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725 Sinclair Ln 🏗️ New Construction
D Composite 40.73
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Appreciation +10.0/10.0
  • ARV discount +7.5/15.0
  • Cash flow +7.3/30.0
  • Schools +3.6/10.0
  • Livability +3.6/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • 1% rule +2.2/10.0
  • DSCR +1.5/10.0

$319,900

725 Sinclair Ln · Temple, GA 30179
4 bd · 2.5 ba · 2,053 sqft · SingleFamily · 1 Days on market
Built 2026 $35/mo HOA · 2% of rent ↓ 5% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Move-in Ready! The Coleman floor plan by Smith Douglas Homes now available in the Evergreen at Lakeside community in Temple, Georgia. This thoughtfully designed new construction home offers modern style, functional living, and exceptional value in a growing West Georgia location known for its small-town charm and easy access to Metro Atlanta. Upon entry, The Coleman welcomes guests with a wide foyer that opens to a dining room, ideal for hosting. The foyer flows seamlessly into a spacious open-concept living, dining, and kitchen area, perfect for entertaining or everyday living. The large eat-in kitchen features Quartz countertops, upgraded cabinetry with crown molding, a center island, and stainless steel appliances, all overlooking the family room with a stylish linear fireplace. Luxury Vinyl Plank flooring extends throughout the entire main level, combining durability with modern design. Step outside to a rear patio, offering ample space for outdoor dining, grilling, or relaxing with family and friends. An elegant open iron staircase leads to the second level, where you'll find a spacious primary suite with a private bath featuring a large tiled shower and marble countertops. Three additional generously sized bedrooms, a shared hall bath with marble counters, and a convenient upstairs laundry room complete the upper level. Large closets throughout the home provide exceptional storage, while 9-foot ceilings on both floors enhance the open, airy feel. Located in Evergreen at Lakeside in Temple, GA, this Smith Douglas Homes community offers convenient access to I-20, shopping, dining, and everyday essentials, while remaining close to outdoor recreation and local parks. Temple is a popular choice for buyers seeking new homes near Atlanta with affordability, space, and community appeal. Photos are of the actual Seller incentives available with use of preferred lender.

Key facts

  • Quartz countertops
  • Large eat-in kitchen
  • Upgraded cabinetry

Tags

COLEMAN FLOOR PLANLARGE EAT-IN KITCHENQUARTZ COUNTERTOPSUPGRADED CABINETRYCENTER ISLANDSTAINLESS STEEL APPLIANCES

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
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🏗️ New construction. The $319,900 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $312,056.

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath single-family listed at $320k.

Deal economics

  • At list price, monthly cash flow is $-410 ($-5k/yr) — negative.
  • To cash-flow at today's rent, offer at most $253k (21.0% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $226k (29.5% below list).
  • Recommended offer: $226k (29.5% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 72/100 on livability (#60 in GA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F.
  • Carroll County (rural): math 42% / reading 41% proficiency, ranked #38 of 174 in GA (top 22%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Temple Elementary School (math 37% / reading 38%, grade F, #474 of 1,228 statewide, top 39%, 662 students, 75% FRL); Temple Middle School (math 31% / reading 36%, grade F, #206 of 470 statewide, top 45%, 621 students, 67% FRL); Temple High School (math 22% / reading 22%, grade F, #213 of 424 statewide, top 51%, 746 students, 62% FRL).
  • Market conditions: 191 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 43% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 876 units permitted in Carroll County in 2024 (150 in 5+ unit buildings).
  • This rent runs 35% of the median local income ($77k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $33k of equity ($2k loan paydown + $31k appreciation (10.0% local appreciation)).
  • Carroll County population projected at +12% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • By year 2, paydown + projected appreciation supports a ~$54k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
  • 4 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $225,551 (29.5% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.72%
Cap rate
4.72%
Cash-on-cash
-5.63%
DSCR
0.75
GRM
11.5

