9081 Sunrise Lakes Blvd #107 · Sunrise, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 9/10 · Severe
- Hot days now (above threshold)
- 4 days/yr
- Hot days in 30 yrs
- 4 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Livability +4.2/5.0
- Schools +4.1/10.0
- Rent growth +2.7/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$55,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
SPACIOUS 1ST FLOOR REMODELED ONE BEDROOM ONE BATH UNIT IN ACTIVE 55+ COMMUNITY OF SUNRISE LAKES PHASE 3! UPGRADED KITCHEN INC DISHWASHER. RENOVATED BATHRM W/ TUB/SHOWER COMBO. TILE AND LAMINATE IN LIVING AREAS CARPET IN BEDRM. WALL OF CLOSETS! NEWER AC AND HOT WATER HEATER. ENJOY YOUR MORNING COFFEE IN THE FLORIDA ROOM WITH NEW WINDOWS. LAUNDRY ON EACH FLOOR. COMMUNITY INC GOLF, POOLS, CLUBHOUSE, FITNESS CENTER, SAUNA, SHUFFLEBOARD, CLUBS, THEATRE. COMES FULLY FURNISHED – ONLY THING MISSING IS YOU!
Key facts
- Closed off kitchen
- Shuttle service
- Tons of amenities
Tags
Property features AI
Finance
- Financial info: Pets not allowed
- HOA & community: Monthly association fee; Association fee covers insurance, structure maintenance, parking, roof, sewer, trash and water; Association amenities: billiard room, fitness center, laundry, library, pool, transportation service; Senior community
Exterior
- Parking: Guest parking; One assigned space
- Security: Security guard
- Utilities: Water included in association; Sewer included in association; Trash included in association; Power: central systems
- Home design: Condo/attached property; 2 stories; Entry on level 1; Faces south; Has view
- Construction: Block construction; Resale property
- Exterior features: Balcony; Screened balcony; Canal-front view; Exterior lighting; Association pool
Interior
- Kitchen: Electric range; Microwave; Refrigerator
- Bedrooms: Bedroom located on main level
- Flooring: Hardwood; Terrazzo; Wood
- Bathrooms: 1 full bathroom
- Heating & cooling: Central heating; Central air; Ceiling fans
- Interior features: Partially furnished; First-floor entry; Bedroom on main level; Living/dining room
- Laundry & utility: Common area laundry
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath condo listed at $55k.
Deal economics
- At list price, monthly cash flow is $362 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $55k).
- Recommended offer: $52k (6.0% below list) — sets the bar for market timing.
- Cap rate 14.2% vs local median 4.9% in Sunrise — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 83/100 on livability (#56 in FL, #986 nationally) — a professional / high-income tenant draw. Strengths: commute A+, housing A+, health & safety A+; Watch: employment C-, amenities F.
- Broward (suburban): math 42% / reading 53% proficiency, ranked #46 of 73 in FL (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents flat; 559 active listings in the ZIP; 38 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 2,111 units permitted in Broward County in 2024 (1,265 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $380 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Broward County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 0.6% rent growth), your $15k cash investment doubles in ~6 years — after that, you're playing with house money.
