5414 Sharon Ter · Jacksonville, FL 32207

$163,000

3 bd · 2.0 ba · 1,120 sqft · SingleFamily public records · 23 Days on market

Built 1952 10,018 sqft lot Est $235k · 31% under

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +14.7/30.0
• DSCR +4.5/10.0
• Livability +4.2/5.0
• 1% rule +3.9/10.0
• Schools +3.9/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

** BACK ON MARKET, FINANCING FALL THROUGH ** This newly renovated property is move-in ready! Kitchen with new cabinets, granite counters, and stainless steel appliances will make you feel like living in a new construction home, while the layout and architecture give a cool vintage vibe. Home has a large fenced yard, detached garage, with lighting and electrical. Master suite includes newly renovated bath with tile tub surround, built in seat and recessed shower niche, Delta Intuition w/H2O kinetic technology & magnetite dock water sense shower head with hand shower, & built in storage Tile flooring is throughout most of the house, except secondary bedrooms. It's not just a pretty home either! It has new roof, kitchen and bath repipe, and upgraded wiring, including built in USB plugs throu

Key facts

• Updated bathrooms
• 0.23 acre lot
• Built 1952

Tags

• SOLID SURFACE COUNTERTOPS
• UPDATED BATHROOMS
• SEPARATE LAUNDRY ROOM

Property features AI

Finance

• HOA & community: Not a senior community

Exterior

• Parking: Assigned parking
• Utilities: Electricity available; Sewer available; Water available
• Home design: Single family residence (single family use)
• Exterior features: Lot of 0.23 acres; No private pool

Interior

• Kitchen: Electric oven; Refrigerator
• Bedrooms: 3 bedrooms
• Bathrooms: 2 full bathrooms
• Heating & cooling: Electric heating; Central air conditioning
• Interior features: Electric oven and refrigerator included

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $163k.

Deal economics

• At list price, monthly cash flow is $42 ($508/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $145k (11.1% below list).
• Recommended offer: $145k (11.1% below list) — sets the bar for 1% rule.
• Cap rate 6.6% vs local median 3.9% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
• Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Love Grove Elementary School (math 37% / reading 32%, grade F, #1,709 of 2,144 statewide, top 81%, 381 students, 54% FRL); Southside Middle School (math 24% / reading 22%, grade F, #542 of 571 statewide, top 95%, 844 students, 57% FRL); Englewood High School (math 21% / reading 21%, grade F, #551 of 667 statewide, top 83%, 1,741 students, 58% FRL).
• Zoned-school proficiency averages 26% at this address vs 46% district-wide (-19 pts) — the specific schools serving this property underperform the Duval average; the district grade overstates school quality for this exact location.
• Market conditions: Rents soft (-0.2%/yr); 226 active listings in the ZIP; 38 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 23 days — a 2% lower offer ($161k) is reasonable based on typical stale-listing flexibility.
• 9 sale attempts since 12y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $138k; 18% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: built in 1952 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 6→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $144,969 (11.1% below list)

Questions for the listing agent

1. Built in 1952 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.89% ✗
• Cap rate: 6.60%
• Cash-on-cash: 1.11%
• DSCR: 1.05
• GRM: 9.4

CMA / ARV

• ARV (on-the-fly): $235,200
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
5331 Sharon Ter	0.08mi	3/1.0	1,053 (-6%)	5mo	$165,000	$157	78
5120 Robert Scott Dr N	0.39mi	3/2.0	1,138 (+2%)	5mo	$250,000	$220	75
5532 S Keystone Dr S	0.38mi	3/1.5	1,100 (-2%)	3mo	$161,000	$146	75
5316 N Keystone Dr	0.42mi	3/1.5	1,125 (+0%)	15mo	$169,000	$150	66
5501 Keystone Dr S	0.38mi	3/1.0	1,000 (-11%)	2mo	$247,000	$247	59
5134 Damascus Rd S	0.64mi	3/2.0	1,199 (+7%)	3mo	$259,900	$217	56
5140 Cruz Rd	0.20mi	2/1.0 (-1)	1,008 (-10%)	12mo	$175,000	$174	55
5241 Damascus Rd S	0.58mi	3/1.5	1,188 (+6%)	9mo	$250,000	$210	54
6104 Vasari Dr	0.72mi	3/2.0	1,222 (+9%)	1mo	$290,000	$237	51
5444 Keystone Dr S	0.35mi	2/1.0 (-1)	1,000 (-11%)	16mo	$160,000	$160	44
1519 Hickman Rd	0.63mi	2/1.5 (-1)	1,008 (-10%)	6mo	$185,000	$184	42
6114 Carranza Dr	0.70mi	3/2.0	1,010 (-10%)	12mo	$219,000	$217	41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -17.9%
• Equity multiple: 0.39×
• Total profit: $-27,957
• Equity at exit: $24,304

