25174 Lawnfield Dr · Circleville, OH
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $713 – $1,323
Heat risk 3/10 · Minor
- Hot days now (above 101°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 1.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +18.4/30.0
- ARV discount +7.5/15.0
- DSCR +5.8/10.0
- 1% rule +5.5/10.0
- Schools +5.0/10.0
- Livability +3.6/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$139,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
What a perfect solid well kept ranch home located on a beautiful . 54 acre lot on a cul-de-sac! Country living and minutes from Circleville, Lancaster and Chillicothe Large back yard fenced with a nice screened in back patio family room has a wood burning fireplace. Basement partly finished with a rec- room and a 4th bedroom if needed. New hot water tank and microwave.
Key facts
- 0.54 acre lot
- 2 garage spots
- Built 1972
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $140k.
Deal economics
- At list price, monthly cash flow is $129 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $140k).
- Cap rate 7.4% vs local median 2.9% in Circleville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 71/100 on livability (#437 in OH) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A-; Watch: amenities F, commute F, employment F.
- Logan Elm Local (rural): math 57% / reading 59% proficiency, ranked #310 of 656 in OH (top 47%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Logan Elm High School (math 47% / reading 67%, grade C, #275 of 781 statewide, top 37%, 468 students, 36% FRL) — zoned schools at 36% FRL track the district average.
- Market conditions: 121 active listings in the ZIP; 312 units permitted in Pickaway County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $967 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Pickaway County population projected at +3% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- Only 0 days on market — expect competitive offers; lowballing is unlikely to land.
- 6 sale attempts since 17y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Questions for the listing agent
- Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.05% ✓
- Cap rate
- 7.40%
- Cash-on-cash
- 3.96%
- DSCR
- 1.18
- GRM
- 8.0
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -10.0%
- Equity multiple
- 0.63×
- Total profit
- $-14,375
- Equity at exit
- $20,860
- IRR
- -0.6%
- Equity multiple
- 0.96×
- Total profit
- $-1,674
- Equity at exit
- $12,096
Cash invested: $39,172 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 73 Landlord-Friendly
- State Ohio
- 73 Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 43113
- Active inventory
- 121
- Price-to-rent
- 8.0×
Monthly cashflow live
- Estimated rent
- $1,462 medium interval (Pro) →
- Mortgage (P&I)
- −$734
- Tax from tax record
- −$234 /mo · $2,806/yr
- Insurance
- −$58
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$307
- Net cashflow
- $129
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $34,975
- Closing costs
- $4,197
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 16 events
-
2026-04-10soldstatus $210,000
-
2023-07-27historical
-
2016-12-07soldstatus $139,900
-
2016-12-06soldstatus $139,900 Closed 372-char remark
Show marketing remark (372 chars)
What a perfect solid well kept ranch home located on a beautiful . 54 acre lot on a cul-de-sac! Country living and minutes from Circleville, Lancaster and Chillicothe Large back yard fenced with a nice screened in back patio family room has a wood burning fireplace. Basement partly finished with a rec- room and a 4th bedroom if needed. New hot water tank and microwave.
-
2016-07-29status Pending 372-char remark
Show marketing remark (372 chars)
What a perfect solid well kept ranch home located on a beautiful . 54 acre lot on a cul-de-sac! Country living and minutes from Circleville, Lancaster and Chillicothe Large back yard fenced with a nice screened in back patio family room has a wood burning fireplace. Basement partly finished with a rec- room and a 4th bedroom if needed. New hot water tank and microwave.
-
2016-07-21status Active 372-char remark
Show marketing remark (372 chars)
What a perfect solid well kept ranch home located on a beautiful . 54 acre lot on a cul-de-sac! Country living and minutes from Circleville, Lancaster and Chillicothe Large back yard fenced with a nice screened in back patio family room has a wood burning fireplace. Basement partly finished with a rec- room and a 4th bedroom if needed. New hot water tank and microwave.
-
2016-07-14historical Contingent Escape 372-char remark
Show marketing remark (372 chars)
What a perfect solid well kept ranch home located on a beautiful . 54 acre lot on a cul-de-sac! Country living and minutes from Circleville, Lancaster and Chillicothe Large back yard fenced with a nice screened in back patio family room has a wood burning fireplace. Basement partly finished with a rec- room and a 4th bedroom if needed. New hot water tank and microwave.
-
2016-07-05$139,900
-
2016-07-01status Active 372-char remark
Show marketing remark (372 chars)
What a perfect solid well kept ranch home located on a beautiful . 54 acre lot on a cul-de-sac! Country living and minutes from Circleville, Lancaster and Chillicothe Large back yard fenced with a nice screened in back patio family room has a wood burning fireplace. Basement partly finished with a rec- room and a 4th bedroom if needed. New hot water tank and microwave.