Negotiation context
- It's been on market 66 days — a 6% lower offer ($52k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 9y ago; this cycle's ask has dropped $5k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $38k; 45% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: property tax is 2.9% of price; HOA is 33% of rent.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 66 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Built in 1979 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 3.20% ✓
- Cap rate
- 14.19%
- Cash-on-cash
- 28.22%
- DSCR
- 2.26
- GRM
- 2.6
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 0.6% rent growth · sell at horizon
- IRR
- 17.7%
- Equity multiple
- 1.68×
- Total profit
- $10,426
- Equity at exit
- $8,201
- IRR
- 22.9%
- Equity multiple
- 2.58×
- Total profit
- $24,272
- Equity at exit
- $4,755
Cash invested: $15,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33322
- Home prices YoY
- -33.3%
- Rents YoY
- 0.6%
- Active inventory
- 559
- Price-to-rent
- 2.6×
Monthly cashflow live
- Estimated rent
- $1,760 high interval (Pro) →
- Mortgage (P&I)
- −$288
- Tax from tax record
- −$134 /mo · $1,607/yr
- Insurance
- −$23
- HOA
- −$583
- Vacancy / Maint / Mgmt
- −$370
- Net cashflow
- $362
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $13,750
- Closing costs
- $1,650
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 38 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 8590 Sunrise Lakes Blvd #106 Sunrise, FL | 1.0 | 1.0 | 640 | $1,475 | $2.30 | 24d | 1 | 0.44mi |
| 8595 Sunrise Lakes Blvd #307 Sunrise, FL | 1.0 | 1.0 | 640 | $1,400 | $2.19 | 1d | 1 | 0.46mi |
| 8595 Sunrise Lakes Blvd #207 Sunrise, FL | 1.0 | 1.0 | 640 | $1,700 | $2.66 | 24d | 1 | 0.46mi |
| 8595 Sunrise Lakes Blvd Sunrise, FL | 1.0 | 1.0 | 640 | $1,550 | $2.42 | 20d | 2 | 0.47mi |
| 8465 Sunrise Lakes Blvd #106 Sunrise, FL | 1.0 | 1.0 | 640 | $1,450 | $2.27 | 24d | 1 | 0.56mi |
| 8400 Sunrise Lakes Blvd #106 Sunrise, FL | 1.0 | 1.0 | 640 | $1,400 | $2.19 | 24d | 1 | 0.60mi |
| 8400 Sunrise Lakes Blvd #106 Sunrise, FL | 1.0 | 1.0 | 640 | $1,400 | $2.19 | 7d | 1 | 0.60mi |
| 9720 NW 24th Pl Unit B Sunrise, FL | 1.0 | 1.0 | 700 | $1,750 | $2.50 | 24d | 1 | 0.69mi |
| 8285 Sunrise Lakes Blvd #208 Sunrise, FL | 1.0 | 1.0 | 640 | $1,400 | $2.19 | 7d | 1 | 0.71mi |
| 8285 Sunrise Lakes Blvd #208 Sunrise, FL | 1.0 | 1.0 | 640 | $1,400 | $2.19 | 24d | 1 | 0.71mi |
| 8798 NW 38th St Sunrise, FL | 1.0–2.0 | 1.0–2.0 | 893 | $1,826 | $2.04 | 7d | 1 | 0.73mi |
| 8135 Sunrise Lakes Blvd Sunrise, FL | 1.0–2.0 | 1.0–2.0 | 745 | $1,500 | $2.01 | 24d | 2 | 0.84mi |
| 3935 NW 87th Ave Sunrise, FL | 1.0 | 1.0 | 595 | $1,600 | $2.69 | 24d | 1 | 0.85mi |
| 9823 Nob Hill Ct #9823 Sunrise, FL | 1.0 | 1.0 | 744 | $1,850 | $2.49 | 12d | 1 | 0.85mi |
| 9968 Nob Hill Ln #9968 Sunrise, FL | 1.0 | 1.0 | 744 | $1,800 | $2.42 | 24d | 1 | 0.85mi |
| 9943 Nob Hill Pl #9943 Sunrise, FL | 1.0 | 1.0 | 744 | $1,875 | $2.52 | 11d | 1 | 0.85mi |
