2134 Rio Grande Canyon Loop · Poinciana, FL 34759

$225,000

3 bd · 2.0 ba · 1,378 sqft · SingleFamily public records · 50 Days on market

Built 2022 7,823 sqft lot $85/mo HOA · 4% of rent

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +9.8/30.0
• ARV discount +7.5/15.0
• Appreciation +4.3/10.0
• 1% rule +3.5/10.0
• Schools +3.5/10.0
• Livability +2.9/5.0
• DSCR +2.8/10.0
• Rent growth +2.8/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Under Construction. The move-in ready Amelia floor plan is a spacious, single-story retreat. An array of incredible upgrades are included upon moving in, such as energy-efficient Whirlpool® kitchen appliances, granite countertops, 36” upper cabinets with crown molding, brushed nickel hardware and an attached two-car garage. This sizable home features an open-concept floor plan, 3 bedrooms and 2 full baths. The completed master suite features with a walk-in closet, as well as its own full bathroom. Located in the amenity-rich community of Poinciana, homeowners are only a few steps away from world-class amenities.

Key facts

• High efficiency home
• Natural light
• Brand new flooring

Tags

• HIGH EFFICIENCY HOME
• SPACIOUS OPEN FLOOR PLAN
• LED LIGHTS
• BRAND NEW FLOORING
• NEWLY INSTALLED ROOF
• NATURAL LIGHT

Property features AI

Finance

• Other: Irrigation equipment; Lot approximately 0.18 acres (about 0 to less than 1/4 acre)
• HOA & community: Poincianna Villages HOA; monthly fee $85 (includes cable TV and internet); Pets allowed

Exterior

• Parking: Attached 2-car garage (16 x 19)
• Utilities: Public water; Public sewer; Broadband/high-speed internet available; Cable available; Electricity available
• Home design: Single family residence; One story; Southeast-facing; Completed new construction (builder: LGI Homes, model: Amelia)
• Construction: Block and stucco construction; Shingle roof; Slab foundation; New construction
• Exterior features: Outdoor lighting; Sliding doors

Interior

• Kitchen: Cooktop; Dishwasher; Refrigerator
• Bedrooms: 3 bedrooms
• Flooring: Carpet; Vinyl
• Bathrooms: 2 full bathrooms
• Heating & cooling: Electric heating; Wall/window air conditioning units
• Interior features: Ceiling fans; Kitchen and family room combo; Solid surface counters; Thermostat
• Laundry & utility: Laundry area (other configuration)

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $225k.

Deal economics

• At list price, monthly cash flow is $-143 ($-2k/yr) — negative.
• To cash-flow at today's rent, offer at most $200k (11.2% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $191k (15.0% below list).
• Recommended offer: $191k (15.0% below list) — sets the bar for 1% rule.
• Cap rate 5.5% vs local median 4.2% in Poinciana — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 57/100 on livability (#859 in FL) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: employment D+, amenities F, commute F.
• Polk (suburban): math 39% / reading 43% proficiency, ranked #62 of 73 in FL (top 85%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Laurel Elementary School (math 26% / reading 34%, grade F, #1,882 of 2,144 statewide, top 88%, 1,058 students, 50% FRL); Lake Marion Creek Middle School (math 22% / reading 27%, grade F, #522 of 571 statewide, top 93%, 1,044 students, 58% FRL); New Beginnings High School (math 5% / reading 8%, grade F, #655 of 667 statewide, top 98%, 753 students, 66% FRL, charter) — zoned schools at 58% FRL track the district average.
• Zoned-school proficiency averages 20% at this address vs 41% district-wide (-21 pts) — the specific schools serving this property underperform the Polk average; the district grade overstates school quality for this exact location.
• Market conditions: Rents rising (+1.1%/yr); 1155 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); 10,384 units permitted in Polk County in 2024 (1,716 in 5+ unit buildings).
• This rent runs 33% of the median local income ($69k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-1.5%/yr); year-one equity from $2k of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Polk County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 50 days — a 3% lower offer ($218k) is reasonable based on typical stale-listing flexibility.
• 9 sale attempts since 6y ago; this cycle's ask has dropped $25k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $191,288 (15.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 50 days. Have you received any prior offers? Is the seller open to a 15% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.85% ✗
• Cap rate: 5.53%
• Cash-on-cash: -2.72%
• DSCR: 0.88
• GRM: 9.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-1.48% appreciation · 1.14% rent growth · sell at horizon

