41 Spring Rd · Earl, PA 19512

$79,000

3 bd · 2.5 ba · 1,792 sqft · SingleFamily public records · 44 Days on market

Built 2015 ↓ 29% since listing

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Schools +4.3/10.0
• Rent growth +2.5/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Got Land? Check-out this 2015 Pine Grove model with great floor plan, spacious rooms, and nearly 1,800 SF of living space - price includes home & relocation fees (NO LAND). Come check-out the welcoming covered side porch with ceiling fans, large living room with fireplace and big dining room with sliders – both rooms with vaulted ceilings and upgraded LVP flooring. The LVP flooring extends into the sunny & spacious owner’s suite offering vaulted ceilings, oversize walk-in closet and full bath with large stall shower. The guest/2nd bedroom is good size & welcoming with vaulted ceilings & large closet with a convenient oversize full bath just across the hallway! The oversize eat-in Kitchen is impressive and features Jenn-Air appliances and boasts sprawling cabinet & counter space with vintage-antique style farm sink and sliders to exterior, plus a convenient laundry room just around the corner! The home features central A/C, economical propane heat, Generac back-up generator and includes all appliances plus a 1-year home warranty! Home is located on a private residence, priced for home & relocation fees only (NO LAND). Schedule you visit today!

Key facts

• Built 2015
• Listed 44 days

Property features AI

Finance

• Other: Zoning: 101 Res; Above-grade finished area approximately 1,792

Exterior

• Parking: No garage
• Utilities: Electric service: 200+ amps with circuit breakers; Water source: Well; Sewer: Community/Coop sewer
• Home design: Single-story home; Vinyl siding; Asphalt/fiberglass roof
• Construction: Vinyl siding construction; Asphalt/fiberglass roof; Year built: Unknown
• Exterior features: Porch; Side porch with ceiling fans; Propane tank (leased)

Interior

• Kitchen: Gas cooktop; Built-in oven; Jenn-Air appliances; Microwave; Dishwasher; Refrigerator; Eat-in kitchen layout
• Bedrooms: Bedroom with walk-in closet (First level); Bedroom with ceiling fan and walk-in closet (First level)
• Flooring: Laminate; Luxury vinyl / luxury vinyl plank / resilient flooring; LVP in living room
• Bathrooms: Full bathroom with tub/shower and linen closet (First level); Full bathroom with walk-in stall shower and linen closet (First level)
• Heating & cooling: Forced air heating (gas/propane); Central air conditioning; Ceiling fans
• Interior features: Eat-in kitchen; Skylight in kitchen; Fireplace with gas log; Sliders to exterior from dining room and breakfast nook
• Laundry & utility: Washer and dryer included; Electric dryer hookup; Electric water heater; Laundry room with broom closet, utility closet and outside access (First level)

What this means for you Summary

Snapshot

• This is a 3-bed/2.5-bath single-family listed at $79k.

Deal economics

• At list price, monthly cash flow is $897 ($11k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $79k).
• Recommended offer: $77k (3.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
• Boyertown Area SD (suburban): math 44% / reading 53% proficiency, ranked #167 of 539 in PA (top 31%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; only 16% free/reduced lunch — higher-income household profile.
• Market conditions: 44 active listings in the ZIP; 258 units permitted in Berks County in 2024 (27 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $546 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• Berks County population projected at +3% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $22k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

• It's been on market 44 days — a 3% lower offer ($77k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.

Recommended offer $76,630 (3.0% below list)

Questions for the listing agent

1. It's been on market 44 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 2.31% ✓
• Cap rate: 19.92%
• Cash-on-cash: 48.67%
• DSCR: 3.17
• GRM: 3.6

CMA / ARV

• ARV (on-the-fly): $474,880
• Comps found: 2

Show comp detail 2 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
41 Spring Rd	0.00mi	2/2.0 (-1)	1,792 (0%)	1mo	$75,000	$42	92
68 Vale Dr	0.30mi	3/2.0	1,680 (-6%)	12mo	$445,000	$265	64

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 46.2%
• Equity multiple: 3.01×
• Total profit: $44,366
• Equity at exit: $11,779

10-year hold

• IRR: 52.0%
• Equity multiple: 6.08×
• Total profit: $112,321
• Equity at exit: $6,830

Cash invested: $22,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 19512

• Home prices YoY: -22.8%
• Active inventory: 44
• Price-to-rent: 3.6×

Monthly cashflow live

• Estimated rent: $1,827 medium
• Mortgage (P&I): −$414
• Tax est. 1.5%: −$99 /mo · $1,185/yr
• Insurance: −$33
• HOA: −$0
• Vacancy / Maint / Mgmt: −$384
• Net cashflow: $897