| 9934 Nob Hill Pl #9934 Sunrise, FL | 1.0 | 1.0 | 744 | $1,790 | $2.41 | 2d | 1 | 0.85mi |
| 9934 Nob Hill Pl #9934 Sunrise, FL | 1.0 | 1.0 | 744 | $1,850 | $2.49 | 24d | 1 | 0.85mi |
| 4028 NW 87th Ave #4028 Sunrise, FL | 1.0 | 1.0 | 595 | $1,700 | $2.86 | 24d | 1 | 0.86mi |
| 8775 NW 39th St #8775 Sunrise, FL | 2.0 | 1.0 | 731 | $1,845 | $2.52 | 14d | 1 | 0.86mi |
| 4072 NW 87th Ave Unit 4072 Sunrise, FL | 1.0 | 1.0 | 595 | $1,690 | $2.84 | 16d | 1 | 0.86mi |
| 3973 NW 87th Ave #3973 Sunrise, FL | 2.0 | 1.0 | 731 | $1,899 | $2.60 | 24d | 1 | 0.86mi |
| 4071 NW 87th Ave Sunrise, FL | 1.0 | 1.0 | 595 | $1,699 | $2.86 | 24d | 1 | 0.86mi |
| 8110 Sunrise Lakes Blvd #307 Sunrise, FL | 1.0 | 1.0 | 640 | $1,500 | $2.34 | 17d | 1 | 0.87mi |
| 8110 Sunrise Lakes Blvd #307 Sunrise, FL | 1.0 | 1.0 | 640 | $1,500 | $2.34 | 2d | 1 | 0.87mi |
| 8100 Sunrise Lakes Blvd Sunrise, FL | 1.0–2.0 | 1.0–2.0 | 745 | $1,380 | $1.85 | 11d | 2 | 0.88mi |
| 3968 NW 87th Ave #3968 Sunrise, FL | 1.0 | 1.0 | 595 | $1,625 | $2.73 | 24d | 1 | 0.88mi |
| 3968 NW 87th Ave #3968 Sunrise, FL | 1.0 | 1.0 | 595 | $1,625 | $2.73 | 7d | 1 | 0.88mi |
| 4044 NW 87th Ave #4044 Sunrise, FL | 1.0 | 1.0 | 630 | $1,649 | $2.62 | 24d | 1 | 0.91mi |
| 4096 N Pine Island Rd #2102 Sunrise, FL | 1.0 | 1.0 | 595 | $1,625 | $2.73 | 24d | 1 | 0.93mi |
| 8083-8093 W Oakland Park Blvd Sunrise, FL | 1.0–3.0 | 1.0–2.0 | 1054 | $2,620 | $2.48 | 24d | 37 | 1.02mi |
| 8053 W Oakland Park Blvd Unit 1-204 Sunrise, FL | 1.0 | 1.0 | 735 | $2,450 | $3.33 | 24d | 1 | 1.05mi |
| 8053 W Oakland Park Blvd Unit 6-307 Sunrise, FL | 1.0 | 1.0 | 727 | $2,618 | $3.60 | 24d | 1 | 1.05mi |
| 2347 NW 107th Ave Unit B Sunrise, FL | — | 1.0 | 364 | $1,300 | $3.57 | 24d | 1 | 1.31mi |
| 4001 N University Dr Sunrise, FL | — | 1.0 | 600 | $1,388 | $2.31 | 12d | 1 | 1.43mi |
| 3048 Sunrise Lakes Dr E Unit 411 Sunrise, FL | 1.0 | 1.0 | 725 | $1,650 | $2.28 | 20d | 1 | 1.49mi |
| 3048 Sunrise Lakes Dr E Unit 411 Sunrise, FL | 1.0 | 1.0 | 725 | $1,600 | $2.21 | 3d | 1 | 1.49mi |
| 3048 E Sunrise Lakes Dr #412 Sunrise, FL | 1.0 | 1.0 | 725 | $1,400 | $1.93 | 22d | 1 | 1.49mi |
HOA detail condo
- Monthly dues
- $583 · $6,996/yr
- Likely covers
- waterpoolgym
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 11 events
-
2026-04-29status Pending
-
2026-04-15status Active
-
2026-04-06status Pending
-
2026-03-27status Active
-
2026-03-11status Pending
-
2026-02-15price $55,000
-
2026-01-27$60,000 Active
-
2017-05-24soldstatus $38,000 Sold 510-char remark
Show marketing remark (510 chars)
SPACIOUS 1ST FLOOR REMODELED ONE BEDROOM ONE BATH UNIT IN ACTIVE 55+ COMMUNITY OF SUNRISE LAKES PHASE 3! UPGRADED KITCHEN INC DISHWASHER. RENOVATED BATHRM W/ TUB/SHOWER COMBO. TILE AND LAMINATE IN LIVING AREAS CARPET IN BEDRM. WALL OF CLOSETS! NEWER AC AND HOT WATER HEATER. ENJOY YOUR MORNING COFFEE IN THE FLORIDA ROOM WITH NEW WINDOWS. LAUNDRY ON EACH FLOOR. COMMUNITY INC GOLF, POOLS, CLUBHOUSE, FITNESS CENTER, SAUNA, SHUFFLEBOARD, CLUBS, THEATRE. COMES FULLY FURNISHED – ONLY THING MISSING IS YOU!
