4005 Pollard Dr · Tyler, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 7/10 · Major
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 26 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 60.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +13.9/30.0
- 1% rule +4.2/10.0
- DSCR +4.2/10.0
- Livability +3.8/5.0
- Rent growth +3.4/5.0
- Schools +3.3/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$229,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to 4005 Pollard in Tyler, Texas—where comfort, convenience, and opportunity come together. Ideally situated in the heart of town, this home offers easy access to everything Tyler has to offer, from shopping and dining to parks and entertainment. With over 2,100 square feet, this spacious property features 4 bedrooms and 2 bathrooms, providing plenty of room for families, guests, or a home office setup. The layout is both functional and inviting, making it easy to feel right at home. Located within highly sought-after school zones—Wood, Hubbard, and Tyler Legacy—this property adds even more value for those prioritizing education and community. Step outside to enjoy a generously sized backyard, perfect for relaxing evenings, entertaining friends, or creating your own outdoor oasis. With its central location and strong rental appeal, this home also presents a fantastic investment opportunity. Don’t miss your chance to see all this property has to offer!
Key facts
- Central location
- Strong rental appeal
- 0.27 acre lot
Tags
Property features AI
Finance
- Other: Subdivision: CAVALIER TERRACE; County: Smith; Country: United States
- Financial info: Treat as clear loan type; No second mortgage; Listing terms: Cash or Conventional; Transaction type: For sale
- HOA & community: No association
Exterior
- Parking: Attached garage; 2 covered garage spaces; Garage faces side
- Security: Smoke detector(s)
- Utilities: City sewer; Not in a municipal utility district
- Home design: Single-family residence; Residential property; One level; Property attached: Yes
- Construction: Brick construction; Composition roof; Slab foundation; Built in 1971
- Exterior features: Covered porch(es); Wood fencing; Subdivision lot
Interior
- Kitchen: Dishwasher; Eat-in kitchen with pantry
- Bedrooms: 4 bedrooms; Primary bedroom on main level (approx. 20 x 20)
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating (natural gas); Central air (electric)
- Interior features: Eat-in kitchen; Pantry; Walk-in closet(s); One living area; One dining area; Covered porch(es)
- Laundry & utility: Utility room
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath single-family listed at $229k.
Deal economics
- At list price, monthly cash flow is $26 ($312/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $211k (8.1% below list).
- Recommended offer: $211k (8.1% below list) — sets the bar for 1% rule.
- Cap rate 6.4% vs local median 3.6% in Tyler — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 75/100 on livability (#147 in TX, #4,181 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment C-, crime D+, commute F.
- Tyler ISD (urban): math 39% / reading 38% proficiency, ranked #449 of 826 in TX (top 54%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 66% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Woods El (math 54% / reading 51%, grade C-, #720 of 4,322 statewide, top 17%, 756 students, 48% FRL); Hubbard Middle (math 47% / reading 45%, grade D+, #462 of 1,662 statewide, top 28%, 869 students, 62% FRL); Tyler Legacy H S (math 34% / reading 49%, grade F, #767 of 1,632 statewide, top 47%, 2,594 students, 58% FRL).
- Market conditions: Rents rising (+3.7%/yr); 327 active listings in the ZIP; 17 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 53% of comp listings sitting > 30 days — soft ceiling on asking rent; 595 units permitted in Smith County in 2024 (45 in 5+ unit buildings).
- This rent runs 38% of the median local income ($66k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Smith County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 40 days — a 3% lower offer ($222k) is reasonable based on typical stale-listing flexibility.
- 7 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 60% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 40 days. Have you received any prior offers? Is the seller open to a 8% concession, seller financing, or rate buy-down credit?
- Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.92% ✗
- Cap rate
- 6.43%
- Cash-on-cash
- 0.49%
- DSCR
- 1.02
- GRM
- 9.1
CMA / ARV
- ARV (median comp)
- $302,023
- List price
- $229,000
- Delta
- -24.18%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 8 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 4805 Picadilly Pl | 0.64mi | 4/3.0 | 2,085 (-2%) | 0mo | $239,900 | $115 | 62 |
| 4110 New Copeland | 0.15mi | 4/2.0 | 2,401 (+12%) | 16mo | $344,800 | $144 | 59 |
| 3313 S Cameron Ave | 0.56mi | 4/2.0 | 1,954 (-9%) | 1mo | $374,900 | $192 | 58 |
| 3523 Cameron Ave | 0.33mi | 3/2.0 (-1) | 1,826 (-15%) | 5mo | $307,500 | $168 | 51 |
| 1826 Sybil Ln | 0.49mi | 3/2.5 (-1) | 2,270 (+6%) | 11mo | $306,000 | $135 | 51 |
| 1200 Kingspark Dr | 0.67mi | 4/2.0 | 2,383 (+12%) | 2mo | $365,000 | $153 | 48 |
| 1408 Kensington Dr | 0.41mi | 3/2.0 (-1) | 1,956 (-8%) | 23mo | $319,000 | $163 | 43 |
| 1004 Kingspark Dr | 0.69mi | 3/2.0 (-1) | 1,876 (-12%) | 8mo | $249,900 | $133 | 36 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.66% rent growth · sell at horizon
- IRR
- -14.7%
- Equity multiple
- 0.47×
- Total profit
- $-33,978
- Equity at exit
- $34,145
- IRR
- -4.9%
- Equity multiple
- 0.67×
- Total profit
- $-21,335
- Equity at exit
- $19,800
Cash invested: $64,120 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 75701
- Rents YoY
- 3.7%
- Active inventory
- 327
- Price-to-rent
- 9.1×
Monthly cashflow live
- Estimated rent
- $2,106 high interval (Pro) →
- Mortgage (P&I)
- −$1,201
- Tax from tax record
- −$341 /mo · $4,093/yr
- Insurance
- −$95
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$442
- Net cashflow
- $26
Break-even live
Sensitivity live
| Price | -10% $156 | -5% $91 | +0% $26 | +5% $-39 | +10% $-104 |
|---|---|---|---|---|---|
| Rent | -10% $-140 | -5% $-57 | +0% $26 | +5% $109 | +10% $192 |
| Rate | -1.0pp $141 | -0.5pp $84 | base $26 | +0.5pp $-33 | +1.0pp $-94 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $57,250
- Closing costs
- $6,870
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 17 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3712 Colony Park Dr Tyler, TX | 3.0 | 2.0 | 1802 | $1,850 | $1.03 | 15d | 1 | 0.41mi |
| 509 Winchester Dr Tyler, TX | 4.0 | 2.0 | 1960 | $2,400 | $1.22 | 15d | 1 | 0.46mi |
| 1101 Balmoral Dr Tyler, TX | 3.0 | 2.0 | 1930 | $1,950 | $1.01 | 45d | 1 | 0.54mi |
| 328 Brookwood Dr Tyler, TX | 4.0 | 2.0 | 1985 | $2,300 | $1.16 | 45d | 1 | 0.55mi |
| 3200 Decharles St Tyler, TX | 3.0 | 2.0 | 2584 | $2,750 | $1.06 | 45d | 1 | 0.67mi |
| 3206 Bain Pl Tyler, TX | 3.0 | 2.5 | 1840 | $1,895 | $1.03 | 45d | 1 | 0.69mi |
| 4118 Southpark Dr Tyler, TX | 3.0 | 2.0 | 1552 | $1,450 | $0.93 | 45d | 1 | 0.72mi |
| 3210 S Donnybrook Ave Tyler, TX | 3.0 | 2.0 | 1584 | $1,945 | $1.23 | 22d | 1 | 0.77mi |
| 401 Woodland Hills Dr Tyler, TX | 3.0 | 2.5 | 2612 | $3,200 | $1.23 | 45d | 1 | 0.96mi |
| 4418 Edinburgh Dr Tyler, TX | 3.0 | 2.0 | 1407 | $1,750 | $1.24 | 45d | 1 | 1.02mi |
| 117 Ridgecrest Dr Tyler, TX | 3.0 | 2.0 | 1571 | $2,150 | $1.37 | 45d | 1 | 1.03mi |
| 4518 Edinburgh Dr Unit 4520 Edinburgh Tyler, TX | 3.0 | 2.0 | 1436 | $1,425 | $0.99 | 22d | 1 | 1.08mi |
| 4520 Edinburgh Dr Tyler, TX | 3.0 | 2.0 | 1436 | $1,425 | $0.99 | 22d | 1 | 1.09mi |
| 2720 S Broadway Ave Tyler, TX | 1.0–3.0 | 1.0–2.0 | 1064 | $1,330 | $1.25 | 15d | 14 | 1.24mi |
| 3032 Santa Elena Dr Tyler, TX | 3.0 | 2.0 | 1473 | $2,485 | $1.69 | 45d | 1 | 1.35mi |
| 3301 Brookside Dr Tyler, TX | 4.0 | 2.0 | 2328 | $2,250 | $0.97 | 15d | 1 | 1.36mi |
| 2525 Shiloh Rd Tyler, TX | 3.0–4.0 | 2.0 | 1360 | $1,599 | $1.18 | 15d | 1 | 1.50mi |
Listing history 18 events
-
2026-06-10status $229,000 Pending 40 DOM
-
2026-06-09days on market $229,000 Active 40 DOM
Show marketing remark (996 chars)
Welcome to 4005 Pollard in Tyler, Texas—where comfort, convenience, and opportunity come together. Ideally situated in the heart of town, this home offers easy access to everything Tyler has to offer, from shopping and dining to parks and entertainment. With over 2,100 square feet, this spacious property features 4 bedrooms and 2 bathrooms, providing plenty of room for families, guests, or a home office setup. The layout is both functional and inviting, making it easy to feel right at home. Located within highly sought-after school zones—Wood, Hubbard, and Tyler Legacy—this property adds even more value for those prioritizing education and community. Step outside to enjoy a generously sized backyard, perfect for relaxing evenings, entertaining friends, or creating your own outdoor oasis. With its central location and strong rental appeal, this home also presents a fantastic investment opportunity. Don’t miss your chance to see all this property has to offer!
