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319 Ferguson Rd
C- Composite 50.23
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • ARV discount +15.0/15.0
  • DSCR +4.6/10.0
  • 1% rule +4.0/10.0
  • Livability +3.6/5.0
  • Schools +3.1/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$169,900

319 Ferguson Rd · Marshall, MI 49068
3 bd · 1.0 ba · 1,120 sqft · SingleFamily public records · 87 Days on market
Built 1955 0.25 ac lot Est $204k · 17% under ↓ 15% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

CALL LORI STURDEVANT 269-579-3626 FOR YOUR OPPORTUNITY TO TOUR THIS 3-BEDROOM 1-FULL BATH RANCH STYLE HOME NESTLED IN A QUIET NORTH MARSHALL NEIGHBORHOOD. First time on the market in 35 years! Home features hardwood floors, floor to ceiling brick fireplace, and an unfinished basement just waiting to be renovated/transformed into additional living space. The spacious in-ground pool will require updating, offering a great opportunity to add value & become a standout feature. Good sized carport to keep your vehicles out of the weather. Enjoy a private, wooded backyard and a convenient location near Gordon Elementary & the Shamrock Center, providing easy access to a large playground & popular sledding hill. Shed for lawn equipment storage. This property could be a rewarding investment or long-term home. Ideal for buyers looking to build equity.

Key facts

  • In-ground pool
  • Brick fireplace
  • Unfinished basement

Tags

HARDWOOD FLOORSBRICK FIREPLACEUNFINISHED BASEMENTIN-GROUND POOLPRIVATE WOODED BACKYARDCONVENIENT LOCATION

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $170k.

Deal economics

  • At list price, monthly cash flow is $52 ($620/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $153k (10.0% below list).
  • Recommended offer: $153k (10.0% below list) — sets the bar for 1% rule.
  • Cap rate 6.7% vs local median 2.6% in Marshall — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 72/100 on livability (#254 in MI) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B; Watch: employment C-, amenities F, commute F.
  • Marshall Public Schools (town): math 28% / reading 44% proficiency, ranked #268 of 540 in MI (top 50%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Walters Elementary (math 42% / reading 47%, grade F, #484 of 1,397 statewide, top 38%, 316 students, 40% FRL); Marshall Middle School (math 22% / reading 40%, grade F, #329 of 493 statewide, top 67%, 547 students, 50% FRL); Marshall High School (math 32% / reading 62%, grade D-, #187 of 713 statewide, top 29%, 733 students, 40% FRL).
  • Market conditions: 158 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 132 units permitted in Calhoun County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Calhoun County population projected at -16% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 87 days — a 6% lower offer ($160k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts; this cycle's ask has dropped $30k (15%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: built in 1955 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $152,897 (10.0% below list)

Questions for the listing agent

  1. It's been on market 87 days. Have you received any prior offers? Is the seller open to a 10% concession, seller financing, or rate buy-down credit?
  2. Built in 1955 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.90%
Cap rate
6.66%
Cash-on-cash
1.30%
DSCR
1.06
GRM
9.3

CMA / ARV

ARV (on-the-fly)
$203,840
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
319 Ferguson Rd 0.00mi 3/1.0 1,120 (0%) 0mo $160,000 $143 100
106 S Marshall Ave 0.35mi 3/1.0 1,143 (+2%) 2mo $150,000 $131 78
510 East Dr 0.27mi 3/1.0 1,056 (-6%) 5mo $239,000 $226 74
610 E Hanover St 0.40mi 3/1.0 1,100 (-2%) 7mo $200,000 $182 73
700 N Gordon St 0.35mi 3/1.5 1,146 (+2%) 8mo $154,000 $134 71
406 N Marshall Ave 0.25mi 3/1.5 1,185 (+6%) 12mo $158,000 $133 67
315 E Spruce St 0.55mi 3/1.0 1,132 (+1%) 10mo $135,000 $119 65
816 Forest St 0.23mi 4/2.5 (+1) 1,232 (+10%) 2mo $235,000 $191 60
211 East Dr 0.14mi 3/1.5 960 (-14%) 12mo $235,000 $245 58
338 N Eagle St 0.58mi 3/2.0 1,068 (-5%) 11mo $238,000 $223 52
540 Cosmopolitan Ave 0.52mi 3/1.5 1,003 (-10%) 7mo $225,000 $224 50
122 Hart St 0.66mi 3/1.0 1,248 (+11%) 13mo $70,000 $56 39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-14.2%
Equity multiple
0.49×
Total profit
$-24,227
Equity at exit
$25,333
10-year hold
IRR
-5.4%
Equity multiple
0.65×
Total profit
$-16,808
Equity at exit
$14,690

