404 49th Avenue Dr W · South Bradenton, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 107°F)
- 6 days/yr
- Hot days in 30 yrs
- 25 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +19.4/30.0
- ARV discount +7.5/15.0
- DSCR +6.1/10.0
- 1% rule +4.6/10.0
- Schools +4.4/10.0
- Livability +3.9/5.0
- Condition / age +2.5/5.0
- Rent growth +1.1/5.0
- Appreciation +0.0/10.0
$154,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Well maintained two bedroom, two bath home. . Located in an active community. Enclosed Florida room. Living room has bay windows makes for light and bright area. Outside, awning and driveway all painted in 2013. New plywood flooring thru out in 2015 with new vinly flooring in bathrooms and kitchen. New electrical box 2013, water heater, kitchen floor, range, refrigerator and microwave all updated. Property comes with a AHS Home Warranty. Termite contract for wood and subterranean. Maintenance fee is $634.53 per year required. HOA is $30/year optional.
Key facts
- Florida room
- New a/c
- New washer
Tags
Property features AI
Finance
- Financial info: Total annual fees approx. $730.52; Lease restrictions apply
- HOA & community: HOA managed by Lakeshore Management; Monthly HOA about $60.88 (quarterly fee shown $182.63); HOA fee covers common area taxes; Community clubhouse; Shuffleboard court; Senior community; Pets allowed (cats and dogs)
Exterior
- Parking: Driveway; Carport with 2 spaces
- Utilities: Public water; Public sewer; Electricity connected; Sewer connected; Water connected; Cable available; Phone available; Broadband/high-speed internet available
- Home design: Residential mobile home (double wide); Single-story; Faces north; Completed condition; Other structure: shed(s)
- Construction: Vinyl siding; Metal roof; Double wide body type
- Exterior features: Rain gutters; Wood fencing; Paved lot
Interior
- Kitchen: Built-in oven; Range; Microwave; Refrigerator; Freezer; Dishwasher; Exhaust fan; Disposal; Electric water heater
- Bedrooms: 2 bedrooms
- Flooring: Carpet; Laminate; Vinyl
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating; Central air; Wall/window AC units
- Interior features: Living room and dining room combined; Thermostat
- Laundry & utility: Laundry room; Washer; Dryer
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $154k.
Deal economics
- At list price, monthly cash flow is $172 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $148k (3.7% below list).
- Recommended offer: $136k (12.0% below list) — sets the bar for market timing.
- Cap rate 7.6% vs local median 4.1% in South Bradenton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 77/100 on livability (#195 in FL, #3,092 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities C-, crime D+, commute F.
- Manatee (suburban): math 54% / reading 50% proficiency, ranked #26 of 73 in FL (top 36%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Oneco Elementary School (math 49% / reading 27%, grade F, #1,587 of 2,144 statewide, top 74%, 596 students, 79% FRL); Southeast High School (math 25% / reading 34%, grade F, #447 of 667 statewide, top 68%, 1,716 students, 66% FRL) — zoned schools average 72% FRL vs 51% district-wide (22 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 34% at this address vs 52% district-wide (-18 pts) — the specific schools serving this property underperform the Manatee average; the district grade overstates school quality for this exact location.
- Market conditions: Rents falling (-5.5%/yr); 361 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 7,472 units permitted in Manatee County in 2024 (1,782 in 5+ unit buildings).
- This rent runs 40% of the median local income ($45k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Manatee County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 291 days — a 12% lower offer ($136k) is reasonable based on typical stale-listing flexibility.
