2525 W Golf Blvd · Pompano Beach, FL
Flood risk 4/10 · Minor
- FEMA flood zone
- AH
- Chance of flooding over 30 yrs
- 0.24%
- Est. flood insurance / yr
- $1,142 – $2,507
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 9/10 · Severe
- Hot days now (above 106°F)
- 3 days/yr
- Hot days in 30 yrs
- 10 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +16.8/30.0
- 1% rule +7.5/10.0
- ARV discount +7.5/15.0
- DSCR +5.2/10.0
- Schools +4.1/10.0
- Livability +3.7/5.0
- Rent growth +2.9/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$133,595
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Charming 1-Bedroom Condo in Leisureville, Pompano Beach First-Floor Convenience Peaceful Green Views Fun & Friendly 55+ Community Welcome to this inviting first-floor, one-bedroom, one-bath condominium located in the heart of Leisureville beautifully landscaped, vibrant 55+ community where neighbors feel like family. I've lived here since around 2006 and can truly say-its been an absolute joy. The condo opens onto a pleasant common walkway surrounded by manicured greenery, flowers, and friendly faces who greet you with a smile. From the living room, step out onto your private enclosed patio overlooking a peaceful green space perfect for quiet mornings, reading, or enjoying the Flori
Key facts
- Two heated pools
- Built 1968
- Listed 245 days
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath condo listed at $134k.
Deal economics
- At list price, monthly cash flow is $-67 ($-804/yr) — negative.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $134k).
- Recommended offer: $118k (12.0% below list) — sets the bar for market timing.
- Cap rate 7.1% vs local median 3.1% in Pompano Beach — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 74/100 on livability (#284 in FL, #4,541 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, cost of living B+; Watch: schools D+, employment D+, amenities F.
- Broward (suburban): math 42% / reading 53% proficiency, ranked #46 of 73 in FL (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents rising (+1.8%/yr); 597 active listings in the ZIP; 17 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 2,111 units permitted in Broward County in 2024 (1,265 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $923 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Broward County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 245 days — a 12% lower offer ($118k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 10y ago; this cycle's ask is 23% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
Risks & watch-outs
- Watch-outs: flood insurance adds $152/mo.
- Climate carrying-cost: in FEMA flood zone AH (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 3→10/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 245 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1968 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.25% ✓
- Cap rate
- 7.06%
- Cash-on-cash
- 2.73%
- DSCR
- 1.12
- GRM
- 6.7
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 1.75% rent growth · sell at horizon
- IRR
- -21.7%
- Equity multiple
- 0.26×
- Total profit
- $-27,681
- Equity at exit
- $19,919
- IRR
- -20.0%
- Equity multiple
- 0.02×
- Total profit
- $-36,643
- Equity at exit
- $11,551
Cash invested: $37,407 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33064
- Home prices YoY
- -18.7%
- Rents YoY
- 1.8%
- Active inventory
- 597
- Price-to-rent
- 6.7×
Monthly cashflow live
- Estimated rent
- $1,670 high interval (Pro) →
- Mortgage (P&I)
- −$701
- Tax est. 1.5%
- −$167 /mo · $2,004/yr
- Insurance
- −$56
- Flood insurance flood zone
- −$152 /mo · $1,824/yr
- HOA est. from 5 same-building comps
- −$311
- Vacancy / Maint / Mgmt
- −$351
- Net cashflow
- $-67
Break-even live
Sensitivity live
| Price | -10% $25 | -5% $-21 | +0% $-67 | +5% $-113 | +10% $-159 |
|---|---|---|---|---|---|
| Rent | -10% $-199 | -5% $-133 | +0% $-67 | +5% $-1 | +10% $65 |
| Rate | -1.0pp $0 | -0.5pp $-33 | base $-67 | +0.5pp $-102 | +1.0pp $-137 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $33,399
- Closing costs
- $4,008
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 17 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2501 W Golf Blvd Pompano Beach, FL | 1.0 | 1.0 | 600 | $1,375 | $2.29 | 25d | 1 | 0.02mi |
| 201 S Golf Blvd #298 Pompano Beach, FL | 2.0 | 1.0 | 750 | $1,600 | $2.13 | 16d | 1 | 0.27mi |
| 300 NW 30th Ct #202 Pompano Beach, FL | 1.0 | 1.0 | 633 | $1,650 | $2.61 | 25d | 1 | 0.44mi |
| 231 NE 24th St Unit 1 Pompano Beach, FL | 2.0 | 1.0 | 750 | $2,250 | $3.00 | 0d | 1 | 0.60mi |
| 3109 NW 2nd Ter Unit 4-156 Pompano Beach, FL | 1.0 | 1.0 | 680 | $1,600 | $2.35 | 25d | 1 | 0.61mi |
| 3109 NW 2nd Ter Unit 4-156 Pompano Beach, FL | 1.0 | 1.0 | 680 | $1,600 | $2.35 | 16d | 1 | 0.61mi |