10-year hold

• IRR: -17.1%
• Equity multiple: 0.18×
• Total profit: $-37,261
• Equity at exit: $14,093

Cash invested: $45,640 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32207

• Rents YoY: -0.2%
• Active inventory: 226
• Price-to-rent: 9.4×

Monthly cashflow live

• Estimated rent: $1,450 high
• Mortgage (P&I): −$855
• Tax from tax record: −$180 /mo · $2,162/yr
• Insurance: −$68
• HOA: −$0
• Vacancy / Maint / Mgmt: −$304
• Net cashflow: $42

Break-even live

Break-even rent $1,396

Max offer price $163,000

Occupancy floor 92%

Sensitivity live

Price	-10% $135	-5% $88	+0% $42	+5% $-4	+10% $-50
Rent	-10% $-72	-5% $-15	+0% $42	+5% $100	+10% $157
Rate	-1.0pp $124	-0.5pp $84	base $42	+0.5pp $0	+1.0pp $-43

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $40,750
• Closing costs: $4,890
• Reserves months: —
• Total cash needed: —

Rent comps 38 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3000 Coronet Ln Jacksonville, FL	1.0–3.0	1.0–2.0	1017	$1,709	$1.68	25d	5	0.41mi
4060 Barnes Rd Jacksonville, FL	2.0	1.0–1.5	667	$924	$1.38	9d	7	0.61mi
2600 Art Museum Dr Jacksonville, FL	1.0–2.0	1.0	790	$1,371	$1.74	4d	14	0.62mi
4076 Barnes Rd S Apt 502 Jacksonville, FL	2.0	1.5	850	$894	$1.05	25d	1	0.62mi
4076 Barnes Rd S Apt 503 Jacksonville, FL	2.0	1.5	850	$874	$1.03	25d	1	0.62mi
4084 Barnes Rd S Apt 705 Jacksonville, FL	2.0	1.5	850	$924	$1.09	25d	1	0.63mi
4064 Barnes Rd S Apt 204 Jacksonville, FL	2.0	1.5	850	$874	$1.03	25d	1	0.63mi
4088 Barnes Rd S Apt 801 Jacksonville, FL	2.0	1.5	850	$874	$1.03	25d	1	0.63mi
4072 Barnes Rd S Apt 411 Jacksonville, FL	2.0	1.5	850	$894	$1.05	25d	1	0.63mi
4080 Barnes Rd S Apt 606 Jacksonville, FL	2.0	1.5	850	$874	$1.03	6d	1	0.64mi
4092 Barnes Rd S Apt 908 Jacksonville, FL	2.0	1.5	850	$874	$1.03	25d	1	0.64mi
1515 Pullen Rd Unit 4 Jacksonville, FL	2.0	1.0	800	$1,100	$1.38	25d	1	0.73mi
4044 Hunter Cir Jacksonville, FL	3.0	1.0	1180	$1,700	$1.44	6d	1	0.83mi
1913 Art Museum Dr Jacksonville, FL	1.0–2.0	1.0–2.0	1000	$1,315	$1.31	25d	2	0.92mi
4432 Vinton Rd Jacksonville, FL	3.0	2.0	1215	$1,496	$1.23	4d	1	1.01mi
2943 Spring Park Rd Unit 707 Jacksonville, FL	2.0	1.0	950	$1,195	$1.26	25d	1	1.05mi
2943 Spring Park Rd Jacksonville, FL	2.0–3.0	1.0	1025	$1,395	$1.36	15d	11	1.05mi
4800 Atlantic Blvd Jacksonville, FL	1.0–2.0	1.0–1.5	750	$1,269	$1.69	4d	12	1.14mi
5252 Santa Monica Blvd N Jacksonville, FL	4.0	2.0	1350	$2,100	$1.56	23d	1	1.16mi
2406 Lamee Ave Jacksonville, FL	2.0	1.0	1124	$1,395	$1.24	15d	1	1.16mi
2839 Spring Park Rd Jacksonville, FL	4.0	2.0	1418	$1,675	$1.18	25d	1	1.16mi
1706 Art Museum Dr Jacksonville, FL	1.0–2.0	1.0	900	$1,400	$1.56	6d	4	1.17mi
4775 Barnes Rd Jacksonville, FL	3.0	2.0	1409	$1,650	$1.17	15d	1	1.25mi
2542 Wilcox Ct Jacksonville, FL	2.0	1.0	796	$1,150	$1.44	13d	1	1.27mi
2542 Wilcox Ct Jacksonville, FL	2.0	1.0	796	$1,150	$1.44	6d	1	1.27mi
2704 Spring Park Rd Jacksonville, FL	3.0	2.0	1424	$1,700	$1.19	6d	1	1.28mi
3312 Seville St W Jacksonville, FL	2.0	1.0	1320	$1,397	$1.06	16d	1	1.29mi
3390 Stillman St Jacksonville, FL	3.0	1.0	1025	$1,350	$1.32	25d	1	1.30mi
5201 Atlantic Blvd Jacksonville, FL	1.0–3.0	1.0–2.0	1140	$1,860	$1.63	3d	3	1.30mi
6090 Terry Rd Jacksonville, FL	2.0	1.0–2.0	576	$1,525	$2.65	4d	19	1.30mi
5800 University Blvd W Jacksonville, FL	3.0	1.0–2.0	857	$1,750	$2.04	25d	36	1.35mi
3460 Beach Blvd Jacksonville, FL	1.0–3.0	1.0–3.0	1061	$2,299	$2.17	3d	56	1.37mi
1620 Bartram Rd Jacksonville, FL	1.0–3.0	1.0–2.0	1259	$1,940	$1.54	4d	14	1.39mi
2525 Dean Rd Jacksonville, FL	3.0	1.0	1424	$1,850	$1.30	25d	1	1.39mi
2441 Spring Park Rd Jacksonville, FL	1.0–2.0	1.0–2.0	950	$1,200	$1.26	25d	1	1.42mi
5800 Barnes Rd S Jacksonville, FL	1.0–2.0	1.0–2.5	875	$1,399	$1.60	3d	14	1.47mi
2065 Camden Ave Jacksonville, FL	2.0	1.0	966	$1,321	$1.37	4d	1	1.48mi
2134 Camden Ave Jacksonville, FL	2.0	1.0	1042	$1,850	$1.78	25d	1	1.48mi