- 9 sale attempts since 22y ago; this cycle's ask has dropped $24k (13%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $59k; list at $154k implies a 161% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 6→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 291 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1969 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.96% ✗
- Cap rate
- 7.63%
- Cash-on-cash
- 4.78%
- DSCR
- 1.21
- GRM
- 8.7
CMA / ARV
- ARV (on-the-fly)
- $85,360
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 511 50th Avenue Dr W | 0.13mi | 2/1.5 | 880 (0%) | 2mo | $66,500 | $76 | 90 |
| 406 50th Ave W | 0.08mi | 2/1.5 | 928 (+6%) | 3mo | $128,900 | $139 | 83 |
| 918 49th Ave W | 0.35mi | 2/2.0 | 876 (-0%) | 4mo | $127,000 | $145 | 80 |
| 4904 4th A St E | 0.36mi | 2/2.0 | 840 (-4%) | 1mo | $60,000 | $71 | 75 |
| 403 52nd Avenue Plz W | 0.37mi | 2/1.0 | 846 (-4%) | 1mo | $75,000 | $89 | 72 |
| 1106 51st Ave W | 0.48mi | 2/1.0 | 890 (+1%) | 2mo | $54,000 | $61 | 70 |
| 704 49th Avenue Ter W | 0.19mi | 2/1.0 | 978 (+11%) | 4mo | $125,000 | $128 | 65 |
| 719 50th Avenue Ter W | 0.28mi | 2/1.5 | 770 (-12%) | 3mo | $95,000 | $123 | 61 |
| 502 Bolivia Blvd | 0.55mi | 2/2.0 | 960 (+9%) | 2mo | $124,900 | $130 | 58 |
| 1112 49th Avenue Ter W | 0.46mi | 2/1.5 | 770 (-12%) | 4mo | $36,000 | $47 | 52 |
| 301 Brazil Ct #95 | 0.63mi | 2/1.5 | 792 (-10%) | 2mo | $66,000 | $83 | 50 |
| 703 Corsica Ct | 0.72mi | 2/2.0 | 1,008 (+14%) | 4mo | $98,000 | $97 | 39 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -12.1%
- Equity multiple
- 0.57×
- Total profit
- $-18,372
- Equity at exit
- $22,962
- IRR
- -7.9%
- Equity multiple
- 0.56×
- Total profit
- $-18,772
- Equity at exit
- $13,315
Cash invested: $43,120 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 34207
- Rents YoY
- -5.5%
- Active inventory
- 361
- Price-to-rent
- 8.7×
Monthly cashflow live
- Estimated rent
- $1,483 high interval (Pro) →
- Mortgage (P&I)
- −$808
- Tax from tax record
- −$68 /mo · $819/yr
- Insurance
- −$64
- HOA
- −$60
- Vacancy / Maint / Mgmt
- −$312
- Net cashflow
- $172
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $38,500
- Closing costs
- $4,620
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 4810 Ho Wil Ln Unit 4810 Bradenton, FL | 2.0 | 1.0 | 784 | $1,600 | $2.04 | 24d | 1 | 0.15mi |
| 503 51st Ave W Unit 503 Bradenton, FL | 3.0 | 2.0 | 882 | $1,275 | $1.45 | 24d | 1 | 0.17mi |
| 503 51st Ave W Bradenton, FL | 3.0 | 2.0 | 882 | $1,075 | $1.22 | 12d | 1 | 0.17mi |
| 707 50th Ave W Bradenton, FL | 2.0 | 1.0 | 730 | $1,150 | $1.58 | 24d | 1 | 0.21mi |
| 304 47th Avenue Dr W #112 Bradenton, FL | 1.0 | 1.0 | 725 | $1,200 | $1.66 | 24d | 1 | 0.22mi |
| 608 51st Ave W Bradenton, FL | 2.0 | 1.5 | 760 | $2,200 | $2.89 | 24d | 1 | 0.23mi |
| 4903 2nd B St E Bradenton, FL | 2.0 | 2.0 | 624 | $2,400 | $3.85 | 24d | 1 | 0.28mi |
| 4630 5th St W Ste 6 Bradenton, FL | 2.0 | 1.0 | 1000 | $1,600 | $1.60 | 12d | 1 | 0.28mi |
| 655 Park Cir Bradenton, FL | 1.0 | 1.5 | 816 | $1,100 | $1.35 | 24d | 1 | 0.28mi |
| 202 46th Avenue Ter W #409 Bradenton, FL | 2.0 | 2.0 | 1086 | $1,995 | $1.84 | 24d | 1 | 0.29mi |
| 203 46th Avenue Ter W Bradenton, FL | 1.0 | 1.0 | 880 | $1,099 | $1.25 | 3d | 1 | 0.31mi |
| 205 52nd Avenue Dr W Bradenton, FL | 1.0 | 1.0 | 528 | $1,200 | $2.27 | 24d | 1 | 0.34mi |
| 915 50th Avenue Plz W Bradenton, FL | 2.0 | 1.0 | 700 | $1,200 | $1.71 | 24d | 1 | 0.37mi |
| 4507 3rd Street Cir W #280 Bradenton, FL | 1.0 | 1.0 | 660 | $1,300 | $1.97 | 16d | 1 | 0.38mi |
| 110 52nd Avenue Ter E Bradenton, FL | 2.0 | 1.5 | 684 | $1,450 | $2.12 | 24d | 1 | 0.48mi |
| 5502 8th Street Ct W Bradenton, FL | 2.0 | 2.0 | 896 | $1,595 | $1.78 | 24d | 1 | 0.72mi |
