1233 Bosworth Dr · Bellefontaine Neighbors, MO 63137

$94,900

2 bd · 1.5 ba · 1,102 sqft · SingleFamily public records · 29 Days on market

Built 1952 10,789 sqft lot Est $130k · 27% under

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• DSCR +10.0/10.0
• 1% rule +9.2/10.0
• Rent growth +4.1/5.0
• Livability +2.9/5.0
• Condition / age +2.5/5.0
• Schools +0.4/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Don't miss out on this beautiful all brick ranch home!! You are greeted by elegant Hardwood floors in the living/ dining room with an abundance of natural light beaming through the large window. The kitchen features plenty of cabinet space and direct access to the backyard. This home has been freshly painted and offers 2 bedrooms with crisp finishes, hardwood floors, ample space & additional living space on the main floor. The unfinished lower level offers a half bath and is waiting for someone to put their finishing touches on it. Give us a call today and start making memories that last a lifetime!!

Key facts

• Spacious yard
• Bright living area
• Ranch-style home

Tags

• RANCH-STYLE HOME
• QUIET RESIDENTIAL STREET
• BRIGHT LIVING AREA
• PRACTICAL KITCHEN
• FULL BASEMENT
• SPACIOUS YARD

Property features AI

Finance

• Financial info: Lease not considered

Exterior

• Parking: Attached garage (1 car)
• Utilities: Public water; Public sewer; Electric service (other)
• Home design: Single-family residence; One story; House
• Construction: Brick construction; Composition roof; Slab foundation; Built (year per public records)
• Exterior features: Corner lot; No pool; No other structures

Interior

• Kitchen: Dishwasher; Refrigerator
• Bedrooms: Three bedrooms (all on the main level)
• Flooring: Hardwood
• Bathrooms: One full bathroom (on the main level)
• Heating & cooling: Central air conditioning (electric); Other heating
• Interior features: Dishwasher; Refrigerator; Partially finished basement; Hardwood floors; Other heating
• Laundry & utility: Laundry in basement

What this means for you Summary

Snapshot

• This is a 2-bed/1.5-bath single-family listed at $95k.

Deal economics

• At list price, monthly cash flow is $374 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $95k).
• Recommended offer: $93k (1.5% below list) — sets the bar for market timing.

Location & tenants

• Location reads 58/100 on livability (#592 in MO) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing B+; Watch: employment D+, crime F, amenities F.
• Riverview Gardens (suburban): math 2% / reading 9% proficiency, ranked #324 of 324 in MO (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 90% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Gibson Elem. (math 0% / reading 7%, grade F, #1,097 of 1,115 statewide, top 98%, 429 students, 99% FRL); Riverview Gardens Sr. High (math 2% / reading 18%, grade F, #501 of 521 statewide, top 97%, 1,331 students, 100% FRL).
• Market conditions: Rents rising fast (+6.6%/yr); 201 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 920 units permitted in St. Louis County in 2024 (250 in 5+ unit buildings).
• This rent runs 37% of the median local income ($43k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $656 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• At projected returns (-3.0% appreciation + 6.6% rent growth), your $27k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

• It's been on market 29 days — a 2% lower offer ($93k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $48k; list at $95k implies a 96% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1952 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $93,476 (1.5% below list)

Questions for the listing agent

1. Built in 1952 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.42% ✓
• Cap rate: 11.03%
• Cash-on-cash: 16.91%
• DSCR: 1.75
• GRM: 5.9

