140 Safari Dr · Needles, CA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 9/10 · Severe
- Hot days now (above 116°F)
- 7 days/yr
- Hot days in 30 yrs
- 14 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +27.1/30.0
- ARV discount +15.0/15.0
- DSCR +9.4/10.0
- 1% rule +6.4/10.0
- Appreciation +5.8/10.0
- Livability +3.1/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +2.3/10.0
$115,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Charming 4 Bedroom, 2.75-Bath Mobile Home in Needles This cozy mobile home is nestled on a generously sized lot in Needles, CA, conveniently located near the fire station. The property offers a unique layout, featuring two bedrooms and an additional . 75 bath as part of an addition. Step into the backyard and take in breathtaking views of the surrounding desert landscape, perfect for quiet evenings or entertaining guests. An additional room has been thoughtfully added, complete with a private above-ground spa, providing a serene retreat right at home. There is a convenient sewer hookup in the backyard for your RV. Newer (2 1/2 year old) HVAC unit installed, thicker glass in front of home provides for quiet indoor living, a safe in one of the bedrooms to keep personal belongings, ceiling fans, some new interior and exterior doors, window coverings, newer kitchen flooring, newer chain in link fence, double insulation, newer water pressure regulator, low utilities and much more. For outdoor enthusiasts, the property boasts an RV clean-out station, making it ideal for adventurers. Its prime location offers easy access to the river for exciting summer water activities and wide-open desert spaces to explore during the cooler winter months. This home provides the perfect balance of comfort, convenience, and outdoor adventure opportunities. Don’t miss your chance to experience all this property has to offer!
Key facts
- Breathtaking views
- Generously sized lot
- Rv clean-out station
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath manufactured listed at $115k.
Deal economics
- At list price, monthly cash flow is $327 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $115k).
- Recommended offer: $101k (12.0% below list) — sets the bar for market timing.
- Cap rate 9.7% vs local median 5.1% in Needles — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 62/100 on livability (#492 in CA) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: health & safety C-, schools D+, crime F.
- Needles Unified (town): math 22% / reading 28% proficiency, ranked #1,194 of 1,400 in CA (top 85%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 151 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); 5,458 units permitted in San Bernardino County in 2024 (1,500 in 5+ unit buildings).
Forward outlook
- In year one you build about $3k of equity ($795 loan paydown + $2k appreciation (1.6% local appreciation)).
- San Bernardino County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (1.6% appreciation + 3.0% rent growth), your $32k cash investment doubles in ~5 years — after that, you're playing with house money.
Negotiation context
- It's been on market 161 days — a 12% lower offer ($101k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 5y ago; this cycle's ask has dropped $24k (17%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $35k; list at $115k implies a 229% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→14/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 161 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.14% ✓
- Cap rate
- 9.71%
- Cash-on-cash
- 12.19%
- DSCR
- 1.54
- GRM
- 7.3
CMA / ARV
- ARV (median comp)
- $187,190
- List price
- $115,000
- Delta
- -38.57%
- Verdict
- UNDERPRICED
- Comps
- 7 within 2.0 mi
Projected returns pro-forma
1.64% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 15.6%
- Equity multiple
- 1.83×
- Total profit
- $26,628
- Equity at exit
- $43,164
- IRR
- 18.4%
- Equity multiple
- 3.36×
- Total profit
- $76,135
- Equity at exit
- $60,512
Cash invested: $32,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 92363
- Home prices YoY
- 0.6%
- Active inventory
- 151
- Price-to-rent
- 7.3×
Monthly cashflow live
- Estimated rent
- $1,317 high interval (Pro) →
- Mortgage (P&I)
- −$603
- Tax from tax record
- −$62 /mo · $745/yr
- Insurance
- −$48
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$277
- Net cashflow
- $327
Break-even live
Sensitivity live
| Price | -10% $392 | -5% $360 | +0% $327 | +5% $295 | +10% $262 |
|---|---|---|---|---|---|
| Rent | -10% $223 | -5% $275 | +0% $327 | +5% $379 | +10% $431 |
