456 3rd St · Clairton, PA 15025

$70,000

3 bd · 1.0 ba · 1,632 sqft · SingleFamily public records · 69 Days on market

Built 1945 2,500 sqft lot $43/sqft · 27% below area Est $96k · 27% under ↓ 24% since listing

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Rent growth +5.0/5.0
• Livability +3.2/5.0
• Condition / age +2.5/5.0
• Schools +1.1/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Investor special or perfect opportunity to make it your own! This solid 3-bedroom, 1-bath brick home offers great bones and timeless character throughout. Featuring spacious living areas, original woodwork, and a functional layout, this home is ready for your vision and updates. The property includes a fenced-in yard—ideal for pets or outdoor space—and a detached garage for added convenience and storage. The third-floor space provides additional flexibility for a bedroom, office, or bonus area. Conveniently located in Clairton within the Clairton City School District, this home is a great option for investors, flippers, or buyers looking to build equity. Being sold AS-IS. Bring your ideas and unlock the potential!

Key facts

• Third-floor space
• Fenced-in yard
• Detached garage

Tags

• FENCED-IN YARD
• DETACHED GARAGE
• THIRD-FLOOR SPACE

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $70k.

Deal economics

• At list price, monthly cash flow is $588 ($7k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $70k).
• Recommended offer: $66k (6.0% below list) — sets the bar for market timing.
• Cap rate 16.4% vs local median 12.7% in Clairton — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 63/100 on livability (#1,308 in PA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A; Watch: crime C-, health & safety D+, schools F.
• Clairton City SD (suburban): math 7% / reading 21% proficiency, ranked #520 of 539 in PA (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 82% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+10.5%/yr); 94 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 80% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $484 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• At projected returns (-3.0% appreciation + 8.0% rent growth), your $20k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

• It's been on market 69 days — a 6% lower offer ($66k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Watch-outs: built in 1945 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $65,800 (6.0% below list)

Questions for the listing agent

1. It's been on market 69 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Built in 1945 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.89% ✓
• Cap rate: 16.37%
• Cash-on-cash: 35.99%
• DSCR: 2.60
• GRM: 4.4

CMA / ARV

• ARV (median comp): $95,520
• List price: $70,000
• Delta: -26.72%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 9 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
609 Large Ave	0.35mi	3/2.0	1,620 (-1%)	5mo	$47,500	$29	74
333 Wylie Ave	0.39mi	3/1.5	1,544 (-5%)	6mo	$61,000	$40	66
365 Halcomb Ave	0.27mi	3/1.5	1,716 (+5%)	14mo	$69,900	$41	65
901 Gary Ave	0.66mi	3/2.0	1,640 (+0%)	0mo	$90,000	$55	64
552 Halcomb Ave	0.43mi	3/1.5	1,750 (+7%)	6mo	$130,000	$74	61
678 Reed St	0.37mi	3/1.5	1,612 (-1%)	24mo	$125,000	$78	59
534 Independence Dr	0.67mi	3/1.0	1,445 (-12%)	7mo	$55,000	$38	44
706 Saint Clair Ave	0.49mi	3/2.5	1,458 (-11%)	20mo	$165,300	$113	37
421 Rose Ave	0.52mi	4/2.0 (+1)	1,824 (+12%)	20mo	$145,000	$79	31

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold

• IRR: 37.2%
• Equity multiple: 2.69×
• Total profit: $33,111
• Equity at exit: $10,437

10-year hold

• IRR: 46.2%
• Equity multiple: 6.56×
• Total profit: $108,952
• Equity at exit: $6,052

Cash invested: $19,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 15025

• Home prices YoY: -34.4%
• Rents YoY: 10.5%
• Active inventory: 94
• Price-to-rent: 4.4×

Monthly cashflow live

• Estimated rent: $1,326 high
• Mortgage (P&I): −$367
• Tax from tax record: −$63 /mo · $756/yr
• Insurance: −$29
• HOA: −$0
• Vacancy / Maint / Mgmt: −$278
• Net cashflow: $588

Break-even live

Break-even rent $581

Max offer price $70,000

Occupancy floor 51%

Sensitivity live

Price	-10% $628	-5% $608	+0% $588	+5% $568	+10% $548
Rent	-10% $483	-5% $536	+0% $588	+5% $640	+10% $693
Rate	-1.0pp $623	-0.5pp $606	base $588	+0.5pp $570	+1.0pp $551

