9713 Dennis Dr · Ferguson, MO
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,054 – $1,958
Heat risk 5/10 · Moderate
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 1.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- DSCR +10.0/10.0
- 1% rule +9.0/10.0
- ARV discount +8.3/15.0
- Appreciation +6.9/10.0
- Rent growth +3.7/5.0
- Livability +2.9/5.0
- Condition / age +2.5/5.0
- Schools +0.4/10.0
$89,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This lovely ranch has everything on one level, maximizing convenience. Low-maintenance and durable plank flooring flows throughout the home including the comfortable family room and adjoining kitchen. Nicely appointed full bath with tile walls and floors. Fully fenced, level yard offers space for everyone to play. Easy access to shopping, dining and conveniences as well as I-270/70 to get anywhere. Move-in ready! Would make an affordable home for someone tired of paying rent, or a great investment property for a landlord. What an opportunity! See it today!
Key facts
- Easy access
- Fenced yard
- Full bath
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $89k.
Deal economics
- At list price, monthly cash flow is $407 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $89k).
- Recommended offer: $78k (12.0% below list) — sets the bar for market timing.
- Cap rate 11.8% vs local median 9.2% in Ferguson — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.
Location & tenants
- Location reads 58/100 on livability (#586 in MO) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing B+; Watch: health & safety C-, schools F, crime F.
- Riverview Gardens (suburban): math 2% / reading 9% proficiency, ranked #324 of 324 in MO (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 90% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising fast (+5.0%/yr); 372 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 58% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 920 units permitted in St. Louis County in 2024 (250 in 5+ unit buildings).
- This rent runs 36% of the median local income ($41k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- In year one you build about $4k of equity ($615 loan paydown + $3k appreciation (3.8% local appreciation)).
- At projected returns (3.8% appreciation + 5.0% rent growth), your $25k cash investment doubles in ~3 years — after that, you're playing with house money.
- By year 9, paydown + projected appreciation supports a ~$34k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 128 days — a 12% lower offer ($78k) is reasonable based on typical stale-listing flexibility.
- 7 sale attempts since 8y ago; this cycle's ask has dropped $31k (26%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $10k; list at $89k implies a 790% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1955 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 128 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1955 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.40% ✓
- Cap rate
- 11.78%
- Cash-on-cash
- 19.60%
- DSCR
- 1.87
- GRM
- 6.0
CMA / ARV
- ARV (median comp)
- $90,572
- List price
- $89,000
- Delta
- -1.74%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 9724 Dennis Dr | 0.04mi | 3/1.0 (+1) | 1,056 (0%) | 1mo | $89,900 | $85 | 92 |
| 1523 Fir Dr | 0.19mi | 3/1.0 (+1) | 1,144 (+8%) | 2mo | $45,000 | $39 | 70 |
| 9866 Dennis Dr | 0.44mi | 3/1.0 (+1) | 1,032 (-2%) | 3mo | $124,900 | $121 | 68 |
| 4 S Dellwood Ave | 0.62mi | 2/1.0 | 1,086 (+3%) | 2mo | $98,900 | $91 | 65 |
| 9863 Eastdell Dr | 0.42mi | 3/1.0 (+1) | 1,126 (+7%) | 1mo | $139,900 | $124 | 63 |
| 9701 Glen Owen Dr | 0.38mi | 3/1.5 (+1) | 1,120 (+6%) | 3mo | $69,900 | $62 | 63 |
| 1719 Newhall Ct | 0.47mi | 3/1.0 (+1) | 975 (-8%) | 0mo | $120,000 | $123 | 60 |
| 125 Forestwood Dr | 0.63mi | 3/1.0 (+1) | 1,032 (-2%) | 3mo | $77,900 | $75 | 59 |
| 9739 Balboa Dr | 0.59mi | 3/1.0 (+1) | 999 (-5%) | 1mo | $76,900 | $77 | 58 |
| 9614 Winkler Dr | 0.66mi | 3/1.0 (+1) | 1,020 (-3%) | 1mo | $125,000 | $123 | 57 |
| 9871 Medford Dr | 0.45mi | 3/1.0 (+1) | 950 (-10%) | 2mo | $124,900 | $131 | 56 |