-
2016-06-19historical 372-char remark
Show marketing remark (372 chars)
What a perfect solid well kept ranch home located on a beautiful . 54 acre lot on a cul-de-sac! Country living and minutes from Circleville, Lancaster and Chillicothe Large back yard fenced with a nice screened in back patio family room has a wood burning fireplace. Basement partly finished with a rec- room and a 4th bedroom if needed. New hot water tank and microwave.
-
2016-06-17$139,900 Active 372-char remark
Show marketing remark (372 chars)
What a perfect solid well kept ranch home located on a beautiful . 54 acre lot on a cul-de-sac! Country living and minutes from Circleville, Lancaster and Chillicothe Large back yard fenced with a nice screened in back patio family room has a wood burning fireplace. Basement partly finished with a rec- room and a 4th bedroom if needed. New hot water tank and microwave.
-
2011-02-20historical
-
2010-08-27$135,000
-
2010-08-26historical
-
2009-09-19$142,900
-
1989-04-04soldstatus $75,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast OH · Partial reset (capped growth)
- Current annual tax
- $2,806 · $234/mo
- Projected year-2 tax
- $2,806 · $234/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 3/10 Moderate 7 d/yr ≥101°F today · 18 d/yr by 30 yrs out
- Wind 2/10 Low 100% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $17,546
- − Mortgage interest
- −$7,837
- − Property taxes
- −$2,806
- − Insurance
- −$700
- − Repairs & maintenance
- −$1,404
- − Management
- −$1,404
- − Depreciation
- −$4,070
- Taxable loss
- −$673
- Est. tax savings @ 24.0%
- +$162
- After-tax cash flow
- $1,714/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Logan Elm Local
- NCES district ID
- 3904908
- Math proficiency
- 57% ▼ -11.00%
- Reading proficiency
- 59% ▼ -11.00%
- Median HH income
- $55,455
- Composite
- 49.94/100
- National rank
- #1931
- State rank
- #310 of 656 in OH
Livability — Circleville
- Score
- 71/100
- State rank
- #437
- US rank
- #7237
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Pickaway · 57,589 people
- Metro
- Columbus, OH
- Population (ZIP)
- 24,314
- Household income
- $63,715
- Rent vs Own
- Severe rent burden
- 7.4
Population outlook (Pickaway County) Hauer SSP2
- Today (2025)
- 59,488 people
- By 2030
- 60,400 · +1.5%
- By 2040
- 61,498 · +3.4%
- By 2050
- 61,478 · +3.3%
- By 2075
- 59,696 · +0.3%
- By 2100
- 51,458 · -13.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (94%)
- Race & ethnicity
- White 94% Two or more races 4% Black 1%
- Common ancestry
- Slovak 2% Romanian 2% Iranian 1%
- Foreign-born
- 0%
Political lean MEDSL · Pickaway
- 2024 margin
- Solid R (+48.5) · D 25.3% · R 73.8%
- 2008→2024 swing
- -26.8pp toward R · 2008: -21.7pp · 2024: -48.5pp
- All cycles
- 2024: R+48.5 2020: R+47.0 2016: R+42.6 2012: R+18.7 2008: R+21.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -136.77%
- Current HPI
- 241.5556
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.98%
- F500 in state
- 48
Industry mix (Fortune 500 HQ in OH)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Insurance | 3 | $145B |
|
||
| Industrial Machinery | 3 | $49B |
|
||
| Financial Services | 3 | $24B |
|
||
| Consumer Goods | 2 | $93B |
|
||
| Aerospace / Defense | 2 | $47B |
|
||
| Utilities | 2 | $33B |
|
||
Price history
+178.1% since first listed16 events — show timeline
- 2026-04-10 Sold (Public Records) $210,000 Public Records
- 2023-07-27 Delisted — SVAR
- 2016-12-07 Sold (Public Records) $139,900 Public Records
- 2016-12-06 Sold (MLS) $139,900 CBRMLS
- 2016-07-29 Pending — CBRMLS
- 2016-07-21 Relisted — CBRMLS
- 2016-07-14 Contingent — CBRMLS
- 2016-07-05 Listed $139,900 SVAR
- 2016-07-01 Relisted — CBRMLS
- 2016-06-19 Listing Removed — CBRMLS
- 2016-06-17 Listed $139,900 CBRMLS
- 2011-02-20 Listing Removed — CBRMLS
- 2010-08-27 Listed $135,000 CBRMLS
- 2010-08-26 Listing Removed — CBRMLS
- 2009-09-19 Listed $142,900 CBRMLS
- 1989-04-04 Sold (Public Records) $75,500 Public Records
Property tax history
+6.5%/yrLatest (2025): $2,806 · -4.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…