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36702 Judee Dr
C+ Composite 62.44
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +22.8/30.0
  • ARV discount +15.0/15.0
  • DSCR +7.3/10.0
  • 1% rule +5.6/10.0
  • Schools +4.3/10.0
  • Livability +3.1/5.0
  • Condition / age +2.5/5.0
  • Rent growth +1.9/5.0
  • Appreciation +0.0/10.0

$150,000

36702 Judee Dr · Zephyrhills West, FL 33541
2 bd · 1.0 ba · 672 sqft · SingleFamily public records · 21 Days on market
Built 1960 0.37 ac lot Est $210k · 29% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

NEW PRICE WITH HUGE UPGRADES! More than $120K worth of upgrades has been installed in this house. This fully renovated property is move-in ready and perfect for first-time homeowners, downsizers, or investors seeking a profitable rental property. Everything has been completely updated in 2024, new roof, new cabinets, new appliances, new water heater, new electrical panel for the house and garage, new water tank for the well, new septic tank system and new AC unit for peace of mind and lower maintenance costs. Owner also has installed a Ring doorbell and multiple Cameras around the house to enhance convenience and safety. You will be amazed of how good the property look from inside. The interior including an open kitchen concept with a great layout for entertaining. You will enjoy the outdoor setting in the spacious front deck. Big and fully fenced lot perfect for a garden, pool, additional living space, or pets. Ideal for a variety of uses. Nestled in a prime central location, this property offers convenient access to shopping, dining, and entertainment. Enjoy the freedom of ownership without restrictions or fees. Schedule a showing today to see the potential for yourself!

Key facts

  • Huge rap around deck
  • Corner lot
  • 0.37 acre lot

Tags

HUGE RAP AROUND DECKSCREENED IN BACK PATIOCORNER LOT

Property features AI

Finance

  • Other: Zoned R1MH
  • HOA & community: No HOA

Exterior

  • Parking: 1-car garage
  • Utilities: Well water; Septic tank; Other utilities
  • Home design: Single-family residence; One story; Home faces west; Homestead-exempt
  • Construction: Vinyl siding; Shingle roof; Crawlspace foundation; Built on a 0.37-acre lot
  • Exterior features: Private mailbox; Dirt road access

Interior

  • Kitchen: No appliances included
  • Bedrooms: 2 bedrooms
  • Flooring: Tile flooring
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Ceiling fans
  • Laundry & utility: Indoor laundry room with washer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $150k.

Deal economics

  • At list price, monthly cash flow is $260 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $150k).
  • Recommended offer: $148k (1.5% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 61/100 on livability (#772 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: amenities F, commute F, employment D-.
  • Pasco (suburban): math 50% / reading 52% proficiency, ranked #32 of 73 in FL (top 44%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Chester W. Taylor Jr. Elementary School (math 33% / reading 37%, grade F, #1,697 of 2,144 statewide, top 80%, 654 students, 77% FRL); Zephyrhills High School (math 35% / reading 37%, grade F, #359 of 667 statewide, top 55%, 1,656 students, 70% FRL) — zoned schools average 73% FRL vs 48% district-wide (25 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 36% at this address vs 51% district-wide (-16 pts) — the specific schools serving this property underperform the Pasco average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents soft (-2.5%/yr); 856 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 6,765 units permitted in Pasco County in 2024 (1,250 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($57k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Pasco County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 21 days — a 2% lower offer ($148k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $147,750 (1.5% below list)

Questions for the listing agent

  1. Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.06%
Cap rate
8.37%
Cash-on-cash
7.42%
DSCR
1.33
GRM
7.8

CMA / ARV

ARV (on-the-fly)
$210,336
Comps found
2
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
5152 Filbert St 0.74mi 3/1.0 (+1) 768 (+14%) 3mo $240,000 $313 34
37136 Belford Ct 0.60mi 2/1.0 768 (+14%) 17mo $185,000 $241 34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-8.3%
Equity multiple
0.70×
Total profit
$-12,447
Equity at exit
$22,365
10-year hold
IRR
-3.1%
Equity multiple
0.82×
Total profit
$-7,619
Equity at exit
$12,969

