2904 Jerry Ln · Jacksonville, FL 32218

$200,000

3 bd · 1.0 ba · 1,059 sqft · SingleFamily public records · 4 Days on market

Built 1955 0.33 ac lot Est $198k · at est.

---

Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +14.7/30.0
• ARV discount +7.1/15.0
• DSCR +4.5/10.0
• Livability +4.2/5.0
• Schools +3.9/10.0
• 1% rule +3.7/10.0
• Condition / age +2.5/5.0
• Rent growth +2.4/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

MULTIPLE OFFERS !! SELLER CALLING FOR HIGHEST AND BEST SUBMITTED BY 7:00 PM 6/3/19 BACK ON THE MARKET!! BEAUTIFUL 3/1 THAT HAS BEEN COMPLETELY UPGRADED WITH GRANITE COUNTER TOPS, REMODELED BATHROOM AND KITCHEN. HARDWOOD LAMINATE AND TILED FLOORS. YOU WILL LOVE THIS WELL APPOINTED HOME AND IT'S AMENITIES. STEP OUT OF ONTO YOUR SPACIOUS WOODEN COVERED DECK AND CABANA. ENJOY THE FLORIDA EVENINGS AROUND YOUR POOL. PERFECT STARTER HOME OR THAT SECOND HOME THAT YOU HAVE ALWAYS WANTED. NESTLED ON A ONE STREET COMMUNITY CLOSE TO DNTN, AIRPORT, COLLEGES, INTERSTATES AND MAJOR SHOPPING MALLS.

Key facts

• Covered carport
• Oversized lot
• Detached garage

Tags

• OVERSIZED LOT
• IN-GROUND FREE-FORM POOL
• PRIVATE BACKYARD RETREAT
• DETACHED GARAGE
• COVERED CARPORT
• ADDITIONAL STORAGE SHED

Property features AI

Finance

• HOA & community: Not a senior community

Exterior

• Parking: Detached carport; Carport (1 space); Detached garage; Garage (2 spaces); Additional parking; Gated parking
• Utilities: Electricity connected; Sewer connected; Water connected
• Home design: Single family residence; Used for residential single-family
• Exterior features: Private in-ground pool; Back yard fencing

Interior

• Kitchen: Dishwasher; Disposal; Electric oven; Electric range; Microwave; Refrigerator; Water softener (owned)
• Bedrooms: 2 bedrooms
• Bathrooms: 1 full bathroom
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Breakfast bar; Breakfast nook; Open floorplan
• Laundry & utility: In-unit washer and dryer; Electric water heater

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $200k.

Deal economics

• At list price, monthly cash flow is $-17 ($-202/yr) — negative.
• To cash-flow at today's rent, offer at most $197k (1.5% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $173k (13.5% below list).
• Recommended offer: $173k (13.5% below list) — sets the bar for 1% rule.
• Cap rate 6.6% vs local median 3.9% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
• Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents soft (-0.4%/yr); 733 active listings in the ZIP; 36 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• Only 4 days on market — expect competitive offers; lowballing is unlikely to land.
• 7 sale attempts since 25y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $141k; 42% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: flood insurance adds $66/mo; built in 1955 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $173,038 (13.5% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. Built in 1955 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.87% ✗
• Cap rate: 6.59%
• Cash-on-cash: 1.06%
• DSCR: 1.05
• GRM: 9.6