Break-even live

Break-even rent $691

Max offer price $79,000

Occupancy floor 46%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $19,750
• Closing costs: $2,370
• Reserves months: —
• Total cash needed: —

Listing history 13 events

1. 2026-05-15
   soldstatus $75,000 Closed 1212-char remark

   Show marketing remark (1212 chars)

   Got Land? Check-out this 2015 Pine Grove model with great floor plan, spacious rooms, and nearly 1,800 SF of living space - price includes home & relocation fees (NO LAND). Come check-out the welcoming covered side porch with ceiling fans, large living room with fireplace and big dining room with sliders – both rooms with vaulted ceilings and upgraded LVP flooring. The LVP flooring extends into the sunny & spacious owner’s suite offering vaulted ceilings, oversize walk-in closet and full bath with large stall shower. The guest/2nd bedroom is good size & welcoming with vaulted ceilings & large closet with a convenient oversize full bath just across the hallway! The oversize eat-in Kitchen is impressive and features Jenn-Air appliances and boasts sprawling cabinet & counter space with vintage-antique style farm sink and sliders to exterior, plus a convenient laundry room just around the corner! The home features central A/C, economical propane heat, Generac back-up generator and includes all appliances plus a 1-year home warranty! Home is located on a private residence, priced for home & relocation fees only (NO LAND). Schedule you visit today!

2. 2026-04-29
   status Pending
3. 2026-04-28
   historical Active Under Contract 1212-char remark

   Show marketing remark (1212 chars)

   Got Land? Check-out this 2015 Pine Grove model with great floor plan, spacious rooms, and nearly 1,800 SF of living space - price includes home & relocation fees (NO LAND). Come check-out the welcoming covered side porch with ceiling fans, large living room with fireplace and big dining room with sliders – both rooms with vaulted ceilings and upgraded LVP flooring. The LVP flooring extends into the sunny & spacious owner’s suite offering vaulted ceilings, oversize walk-in closet and full bath with large stall shower. The guest/2nd bedroom is good size & welcoming with vaulted ceilings & large closet with a convenient oversize full bath just across the hallway! The oversize eat-in Kitchen is impressive and features Jenn-Air appliances and boasts sprawling cabinet & counter space with vintage-antique style farm sink and sliders to exterior, plus a convenient laundry room just around the corner! The home features central A/C, economical propane heat, Generac back-up generator and includes all appliances plus a 1-year home warranty! Home is located on a private residence, priced for home & relocation fees only (NO LAND). Schedule you visit today!

4. 2026-04-20
   price $79,000
5. 2026-04-17
   price $79,000 1212-char remark

   Show marketing remark (1212 chars)

   Got Land? Check-out this 2015 Pine Grove model with great floor plan, spacious rooms, and nearly 1,800 SF of living space - price includes home & relocation fees (NO LAND). Come check-out the welcoming covered side porch with ceiling fans, large living room with fireplace and big dining room with sliders – both rooms with vaulted ceilings and upgraded LVP flooring. The LVP flooring extends into the sunny & spacious owner’s suite offering vaulted ceilings, oversize walk-in closet and full bath with large stall shower. The guest/2nd bedroom is good size & welcoming with vaulted ceilings & large closet with a convenient oversize full bath just across the hallway! The oversize eat-in Kitchen is impressive and features Jenn-Air appliances and boasts sprawling cabinet & counter space with vintage-antique style farm sink and sliders to exterior, plus a convenient laundry room just around the corner! The home features central A/C, economical propane heat, Generac back-up generator and includes all appliances plus a 1-year home warranty! Home is located on a private residence, priced for home & relocation fees only (NO LAND). Schedule you visit today!

6. 2026-03-18
   listed $79,500 Active 1212-char remark

   Show marketing remark (1212 chars)

   Got Land? Check-out this 2015 Pine Grove model with great floor plan, spacious rooms, and nearly 1,800 SF of living space - price includes home & relocation fees (NO LAND). Come check-out the welcoming covered side porch with ceiling fans, large living room with fireplace and big dining room with sliders – both rooms with vaulted ceilings and upgraded LVP flooring. The LVP flooring extends into the sunny & spacious owner’s suite offering vaulted ceilings, oversize walk-in closet and full bath with large stall shower. The guest/2nd bedroom is good size & welcoming with vaulted ceilings & large closet with a convenient oversize full bath just across the hallway! The oversize eat-in Kitchen is impressive and features Jenn-Air appliances and boasts sprawling cabinet & counter space with vintage-antique style farm sink and sliders to exterior, plus a convenient laundry room just around the corner! The home features central A/C, economical propane heat, Generac back-up generator and includes all appliances plus a 1-year home warranty! Home is located on a private residence, priced for home & relocation fees only (NO LAND). Schedule you visit today!