Cash invested: $47,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Michigan
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
7-day pay-or-quit; mixed climate; Detroit/AA have some protections.

ZIP-level market 49068

Active inventory
158
Price-to-rent
9.3×

Monthly cashflow live

Estimated rent
$1,529 medium interval (Pro) →
Mortgage (P&I)
$891
Tax from tax record
$194 /mo · $2,333/yr
Insurance
$71
HOA
$0
Vacancy / Maint / Mgmt
$321
Net cashflow
$52

Break-even live

Break-even rent $1,464
Max offer price $169,900
Occupancy floor 92%

Sensitivity live

Price -10% $148 -5% $100 +0% $52 +5% $4 +10% $-44
Rent -10% $-69 -5% $-9 +0% $52 +5% $112 +10% $172
Rate -1.0pp $137 -0.5pp $95 base $52 +0.5pp $8 +1.0pp $-37

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$42,475
Closing costs
$5,097
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1201 Grove Ct Marshall, MI 2.0 2.0 1025 $1,325 $1.29 45d 1 0.74mi
312 Crary St Marshall, MI 3.0 1.0–1.5 790 $1,400 $1.77 45d 1 1.04mi
1045 Rebecca St Marshall, MI 3.0 2.0 1216 $2,000 $1.64 45d 1 1.28mi

Listing history 16 events

  1. 2026-06-13
    listing id $169,900 Pending 87 DOM
  2. 2026-04-10
    status Pending 871-char remark
    Show marketing remark (870 chars)

    CALL LORI STURDEVANT 269-579-3626 FOR YOUR OPPORTUNITY TO TOUR THIS 3-BEDROOM 1-FULL BATH RANCH STYLE HOME NESTLED IN A QUIET NORTH MARSHALL NEIGHBORHOOD. First time on the market in 35 years! Home features hardwood floors, floor to ceiling brick fireplace, and an unfinished basement just waiting to be renovated/transformed into additional living space. The spacious in-ground pool will require updating, offering a great opportunity to add value & become a standout feature. Good sized carport to keep your vehicles out of the weather. Enjoy a private, wooded backyard and a convenient location near Gordon Elementary & the Shamrock Center, providing easy access to a large playground & popular sledding hill. Shed for lawn equipment storage. This property could be a rewarding investment or long-term home. Ideal for buyers looking to build equity.

  3. 2026-04-10
    status Pending 870-char remark
    Show marketing remark (870 chars)

    CALL LORI STURDEVANT 269-579-3626 FOR YOUR OPPORTUNITY TO TOUR THIS 3-BEDROOM 1-FULL BATH RANCH STYLE HOME NESTLED IN A QUIET NORTH MARSHALL NEIGHBORHOOD. First time on the market in 35 years! Home features hardwood floors, floor to ceiling brick fireplace, and an unfinished basement just waiting to be renovated/transformed into additional living space. The spacious in-ground pool will require updating, offering a great opportunity to add value & become a standout feature. Good sized carport to keep your vehicles out of the weather. Enjoy a private, wooded backyard and a convenient location near Gordon Elementary & the Shamrock Center, providing easy access to a large playground & popular sledding hill. Shed for lawn equipment storage. This property could be a rewarding investment or long-term home. Ideal for buyers looking to build equity.