CMA / ARV

• ARV (on-the-fly): $198,033
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2904 Jerry Ln	0.00mi	2/1.0 (-1)	1,059 (0%)	2mo	$200,000	$189	94
3040 Date St	0.17mi	3/2.0	1,040 (-2%)	13mo	$155,000	$149	75
2341 2nd Ave	0.54mi	3/1.0	1,104 (+4%)	8mo	$115,000	$104	61
2480 Drake Ave	0.67mi	3/1.0	984 (-7%)	7mo	$164,000	$167	51
3141 Water St	0.45mi	3/2.0	1,162 (+10%)	11mo	$310,000	$267	50
9742 Highland Ave N	0.57mi	3/2.0	960 (-9%)	9mo	$110,000	$115	46
2304 5th Ave	0.75mi	3/1.0	1,050 (-1%)	21mo	$158,900	$151	46
2864 Leonid Rd	0.57mi	3/2.0	1,160 (+10%)	9mo	$170,000	$147	46
10553 Tulsa Rd	0.55mi	3/2.0	975 (-8%)	18mo	$235,000	$241	42
2362 Jayson Ave	0.66mi	3/2.0	1,205 (+14%)	8mo	$229,900	$191	35
2350 Jayson Ave	0.66mi	3/2.0	1,205 (+14%)	9mo	$225,000	$187	34
2915 Tinsley Rd	0.63mi	3/2.0	1,209 (+14%)	15mo	$252,000	$208	30

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -20.3%
• Equity multiple: 0.31×
• Total profit: $-38,525
• Equity at exit: $29,821

10-year hold

• IRR: -21.9%
• Equity multiple: 0.03×
• Total profit: $-54,416
• Equity at exit: $17,292

Cash invested: $56,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32218

• Home prices YoY: -25.7%
• Rents YoY: -0.4%
• Active inventory: 733
• Price-to-rent: 9.6×

Monthly cashflow live

• Estimated rent: $1,730 high
• Mortgage (P&I): −$1,049
• Tax from tax record: −$185 /mo · $2,223/yr
• Insurance: −$83
• Flood insurance flood zone: −$66 /mo · $798/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$363
• Net cashflow: $-17

Break-even live

Break-even rent $1,752

Max offer price $197,025

Occupancy floor 96%

Sensitivity live

Price	-10% $96	-5% $40	+0% $-17	+5% $-73	+10% $-130
Rent	-10% $-154	-5% $-85	+0% $-17	+5% $52	+10% $120
Rate	-1.0pp $84	-0.5pp $34	base $-17	+0.5pp $-69	+1.0pp $-121

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $50,000
• Closing costs: $6,000
• Reserves months: —
• Total cash needed: —