Cash invested: $42,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33541

Home prices YoY
-15.2%
Rents YoY
-2.5%
Active inventory
856
Price-to-rent
7.8×

Monthly cashflow live

Estimated rent
$1,597 medium interval (Pro) →
Mortgage (P&I)
$787
Tax from tax record
$153 /mo · $1,834/yr
Insurance
$62
HOA
$0
Vacancy / Maint / Mgmt
$335
Net cashflow
$260

Break-even live

Break-even rent $1,268
Max offer price $150,000
Occupancy floor 79%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$37,500
Closing costs
$4,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5168 Crooked Ln Zephyrhills, FL 2.0 1.0 600 $1,645 $2.74 21d 1 0.72mi
37925 Date Palm Dr Zephyrhills, FL 3.0 1.5 720 $1,300 $1.81 24d 1 1.27mi
4833 Royal Palm Dr Zephyrhills, FL 2.0 1.0 672 $1,090 $1.62 24d 1 1.31mi

Listing history 29 events

  1. 2026-06-18
    days on market $150,000 Active 21 DOM
  2. 2026-06-17
    days on market $150,000 Active 20 DOM
  3. 2026-06-16
    days on market $150,000 Active 19 DOM
  4. 2026-06-15
    days on market $150,000 Active 18 DOM
  5. 2026-06-13
    days on market $150,000 Active 16 DOM
  6. 2026-06-09
    days on market $150,000 Active 12 DOM
  7. 2026-06-08
    days on market $150,000 Active 11 DOM
  8. 2026-06-07
    days on market $150,000 Active 10 DOM
  9. 2026-06-04
    days on market $150,000 Active 7 DOM
  10. 2026-06-03
    days on market $150,000 Active 6 DOM
  11. 2026-06-02
    days on market $150,000 Active 5 DOM
  12. 2026-06-01
    days on market $150,000 Active 4 DOM
  13. 2026-05-31
    days on market $150,000 Active 3 DOM
  14. 2026-05-28
    listed $150,000 Active
  15. 2025-01-16
    soldstatus $260,000 Closed 1191-char remark
    Show marketing remark (1191 chars)

    NEW PRICE WITH HUGE UPGRADES! More than $120K worth of upgrades has been installed in this house. This fully renovated property is move-in ready and perfect for first-time homeowners, downsizers, or investors seeking a profitable rental property. Everything has been completely updated in 2024, new roof, new cabinets, new appliances, new water heater, new electrical panel for the house and garage, new water tank for the well, new septic tank system and new AC unit for peace of mind and lower maintenance costs. Owner also has installed a Ring doorbell and multiple Cameras around the house to enhance convenience and safety. You will be amazed of how good the property look from inside. The interior including an open kitchen concept with a great layout for entertaining. You will enjoy the outdoor setting in the spacious front deck. Big and fully fenced lot perfect for a garden, pool, additional living space, or pets. Ideal for a variety of uses. Nestled in a prime central location, this property offers convenient access to shopping, dining, and entertainment. Enjoy the freedom of ownership without restrictions or fees. Schedule a showing today to see the potential for yourself!

  16. 2024-12-02
    status Pending 1191-char remark
    Show marketing remark (1191 chars)

    NEW PRICE WITH HUGE UPGRADES! More than $120K worth of upgrades has been installed in this house. This fully renovated property is move-in ready and perfect for first-time homeowners, downsizers, or investors seeking a profitable rental property. Everything has been completely updated in 2024, new roof, new cabinets, new appliances, new water heater, new electrical panel for the house and garage, new water tank for the well, new septic tank system and new AC unit for peace of mind and lower maintenance costs. Owner also has installed a Ring doorbell and multiple Cameras around the house to enhance convenience and safety. You will be amazed of how good the property look from inside. The interior including an open kitchen concept with a great layout for entertaining. You will enjoy the outdoor setting in the spacious front deck. Big and fully fenced lot perfect for a garden, pool, additional living space, or pets. Ideal for a variety of uses. Nestled in a prime central location, this property offers convenient access to shopping, dining, and entertainment. Enjoy the freedom of ownership without restrictions or fees. Schedule a showing today to see the potential for yourself!

