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1050 Ambleside Dr
D- Composite 36.65
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +10.4/30.0
  • ARV discount +7.5/15.0
  • Livability +3.7/5.0
  • Schools +3.5/10.0
  • 1% rule +3.2/10.0
  • DSCR +3.0/10.0
  • Rent growth +2.8/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$269,888

1050 Ambleside Dr · Haines City, FL 33844
3 bd · 2.0 ba · 1,582 sqft · Land · 115 Days on market
Built 2026 5,662 sqft lot $46/mo HOA · 2% of rent ↓ 13% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

3 bed | 2 bath | 1-bay | 1582 sqft * Closing costs are additional and not included in the USDA 30 year fixed rate 100% financing. Terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Loans are subject to credit approval. Restrictions and conditions may apply. USDA loans are subject to income and geographic eligibility criteria. Loan program is available through Inspire Home Loans® | NMLS # 1564276, click here for State Licensing Disclosures with additional information found at NMLS Consumer Access: www. nmlsconsumeraccess.org. ©02/2025 Century Communities, Inc.

Key facts

  • Quartz countertops
  • Elegant cabinetry
  • Private bath

Tags

OPEN-CONCEPT LAYOUTELEGANT CABINETRYQUARTZ COUNTERTOPSSTAINLESS STEEL APPLIANCESPRIVATE BATHDUAL VANITY SINKS

Property features AI

Finance

  • Other: CDD (Community Development District) applicable
  • HOA & community: HOA managed by Prime Community Management, LLC; Monthly HOA fee $46.75 (annual total $561.05); HOA fee includes common area taxes, pool, management, and recreational facilities; Community amenities: clubhouse, pool, park, playground, trails, recreation facilities, community mailbox, dog park; Association recreation owned; special community restrictions apply; Pets allowed

Exterior

  • Parking: Attached 2-car garage with 19 x 20 dimensions; Driveway; Garage door opener
  • Security: Smoke detector(s)
  • Utilities: Public water; Public sewer; Broadband/high-speed internet available; Cable available; Electricity connected; Water connected; Sewer connected
  • Home design: Single-family residence; One story; Completed new construction; Builder model: SANIBEL-A6; Facing south
  • Construction: Block and stucco construction; Shingle roof; Slab foundation; New construction (projected completion June 19, 2026)
  • Exterior features: Covered patio; Patio; Exterior lighting; Sidewalk; Sliding doors; Other exterior features

Interior

  • Kitchen: Range; Microwave; Dishwasher; Electric water heater
  • Bedrooms: 3 bedrooms
  • Flooring: Carpet; Vinyl
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (Electric, Heat Pump); Central air conditioning
  • Interior features: Living room / dining room combo; Open floorplan; Split bedroom layout; Thermostat; Walk-in closet(s); Double-pane, insulated thermal windows; Smoke detector(s)
  • Laundry & utility: Laundry room inside the home

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath land listed at $270k.

Deal economics

  • At list price, monthly cash flow is $-141 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $245k (9.2% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $223k (17.6% below list).
  • Recommended offer: $223k (17.6% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 74/100 on livability (#285 in FL, #4,575 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, employment F.
  • Polk (suburban): math 39% / reading 43% proficiency, ranked #62 of 73 in FL (top 85%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Sandhill Elementary School (math 21% / reading 37%, grade F, #1,932 of 2,144 statewide, top 91%, 991 students, 55% FRL); Lake Marion Creek Middle School (math 22% / reading 27%, grade F, #522 of 571 statewide, top 93%, 1,044 students, 58% FRL); Haines City Senior High School (math 12% / reading 32%, grade F, #544 of 667 statewide, top 82%, 2,700 students, 58% FRL) — zoned schools at 57% FRL track the district average.
  • Zoned-school proficiency averages 25% at this address vs 41% district-wide (-16 pts) — the specific schools serving this property underperform the Polk average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising (+1.2%/yr); 1344 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 10,384 units permitted in Polk County in 2024 (1,716 in 5+ unit buildings).
  • This rent runs 42% of the median local income ($64k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Polk County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 115 days — a 9% lower offer ($246k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $41k (13%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Recommended offer $222,517 (17.6% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 115 days. Have you received any prior offers? Is the seller open to a 18% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.82%
Cap rate
5.66%
Cash-on-cash
-2.24%
DSCR
0.90
GRM
10.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 1.16% rent growth · sell at horizon

