1307 Huntington Ave · Sandusky, OH 44870

$74,900

4 bd · 1.0 ba · 952 sqft · SingleFamily public records · 4 Days on market

Built 1955 9,601 sqft lot Est $146k · 49% under

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Livability +4.2/5.0
• Rent growth +2.5/5.0
• Schools +2.5/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Decorated very cute and clean, with a long-term tenant, this could be an affordable first home or a great investment opportunity. Being sold as, as part of an estate, looking for cash offers only. At least 30 days to close due to probate approval. Tenant currently pays $600 a month.

Key facts

• New furnace
• New water heater
• New a c

Tags

• NEW ROOF
• NEW FURNACE
• NEW A C
• NEW ELECTRICAL PANEL
• NEW WATER HEATER
• NEW INSULATION

Property features AI

Exterior

• Parking: Off-street parking; 2-car garage
• Utilities: Public water; Public sewer
• Home design: Single-family residential property
• Exterior features: Asphalt roof

Interior

• Kitchen: Refrigerator
• Bathrooms: One full bathroom
• Heating & cooling: Natural gas heating with forced air; Central air conditioning
• Interior features: Refrigerator included; Full basement

🏷️ Possibly a rental listed for sale. The $74,900 price doesn't fit this home's estimated sale value (~$145,656) and the remarks read like a rental — treat the cards below with caution.

What this means for you Summary

Snapshot

• This is a 4-bed/1.0-bath single-family listed at $75k.

Deal economics

• At list price, monthly cash flow is $824 ($10k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $75k).
• Cap rate 19.5% vs local median 5.4% in Sandusky — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 83/100 on livability (#63 in OH, #929 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: crime D-, employment F.
• Sandusky City (town): math 24% / reading 37% proficiency, ranked #583 of 656 in OH (top 89%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 71% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 209 active listings in the ZIP; 128 units permitted in Erie County in 2024 (5 in 5+ unit buildings).
• This rent runs 33% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $518 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• Erie County population projected at -15% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $21k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

• Only 4 days on market — expect competitive offers; lowballing is unlikely to land.
• 2 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $37k; list at $75k implies a 102% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1955 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $74,900

Questions for the listing agent

1. Built in 1955 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 2.31% ✓
• Cap rate: 19.50%
• Cash-on-cash: 47.16%
• DSCR: 3.10
• GRM: 3.6

CMA / ARV

• ARV (on-the-fly): $145,656
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1810 Knupke St	0.29mi	3/1.0 (-1)	960 (+1%)	1mo	$147,000	$153	79
1207 Susan Ln	0.15mi	3/1.0 (-1)	960 (+1%)	9mo	$100,000	$104	79
1119 E Parish St	0.19mi	3/1.0 (-1)	1,000 (+5%)	6mo	$62,000	$62	73
1454 Dixon Dr	0.28mi	3/1.0 (-1)	960 (+1%)	10mo	$105,000	$109	72
1474 Dixon Dr	0.31mi	3/1.0 (-1)	975 (+2%)	6mo	$130,000	$133	71
1809 Knupke Rd	0.30mi	3/1.0 (-1)	1,000 (+5%)	2mo	$162,000	$162	71
1648 Oakmont Lane Ln	0.44mi	3/1.0 (-1)	925 (-3%)	1mo	$150,000	$162	69
1306 E Larchmont St	0.47mi	3/1.0 (-1)	999 (+5%)	4mo	$140,000	$140	62
1014 Fourth St St	0.73mi	3/1.0 (-1)	924 (-3%)	2mo	$120,000	$130	54
301 E Parish St	0.42mi	3/1.0 (-1)	1,044 (+10%)	6mo	$165,000	$158	54
906 E Farwell St	0.72mi	3/1.0 (-1)	1,026 (+8%)	1mo	$175,000	$171	47
1115 Fifth St	0.65mi	3/1.5 (-1)	1,089 (+14%)	5mo	$174,700	$160	34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 44.5%
• Equity multiple: 2.93×
• Total profit: $40,398
• Equity at exit: $11,168

10-year hold

• IRR: 50.5%
• Equity multiple: 5.91×
• Total profit: $102,941
• Equity at exit: $6,476

