1670 | $2,000 | $1.20 | 16d | 1 | 0.48mi |
| 11810 Tetrafin Dr Riverview, FL | 4.0 | 2.0 | 2184 | $2,750 | $1.26 | 26d | 1 | 0.55mi |
| 13515 Palmera Vista Dr Riverview, FL | 4.0 | 2.0 | 1832 | $3,800 | $2.07 | 1d | 1 | 0.55mi |
| 13515 Palmera Vista Dr Riverview, FL | 4.0 | 2.0 | 1850 | $3,800 | $2.05 | 19d | 1 | 0.55mi |
| 13456 Palmera Vista Dr Riverview, FL | 3.0 | 2.0 | 1752 | $2,500 | $1.43 | 19d | 1 | 0.65mi |
| 13423 Beechberry Dr Riverview, FL | 4.0 | 2.5 | 2322 | $2,800 | $1.21 | 4d | 1 | 0.70mi |
| 11838 Blackeyed Susan Dr Riverview, FL | 4.0 | 2.0 | 1816 | $2,800 | $1.54 | 22d | 1 | 0.71mi |
| 12026 Bridge Point Ln Riverview, FL | 3.0 | 2.5 | 1780 | $2,180 | $1.22 | 26d | 1 | 0.81mi |
| 13305 Silvercreek Dr Riverview, FL | 3.0 | 2.0 | 1743 | $2,099 | $1.20 | 6d | 1 | 0.83mi |
| 11211 Flora Springs Dr Riverview, FL | 5.0 | 3.0 | 2320 | $2,723 | $1.17 | 25d | 1 | 0.83mi |
| 13316 Palmera Vista Dr Riverview, FL | 3.0 | 2.5 | 2497 | $3,200 | $1.28 | 21d | 1 | 0.88mi |
| 13316 Palmera Vista Dr Riverview, FL | 3.0 | 2.5 | 2497 | $3,200 | $1.28 | 26d | 1 | 0.88mi |
| 12019 Butler Woods Cir Riverview, FL | 3.0 | 2.0 | 1693 | $2,230 | $1.32 | 4d | 1 | 0.90mi |
| 13655 Artesa Bell Dr Riverview, FL | 4.0 | 3.0 | 2351 | $3,000 | $1.28 | 0d | 1 | 0.92mi |
| 11514 Brighton Knoll Loop Riverview, FL | 3.0 | 2.5 | 2759 | $2,900 | $1.05 | 14d | 1 | 0.93mi |
| 12036 Cardinal Flower Dr Riverview, FL | 4.0 | 2.5 | 2542 | $2,590 | $1.02 | 13d | 1 | 0.94mi |
| 11510 Harlan Eddy Ct Riverview, FL | 4.0 | 2.0 | 2351 | $2,700 | $1.15 | 26d | 1 | 0.97mi |
| 13016 Prestwick Dr Riverview, FL | 4.0 | 3.0 | 2506 | $3,500 | $1.40 | 26d | 1 | 0.97mi |
| 13185 Green Violet Dr Riverview, FL | 4.0 | 3.0 | 1908 | $2,459 | $1.29 | 6d | 1 | 1.01mi |
| 11322 Torrey Pines Dr Riverview, FL | 4.0 | 2.0 | 2194 | $2,300 | $1.05 | 26d | 1 | 1.17mi |
| 13625 Silver Charm Ct Riverview, FL | 4.0 | 2.5 | 1907 | $2,350 | $1.23 | 26d | 1 | 1.21mi |
| 12914 Astorwood Pl Riverview, FL | 4.0 | 2.0 | 1808 | $2,395 | $1.32 | 1d | 1 | 1.23mi |
| 12109 Night Jasmine Cv Riverview, FL | 4.0 | 3.0 | 2364 | $3,150 | $1.33 | 12d | 1 | 1.23mi |
| 11927 Streambed Dr Riverview, FL | 3.0 | 2.5 | 2320 | $3,100 | $1.34 | 6d | 1 | 1.24mi |
| 12906 Longcrest Dr Riverview, FL | 4.0 | 2.0 | 1596 | $2,290 | $1.43 | 3d | 1 | 1.30mi |
| 11164 Golden Silence Dr Riverview, FL | 3.0 | 2.0 | 1930 | $2,050 | $1.06 | 26d | 1 | 1.30mi |
| 12845 Longcrest Dr Riverview, FL | 3.0 | 2.0 | 1812 | $2,210 | $1.22 | 0d | 1 | 1.35mi |
| 11025 Golden Silence Dr Riverview, FL | 3.0 | 2.5 | 1785 | $2,210 | $1.24 | 15d | 1 | 1.38mi |
| 11009 Golden Silence Dr Riverview, FL | 4.0 | 2.5 | 2154 | $2,800 | $1.30 | 26d | 1 | 1.44mi |
| 10905 Capstan Lake Dr Riverview, FL | 5.0 | 3.0 | 3011 | $2,800 | $0.93 | 26d | 1 | 1.45mi |
HOA detail
- Monthly dues
- $151 · $1,812/yr
- Likely covers
- waterelectric
Listing history 27 events
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2026-06-21days on market $380,000 Active 216 DOM
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2026-06-18days on market $380,000 Active 213 DOM
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2026-06-17days on market $380,000 Active 212 DOM
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2026-06-16days on market $380,000 Active 211 DOM
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2026-06-15days on market $380,000 Active 210 DOM
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2026-06-13days on market $380,000 Active 208 DOM
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2026-06-13days on market $380,000 Active 207 DOM