CMA / ARV

ARV (on-the-fly)
$312,056
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
435 Nottely Dr 0.17mi 4/2.5 2,053 (0%) 8mo $319,900 $156 85
171 Ivey Lake Pkwy 0.23mi 4/3.0 2,059 (+0%) 7mo $313,400 $152 81
102 Streambank Ct 0.38mi 4/2.5 2,091 (+2%) 4mo $341,000 $163 76
107 Deer Xing Lot 88 0.39mi 4/2.5 2,204 (+7%) 7mo $292,900 $133 64
284 Ivey Lake Pkwy 0.32mi 4/2.0 2,227 (+8%) 7mo $335,000 $150 63
108 Deer Xing Lot 3 0.35mi 4/2.5 1,856 (-10%) 6mo $325,000 $175 63
121 Creek Crossing Ln 0.30mi 3/3.0 (-1) 2,187 (+6%) 8mo $340,000 $155 62
130 Carroll St 0.38mi 3/2.0 (-1) 1,832 (-11%) 2mo $265,000 $145 56
167 Waters Edge Pkwy 0.51mi 4/2.5 2,257 (+10%) 4mo $317,000 $140 56
248 Waters Edge Pkwy 0.52mi 4/2.5 2,290 (+12%) 6mo $324,900 $142 52
591 East Johnson St 0.67mi 4/4.0 1,901 (-7%) 8mo $150,000 $79 44
96 Rome St 0.73mi 4/2.5 1,786 (-13%) 3mo $329,000 $184 42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
20.3%
Equity multiple
2.65×
Total profit
$143,916
Equity at exit
$281,125
10-year hold
IRR
18.5%
Equity multiple
6.09×
Total profit
$444,439
Equity at exit
$606,256

Cash invested: $87,376 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30179

Home prices YoY
6.7%
Active inventory
191
Price-to-rent
11.8×

Monthly cashflow live

Estimated rent
$2,256 high interval (Pro) →
Mortgage (P&I)
$1,636
Tax est. 1.5%
$390 /mo · $4,681/yr
Insurance
$130
HOA
$35
Vacancy / Maint / Mgmt
$474
Net cashflow
$-410

Break-even live

Break-even rent $2,774
Max offer price $252,772
Occupancy floor

Sensitivity live

Price -10% $-194 -5% $-302 +0% $-410 +5% $-518 +10% $-625
Rent -10% $-588 -5% $-499 +0% $-410 +5% $-321 +10% $-232
Rate -1.0pp $-253 -0.5pp $-330 base $-410 +0.5pp $-491 +1.0pp $-573

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$78,014
Closing costs
$9,362
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 7 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
280 Ivey Lake Pkwy Temple, GA 4.0 2.5 2210 $2,100 $0.95 45d 1 0.29mi
116 Arborwood Way Temple, GA 3.0 2.0 1782 $1,905 $1.07 14d 1 0.44mi
142 Waters Edge Pkwy Temple, GA 4.0 2.5 2185 $1,999 $0.91 45d 1 0.45mi
321 Sue Ct Temple, GA 4.0 3.0 1621 $2,111 $1.30 14d 1 0.47mi
215 Waters Edge Pkwy Temple, GA 4.0 2.5 2290 $2,099 $0.92 26d 1 0.50mi
261 Stagecoach Pass Temple, GA 3.0 2.0 2205 $1,779 $0.81 45d 1 1.11mi
121 Breckenridge Pt Temple, GA 3.0 2.0 1687 $1,800 $1.07 21d 1 1.34mi

HOA detail

Monthly dues
$35 · $420/yr

Listing history 16 events

  1. 2026-04-24
    status Under Contract 1899-char remark
    Show marketing remark (1899 chars)

    Move-in Ready! The Coleman floor plan by Smith Douglas Homes now available in the Evergreen at Lakeside community in Temple, Georgia. This thoughtfully designed new construction home offers modern style, functional living, and exceptional value in a growing West Georgia location known for its small-town charm and easy access to Metro Atlanta. Upon entry, The Coleman welcomes guests with a wide foyer that opens to a dining room, ideal for hosting. The foyer flows seamlessly into a spacious open-concept living, dining, and kitchen area, perfect for entertaining or everyday living. The large eat-in kitchen features Quartz countertops, upgraded cabinetry with crown molding, a center island, and stainless steel appliances, all overlooking the family room with a stylish linear fireplace. Luxury Vinyl Plank flooring extends throughout the entire main level, combining durability with modern design. Step outside to a rear patio, offering ample space for outdoor dining, grilling, or relaxing with family and friends. An elegant open iron staircase leads to the second level, where you'll find a spacious primary suite with a private bath featuring a large tiled shower and marble countertops. Three additional generously sized bedrooms, a shared hall bath with marble counters, and a convenient upstairs laundry room complete the upper level. Large closets throughout the home provide exceptional storage, while 9-foot ceilings on both floors enhance the open, airy feel. Located in Evergreen at Lakeside in Temple, GA, this Smith Douglas Homes community offers convenient access to I-20, shopping, dining, and everyday essentials, while remaining close to outdoor recreation and local parks. Temple is a popular choice for buyers seeking new homes near Atlanta with affordability, space, and community appeal. Photos are of the actual Seller incentives available with use of preferred lender.