  4. 2026-04-10
    status Pending
    Show marketing remark (870 chars)

    CALL LORI STURDEVANT 269-579-3626 FOR YOUR OPPORTUNITY TO TOUR THIS 3-BEDROOM 1-FULL BATH RANCH STYLE HOME NESTLED IN A QUIET NORTH MARSHALL NEIGHBORHOOD. First time on the market in 35 years! Home features hardwood floors, floor to ceiling brick fireplace, and an unfinished basement just waiting to be renovated/transformed into additional living space. The spacious in-ground pool will require updating, offering a great opportunity to add value & become a standout feature. Good sized carport to keep your vehicles out of the weather. Enjoy a private, wooded backyard and a convenient location near Gordon Elementary & the Shamrock Center, providing easy access to a large playground & popular sledding hill. Shed for lawn equipment storage. This property could be a rewarding investment or long-term home. Ideal for buyers looking to build equity.

  5. 2026-04-06
    price $169,900 870-char remark
    Show marketing remark (871 chars)

    CALL LORI STURDEVANT 269-579-3626 FOR YOUR OPPORTUNITY TO TOUR THIS 3-BEDROOM 1-FULL BATH RANCH STYLE HOME NESTLED IN A QUIET NORTH MARSHALL NEIGHBORHOOD. First time on the market in 35 years! Home features hardwood floors, floor to ceiling brick fireplace, and an unfinished basement just waiting to be renovated/transformed into additional living space. The spacious in-ground pool will require updating, offering a great opportunity to add value & become a standout feature. Good sized carport to keep your vehicles out of the weather. Enjoy a private, wooded backyard and a convenient location near Gordon Elementary & the Shamrock Center, providing easy access to a large playground & popular sledding hill. Shed for lawn equipment storage. This property could be a rewarding investment or long-term home. Ideal for buyers looking to build equity.

  6. 2026-04-06
    price $169,900 871-char remark
    Show marketing remark (871 chars)

    CALL LORI STURDEVANT 269-579-3626 FOR YOUR OPPORTUNITY TO TOUR THIS 3-BEDROOM 1-FULL BATH RANCH STYLE HOME NESTLED IN A QUIET NORTH MARSHALL NEIGHBORHOOD. First time on the market in 35 years! Home features hardwood floors, floor to ceiling brick fireplace, and an unfinished basement just waiting to be renovated/transformed into additional living space. The spacious in-ground pool will require updating, offering a great opportunity to add value & become a standout feature. Good sized carport to keep your vehicles out of the weather. Enjoy a private, wooded backyard and a convenient location near Gordon Elementary & the Shamrock Center, providing easy access to a large playground & popular sledding hill. Shed for lawn equipment storage. This property could be a rewarding investment or long-term home. Ideal for buyers looking to build equity.

  7. 2026-04-06
    price $169,900
    Show marketing remark (871 chars)

    CALL LORI STURDEVANT 269-579-3626 FOR YOUR OPPORTUNITY TO TOUR THIS 3-BEDROOM 1-FULL BATH RANCH STYLE HOME NESTLED IN A QUIET NORTH MARSHALL NEIGHBORHOOD. First time on the market in 35 years! Home features hardwood floors, floor to ceiling brick fireplace, and an unfinished basement just waiting to be renovated/transformed into additional living space. The spacious in-ground pool will require updating, offering a great opportunity to add value & become a standout feature. Good sized carport to keep your vehicles out of the weather. Enjoy a private, wooded backyard and a convenient location near Gordon Elementary & the Shamrock Center, providing easy access to a large playground & popular sledding hill. Shed for lawn equipment storage. This property could be a rewarding investment or long-term home. Ideal for buyers looking to build equity.