-
2026-06-08days on market $229,000 Active 39 DOM
-
2026-06-07days on market $229,000 Active 38 DOM
-
2026-06-05days on market $229,000 Active 35 DOM
-
2026-06-02days on market $229,000 Active 33 DOM
-
2026-06-01days on market $229,000 Active 32 DOM
-
2026-05-31days on market $229,000 Active 31 DOM
-
2026-05-30days on market $229,000 Active 30 DOM
-
2026-05-18status Pending 996-char remark
Show marketing remark (996 chars)
Welcome to 4005 Pollard in Tyler, Texas—where comfort, convenience, and opportunity come together. Ideally situated in the heart of town, this home offers easy access to everything Tyler has to offer, from shopping and dining to parks and entertainment. With over 2,100 square feet, this spacious property features 4 bedrooms and 2 bathrooms, providing plenty of room for families, guests, or a home office setup. The layout is both functional and inviting, making it easy to feel right at home. Located within highly sought-after school zones—Wood, Hubbard, and Tyler Legacy—this property adds even more value for those prioritizing education and community. Step outside to enjoy a generously sized backyard, perfect for relaxing evenings, entertaining friends, or creating your own outdoor oasis. With its central location and strong rental appeal, this home also presents a fantastic investment opportunity. Don’t miss your chance to see all this property has to offer!
-
2026-05-18historical Active Option Contract 996-char remark
Show marketing remark (996 chars)
Welcome to 4005 Pollard in Tyler, Texas—where comfort, convenience, and opportunity come together. Ideally situated in the heart of town, this home offers easy access to everything Tyler has to offer, from shopping and dining to parks and entertainment. With over 2,100 square feet, this spacious property features 4 bedrooms and 2 bathrooms, providing plenty of room for families, guests, or a home office setup. The layout is both functional and inviting, making it easy to feel right at home. Located within highly sought-after school zones—Wood, Hubbard, and Tyler Legacy—this property adds even more value for those prioritizing education and community. Step outside to enjoy a generously sized backyard, perfect for relaxing evenings, entertaining friends, or creating your own outdoor oasis. With its central location and strong rental appeal, this home also presents a fantastic investment opportunity. Don’t miss your chance to see all this property has to offer!
-
2026-05-12status Active 996-char remark
Show marketing remark (996 chars)
Welcome to 4005 Pollard in Tyler, Texas—where comfort, convenience, and opportunity come together. Ideally situated in the heart of town, this home offers easy access to everything Tyler has to offer, from shopping and dining to parks and entertainment. With over 2,100 square feet, this spacious property features 4 bedrooms and 2 bathrooms, providing plenty of room for families, guests, or a home office setup. The layout is both functional and inviting, making it easy to feel right at home. Located within highly sought-after school zones—Wood, Hubbard, and Tyler Legacy—this property adds even more value for those prioritizing education and community. Step outside to enjoy a generously sized backyard, perfect for relaxing evenings, entertaining friends, or creating your own outdoor oasis. With its central location and strong rental appeal, this home also presents a fantastic investment opportunity. Don’t miss your chance to see all this property has to offer!