5-year hold
IRR
-22.1%
Equity multiple
0.25×
Total profit
$-56,724
Equity at exit
$40,241
10-year hold
IRR
-21.4%
Equity multiple
-0.02×
Total profit
$-76,759
Equity at exit
$23,335

Cash invested: $75,569 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33844

Home prices YoY
-26.7%
Rents YoY
1.2%
Active inventory
1344
Price-to-rent
10.1×

Monthly cashflow live

Estimated rent
$2,225 high interval (Pro) →
Mortgage (P&I)
$1,415
Tax from tax record
$325 /mo · $3,905/yr
Insurance
$112
HOA
$46
Vacancy / Maint / Mgmt
$467
Net cashflow
$-141

Break-even live

Break-even rent $2,404
Max offer price $244,928
Occupancy floor

Sensitivity live

Price -10% $11 -5% $-65 +0% $-141 +5% $-218 +10% $-294
Rent -10% $-317 -5% $-229 +0% $-141 +5% $-53 +10% $34
Rate -1.0pp $-5 -0.5pp $-73 base $-141 +0.5pp $-211 +1.0pp $-282

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$67,472
Closing costs
$8,097
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1053 Ambleside Dr Haines City, FL 4.0 3.0 2000 $2,550 $1.27 25d 1 0.04mi
1717 Frogmore Ave Haines City, FL 3.0 2.0 1504 $2,000 $1.33 25d 1 0.33mi
239 Summerlin Ln Haines City, FL 4.0 2.0 2168 $2,300 $1.06 25d 1 0.38mi
432 Summer Grove Ln Haines City, FL 3.0 2.0 1286 $1,850 $1.44 25d 1 0.39mi
833 Ambleside Dr Haines City, FL 4.0 2.0 1887 $1,950 $1.03 12d 1 0.42mi
167 Hidden Lake Loop Haines City, FL 4.0 2.0 1981 $2,020 $1.02 21d 1 0.53mi
148 Summerlin Loop Haines City, FL 3.0 2.0 1579 $1,850 $1.17 16d 1 0.54mi
1138 Foreshore Ln Haines City, FL 3.0 2.0 1734 $2,200 $1.27 25d 1 0.55mi
202 Hidden Lake Loop Haines City, FL 4.0 2.0 1981 $1,905 $0.96 13d 1 0.55mi
1462 Sea Glass Rd Haines City, FL 4.0 2.5 2168 $2,200 $1.01 25d 1 0.58mi
117 Hidden Lake Loop Haines City, FL 4.0 2.5 2099 $2,085 $0.99 25d 1 0.60mi
3377 Wakefield Dr Haines City, FL 3.0 2.0 1700 $1,950 $1.15 25d 1 0.60mi
120 Hidden Lake Loop Haines City, FL 4.0 2.0 1909 $2,020 $1.06 15d 1 0.61mi
1361 Current Pl Haines City, FL 4.0 2.0 1630 $2,100 $1.29 25d 1 0.66mi
333 Hidden Lake Loop Haines City, FL 4.0 2.0 1909 $1,985 $1.04 13d 1 0.66mi
1105 Lexington Ln Haines City, FL 4.0 2.0 2123 $1,995 $0.94 21d 1 0.82mi
621 Sand Pine Ln Haines City, FL 4.0 2.5 2040 $2,350 $1.15 12d 1 0.87mi
299 Bottle Brush Dr Haines City, FL 4.0 2.0 1763 $2,300 $1.30 25d 1 1.01mi
1276 Tupelo Trl Haines City, FL 4.0 3.0 1900 $1,895 $1.00 13d 1 1.03mi
429 Silver Palm Dr Haines City, FL 4.0 2.0 1625 $1,990 $1.22 21d 1 1.07mi
2203 Pigeon Plum Dr Haines City, FL 4.0 3.0 1887 $2,190 $1.16 12d 1 1.08mi
3139 Cedar Crossing Blvd Haines City, FL 3.0 2.0 1506 $1,795 $1.19 5d 1 1.10mi
1433 Princess Tree Ct Haines City, FL 4.0 2.0 1828 $1,999 $1.09 25d 1 1.10mi
914 Princess Sabal Pt Haines City, FL 3.0 2.0 1677 $1,775 $1.06 16d 1 1.12mi
1950 Pond Pine Ct Haines City, FL 4.0 2.0 1939 $1,975 $1.02 25d 1 1.21mi
1313 Tank Trl Haines City, FL 3.0 2.0 1450 $2,095 $1.44 25d 1 1.26mi
662 Fairview Ave Haines City, FL 4.0 2.0 1776 $1,995 $1.12 4d 1 1.34mi
375 Boardwalk Ave Haines City, FL 3.0 2.0 1725 $2,350 $1.36 16d 1 1.36mi
4746 Katrina Dr Haines City, FL 4.0 2.0 1818 $2,095 $1.15 25d 1 1.40mi
5153 Green Belt Dr Haines City, FL 4.0 2.0 1824 $2,300 $1.26 16d 1 1.40mi
5157 Green Belt Dr Haines City, FL 4.0 3.0 2109 $2,900 $1.38 5d 1 1.41mi
1336 Madison Cir Haines City, FL 4.0 2.0 1733 $2,800 $1.62 25d 1 1.41mi
128 Arlington Square Ct Haines City, FL 3.0 2.0 1465 $2,300 $1.57 16d 1 1.41mi
768 Richmond Estate Ave Haines City, FL 4.0 2.0 1776 $1,995 $1.12 25d 1 1.42mi
1339 Madison Cir Haines City, FL 3.0 2.0 1450 $1,990 $1.37 23d 1 1.44mi
5009 Katrina Dr Haines City, FL 4.0 2.0 1840 $2,500 $1.36 25d 1 1.44mi
5177 Green Belt Dr Haines City, FL 4.0 3.0 2109 $2,920 $1.38 4d 1 1.46mi
4770 Katrina Dr Haines City, FL 3.0 2.0 2109 $2,000 $0.95 25d 1 1.46mi
3754 King Hill Dr Haines City, FL 3.0 2.5 1720 $1,800 $1.05 25d 1 1.48mi
1123 Patriot Loop Haines City, FL 4.0 2.0 1807 $2,150 $1.19 16d 1 1.48mi