  8. 2026-03-19
    price $179,900 870-char remark
    Show marketing remark (870 chars)

    CALL LORI STURDEVANT 269-579-3626 FOR YOUR OPPORTUNITY TO TOUR THIS 3-BEDROOM 1-FULL BATH RANCH STYLE HOME NESTLED IN A QUIET NORTH MARSHALL NEIGHBORHOOD. First time on the market in 35 years! Home features hardwood floors, floor to ceiling brick fireplace, and an unfinished basement just waiting to be renovated/transformed into additional living space. The spacious in-ground pool will require updating, offering a great opportunity to add value & become a standout feature. Good sized carport to keep your vehicles out of the weather. Enjoy a private, wooded backyard and a convenient location near Gordon Elementary & the Shamrock Center, providing easy access to a large playground & popular sledding hill. Shed for lawn equipment storage. This property could be a rewarding investment or long-term home. Ideal for buyers looking to build equity.

  9. 2026-03-18
    price $179,900 871-char remark
    Show marketing remark (871 chars)

    CALL LORI STURDEVANT 269-579-3626 FOR YOUR OPPORTUNITY TO TOUR THIS 3-BEDROOM 1-FULL BATH RANCH STYLE HOME NESTLED IN A QUIET NORTH MARSHALL NEIGHBORHOOD. First time on the market in 35 years! Home features hardwood floors, floor to ceiling brick fireplace, and an unfinished basement just waiting to be renovated/transformed into additional living space. The spacious in-ground pool will require updating, offering a great opportunity to add value & become a standout feature. Good sized carport to keep your vehicles out of the weather. Enjoy a private, wooded backyard and a convenient location near Gordon Elementary & the Shamrock Center, providing easy access to a large playground & popular sledding hill. Shed for lawn equipment storage. This property could be a rewarding investment or long-term home. Ideal for buyers looking to build equity.

  10. 2026-03-18
    price $179,900
    Show marketing remark (871 chars)

    CALL LORI STURDEVANT 269-579-3626 FOR YOUR OPPORTUNITY TO TOUR THIS 3-BEDROOM 1-FULL BATH RANCH STYLE HOME NESTLED IN A QUIET NORTH MARSHALL NEIGHBORHOOD. First time on the market in 35 years! Home features hardwood floors, floor to ceiling brick fireplace, and an unfinished basement just waiting to be renovated/transformed into additional living space. The spacious in-ground pool will require updating, offering a great opportunity to add value & become a standout feature. Good sized carport to keep your vehicles out of the weather. Enjoy a private, wooded backyard and a convenient location near Gordon Elementary & the Shamrock Center, providing easy access to a large playground & popular sledding hill. Shed for lawn equipment storage. This property could be a rewarding investment or long-term home. Ideal for buyers looking to build equity.

  11. 2026-03-04
    price $194,900 870-char remark
    Show marketing remark (870 chars)

    CALL LORI STURDEVANT 269-579-3626 FOR YOUR OPPORTUNITY TO TOUR THIS 3-BEDROOM 1-FULL BATH RANCH STYLE HOME NESTLED IN A QUIET NORTH MARSHALL NEIGHBORHOOD. First time on the market in 35 years! Home features hardwood floors, floor to ceiling brick fireplace, and an unfinished basement just waiting to be renovated/transformed into additional living space. The spacious in-ground pool will require updating, offering a great opportunity to add value & become a standout feature. Good sized carport to keep your vehicles out of the weather. Enjoy a private, wooded backyard and a convenient location near Gordon Elementary & the Shamrock Center, providing easy access to a large playground & popular sledding hill. Shed for lawn equipment storage. This property could be a rewarding investment or long-term home. Ideal for buyers looking to build equity.