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $17,500
• Closing costs: $2,100
• Reserves months: —
• Total cash needed: —

Rent comps 10 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
350 Wylie Ave Unit 1 Clairton, PA	2.0	1.0	1152	$1,050	$0.91	44d	1	0.38mi
701-703 Waddell Ave Clairton, PA	4.0	1.0	1200	$1,850	$1.54	2d	1	0.43mi
809 3rd St Unit 624 Clairton, PA	2.0	1.5	1240	$1,008	$0.81	44d	1	0.51mi
809 3rd St Unit 194 Clairton, PA	2.0	1.5	1244	$1,081	$0.87	44d	1	0.51mi
866 Vankirk St Unit 1 Clairton, PA	2.0	1.5	1440	$1,200	$0.83	44d	1	0.68mi
874 Vankirk St Clairton, PA	3.0	1.5	1296	$1,150	$0.89	44d	1	0.69mi
127 Constitution Cir Clairton, PA	2.0	1.0	1063	$1,275	$1.20	11d	1	0.70mi
507 N 6th St Clairton, PA	2.0	1.5	1120	$1,250	$1.12	44d	1	0.96mi
185 Carnegie Ave Clairton, PA	3.0	1.0	1404	$1,295	$0.92	44d	1	1.09mi
231 Connecticut Ave Clairton, PA	3.0	1.0	1064	$1,150	$1.08	44d	1	1.39mi

Listing history 20 events

1. 2026-06-21
   days on market $70,000 Active 69 DOM
2. 2026-06-18
   days on market $70,000 Active 66 DOM
3. 2026-06-17
   days on market $70,000 Active 65 DOM
4. 2026-06-16
   pricedays on market $70,000 Active 64 DOM
5. 2026-06-15
   days on market $80,000 Active 63 DOM
6. 2026-06-13
   days on market $80,000 Active 61 DOM
7. 2026-06-10
   price $80,000 Active 57 DOM
8. 2026-06-09
   days on market $85,000 Active 57 DOM
9. 2026-06-08
   days on market $85,000 Active 56 DOM
10. 2026-06-07
    days on market $85,000 Active 55 DOM
11. 2026-06-05
    days on market $85,000 Active 52 DOM
12. 2026-06-03
    days on market $85,000 Active 51 DOM
13. 2026-06-02
    days on market $85,000 Active 50 DOM
14. 2026-06-01
    days on market $85,000 Active 49 DOM
15. 2026-05-31
    days on market $85,000 Active 48 DOM
16. 2026-05-19
    price $95,000 735-char remark

    Show marketing remark (735 chars)

    Investor special or perfect opportunity to make it your own! This solid 3-bedroom, 1-bath brick home offers great bones and timeless character throughout. Featuring spacious living areas, original woodwork, and a functional layout, this home is ready for your vision and updates. The property includes a fenced-in yard—ideal for pets or outdoor space—and a detached garage for added convenience and storage. The third-floor space provides additional flexibility for a bedroom, office, or bonus area. Conveniently located in Clairton within the Clairton City School District, this home is a great option for investors, flippers, or buyers looking to build equity. Being sold AS-IS. Bring your ideas and unlock the potential!

17. 2026-05-08
    price $99,000 735-char remark

    Show marketing remark (735 chars)

    Investor special or perfect opportunity to make it your own! This solid 3-bedroom, 1-bath brick home offers great bones and timeless character throughout. Featuring spacious living areas, original woodwork, and a functional layout, this home is ready for your vision and updates. The property includes a fenced-in yard—ideal for pets or outdoor space—and a detached garage for added convenience and storage. The third-floor space provides additional flexibility for a bedroom, office, or bonus area. Conveniently located in Clairton within the Clairton City School District, this home is a great option for investors, flippers, or buyers looking to build equity. Being sold AS-IS. Bring your ideas and unlock the potential!

18. 2026-04-25
    price $105,000 735-char remark

    Show marketing remark (735 chars)

    Investor special or perfect opportunity to make it your own! This solid 3-bedroom, 1-bath brick home offers great bones and timeless character throughout. Featuring spacious living areas, original woodwork, and a functional layout, this home is ready for your vision and updates. The property includes a fenced-in yard—ideal for pets or outdoor space—and a detached garage for added convenience and storage. The third-floor space provides additional flexibility for a bedroom, office, or bonus area. Conveniently located in Clairton within the Clairton City School District, this home is a great option for investors, flippers, or buyers looking to build equity. Being sold AS-IS. Bring your ideas and unlock the potential!