HOA detail

Monthly dues
$46 · $552/yr

Listing history 28 events

  1. 2026-06-22
    days on market $269,888 Active 115 DOM
  2. 2026-06-18
    days on market $269,888 Active 112 DOM
  3. 2026-06-17
    days on market $269,888 Active 111 DOM
  4. 2026-06-16
    days on market $269,888 Active 110 DOM
  5. 2026-06-15
    days on market $269,888 Active 109 DOM
  6. 2026-06-13
    days on market $269,888 Active 107 DOM
  7. 2026-06-10
    days on market $269,888 Active 104 DOM
  8. 2026-06-09
    days on market $269,888 Active 103 DOM
  9. 2026-06-08
    days on market $269,888 Active 102 DOM
  10. 2026-06-07
    days on market $269,888 Active 101 DOM
  11. 2026-06-05
    days on market $269,888 Active 98 DOM
  12. 2026-06-03
    days on market $269,888 Active 96 DOM
  13. 2026-06-01
    days on market $269,888 Active 95 DOM
  14. 2026-05-31
    days on market $269,888 Active 94 DOM
  15. 2026-05-14
    price $269,888 650-char remark
    Show marketing remark (650 chars)

    3 bed | 2 bath | 1-bay | 1582 sqft * Closing costs are additional and not included in the USDA 30 year fixed rate 100% financing. Terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Loans are subject to credit approval. Restrictions and conditions may apply. USDA loans are subject to income and geographic eligibility criteria. Loan program is available through Inspire Home Loans® | NMLS # 1564276, click here for State Licensing Disclosures with additional information found at NMLS Consumer Access: www. nmlsconsumeraccess.org. ©02/2025 Century Communities, Inc.

  16. 2026-05-13
    price $269,888
  17. 2026-05-12
    price $284,990 650-char remark
    Show marketing remark (650 chars)

    3 bed | 2 bath | 1-bay | 1582 sqft * Closing costs are additional and not included in the USDA 30 year fixed rate 100% financing. Terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Loans are subject to credit approval. Restrictions and conditions may apply. USDA loans are subject to income and geographic eligibility criteria. Loan program is available through Inspire Home Loans® | NMLS # 1564276, click here for State Licensing Disclosures with additional information found at NMLS Consumer Access: www. nmlsconsumeraccess.org. ©02/2025 Century Communities, Inc.