5-year hold

• IRR: -13.4%
• Equity multiple: 0.46×
• Total profit: $-34,288
• Equity at exit: $49,190

10-year hold

• IRR: -8.4%
• Equity multiple: 0.34×
• Total profit: $-41,642
• Equity at exit: $47,405

Cash invested: $63,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34759

• Home prices YoY: -0.5%
• Rents YoY: 1.1%
• Active inventory: 1155
• Price-to-rent: 9.8×

Monthly cashflow live

• Estimated rent: $1,913 high
• Mortgage (P&I): −$1,180
• Tax from tax record: −$295 /mo · $3,546/yr
• Insurance: −$94
• HOA: −$85
• Vacancy / Maint / Mgmt: −$402
• Net cashflow: $-143

Break-even live

Break-even rent $2,094

Max offer price $199,741

Occupancy floor —

Sensitivity live

Price	-10% $-16	-5% $-79	+0% $-143	+5% $-207	+10% $-270
Rent	-10% $-294	-5% $-219	+0% $-143	+5% $-67	+10% $8
Rate	-1.0pp $-30	-0.5pp $-86	base $-143	+0.5pp $-201	+1.0pp $-261

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $56,250
• Closing costs: $6,750
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1019 N Platte Way Kissimmee, FL	3.0	2.0	1461	$1,595	$1.09	25d	1	0.23mi
1388 N Platte Ct Kissimmee, FL	3.0	2.0	1830	$1,850	$1.01	12d	1	0.24mi
650 Hudson Valley Dr Kissimmee, FL	4.0	2.0	1580	$1,734	$1.10	5d	1	0.26mi
1142 Nelson Meadow Ln Kissimmee, FL	3.0	2.0	1288	$1,700	$1.32	25d	1	0.35mi
994 James Dr Kissimmee, FL	4.0	2.0	1661	$1,825	$1.10	25d	1	0.36mi
1144 Nelson Meadow Ln Kissimmee, FL	3.0	2.0	1288	$1,795	$1.39	25d	1	0.36mi
1167 Nelson Meadow Ln Kissimmee, FL	4.0	3.0	1868	$1,875	$1.00	16d	1	0.42mi
1157 Hudson Harbor Ln Kissimmee, FL	4.0	2.0	1626	$1,850	$1.14	25d	1	0.43mi
802 James Dr Kissimmee, FL	4.0	2.0	1670	$2,090	$1.25	13d	1	0.60mi
642 Desmoines Ct Kissimmee, FL	4.0	2.5	1826	$1,975	$1.08	5d	1	0.69mi
423 Churchill Ct Kissimmee, FL	4.0	2.5	1711	$1,975	$1.15	25d	1	0.81mi
935 Cumberland Dr Kissimmee, FL	3.0	2.0	1260	$1,599	$1.27	16d	1	0.92mi
943 Cumberland Dr Poinciana, FL	3.0	2.0	1288	$1,695	$1.32	25d	1	0.94mi
217 Cimarron Dr Kissimmee, FL	4.0	2.0	1670	$2,085	$1.25	21d	1	0.96mi
245 Cimarron Dr Kissimmee, FL	3.0	2.0	1245	$2,125	$1.71	25d	1	0.98mi
237 Cimarron Dr Kissimmee, FL	3.0	2.0	1560	$1,950	$1.25	25d	1	1.00mi
1130 Chervil Dr Kissimmee, FL	3.0	2.5	1495	$1,575	$1.05	25d	1	1.18mi
337 Hibiscus Dr Kissimmee, FL	4.0	2.0	1670	$1,980	$1.19	16d	1	1.20mi
1631 Cumin Dr Kissimmee, FL	2.0	2.0	1055	$1,500	$1.42	25d	1	1.20mi
1631 Cumin Dr Kissimmee, FL	2.0	2.0	1055	$1,500	$1.42	5d	1	1.20mi
3181 Viceroy Ct Kissimmee, FL	4.0	2.0	1610	$1,900	$1.18	5d	1	1.22mi
344 Hibiscus Dr Kissimmee, FL	4.0	2.0	1670	$1,825	$1.09	5d	1	1.22mi
1601 Cumin Dr Kissimmee, FL	2.0	2.0	923	$1,550	$1.68	12d	1	1.23mi
325 Hibiscus Dr Kissimmee, FL	4.0	2.0	1605	$1,995	$1.24	5d	1	1.27mi
1563 Cumin Dr Kissimmee, FL	2.0	2.0	1056	$1,400	$1.33	16d	1	1.28mi
2129 Hibiscus Pl Kissimmee, FL	4.0	2.0	1765	$2,100	$1.19	5d	1	1.31mi
1560 Cumin Dr Kissimmee, FL	2.0	2.0	923	$1,395	$1.51	25d	1	1.32mi
1786 Coriander Dr Kissimmee, FL	3.0	2.0	1056	$1,600	$1.52	5d	1	1.33mi
1782 Coriander Dr Kissimmee, FL	3.0	2.0	1056	$1,600	$1.52	5d	1	1.34mi
1764 Coriander Dr Kissimmee, FL	2.0	2.0	1056	$1,390	$1.32	4d	1	1.36mi
452 Cinnamon Dr Kissimmee, FL	4.0	2.0	1793	$2,000	$1.12	25d	1	1.38mi
404 Cinnamon Dr Kissimmee, FL	3.0	2.0	1321	$1,775	$1.34	16d	1	1.39mi
316 Fern Ct Kissimmee, FL	4.0	2.0	1605	$1,775	$1.11	5d	1	1.40mi
24 Buck Cir Haines City, FL	2.0	2.0	1330	$1,595	$1.20	16d	1	1.41mi
309 Fern Ct Kissimmee, FL	4.0	2.5	1767	$2,150	$1.22	5d	1	1.45mi
439 Caraway Dr Kissimmee, FL	4.0	2.0	1791	$1,800	$1.01	5d	1	1.45mi
263 Gladiola Ct Kissimmee, FL	4.0	2.0	1605	$1,750	$1.09	16d	1	1.46mi
446 Caraway Dr Kissimmee, FL	3.0	2.0	1334	$1,675	$1.26	25d	1	1.46mi
260 Gladiola Ct Kissimmee, FL	4.0	2.0	1670	$2,065	$1.24	5d	1	1.48mi
207 Gladiola Ct Kissimmee, FL	4.0	2.0	1605	$1,855	$1.16	5d	1	1.49mi