Listing history 44 events

1. 2026-06-13
   statusdays on market $163,000 Pending 23 DOM
2. 2026-06-10
   days on market $163,000 Active 21 DOM
3. 2026-06-08
   days on market $163,000 Active 20 DOM
4. 2026-06-07
   days on market $163,000 Active 19 DOM
5. 2026-06-05
   days on market $163,000 Active 16 DOM
6. 2026-06-03
   days on market $163,000 Active 15 DOM
7. 2026-06-02
   days on market $163,000 Active 14 DOM
8. 2026-06-01
   days on market $163,000 Active 13 DOM
9. 2026-05-31
   days on market $163,000 Active 12 DOM
10. 2026-05-19
    listed $163,000 Active
11. 2016-08-10
    soldstatus $138,000
12. 2016-08-08
    soldstatus $138,000 Sold 807-char remark

    Show marketing remark (807 chars)

    ** BACK ON MARKET, FINANCING FALL THROUGH ** This newly renovated property is move-in ready! Kitchen with new cabinets, granite counters, and stainless steel appliances will make you feel like living in a new construction home, while the layout and architecture give a cool vintage vibe. Home has a large fenced yard, detached garage, with lighting and electrical. Master suite includes newly renovated bath with tile tub surround, built in seat and recessed shower niche, Delta Intuition w/H2O kinetic technology & magnetite dock water sense shower head with hand shower, & built in storage Tile flooring is throughout most of the house, except secondary bedrooms. It's not just a pretty home either! It has new roof, kitchen and bath repipe, and upgraded wiring, including built in USB plugs throu

13. 2016-07-11
    status Pending 807-char remark

    Show marketing remark (807 chars)

    ** BACK ON MARKET, FINANCING FALL THROUGH ** This newly renovated property is move-in ready! Kitchen with new cabinets, granite counters, and stainless steel appliances will make you feel like living in a new construction home, while the layout and architecture give a cool vintage vibe. Home has a large fenced yard, detached garage, with lighting and electrical. Master suite includes newly renovated bath with tile tub surround, built in seat and recessed shower niche, Delta Intuition w/H2O kinetic technology & magnetite dock water sense shower head with hand shower, & built in storage Tile flooring is throughout most of the house, except secondary bedrooms. It's not just a pretty home either! It has new roof, kitchen and bath repipe, and upgraded wiring, including built in USB plugs throu

