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1100 S Cameron St
C Composite 58.31
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +8.5/10.0
  • Livability +3.4/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.5/10.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$69,000

1100 S Cameron St · Alice, TX 78332
2 bd · 1.0 ba · 752 sqft · SingleFamily public records · 143 Days on market
Built 1982 8,000 sqft lot $92/sqft · 19% above area Est $58k · 19% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This is a 2-bedroom, 1 bath home is centrally located near local stores, downtown, and local restaurants. This home features a spacious backyard. The home also has wood floors in the main living area. Call today for more information.

Key facts

  • Spacious backyard
  • Wood floors
  • Centrally located

Tags

SPACIOUS BACKYARDWOOD FLOORSCENTRALLY LOCATED

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $69k.

Deal economics

  • At list price, monthly cash flow is $268 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($932 rent vs $69k).
  • Recommended offer: $61k (12.0% below list) — sets the bar for market timing.
  • Cap rate 10.9% vs local median 4.1% in Alice — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 67/100 on livability (#558 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A; Watch: employment D, schools D-, crime F.
  • Alice ISD (town): math 12% / reading 23% proficiency, ranked #799 of 826 in TX (top 97%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 70% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 220 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 6 units permitted in Jim Wells County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $477 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Jim Wells County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $19k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 143 days — a 12% lower offer ($61k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $60,720 (12.0% below list)

Questions for the listing agent

  1. It's been on market 143 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.35%
Cap rate
10.95%
Cash-on-cash
16.62%
DSCR
1.74
GRM
6.2

CMA / ARV

ARV (median comp)
$58,080
List price
$69,000
Delta
18.80%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1015 Louis St 0.34mi 2/1.0 792 (+5%) 2mo $68,500 $86 74
735 Seabreeze St 0.60mi 2/1.0 768 (+2%) 20mo $89,000 $116 52

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
7.8%
Equity multiple
1.30×
Total profit
$5,866
Equity at exit
$10,288
10-year hold
IRR
17.0%
Equity multiple
2.40×
Total profit
$27,084
Equity at exit
$5,966

Cash invested: $19,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 78332

Active inventory
220
Price-to-rent
6.2×

Monthly cashflow live

Estimated rent
$932 medium interval (Pro) →
Mortgage (P&I)
$362
Tax from tax record
$78 /mo · $934/yr
Insurance
$29
HOA
$0
Vacancy / Maint / Mgmt
$196
Net cashflow
$268

Break-even live

Break-even rent $593
Max offer price $69,000
Occupancy floor 66%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$17,250
Closing costs
$2,070
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2555 S Cameron St Alice, TX 2.0 1.0 869 $868 $1.00 23d 1 0.87mi
516 E 6th St Unit B Alice, TX 2.0 1.0 920 $1,200 $1.30 23d 1 1.10mi
110 S Stadium Rd Alice, TX 1.0–2.0 1.0–2.0 753 $775 $1.03 12d 7 1.15mi

Listing history 15 events

  1. 2026-06-18
    days on market $69,000 Active 143 DOM
  2. 2026-06-17
    days on market $69,000 Active 142 DOM
  3. 2026-06-16
    days on market $69,000 Active 141 DOM
  4. 2026-06-15
    days on market $69,000 Active 140 DOM
  5. 2026-06-13
    days on market $69,000 Active 138 DOM
  6. 2026-06-12
    days on market $69,000 Active 137 DOM
  7. 2026-06-09
    days on market $69,000 Active 134 DOM
  8. 2026-06-08
    days on market $69,000 Active 133 DOM
  9. 2026-06-08
    days on market $69,000 Active 132 DOM
  10. 2026-06-07
    days on market $69,000 Active 131 DOM
  11. 2026-06-03
    days on market $69,000 Active 128 DOM
  12. 2026-06-02
    days on market $69,000 Active 127 DOM
  13. 2026-06-01
    days on market $69,000 Active 126 DOM
  14. 2026-05-31
    days on market $69,000 Active 125 DOM
  15. 2026-01-26
    listed $69,000 Active 233-char remark
    Show marketing remark (233 chars)

    This is a 2-bedroom, 1 bath home is centrally located near local stores, downtown, and local restaurants. This home features a spacious backyard. The home also has wood floors in the main living area. Call today for more information.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$934 · $78/mo
Projected year-2 tax
$1,263 · $105/mo
Expected delta
+$328/yr (+$27/mo · 35.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥113°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$11,179
− Mortgage interest
−$3,865
− Property taxes
−$934
− Insurance
−$345
− Repairs & maintenance
−$894
− Management
−$894
− Depreciation
−$2,007
Taxable income
$2,239
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$537
After-tax cash flow
$2,673/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Alice ISD
NCES district ID
4807800
Math proficiency
12% ▼ -18.00%
Reading proficiency
23% ▼ -7.00%
Median HH income
$37,747
Composite
14.63/100
National rank
#9407
State rank
#799 of 826 in TX

Livability — Alice

Score
67/100
State rank
#558
US rank
#10742

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D Housing A Health & safety A+ User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Alice, TX
Population (ZIP)
27,281

Population outlook (Jim Wells County) Hauer SSP2

Today (2025)
43,325 people
By 2030
44,156 · +1.9%
By 2040
45,790 · +5.7%
By 2050
47,455 · +9.5%
By 2075
51,800 · +19.6%
By 2100
52,006 · +20.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (84%)
Race & ethnicity
Hispanic / Latino 84% White 14% Two or more races 14%
Hispanic origin (detail)
Mexican 76%
Foreign-born
4% · Canada
Languages at home
50% English-only · Spanish 49%

Political lean MEDSL · Jim Wells

2024 margin
R (+15.5) · D 42.0% · R 57.5%
2008→2024 swing
-31.6pp toward R · 2008: 16.1pp · 2024: -15.5pp
All cycles
2024: R+15.5 2020: R+9.8 2016: D+10.3 2012: D+17.0 2008: D+16.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -123.86%
Current HPI
77.6253
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-01-26 Listed $69,000 CBMLS

Property tax history

+5.8%/yr

Latest (2025): $934 · +21.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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