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2026-06-09days on market $380,000 Active 204 DOM
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2026-06-08days on market $380,000 Active 203 DOM
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2026-06-07days on market $380,000 Active 202 DOM
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2026-06-04days on market $380,000 Active 199 DOM
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2026-06-03days on market $380,000 Active 198 DOM
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2026-06-02days on market $380,000 Active 197 DOM
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2026-06-01days on market $380,000 Active 196 DOM
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2026-05-31days on market $380,000 Active 195 DOM
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2026-03-26price $380,000 2711-char remark
Show marketing remark (2711 chars)
“Assumable 3.5 interest VA loan to qualified buyers! This house floor plan is noticeably different from other houses in the neighborhood with the same floor plan. In 2019 a nearly 300 sf addition (26 x 11) was added to the back, along with an adjacent screen room and an attached utility shed. The shed also acts to provide additional privacy from the neighbors. A 2’ wide sidewalk (max width allowed by HOA) was also poured around the entire house making outdoor access between front and backyards effortless (especially when moving large items). The driveway was also widened to the max allowed by the HOA. The 2019 addition was HOA approved according to architectural drawings, with all county permits completed including hurricane glass windows and sliders. To help insulate against noise, the original windows on the south side of the house were also replaced with hurricane windows during the construction project. The north side of the house property line has a privacy fence to the neighbors back yards. Because those properties along the adjacent street trend away, this back yard is larger as it angles off along the neighbors back yards making it wider than most back yards here. With a conservation area and pond to the back, privacy fence to the north, and lush shrubbery, the property is quite secluded from next door neighbors. Finally, the messy live oaks were replaced with a beautiful Sylvester Palm and a Royal Palm tree. Auto sprinkler system is installed, but water lines need to be rerun. The entire roof was replaced in 2019 and the exterior was just repainted April 2025. The inside is also set apart by beautiful hardwood and tile floors throughout, except for carpet in two guest bedrooms and in the back room addition. The walls are rich with faux color and hand painted designs, and there’s bamboo wainscoting in the master bathroom. There is also a 2017 upgrade, adding a beautiful 3-panel glass sliding door between the family room and kitchen, allowing the family room to be used as a formal dining room. The garage also has a large loft for storage. This house has solar, installed Dec. 2023. Contract is $155/mo. (23 years remaining) and for two years now has generated almost 4000 kWh/year above what has been used. At the current typical electrical use at this home, the only other electrical cost is for a transmission fee to TECO which has been under $15/mo for two years now - the solar panels generated 10,327 kWh in 2025 (sent to TECO) of which 6448 kWh was returned to the house for use (average 537 kwh/mo. ) leaving 3879 kWh banked at TECO for use as needed (similar number for 2024) - plenty of extra power to recharge an EV with no additional cost!
