944 Capracotta Dr · Plum Grove, TX
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
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- Est. flood insurance / yr
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Fire risk No data
- Est. fire insurance / yr
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Heat risk No data
- Hot days now (above threshold)
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- Hot days in 30 yrs
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Wind risk No data
- Chance of severe wind over 30 yrs
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Air-quality risk No data
- Unhealthy air days now
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- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +23.7/30.0
- ARV discount +8.0/15.0
- DSCR +7.6/10.0
- 1% rule +6.1/10.0
- Condition / age +4.0/5.0
- Schools +3.1/10.0
- Livability +2.9/5.0
- Rent growth +2.5/5.0
- Appreciation +0.7/10.0
$180,990
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining during gatherings. An owner's suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are two secondary bedrooms along the side of the home, which are comfortable spaces for household members and overnight guests.
Key facts
- Walk-in closet
- Open floorplan
- Secondary bedrooms
Tags
Property features AI
Finance
- Other: List price provided
- Financial info: Listed as Active
- HOA & community:
Exterior
- Parking: Detached or attached 2-car garage (2 parking spaces total)
- Security:
- Utilities:
- Home design: Single-family residence
- Construction:
- Exterior features: Living area approximately 1,451 (living area value provided)
Interior
- Kitchen:
- Bedrooms: 3 bedrooms
- Flooring:
- Bathrooms: 2 full bathrooms
- Heating & cooling:
- Interior features: Spec home (new construction) — Kitson plan
- Laundry & utility:
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $181k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $343 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $181k).
- Cap rate 8.6% vs local median 5.0% in Plum Grove — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 58/100 on livability (#1,206 in TX) — a working-class tenant base; expect higher turnover. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, health & safety F.
- Huffman ISD (rural): math 32% / reading 35% proficiency, ranked #500 of 826 in TX (top 60%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Huffman Middle (math 36% / reading 32%, grade F, #892 of 1,662 statewide, top 55%, 907 students, 42% FRL); Hargrave H S (math 31% / reading 46%, grade F, #866 of 1,632 statewide, top 54%, 1,125 students, 36% FRL) — zoned schools at 39% FRL track the district average.
- Market conditions: 587 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.11% ✓
- Cap rate
- 8.57%
- Cash-on-cash
- 8.12%
- DSCR
- 1.36
- GRM
- 7.5
CMA / ARV
- ARV (on-the-fly)
- $182,826
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 934 Capracotta Dr | 0.04mi | 3/2.0 | 1,461 (+1%) | 1mo | $244,990 | $168 | 96 |
| 31418 Pratola Serra Cir | 0.08mi | 3/2.0 | 1,451 (0%) | 1mo | $189,990 | $131 | 96 |
| 31406 Pratola Serra Cir | 0.08mi | 3/2.0 | 1,451 (0%) | 1mo | $175,840 | $121 | 96 |
| 31408 Pratola Serra Cir | 0.08mi | 3/2.0 | 1,461 (+1%) | 1mo | $183,990 | $126 | 94 |
| 903 Coperchiata Cir | 0.14mi | 3/2.0 | 1,411 (-3%) | 1mo | $253,990 | $180 | 88 |
| 939 Pertuso Ln | 0.06mi | 4/2.5 (+1) | 1,531 (+6%) | 1mo | $165,790 | $108 | 80 |
| 933 Pertuso Ln | 0.06mi | 4/2.5 (+1) | 1,535 (+6%) | 1mo | $143,340 | $93 | 79 |
| 929 Capracotta Dr | 0.04mi | 4/2.0 (+1) | 1,656 (+14%) | 1mo | $163,990 | $99 | 69 |
| 914 Capracotta Dr | 0.12mi | 4/2.0 (+1) | 1,655 (+14%) | 1mo | $225,690 | $136 | 65 |
| 905 Coperchiata Cir | 0.15mi | 4/2.0 (+1) | 1,656 (+14%) | 1mo | $189,990 | $115 | 64 |
| 31504 Olivella Dr | 0.47mi | 3/2.0 | 1,302 (-10%) | 1mo | $249,990 | $192 | 60 |
| 31418 Casacalenda Ln | 0.24mi | 4/2.0 (+1) | 1,656 (+14%) | 1mo | $169,990 | $103 | 60 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -3.9%
- Equity multiple
- 0.85×
- Total profit
- $-7,457
- Equity at exit
- $26,986
- IRR
- 5.8%
- Equity multiple
- 1.43×
- Total profit