Rent comps 36 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2950 Bessent Rd Jacksonville, FL	3.0	2.0	1446	$1,779	$1.23	22d	1	0.12mi
2978 Centerwood Dr Jacksonville, FL	3.0	2.0	1437	$1,805	$1.26	24d	1	0.16mi
3029 Bessent Rd Jacksonville, FL	3.0	2.0	1330	$1,750	$1.32	4d	1	0.18mi
10535 Lem Turner Rd Jacksonville, FL	1.0–4.0	1.0–2.0	1012	$1,562	$1.54	4d	40	0.32mi
2482 Quail Ave Jacksonville, FL	3.0	2.0	1224	$1,850	$1.51	18d	1	0.73mi
2489 Quail Ave Jacksonville, FL	3.0	2.0	1306	$1,495	$1.14	17d	1	0.73mi
2489 Quail Ave Jacksonville, FL	3.0	2.0	1308	$1,495	$1.14	24d	1	0.73mi
2462 Quail Ave Jacksonville, FL	3.0	1.5	1312	$1,397	$1.06	24d	1	0.76mi
10735 Merida Dr #14 Jacksonville, FL	4.0	2.0	1303	$1,635	$1.25	8d	1	0.79mi
2389 Hilly Rd Jacksonville, FL	3.0	1.0	908	$1,650	$1.82	24d	1	0.80mi
9565 Carbondale Dr W Unit B Jacksonville, FL	3.0	2.0	1400	$2,000	$1.43	24d	1	1.01mi
9346 10th Ave Jacksonville, FL	3.0	1.0	985	$1,825	$1.85	24d	1	1.03mi
9279 6th Ave Jacksonville, FL	3.0	2.0	1150	$1,245	$1.08	5d	1	1.03mi
3015 Lansdell Dr Jacksonville, FL	3.0	1.0	1150	$1,350	$1.17	24d	1	1.05mi
9131 Jefferson Ave Jacksonville, FL	3.0	1.0	910	$1,350	$1.48	5d	1	1.14mi
9131 4th Ave Jacksonville, FL	3.0	2.0	1209	$1,496	$1.24	22d	1	1.16mi
9124 Adams Ave Jacksonville, FL	3.0	3.0	1207	$1,800	$1.49	24d	1	1.16mi
3250 Soutel Dr Jacksonville, FL	3.0	2.0	1352	$1,525	$1.13	24d	1	1.26mi
11211 Margarets Landing Pl Jacksonville, FL	3.0	2.0	1280	$1,826	$1.43	8d	1	1.26mi
9141 12th Ave Jacksonville, FL	3.0	2.0	1209	$1,598	$1.32	21d	1	1.27mi
9037 6th Ave Jacksonville, FL	3.0	2.0	1156	$1,400	$1.21	24d	1	1.27mi
9148 13th Ave Jacksonville, FL	3.0	1.0	1126	$1,136	$1.01	5d	1	1.29mi
9050 7th Ave Jacksonville, FL	3.0	1.0	896	$1,485	$1.66	24d	1	1.29mi
9658 Gibson Ave Jacksonville, FL	3.0	1.5	977	$1,225	$1.25	24d	1	1.30mi
3344 Soutel Dr Jacksonville, FL	3.0	1.0	1142	$1,325	$1.16	24d	1	1.30mi
9017 6th Ave Jacksonville, FL	2.0	1.0	1038	$1,098	$1.06	24d	1	1.32mi
9032 8th Ave Jacksonville, FL	3.0	2.0	1300	$1,500	$1.15	24d	1	1.33mi
8973 4th Ave Jacksonville, FL	3.0	2.0	1230	$1,438	$1.17	15d	1	1.34mi
3216 Duane Ave Jacksonville, FL	2.0	1.0	748	$1,098	$1.47	8d	1	1.34mi
2445 Dunn Ave Jacksonville, FL	1.0–3.0	1.0–2.0	850	$1,815	$2.14	2d	11	1.40mi
8918 1st Ave Jacksonville, FL	3.0	2.0	1435	$1,321	$0.92	17d	1	1.41mi
8910 Adams Ave Jacksonville, FL	4.0	2.0	1250	$1,225	$0.98	4d	1	1.42mi
10838 Naples Ct S Jacksonville, FL	3.0	2.0	1285	$1,755	$1.37	24d	1	1.47mi
11386 Margarets Landing Pl Jacksonville, FL	3.0	2.0	1280	$1,821	$1.42	22d	1	1.47mi
11029 Traci Lynn Dr Jacksonville, FL	3.0	2.0	1402	$1,550	$1.11	5d	1	1.48mi
1601 Dunn Ave Jacksonville, FL	1.0–3.0	1.0–2.0	852	$1,575	$1.85	4d	12	1.49mi

Listing history 23 events

1. 2026-04-11
   status Pending
2. 2026-04-06
   listed $200,000 Active
3. 2019-07-29
   soldstatus $141,000
4. 2019-07-23
   soldstatus $141,000 Sold 594-char remark

   Show marketing remark (594 chars)

   MULTIPLE OFFERS !! SELLER CALLING FOR HIGHEST AND BEST SUBMITTED BY 7:00 PM 6/3/19 BACK ON THE MARKET!! BEAUTIFUL 3/1 THAT HAS BEEN COMPLETELY UPGRADED WITH GRANITE COUNTER TOPS, REMODELED BATHROOM AND KITCHEN. HARDWOOD LAMINATE AND TILED FLOORS. YOU WILL LOVE THIS WELL APPOINTED HOME AND IT'S AMENITIES. STEP OUT OF ONTO YOUR SPACIOUS WOODEN COVERED DECK AND CABANA. ENJOY THE FLORIDA EVENINGS AROUND YOUR POOL. PERFECT STARTER HOME OR THAT SECOND HOME THAT YOU HAVE ALWAYS WANTED. NESTLED ON A ONE STREET COMMUNITY CLOSE TO DNTN, AIRPORT, COLLEGES, INTERSTATES AND MAJOR SHOPPING MALLS.