| 5580 Fountain Lake Cir Bradenton, FL | 1.0–3.0 | 1.0–2.0 | 1052 | $1,908 | $1.81 | 2d | 38 | 0.81mi |
| 4444 17th St W Unit B Bradenton, FL | 2.0 | 1.0 | 850 | $2,200 | $2.59 | 24d | 1 | 0.93mi |
| 2004 49th Ave W Unit 2002 Bradenton, FL | 2.0 | 2.0 | 1021 | $1,950 | $1.91 | 24d | 1 | 1.00mi |
| 1007 57th Ave W Bradenton, FL | 2.0 | 1.5 | 967 | $1,495 | $1.55 | 10d | 1 | 1.00mi |
| 4906 21st St W Bradenton, FL | 2.0 | 1.0 | 918 | $1,700 | $1.85 | 16d | 1 | 1.06mi |
| 350 34th Avenue Dr E Bradenton, FL | 1.0–3.0 | 1.0–2.0 | 893 | $1,335 | $1.49 | 2d | 6 | 1.06mi |
| 5531 16th St W Unit 5537 Bradenton, FL | 2.0 | 1.0 | 750 | $1,650 | $2.20 | 3d | 1 | 1.07mi |
| 5001 22nd St W Unit B Bradenton, FL | 2.0 | 1.0 | 729 | $1,700 | $2.33 | 16d | 1 | 1.09mi |
| 5613 8th St Ct E Bradenton, FL | 3.0 | 2.0 | 1000 | $1,700 | $1.70 | 24d | 1 | 1.09mi |
| 716 56th Avenue Dr E Bradenton, FL | 3.0 | 2.0 | 1000 | $1,700 | $1.70 | 3d | 1 | 1.11mi |
| 1345 301 Blvd E Bradenton, FL | 1.0–3.0 | 1.0–2.0 | 872 | $1,320 | $1.51 | 24d | 9 | 1.12mi |
| 1308 36th Ave W Bradenton, FL | 1.0 | 1.0 | 715 | $1,199 | $1.68 | 24d | 1 | 1.15mi |
| 5513 18th St W Bradenton, FL | 2.0 | 1.0 | 1000 | $1,499 | $1.50 | 24d | 1 | 1.16mi |
| 5828 3rd St E Bradenton, FL | 3.0 | 2.0 | 1036 | $1,995 | $1.93 | 24d | 1 | 1.16mi |
| 390 301 Blvd W Bradenton, FL | 2.0 | 2.0 | 1125 | $1,495 | $1.33 | 24d | 1 | 1.16mi |
| 3808 11th St E Bradenton, FL | 2.0 | 1.0 | 850 | $1,600 | $1.88 | 24d | 1 | 1.17mi |
| 907 34th Ave W Unit B Bradenton, FL | 3.0 | 1.0 | 1000 | $1,795 | $1.79 | 24d | 1 | 1.19mi |
| 907 34th Ave W Bradenton, FL | 3.0 | 1.0 | 985 | $1,599 | $1.62 | 20d | 1 | 1.19mi |
| 919 34th Ave W Bradenton, FL | 3.0 | 1.0 | 950 | $1,599 | $1.68 | 12d | 1 | 1.20mi |
| 2305 46th Ave W Bradenton, FL | 1.0–2.0 | 1.0–2.0 | 1005 | $1,837 | $1.83 | 2d | 10 | 1.21mi |
| 4515 26th St W Bradenton, FL | 1.0–2.0 | 1.0–2.0 | 806 | $1,510 | $1.87 | 2d | 14 | 1.25mi |
| 505 30th Ave W Unit E406 Bradenton, FL | 2.0 | 2.0 | 1001 | $1,450 | $1.45 | 24d | 1 | 1.26mi |
| 616 33rd Ave E Bradenton, FL | 2.0 | 2.0 | 750 | $1,600 | $2.13 | 24d | 1 | 1.27mi |
| 4906 25th St W #101 Bradenton, FL | 2.0 | 1.5 | 1070 | $1,550 | $1.45 | 24d | 1 | 1.29mi |
HOA detail
- Monthly dues
- $60 · $720/yr
- Likely covers
- waterelectric
Listing history 26 events
-
2026-06-03days on market $154,000 Active 291 DOM
-
2026-06-02days on market $154,000 Active 290 DOM
-
2026-06-01days on market $154,000 Active 289 DOM
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2026-05-31days on market $154,000 Active 288 DOM
-
2025-11-25price $154,000
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2025-08-16$177,900 Active
-
2025-05-15status Active
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2025-05-12historical
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2024-09-19price $178,900
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2024-09-16$179,800 Active
-
2015-10-08soldstatus $59,000
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2015-10-05soldstatus $59,000 Sold 559-char remark
Show marketing remark (559 chars)
Well maintained two bedroom, two bath home. . Located in an active community. Enclosed Florida room. Living room has bay windows makes for light and bright area. Outside, awning and driveway all painted in 2013. New plywood flooring thru out in 2015 with new vinly flooring in bathrooms and kitchen. New electrical box 2013, water heater, kitchen floor, range, refrigerator and microwave all updated. Property comes with a AHS Home Warranty. Termite contract for wood and subterranean. Maintenance fee is $634.53 per year required. HOA is $30/year optional.