-
2026-03-05price $399,900 2711-char remark
Show marketing remark (2711 chars)
“Assumable 3.5 interest VA loan to qualified buyers! This house floor plan is noticeably different from other houses in the neighborhood with the same floor plan. In 2019 a nearly 300 sf addition (26 x 11) was added to the back, along with an adjacent screen room and an attached utility shed. The shed also acts to provide additional privacy from the neighbors. A 2’ wide sidewalk (max width allowed by HOA) was also poured around the entire house making outdoor access between front and backyards effortless (especially when moving large items). The driveway was also widened to the max allowed by the HOA. The 2019 addition was HOA approved according to architectural drawings, with all county permits completed including hurricane glass windows and sliders. To help insulate against noise, the original windows on the south side of the house were also replaced with hurricane windows during the construction project. The north side of the house property line has a privacy fence to the neighbors back yards. Because those properties along the adjacent street trend away, this back yard is larger as it angles off along the neighbors back yards making it wider than most back yards here. With a conservation area and pond to the back, privacy fence to the north, and lush shrubbery, the property is quite secluded from next door neighbors. Finally, the messy live oaks were replaced with a beautiful Sylvester Palm and a Royal Palm tree. Auto sprinkler system is installed, but water lines need to be rerun. The entire roof was replaced in 2019 and the exterior was just repainted April 2025. The inside is also set apart by beautiful hardwood and tile floors throughout, except for carpet in two guest bedrooms and in the back room addition. The walls are rich with faux color and hand painted designs, and there’s bamboo wainscoting in the master bathroom. There is also a 2017 upgrade, adding a beautiful 3-panel glass sliding door between the family room and kitchen, allowing the family room to be used as a formal dining room. The garage also has a large loft for storage. This house has solar, installed Dec. 2023. Contract is $155/mo. (23 years remaining) and for two years now has generated almost 4000 kWh/year above what has been used. At the current typical electrical use at this home, the only other electrical cost is for a transmission fee to TECO which has been under $15/mo for two years now - the solar panels generated 10,327 kWh in 2025 (sent to TECO) of which 6448 kWh was returned to the house for use (average 537 kwh/mo. ) leaving 3879 kWh banked at TECO for use as needed (similar number for 2024) - plenty of extra power to recharge an EV with no additional cost!
-
2026-01-05price $415,000 2711-char remark
Show marketing remark (2711 chars)
“Assumable 3.5 interest VA loan to qualified buyers! This house floor plan is noticeably different from other houses in the neighborhood with the same floor plan. In 2019 a nearly 300 sf addition (26 x 11) was added to the back, along with an adjacent screen room and an attached utility shed. The shed also acts to provide additional privacy from the neighbors. A 2’ wide sidewalk (max width allowed by HOA) was also poured around the entire house making outdoor access between front and backyards effortless (especially when moving large items). The driveway was also widened to the max allowed by the HOA. The 2019 addition was HOA approved according to architectural drawings, with all county permits completed including hurricane glass windows and sliders. To help insulate against noise, the original windows on the south side of the house were also replaced with hurricane windows during the construction project. The north side of the house property line has a privacy fence to the neighbors back yards. Because those properties along the adjacent street trend away, this back yard is larger as it angles off along the neighbors back yards making it wider than most back yards here. With a conservation area and pond to the back, privacy fence to the north, and lush shrubbery, the property is quite secluded from next door neighbors. Finally, the messy live oaks were replaced with a beautiful Sylvester Palm and a Royal Palm tree. Auto sprinkler system is installed, but water lines need to be rerun. The entire roof was replaced in 2019 and the exterior was just repainted April 2025. The inside is also set apart by beautiful hardwood and tile floors throughout, except for carpet in two guest bedrooms and in the back room addition. The walls are rich with faux color and hand painted designs, and there’s bamboo wainscoting in the master bathroom. There is also a 2017 upgrade, adding a beautiful 3-panel glass sliding door between the family room and kitchen, allowing the family room to be used as a formal dining room. The garage also has a large loft for storage. This house has solar, installed Dec. 2023. Contract is $155/mo. (23 years remaining) and for two years now has generated almost 4000 kWh/year above what has been used. At the current typical electrical use at this home, the only other electrical cost is for a transmission fee to TECO which has been under $15/mo for two years now - the solar panels generated 10,327 kWh in 2025 (sent to TECO) of which 6448 kWh was returned to the house for use (average 537 kwh/mo. ) leaving 3879 kWh banked at TECO for use as needed (similar number for 2024) - plenty of extra power to recharge an EV with no additional cost!
