🏗️ New Construction
725 Sinclair Ln · Temple, GA
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- —
- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
- —
- Hot days in 30 yrs
- —
Wind risk No data
- Chance of severe wind over 30 yrs
- —
Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
- —
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Appreciation +10.0/10.0
- ARV discount +7.5/15.0
- Cash flow +7.3/30.0
- Schools +3.6/10.0
- Livability +3.6/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- 1% rule +2.2/10.0
- DSCR +1.5/10.0
$319,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Move-in Ready! The Coleman floor plan by Smith Douglas Homes now available in the Evergreen at Lakeside community in Temple, Georgia. This thoughtfully designed new construction home offers modern style, functional living, and exceptional value in a growing West Georgia location known for its small-town charm and easy access to Metro Atlanta. Upon entry, The Coleman welcomes guests with a wide foyer that opens to a dining room, ideal for hosting. The foyer flows seamlessly into a spacious open-concept living, dining, and kitchen area, perfect for entertaining or everyday living. The large eat-in kitchen features Quartz countertops, upgraded cabinetry with crown molding, a center island, and stainless steel appliances, all overlooking the family room with a stylish linear fireplace. Luxury Vinyl Plank flooring extends throughout the entire main level, combining durability with modern design. Step outside to a rear patio, offering ample space for outdoor dining, grilling, or relaxing with family and friends. An elegant open iron staircase leads to the second level, where you'll find a spacious primary suite with a private bath featuring a large tiled shower and marble countertops. Three additional generously sized bedrooms, a shared hall bath with marble counters, and a convenient upstairs laundry room complete the upper level. Large closets throughout the home provide exceptional storage, while 9-foot ceilings on both floors enhance the open, airy feel. Located in Evergreen at Lakeside in Temple, GA, this Smith Douglas Homes community offers convenient access to I-20, shopping, dining, and everyday essentials, while remaining close to outdoor recreation and local parks. Temple is a popular choice for buyers seeking new homes near Atlanta with affordability, space, and community appeal. Photos are of the actual Seller incentives available with use of preferred lender.
Key facts
- Quartz countertops
- Large eat-in kitchen
- Upgraded cabinetry
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.5-bath single-family listed at $320k.
Deal economics
- At list price, monthly cash flow is $-410 ($-5k/yr) — negative.
- To cash-flow at today's rent, offer at most $253k (21.0% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $226k (29.5% below list).
- Recommended offer: $226k (29.5% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 72/100 on livability (#60 in GA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F.
- Carroll County (rural): math 42% / reading 41% proficiency, ranked #38 of 174 in GA (top 22%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Temple Elementary School (math 37% / reading 38%, grade F, #474 of 1,228 statewide, top 39%, 662 students, 75% FRL); Temple Middle School (math 31% / reading 36%, grade F, #206 of 470 statewide, top 45%, 621 students, 67% FRL); Temple High School (math 22% / reading 22%, grade F, #213 of 424 statewide, top 51%, 746 students, 62% FRL).
- Market conditions: 191 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 43% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 876 units permitted in Carroll County in 2024 (150 in 5+ unit buildings).
- This rent runs 35% of the median local income ($77k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- In year one you build about $33k of equity ($2k loan paydown + $31k appreciation (10.0% local appreciation)).