HOA detail

• Monthly dues: $85 · $1,020/yr
• Likely covers: pool

Listing history 30 events

1. 2026-06-05
   statusdays on market $225,000 Pending 50 DOM
2. 2026-06-03
   days on market $225,000 Active 49 DOM
3. 2026-06-03
   days on market $225,000 Active 48 DOM
4. 2026-06-01
   days on market $225,000 Active 47 DOM
5. 2026-05-31
   days on market $225,000 Active 46 DOM
6. 2026-04-15
   listed $250,000 Active
7. 2025-02-25
   listed $300,000 Active
8. 2023-10-11
   soldstatus $307,000 Closed 629-char remark

   Show marketing remark (629 chars)

   Under Construction. The move-in ready Amelia floor plan is a spacious, single-story retreat. An array of incredible upgrades are included upon moving in, such as energy-efficient Whirlpool® kitchen appliances, granite countertops, 36” upper cabinets with crown molding, brushed nickel hardware and an attached two-car garage. This sizable home features an open-concept floor plan, 3 bedrooms and 2 full baths. The completed master suite features with a walk-in closet, as well as its own full bathroom. Located in the amenity-rich community of Poinciana, homeowners are only a few steps away from world-class amenities.

9. 2023-09-12
   status Pending 629-char remark

   Show marketing remark (629 chars)

   Under Construction. The move-in ready Amelia floor plan is a spacious, single-story retreat. An array of incredible upgrades are included upon moving in, such as energy-efficient Whirlpool® kitchen appliances, granite countertops, 36” upper cabinets with crown molding, brushed nickel hardware and an attached two-car garage. This sizable home features an open-concept floor plan, 3 bedrooms and 2 full baths. The completed master suite features with a walk-in closet, as well as its own full bathroom. Located in the amenity-rich community of Poinciana, homeowners are only a few steps away from world-class amenities.