-
2026-05-12status Active 996-char remark
Show marketing remark (996 chars)
Welcome to 4005 Pollard in Tyler, Texas—where comfort, convenience, and opportunity come together. Ideally situated in the heart of town, this home offers easy access to everything Tyler has to offer, from shopping and dining to parks and entertainment. With over 2,100 square feet, this spacious property features 4 bedrooms and 2 bathrooms, providing plenty of room for families, guests, or a home office setup. The layout is both functional and inviting, making it easy to feel right at home. Located within highly sought-after school zones—Wood, Hubbard, and Tyler Legacy—this property adds even more value for those prioritizing education and community. Step outside to enjoy a generously sized backyard, perfect for relaxing evenings, entertaining friends, or creating your own outdoor oasis. With its central location and strong rental appeal, this home also presents a fantastic investment opportunity. Don’t miss your chance to see all this property has to offer!
-
2026-05-02historical Active Option Contract 996-char remark
Show marketing remark (996 chars)
Welcome to 4005 Pollard in Tyler, Texas—where comfort, convenience, and opportunity come together. Ideally situated in the heart of town, this home offers easy access to everything Tyler has to offer, from shopping and dining to parks and entertainment. With over 2,100 square feet, this spacious property features 4 bedrooms and 2 bathrooms, providing plenty of room for families, guests, or a home office setup. The layout is both functional and inviting, making it easy to feel right at home. Located within highly sought-after school zones—Wood, Hubbard, and Tyler Legacy—this property adds even more value for those prioritizing education and community. Step outside to enjoy a generously sized backyard, perfect for relaxing evenings, entertaining friends, or creating your own outdoor oasis. With its central location and strong rental appeal, this home also presents a fantastic investment opportunity. Don’t miss your chance to see all this property has to offer!
-
2026-05-02status Pending 996-char remark
Show marketing remark (996 chars)
Welcome to 4005 Pollard in Tyler, Texas—where comfort, convenience, and opportunity come together. Ideally situated in the heart of town, this home offers easy access to everything Tyler has to offer, from shopping and dining to parks and entertainment. With over 2,100 square feet, this spacious property features 4 bedrooms and 2 bathrooms, providing plenty of room for families, guests, or a home office setup. The layout is both functional and inviting, making it easy to feel right at home. Located within highly sought-after school zones—Wood, Hubbard, and Tyler Legacy—this property adds even more value for those prioritizing education and community. Step outside to enjoy a generously sized backyard, perfect for relaxing evenings, entertaining friends, or creating your own outdoor oasis. With its central location and strong rental appeal, this home also presents a fantastic investment opportunity. Don’t miss your chance to see all this property has to offer!
-
2026-04-30$229,000 Active 996-char remark
Show marketing remark (996 chars)
Welcome to 4005 Pollard in Tyler, Texas—where comfort, convenience, and opportunity come together. Ideally situated in the heart of town, this home offers easy access to everything Tyler has to offer, from shopping and dining to parks and entertainment. With over 2,100 square feet, this spacious property features 4 bedrooms and 2 bathrooms, providing plenty of room for families, guests, or a home office setup. The layout is both functional and inviting, making it easy to feel right at home. Located within highly sought-after school zones—Wood, Hubbard, and Tyler Legacy—this property adds even more value for those prioritizing education and community. Step outside to enjoy a generously sized backyard, perfect for relaxing evenings, entertaining friends, or creating your own outdoor oasis. With its central location and strong rental appeal, this home also presents a fantastic investment opportunity. Don’t miss your chance to see all this property has to offer!
-
2026-04-30$229,000 Active 996-char remark
Show marketing remark (996 chars)
Welcome to 4005 Pollard in Tyler, Texas—where comfort, convenience, and opportunity come together. Ideally situated in the heart of town, this home offers easy access to everything Tyler has to offer, from shopping and dining to parks and entertainment. With over 2,100 square feet, this spacious property features 4 bedrooms and 2 bathrooms, providing plenty of room for families, guests, or a home office setup. The layout is both functional and inviting, making it easy to feel right at home. Located within highly sought-after school zones—Wood, Hubbard, and Tyler Legacy—this property adds even more value for those prioritizing education and community. Step outside to enjoy a generously sized backyard, perfect for relaxing evenings, entertaining friends, or creating your own outdoor oasis. With its central location and strong rental appeal, this home also presents a fantastic investment opportunity. Don’t miss your chance to see all this property has to offer!