19. 2026-04-21
    price $119,000 735-char remark

    Show marketing remark (735 chars)

    Investor special or perfect opportunity to make it your own! This solid 3-bedroom, 1-bath brick home offers great bones and timeless character throughout. Featuring spacious living areas, original woodwork, and a functional layout, this home is ready for your vision and updates. The property includes a fenced-in yard—ideal for pets or outdoor space—and a detached garage for added convenience and storage. The third-floor space provides additional flexibility for a bedroom, office, or bonus area. Conveniently located in Clairton within the Clairton City School District, this home is a great option for investors, flippers, or buyers looking to build equity. Being sold AS-IS. Bring your ideas and unlock the potential!

20. 2026-04-13
    listed $125,000 Active 735-char remark

    Show marketing remark (735 chars)

    Investor special or perfect opportunity to make it your own! This solid 3-bedroom, 1-bath brick home offers great bones and timeless character throughout. Featuring spacious living areas, original woodwork, and a functional layout, this home is ready for your vision and updates. The property includes a fenced-in yard—ideal for pets or outdoor space—and a detached garage for added convenience and storage. The third-floor space provides additional flexibility for a bedroom, office, or bonus area. Conveniently located in Clairton within the Clairton City School District, this home is a great option for investors, flippers, or buyers looking to build equity. Being sold AS-IS. Bring your ideas and unlock the potential!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $756 · $63/mo
• Projected year-2 tax: $931 · $78/mo
• Expected delta: +$175/yr (+$15/mo · 23.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 4/10 Moderate 7 d/yr ≥96°F today · 19 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 5/10 Major 8 unhealthy d/yr today · 8 by 30 yrs out

Taxation est. · year 1

• Rental income: $15,906
• − Mortgage interest: −$3,921
• − Property taxes: −$756
• − Insurance: −$350
• − Repairs & maintenance: −$1,273
• − Management: −$1,273
• − Depreciation: −$2,036
• Taxable income: $6,298
• Est. tax owed @ 24.0%: −$1,511
• After-tax cash flow: $5,543/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Clairton City SD
• NCES district ID: 4206030
• Math proficiency: 7% ▼ -11.00%
• Reading proficiency: 21% ▼ -12.00%
• Median HH income: $30,250
• Composite: 11.0/100
• National rank: #9742
• State rank: #520 of 539 in PA

Livability — Clairton

• Score: 63/100
• State rank: #1308
• US rank: #16085

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment F Housing A Health & safety D+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Clairton, PA
• County: Allegheny County · 1,022,028 people
• City population: 16,939
• Metro: Pittsburgh, PA
• Population (ZIP): 16,939
• Household income: $76,531
• Rent vs Own: 25.1% rent · 74.9% own
• Severe rent burden: 572.0

Population outlook (Allegheny County) Hauer SSP2

• Today (2025): 1,250,282 people
• By 2030: 1,256,482 · +0.5%
• By 2040: 1,256,318 · +0.5%
• By 2050: 1,244,169 · -0.5%
• By 2075: 1,197,693 · -4.2%
• By 2100: 1,093,187 · -12.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (74%)
• Race & ethnicity: White 74% Black 18% Two or more races 4% Asian 2% Hispanic / Latino 2%
• Common ancestry: Romanian 6% Lithuanian 2% Slovak 1%
• Foreign-born: 4% · China, Canada, India
• Languages at home: 96% English-only · Other Indo-European 1% Chinese 1% Spanish 1%

Political lean MEDSL · Allegheny

• 2024 margin: Strong D (+20.3) · D 59.7% · R 39.4%
• 2008→2024 swing: +4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
• All cycles: 2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -96.35%
• Current HPI: 183.858
• Rent YoY: ▲ 10.47%
• Metro: Pittsburgh, PA
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

-24.0% since first listed

5 events — show timeline

• 2026-05-19 Price Changed $95,000 West Penn MLS
• 2026-05-08 Price Changed $99,000 West Penn MLS
• 2026-04-25 Price Changed $105,000 West Penn MLS
• 2026-04-21 Price Changed $119,000 West Penn MLS
• 2026-04-13 Listed $125,000 West Penn MLS

Property tax history

+9.1%/yr

Latest (2026): $756 · +11.0% YoY. Source: county tax records.