10. 2023-09-11
    status Active 629-char remark

    Show marketing remark (629 chars)

    Under Construction. The move-in ready Amelia floor plan is a spacious, single-story retreat. An array of incredible upgrades are included upon moving in, such as energy-efficient Whirlpool® kitchen appliances, granite countertops, 36” upper cabinets with crown molding, brushed nickel hardware and an attached two-car garage. This sizable home features an open-concept floor plan, 3 bedrooms and 2 full baths. The completed master suite features with a walk-in closet, as well as its own full bathroom. Located in the amenity-rich community of Poinciana, homeowners are only a few steps away from world-class amenities.

11. 2023-09-05
    status Pending 629-char remark

    Show marketing remark (629 chars)

    Under Construction. The move-in ready Amelia floor plan is a spacious, single-story retreat. An array of incredible upgrades are included upon moving in, such as energy-efficient Whirlpool® kitchen appliances, granite countertops, 36” upper cabinets with crown molding, brushed nickel hardware and an attached two-car garage. This sizable home features an open-concept floor plan, 3 bedrooms and 2 full baths. The completed master suite features with a walk-in closet, as well as its own full bathroom. Located in the amenity-rich community of Poinciana, homeowners are only a few steps away from world-class amenities.

12. 2023-08-24
    price $314,900 629-char remark

    Show marketing remark (629 chars)

    Under Construction. The move-in ready Amelia floor plan is a spacious, single-story retreat. An array of incredible upgrades are included upon moving in, such as energy-efficient Whirlpool® kitchen appliances, granite countertops, 36” upper cabinets with crown molding, brushed nickel hardware and an attached two-car garage. This sizable home features an open-concept floor plan, 3 bedrooms and 2 full baths. The completed master suite features with a walk-in closet, as well as its own full bathroom. Located in the amenity-rich community of Poinciana, homeowners are only a few steps away from world-class amenities.

13. 2023-08-21
    price $312,900 629-char remark

    Show marketing remark (629 chars)

    Under Construction. The move-in ready Amelia floor plan is a spacious, single-story retreat. An array of incredible upgrades are included upon moving in, such as energy-efficient Whirlpool® kitchen appliances, granite countertops, 36” upper cabinets with crown molding, brushed nickel hardware and an attached two-car garage. This sizable home features an open-concept floor plan, 3 bedrooms and 2 full baths. The completed master suite features with a walk-in closet, as well as its own full bathroom. Located in the amenity-rich community of Poinciana, homeowners are only a few steps away from world-class amenities.

14. 2023-08-18
    status Active 629-char remark

    Show marketing remark (629 chars)

    Under Construction. The move-in ready Amelia floor plan is a spacious, single-story retreat. An array of incredible upgrades are included upon moving in, such as energy-efficient Whirlpool® kitchen appliances, granite countertops, 36” upper cabinets with crown molding, brushed nickel hardware and an attached two-car garage. This sizable home features an open-concept floor plan, 3 bedrooms and 2 full baths. The completed master suite features with a walk-in closet, as well as its own full bathroom. Located in the amenity-rich community of Poinciana, homeowners are only a few steps away from world-class amenities.

15. 2023-08-14
    status Pending 629-char remark

    Show marketing remark (629 chars)

    Under Construction. The move-in ready Amelia floor plan is a spacious, single-story retreat. An array of incredible upgrades are included upon moving in, such as energy-efficient Whirlpool® kitchen appliances, granite countertops, 36” upper cabinets with crown molding, brushed nickel hardware and an attached two-car garage. This sizable home features an open-concept floor plan, 3 bedrooms and 2 full baths. The completed master suite features with a walk-in closet, as well as its own full bathroom. Located in the amenity-rich community of Poinciana, homeowners are only a few steps away from world-class amenities.