- $21,754
- Equity at exit
- $15,649
Cash invested: $50,677 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 77336
- Home prices YoY
- -1.8%
- Active inventory
- 587
- Price-to-rent
- 7.5×
Monthly cashflow live
- Estimated rent
- $2,017 medium interval (Pro) →
- Mortgage (P&I)
- −$949
- Tax est. 1.5%
- −$226 /mo · $2,715/yr
- Insurance
- −$75
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$424
- Net cashflow
- $343
Break-even live
Sensitivity live
| Price | -10% $468 | -5% $405 | +0% $343 | +5% $280 | +10% $218 |
|---|---|---|---|---|---|
| Rent | -10% $184 | -5% $263 | +0% $343 | +5% $423 | +10% $502 |
| Rate | -1.0pp $434 | -0.5pp $389 | base $343 | +0.5pp $296 | +1.0pp $248 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $45,248
- Closing costs
- $5,430
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 2 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 934 Pertuso Ln Huffman, TX | 3.0 | 2.0 | 1360 | $1,800 | $1.32 | 25d | 1 | 0.07mi |
| 31416 Pratola Serra Cir Huffman, TX | 3.0 | 2.0 | 1461 | $1,675 | $1.15 | 3d | 1 | 0.10mi |
Listing history 2 events
-
2026-05-31remarks 419-char remark
-
2026-05-31$180,990 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $24,208
- − Mortgage interest
- −$10,138
- − Property taxes
- −$2,715
- − Insurance
- −$905
- − Repairs & maintenance
- −$1,937
- − Management
- −$1,937
- − Depreciation
- −$5,265
- Taxable income
- $1,312
- Est. tax owed @ 24.0%
- −$315
- After-tax cash flow
- $3,800/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This single-level home showcases a spacious open floorplan with modern finishes and a good condition. It is move-in ready with minor cosmetic updates that can further enhance its value.
Value-add opportunities
- Both Painting the exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics
- Both Updating the flooring in the bathrooms — Modern flooring can improve the look and feel of the bathrooms
- Both Upgrading the kitchen appliances — New appliances can increase the home's appeal and functionality
- Both Adding smart home features — Smart home features can increase the home's value and convenience
Renovation cost estimate screening
Value-add ROI direction
- Both Painting the exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics ↑
- Both Updating the flooring in the bathrooms — Modern flooring can improve the look and feel of the bathrooms ↑
- Both Upgrading the kitchen appliances — New appliances can increase the home's appeal and functionality ↑
- Both Adding smart home features — Smart home features can increase the home's value and convenience ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Huffman ISD
- NCES district ID
- 4823820
- Math proficiency
- 32% ▼ -9.00%
- Reading proficiency
- 35% ▼ -9.00%
- Median HH income
- $65,848
- Composite
- 30.61/100
- National rank
- #6195
- State rank
- #500 of 826 in TX
Livability — Plum Grove
- Score
- 58/100
- State rank
- #1206
- US rank
- #21049
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Harris County · 4,702,590 people
- Metro
- Houston-The Woodlands-Sugar Land, TX
- Population (ZIP)
- 14,342
- Household income
- $96,404
- Rent vs Own
- Severe rent burden
- 377.0
Population outlook (Harris County) Hauer SSP2
- Today (2025)
- 5,571,493 people
- By 2030
- 6,089,821 · +9.3%
- By 2040
- 7,142,806 · +28.2%
- By 2050
- 8,185,864 · +46.9%
- By 2075
- 10,574,329 · +89.8%
- By 2100
- 12,109,958 · +117.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority White (65%)
- Race & ethnicity
- White 65% Hispanic / Latino 23% Two or more races 9% Black 5% Native American 4%
- Hispanic origin (detail)
- Mexican 20%
- Common ancestry
- Lithuanian 4% Slovak 2% Romanian 2%
- Foreign-born
- 9% · Canada
- Languages at home
- 79% English-only · Spanish 18% Other Indo-European 2%
Political lean MEDSL · Harris
- 2024 margin
- Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
- 2008→2024 swing
- +3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
- All cycles
- 2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -8.59%
- Current HPI
- 472.03
- Rent YoY
- —
- Metro
- Houston-The Woodlands-Sugar Land, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…