- Carroll County population projected at +12% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- By year 2, paydown + projected appreciation supports a ~$54k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
- 4 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.72% ✗
- Cap rate
- 4.72%
- Cash-on-cash
- -5.63%
- DSCR
- 0.75
- GRM
- 11.5
CMA / ARV
- ARV (on-the-fly)
- $312,056
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 435 Nottely Dr | 0.17mi | 4/2.5 | 2,053 (0%) | 8mo | $319,900 | $156 | 85 |
| 171 Ivey Lake Pkwy | 0.23mi | 4/3.0 | 2,059 (+0%) | 7mo | $313,400 | $152 | 81 |
| 102 Streambank Ct | 0.38mi | 4/2.5 | 2,091 (+2%) | 4mo | $341,000 | $163 | 76 |
| 107 Deer Xing Lot 88 | 0.39mi | 4/2.5 | 2,204 (+7%) | 7mo | $292,900 | $133 | 64 |
| 284 Ivey Lake Pkwy | 0.32mi | 4/2.0 | 2,227 (+8%) | 7mo | $335,000 | $150 | 63 |
| 108 Deer Xing Lot 3 | 0.35mi | 4/2.5 | 1,856 (-10%) | 6mo | $325,000 | $175 | 63 |
| 121 Creek Crossing Ln | 0.30mi | 3/3.0 (-1) | 2,187 (+6%) | 8mo | $340,000 | $155 | 62 |
| 130 Carroll St | 0.38mi | 3/2.0 (-1) | 1,832 (-11%) | 2mo | $265,000 | $145 | 56 |
| 167 Waters Edge Pkwy | 0.51mi | 4/2.5 | 2,257 (+10%) | 4mo | $317,000 | $140 | 56 |
| 248 Waters Edge Pkwy | 0.52mi | 4/2.5 | 2,290 (+12%) | 6mo | $324,900 | $142 | 52 |
| 591 East Johnson St | 0.67mi | 4/4.0 | 1,901 (-7%) | 8mo | $150,000 | $79 | 44 |
| 96 Rome St | 0.73mi | 4/2.5 | 1,786 (-13%) | 3mo | $329,000 | $184 | 42 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
10.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 20.3%
- Equity multiple
- 2.65×
- Total profit
- $143,916
- Equity at exit
- $281,125
- IRR
- 18.5%
- Equity multiple
- 6.09×
- Total profit
- $444,439
- Equity at exit
- $606,256
Cash invested: $87,376 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30179
- Home prices YoY
- 6.7%
- Active inventory
- 191
- Price-to-rent
- 11.8×
Monthly cashflow live
- Estimated rent
- $2,256 high interval (Pro) →
- Mortgage (P&I)
- −$1,636
- Tax est. 1.5%
- −$390 /mo · $4,681/yr
- Insurance
- −$130
- HOA
- −$35
- Vacancy / Maint / Mgmt
- −$474
- Net cashflow
- $-410
Break-even live
Sensitivity live
| Price | -10% $-194 | -5% $-302 | +0% $-410 | +5% $-518 | +10% $-625 |
|---|---|---|---|---|---|
| Rent | -10% $-588 | -5% $-499 | +0% $-410 | +5% $-321 | +10% $-232 |
| Rate | -1.0pp $-253 | -0.5pp $-330 | base $-410 | +0.5pp $-491 | +1.0pp $-573 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $78,014
- Closing costs
- $9,362
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 7 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 280 Ivey Lake Pkwy Temple, GA | 4.0 | 2.5 | 2210 | $2,100 | $0.95 | 45d | 1 | 0.29mi |
| 116 Arborwood Way Temple, GA | 3.0 | 2.0 | 1782 | $1,905 | $1.07 | 14d | 1 | 0.44mi |
| 142 Waters Edge Pkwy Temple, GA | 4.0 | 2.5 | 2185 | $1,999 | $0.91 | 45d | 1 | 0.45mi |
| 321 Sue Ct Temple, GA | 4.0 | 3.0 | 1621 | $2,111 | $1.30 | 14d | 1 | 0.47mi |
| 215 Waters Edge Pkwy Temple, GA | 4.0 | 2.5 | 2290 | $2,099 | $0.92 | 26d | 1 | 0.50mi |
| 261 Stagecoach Pass Temple, GA | 3.0 | 2.0 | 2205 | $1,779 | $0.81 | 45d | 1 | 1.11mi |
| 121 Breckenridge Pt Temple, GA | 3.0 | 2.0 | 1687 | $1,800 | $1.07 | 21d | 1 | 1.34mi |
HOA detail
- Monthly dues
- $35 · $420/yr
Listing history 16 events
-
2026-04-24status Under Contract 1899-char remark
Show marketing remark (1899 chars)
Move-in Ready! The Coleman floor plan by Smith Douglas Homes now available in the Evergreen at Lakeside community in Temple, Georgia. This thoughtfully designed new construction home offers modern style, functional living, and exceptional value in a growing West Georgia location known for its small-town charm and easy access to Metro Atlanta. Upon entry, The Coleman welcomes guests with a wide foyer that opens to a dining room, ideal for hosting. The foyer flows seamlessly into a spacious open-concept living, dining, and kitchen area, perfect for entertaining or everyday living. The large eat-in kitchen features Quartz countertops, upgraded cabinetry with crown molding, a center island, and stainless steel appliances, all overlooking the family room with a stylish linear fireplace. Luxury Vinyl Plank flooring extends throughout the entire main level, combining durability with modern design. Step outside to a rear patio, offering ample space for outdoor dining, grilling, or relaxing with family and friends. An elegant open iron staircase leads to the second level, where you'll find a spacious primary suite with a private bath featuring a large tiled shower and marble countertops. Three additional generously sized bedrooms, a shared hall bath with marble counters, and a convenient upstairs laundry room complete the upper level. Large closets throughout the home provide exceptional storage, while 9-foot ceilings on both floors enhance the open, airy feel. Located in Evergreen at Lakeside in Temple, GA, this Smith Douglas Homes community offers convenient access to I-20, shopping, dining, and everyday essentials, while remaining close to outdoor recreation and local parks. Temple is a popular choice for buyers seeking new homes near Atlanta with affordability, space, and community appeal. Photos are of the actual Seller incentives available with use of preferred lender.