  12. 2026-03-03
    price $194,900 871-char remark
    Show marketing remark (871 chars)

    CALL LORI STURDEVANT 269-579-3626 FOR YOUR OPPORTUNITY TO TOUR THIS 3-BEDROOM 1-FULL BATH RANCH STYLE HOME NESTLED IN A QUIET NORTH MARSHALL NEIGHBORHOOD. First time on the market in 35 years! Home features hardwood floors, floor to ceiling brick fireplace, and an unfinished basement just waiting to be renovated/transformed into additional living space. The spacious in-ground pool will require updating, offering a great opportunity to add value & become a standout feature. Good sized carport to keep your vehicles out of the weather. Enjoy a private, wooded backyard and a convenient location near Gordon Elementary & the Shamrock Center, providing easy access to a large playground & popular sledding hill. Shed for lawn equipment storage. This property could be a rewarding investment or long-term home. Ideal for buyers looking to build equity.

  13. 2026-03-03
    price $194,900
    Show marketing remark (871 chars)

    CALL LORI STURDEVANT 269-579-3626 FOR YOUR OPPORTUNITY TO TOUR THIS 3-BEDROOM 1-FULL BATH RANCH STYLE HOME NESTLED IN A QUIET NORTH MARSHALL NEIGHBORHOOD. First time on the market in 35 years! Home features hardwood floors, floor to ceiling brick fireplace, and an unfinished basement just waiting to be renovated/transformed into additional living space. The spacious in-ground pool will require updating, offering a great opportunity to add value & become a standout feature. Good sized carport to keep your vehicles out of the weather. Enjoy a private, wooded backyard and a convenient location near Gordon Elementary & the Shamrock Center, providing easy access to a large playground & popular sledding hill. Shed for lawn equipment storage. This property could be a rewarding investment or long-term home. Ideal for buyers looking to build equity.

  14. 2026-01-12
    listed $199,900 Active 871-char remark
    Show marketing remark (870 chars)

    CALL LORI STURDEVANT 269-579-3626 FOR YOUR OPPORTUNITY TO TOUR THIS 3-BEDROOM 1-FULL BATH RANCH STYLE HOME NESTLED IN A QUIET NORTH MARSHALL NEIGHBORHOOD. First time on the market in 35 years! Home features hardwood floors, floor to ceiling brick fireplace, and an unfinished basement just waiting to be renovated/transformed into additional living space. The spacious in-ground pool will require updating, offering a great opportunity to add value & become a standout feature. Good sized carport to keep your vehicles out of the weather. Enjoy a private, wooded backyard and a convenient location near Gordon Elementary & the Shamrock Center, providing easy access to a large playground & popular sledding hill. Shed for lawn equipment storage. This property could be a rewarding investment or long-term home. Ideal for buyers looking to build equity.

  15. 2026-01-12
    listed $199,900 Active 870-char remark
    Show marketing remark (870 chars)

    CALL LORI STURDEVANT 269-579-3626 FOR YOUR OPPORTUNITY TO TOUR THIS 3-BEDROOM 1-FULL BATH RANCH STYLE HOME NESTLED IN A QUIET NORTH MARSHALL NEIGHBORHOOD. First time on the market in 35 years! Home features hardwood floors, floor to ceiling brick fireplace, and an unfinished basement just waiting to be renovated/transformed into additional living space. The spacious in-ground pool will require updating, offering a great opportunity to add value & become a standout feature. Good sized carport to keep your vehicles out of the weather. Enjoy a private, wooded backyard and a convenient location near Gordon Elementary & the Shamrock Center, providing easy access to a large playground & popular sledding hill. Shed for lawn equipment storage. This property could be a rewarding investment or long-term home. Ideal for buyers looking to build equity.