  17. 2024-11-12
    price $249,900 1191-char remark
    Show marketing remark (1191 chars)

    NEW PRICE WITH HUGE UPGRADES! More than $120K worth of upgrades has been installed in this house. This fully renovated property is move-in ready and perfect for first-time homeowners, downsizers, or investors seeking a profitable rental property. Everything has been completely updated in 2024, new roof, new cabinets, new appliances, new water heater, new electrical panel for the house and garage, new water tank for the well, new septic tank system and new AC unit for peace of mind and lower maintenance costs. Owner also has installed a Ring doorbell and multiple Cameras around the house to enhance convenience and safety. You will be amazed of how good the property look from inside. The interior including an open kitchen concept with a great layout for entertaining. You will enjoy the outdoor setting in the spacious front deck. Big and fully fenced lot perfect for a garden, pool, additional living space, or pets. Ideal for a variety of uses. Nestled in a prime central location, this property offers convenient access to shopping, dining, and entertainment. Enjoy the freedom of ownership without restrictions or fees. Schedule a showing today to see the potential for yourself!

  18. 2024-10-04
    price $259,900 1191-char remark
    Show marketing remark (1191 chars)

    NEW PRICE WITH HUGE UPGRADES! More than $120K worth of upgrades has been installed in this house. This fully renovated property is move-in ready and perfect for first-time homeowners, downsizers, or investors seeking a profitable rental property. Everything has been completely updated in 2024, new roof, new cabinets, new appliances, new water heater, new electrical panel for the house and garage, new water tank for the well, new septic tank system and new AC unit for peace of mind and lower maintenance costs. Owner also has installed a Ring doorbell and multiple Cameras around the house to enhance convenience and safety. You will be amazed of how good the property look from inside. The interior including an open kitchen concept with a great layout for entertaining. You will enjoy the outdoor setting in the spacious front deck. Big and fully fenced lot perfect for a garden, pool, additional living space, or pets. Ideal for a variety of uses. Nestled in a prime central location, this property offers convenient access to shopping, dining, and entertainment. Enjoy the freedom of ownership without restrictions or fees. Schedule a showing today to see the potential for yourself!

  19. 2024-10-03
    status Active 1191-char remark
    Show marketing remark (1191 chars)

    NEW PRICE WITH HUGE UPGRADES! More than $120K worth of upgrades has been installed in this house. This fully renovated property is move-in ready and perfect for first-time homeowners, downsizers, or investors seeking a profitable rental property. Everything has been completely updated in 2024, new roof, new cabinets, new appliances, new water heater, new electrical panel for the house and garage, new water tank for the well, new septic tank system and new AC unit for peace of mind and lower maintenance costs. Owner also has installed a Ring doorbell and multiple Cameras around the house to enhance convenience and safety. You will be amazed of how good the property look from inside. The interior including an open kitchen concept with a great layout for entertaining. You will enjoy the outdoor setting in the spacious front deck. Big and fully fenced lot perfect for a garden, pool, additional living space, or pets. Ideal for a variety of uses. Nestled in a prime central location, this property offers convenient access to shopping, dining, and entertainment. Enjoy the freedom of ownership without restrictions or fees. Schedule a showing today to see the potential for yourself!