| Rate | -1.0pp $385 | -0.5pp $356 | base $327 | +0.5pp $297 | +1.0pp $267 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $28,750
- Closing costs
- $3,450
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 6 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 316 Cibola St Unit Frt Needles, CA | 3.0 | 2.0 | 1270 | $1,300 | $1.02 | 22d | 1 | 0.88mi |
| 316 Bazoobuth St Needles, CA | 3.0 | 1.0 | 1100 | $1,250 | $1.14 | 14d | 1 | 0.94mi |
| 804 Valley Ave Needles, CA | 3.0 | 1.0 | 840 | $1,300 | $1.55 | 14d | 1 | 0.94mi |
| 512 E St Needles, CA | 3.0 | 1.0 | 895 | $1,300 | $1.45 | 14d | 1 | 0.94mi |
| 412 D St Needles, CA | 2.0 | 1.0 | 1096 | $1,200 | $1.09 | 14d | 1 | 0.99mi |
| 1929 Flora Vis Needles, CA | 3.0 | 1.0 | 1184 | $1,700 | $1.44 | 14d | 1 | 1.48mi |
Listing history 31 events
-
2026-06-19days on market $115,000 Active 161 DOM
-
2026-06-18days on market $115,000 Active 160 DOM
-
2026-06-17days on market $115,000 Active 159 DOM
-
2026-06-16days on market $115,000 Active 158 DOM
-
2026-06-15days on market $115,000 Active 157 DOM
-
2026-06-14days on market $115,000 Active 155 DOM
-
2026-06-13days on market $115,000 Active 154 DOM
-
2026-06-10days on market $115,000 Active 152 DOM
-
2026-06-09days on market $115,000 Active 151 DOM
-
2026-06-08days on market $115,000 Active 150 DOM
-
2026-06-07days on market $115,000 Active 149 DOM
-
2026-06-05pricedays on market $115,000 Active 146 DOM
-
2026-06-02days on market $129,000 Active 144 DOM
-
2026-06-01days on market $129,000 Active 143 DOM
-
2026-05-31days on market $129,000 Active 142 DOM
-
2026-05-30days on market $129,000 Active 141 DOM
-
2026-03-20price $129,000 1432-char remark
Show marketing remark (1432 chars)
Charming 4 Bedroom, 2.75-Bath Mobile Home in Needles This cozy mobile home is nestled on a generously sized lot in Needles, CA, conveniently located near the fire station. The property offers a unique layout, featuring two bedrooms and an additional . 75 bath as part of an addition. Step into the backyard and take in breathtaking views of the surrounding desert landscape, perfect for quiet evenings or entertaining guests. An additional room has been thoughtfully added, complete with a private above-ground spa, providing a serene retreat right at home. There is a convenient sewer hookup in the backyard for your RV. Newer (2 1/2 year old) HVAC unit installed, thicker glass in front of home provides for quiet indoor living, a safe in one of the bedrooms to keep personal belongings, ceiling fans, some new interior and exterior doors, window coverings, newer kitchen flooring, newer chain in link fence, double insulation, newer water pressure regulator, low utilities and much more. For outdoor enthusiasts, the property boasts an RV clean-out station, making it ideal for adventurers. Its prime location offers easy access to the river for exciting summer water activities and wide-open desert spaces to explore during the cooler winter months. This home provides the perfect balance of comfort, convenience, and outdoor adventure opportunities. Don’t miss your chance to experience all this property has to offer!
-
2026-01-09$139,000 Active 1432-char remark
Show marketing remark (1432 chars)
Charming 4 Bedroom, 2.75-Bath Mobile Home in Needles This cozy mobile home is nestled on a generously sized lot in Needles, CA, conveniently located near the fire station. The property offers a unique layout, featuring two bedrooms and an additional . 75 bath as part of an addition. Step into the backyard and take in breathtaking views of the surrounding desert landscape, perfect for quiet evenings or entertaining guests. An additional room has been thoughtfully added, complete with a private above-ground spa, providing a serene retreat right at home. There is a convenient sewer hookup in the backyard for your RV. Newer (2 1/2 year old) HVAC unit installed, thicker glass in front of home provides for quiet indoor living, a safe in one of the bedrooms to keep personal belongings, ceiling fans, some new interior and exterior doors, window coverings, newer kitchen flooring, newer chain in link fence, double insulation, newer water pressure regulator, low utilities and much more. For outdoor enthusiasts, the property boasts an RV clean-out station, making it ideal for adventurers. Its prime location offers easy access to the river for exciting summer water activities and wide-open desert spaces to explore during the cooler winter months. This home provides the perfect balance of comfort, convenience, and outdoor adventure opportunities. Don’t miss your chance to experience all this property has to offer!