  2. 2026-04-24
    status Pending
    Show marketing remark (1899 chars)

    Move-in Ready! The Coleman floor plan by Smith Douglas Homes now available in the Evergreen at Lakeside community in Temple, Georgia. This thoughtfully designed new construction home offers modern style, functional living, and exceptional value in a growing West Georgia location known for its small-town charm and easy access to Metro Atlanta. Upon entry, The Coleman welcomes guests with a wide foyer that opens to a dining room, ideal for hosting. The foyer flows seamlessly into a spacious open-concept living, dining, and kitchen area, perfect for entertaining or everyday living. The large eat-in kitchen features Quartz countertops, upgraded cabinetry with crown molding, a center island, and stainless steel appliances, all overlooking the family room with a stylish linear fireplace. Luxury Vinyl Plank flooring extends throughout the entire main level, combining durability with modern design. Step outside to a rear patio, offering ample space for outdoor dining, grilling, or relaxing with family and friends. An elegant open iron staircase leads to the second level, where you'll find a spacious primary suite with a private bath featuring a large tiled shower and marble countertops. Three additional generously sized bedrooms, a shared hall bath with marble counters, and a convenient upstairs laundry room complete the upper level. Large closets throughout the home provide exceptional storage, while 9-foot ceilings on both floors enhance the open, airy feel. Located in Evergreen at Lakeside in Temple, GA, this Smith Douglas Homes community offers convenient access to I-20, shopping, dining, and everyday essentials, while remaining close to outdoor recreation and local parks. Temple is a popular choice for buyers seeking new homes near Atlanta with affordability, space, and community appeal. Photos are of the actual Seller incentives available with use of preferred lender.

  3. 2026-04-23
    listed $319,900 New 1899-char remark
    Show marketing remark (1899 chars)

    Move-in Ready! The Coleman floor plan by Smith Douglas Homes now available in the Evergreen at Lakeside community in Temple, Georgia. This thoughtfully designed new construction home offers modern style, functional living, and exceptional value in a growing West Georgia location known for its small-town charm and easy access to Metro Atlanta. Upon entry, The Coleman welcomes guests with a wide foyer that opens to a dining room, ideal for hosting. The foyer flows seamlessly into a spacious open-concept living, dining, and kitchen area, perfect for entertaining or everyday living. The large eat-in kitchen features Quartz countertops, upgraded cabinetry with crown molding, a center island, and stainless steel appliances, all overlooking the family room with a stylish linear fireplace. Luxury Vinyl Plank flooring extends throughout the entire main level, combining durability with modern design. Step outside to a rear patio, offering ample space for outdoor dining, grilling, or relaxing with family and friends. An elegant open iron staircase leads to the second level, where you'll find a spacious primary suite with a private bath featuring a large tiled shower and marble countertops. Three additional generously sized bedrooms, a shared hall bath with marble counters, and a convenient upstairs laundry room complete the upper level. Large closets throughout the home provide exceptional storage, while 9-foot ceilings on both floors enhance the open, airy feel. Located in Evergreen at Lakeside in Temple, GA, this Smith Douglas Homes community offers convenient access to I-20, shopping, dining, and everyday essentials, while remaining close to outdoor recreation and local parks. Temple is a popular choice for buyers seeking new homes near Atlanta with affordability, space, and community appeal. Photos are of the actual Seller incentives available with use of preferred lender.

  4. 2026-04-23
    listed $319,900 Active
    Show marketing remark (1899 chars)