7. 2026-03-17
   status Active
8. 2026-03-11
   listed $79,500 Active
9. 2026-03-04
   historical $79,500 1212-char remark

   Show marketing remark (1212 chars)

   Got Land? Check-out this 2015 Pine Grove model with great floor plan, spacious rooms, and nearly 1,800 SF of living space - price includes home & relocation fees (NO LAND). Come check-out the welcoming covered side porch with ceiling fans, large living room with fireplace and big dining room with sliders – both rooms with vaulted ceilings and upgraded LVP flooring. The LVP flooring extends into the sunny & spacious owner’s suite offering vaulted ceilings, oversize walk-in closet and full bath with large stall shower. The guest/2nd bedroom is good size & welcoming with vaulted ceilings & large closet with a convenient oversize full bath just across the hallway! The oversize eat-in Kitchen is impressive and features Jenn-Air appliances and boasts sprawling cabinet & counter space with vintage-antique style farm sink and sliders to exterior, plus a convenient laundry room just around the corner! The home features central A/C, economical propane heat, Generac back-up generator and includes all appliances plus a 1-year home warranty! Home is located on a private residence, priced for home & relocation fees only (NO LAND). Schedule you visit today!

10. 2025-07-14
    historical
11. 2025-06-05
    price $99,500
12. 2025-03-08
    listed $105,000 Active
13. 2025-03-07
    historical

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 4/10 Moderate 7 d/yr ≥99°F today · 15 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 17% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $21,920
• − Mortgage interest: −$4,425
• − Property taxes: −$1,185
• − Insurance: −$395
• − Repairs & maintenance: −$1,754
• − Management: −$1,754
• − Depreciation: −$2,298
• Taxable income: $10,110
• Est. tax owed @ 24.0%: −$2,426
• After-tax cash flow: $8,339/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Boyertown Area SD
• NCES district ID: 4203960
• Math proficiency: 44% ▼ -21.00%
• Reading proficiency: 53% ▼ -22.00%
• Median HH income: $70,605
• Composite: 43.48/100
• National rank: #2999
• State rank: #167 of 539 in PA

Livability — Earl

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Population (ZIP): 15,420

Population outlook (Berks County) Hauer SSP2

• Today (2025): 425,767 people
• By 2030: 428,814 · +0.7%
• By 2040: 433,463 · +1.8%
• By 2050: 439,426 · +3.2%
• By 2075: 478,647 · +12.4%
• By 2100: 518,507 · +21.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (91%)
• Race & ethnicity: White 91% Two or more races 4% Hispanic / Latino 4% Black 1%
• Common ancestry: Italian 4% Romanian 4% Polish 4%
• Foreign-born: 2% · Canada, South Korea
• Languages at home: 97% English-only · Spanish 2%

Political lean MEDSL · Berks

• 2024 margin: R (+12.2) · D 43.4% · R 55.6%
• 2008→2024 swing: -21.4pp toward R · 2008: 9.2pp · 2024: -12.2pp
• All cycles: 2024: R+12.2 2020: R+8.2 2016: R+10.2 2012: R+0.6 2008: D+9.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -77.51%
• Current HPI: 261.9307
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

-28.6% since first listed

13 events — show timeline

• 2026-05-15 Sold (MLS) $75,000 BRIGHT MLS
• 2026-04-29 Pending — GLVRMLS
• 2026-04-28 Contingent — BRIGHT MLS
• 2026-04-20 Price Changed $79,000 GLVRMLS
• 2026-04-17 Price Changed $79,000 BRIGHT MLS
• 2026-03-18 Listed $79,500 BRIGHT MLS
• 2026-03-17 Relisted — GLVRMLS
• 2026-03-11 Listed $79,500 GLVRMLS
• 2026-03-04 Coming Soon $79,500 BRIGHT MLS
• 2025-07-14 Listing Removed — BRIGHT MLS
• 2025-06-05 Price Changed $99,500 BRIGHT MLS
• 2025-03-08 Listed $105,000 BRIGHT MLS
• 2025-03-07 Coming Soon — BRIGHT MLS

Property tax history

+2.7%/yr

Latest (2026): $9,511 · +0.0% YoY. Source: county tax records.