Cash invested: $20,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 73 Landlord-Friendly
• State Ohio: 73 Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

Methodology + full state rankings →

ZIP-level market 44870

• Active inventory: 209
• Price-to-rent: 3.6×

Monthly cashflow live

• Estimated rent: $1,730 medium
• Mortgage (P&I): −$393
• Tax from tax record: −$119 /mo · $1,424/yr
• Insurance: −$31
• HOA: −$0
• Vacancy / Maint / Mgmt: −$363
• Net cashflow: $824

Break-even live

Break-even rent $687

Max offer price $74,900

Occupancy floor 47%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $18,725
• Closing costs: $2,247
• Reserves months: —
• Total cash needed: —

Listing history 5 events

1. 2026-06-19
   days on market $74,900 Active 4 DOM
2. 2026-06-18
   days on market $74,900 Active 3 DOM
3. 2026-06-17
   days on market $74,900 Active 2 DOM
4. 2026-06-16
   remarks 699-char remark
5. 2026-06-16
   listed $74,900 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

• Current annual tax: $1,424 · $119/mo
• Projected year-2 tax: $1,424 · $119/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥95°F today · 16 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,763
• − Mortgage interest: −$4,196
• − Property taxes: −$1,424
• − Insurance: −$374
• − Repairs & maintenance: −$1,661
• − Management: −$1,661
• − Depreciation: −$2,179
• Taxable income: $9,267
• Est. tax owed @ 24.0%: −$2,224
• After-tax cash flow: $7,666/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Sandusky City
• NCES district ID: 3904474
• Math proficiency: 24% ▼ -17.00%
• Reading proficiency: 37% ▼ -9.00%
• Median HH income: $34,583
• Composite: 25.1/100
• National rank: #7532
• State rank: #583 of 656 in OH

Livability — Sandusky

• Score: 83/100
• State rank: #63
• US rank: #929

Category grades

Amenities B Commute A+ Cost of living A+ Crime D- Employment F Housing A+ Health & safety A+ User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Sandusky, OH
• County: Erie County · 39,883 people
• City population: 39,883
• Metro: Sandusky, OH
• Population (ZIP): 39,883
• Household income: $62,082
• Rent vs Own: 39.1% rent · 60.9% own
• Severe rent burden: 1602.0

Population outlook (Erie County) Hauer SSP2

• Today (2025): 73,204 people
• By 2030: 71,341 · -2.5%
• By 2040: 66,771 · -8.8%
• By 2050: 62,512 · -14.6%
• By 2075: 56,154 · -23.3%
• By 2100: 49,045 · -33.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (72%)
• Race & ethnicity: White 72% Black 15% Two or more races 8% Hispanic / Latino 5%
• Common ancestry: Romanian 3% Slovak 2% Subsaharan African 1%
• Foreign-born: 1% · Canada
• Languages at home: 96% English-only · Spanish 2%

Political lean MEDSL · Erie

• 2024 margin: R (+14.1) · D 42.5% · R 56.6%
• 2008→2024 swing: -28.0pp toward R · 2008: 13.9pp · 2024: -14.1pp
• All cycles: 2024: R+14.1 2020: R+11.6 2016: R+9.8 2012: D+11.3 2008: D+13.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -151.99%
• Current HPI: 209.6383
• Rent YoY: —
• Metro: Sandusky, OH
• State GDP YoY: ▲ 1.98%
• F500 in state: 48

Industry mix (Fortune 500 HQ in OH)

Industry	F500 HQs	Revenue
▸Insurance	3	$145B
▸Industrial Machinery	3	$49B
▸Financial Services	3	$24B
▸Consumer Goods	2	$93B
▸Aerospace / Defense	2	$47B
▸Utilities	2	$33B

Price history

+212.1% since first listed

5 events — show timeline

• 2026-06-16 Listed $74,900 FAOR
• 2023-02-14 Sold (MLS) $37,000 FAOR
• 2022-11-22 Delisted — FAOR
• 2022-10-06 Listed $42,500 FAOR
• 1993-11-12 Sold (Public Records) $24,000 Public Records

Property tax history

+1.7%/yr

Latest (2025): $1,424 · -1.3% YoY. Source: county tax records.