16. 2023-08-12
    price $314,900 629-char remark

    Show marketing remark (629 chars)

    Under Construction. The move-in ready Amelia floor plan is a spacious, single-story retreat. An array of incredible upgrades are included upon moving in, such as energy-efficient Whirlpool® kitchen appliances, granite countertops, 36” upper cabinets with crown molding, brushed nickel hardware and an attached two-car garage. This sizable home features an open-concept floor plan, 3 bedrooms and 2 full baths. The completed master suite features with a walk-in closet, as well as its own full bathroom. Located in the amenity-rich community of Poinciana, homeowners are only a few steps away from world-class amenities.

17. 2023-08-10
    price $312,900 629-char remark

    Show marketing remark (629 chars)

    Under Construction. The move-in ready Amelia floor plan is a spacious, single-story retreat. An array of incredible upgrades are included upon moving in, such as energy-efficient Whirlpool® kitchen appliances, granite countertops, 36” upper cabinets with crown molding, brushed nickel hardware and an attached two-car garage. This sizable home features an open-concept floor plan, 3 bedrooms and 2 full baths. The completed master suite features with a walk-in closet, as well as its own full bathroom. Located in the amenity-rich community of Poinciana, homeowners are only a few steps away from world-class amenities.

18. 2023-08-10
    status Active 629-char remark

    Show marketing remark (629 chars)

    Under Construction. The move-in ready Amelia floor plan is a spacious, single-story retreat. An array of incredible upgrades are included upon moving in, such as energy-efficient Whirlpool® kitchen appliances, granite countertops, 36” upper cabinets with crown molding, brushed nickel hardware and an attached two-car garage. This sizable home features an open-concept floor plan, 3 bedrooms and 2 full baths. The completed master suite features with a walk-in closet, as well as its own full bathroom. Located in the amenity-rich community of Poinciana, homeowners are only a few steps away from world-class amenities.

19. 2023-07-03
    status Pending 629-char remark

    Show marketing remark (629 chars)

    Under Construction. The move-in ready Amelia floor plan is a spacious, single-story retreat. An array of incredible upgrades are included upon moving in, such as energy-efficient Whirlpool® kitchen appliances, granite countertops, 36” upper cabinets with crown molding, brushed nickel hardware and an attached two-car garage. This sizable home features an open-concept floor plan, 3 bedrooms and 2 full baths. The completed master suite features with a walk-in closet, as well as its own full bathroom. Located in the amenity-rich community of Poinciana, homeowners are only a few steps away from world-class amenities.

20. 2023-06-30
    price $307,900 629-char remark

    Show marketing remark (629 chars)

    Under Construction. The move-in ready Amelia floor plan is a spacious, single-story retreat. An array of incredible upgrades are included upon moving in, such as energy-efficient Whirlpool® kitchen appliances, granite countertops, 36” upper cabinets with crown molding, brushed nickel hardware and an attached two-car garage. This sizable home features an open-concept floor plan, 3 bedrooms and 2 full baths. The completed master suite features with a walk-in closet, as well as its own full bathroom. Located in the amenity-rich community of Poinciana, homeowners are only a few steps away from world-class amenities.

21. 2023-06-30
    status Active 629-char remark

    Show marketing remark (629 chars)

    Under Construction. The move-in ready Amelia floor plan is a spacious, single-story retreat. An array of incredible upgrades are included upon moving in, such as energy-efficient Whirlpool® kitchen appliances, granite countertops, 36” upper cabinets with crown molding, brushed nickel hardware and an attached two-car garage. This sizable home features an open-concept floor plan, 3 bedrooms and 2 full baths. The completed master suite features with a walk-in closet, as well as its own full bathroom. Located in the amenity-rich community of Poinciana, homeowners are only a few steps away from world-class amenities.

22. 2023-06-26
    status Pending 629-char remark

    Show marketing remark (629 chars)

    Under Construction. The move-in ready Amelia floor plan is a spacious, single-story retreat. An array of incredible upgrades are included upon moving in, such as energy-efficient Whirlpool® kitchen appliances, granite countertops, 36” upper cabinets with crown molding, brushed nickel hardware and an attached two-car garage. This sizable home features an open-concept floor plan, 3 bedrooms and 2 full baths. The completed master suite features with a walk-in closet, as well as its own full bathroom. Located in the amenity-rich community of Poinciana, homeowners are only a few steps away from world-class amenities.