    Move-in Ready! The Coleman floor plan by Smith Douglas Homes now available in the Evergreen at Lakeside community in Temple, Georgia. This thoughtfully designed new construction home offers modern style, functional living, and exceptional value in a growing West Georgia location known for its small-town charm and easy access to Metro Atlanta. Upon entry, The Coleman welcomes guests with a wide foyer that opens to a dining room, ideal for hosting. The foyer flows seamlessly into a spacious open-concept living, dining, and kitchen area, perfect for entertaining or everyday living. The large eat-in kitchen features Quartz countertops, upgraded cabinetry with crown molding, a center island, and stainless steel appliances, all overlooking the family room with a stylish linear fireplace. Luxury Vinyl Plank flooring extends throughout the entire main level, combining durability with modern design. Step outside to a rear patio, offering ample space for outdoor dining, grilling, or relaxing with family and friends. An elegant open iron staircase leads to the second level, where you'll find a spacious primary suite with a private bath featuring a large tiled shower and marble countertops. Three additional generously sized bedrooms, a shared hall bath with marble counters, and a convenient upstairs laundry room complete the upper level. Large closets throughout the home provide exceptional storage, while 9-foot ceilings on both floors enhance the open, airy feel. Located in Evergreen at Lakeside in Temple, GA, this Smith Douglas Homes community offers convenient access to I-20, shopping, dining, and everyday essentials, while remaining close to outdoor recreation and local parks. Temple is a popular choice for buyers seeking new homes near Atlanta with affordability, space, and community appeal. Photos are of the actual Seller incentives available with use of preferred lender.

  5. 2026-04-22
    historical
  6. 2026-04-22
    historical
  7. 2026-04-07
    price $319,900
  8. 2026-04-07
    price $319,900
  9. 2026-02-20
    price $325,900
  10. 2026-02-20
    price $325,900
  11. 2026-01-19
    price $335,900
  12. 2026-01-19
    price $335,900
  13. 2026-01-15
    price $334,900
  14. 2026-01-15
    price $334,900
  15. 2026-01-06
    listed $336,455 New
  16. 2026-01-06
    listed $336,455 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$27,066
− Mortgage interest
−$17,480
− Property taxes
−$4,681
− Insurance
−$1,560
− Repairs & maintenance
−$2,165
− Management
−$2,165
− HOA
−$420
− Depreciation
−$9,078
Taxable loss
−$10,484
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,516
After-tax cash flow
$-2,400/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Carroll County
NCES district ID
1300840
Math proficiency
42% ▼ -7.00%
Reading proficiency
41% ▼ -8.00%
Median HH income
$48,692
Composite
35.62/100
National rank
#4888
State rank
#38 of 174 in GA

Livability — Temple

Score
72/100
State rank
#60
US rank
#5802

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment A Housing A+ Health & safety C User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Temple, GA
County
Carroll County · 124,888 people
City population
19,882
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
19,882
Household income
$76,571
Rent vs Own
15.1% rent · 84.9% own
Severe rent burden
396.0

Population outlook (Carroll County) Hauer SSP2

Today (2025)
123,370 people
By 2030
127,186 · +3.1%
By 2040
133,534 · +8.2%
By 2050
137,612 · +11.5%
By 2075
142,892 · +15.8%
By 2100
136,294 · +10.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (77%)
Race & ethnicity
White 77% Black 15% Hispanic / Latino 5% Two or more races 4%
Common ancestry
Italian 1% Lithuanian 1% Serbian 1%
Foreign-born
4% · Canada
Languages at home
95% English-only · Spanish 4%

Political lean MEDSL · Carroll

2024 margin
Solid R (+41.2) · D 29.1% · R 70.3%
2008→2024 swing
-8.2pp toward R · 2008: -32.9pp · 2024: -41.2pp
All cycles
2024: R+41.2 2020: R+39.0 2016: R+40.1 2012: R+37.7 2008: R+32.9

Not yet ingested

Civics

Market trends

HPI YoY
▲ 27.16%
Current HPI
435.3863
Rent YoY
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

-4.9% since first listed
16 events — show timeline
  • 2026-04-24 Pending GAMLS
  • 2026-04-24 Pending FMLS
  • 2026-04-23 Listed $319,900 FMLS
  • 2026-04-23 Listed $319,900 GAMLS
  • 2026-04-22 Listing Removed FMLS
  • 2026-04-22 Listing Removed GAMLS
  • 2026-04-07 Price Changed $319,900 GAMLS
  • 2026-04-07 Price Changed $319,900 FMLS
  • 2026-02-20 Price Changed $325,900 GAMLS
  • 2026-02-20 Price Changed $325,900 FMLS
  • 2026-01-19 Price Changed $335,900 FMLS
  • 2026-01-19 Price Changed $335,900 GAMLS
  • 2026-01-15 Price Changed $334,900 GAMLS
  • 2026-01-15 Price Changed $334,900 FMLS
  • 2026-01-06 Listed $336,455 FMLS
  • 2026-01-06 Listed $336,455 GAMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…