14. 2016-06-16
    status Active 807-char remark

    Show marketing remark (807 chars)

    ** BACK ON MARKET, FINANCING FALL THROUGH ** This newly renovated property is move-in ready! Kitchen with new cabinets, granite counters, and stainless steel appliances will make you feel like living in a new construction home, while the layout and architecture give a cool vintage vibe. Home has a large fenced yard, detached garage, with lighting and electrical. Master suite includes newly renovated bath with tile tub surround, built in seat and recessed shower niche, Delta Intuition w/H2O kinetic technology & magnetite dock water sense shower head with hand shower, & built in storage Tile flooring is throughout most of the house, except secondary bedrooms. It's not just a pretty home either! It has new roof, kitchen and bath repipe, and upgraded wiring, including built in USB plugs throu

15. 2016-06-15
    price $139,900 807-char remark

    Show marketing remark (807 chars)

    ** BACK ON MARKET, FINANCING FALL THROUGH ** This newly renovated property is move-in ready! Kitchen with new cabinets, granite counters, and stainless steel appliances will make you feel like living in a new construction home, while the layout and architecture give a cool vintage vibe. Home has a large fenced yard, detached garage, with lighting and electrical. Master suite includes newly renovated bath with tile tub surround, built in seat and recessed shower niche, Delta Intuition w/H2O kinetic technology & magnetite dock water sense shower head with hand shower, & built in storage Tile flooring is throughout most of the house, except secondary bedrooms. It's not just a pretty home either! It has new roof, kitchen and bath repipe, and upgraded wiring, including built in USB plugs throu

16. 2016-06-15
    price $145,000 807-char remark

    Show marketing remark (807 chars)

    ** BACK ON MARKET, FINANCING FALL THROUGH ** This newly renovated property is move-in ready! Kitchen with new cabinets, granite counters, and stainless steel appliances will make you feel like living in a new construction home, while the layout and architecture give a cool vintage vibe. Home has a large fenced yard, detached garage, with lighting and electrical. Master suite includes newly renovated bath with tile tub surround, built in seat and recessed shower niche, Delta Intuition w/H2O kinetic technology & magnetite dock water sense shower head with hand shower, & built in storage Tile flooring is throughout most of the house, except secondary bedrooms. It's not just a pretty home either! It has new roof, kitchen and bath repipe, and upgraded wiring, including built in USB plugs throu

17. 2016-04-12
    status Pending 807-char remark

    Show marketing remark (807 chars)

    ** BACK ON MARKET, FINANCING FALL THROUGH ** This newly renovated property is move-in ready! Kitchen with new cabinets, granite counters, and stainless steel appliances will make you feel like living in a new construction home, while the layout and architecture give a cool vintage vibe. Home has a large fenced yard, detached garage, with lighting and electrical. Master suite includes newly renovated bath with tile tub surround, built in seat and recessed shower niche, Delta Intuition w/H2O kinetic technology & magnetite dock water sense shower head with hand shower, & built in storage Tile flooring is throughout most of the house, except secondary bedrooms. It's not just a pretty home either! It has new roof, kitchen and bath repipe, and upgraded wiring, including built in USB plugs throu

18. 2016-04-02
    status Active 807-char remark

    Show marketing remark (807 chars)

    ** BACK ON MARKET, FINANCING FALL THROUGH ** This newly renovated property is move-in ready! Kitchen with new cabinets, granite counters, and stainless steel appliances will make you feel like living in a new construction home, while the layout and architecture give a cool vintage vibe. Home has a large fenced yard, detached garage, with lighting and electrical. Master suite includes newly renovated bath with tile tub surround, built in seat and recessed shower niche, Delta Intuition w/H2O kinetic technology & magnetite dock water sense shower head with hand shower, & built in storage Tile flooring is throughout most of the house, except secondary bedrooms. It's not just a pretty home either! It has new roof, kitchen and bath repipe, and upgraded wiring, including built in USB plugs throu

19. 2016-03-29
    status Pending 807-char remark

    Show marketing remark (807 chars)

    ** BACK ON MARKET, FINANCING FALL THROUGH ** This newly renovated property is move-in ready! Kitchen with new cabinets, granite counters, and stainless steel appliances will make you feel like living in a new construction home, while the layout and architecture give a cool vintage vibe. Home has a large fenced yard, detached garage, with lighting and electrical. Master suite includes newly renovated bath with tile tub surround, built in seat and recessed shower niche, Delta Intuition w/H2O kinetic technology & magnetite dock water sense shower head with hand shower, & built in storage Tile flooring is throughout most of the house, except secondary bedrooms. It's not just a pretty home either! It has new roof, kitchen and bath repipe, and upgraded wiring, including built in USB plugs throu