| 401 NW 34th St Pompano Beach, FL | 2.0 | 1.0–1.5 | 704 | $1,982 | $2.81 | 3d | 16 | 0.75mi |
| 3550 NW 8th Ave Pompano Beach, FL | 2.0 | 1.5 | 765 | $1,775 | $2.32 | 16d | 4 | 0.79mi |
| 521 NW 35th Ct Unit D Pompano Beach, FL | 1.0 | 1.0 | 600 | $1,525 | $2.54 | 25d | 1 | 0.84mi |
| 341 NW 35th Ct Unit 1 Pompano Beach, FL | — | 1.0 | 655 | $1,300 | $1.98 | 25d | 1 | 0.85mi |
| 1548 NW 3rd Ter Pompano Beach, FL | 2.0 | 1.0 | 576 | $2,050 | $3.56 | 25d | 1 | 0.98mi |
| 555 NW 15th Ct Pompano Beach, FL | 2.0 | 1.0 | 576 | $2,500 | $4.34 | 25d | 1 | 1.05mi |
| 1100 Crystal Lake Dr #207 Deerfield Beach, FL | 1.0 | 1.0 | 660 | $1,900 | $2.88 | 25d | 1 | 1.18mi |
| 1309 NW 2nd Ave Unit 3 Pompano Beach, FL | 2.0 | 1.0 | 700 | $1,750 | $2.50 | 25d | 1 | 1.24mi |
| 1109 NW 6th Ave Unit 3 Pompano Beach, FL | 2.0 | 1.0 | 750 | $1,875 | $2.50 | 25d | 1 | 1.39mi |
| 1109 NW 6th Ave #1 Pompano Beach, FL | 1.0 | 1.0 | 550 | $1,575 | $2.86 | 16d | 1 | 1.39mi |
| 651 NW 42nd Ct #214 Deerfield Beach, FL | 2.0 | 1.0 | 721 | $1,695 | $2.35 | 25d | 1 | 1.44mi |
HOA detail condo
- Monthly dues
- $0 · $0/yr
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 17 events
-
2026-06-21days on market $133,595 Active 245 DOM
-
2026-06-18days on market $133,595 Active 242 DOM
-
2026-06-17days on market $133,595 Active 241 DOM
-
2026-06-16days on market $133,595 Active 240 DOM
-
2026-06-15days on market $133,595 Active 239 DOM
-
2026-06-13days on market $133,595 Active 237 DOM
-
2026-06-09days on market $133,595 Active 233 DOM
-
2026-06-07days on market $133,595 Active 231 DOM
-
2026-06-04days on market $133,595 Active 228 DOM
-
2026-06-03days on market $133,595 Active 227 DOM
-
2026-06-02days on market $133,595 Active 226 DOM
-
2026-06-01days on market $133,595 Active 225 DOM
-
2026-05-31days on market $133,595 Active 224 DOM
-
2025-10-24price $133,595
-
2025-10-19$109,000 Active
-
2016-01-29historical
-
2016-01-23$65,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 4/10 Moderate FEMA zone AH · 24% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 9/10 Extreme 3 d/yr ≥106°F today · 10 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $20,040
- − Mortgage interest
- −$7,483
- − Property taxes
- −$2,004
- − Insurance
- −$2,492
- − Repairs & maintenance
- −$1,603
- − Management
- −$1,603
- − HOA
- −$3,732
- − Depreciation
- −$3,886
- Taxable loss
- −$2,765
- Est. tax savings @ 24.0%
- +$664
- After-tax cash flow
- $-141/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Broward
- NCES district ID
- 1200180
- Math proficiency
- 42% ▼ -18.00%
- Reading proficiency
- 53% ▼ -5.00%
- Median HH income
- $52,139
- Composite
- 40.88/100
- National rank
- #3621
- State rank
- #46 of 73 in FL
Livability — Pompano Beach
- Score
- 74/100
- State rank
- #284
- US rank
- #4541
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Pompano Beach, FL
- County
- Broward County · 1,963,430 people
- City population
- 155,861
- Metro
- Miami-Fort Lauderdale-Pompano Beach, FL
- Population (ZIP)
- 64,563
- Household income
- $71,301
- Rent vs Own
- Severe rent burden
- 2907.0
Population outlook (Broward County) Hauer SSP2
- Today (2025)
- 2,207,033 people
- By 2030
- 2,360,704 · +7.0%
- By 2040
- 2,661,208 · +20.6%
- By 2050
- 2,946,698 · +33.5%
- By 2075
- 3,602,273 · +63.2%
- By 2100
- 3,970,984 · +79.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Highly diverse neighborhood (Simpson 0.75)
- Race & ethnicity
- White 34% Hispanic / Latino 27% Black 25% Two or more races 24% Asian 2%
- Hispanic origin (detail)
- Mexican 4% Puerto Rican 4% Cuban 4% Dominican 2%
- Common ancestry
- Hispanic 13% Estonian 10% Romanian 1%
- Foreign-born
- 43% · Canada, Jamaica, Dominican Republic
- Languages at home
- 45% English-only · Spanish 23% French/Haitian/Cajun 16% Other Indo-European 13%
Political lean MEDSL · Broward
- 2024 margin
- D (+17.0) · D 58.0% · R 41.0%
- 2008→2024 swing
- -17.8pp toward R · 2008: 34.7pp · 2024: 17.0pp
- All cycles
- 2024: D+17.0 2020: D+29.8 2016: D+35.0 2012: D+34.9 2008: D+34.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -109.09%
- Current HPI
- 474.7007
- Rent YoY
- ▲ 1.75%
- Metro
- Miami-Fort Lauderdale-Pompano Beach, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
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| Technology Distribution | 1 | $58B |
|
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| Homebuilding | 1 | $35B |
|
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| Technology Manufacturing | 1 | $35B |
|
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Price history
+105.5% since first listed4 events — show timeline
- 2025-10-24 Price Changed $133,595 ForSaleByOwner.com
- 2025-10-19 Listed $109,000 ForSaleByOwner.com
- 2016-01-29 Listing Removed — Beaches MLS
- 2016-01-23 Listed $65,000 Beaches MLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…