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25719 Bottlebrush Sedge St
D- Composite 39.61
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +9.9/30.0
  • ARV discount +8.0/15.0
  • Schools +5.7/10.0
  • 1% rule +4.7/10.0
  • Livability +3.7/5.0
  • DSCR +2.8/10.0
  • Condition / age +2.5/5.0
  • Rent growth +2.3/5.0
  • Appreciation +0.0/10.0

$265,000

25719 Bottlebrush Sedge St · Houston, TX 77493
3 bd · 2.0 ba · 1,522 sqft · SingleFamily public records · 10 Days on market
Built 2020 4,913 sqft lot Est $268k · at est. $50/mo HOA · 2% of rent ↓ 12% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

One owner. Zero compromises. This immaculate single-story stunner sits in the heart of Katy ISD territory and delivers the kind of space and lifestyle that simply does not come around often. Four bedrooms, two baths, a two car garage, and an oversized backyard with a covered patio set the stage for living large. Inside, an open concept layout floods the home with natural light, anchored by a generous kitchen built for real family moments. The primary suite is a true retreat featuring a walk-in closet, dual vanities, and a separate shower and tub. Refrigerator, washer, and dryer included so you move in and start living from day one. Quick access to I-10 and Grand Parkway 99 puts shopping, di

Key facts

  • Generous kitchen
  • Dual vanities
  • Covered patio

Tags

OVERSIZED BACKYARDCOVERED PATIOOPEN CONCEPT LAYOUTGENEROUS KITCHENWALK IN CLOSETDUAL VANITIES

Property features AI

Finance

  • HOA & community: Managed by Signature Association Management; Annual association fee of $595

Exterior

  • Parking: Attached garage with 2 spaces; Driveway; Garage door opener
  • Security: Smoke detectors
  • Utilities: Public water; Public sewer
  • Home design: Residential property; Built in 2020; Single-story layout (all rooms listed on first floor); Slab foundation; Composition roof
  • Construction: Brick, cement siding, stone, and wood siding exterior construction; Slab foundation; Composition roof
  • Exterior features: Deck; Patio; Fenced backyard; Subdivision setting; Concrete road access

Interior

  • Kitchen: Dishwasher; Disposal; Gas oven; Gas range; Microwave; ENERGY STAR qualified appliances; Breakfast bar; Kitchen/dining combo; Kitchen/family room combo
  • Bedrooms: Primary bedroom on first floor (15 x 13); Bedroom on first floor (11 x 10); Bedroom on first floor (10 x 10); Bedroom on first floor (10 x 10)
  • Flooring: Carpet; Laminate
  • Bathrooms: 2 full bathrooms; Double vanity; Soaking tub; Separate shower
  • Heating & cooling: Central heating (gas); Central air (electric); Programmable thermostat
  • Interior features: Breakfast bar; Double vanity; Kitchen and family room combo; Soaking tub; Separate shower; Window treatments; Ceiling fans; Kitchen and dining combo; Programmable thermostat; Low emissivity windows; Window coverings; ENERGY STAR qualified appliances
  • Laundry & utility: Washer hookup; Electric dryer hookup; Gas dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $265k.

Deal economics

  • At list price, monthly cash flow is $-230 ($-3k/yr) — negative.
  • To cash-flow at today's rent, offer at most $224k (15.3% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $257k (2.9% below list).
  • Recommended offer: $224k (15.3% below list) — sets the bar for cash-flow.
  • Cap rate 5.6% vs local median 3.2% in Houston — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#184 in TX, #4,771 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, cost of living A+, housing A+; Watch: schools D, crime F.
  • Katy ISD (suburban): math 61% / reading 63% proficiency, ranked #29 of 826 in TX (top 4%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents soft (-0.8%/yr); 2728 active listings in the ZIP; 2 comparable units currently listed for rent nearby; high-income renter base; 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 10 days on market — expect competitive offers; lowballing is unlikely to land.
  • 4 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: property tax is 2.9% of price; flood insurance adds $66/mo.
  • Climate carrying-cost: severe flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $224,407 (15.3% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.97%
Cap rate
5.55%
Cash-on-cash
-2.64%
DSCR
0.88
GRM
8.6

CMA / ARV

ARV (on-the-fly)
$267,872
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
25734 Bottlebrush Sedge St 0.04mi 3/2.0 1,565 (+3%) 3mo $280,000 $179 91
5722 Savanna Pasture Rd 0.17mi 3/2.0 1,560 (+2%) 1mo $260,000 $167 87
5738 Savanna Pasture Rd 0.20mi 3/2.0 1,540 (+1%) 3mo $259,990 $169 86
5603 Savanna Pasture Rd 0.09mi 4/2.0 (+1) 1,558 (+2%) 4mo $269,786 $173 83
25535 Pitchfork Ranch Pl 0.42mi 3/2.0 1,480 (-3%) 4mo $259,999 $176 72
5935 Waggoner Ranch Trl 0.43mi 3/2.0 1,496 (-2%) 7mo $280,000 $187 71
25519 Pitchfork Ranch Pl 0.43mi 4/2.0 (+1) 1,569 (+3%) 1mo $265,000 $169 69
25406 Katy Gate Ln 0.53mi 3/2.0 1,505 (-1%) 6mo $275,000 $183 68
25554 Pitchfork Ranch Pl 0.44mi 4/2.0 (+1) 1,569 (+3%) 2mo $260,000 $166 68
5342 Marisol Cove Dr 0.19mi 4/2.0 (+1) 1,700 (+12%) 0mo $319,000 $188 66
25514 Reign Wayman Ct 0.61mi 3/2.0 1,592 (+5%) 2mo $280,000 $176 62
5023 Yellow Rays Trl 0.45mi 4/2.0 (+1) 1,710 (+12%) 9mo $299,900 $175 46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-26.7%
Equity multiple
0.13×
Total profit
$-64,814
Equity at exit
$39,512
10-year hold
IRR
-45.3%
Equity multiple
-0.39×
Total profit
$-103,195
Equity at exit
$22,912