23. 2023-06-23
    status Active 629-char remark

    Show marketing remark (629 chars)

    Under Construction. The move-in ready Amelia floor plan is a spacious, single-story retreat. An array of incredible upgrades are included upon moving in, such as energy-efficient Whirlpool® kitchen appliances, granite countertops, 36” upper cabinets with crown molding, brushed nickel hardware and an attached two-car garage. This sizable home features an open-concept floor plan, 3 bedrooms and 2 full baths. The completed master suite features with a walk-in closet, as well as its own full bathroom. Located in the amenity-rich community of Poinciana, homeowners are only a few steps away from world-class amenities.

24. 2023-06-19
    status Pending 629-char remark

    Show marketing remark (629 chars)

    Under Construction. The move-in ready Amelia floor plan is a spacious, single-story retreat. An array of incredible upgrades are included upon moving in, such as energy-efficient Whirlpool® kitchen appliances, granite countertops, 36” upper cabinets with crown molding, brushed nickel hardware and an attached two-car garage. This sizable home features an open-concept floor plan, 3 bedrooms and 2 full baths. The completed master suite features with a walk-in closet, as well as its own full bathroom. Located in the amenity-rich community of Poinciana, homeowners are only a few steps away from world-class amenities.

25. 2023-06-19
    price $304,900 629-char remark

    Show marketing remark (629 chars)

    Under Construction. The move-in ready Amelia floor plan is a spacious, single-story retreat. An array of incredible upgrades are included upon moving in, such as energy-efficient Whirlpool® kitchen appliances, granite countertops, 36” upper cabinets with crown molding, brushed nickel hardware and an attached two-car garage. This sizable home features an open-concept floor plan, 3 bedrooms and 2 full baths. The completed master suite features with a walk-in closet, as well as its own full bathroom. Located in the amenity-rich community of Poinciana, homeowners are only a few steps away from world-class amenities.

26. 2023-06-15
    price $306,900 629-char remark

    Show marketing remark (629 chars)

    Under Construction. The move-in ready Amelia floor plan is a spacious, single-story retreat. An array of incredible upgrades are included upon moving in, such as energy-efficient Whirlpool® kitchen appliances, granite countertops, 36” upper cabinets with crown molding, brushed nickel hardware and an attached two-car garage. This sizable home features an open-concept floor plan, 3 bedrooms and 2 full baths. The completed master suite features with a walk-in closet, as well as its own full bathroom. Located in the amenity-rich community of Poinciana, homeowners are only a few steps away from world-class amenities.

27. 2023-06-09
    listed $304,900 Active 629-char remark

    Show marketing remark (629 chars)

    Under Construction. The move-in ready Amelia floor plan is a spacious, single-story retreat. An array of incredible upgrades are included upon moving in, such as energy-efficient Whirlpool® kitchen appliances, granite countertops, 36” upper cabinets with crown molding, brushed nickel hardware and an attached two-car garage. This sizable home features an open-concept floor plan, 3 bedrooms and 2 full baths. The completed master suite features with a walk-in closet, as well as its own full bathroom. Located in the amenity-rich community of Poinciana, homeowners are only a few steps away from world-class amenities.

28. 2020-12-18
    soldstatus $30,000 Sold
29. 2020-10-30
    status Pending
30. 2020-10-27
    listed $30,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $3,546 · $295/mo
• Projected year-2 tax: $3,546 · $295/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 24 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $22,955
• − Mortgage interest: −$12,603
• − Property taxes: −$3,546
• − Insurance: −$1,125
• − Repairs & maintenance: −$1,836
• − Management: −$1,836
• − HOA: −$1,020
• − Depreciation: −$6,545
• Taxable loss: −$5,558
• Est. tax savings @ 24.0%: +$1,334
• After-tax cash flow: $-382/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Polk
• NCES district ID: 1201590
• Math proficiency: 39% ▼ -11.00%
• Reading proficiency: 43% ▼ -4.00%
• Median HH income: $43,979
• Composite: 34.74/100
• National rank: #5132
• State rank: #62 of 73 in FL