CMA / ARV

• ARV (on-the-fly): $130,036
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
10201 Surf Dr	0.36mi	3/2.0 (+1)	1,074 (-2%)	5mo	$114,900	$107	68
1224 Billings Dr	0.25mi	3/1.0 (+1)	975 (-12%)	3mo	$149,900	$154	60
10130 Newbold Dr	0.32mi	3/1.0 (+1)	984 (-11%)	2mo	$144,900	$147	59
2442 Gardner Dr	0.63mi	3/2.0 (+1)	1,054 (-4%)	2mo	$59,900	$57	54
1033 Bakewell Dr	0.55mi	2/1.0	992 (-10%)	3mo	$99,900	$101	54
1331 Norchester Dr	0.40mi	3/2.0 (+1)	1,240 (+12%)	2mo	$209,900	$169	52
1232 Forest Home Dr	0.44mi	3/1.0 (+1)	975 (-12%)	3mo	$114,900	$118	51
1222 Hoyt Dr	0.74mi	3/2.0 (+1)	1,072 (-3%)	4mo	$120,000	$112	50
10006 Castle Dr	0.61mi	3/1.0 (+1)	1,178 (+7%)	5mo	$35,900	$30	49
1236 Bliss Dr	0.59mi	3/1.0 (+1)	944 (-14%)	0mo	$118,000	$125	42
10067 Prince Dr	0.70mi	2/2.0	945 (-14%)	3mo	$25,000	$26	39
700 Chambers Rd	0.71mi	3/1.0 (+1)	960 (-13%)	5mo	$114,500	$119	34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 6.59% rent growth · sell at horizon

5-year hold

• IRR: 12.3%
• Equity multiple: 1.51×
• Total profit: $13,565
• Equity at exit: $14,150

10-year hold

• IRR: 24.0%
• Equity multiple: 3.45×
• Total profit: $65,015
• Equity at exit: $8,205

Cash invested: $26,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 81 Strongly Landlord-Friendly
• State Missouri: 81 Strongly Landlord-Friendly · R+10
• County: — inherits STATE
• City: — inherits STATE

Generally landlord-friendly; St Louis has some habitability requirements.

Methodology + full state rankings →

ZIP-level market 63137

• Rents YoY: 6.6%
• Active inventory: 201
• Price-to-rent: 5.9×

Monthly cashflow live

• Estimated rent: $1,350 high
• Mortgage (P&I): −$498
• Tax from tax record: −$155 /mo · $1,858/yr
• Insurance: −$40
• HOA: −$0
• Vacancy / Maint / Mgmt: −$284
• Net cashflow: $374