-
2017-03-10$41,999 Active 510-char remark
Show marketing remark (510 chars)
SPACIOUS 1ST FLOOR REMODELED ONE BEDROOM ONE BATH UNIT IN ACTIVE 55+ COMMUNITY OF SUNRISE LAKES PHASE 3! UPGRADED KITCHEN INC DISHWASHER. RENOVATED BATHRM W/ TUB/SHOWER COMBO. TILE AND LAMINATE IN LIVING AREAS CARPET IN BEDRM. WALL OF CLOSETS! NEWER AC AND HOT WATER HEATER. ENJOY YOUR MORNING COFFEE IN THE FLORIDA ROOM WITH NEW WINDOWS. LAUNDRY ON EACH FLOOR. COMMUNITY INC GOLF, POOLS, CLUBHOUSE, FITNESS CENTER, SAUNA, SHUFFLEBOARD, CLUBS, THEATRE. COMES FULLY FURNISHED – ONLY THING MISSING IS YOU!
-
2006-11-13soldstatus $44,000
-
1981-06-01soldstatus $35,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $1,607 · $134/mo
- Projected year-2 tax
- $1,607 · $134/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 9/10 Extreme
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $21,120
- − Mortgage interest
- −$3,081
- − Property taxes
- −$1,607
- − Insurance
- −$275
- − Repairs & maintenance
- −$1,690
- − Management
- −$1,690
- − HOA
- −$6,996
- − Depreciation
- −$1,600
- Taxable income
- $4,182
- Est. tax owed @ 24.0%
- −$1,004
- After-tax cash flow
- $3,342/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Broward
- NCES district ID
- 1200180
- Math proficiency
- 42% ▼ -18.00%
- Reading proficiency
- 53% ▼ -5.00%
- Median HH income
- $52,139
- Composite
- 40.88/100
- National rank
- #3621
- State rank
- #46 of 73 in FL
Livability — Sunrise
- Score
- 83/100
- State rank
- #56
- US rank
- #986
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Sunrise, FL
- County
- Broward County · 1,963,430 people
- City population
- 77,492
- Metro
- Miami-Fort Lauderdale-Pompano Beach, FL
- Population (ZIP)
- 41,128
- Household income
- $71,755
- Rent vs Own
- Severe rent burden
- 931.0
Population outlook (Broward County) Hauer SSP2
- Today (2025)
- 2,207,033 people
- By 2030
- 2,360,704 · +7.0%
- By 2040
- 2,661,208 · +20.6%
- By 2050
- 2,946,698 · +33.5%
- By 2075
- 3,602,273 · +63.2%
- By 2100
- 3,970,984 · +79.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Highly diverse neighborhood (Simpson 0.72)
- Race & ethnicity
- Hispanic / Latino 35% White 32% Black 24% Two or more races 22% Asian 4%
- Hispanic origin (detail)
- Puerto Rican 5% Cuban 6% Dominican 2% Salvadoran 1%
- Common ancestry
- Hispanic 5% Romanian 2% Scotch-Irish 2%
- Foreign-born
- 41% · Canada, Jamaica, South Korea
- Languages at home
- 58% English-only · Spanish 30% French/Haitian/Cajun 6% Other Indo-European 1%
Political lean MEDSL · Broward
- 2024 margin
- D (+17.0) · D 58.0% · R 41.0%
- 2008→2024 swing
- -17.8pp toward R · 2008: 34.7pp · 2024: 17.0pp
- All cycles
- 2024: D+17.0 2020: D+29.8 2016: D+35.0 2012: D+34.9 2008: D+34.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -203.34%
- Current HPI
- 407.5452
- Rent YoY
- ▲ 0.60%
- Metro
- Miami-Fort Lauderdale-Pompano Beach, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
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Price history
+57.1% since first listed11 events — show timeline
- 2026-04-29 Pending — MARMLS
- 2026-04-15 Relisted — MARMLS
- 2026-04-06 Pending — MARMLS
- 2026-03-27 Relisted — MARMLS
- 2026-03-11 Pending — MARMLS
- 2026-02-15 Price Changed $55,000 MARMLS
- 2026-01-27 Listed $60,000 MARMLS
- 2017-05-24 Sold (MLS) $38,000 MARMLS
- 2017-03-10 Listed $41,999 MARMLS
- 2006-11-13 Sold (Public Records) $44,000 Public Records
- 1981-06-01 Sold (Public Records) $35,000 Public Records
Property tax history
+10.4%/yrLatest (2025): $1,607 · +2.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…