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2025-07-08historical
-
2025-04-03price $129,000
-
2025-01-22$139,000 Active
-
2023-08-06historical
-
2023-06-22status Active
-
2023-06-11status Pending Sale
-
2023-05-12$90,000 Active
-
2023-01-26historical
-
2022-10-03$90,000 Active
-
2021-04-12historical
-
2021-02-22$78,000 Active
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1989-05-10soldstatus $35,000
-
1986-03-28soldstatus $32,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast CA · Resets to sale price
- Current annual tax
- $745 · $62/mo
- Projected year-2 tax
- $874 · $73/mo
- Expected delta
- +$129/yr (+$11/mo · 17.4%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 9/10 Extreme 7 d/yr ≥116°F today · 14 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $15,801
- − Mortgage interest
- −$6,442
- − Property taxes
- −$745
- − Insurance
- −$575
- − Repairs & maintenance
- −$1,264
- − Management
- −$1,264
- − Depreciation
- −$3,345
- Taxable income
- $2,166
- Est. tax owed @ 24.0%
- −$520
- After-tax cash flow
- $3,406/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Needles Unified
- NCES district ID
- 0626760
- Math proficiency
- 22% ▼ -2.00%
- Reading proficiency
- 28% ▼ -1.00%
- Median HH income
- $31,795
- Composite
- 23.35/100
- National rank
- #13305
- State rank
- #1194 of 1400 in CA
Livability — Needles
- Score
- 62/100
- State rank
- #492
- US rank
- #16661
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Needles, CA
- Population (ZIP)
- 5,392
Population outlook (San Bernardino County) Hauer SSP2
- Today (2025)
- 2,300,329 people
- By 2030
- 2,378,907 · +3.4%
- By 2040
- 2,523,137 · +9.7%
- By 2050
- 2,642,388 · +14.9%
- By 2075
- 2,880,769 · +25.2%
- By 2100
- 2,909,436 · +26.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.63)
- Race & ethnicity
- White 54% Hispanic / Latino 29% Two or more races 16% Native American 11% Black 3%
- Hispanic origin (detail)
- Mexican 24% Puerto Rican 2%
- Common ancestry
- Romanian 3% Iranian 3% Lithuanian 2%
- Foreign-born
- 3% · Canada, China
- Languages at home
- 89% English-only · Spanish 9% Chinese 1%
Political lean MEDSL · San Bernardino
- 2024 margin
- Toss-up / Even · D 47.5% · R 49.7% · Other 2.8%
- 2008→2024 swing
- -8.5pp toward R · 2008: 6.3pp · 2024: -2.1pp
- All cycles
- 2024: R+2.1 2020: D+10.7 2016: D+9.8 2012: D+5.4 2008: D+6.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 1.64%
- Current HPI
- 279.7931
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
|
||
| Financial Services | 3 | $174B |
|
||
| Retail | 3 | $44B |
|
||
| Insurance | 3 | $26B |
|
||
| Media / Entertainment | 2 | $115B |
|
||
| Pharmaceuticals / Biotech | 2 | $62B |
|
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Price history
+296.9% since first listed15 events — show timeline
- 2026-03-20 Price Changed $129,000 CRMLS
- 2026-01-09 Listed $139,000 CRMLS
- 2025-07-08 Listing Removed — CRMLS
- 2025-04-03 Price Changed $129,000 CRMLS
- 2025-01-22 Listed $139,000 CRMLS
- 2023-08-06 Listing Removed — CRMLS
- 2023-06-22 Relisted — CRMLS
- 2023-06-11 Pending — CRMLS
- 2023-05-12 Listed $90,000 CRMLS
- 2023-01-26 Listing Removed — CRMLS
- 2022-10-03 Listed $90,000 CRMLS
- 2021-04-12 Listing Removed — CRMLS
- 2021-02-22 Listed $78,000 CRMLS
- 1989-05-10 Sold (Public Records) $35,000 Public Records
- 1986-03-28 Sold (Public Records) $32,500 Public Records
Property tax history
+0.9%/yrLatest (2025): $745 · +0.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…