  18. 2026-05-11
    price $284,990
  19. 2026-05-09
    price $289,990 650-char remark
    Show marketing remark (650 chars)

    3 bed | 2 bath | 1-bay | 1582 sqft * Closing costs are additional and not included in the USDA 30 year fixed rate 100% financing. Terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Loans are subject to credit approval. Restrictions and conditions may apply. USDA loans are subject to income and geographic eligibility criteria. Loan program is available through Inspire Home Loans® | NMLS # 1564276, click here for State Licensing Disclosures with additional information found at NMLS Consumer Access: www. nmlsconsumeraccess.org. ©02/2025 Century Communities, Inc.

  20. 2026-05-08
    price $288,990 650-char remark
    Show marketing remark (650 chars)

    3 bed | 2 bath | 1-bay | 1582 sqft * Closing costs are additional and not included in the USDA 30 year fixed rate 100% financing. Terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Loans are subject to credit approval. Restrictions and conditions may apply. USDA loans are subject to income and geographic eligibility criteria. Loan program is available through Inspire Home Loans® | NMLS # 1564276, click here for State Licensing Disclosures with additional information found at NMLS Consumer Access: www. nmlsconsumeraccess.org. ©02/2025 Century Communities, Inc.

  21. 2026-05-08
    price $289,990
    Show marketing remark (650 chars)

    3 bed | 2 bath | 1-bay | 1582 sqft * Closing costs are additional and not included in the USDA 30 year fixed rate 100% financing. Terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Loans are subject to credit approval. Restrictions and conditions may apply. USDA loans are subject to income and geographic eligibility criteria. Loan program is available through Inspire Home Loans® | NMLS # 1564276, click here for State Licensing Disclosures with additional information found at NMLS Consumer Access: www. nmlsconsumeraccess.org. ©02/2025 Century Communities, Inc.

  22. 2026-05-07
    price $288,990
  23. 2026-04-24
    price $292,990 650-char remark
    Show marketing remark (650 chars)

    3 bed | 2 bath | 1-bay | 1582 sqft * Closing costs are additional and not included in the USDA 30 year fixed rate 100% financing. Terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Loans are subject to credit approval. Restrictions and conditions may apply. USDA loans are subject to income and geographic eligibility criteria. Loan program is available through Inspire Home Loans® | NMLS # 1564276, click here for State Licensing Disclosures with additional information found at NMLS Consumer Access: www. nmlsconsumeraccess.org. ©02/2025 Century Communities, Inc.

  24. 2026-04-24
    price $292,990
    Show marketing remark (650 chars)

    3 bed | 2 bath | 1-bay | 1582 sqft * Closing costs are additional and not included in the USDA 30 year fixed rate 100% financing. Terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Loans are subject to credit approval. Restrictions and conditions may apply. USDA loans are subject to income and geographic eligibility criteria. Loan program is available through Inspire Home Loans® | NMLS # 1564276, click here for State Licensing Disclosures with additional information found at NMLS Consumer Access: www. nmlsconsumeraccess.org. ©02/2025 Century Communities, Inc.

  25. 2026-04-08
    price $292,888 650-char remark
    Show marketing remark (650 chars)

    3 bed | 2 bath | 1-bay | 1582 sqft * Closing costs are additional and not included in the USDA 30 year fixed rate 100% financing. Terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Loans are subject to credit approval. Restrictions and conditions may apply. USDA loans are subject to income and geographic eligibility criteria. Loan program is available through Inspire Home Loans® | NMLS # 1564276, click here for State Licensing Disclosures with additional information found at NMLS Consumer Access: www. nmlsconsumeraccess.org. ©02/2025 Century Communities, Inc.

  26. 2026-04-07
    price $292,888
  27. 2026-02-26
    listed $310,990 Active 650-char remark
    Show marketing remark (650 chars)

    3 bed | 2 bath | 1-bay | 1582 sqft * Closing costs are additional and not included in the USDA 30 year fixed rate 100% financing. Terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Loans are subject to credit approval. Restrictions and conditions may apply. USDA loans are subject to income and geographic eligibility criteria. Loan program is available through Inspire Home Loans® | NMLS # 1564276, click here for State Licensing Disclosures with additional information found at NMLS Consumer Access: www. nmlsconsumeraccess.org. ©02/2025 Century Communities, Inc.