  20. 2024-09-30
    historical 1191-char remark
    Show marketing remark (1191 chars)

    NEW PRICE WITH HUGE UPGRADES! More than $120K worth of upgrades has been installed in this house. This fully renovated property is move-in ready and perfect for first-time homeowners, downsizers, or investors seeking a profitable rental property. Everything has been completely updated in 2024, new roof, new cabinets, new appliances, new water heater, new electrical panel for the house and garage, new water tank for the well, new septic tank system and new AC unit for peace of mind and lower maintenance costs. Owner also has installed a Ring doorbell and multiple Cameras around the house to enhance convenience and safety. You will be amazed of how good the property look from inside. The interior including an open kitchen concept with a great layout for entertaining. You will enjoy the outdoor setting in the spacious front deck. Big and fully fenced lot perfect for a garden, pool, additional living space, or pets. Ideal for a variety of uses. Nestled in a prime central location, this property offers convenient access to shopping, dining, and entertainment. Enjoy the freedom of ownership without restrictions or fees. Schedule a showing today to see the potential for yourself!

  21. 2024-08-27
    status Active 1191-char remark
    Show marketing remark (1191 chars)

    NEW PRICE WITH HUGE UPGRADES! More than $120K worth of upgrades has been installed in this house. This fully renovated property is move-in ready and perfect for first-time homeowners, downsizers, or investors seeking a profitable rental property. Everything has been completely updated in 2024, new roof, new cabinets, new appliances, new water heater, new electrical panel for the house and garage, new water tank for the well, new septic tank system and new AC unit for peace of mind and lower maintenance costs. Owner also has installed a Ring doorbell and multiple Cameras around the house to enhance convenience and safety. You will be amazed of how good the property look from inside. The interior including an open kitchen concept with a great layout for entertaining. You will enjoy the outdoor setting in the spacious front deck. Big and fully fenced lot perfect for a garden, pool, additional living space, or pets. Ideal for a variety of uses. Nestled in a prime central location, this property offers convenient access to shopping, dining, and entertainment. Enjoy the freedom of ownership without restrictions or fees. Schedule a showing today to see the potential for yourself!

  22. 2024-08-16
    status Pending 1191-char remark
    Show marketing remark (1191 chars)

    NEW PRICE WITH HUGE UPGRADES! More than $120K worth of upgrades has been installed in this house. This fully renovated property is move-in ready and perfect for first-time homeowners, downsizers, or investors seeking a profitable rental property. Everything has been completely updated in 2024, new roof, new cabinets, new appliances, new water heater, new electrical panel for the house and garage, new water tank for the well, new septic tank system and new AC unit for peace of mind and lower maintenance costs. Owner also has installed a Ring doorbell and multiple Cameras around the house to enhance convenience and safety. You will be amazed of how good the property look from inside. The interior including an open kitchen concept with a great layout for entertaining. You will enjoy the outdoor setting in the spacious front deck. Big and fully fenced lot perfect for a garden, pool, additional living space, or pets. Ideal for a variety of uses. Nestled in a prime central location, this property offers convenient access to shopping, dining, and entertainment. Enjoy the freedom of ownership without restrictions or fees. Schedule a showing today to see the potential for yourself!

  23. 2024-08-01
    price $264,900 1191-char remark
    Show marketing remark (1191 chars)

    NEW PRICE WITH HUGE UPGRADES! More than $120K worth of upgrades has been installed in this house. This fully renovated property is move-in ready and perfect for first-time homeowners, downsizers, or investors seeking a profitable rental property. Everything has been completely updated in 2024, new roof, new cabinets, new appliances, new water heater, new electrical panel for the house and garage, new water tank for the well, new septic tank system and new AC unit for peace of mind and lower maintenance costs. Owner also has installed a Ring doorbell and multiple Cameras around the house to enhance convenience and safety. You will be amazed of how good the property look from inside. The interior including an open kitchen concept with a great layout for entertaining. You will enjoy the outdoor setting in the spacious front deck. Big and fully fenced lot perfect for a garden, pool, additional living space, or pets. Ideal for a variety of uses. Nestled in a prime central location, this property offers convenient access to shopping, dining, and entertainment. Enjoy the freedom of ownership without restrictions or fees. Schedule a showing today to see the potential for yourself!