20. 2016-03-13
    listed $149,900 Active 807-char remark

    Show marketing remark (807 chars)

    ** BACK ON MARKET, FINANCING FALL THROUGH ** This newly renovated property is move-in ready! Kitchen with new cabinets, granite counters, and stainless steel appliances will make you feel like living in a new construction home, while the layout and architecture give a cool vintage vibe. Home has a large fenced yard, detached garage, with lighting and electrical. Master suite includes newly renovated bath with tile tub surround, built in seat and recessed shower niche, Delta Intuition w/H2O kinetic technology & magnetite dock water sense shower head with hand shower, & built in storage Tile flooring is throughout most of the house, except secondary bedrooms. It's not just a pretty home either! It has new roof, kitchen and bath repipe, and upgraded wiring, including built in USB plugs throu

21. 2016-03-12
    price $139,900 807-char remark

    Show marketing remark (807 chars)

    ** BACK ON MARKET, FINANCING FALL THROUGH ** This newly renovated property is move-in ready! Kitchen with new cabinets, granite counters, and stainless steel appliances will make you feel like living in a new construction home, while the layout and architecture give a cool vintage vibe. Home has a large fenced yard, detached garage, with lighting and electrical. Master suite includes newly renovated bath with tile tub surround, built in seat and recessed shower niche, Delta Intuition w/H2O kinetic technology & magnetite dock water sense shower head with hand shower, & built in storage Tile flooring is throughout most of the house, except secondary bedrooms. It's not just a pretty home either! It has new roof, kitchen and bath repipe, and upgraded wiring, including built in USB plugs throu

22. 2015-10-23
    soldstatus $55,000 Sold 634-char remark

    Show marketing remark (634 chars)

    This mostly concrete block 4 bedroom ranch home is lender owned. The property is a great opportunity for an investor or a dedicated do-it-yourselfer. This home is in need of your TLC. It boasts of ceramic tile throughout with a screened in porch. The house has a myriad of configuration possibilities with its 4 bedrooms and bonus room. This tranquil neighborhood has No HOA or CDD Fees. Make an offer the lender just can't refuse! This property is being sold as-is. *This lender has special financing available for this property via mortgage or renovation loan with as little as a 10% down payment. *no minimum credit score required.

23. 2015-10-07
    status Pending 634-char remark

    Show marketing remark (634 chars)

    This mostly concrete block 4 bedroom ranch home is lender owned. The property is a great opportunity for an investor or a dedicated do-it-yourselfer. This home is in need of your TLC. It boasts of ceramic tile throughout with a screened in porch. The house has a myriad of configuration possibilities with its 4 bedrooms and bonus room. This tranquil neighborhood has No HOA or CDD Fees. Make an offer the lender just can't refuse! This property is being sold as-is. *This lender has special financing available for this property via mortgage or renovation loan with as little as a 10% down payment. *no minimum credit score required.

24. 2015-09-21
    historical Active - Contingent 634-char remark

    Show marketing remark (634 chars)

    This mostly concrete block 4 bedroom ranch home is lender owned. The property is a great opportunity for an investor or a dedicated do-it-yourselfer. This home is in need of your TLC. It boasts of ceramic tile throughout with a screened in porch. The house has a myriad of configuration possibilities with its 4 bedrooms and bonus room. This tranquil neighborhood has No HOA or CDD Fees. Make an offer the lender just can't refuse! This property is being sold as-is. *This lender has special financing available for this property via mortgage or renovation loan with as little as a 10% down payment. *no minimum credit score required.

25. 2015-06-15
    status Active 634-char remark

    Show marketing remark (634 chars)

    This mostly concrete block 4 bedroom ranch home is lender owned. The property is a great opportunity for an investor or a dedicated do-it-yourselfer. This home is in need of your TLC. It boasts of ceramic tile throughout with a screened in porch. The house has a myriad of configuration possibilities with its 4 bedrooms and bonus room. This tranquil neighborhood has No HOA or CDD Fees. Make an offer the lender just can't refuse! This property is being sold as-is. *This lender has special financing available for this property via mortgage or renovation loan with as little as a 10% down payment. *no minimum credit score required.