Break-even live

Break-even rent $876

Max offer price $94,900

Occupancy floor 67%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $23,725
• Closing costs: $2,847
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1255 Bosworth Dr Saint Louis, MO	3.0	1.0	1071	$1,575	$1.47	10d	1	0.03mi
10200 Tappan Dr Saint Louis, MO	3.0	1.0	912	$1,450	$1.59	16d	1	0.30mi
9908 Norbridge Ln Saint Louis, MO	2.0	2.0	1240	$1,650	$1.33	19d	1	0.44mi
1520 Attica Dr Saint Louis, MO	2.0	1.0	1062	$1,200	$1.13	23d	1	0.45mi
1130 Forest Home Dr Saint Louis, MO	3.0	1.0	1025	$1,275	$1.24	44d	1	0.46mi
1253 Avant Dr Saint Louis, MO	2.0	1.0	795	$1,295	$1.63	15d	1	0.50mi
1253 Avant Dr Saint Louis, MO	2.0	1.0	795	$1,295	$1.63	18d	1	0.50mi
1115 Bakewell Dr Saint Louis, MO	3.0	1.0	916	$1,300	$1.42	44d	1	0.56mi
10367 Coburg Lands Dr Saint Louis, MO	3.0	1.0	912	$1,270	$1.39	44d	1	0.57mi
1009 Bliss Dr Saint Louis, MO	3.0	1.0	912	$1,400	$1.54	44d	1	0.62mi
1230 Roxton Dr Saint Louis, MO	3.0	1.0	912	$1,400	$1.54	22d	1	0.63mi
10203 Trio Ln Saint Louis, MO	3.0	1.0	912	$1,435	$1.57	16d	1	0.72mi
1238 Hoyt Dr Saint Louis, MO	3.0	1.0	1176	$1,400	$1.19	22d	1	0.77mi
10139 Royal Dr Saint Louis, MO	2.0	1.0	1016	$900	$0.89	44d	1	0.78mi
10113 Duke Dr Saint Louis, MO	3.0	1.0	770	$1,325	$1.72	44d	1	0.82mi
10066 Dorothy Ave Saint Louis, MO	2.0	1.0	916	$1,225	$1.34	22d	1	0.82mi
10508 Druid Dr Saint Louis, MO	3.0	1.0	1122	$1,475	$1.31	16d	1	0.82mi
1208 Rapid Dr Saint Louis, MO	3.0	1.0	992	$1,375	$1.39	4d	1	0.82mi
637 Karess Dr Saint Louis, MO	2.0	2.0	1190	$1,525	$1.28	12d	1	0.85mi
9723 Portage Dr Saint Louis, MO	3.0	1.0	1014	$1,450	$1.43	7d	1	0.85mi
815 Bella Ln Saint Louis, MO	3.0	1.0	864	$1,275	$1.48	44d	1	0.87mi
9924 Gloucester Dr Saint Louis, MO	3.0	2.0	992	$1,565	$1.58	10d	1	0.92mi
10421 Prince Dr Saint Louis, MO	3.0	2.0	1023	$1,275	$1.25	23d	1	0.93mi
9744 Lanier Dr Saint Louis, MO	3.0	1.0	1014	$1,345	$1.33	44d	1	0.93mi
2321 Noll Dr Saint Louis, MO	3.0	1.0	975	$1,320	$1.35	23d	1	0.93mi
9943 Lilac Dr Saint Louis, MO	2.0	1.0	1086	$1,000	$0.92	44d	1	0.93mi
623 Ludlow Dr Saint Louis, MO	2.0	1.0	840	$1,199	$1.43	23d	1	0.94mi
2326 Chambers Rd Saint Louis, MO	2.0	1.0	1056	$1,050	$0.99	23d	1	0.94mi
10052 Lilac Ave Saint Louis, MO	3.0	1.5	1143	$1,100	$0.96	7d	1	0.97mi
10112 Count Dr Saint Louis, MO	2.0	1.0	792	$1,000	$1.26	7d	1	0.97mi
10113 Count Dr Saint Louis, MO	2.0	1.0	882	$775	$0.88	44d	1	0.99mi
9811 Lilac Dr Unit I St. Louis, MO	2.0	1.0	705	$799	$1.13	44d	1	1.01mi
10404 Earl Dr Saint Louis, MO	2.0	1.0	770	$1,100	$1.43	4d	1	1.02mi
10201 Gourock Dr Saint Louis, MO	3.0	1.0	886	$1,275	$1.44	44d	1	1.04mi
10557 Castle Dr Saint Louis, MO	3.0	2.0	1023	$1,300	$1.27	15d	1	1.05mi
10365 Lord Dr Saint Louis, MO	3.0	1.0	864	$1,075	$1.24	2d	1	1.08mi
10501 Duke Dr Saint Louis, MO	2.0	1.0	1140	$1,090	$0.96	44d	1	1.08mi
9517 West Ave Unit 1F St. Louis, MO	3.0	1.0	1300	$1,300	$1.00	44d	1	1.10mi
2257 Chambers Rd Saint Louis, MO	3.0	1.0	1200	$1,400	$1.17	23d	1	1.11mi
1205 Shepley Dr Saint Louis, MO	3.0	1.0	901	$1,325	$1.47	23d	1	1.12mi