  24. 2024-07-12
    price $269,900 1191-char remark
    Show marketing remark (1191 chars)

    NEW PRICE WITH HUGE UPGRADES! More than $120K worth of upgrades has been installed in this house. This fully renovated property is move-in ready and perfect for first-time homeowners, downsizers, or investors seeking a profitable rental property. Everything has been completely updated in 2024, new roof, new cabinets, new appliances, new water heater, new electrical panel for the house and garage, new water tank for the well, new septic tank system and new AC unit for peace of mind and lower maintenance costs. Owner also has installed a Ring doorbell and multiple Cameras around the house to enhance convenience and safety. You will be amazed of how good the property look from inside. The interior including an open kitchen concept with a great layout for entertaining. You will enjoy the outdoor setting in the spacious front deck. Big and fully fenced lot perfect for a garden, pool, additional living space, or pets. Ideal for a variety of uses. Nestled in a prime central location, this property offers convenient access to shopping, dining, and entertainment. Enjoy the freedom of ownership without restrictions or fees. Schedule a showing today to see the potential for yourself!

  25. 2024-06-20
    listed $274,900 Active 1191-char remark
    Show marketing remark (1191 chars)

    NEW PRICE WITH HUGE UPGRADES! More than $120K worth of upgrades has been installed in this house. This fully renovated property is move-in ready and perfect for first-time homeowners, downsizers, or investors seeking a profitable rental property. Everything has been completely updated in 2024, new roof, new cabinets, new appliances, new water heater, new electrical panel for the house and garage, new water tank for the well, new septic tank system and new AC unit for peace of mind and lower maintenance costs. Owner also has installed a Ring doorbell and multiple Cameras around the house to enhance convenience and safety. You will be amazed of how good the property look from inside. The interior including an open kitchen concept with a great layout for entertaining. You will enjoy the outdoor setting in the spacious front deck. Big and fully fenced lot perfect for a garden, pool, additional living space, or pets. Ideal for a variety of uses. Nestled in a prime central location, this property offers convenient access to shopping, dining, and entertainment. Enjoy the freedom of ownership without restrictions or fees. Schedule a showing today to see the potential for yourself!

  26. 2023-10-20
    soldstatus $83,000
  27. 2023-10-17
    soldstatus $83,000 Closed 557-char remark
    Show marketing remark (557 chars)

    Investment opportunity! EXCELLENT INVESTMENT, UPSIDE POTENTIAL! Home is 2 bedrooms, 1 bathroom, bonus room, detached garage, carport, single family home on . 32 acres corner lot. Home has well and septic system. This property can be removed or renovated. Location is zoned for manufactured home. Home is conveniently located to Zephyrhills, hospital, schools, restaurants and much more. Home and property is being sold "AS IS" WITHOUT REPAIRS OR WARRENTY. Buyer/buyer agent is responsible for verifying sq/ft, lot size, room dimensions, and taxes.

  28. 2023-10-08
    status Pending 557-char remark
    Show marketing remark (557 chars)

    Investment opportunity! EXCELLENT INVESTMENT, UPSIDE POTENTIAL! Home is 2 bedrooms, 1 bathroom, bonus room, detached garage, carport, single family home on . 32 acres corner lot. Home has well and septic system. This property can be removed or renovated. Location is zoned for manufactured home. Home is conveniently located to Zephyrhills, hospital, schools, restaurants and much more. Home and property is being sold "AS IS" WITHOUT REPAIRS OR WARRENTY. Buyer/buyer agent is responsible for verifying sq/ft, lot size, room dimensions, and taxes.