Cash invested: $74,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77493

Rents YoY
-0.8%
Active inventory
2728
Price-to-rent
8.6×

Monthly cashflow live

Estimated rent
$2,573 medium interval (Pro) →
Mortgage (P&I)
$1,390
Tax from tax record
$646 /mo · $7,755/yr
Insurance
$110
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
$50
Vacancy / Maint / Mgmt
$540
Net cashflow
$-230

Break-even live

Break-even rent $2,864
Max offer price $224,407
Occupancy floor

Sensitivity live

Price -10% $-80 -5% $-155 +0% $-230 +5% $-305 +10% $-380
Rent -10% $-433 -5% $-331 +0% $-230 +5% $-128 +10% $-26
Rate -1.0pp $-96 -0.5pp $-162 base $-230 +0.5pp $-298 +1.0pp $-368

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$66,250
Closing costs
$7,950
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
6758 Sunset Velvet Dr Katy, TX 3.0 2.0 1580 $2,350 $1.49 44d 1 1.34mi
27064 Beach Ball Dr Katy, TX 3.0–4.0 2.5–3.5 1705 $2,406 $1.41 0d 25 1.44mi

HOA detail

Monthly dues
$50 · $600/yr

Listing history 7 events

  1. 2026-06-21
    days on market $265,000 Active 10 DOM
  2. 2026-06-18
    days on market $265,000 Active 7 DOM
  3. 2026-06-17
    days on market $265,000 Active 6 DOM
  4. 2026-06-16
    days on market $265,000 Active 5 DOM
  5. 2026-06-15
    days on market $265,000 Active 4 DOM
  6. 2026-06-13
    remarks 699-char remark
  7. 2026-06-13
    listed $265,000 Active 2 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$7,755 · $646/mo
Projected year-2 tax
$7,755 · $646/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 8/10 Severe FEMA zone X (shaded) · 99% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥111°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$30,881
− Mortgage interest
−$14,844
− Property taxes
−$7,755
− Insurance
−$2,122
− Repairs & maintenance
−$2,470
− Management
−$2,470
− HOA
−$600
− Depreciation
−$7,709
Taxable loss
−$7,090
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,702
After-tax cash flow
$-1,056/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Katy ISD
NCES district ID
4825170
Math proficiency
61% ▼ -7.00%
Reading proficiency
63% ▼ -3.00%
Median HH income
$90,312
Composite
56.59/100
National rank
#1146
State rank
#29 of 826 in TX

Livability — Houston

Score
74/100
State rank
#184
US rank
#4771

Category grades

Amenities A+ Commute A Cost of living A+ Crime F Employment C Housing A+ Health & safety A- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Harris County · 4,702,590 people
City population
3,226,434
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
71,484
Household income
$118,464
Rent vs Own
20.4% rent · 79.6% own
Severe rent burden
913.0

Population outlook (Harris County) Hauer SSP2

Today (2025)
5,571,493 people
By 2030
6,089,821 · +9.3%
By 2040
7,142,806 · +28.2%
By 2050
8,185,864 · +46.9%
By 2075
10,574,329 · +89.8%
By 2100
12,109,958 · +117.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.73)
Race & ethnicity
White 36% Hispanic / Latino 33% Two or more races 16% Black 15% Asian 12%
Hispanic origin (detail)
Mexican 20%
Common ancestry
Lithuanian 2% Slovak 1% Italian 1%
Foreign-born
21% · Canada, Vietnam, Jamaica
Languages at home
64% English-only · Spanish 22% Vietnamese 5% French/Haitian/Cajun 4%

Political lean MEDSL · Harris

2024 margin
Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
2008→2024 swing
+3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
All cycles
2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -140.65%
Current HPI
233.1683
Rent YoY
▼ -0.80%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-11.6% since first listed
9 events — show timeline
  • 2026-06-11 Listed $265,000 HARMLS
  • 2024-11-19 Rental Removed $2,000 HARMLS
  • 2024-11-16 Listed for Rent $2,000 HARMLS
  • 2024-03-31 Listing Removed HARMLS
  • 2024-03-12 Price Changed $295,000 HARMLS
  • 2023-12-26 Rental Removed $2,690 APPFOLIO
  • 2023-12-24 Price Changed $2,690 APPFOLIO
  • 2023-12-18 Listed for Rent $2,660 APPFOLIO
  • 2023-09-07 Listed $299,800 HARMLS

Property tax history

+53.1%/yr

Latest (2025): $7,755 · -0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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