Listing history 25 events

1. 2026-06-18
   days on market $94,900 Active 29 DOM
2. 2026-06-17
   days on market $94,900 Active 28 DOM
3. 2026-06-16
   days on market $94,900 Active 27 DOM
4. 2026-06-15
   days on market $94,900 Active 26 DOM
5. 2026-06-13
   days on market $94,900 Active 24 DOM
6. 2026-06-13
   days on market $94,900 Active 23 DOM
7. 2026-06-09
   days on market $94,900 Active 20 DOM
8. 2026-06-08
   days on market $94,900 Active 19 DOM
9. 2026-06-07
   days on market $94,900 Active 18 DOM
10. 2026-06-05
    days on market $94,900 Active 15 DOM
11. 2026-06-03
    days on market $94,900 Active 14 DOM
12. 2026-06-02
    days on market $94,900 Active 13 DOM
13. 2026-06-01
    days on market $94,900 Active 12 DOM
14. 2026-05-31
    days on market $94,900 Active 11 DOM
15. 2026-05-20
    listed $94,900 Active
16. 2019-07-19
    historical 612-char remark

    Show marketing remark (612 chars)

    Don't miss out on this beautiful all brick ranch home!! You are greeted by elegant Hardwood floors in the living/ dining room with an abundance of natural light beaming through the large window. The kitchen features plenty of cabinet space and direct access to the backyard. This home has been freshly painted and offers 2 bedrooms with crisp finishes, hardwood floors, ample space & additional living space on the main floor. The unfinished lower level offers a half bath and is waiting for someone to put their finishing touches on it. Give us a call today and start making memories that last a lifetime!!

17. 2019-07-17
    soldstatus $48,500
18. 2019-07-15
    soldstatus Closed 612-char remark

    Show marketing remark (612 chars)

    Don't miss out on this beautiful all brick ranch home!! You are greeted by elegant Hardwood floors in the living/ dining room with an abundance of natural light beaming through the large window. The kitchen features plenty of cabinet space and direct access to the backyard. This home has been freshly painted and offers 2 bedrooms with crisp finishes, hardwood floors, ample space & additional living space on the main floor. The unfinished lower level offers a half bath and is waiting for someone to put their finishing touches on it. Give us a call today and start making memories that last a lifetime!!

19. 2019-07-07
    status Pending 612-char remark

    Show marketing remark (612 chars)

    Don't miss out on this beautiful all brick ranch home!! You are greeted by elegant Hardwood floors in the living/ dining room with an abundance of natural light beaming through the large window. The kitchen features plenty of cabinet space and direct access to the backyard. This home has been freshly painted and offers 2 bedrooms with crisp finishes, hardwood floors, ample space & additional living space on the main floor. The unfinished lower level offers a half bath and is waiting for someone to put their finishing touches on it. Give us a call today and start making memories that last a lifetime!!

20. 2019-07-02
    price $59,900 612-char remark

    Show marketing remark (612 chars)

    Don't miss out on this beautiful all brick ranch home!! You are greeted by elegant Hardwood floors in the living/ dining room with an abundance of natural light beaming through the large window. The kitchen features plenty of cabinet space and direct access to the backyard. This home has been freshly painted and offers 2 bedrooms with crisp finishes, hardwood floors, ample space & additional living space on the main floor. The unfinished lower level offers a half bath and is waiting for someone to put their finishing touches on it. Give us a call today and start making memories that last a lifetime!!

21. 2019-06-23
    listed $65,000 Active 612-char remark

    Show marketing remark (612 chars)

    Don't miss out on this beautiful all brick ranch home!! You are greeted by elegant Hardwood floors in the living/ dining room with an abundance of natural light beaming through the large window. The kitchen features plenty of cabinet space and direct access to the backyard. This home has been freshly painted and offers 2 bedrooms with crisp finishes, hardwood floors, ample space & additional living space on the main floor. The unfinished lower level offers a half bath and is waiting for someone to put their finishing touches on it. Give us a call today and start making memories that last a lifetime!!