-
2026-04-24status Pending
Show marketing remark (1899 chars)
Move-in Ready! The Coleman floor plan by Smith Douglas Homes now available in the Evergreen at Lakeside community in Temple, Georgia. This thoughtfully designed new construction home offers modern style, functional living, and exceptional value in a growing West Georgia location known for its small-town charm and easy access to Metro Atlanta. Upon entry, The Coleman welcomes guests with a wide foyer that opens to a dining room, ideal for hosting. The foyer flows seamlessly into a spacious open-concept living, dining, and kitchen area, perfect for entertaining or everyday living. The large eat-in kitchen features Quartz countertops, upgraded cabinetry with crown molding, a center island, and stainless steel appliances, all overlooking the family room with a stylish linear fireplace. Luxury Vinyl Plank flooring extends throughout the entire main level, combining durability with modern design. Step outside to a rear patio, offering ample space for outdoor dining, grilling, or relaxing with family and friends. An elegant open iron staircase leads to the second level, where you'll find a spacious primary suite with a private bath featuring a large tiled shower and marble countertops. Three additional generously sized bedrooms, a shared hall bath with marble counters, and a convenient upstairs laundry room complete the upper level. Large closets throughout the home provide exceptional storage, while 9-foot ceilings on both floors enhance the open, airy feel. Located in Evergreen at Lakeside in Temple, GA, this Smith Douglas Homes community offers convenient access to I-20, shopping, dining, and everyday essentials, while remaining close to outdoor recreation and local parks. Temple is a popular choice for buyers seeking new homes near Atlanta with affordability, space, and community appeal. Photos are of the actual Seller incentives available with use of preferred lender.
-
2026-04-23$319,900 New 1899-char remark
Show marketing remark (1899 chars)
Move-in Ready! The Coleman floor plan by Smith Douglas Homes now available in the Evergreen at Lakeside community in Temple, Georgia. This thoughtfully designed new construction home offers modern style, functional living, and exceptional value in a growing West Georgia location known for its small-town charm and easy access to Metro Atlanta. Upon entry, The Coleman welcomes guests with a wide foyer that opens to a dining room, ideal for hosting. The foyer flows seamlessly into a spacious open-concept living, dining, and kitchen area, perfect for entertaining or everyday living. The large eat-in kitchen features Quartz countertops, upgraded cabinetry with crown molding, a center island, and stainless steel appliances, all overlooking the family room with a stylish linear fireplace. Luxury Vinyl Plank flooring extends throughout the entire main level, combining durability with modern design. Step outside to a rear patio, offering ample space for outdoor dining, grilling, or relaxing with family and friends. An elegant open iron staircase leads to the second level, where you'll find a spacious primary suite with a private bath featuring a large tiled shower and marble countertops. Three additional generously sized bedrooms, a shared hall bath with marble counters, and a convenient upstairs laundry room complete the upper level. Large closets throughout the home provide exceptional storage, while 9-foot ceilings on both floors enhance the open, airy feel. Located in Evergreen at Lakeside in Temple, GA, this Smith Douglas Homes community offers convenient access to I-20, shopping, dining, and everyday essentials, while remaining close to outdoor recreation and local parks. Temple is a popular choice for buyers seeking new homes near Atlanta with affordability, space, and community appeal. Photos are of the actual Seller incentives available with use of preferred lender.