  16. 2026-01-12
    listed $199,900 Active
    Show marketing remark (870 chars)

    CALL LORI STURDEVANT 269-579-3626 FOR YOUR OPPORTUNITY TO TOUR THIS 3-BEDROOM 1-FULL BATH RANCH STYLE HOME NESTLED IN A QUIET NORTH MARSHALL NEIGHBORHOOD. First time on the market in 35 years! Home features hardwood floors, floor to ceiling brick fireplace, and an unfinished basement just waiting to be renovated/transformed into additional living space. The spacious in-ground pool will require updating, offering a great opportunity to add value & become a standout feature. Good sized carport to keep your vehicles out of the weather. Enjoy a private, wooded backyard and a convenient location near Gordon Elementary & the Shamrock Center, providing easy access to a large playground & popular sledding hill. Shed for lawn equipment storage. This property could be a rewarding investment or long-term home. Ideal for buyers looking to build equity.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MI · Partial reset (capped growth)

Current annual tax
$2,333 · $194/mo
Projected year-2 tax
$2,475 · $206/mo
Expected delta
+$142/yr (+$12/mo · 6.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 2/10 Low 7 d/yr ≥98°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$18,348
− Mortgage interest
−$9,517
− Property taxes
−$2,333
− Insurance
−$850
− Repairs & maintenance
−$1,468
− Management
−$1,468
− Depreciation
−$4,943
Taxable loss
−$2,230
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$535
After-tax cash flow
$1,156/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Marshall Public Schools
NCES district ID
2622970
Math proficiency
28% ▼ -4.00%
Reading proficiency
44% ▼ -2.00%
Median HH income
$48,020
Composite
30.93/100
National rank
#6112
State rank
#268 of 540 in MI

Livability — Marshall

Score
72/100
State rank
#254
US rank
#6352

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment C- Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Marshall, MI
Population (ZIP)
14,954

Population outlook (Calhoun County) Hauer SSP2

Today (2025)
130,157 people
By 2030
126,691 · -2.7%
By 2040
118,517 · -8.9%
By 2050
109,855 · -15.6%
By 2075
90,486 · -30.5%
By 2100
70,766 · -45.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (90%)
Race & ethnicity
White 90% Two or more races 5% Hispanic / Latino 4% Asian 2%
Common ancestry
Romanian 4% Iranian 3% Lithuanian 2%
Foreign-born
2% · South Korea
Languages at home
97% English-only · Spanish 1% Other Indo-European 1%

Political lean MEDSL · Calhoun

2024 margin
R (+14.1) · D 42.3% · R 56.4% · Other 1.3%
2008→2024 swing
-23.4pp toward R · 2008: 9.4pp · 2024: -14.1pp
All cycles
2024: R+14.1 2020: R+11.1 2016: R+12.5 2012: D+1.6 2008: D+9.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -108.10%
Current HPI
192.69
Rent YoY
Metro
State GDP YoY
▲ 1.37%
F500 in state
28

Industry mix (Fortune 500 HQ in MI)

Industry F500 HQs Revenue

Price history

-15.0% since first listed
15 events — show timeline
  • 2026-04-10 Pending REALCOMP
  • 2026-04-10 Pending MiRealSource-MiMLS
  • 2026-04-10 Pending SW Michigan MLS
  • 2026-04-06 Price Changed $169,900 MiRealSource-MiMLS
  • 2026-04-06 Price Changed $169,900 REALCOMP
  • 2026-04-06 Price Changed $169,900 SW Michigan MLS
  • 2026-03-19 Price Changed $179,900 MiRealSource-MiMLS
  • 2026-03-18 Price Changed $179,900 REALCOMP
  • 2026-03-18 Price Changed $179,900 SW Michigan MLS
  • 2026-03-04 Price Changed $194,900 MiRealSource-MiMLS
  • 2026-03-03 Price Changed $194,900 REALCOMP
  • 2026-03-03 Price Changed $194,900 SW Michigan MLS
  • 2026-01-12 Listed $199,900 REALCOMP
  • 2026-01-12 Listed $199,900 SW Michigan MLS
  • 2026-01-12 Listed $199,900 MiRealSource-MiMLS

Property tax history

-1.3%/yr

Latest (2025): $2,333 · +225.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…