26. 2015-06-14
    historical Active - Contingent 634-char remark

    Show marketing remark (634 chars)

    This mostly concrete block 4 bedroom ranch home is lender owned. The property is a great opportunity for an investor or a dedicated do-it-yourselfer. This home is in need of your TLC. It boasts of ceramic tile throughout with a screened in porch. The house has a myriad of configuration possibilities with its 4 bedrooms and bonus room. This tranquil neighborhood has No HOA or CDD Fees. Make an offer the lender just can't refuse! This property is being sold as-is. *This lender has special financing available for this property via mortgage or renovation loan with as little as a 10% down payment. *no minimum credit score required.

27. 2015-05-08
    status Active 634-char remark

    Show marketing remark (634 chars)

    This mostly concrete block 4 bedroom ranch home is lender owned. The property is a great opportunity for an investor or a dedicated do-it-yourselfer. This home is in need of your TLC. It boasts of ceramic tile throughout with a screened in porch. The house has a myriad of configuration possibilities with its 4 bedrooms and bonus room. This tranquil neighborhood has No HOA or CDD Fees. Make an offer the lender just can't refuse! This property is being sold as-is. *This lender has special financing available for this property via mortgage or renovation loan with as little as a 10% down payment. *no minimum credit score required.

28. 2015-05-08
    price $79,900 634-char remark

    Show marketing remark (634 chars)

    This mostly concrete block 4 bedroom ranch home is lender owned. The property is a great opportunity for an investor or a dedicated do-it-yourselfer. This home is in need of your TLC. It boasts of ceramic tile throughout with a screened in porch. The house has a myriad of configuration possibilities with its 4 bedrooms and bonus room. This tranquil neighborhood has No HOA or CDD Fees. Make an offer the lender just can't refuse! This property is being sold as-is. *This lender has special financing available for this property via mortgage or renovation loan with as little as a 10% down payment. *no minimum credit score required.

29. 2015-05-08
    price $74,900 634-char remark

    Show marketing remark (634 chars)

    This mostly concrete block 4 bedroom ranch home is lender owned. The property is a great opportunity for an investor or a dedicated do-it-yourselfer. This home is in need of your TLC. It boasts of ceramic tile throughout with a screened in porch. The house has a myriad of configuration possibilities with its 4 bedrooms and bonus room. This tranquil neighborhood has No HOA or CDD Fees. Make an offer the lender just can't refuse! This property is being sold as-is. *This lender has special financing available for this property via mortgage or renovation loan with as little as a 10% down payment. *no minimum credit score required.

30. 2015-05-08
    price $72,900 634-char remark

    Show marketing remark (634 chars)

    This mostly concrete block 4 bedroom ranch home is lender owned. The property is a great opportunity for an investor or a dedicated do-it-yourselfer. This home is in need of your TLC. It boasts of ceramic tile throughout with a screened in porch. The house has a myriad of configuration possibilities with its 4 bedrooms and bonus room. This tranquil neighborhood has No HOA or CDD Fees. Make an offer the lender just can't refuse! This property is being sold as-is. *This lender has special financing available for this property via mortgage or renovation loan with as little as a 10% down payment. *no minimum credit score required.

31. 2015-05-01
    status Pending 634-char remark

    Show marketing remark (634 chars)

    This mostly concrete block 4 bedroom ranch home is lender owned. The property is a great opportunity for an investor or a dedicated do-it-yourselfer. This home is in need of your TLC. It boasts of ceramic tile throughout with a screened in porch. The house has a myriad of configuration possibilities with its 4 bedrooms and bonus room. This tranquil neighborhood has No HOA or CDD Fees. Make an offer the lender just can't refuse! This property is being sold as-is. *This lender has special financing available for this property via mortgage or renovation loan with as little as a 10% down payment. *no minimum credit score required.

32. 2015-04-30
    historical Active - Contingent 634-char remark

    Show marketing remark (634 chars)

    This mostly concrete block 4 bedroom ranch home is lender owned. The property is a great opportunity for an investor or a dedicated do-it-yourselfer. This home is in need of your TLC. It boasts of ceramic tile throughout with a screened in porch. The house has a myriad of configuration possibilities with its 4 bedrooms and bonus room. This tranquil neighborhood has No HOA or CDD Fees. Make an offer the lender just can't refuse! This property is being sold as-is. *This lender has special financing available for this property via mortgage or renovation loan with as little as a 10% down payment. *no minimum credit score required.