-
2015-09-07status Pending 559-char remark
Show marketing remark (559 chars)
Well maintained two bedroom, two bath home. . Located in an active community. Enclosed Florida room. Living room has bay windows makes for light and bright area. Outside, awning and driveway all painted in 2013. New plywood flooring thru out in 2015 with new vinly flooring in bathrooms and kitchen. New electrical box 2013, water heater, kitchen floor, range, refrigerator and microwave all updated. Property comes with a AHS Home Warranty. Termite contract for wood and subterranean. Maintenance fee is $634.53 per year required. HOA is $30/year optional.
-
2015-07-18status Active 559-char remark
Show marketing remark (559 chars)
Well maintained two bedroom, two bath home. . Located in an active community. Enclosed Florida room. Living room has bay windows makes for light and bright area. Outside, awning and driveway all painted in 2013. New plywood flooring thru out in 2015 with new vinly flooring in bathrooms and kitchen. New electrical box 2013, water heater, kitchen floor, range, refrigerator and microwave all updated. Property comes with a AHS Home Warranty. Termite contract for wood and subterranean. Maintenance fee is $634.53 per year required. HOA is $30/year optional.
-
2015-07-10historical Contingent - Other Contract Contingencies 559-char remark
Show marketing remark (559 chars)
Well maintained two bedroom, two bath home. . Located in an active community. Enclosed Florida room. Living room has bay windows makes for light and bright area. Outside, awning and driveway all painted in 2013. New plywood flooring thru out in 2015 with new vinly flooring in bathrooms and kitchen. New electrical box 2013, water heater, kitchen floor, range, refrigerator and microwave all updated. Property comes with a AHS Home Warranty. Termite contract for wood and subterranean. Maintenance fee is $634.53 per year required. HOA is $30/year optional.
-
2015-07-07status Active 559-char remark
Show marketing remark (559 chars)
Well maintained two bedroom, two bath home. . Located in an active community. Enclosed Florida room. Living room has bay windows makes for light and bright area. Outside, awning and driveway all painted in 2013. New plywood flooring thru out in 2015 with new vinly flooring in bathrooms and kitchen. New electrical box 2013, water heater, kitchen floor, range, refrigerator and microwave all updated. Property comes with a AHS Home Warranty. Termite contract for wood and subterranean. Maintenance fee is $634.53 per year required. HOA is $30/year optional.
-
2014-09-15status Pending 559-char remark
Show marketing remark (559 chars)
Well maintained two bedroom, two bath home. . Located in an active community. Enclosed Florida room. Living room has bay windows makes for light and bright area. Outside, awning and driveway all painted in 2013. New plywood flooring thru out in 2015 with new vinly flooring in bathrooms and kitchen. New electrical box 2013, water heater, kitchen floor, range, refrigerator and microwave all updated. Property comes with a AHS Home Warranty. Termite contract for wood and subterranean. Maintenance fee is $634.53 per year required. HOA is $30/year optional.
-
2014-08-14$59,000 Active 559-char remark
Show marketing remark (559 chars)
Well maintained two bedroom, two bath home. . Located in an active community. Enclosed Florida room. Living room has bay windows makes for light and bright area. Outside, awning and driveway all painted in 2013. New plywood flooring thru out in 2015 with new vinly flooring in bathrooms and kitchen. New electrical box 2013, water heater, kitchen floor, range, refrigerator and microwave all updated. Property comes with a AHS Home Warranty. Termite contract for wood and subterranean. Maintenance fee is $634.53 per year required. HOA is $30/year optional.