  29. 2023-10-02
    listed $83,000 Active 557-char remark
    Show marketing remark (557 chars)

    Investment opportunity! EXCELLENT INVESTMENT, UPSIDE POTENTIAL! Home is 2 bedrooms, 1 bathroom, bonus room, detached garage, carport, single family home on . 32 acres corner lot. Home has well and septic system. This property can be removed or renovated. Location is zoned for manufactured home. Home is conveniently located to Zephyrhills, hospital, schools, restaurants and much more. Home and property is being sold "AS IS" WITHOUT REPAIRS OR WARRENTY. Buyer/buyer agent is responsible for verifying sq/ft, lot size, room dimensions, and taxes.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$1,834 · $153/mo
Projected year-2 tax
$1,834 · $153/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$19,163
− Mortgage interest
−$8,402
− Property taxes
−$1,834
− Insurance
−$750
− Repairs & maintenance
−$1,533
− Management
−$1,533
− Depreciation
−$4,364
Taxable income
$747
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$179
After-tax cash flow
$2,936/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Pasco
NCES district ID
1201530
Math proficiency
50% ▼ -10.00%
Reading proficiency
52% ▼ -5.00%
Median HH income
$45,039
Composite
43.14/100
National rank
#3074
State rank
#32 of 73 in FL

Livability — Zephyrhills West

Score
61/100
State rank
#772
US rank
#17403

Category grades

Amenities F Commute F Cost of living A+ Crime B- Employment D- Housing A+ Health & safety D- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Pasco County · 524,098 people
Metro
Tampa-St. Petersburg-Clearwater, FL
Population (ZIP)
24,654
Household income
$56,579
Rent vs Own
14.0% rent · 86.0% own
Severe rent burden
393.0

Population outlook (Pasco County) Hauer SSP2

Today (2025)
570,045 people
By 2030
605,844 · +6.3%
By 2040
674,806 · +18.4%
By 2050
736,022 · +29.1%
By 2075
862,900 · +51.4%
By 2100
906,364 · +59.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (72%)
Race & ethnicity
White 72% Hispanic / Latino 15% Two or more races 8% Black 5% Asian 5%
Hispanic origin (detail)
Mexican 4% Puerto Rican 9%
Common ancestry
Lithuanian 4% Romanian 3% Serbian 3%
Foreign-born
9% · Canada, Vietnam
Languages at home
85% English-only · Spanish 9% Tagalog/Filipino 1% Other Asian/Pacific 1%

Political lean MEDSL · Pasco

2024 margin
Strong R (+25.2) · D 36.9% · R 62.1% · Other 1.0%
2008→2024 swing
-21.6pp toward R · 2008: -3.6pp · 2024: -25.2pp
All cycles
2024: R+25.2 2020: R+20.1 2016: R+21.6 2012: R+6.7 2008: R+3.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -55.21%
Current HPI
308.0619
Rent YoY
▼ -2.51%
Metro
Tampa-St. Petersburg-Clearwater, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+80.7% since first listed
16 events — show timeline
  • 2026-05-28 Listed $150,000 Stellar MLS as Distributed by MLS Grid
  • 2025-01-16 Sold (MLS) $260,000 Stellar MLS as Distributed by MLS Grid
  • 2024-12-02 Pending Stellar MLS as Distributed by MLS Grid
  • 2024-11-12 Price Changed $249,900 Stellar MLS as Distributed by MLS Grid
  • 2024-10-04 Price Changed $259,900 Stellar MLS as Distributed by MLS Grid
  • 2024-10-03 Relisted Stellar MLS as Distributed by MLS Grid
  • 2024-09-30 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2024-08-27 Relisted Stellar MLS as Distributed by MLS Grid
  • 2024-08-16 Pending Stellar MLS as Distributed by MLS Grid
  • 2024-08-01 Price Changed $264,900 Stellar MLS as Distributed by MLS Grid
  • 2024-07-12 Price Changed $269,900 Stellar MLS as Distributed by MLS Grid
  • 2024-06-20 Listed $274,900 Stellar MLS as Distributed by MLS Grid
  • 2023-10-20 Sold (Public Records) $83,000 Public Records
  • 2023-10-17 Sold (MLS) $83,000 Stellar MLS as Distributed by MLS Grid
  • 2023-10-08 Pending Stellar MLS as Distributed by MLS Grid
  • 2023-10-02 Listed $83,000 Stellar MLS as Distributed by MLS Grid

Property tax history

+7.8%/yr

Latest (2025): $1,834 · -0.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…