-
2026-04-30$229,000 Active
Show marketing remark (996 chars)
Welcome to 4005 Pollard in Tyler, Texas—where comfort, convenience, and opportunity come together. Ideally situated in the heart of town, this home offers easy access to everything Tyler has to offer, from shopping and dining to parks and entertainment. With over 2,100 square feet, this spacious property features 4 bedrooms and 2 bathrooms, providing plenty of room for families, guests, or a home office setup. The layout is both functional and inviting, making it easy to feel right at home. Located within highly sought-after school zones—Wood, Hubbard, and Tyler Legacy—this property adds even more value for those prioritizing education and community. Step outside to enjoy a generously sized backyard, perfect for relaxing evenings, entertaining friends, or creating your own outdoor oasis. With its central location and strong rental appeal, this home also presents a fantastic investment opportunity. Don’t miss your chance to see all this property has to offer!
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $4,093 · $341/mo
- Projected year-2 tax
- $4,191 · $349/mo
- Expected delta
- +$98/yr (+$8/mo · 2.4%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 7/10 Severe 7 d/yr ≥109°F today · 26 d/yr by 30 yrs out
- Wind 6/10 Major 60% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $25,267
- − Mortgage interest
- −$12,828
- − Property taxes
- −$4,093
- − Insurance
- −$1,145
- − Repairs & maintenance
- −$2,021
- − Management
- −$2,021
- − Depreciation
- −$6,662
- Taxable loss
- −$3,503
- Est. tax savings @ 24.0%
- +$841
- After-tax cash flow
- $1,153/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Tyler ISD
- NCES district ID
- 4843470
- Math proficiency
- 39% ▼ -4.00%
- Reading proficiency
- 38% ▼ -1.00%
- Median HH income
- $44,090
- Composite
- 32.69/100
- National rank
- #5650
- State rank
- #449 of 826 in TX
Livability — Tyler
- Score
- 75/100
- State rank
- #147
- US rank
- #4181
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Tyler, TX
- County
- Smith County · 180,570 people
- City population
- 127,842
- Metro
- Tyler, TX
- Population (ZIP)
- 36,344
- Household income
- $66,401
- Rent vs Own
- Severe rent burden
- 1116.0
Population outlook (Smith County) Hauer SSP2
- Today (2025)
- 248,890 people
- By 2030
- 261,665 · +5.1%
- By 2040
- 286,114 · +15.0%
- By 2050
- 308,006 · +23.8%
- By 2075
- 354,171 · +42.3%
- By 2100
- 372,828 · +49.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.64)
- Race & ethnicity
- White 53% Black 21% Hispanic / Latino 19% Two or more races 8% Asian 2%
- Hispanic origin (detail)
- Mexican 17%
- Common ancestry
- Slovak 2% Italian 1% Lithuanian 1%
- Foreign-born
- 8% · Canada
- Languages at home
- 84% English-only · Spanish 14% Other Indo-European 1%
Political lean MEDSL · Smith
- 2024 margin
- Solid R (+45.1) · D 27.0% · R 72.1%
- 2008→2024 swing
- -5.6pp toward R · 2008: -39.5pp · 2024: -45.1pp
- All cycles
- 2024: R+45.1 2020: R+39.4 2016: R+43.9 2012: R+46.9 2008: R+39.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -299.78%
- Current HPI
- 207.238
- Rent YoY
- ▲ 3.66%
- Metro
- Tyler, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
||
| Technology | 5 | $198B |
|
||
| Engineering / Construction | 4 | $72B |
|
||
| Energy Services | 3 | $60B |
|
||
| Utilities | 3 | $41B |
|
||
| Healthcare | 2 | $330B |
|
||
Price history
+0.0% since first listed15 events — show timeline
- 2026-06-09 Pending — LAAR
- 2026-06-09 Pending — GTAR
- 2026-06-09 Pending — NTREIS
- 2026-06-09 Contingent — NTREIS
- 2026-05-23 Relisted — GTAR
- 2026-05-23 Relisted — NTREIS
- 2026-05-18 Pending — GTAR
- 2026-05-18 Contingent — NTREIS
- 2026-05-12 Relisted — GTAR
- 2026-05-12 Relisted — NTREIS
- 2026-05-02 Contingent — NTREIS
- 2026-05-02 Pending — GTAR
- 2026-04-30 Listed $229,000 NTREIS
- 2026-04-30 Listed $229,000 GTAR
- 2026-04-30 Listed $229,000 LAAR
Property tax history
+3.4%/yrLatest (2024): $4,093 · +7.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…