Livability — Poinciana

• Score: 57/100
• State rank: #859
• US rank: #21760

Category grades

Amenities F Commute F Cost of living A+ Crime C Employment D+ Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Poinciana, FL
• County: Polk County · 740,051 people
• City population: 91,336
• Metro: Lakeland-Winter Haven, FL
• Population (ZIP): 44,568
• Household income: $69,373
• Rent vs Own: 20.4% rent · 79.6% own
• Severe rent burden: 1186.0

Population outlook (Polk County) Hauer SSP2

• Today (2025): 752,975 people
• By 2030: 804,621 · +6.9%
• By 2040: 906,117 · +20.3%
• By 2050: 1,000,476 · +32.9%
• By 2075: 1,197,520 · +59.0%
• By 2100: 1,271,518 · +68.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.62)
• Race & ethnicity: Hispanic / Latino 55% White 21% Two or more races 20% Black 19%
• Hispanic origin (detail): Mexican 2% Puerto Rican 38% Cuban 6% Dominican 3%
• Common ancestry: Hispanic 3% Romanian 2% Scotch-Irish 1%
• Foreign-born: 17% · Canada, Jamaica
• Languages at home: 49% English-only · Spanish 48% French/Haitian/Cajun 2%

Political lean MEDSL · Polk

• 2024 margin: Strong R (+20.7) · D 39.2% · R 59.9%
• 2008→2024 swing: -14.6pp toward R · 2008: -6.1pp · 2024: -20.7pp
• All cycles: 2024: R+20.7 2020: R+14.4 2016: R+14.1 2012: R+6.8 2008: R+6.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -1.48%
• Current HPI: 276.6861
• Rent YoY: ▲ 1.14%
• Metro: Lakeland-Winter Haven, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+733.3% since first listed

25 events — show timeline

• 2026-04-15 Listed $250,000 Stellar MLS as Distributed by MLS Grid
• 2025-02-25 Listed $300,000 Stellar MLS as Distributed by MLS Grid
• 2023-10-11 Sold (MLS) $307,000 Stellar MLS as Distributed by MLS Grid
• 2023-09-12 Pending — Stellar MLS as Distributed by MLS Grid
• 2023-09-11 Relisted — Stellar MLS as Distributed by MLS Grid
• 2023-09-05 Pending — Stellar MLS as Distributed by MLS Grid
• 2023-08-24 Price Changed $314,900 Stellar MLS as Distributed by MLS Grid
• 2023-08-21 Price Changed $312,900 Stellar MLS as Distributed by MLS Grid
• 2023-08-18 Relisted — Stellar MLS as Distributed by MLS Grid
• 2023-08-14 Pending — Stellar MLS as Distributed by MLS Grid
• 2023-08-12 Price Changed $314,900 Stellar MLS as Distributed by MLS Grid
• 2023-08-10 Price Changed $312,900 Stellar MLS as Distributed by MLS Grid
• 2023-08-10 Relisted — Stellar MLS as Distributed by MLS Grid
• 2023-07-03 Pending — Stellar MLS as Distributed by MLS Grid
• 2023-06-30 Price Changed $307,900 Stellar MLS as Distributed by MLS Grid
• 2023-06-30 Relisted — Stellar MLS as Distributed by MLS Grid
• 2023-06-26 Pending — Stellar MLS as Distributed by MLS Grid
• 2023-06-23 Relisted — Stellar MLS as Distributed by MLS Grid
• 2023-06-19 Pending — Stellar MLS as Distributed by MLS Grid
• 2023-06-19 Price Changed $304,900 Stellar MLS as Distributed by MLS Grid
• 2023-06-15 Price Changed $306,900 Stellar MLS as Distributed by MLS Grid
• 2023-06-09 Listed $304,900 Stellar MLS as Distributed by MLS Grid
• 2020-12-18 Sold (MLS) $30,000 Stellar MLS as Distributed by MLS Grid
• 2020-10-30 Pending — Stellar MLS as Distributed by MLS Grid
• 2020-10-27 Listed $30,000 Stellar MLS as Distributed by MLS Grid

Property tax history

+34.5%/yr

Latest (2025): $3,546 · +1.2% YoY. Source: county tax records.