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2025-11-17$433,900 Active 2711-char remark
Show marketing remark (2711 chars)
“Assumable 3.5 interest VA loan to qualified buyers! This house floor plan is noticeably different from other houses in the neighborhood with the same floor plan. In 2019 a nearly 300 sf addition (26 x 11) was added to the back, along with an adjacent screen room and an attached utility shed. The shed also acts to provide additional privacy from the neighbors. A 2’ wide sidewalk (max width allowed by HOA) was also poured around the entire house making outdoor access between front and backyards effortless (especially when moving large items). The driveway was also widened to the max allowed by the HOA. The 2019 addition was HOA approved according to architectural drawings, with all county permits completed including hurricane glass windows and sliders. To help insulate against noise, the original windows on the south side of the house were also replaced with hurricane windows during the construction project. The north side of the house property line has a privacy fence to the neighbors back yards. Because those properties along the adjacent street trend away, this back yard is larger as it angles off along the neighbors back yards making it wider than most back yards here. With a conservation area and pond to the back, privacy fence to the north, and lush shrubbery, the property is quite secluded from next door neighbors. Finally, the messy live oaks were replaced with a beautiful Sylvester Palm and a Royal Palm tree. Auto sprinkler system is installed, but water lines need to be rerun. The entire roof was replaced in 2019 and the exterior was just repainted April 2025. The inside is also set apart by beautiful hardwood and tile floors throughout, except for carpet in two guest bedrooms and in the back room addition. The walls are rich with faux color and hand painted designs, and there’s bamboo wainscoting in the master bathroom. There is also a 2017 upgrade, adding a beautiful 3-panel glass sliding door between the family room and kitchen, allowing the family room to be used as a formal dining room. The garage also has a large loft for storage. This house has solar, installed Dec. 2023. Contract is $155/mo. (23 years remaining) and for two years now has generated almost 4000 kWh/year above what has been used. At the current typical electrical use at this home, the only other electrical cost is for a transmission fee to TECO which has been under $15/mo for two years now - the solar panels generated 10,327 kWh in 2025 (sent to TECO) of which 6448 kWh was returned to the house for use (average 537 kwh/mo. ) leaving 3879 kWh banked at TECO for use as needed (similar number for 2024) - plenty of extra power to recharge an EV with no additional cost!
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2017-12-12soldstatus $215,000
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2017-12-08soldstatus $215,000 Sold 765-char remark
Show marketing remark (765 chars)
Don't miss out on this beautiful 4BD/2BA home in the South Cove Community in Riverview. This home shows like a model home with many upgrades including vaulted ceilings, plant shelves/niches for display items. The kitchen was remodeled with Cherry cabinets, lighted glass door cabinets, easy open drawers, Lazy Susan, spice racks and Quartz counter tops. The added spacious Florida Room over looks a conservation area and lake/pond. The Master Suite is set off by a separate hallway which includes a spacious bedroom, walk in closet and bath with a Garden Tub, Separate shower, and two separate vanities. The additional 3 bedrooms are separated down another hall way with bath. Gorgeous tropical landscaping with fully irrigated lawn. HVAC system replaced June 2014.
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2017-10-09status Pending 765-char remark
Show marketing remark (765 chars)
Don't miss out on this beautiful 4BD/2BA home in the South Cove Community in Riverview. This home shows like a model home with many upgrades including vaulted ceilings, plant shelves/niches for display items. The kitchen was remodeled with Cherry cabinets, lighted glass door cabinets, easy open drawers, Lazy Susan, spice racks and Quartz counter tops. The added spacious Florida Room over looks a conservation area and lake/pond. The Master Suite is set off by a separate hallway which includes a spacious bedroom, walk in closet and bath with a Garden Tub, Separate shower, and two separate vanities. The additional 3 bedrooms are separated down another hall way with bath. Gorgeous tropical landscaping with fully irrigated lawn. HVAC system replaced June 2014.
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2017-10-01$219,900 Active 765-char remark
Show marketing remark (765 chars)
Don't miss out on this beautiful 4BD/2BA home in the South Cove Community in Riverview. This home shows like a model home with many upgrades including vaulted ceilings, plant shelves/niches for display items. The kitchen was remodeled with Cherry cabinets, lighted glass door cabinets, easy open drawers, Lazy Susan, spice racks and Quartz counter tops. The added spacious Florida Room over looks a conservation area and lake/pond. The Master Suite is set off by a separate hallway which includes a spacious bedroom, walk in closet and bath with a Garden Tub, Separate shower, and two separate vanities. The additional 3 bedrooms are separated down another hall way with bath. Gorgeous tropical landscaping with fully irrigated lawn. HVAC system replaced June 2014.
