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C- Composite 50.61
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.4/30.0
  • ARV discount +7.5/15.0
  • DSCR +5.8/10.0
  • 1% rule +5.5/10.0
  • Schools +5.0/10.0
  • Livability +3.6/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$139,900

25174 Lawnfield Dr · Circleville, OH 43113
3 bd · 1.0 ba · 1,372 sqft · SingleFamily public records
Built 1972 0.54 ac lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

What a perfect solid well kept ranch home located on a beautiful . 54 acre lot on a cul-de-sac! Country living and minutes from Circleville, Lancaster and Chillicothe Large back yard fenced with a nice screened in back patio family room has a wood burning fireplace. Basement partly finished with a rec- room and a 4th bedroom if needed. New hot water tank and microwave.

Key facts

  • 0.54 acre lot
  • 2 garage spots
  • Built 1972

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $140k.

Deal economics

  • At list price, monthly cash flow is $129 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $140k).
  • Cap rate 7.4% vs local median 2.9% in Circleville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 71/100 on livability (#437 in OH) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A-; Watch: amenities F, commute F, employment F.
  • Logan Elm Local (rural): math 57% / reading 59% proficiency, ranked #310 of 656 in OH (top 47%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Logan Elm High School (math 47% / reading 67%, grade C, #275 of 781 statewide, top 37%, 468 students, 36% FRL) — zoned schools at 36% FRL track the district average.
  • Market conditions: 121 active listings in the ZIP; 312 units permitted in Pickaway County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $967 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Pickaway County population projected at +3% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • Only 0 days on market — expect competitive offers; lowballing is unlikely to land.
  • 6 sale attempts since 17y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $139,900

Questions for the listing agent

  1. Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.05%
Cap rate
7.40%
Cash-on-cash
3.96%
DSCR
1.18
GRM
8.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-10.0%
Equity multiple
0.63×
Total profit
$-14,375
Equity at exit
$20,860
10-year hold
IRR
-0.6%
Equity multiple
0.96×
Total profit
$-1,674
Equity at exit
$12,096

Cash invested: $39,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Ohio
73 Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

ZIP-level market 43113

Active inventory
121
Price-to-rent
8.0×

Monthly cashflow live

Estimated rent
$1,462 medium interval (Pro) →
Mortgage (P&I)
$734
Tax from tax record
$234 /mo · $2,806/yr
Insurance
$58
HOA
$0
Vacancy / Maint / Mgmt
$307
Net cashflow
$129

Break-even live

Break-even rent $1,298
Max offer price $139,900
Occupancy floor 86%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$34,975
Closing costs
$4,197
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 16 events

  1. 2026-04-10
    soldstatus $210,000
  2. 2023-07-27
    historical
  3. 2016-12-07
    soldstatus $139,900
  4. 2016-12-06
    soldstatus $139,900 Closed 372-char remark
    Show marketing remark (372 chars)

    What a perfect solid well kept ranch home located on a beautiful . 54 acre lot on a cul-de-sac! Country living and minutes from Circleville, Lancaster and Chillicothe Large back yard fenced with a nice screened in back patio family room has a wood burning fireplace. Basement partly finished with a rec- room and a 4th bedroom if needed. New hot water tank and microwave.

  5. 2016-07-29
    status Pending 372-char remark
    Show marketing remark (372 chars)

    What a perfect solid well kept ranch home located on a beautiful . 54 acre lot on a cul-de-sac! Country living and minutes from Circleville, Lancaster and Chillicothe Large back yard fenced with a nice screened in back patio family room has a wood burning fireplace. Basement partly finished with a rec- room and a 4th bedroom if needed. New hot water tank and microwave.

  6. 2016-07-21
    status Active 372-char remark
    Show marketing remark (372 chars)

    What a perfect solid well kept ranch home located on a beautiful . 54 acre lot on a cul-de-sac! Country living and minutes from Circleville, Lancaster and Chillicothe Large back yard fenced with a nice screened in back patio family room has a wood burning fireplace. Basement partly finished with a rec- room and a 4th bedroom if needed. New hot water tank and microwave.

  7. 2016-07-14
    historical Contingent Escape 372-char remark
    Show marketing remark (372 chars)

    What a perfect solid well kept ranch home located on a beautiful . 54 acre lot on a cul-de-sac! Country living and minutes from Circleville, Lancaster and Chillicothe Large back yard fenced with a nice screened in back patio family room has a wood burning fireplace. Basement partly finished with a rec- room and a 4th bedroom if needed. New hot water tank and microwave.