33. 2014-12-09
    status Active 634-char remark

    Show marketing remark (634 chars)

    This mostly concrete block 4 bedroom ranch home is lender owned. The property is a great opportunity for an investor or a dedicated do-it-yourselfer. This home is in need of your TLC. It boasts of ceramic tile throughout with a screened in porch. The house has a myriad of configuration possibilities with its 4 bedrooms and bonus room. This tranquil neighborhood has No HOA or CDD Fees. Make an offer the lender just can't refuse! This property is being sold as-is. *This lender has special financing available for this property via mortgage or renovation loan with as little as a 10% down payment. *no minimum credit score required.

34. 2014-12-09
    price $89,900 634-char remark

    Show marketing remark (634 chars)

    This mostly concrete block 4 bedroom ranch home is lender owned. The property is a great opportunity for an investor or a dedicated do-it-yourselfer. This home is in need of your TLC. It boasts of ceramic tile throughout with a screened in porch. The house has a myriad of configuration possibilities with its 4 bedrooms and bonus room. This tranquil neighborhood has No HOA or CDD Fees. Make an offer the lender just can't refuse! This property is being sold as-is. *This lender has special financing available for this property via mortgage or renovation loan with as little as a 10% down payment. *no minimum credit score required.

35. 2014-12-09
    price $95,000 634-char remark

    Show marketing remark (634 chars)

    This mostly concrete block 4 bedroom ranch home is lender owned. The property is a great opportunity for an investor or a dedicated do-it-yourselfer. This home is in need of your TLC. It boasts of ceramic tile throughout with a screened in porch. The house has a myriad of configuration possibilities with its 4 bedrooms and bonus room. This tranquil neighborhood has No HOA or CDD Fees. Make an offer the lender just can't refuse! This property is being sold as-is. *This lender has special financing available for this property via mortgage or renovation loan with as little as a 10% down payment. *no minimum credit score required.

36. 2014-12-09
    price $92,900 634-char remark

    Show marketing remark (634 chars)

    This mostly concrete block 4 bedroom ranch home is lender owned. The property is a great opportunity for an investor or a dedicated do-it-yourselfer. This home is in need of your TLC. It boasts of ceramic tile throughout with a screened in porch. The house has a myriad of configuration possibilities with its 4 bedrooms and bonus room. This tranquil neighborhood has No HOA or CDD Fees. Make an offer the lender just can't refuse! This property is being sold as-is. *This lender has special financing available for this property via mortgage or renovation loan with as little as a 10% down payment. *no minimum credit score required.

37. 2014-12-09
    price $84,900 634-char remark

    Show marketing remark (634 chars)

    This mostly concrete block 4 bedroom ranch home is lender owned. The property is a great opportunity for an investor or a dedicated do-it-yourselfer. This home is in need of your TLC. It boasts of ceramic tile throughout with a screened in porch. The house has a myriad of configuration possibilities with its 4 bedrooms and bonus room. This tranquil neighborhood has No HOA or CDD Fees. Make an offer the lender just can't refuse! This property is being sold as-is. *This lender has special financing available for this property via mortgage or renovation loan with as little as a 10% down payment. *no minimum credit score required.

38. 2014-11-20
    status Pending 634-char remark

    Show marketing remark (634 chars)

    This mostly concrete block 4 bedroom ranch home is lender owned. The property is a great opportunity for an investor or a dedicated do-it-yourselfer. This home is in need of your TLC. It boasts of ceramic tile throughout with a screened in porch. The house has a myriad of configuration possibilities with its 4 bedrooms and bonus room. This tranquil neighborhood has No HOA or CDD Fees. Make an offer the lender just can't refuse! This property is being sold as-is. *This lender has special financing available for this property via mortgage or renovation loan with as little as a 10% down payment. *no minimum credit score required.

39. 2014-11-09
    listed $97,900 Active 634-char remark

    Show marketing remark (634 chars)

    This mostly concrete block 4 bedroom ranch home is lender owned. The property is a great opportunity for an investor or a dedicated do-it-yourselfer. This home is in need of your TLC. It boasts of ceramic tile throughout with a screened in porch. The house has a myriad of configuration possibilities with its 4 bedrooms and bonus room. This tranquil neighborhood has No HOA or CDD Fees. Make an offer the lender just can't refuse! This property is being sold as-is. *This lender has special financing available for this property via mortgage or renovation loan with as little as a 10% down payment. *no minimum credit score required.