5. 2019-06-07
   status Pending 594-char remark

   Show marketing remark (594 chars)

   MULTIPLE OFFERS !! SELLER CALLING FOR HIGHEST AND BEST SUBMITTED BY 7:00 PM 6/3/19 BACK ON THE MARKET!! BEAUTIFUL 3/1 THAT HAS BEEN COMPLETELY UPGRADED WITH GRANITE COUNTER TOPS, REMODELED BATHROOM AND KITCHEN. HARDWOOD LAMINATE AND TILED FLOORS. YOU WILL LOVE THIS WELL APPOINTED HOME AND IT'S AMENITIES. STEP OUT OF ONTO YOUR SPACIOUS WOODEN COVERED DECK AND CABANA. ENJOY THE FLORIDA EVENINGS AROUND YOUR POOL. PERFECT STARTER HOME OR THAT SECOND HOME THAT YOU HAVE ALWAYS WANTED. NESTLED ON A ONE STREET COMMUNITY CLOSE TO DNTN, AIRPORT, COLLEGES, INTERSTATES AND MAJOR SHOPPING MALLS.

6. 2019-05-31
   status Active 594-char remark

   Show marketing remark (594 chars)

   MULTIPLE OFFERS !! SELLER CALLING FOR HIGHEST AND BEST SUBMITTED BY 7:00 PM 6/3/19 BACK ON THE MARKET!! BEAUTIFUL 3/1 THAT HAS BEEN COMPLETELY UPGRADED WITH GRANITE COUNTER TOPS, REMODELED BATHROOM AND KITCHEN. HARDWOOD LAMINATE AND TILED FLOORS. YOU WILL LOVE THIS WELL APPOINTED HOME AND IT'S AMENITIES. STEP OUT OF ONTO YOUR SPACIOUS WOODEN COVERED DECK AND CABANA. ENJOY THE FLORIDA EVENINGS AROUND YOUR POOL. PERFECT STARTER HOME OR THAT SECOND HOME THAT YOU HAVE ALWAYS WANTED. NESTLED ON A ONE STREET COMMUNITY CLOSE TO DNTN, AIRPORT, COLLEGES, INTERSTATES AND MAJOR SHOPPING MALLS.

7. 2019-05-21
   historical Active - Contingent 594-char remark

   Show marketing remark (594 chars)

   MULTIPLE OFFERS !! SELLER CALLING FOR HIGHEST AND BEST SUBMITTED BY 7:00 PM 6/3/19 BACK ON THE MARKET!! BEAUTIFUL 3/1 THAT HAS BEEN COMPLETELY UPGRADED WITH GRANITE COUNTER TOPS, REMODELED BATHROOM AND KITCHEN. HARDWOOD LAMINATE AND TILED FLOORS. YOU WILL LOVE THIS WELL APPOINTED HOME AND IT'S AMENITIES. STEP OUT OF ONTO YOUR SPACIOUS WOODEN COVERED DECK AND CABANA. ENJOY THE FLORIDA EVENINGS AROUND YOUR POOL. PERFECT STARTER HOME OR THAT SECOND HOME THAT YOU HAVE ALWAYS WANTED. NESTLED ON A ONE STREET COMMUNITY CLOSE TO DNTN, AIRPORT, COLLEGES, INTERSTATES AND MAJOR SHOPPING MALLS.