-
2026-04-23$319,900 Active
Show marketing remark (1899 chars)
Move-in Ready! The Coleman floor plan by Smith Douglas Homes now available in the Evergreen at Lakeside community in Temple, Georgia. This thoughtfully designed new construction home offers modern style, functional living, and exceptional value in a growing West Georgia location known for its small-town charm and easy access to Metro Atlanta. Upon entry, The Coleman welcomes guests with a wide foyer that opens to a dining room, ideal for hosting. The foyer flows seamlessly into a spacious open-concept living, dining, and kitchen area, perfect for entertaining or everyday living. The large eat-in kitchen features Quartz countertops, upgraded cabinetry with crown molding, a center island, and stainless steel appliances, all overlooking the family room with a stylish linear fireplace. Luxury Vinyl Plank flooring extends throughout the entire main level, combining durability with modern design. Step outside to a rear patio, offering ample space for outdoor dining, grilling, or relaxing with family and friends. An elegant open iron staircase leads to the second level, where you'll find a spacious primary suite with a private bath featuring a large tiled shower and marble countertops. Three additional generously sized bedrooms, a shared hall bath with marble counters, and a convenient upstairs laundry room complete the upper level. Large closets throughout the home provide exceptional storage, while 9-foot ceilings on both floors enhance the open, airy feel. Located in Evergreen at Lakeside in Temple, GA, this Smith Douglas Homes community offers convenient access to I-20, shopping, dining, and everyday essentials, while remaining close to outdoor recreation and local parks. Temple is a popular choice for buyers seeking new homes near Atlanta with affordability, space, and community appeal. Photos are of the actual Seller incentives available with use of preferred lender.
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2026-04-22historical
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2026-04-22historical
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2026-04-07price $319,900
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2026-04-07price $319,900
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2026-02-20price $325,900
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2026-02-20price $325,900
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2026-01-19price $335,900
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2026-01-19price $335,900
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2026-01-15price $334,900
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2026-01-15price $334,900
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2026-01-06$336,455 New
-
2026-01-06$336,455 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $27,066
- − Mortgage interest
- −$17,480
- − Property taxes
- −$4,681
- − Insurance
- −$1,560
- − Repairs & maintenance
- −$2,165
- − Management
- −$2,165
- − HOA
- −$420
- − Depreciation
- −$9,078
- Taxable loss
- −$10,484
- Est. tax savings @ 24.0%
- +$2,516
- After-tax cash flow
- $-2,400/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Carroll County
- NCES district ID
- 1300840
- Math proficiency
- 42% ▼ -7.00%
- Reading proficiency
- 41% ▼ -8.00%
- Median HH income
- $48,692
- Composite
- 35.62/100
- National rank
- #4888
- State rank
- #38 of 174 in GA
Livability — Temple
- Score
- 72/100
- State rank
- #60
- US rank
- #5802
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Temple, GA
- County
- Carroll County · 124,888 people
- City population
- 19,882
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- Population (ZIP)
- 19,882
- Household income
- $76,571
- Rent vs Own
- Severe rent burden
- 396.0
Population outlook (Carroll County) Hauer SSP2
- Today (2025)
- 123,370 people
- By 2030
- 127,186 · +3.1%
- By 2040
- 133,534 · +8.2%
- By 2050
- 137,612 · +11.5%
- By 2075
- 142,892 · +15.8%
- By 2100
- 136,294 · +10.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (77%)
- Race & ethnicity
- White 77% Black 15% Hispanic / Latino 5% Two or more races 4%
- Common ancestry
- Italian 1% Lithuanian 1% Serbian 1%
- Foreign-born
- 4% · Canada
- Languages at home
- 95% English-only · Spanish 4%
Political lean MEDSL · Carroll
- 2024 margin
- Solid R (+41.2) · D 29.1% · R 70.3%
- 2008→2024 swing
- -8.2pp toward R · 2008: -32.9pp · 2024: -41.2pp
- All cycles
- 2024: R+41.2 2020: R+39.0 2016: R+40.1 2012: R+37.7 2008: R+32.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 27.16%
- Current HPI
- 435.3863
- Rent YoY
- —
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
||
| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
||
| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
||
| Utilities | 1 | $25B |
|
||
Price history
-4.9% since first listed16 events — show timeline
- 2026-04-24 Pending — GAMLS
- 2026-04-24 Pending — FMLS
- 2026-04-23 Listed $319,900 FMLS
- 2026-04-23 Listed $319,900 GAMLS
- 2026-04-22 Listing Removed — FMLS
- 2026-04-22 Listing Removed — GAMLS
- 2026-04-07 Price Changed $319,900 GAMLS
- 2026-04-07 Price Changed $319,900 FMLS
- 2026-02-20 Price Changed $325,900 GAMLS
- 2026-02-20 Price Changed $325,900 FMLS
- 2026-01-19 Price Changed $335,900 FMLS
- 2026-01-19 Price Changed $335,900 GAMLS
- 2026-01-15 Price Changed $334,900 GAMLS
- 2026-01-15 Price Changed $334,900 FMLS
- 2026-01-06 Listed $336,455 FMLS
- 2026-01-06 Listed $336,455 GAMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…