40. 2014-11-03
    historical
41. 2014-10-01
    price $97,900
42. 2014-01-20
    listed $99,900 Active
43. 2002-05-10
    soldstatus $63,900
44. 1996-09-17
    soldstatus $32,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,162 · $180/mo
• Projected year-2 tax: $2,162 · $180/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 9/10 Extreme 6 d/yr ≥107°F today · 17 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 6 by 30 yrs out

Taxation est. · year 1

• Rental income: $17,396
• − Mortgage interest: −$9,131
• − Property taxes: −$2,162
• − Insurance: −$815
• − Repairs & maintenance: −$1,392
• − Management: −$1,392
• − Depreciation: −$4,742
• Taxable loss: −$2,237
• Est. tax savings @ 24.0%: +$537
• After-tax cash flow: $1,045/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Duval
• NCES district ID: 1200480
• Math proficiency: 46% ▼ -11.00%
• Reading proficiency: 45% ▼ -4.00%
• Median HH income: $48,987
• Composite: 38.97/100
• National rank: #4076
• State rank: #48 of 73 in FL

Livability — Jacksonville

• Score: 83/100
• State rank: #50
• US rank: #911

Category grades

Amenities A+ Commute A+ Cost of living A Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Jacksonville, FL
• County: Duval County · 1,015,274 people
• City population: 979,034
• Metro: Jacksonville, FL
• Population (ZIP): 36,998
• Household income: $65,234
• Rent vs Own: 49.4% rent · 50.6% own
• Severe rent burden: 1730.0

Population outlook (Duval County) Hauer SSP2

• Today (2025): 1,013,010 people
• By 2030: 1,059,228 · +4.6%
• By 2040: 1,141,439 · +12.7%
• By 2050: 1,205,258 · +19.0%
• By 2075: 1,324,282 · +30.7%
• By 2100: 1,319,620 · +30.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.63)
• Race & ethnicity: White 56% Black 16% Hispanic / Latino 15% Asian 9% Two or more races 9%
• Hispanic origin (detail): Mexican 2% Puerto Rican 3% Cuban 4%
• Common ancestry: Slovak 2% Italian 2% Serbian 1%
• Foreign-born: 17% · Canada, Philippines, China
• Languages at home: 76% English-only · Spanish 12% Other Asian/Pacific 5% Arabic 1%

Political lean MEDSL · Duval

• 2024 margin: Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
• 2008→2024 swing: +0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
• All cycles: 2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -299.33%
• Current HPI: 310.9037
• Rent YoY: ▼ -0.20%
• Metro: Jacksonville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+401.5% since first listed

35 events — show timeline

• 2026-05-19 Listed $163,000 realMLS
• 2016-08-10 Sold (Public Records) $138,000 Public Records
• 2016-08-08 Sold (MLS) $138,000 realMLS
• 2016-07-11 Pending — realMLS
• 2016-06-16 Relisted — realMLS
• 2016-06-15 Price Changed $145,000 realMLS
• 2016-06-15 Price Changed $139,900 realMLS
• 2016-04-12 Pending — realMLS
• 2016-04-02 Relisted — realMLS
• 2016-03-29 Pending — realMLS
• 2016-03-13 Listed $149,900 realMLS
• 2016-03-12 Price Changed $139,900 realMLS
• 2015-10-23 Sold (MLS) $55,000 realMLS
• 2015-10-07 Pending — realMLS
• 2015-09-21 Contingent — realMLS
• 2015-06-15 Relisted — realMLS
• 2015-06-14 Contingent — realMLS
• 2015-05-08 Relisted — realMLS
• 2015-05-08 Price Changed $72,900 realMLS
• 2015-05-08 Price Changed $74,900 realMLS
• 2015-05-08 Price Changed $79,900 realMLS
• 2015-05-01 Pending — realMLS
• 2015-04-30 Contingent — realMLS
• 2014-12-09 Relisted — realMLS
• 2014-12-09 Price Changed $84,900 realMLS
• 2014-12-09 Price Changed $92,900 realMLS
• 2014-12-09 Price Changed $95,000 realMLS
• 2014-12-09 Price Changed $89,900 realMLS
• 2014-11-20 Pending — realMLS
• 2014-11-09 Listed $97,900 realMLS
• 2014-11-03 Listing Removed — realMLS
• 2014-10-01 Price Changed $97,900 realMLS
• 2014-01-20 Listed $99,900 realMLS
• 2002-05-10 Sold (Public Records) $63,900 Public Records
• 1996-09-17 Sold (Public Records) $32,500 Public Records

Property tax history

+1.0%/yr

Latest (2025): $2,162 · +11.7% YoY. Source: county tax records.