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2005-10-05soldstatus $76,000
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2005-09-30soldstatus $76,000
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2005-06-16historical
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2005-05-10$79,900
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2005-03-09$79,900
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2005-03-09historical
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2004-11-20$84,000
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1985-10-01soldstatus $46,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $819 · $68/mo
- Projected year-2 tax
- $1,278 · $107/mo
- Expected delta
- +$460/yr (+$38/mo · 56.1%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 6 d/yr ≥107°F today · 25 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $17,800
- − Mortgage interest
- −$8,626
- − Property taxes
- −$819
- − Insurance
- −$770
- − Repairs & maintenance
- −$1,424
- − Management
- −$1,424
- − HOA
- −$720
- − Depreciation
- −$4,480
- Taxable loss
- −$463
- Est. tax savings @ 24.0%
- +$111
- After-tax cash flow
- $2,174/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Manatee
- NCES district ID
- 1201230
- Math proficiency
- 54% ▼ -6.00%
- Reading proficiency
- 50% ▼ -2.00%
- Median HH income
- $49,607
- Composite
- 44.43/100
- National rank
- #2806
- State rank
- #26 of 73 in FL
Livability — South Bradenton
- Score
- 77/100
- State rank
- #195
- US rank
- #3092
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- South Bradenton, FL
- County
- Manatee County · 416,364 people
- City population
- 33,840
- Metro
- North Port-Sarasota-Bradenton, FL
- Population (ZIP)
- 34,081
- Household income
- $45,010
- Rent vs Own
- Severe rent burden
- 1474.0
Population outlook (Manatee County) Hauer SSP2
- Today (2025)
- 447,342 people
- By 2030
- 488,911 · +9.3%
- By 2040
- 567,934 · +27.0%
- By 2050
- 637,995 · +42.6%
- By 2075
- 781,970 · +74.8%
- By 2100
- 848,272 · +89.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.57)
- Race & ethnicity
- White 58% Hispanic / Latino 29% Two or more races 13% Black 7%
- Hispanic origin (detail)
- Mexican 12% Puerto Rican 4% Cuban 3% Dominican 1%
- Common ancestry
- Lithuanian 3% Romanian 2% Slovak 2%
- Foreign-born
- 16% · Canada, Jamaica
- Languages at home
- 74% English-only · Spanish 22% Other Indo-European 1% French/Haitian/Cajun 1%
Political lean MEDSL · Manatee
- 2024 margin
- Strong R (+23.5) · D 37.9% · R 61.4%
- 2008→2024 swing
- -16.5pp toward R · 2008: -7.0pp · 2024: -23.5pp
- All cycles
- 2024: R+23.5 2020: R+16.1 2016: R+17.1 2012: R+12.5 2008: R+7.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -305.32%
- Current HPI
- 369.9899
- Rent YoY
- ▼ -5.50%
- Metro
- North Port-Sarasota-Bradenton, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+231.2% since first listed22 events — show timeline
- 2025-11-25 Price Changed $154,000 Stellar MLS as Distributed by MLS Grid
- 2025-08-16 Listed $177,900 Stellar MLS as Distributed by MLS Grid
- 2025-05-15 Relisted — Stellar MLS as Distributed by MLS Grid
- 2025-05-12 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2024-09-19 Price Changed $178,900 Stellar MLS as Distributed by MLS Grid
- 2024-09-16 Listed $179,800 Stellar MLS as Distributed by MLS Grid
- 2015-10-08 Sold (Public Records) $59,000 Public Records
- 2015-10-05 Sold (MLS) $59,000 Stellar MLS as Distributed by MLS Grid
- 2015-09-07 Pending — Stellar MLS as Distributed by MLS Grid
- 2015-07-18 Relisted — Stellar MLS as Distributed by MLS Grid
- 2015-07-10 Contingent — Stellar MLS as Distributed by MLS Grid
- 2015-07-07 Relisted — Stellar MLS as Distributed by MLS Grid
- 2014-09-15 Pending — Stellar MLS as Distributed by MLS Grid
- 2014-08-14 Listed $59,000 Stellar MLS as Distributed by MLS Grid
- 2005-10-05 Sold (Public Records) $76,000 Public Records
- 2005-09-30 Sold (MLS) $76,000 Stellar MLS as Distributed by MLS Grid
- 2005-06-16 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2005-05-10 Listed $79,900 Stellar MLS as Distributed by MLS Grid
- 2005-03-09 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2005-03-09 Listed $79,900 Stellar MLS as Distributed by MLS Grid
- 2004-11-20 Listed $84,000 Stellar MLS as Distributed by MLS Grid
- 1985-10-01 Sold (Public Records) $46,500 Public Records
Property tax history
+2.2%/yrLatest (2025): $819 · -11.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…