8. 2019-05-20
   price $138,000 594-char remark

   Show marketing remark (594 chars)

   MULTIPLE OFFERS !! SELLER CALLING FOR HIGHEST AND BEST SUBMITTED BY 7:00 PM 6/3/19 BACK ON THE MARKET!! BEAUTIFUL 3/1 THAT HAS BEEN COMPLETELY UPGRADED WITH GRANITE COUNTER TOPS, REMODELED BATHROOM AND KITCHEN. HARDWOOD LAMINATE AND TILED FLOORS. YOU WILL LOVE THIS WELL APPOINTED HOME AND IT'S AMENITIES. STEP OUT OF ONTO YOUR SPACIOUS WOODEN COVERED DECK AND CABANA. ENJOY THE FLORIDA EVENINGS AROUND YOUR POOL. PERFECT STARTER HOME OR THAT SECOND HOME THAT YOU HAVE ALWAYS WANTED. NESTLED ON A ONE STREET COMMUNITY CLOSE TO DNTN, AIRPORT, COLLEGES, INTERSTATES AND MAJOR SHOPPING MALLS.

9. 2019-05-05
   price $147,900 594-char remark

   Show marketing remark (594 chars)

   MULTIPLE OFFERS !! SELLER CALLING FOR HIGHEST AND BEST SUBMITTED BY 7:00 PM 6/3/19 BACK ON THE MARKET!! BEAUTIFUL 3/1 THAT HAS BEEN COMPLETELY UPGRADED WITH GRANITE COUNTER TOPS, REMODELED BATHROOM AND KITCHEN. HARDWOOD LAMINATE AND TILED FLOORS. YOU WILL LOVE THIS WELL APPOINTED HOME AND IT'S AMENITIES. STEP OUT OF ONTO YOUR SPACIOUS WOODEN COVERED DECK AND CABANA. ENJOY THE FLORIDA EVENINGS AROUND YOUR POOL. PERFECT STARTER HOME OR THAT SECOND HOME THAT YOU HAVE ALWAYS WANTED. NESTLED ON A ONE STREET COMMUNITY CLOSE TO DNTN, AIRPORT, COLLEGES, INTERSTATES AND MAJOR SHOPPING MALLS.

10. 2019-05-05
    status Active 594-char remark

    Show marketing remark (594 chars)

    MULTIPLE OFFERS !! SELLER CALLING FOR HIGHEST AND BEST SUBMITTED BY 7:00 PM 6/3/19 BACK ON THE MARKET!! BEAUTIFUL 3/1 THAT HAS BEEN COMPLETELY UPGRADED WITH GRANITE COUNTER TOPS, REMODELED BATHROOM AND KITCHEN. HARDWOOD LAMINATE AND TILED FLOORS. YOU WILL LOVE THIS WELL APPOINTED HOME AND IT'S AMENITIES. STEP OUT OF ONTO YOUR SPACIOUS WOODEN COVERED DECK AND CABANA. ENJOY THE FLORIDA EVENINGS AROUND YOUR POOL. PERFECT STARTER HOME OR THAT SECOND HOME THAT YOU HAVE ALWAYS WANTED. NESTLED ON A ONE STREET COMMUNITY CLOSE TO DNTN, AIRPORT, COLLEGES, INTERSTATES AND MAJOR SHOPPING MALLS.

11. 2019-03-18
    status Pending 594-char remark

    Show marketing remark (594 chars)

    MULTIPLE OFFERS !! SELLER CALLING FOR HIGHEST AND BEST SUBMITTED BY 7:00 PM 6/3/19 BACK ON THE MARKET!! BEAUTIFUL 3/1 THAT HAS BEEN COMPLETELY UPGRADED WITH GRANITE COUNTER TOPS, REMODELED BATHROOM AND KITCHEN. HARDWOOD LAMINATE AND TILED FLOORS. YOU WILL LOVE THIS WELL APPOINTED HOME AND IT'S AMENITIES. STEP OUT OF ONTO YOUR SPACIOUS WOODEN COVERED DECK AND CABANA. ENJOY THE FLORIDA EVENINGS AROUND YOUR POOL. PERFECT STARTER HOME OR THAT SECOND HOME THAT YOU HAVE ALWAYS WANTED. NESTLED ON A ONE STREET COMMUNITY CLOSE TO DNTN, AIRPORT, COLLEGES, INTERSTATES AND MAJOR SHOPPING MALLS.