22. 2019-06-07
    soldstatus
23. 2019-06-04
    soldstatus Closed 49-char remark

    Show marketing remark (49 chars)

    Homes to be sold as is, this is not a foreclosure

24. 2019-04-26
    listed $32,000 49-char remark

    Show marketing remark (49 chars)

    Homes to be sold as is, this is not a foreclosure

25. 1991-10-24
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

• Current annual tax: $1,858 · $155/mo
• Projected year-2 tax: $1,858 · $155/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 5/10 Major 7 d/yr ≥107°F today · 21 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $16,200
• − Mortgage interest: −$5,316
• − Property taxes: −$1,858
• − Insurance: −$474
• − Repairs & maintenance: −$1,296
• − Management: −$1,296
• − Depreciation: −$2,761
• Taxable income: $3,199
• Est. tax owed @ 24.0%: −$768
• After-tax cash flow: $3,726/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Riverview Gardens
• NCES district ID: 2926670
• Math proficiency: 2% ▼ -6.00%
• Reading proficiency: 9% ▼ -6.00%
• Median HH income: $32,759
• Composite: 4.22/100
• National rank: #10058
• State rank: #324 of 324 in MO

Livability — Bellefontaine Neighbors

• Score: 58/100
• State rank: #592
• US rank: #20944

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D+ Housing B+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Bellefontaine Neighbors, MO
• County: Saint Louis County · 888,823 people
• City population: 19,684
• Metro: St. Louis, MO-IL
• Population (ZIP): 19,684
• Household income: $43,422
• Rent vs Own: 52.2% rent · 47.8% own
• Severe rent burden: 1863.0

Population outlook (St. Louis County) Hauer SSP2

• Today (2025): 1,025,227 people
• By 2030: 1,028,023 · +0.3%
• By 2040: 1,020,940 · -0.4%
• By 2050: 1,007,280 · -1.8%
• By 2075: 987,277 · -3.7%
• By 2100: 921,984 · -10.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (82%)
• Race & ethnicity: Black 82% White 13% Two or more races 3%
• Common ancestry: Romanian 1% Lithuanian 1% Italian 1%
• Foreign-born: 1%

Political lean MEDSL · St. Louis

• 2024 margin: Strong D (+23.4) · D 60.8% · R 37.4% · Other 1.7%
• 2008→2024 swing: +3.5pp toward D · 2008: 19.9pp · 2024: 23.4pp
• All cycles: 2024: D+23.4 2020: D+24.0 2016: D+16.2 2012: D+13.7 2008: D+19.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -96.70%
• Current HPI: 130.6765
• Rent YoY: ▲ 6.59%
• Metro: St. Louis, MO-IL
• State GDP YoY: ▲ 1.84%
• F500 in state: 20

Industry mix (Fortune 500 HQ in MO)

Industry	F500 HQs	Revenue
▸Healthcare	1	$163B
▸Insurance	1	$21B
▸Industrial Technology	1	$17B
▸Retail	1	$16B
▸Industrial Distribution	1	$10B
▸Utilities	1	$9B

Price history

+196.6% since first listed

11 events — show timeline

• 2026-05-20 Listed $94,900 MARIS as Distributed by MLS Grid
• 2019-07-19 Delisted — MARIS as Distributed by MLS Grid
• 2019-07-17 Sold (Public Records) $48,500 Public Records
• 2019-07-15 Sold (MLS) — MARIS as Distributed by MLS Grid
• 2019-07-07 Pending — MARIS as Distributed by MLS Grid
• 2019-07-02 Price Changed $59,900 MARIS as Distributed by MLS Grid
• 2019-06-23 Listed $65,000 MARIS as Distributed by MLS Grid
• 2019-06-07 Sold (Public Records) — Public Records
• 2019-06-04 Sold (MLS) — MARIS as Distributed by MLS Grid
• 2019-04-26 Listed $32,000 MARIS as Distributed by MLS Grid
• 1991-10-24 Sold (Public Records) — Public Records

Property tax history

+4.9%/yr

Latest (2022): $1,858 · +0.9% YoY. Source: county tax records.