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2007-10-02soldstatus $210,000
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2007-09-25soldstatus $210,000
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2007-05-30$224,900
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2003-04-14soldstatus $2,727,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $2,554 · $213/mo
- Projected year-2 tax
- $3,154 · $263/mo
- Expected delta
- +$600/yr (+$50/mo · 23.5%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 10/10 Extreme 7 d/yr ≥109°F today · 26 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
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Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $35,324
- − Mortgage interest
- −$21,286
- − Property taxes
- −$2,554
- − Insurance
- −$1,900
- − Repairs & maintenance
- −$2,826
- − Management
- −$2,826
- − HOA
- −$1,812
- − Depreciation
- −$11,055
- Taxable loss
- −$8,934
- Est. tax savings @ 24.0%
- +$2,144
- After-tax cash flow
- $-129/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Hillsborough
- NCES district ID
- 1200870
- Math proficiency
- 47% ▼ -8.00%
- Reading proficiency
- 50% ▼ -4.00%
- Median HH income
- $50,622
- Composite
- 41.6/100
- National rank
- #3435
- State rank
- #41 of 73 in FL
Livability — Riverview
- Score
- 79/100
- State rank
- #134
- US rank
- #2000
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Riverview, FL
- County
- Hillsborough County · 1,540,968 people
- City population
- 137,988
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- Population (ZIP)
- 49,470
- Household income
- $116,134
- Rent vs Own
- Severe rent burden
- 258.0
Population outlook (Hillsborough County) Hauer SSP2
- Today (2025)
- 1,607,022 people
- By 2030
- 1,733,968 · +7.9%
- By 2040
- 1,979,565 · +23.2%
- By 2050
- 2,203,427 · +37.1%
- By 2075
- 2,667,893 · +66.0%
- By 2100
- 2,891,558 · +79.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Highly diverse neighborhood (Simpson 0.71)
- Race & ethnicity
- White 42% Hispanic / Latino 25% Black 24% Two or more races 19% Asian 5%
- Hispanic origin (detail)
- Mexican 3% Puerto Rican 12% Cuban 3% Dominican 1%
- Common ancestry
- Hispanic 1% British 1% Romanian 1%
- Foreign-born
- 17% · Canada, Jamaica, China
- Languages at home
- 73% English-only · Spanish 19% Other Indo-European 2% French/Haitian/Cajun 1%
Political lean MEDSL · Hillsborough
- 2024 margin
- Toss-up / Even · D 47.8% · R 50.9% · Other 1.3%
- 2008→2024 swing
- -10.2pp toward R · 2008: 7.1pp · 2024: -3.1pp
- All cycles
- 2024: R+3.1 2020: D+6.9 2016: D+6.8 2012: D+6.7 2008: D+7.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -1.42%
- Current HPI
- 240.5825
- Rent YoY
- ▲ 1.18%
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
-86.1% since first listed12 events — show timeline
- 2026-03-26 Price Changed $380,000 Stellar MLS as Distributed by MLS Grid
- 2026-03-05 Price Changed $399,900 Stellar MLS as Distributed by MLS Grid
- 2026-01-05 Price Changed $415,000 Stellar MLS as Distributed by MLS Grid
- 2025-11-17 Listed $433,900 Stellar MLS as Distributed by MLS Grid
- 2017-12-12 Sold (Public Records) $215,000 Public Records
- 2017-12-08 Sold (MLS) $215,000 Stellar MLS as Distributed by MLS Grid
- 2017-10-09 Pending — Stellar MLS as Distributed by MLS Grid
- 2017-10-01 Listed $219,900 Stellar MLS as Distributed by MLS Grid
- 2007-10-02 Sold (Public Records) $210,000 Public Records
- 2007-09-25 Sold (MLS) $210,000 Stellar MLS as Distributed by MLS Grid
- 2007-05-30 Listed $224,900 Stellar MLS as Distributed by MLS Grid
- 2003-04-14 Sold (Public Records) $2,727,500 Public Records
Property tax history
+3.3%/yrLatest (2025): $2,554 · -4.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…