12. 2019-03-08
    historical Active - Contingent 594-char remark

    Show marketing remark (594 chars)

    MULTIPLE OFFERS !! SELLER CALLING FOR HIGHEST AND BEST SUBMITTED BY 7:00 PM 6/3/19 BACK ON THE MARKET!! BEAUTIFUL 3/1 THAT HAS BEEN COMPLETELY UPGRADED WITH GRANITE COUNTER TOPS, REMODELED BATHROOM AND KITCHEN. HARDWOOD LAMINATE AND TILED FLOORS. YOU WILL LOVE THIS WELL APPOINTED HOME AND IT'S AMENITIES. STEP OUT OF ONTO YOUR SPACIOUS WOODEN COVERED DECK AND CABANA. ENJOY THE FLORIDA EVENINGS AROUND YOUR POOL. PERFECT STARTER HOME OR THAT SECOND HOME THAT YOU HAVE ALWAYS WANTED. NESTLED ON A ONE STREET COMMUNITY CLOSE TO DNTN, AIRPORT, COLLEGES, INTERSTATES AND MAJOR SHOPPING MALLS.

13. 2019-03-06
    listed $137,900 Active 594-char remark

    Show marketing remark (594 chars)

    MULTIPLE OFFERS !! SELLER CALLING FOR HIGHEST AND BEST SUBMITTED BY 7:00 PM 6/3/19 BACK ON THE MARKET!! BEAUTIFUL 3/1 THAT HAS BEEN COMPLETELY UPGRADED WITH GRANITE COUNTER TOPS, REMODELED BATHROOM AND KITCHEN. HARDWOOD LAMINATE AND TILED FLOORS. YOU WILL LOVE THIS WELL APPOINTED HOME AND IT'S AMENITIES. STEP OUT OF ONTO YOUR SPACIOUS WOODEN COVERED DECK AND CABANA. ENJOY THE FLORIDA EVENINGS AROUND YOUR POOL. PERFECT STARTER HOME OR THAT SECOND HOME THAT YOU HAVE ALWAYS WANTED. NESTLED ON A ONE STREET COMMUNITY CLOSE TO DNTN, AIRPORT, COLLEGES, INTERSTATES AND MAJOR SHOPPING MALLS.

14. 2011-11-16
    soldstatus $30,000
15. 2011-07-28
    historical 519-char remark

    Show marketing remark (519 chars)

    Located in the Trout River Area, This Concrete Block 3 bedroom 1 bath home has a Large Detached 2 Car Garage, In-ground pool, and Spacious Back yard, Good Size Lot, This is a Fannie Mae HomePath property. Purchase this property for as little as 3% down! This property is approved for HomePath Renovation Mortgage Financing.''Close by October 31, 2011 and request up to 3.5% of the final sales price for closing cost assistance! Click HomePath Special Offers for more details or ask me. Eligibility restrictions apply.''

16. 2011-04-01
    historical
17. 2011-03-30
    listed $32,000 519-char remark

    Show marketing remark (519 chars)

    Located in the Trout River Area, This Concrete Block 3 bedroom 1 bath home has a Large Detached 2 Car Garage, In-ground pool, and Spacious Back yard, Good Size Lot, This is a Fannie Mae HomePath property. Purchase this property for as little as 3% down! This property is approved for HomePath Renovation Mortgage Financing.''Close by October 31, 2011 and request up to 3.5% of the final sales price for closing cost assistance! Click HomePath Special Offers for more details or ask me. Eligibility restrictions apply.''