  8. 2016-07-05
    listed $139,900
  9. 2016-07-01
    status Active 372-char remark
    Show marketing remark (372 chars)

    What a perfect solid well kept ranch home located on a beautiful . 54 acre lot on a cul-de-sac! Country living and minutes from Circleville, Lancaster and Chillicothe Large back yard fenced with a nice screened in back patio family room has a wood burning fireplace. Basement partly finished with a rec- room and a 4th bedroom if needed. New hot water tank and microwave.

  10. 2016-06-19
    historical 372-char remark
    Show marketing remark (372 chars)

    What a perfect solid well kept ranch home located on a beautiful . 54 acre lot on a cul-de-sac! Country living and minutes from Circleville, Lancaster and Chillicothe Large back yard fenced with a nice screened in back patio family room has a wood burning fireplace. Basement partly finished with a rec- room and a 4th bedroom if needed. New hot water tank and microwave.

  11. 2016-06-17
    listed $139,900 Active 372-char remark
    Show marketing remark (372 chars)

    What a perfect solid well kept ranch home located on a beautiful . 54 acre lot on a cul-de-sac! Country living and minutes from Circleville, Lancaster and Chillicothe Large back yard fenced with a nice screened in back patio family room has a wood burning fireplace. Basement partly finished with a rec- room and a 4th bedroom if needed. New hot water tank and microwave.

  12. 2011-02-20
    historical
  13. 2010-08-27
    listed $135,000
  14. 2010-08-26
    historical
  15. 2009-09-19
    listed $142,900
  16. 1989-04-04
    soldstatus $75,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

Current annual tax
$2,806 · $234/mo
Projected year-2 tax
$2,806 · $234/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥101°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,546
− Mortgage interest
−$7,837
− Property taxes
−$2,806
− Insurance
−$700
− Repairs & maintenance
−$1,404
− Management
−$1,404
− Depreciation
−$4,070
Taxable loss
−$673
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$162
After-tax cash flow
$1,714/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Logan Elm Local
NCES district ID
3904908
Math proficiency
57% ▼ -11.00%
Reading proficiency
59% ▼ -11.00%
Median HH income
$55,455
Composite
49.94/100
National rank
#1931
State rank
#310 of 656 in OH

Livability — Circleville

Score
71/100
State rank
#437
US rank
#7237

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment F Housing A+ Health & safety A- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Pickaway · 57,589 people
Metro
Columbus, OH
Population (ZIP)
24,314
Household income
$63,715
Rent vs Own
34.4% rent · 65.6% own
Severe rent burden
7.4

Population outlook (Pickaway County) Hauer SSP2

Today (2025)
59,488 people
By 2030
60,400 · +1.5%
By 2040
61,498 · +3.4%
By 2050
61,478 · +3.3%
By 2075
59,696 · +0.3%
By 2100
51,458 · -13.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (94%)
Race & ethnicity
White 94% Two or more races 4% Black 1%
Common ancestry
Slovak 2% Romanian 2% Iranian 1%
Foreign-born
0%

Political lean MEDSL · Pickaway

2024 margin
Solid R (+48.5) · D 25.3% · R 73.8%
2008→2024 swing
-26.8pp toward R · 2008: -21.7pp · 2024: -48.5pp
All cycles
2024: R+48.5 2020: R+47.0 2016: R+42.6 2012: R+18.7 2008: R+21.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -136.77%
Current HPI
241.5556
Rent YoY
Metro
State GDP YoY
▲ 1.98%
F500 in state
48

Industry mix (Fortune 500 HQ in OH)

Industry F500 HQs Revenue

Price history

+178.1% since first listed
16 events — show timeline
  • 2026-04-10 Sold (Public Records) $210,000 Public Records
  • 2023-07-27 Delisted SVAR
  • 2016-12-07 Sold (Public Records) $139,900 Public Records
  • 2016-12-06 Sold (MLS) $139,900 CBRMLS
  • 2016-07-29 Pending CBRMLS
  • 2016-07-21 Relisted CBRMLS
  • 2016-07-14 Contingent CBRMLS
  • 2016-07-05 Listed $139,900 SVAR
  • 2016-07-01 Relisted CBRMLS
  • 2016-06-19 Listing Removed CBRMLS
  • 2016-06-17 Listed $139,900 CBRMLS
  • 2011-02-20 Listing Removed CBRMLS
  • 2010-08-27 Listed $135,000 CBRMLS
  • 2010-08-26 Listing Removed CBRMLS
  • 2009-09-19 Listed $142,900 CBRMLS
  • 1989-04-04 Sold (Public Records) $75,500 Public Records

Property tax history

+6.5%/yr

Latest (2025): $2,806 · -4.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…