  28. 2026-02-26
    listed $310,990 Active
    Show marketing remark (650 chars)

    3 bed | 2 bath | 1-bay | 1582 sqft * Closing costs are additional and not included in the USDA 30 year fixed rate 100% financing. Terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Loans are subject to credit approval. Restrictions and conditions may apply. USDA loans are subject to income and geographic eligibility criteria. Loan program is available through Inspire Home Loans® | NMLS # 1564276, click here for State Licensing Disclosures with additional information found at NMLS Consumer Access: www. nmlsconsumeraccess.org. ©02/2025 Century Communities, Inc.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$3,905 · $325/mo
Projected year-2 tax
$3,905 · $325/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$26,702
− Mortgage interest
−$15,118
− Property taxes
−$3,905
− Insurance
−$1,349
− Repairs & maintenance
−$2,136
− Management
−$2,136
− HOA
−$552
− Depreciation
−$7,851
Taxable loss
−$6,346
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,523
After-tax cash flow
$-173/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Polk
NCES district ID
1201590
Math proficiency
39% ▼ -11.00%
Reading proficiency
43% ▼ -4.00%
Median HH income
$43,979
Composite
34.74/100
National rank
#5132
State rank
#62 of 73 in FL

Livability — Haines City

Score
74/100
State rank
#285
US rank
#4575

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment F Housing A+ Health & safety A+ User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Haines City, FL
County
Polk County · 740,051 people
City population
51,255
Metro
Lakeland-Winter Haven, FL
Population (ZIP)
51,255
Household income
$63,650
Rent vs Own
29.6% rent · 70.4% own
Severe rent burden
1107.0

Population outlook (Polk County) Hauer SSP2

Today (2025)
752,975 people
By 2030
804,621 · +6.9%
By 2040
906,117 · +20.3%
By 2050
1,000,476 · +32.9%
By 2075
1,197,520 · +59.0%
By 2100
1,271,518 · +68.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.64)
Race & ethnicity
Hispanic / Latino 48% White 31% Black 18% Two or more races 12% Asian 1%
Hispanic origin (detail)
Mexican 19% Puerto Rican 19% Cuban 1% Dominican 3%
Common ancestry
Hispanic 4% Lithuanian 1% Romanian 1%
Foreign-born
15% · Canada, Jamaica, Guatemala
Languages at home
55% English-only · Spanish 39% French/Haitian/Cajun 4% Other Indo-European 0%

Political lean MEDSL · Polk

2024 margin
Strong R (+20.7) · D 39.2% · R 59.9%
2008→2024 swing
-14.6pp toward R · 2008: -6.1pp · 2024: -20.7pp
All cycles
2024: R+20.7 2020: R+14.4 2016: R+14.1 2012: R+6.8 2008: R+6.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -105.94%
Current HPI
291.0798
Rent YoY
▲ 1.16%
Metro
Lakeland-Winter Haven, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

-13.2% since first listed
14 events — show timeline
  • 2026-05-14 Price Changed $269,888 Zillow
  • 2026-05-13 Price Changed $269,888 Stellar MLS as Distributed by MLS Grid
  • 2026-05-12 Price Changed $284,990 Zillow
  • 2026-05-11 Price Changed $284,990 Stellar MLS as Distributed by MLS Grid
  • 2026-05-09 Price Changed $289,990 Zillow
  • 2026-05-08 Price Changed $288,990 Zillow
  • 2026-05-08 Price Changed $289,990 Stellar MLS as Distributed by MLS Grid
  • 2026-05-07 Price Changed $288,990 Stellar MLS as Distributed by MLS Grid
  • 2026-04-24 Price Changed $292,990 Zillow
  • 2026-04-24 Price Changed $292,990 Stellar MLS as Distributed by MLS Grid
  • 2026-04-08 Price Changed $292,888 Zillow
  • 2026-04-07 Price Changed $292,888 Stellar MLS as Distributed by MLS Grid
  • 2026-02-26 Listed $310,990 Zillow
  • 2026-02-26 Listed $310,990 Stellar MLS as Distributed by MLS Grid

Property tax history

+9.9%/yr

Latest (2025): $3,905 · +9.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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