18. 2010-09-30
    listed $80,000
19. 2002-08-15
    soldstatus $86,900
20. 2002-08-02
    soldstatus $86,900
21. 2001-07-16
    listed $86,900
22. 1980-06-05
    soldstatus $25,600
23. 1974-03-12
    soldstatus $15,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,223 · $185/mo
• Projected year-2 tax: $2,223 · $185/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 7/10 Severe FEMA zone X (unshaded) · 75% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 6 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,765
• − Mortgage interest: −$11,203
• − Property taxes: −$2,223
• − Insurance: −$1,798
• − Repairs & maintenance: −$1,661
• − Management: −$1,661
• − Depreciation: −$5,818
• Taxable loss: −$3,599
• Est. tax savings @ 24.0%: +$864
• After-tax cash flow: $662/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Duval
• NCES district ID: 1200480
• Math proficiency: 46% ▼ -11.00%
• Reading proficiency: 45% ▼ -4.00%
• Median HH income: $48,987
• Composite: 38.97/100
• National rank: #4076
• State rank: #48 of 73 in FL

Livability — Jacksonville

• Score: 83/100
• State rank: #50
• US rank: #911

Category grades

Amenities A+ Commute A+ Cost of living A Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Jacksonville, FL
• County: Duval County · 1,015,274 people
• City population: 979,034
• Metro: Jacksonville, FL
• Population (ZIP): 72,905
• Household income: $69,638
• Rent vs Own: 32.7% rent · 67.3% own
• Severe rent burden: 2289.0

Population outlook (Duval County) Hauer SSP2

• Today (2025): 1,013,010 people
• By 2030: 1,059,228 · +4.6%
• By 2040: 1,141,439 · +12.7%
• By 2050: 1,205,258 · +19.0%
• By 2075: 1,324,282 · +30.7%
• By 2100: 1,319,620 · +30.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.64)
• Race & ethnicity: Black 48% White 35% Hispanic / Latino 9% Two or more races 8% Asian 2%
• Hispanic origin (detail): Mexican 2% Puerto Rican 4%
• Common ancestry: Slovak 1% Lithuanian 1% Italian 1%
• Foreign-born: 6% · Canada, Jamaica, Vietnam
• Languages at home: 89% English-only · Spanish 6% French/Haitian/Cajun 1% Tagalog/Filipino 1%

Political lean MEDSL · Duval

• 2024 margin: Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
• 2008→2024 swing: +0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
• All cycles: 2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -90.73%
• Current HPI: 262.2329
• Rent YoY: ▼ -0.40%
• Metro: Jacksonville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+1190.3% since first listed

23 events — show timeline

• 2026-04-11 Pending — realMLS
• 2026-04-06 Listed $200,000 realMLS
• 2019-07-29 Sold (Public Records) $141,000 Public Records
• 2019-07-23 Sold (MLS) $141,000 realMLS
• 2019-06-07 Pending — realMLS
• 2019-05-31 Relisted — realMLS
• 2019-05-21 Contingent — realMLS
• 2019-05-20 Price Changed $138,000 realMLS
• 2019-05-05 Price Changed $147,900 realMLS
• 2019-05-05 Relisted — realMLS
• 2019-03-18 Pending — realMLS
• 2019-03-08 Contingent — realMLS
• 2019-03-06 Listed $137,900 realMLS
• 2011-11-16 Sold (Public Records) $30,000 Public Records
• 2011-07-28 Listing Removed — realMLS
• 2011-04-01 Listing Removed — realMLS
• 2011-03-30 Listed $32,000 realMLS
• 2010-09-30 Listed $80,000 realMLS
• 2002-08-15 Sold (Public Records) $86,900 Public Records
• 2002-08-02 Sold (MLS) $86,900 realMLS
• 2001-07-16 Listed $86,900 realMLS
• 1980-06-05 Sold (Public Records) $25,600 Public Records
• 1974-03-12 Sold (Public Records) $15,500 Public Records

Property tax history

+8.9%/yr

Latest (2025): $2,223 · +11.3% YoY. Source: county tax records.