| 9014 Ellison Dr | 0.58mi | 3/1.0 (+1) | 912 (-14%) | 3mo | $99,900 | $110 | 43 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
3.79% appreciation · 4.97% rent growth · sell at horizon
- IRR
- 28.9%
- Equity multiple
- 2.72×
- Total profit
- $42,933
- Equity at exit
- $44,036
- IRR
- 29.6%
- Equity multiple
- 5.65×
- Total profit
- $115,984
- Equity at exit
- $71,170
Cash invested: $24,920 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 81 Strongly Landlord-Friendly
- State Missouri
- 81 Strongly Landlord-Friendly · R+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 63136
- Home prices YoY
- 0.9%
- Rents YoY
- 5.0%
- Active inventory
- 372
- Price-to-rent
- 6.0×
Monthly cashflow live
- Estimated rent
- $1,246 high interval (Pro) →
- Mortgage (P&I)
- −$467
- Tax from tax record
- −$73 /mo · $880/yr
- Insurance
- −$37
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$262
- Net cashflow
- $407
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $22,250
- Closing costs
- $2,670
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 9717 Dennis Dr Saint Louis, MO | 3.0 | 1.0 | 1056 | $1,323 | $1.25 | 43d | 1 | 0.04mi |
| 1550 Northwinds Estates Dr St. Louis, MO | 1.0–2.0 | 1.0–1.5 | 877 | $1,050 | $1.20 | 43d | 1 | 0.13mi |
| 9725 Medford Dr Saint Louis, MO | 3.0 | 1.0 | 912 | $1,485 | $1.63 | 43d | 1 | 0.24mi |
| 9750 Lorna Ln Saint Louis, MO | 3.0 | 1.0 | 1032 | $1,100 | $1.07 | 43d | 1 | 0.25mi |
| 9845 Dennis Dr Saint Louis, MO | 3.0 | 1.0 | 960 | $1,550 | $1.61 | 12d | 1 | 0.39mi |
| 9839 Medford Dr Saint Louis, MO | 3.0 | 1.0 | 912 | $1,095 | $1.20 | 43d | 1 | 0.41mi |
| 9850 Dennis Dr Saint Louis, MO | 2.0 | 1.0 | 1032 | $1,175 | $1.14 | 43d | 1 | 0.41mi |
| 9547 Glen Owen Dr Saint Louis, MO | 2.0 | 1.0 | 923 | $985 | $1.07 | 23d | 1 | 0.41mi |
| 1733 Kappel Ave Saint Louis, MO | 3.0 | 1.0 | 912 | $1,250 | $1.37 | 23d | 1 | 0.43mi |
| 9840 Medford Dr Saint Louis, MO | 3.0 | 1.0 | 912 | $1,095 | $1.20 | 43d | 1 | 0.45mi |
| 9868 Lorna Ln Saint Louis, MO | 3.0 | 1.0 | 1032 | $1,175 | $1.14 | 43d | 1 | 0.49mi |
| 9709 Balboa Dr Saint Louis, MO | 3.0 | 1.0 | 1000 | $1,600 | $1.60 | 43d | 1 | 0.61mi |
| 104 Fenwick Dr Saint Louis, MO | 3.0 | 1.0 | 960 | $1,250 | $1.30 | 23d | 1 | 0.67mi |
| 9823 Winkler Dr Saint Louis, MO | 2.0 | 1.0 | 788 | $900 | $1.14 | 43d | 1 | 0.70mi |
| 9827 Winkler Dr Saint Louis, MO | 3.0 | 1.0 | 864 | $1,450 | $1.68 | 7d | 1 | 0.70mi |
| 945 Edgehill Dr Saint Louis, MO | 3.0 | 1.0 | 1110 | $1,575 | $1.42 | 43d | 1 | 0.72mi |
| 296 Meadowcrest Dr Saint Louis, MO | 3.0 | 1.0 | 960 | $1,550 | $1.61 | 14d | 1 | 0.82mi |
| 1654 Mowbry Ln Saint Louis, MO | 3.0 | 1.0 | 936 | $1,300 | $1.39 | 23d | 1 | 0.82mi |
| 8908 Scottdale Ave Jennings, MO | 2.0 | 1.0 | 790 | $1,000 | $1.27 | 43d | 1 | 0.84mi |
| 227 Meadowcrest Dr Saint Louis, MO | 3.0 | 1.0 | 960 | $1,500 | $1.56 | 43d | 1 | 0.85mi |
| 2008 Kappel Dr Saint Louis, MO | 3.0 | 1.0 | 858 | $1,175 | $1.37 | 23d | 1 | 0.88mi |
| 249 S Hartnett Ave Saint Louis, MO | 3.0 | 1.0 | 960 | $1,220 | $1.27 | 23d | 1 | 0.91mi |
| 10078 Green Valley Dr Saint Louis, MO | 3.0 | 1.0 | 900 | $1,325 | $1.47 | 7d | 1 | 1.01mi |
| 6188 Dupree Ave Saint Louis, MO | 3.0 | 1.5 | 972 | $1,300 | $1.34 | 43d | 1 | 1.02mi |
| 13 N Hartnett Ave Saint Louis, MO | 3.0 | 1.0 | 1140 | $1,400 | $1.23 | 10d | 1 | 1.04mi |
| 10124 Winkler Dr Saint Louis, MO | 2.0 | 1.0 | 792 | $1,400 | $1.77 | 3d | 1 | 1.04mi |
| 2617 Hord Ave Saint Louis, MO | 2.0 | 1.0 | 800 | $775 | $0.97 | 4d | 1 | 1.05mi |
| 6180 Emerald Ave Saint Louis, MO | 2.0 | 1.0 | 729 | $1,300 | $1.78 | 43d | 1 | 1.06mi |
| 502 Averill Ave Saint Louis, MO | 2.0 | 1.0 | 840 | $1,250 | $1.49 | 43d | 1 | 1.07mi |
| 6170 Emerald Ave Saint Louis, MO | 3.0 | 1.0 | 1286 | $1,425 | $1.11 | 2d | 1 | 1.08mi |
| 6170 Emerald Ave Saint Louis, MO | 3.0 | 1.0 | 1286 | $1,500 | $1.17 | 14d | 1 | 1.08mi |
| 338 La Motte Ln Saint Louis, MO | 2.0 | 1.0 | 904 | $1,150 | $1.27 | 43d | 1 | 1.10mi |
| 10128 Cloverdale Dr Saint Louis, MO | 2.0 | 1.0 | 792 | $1,000 | $1.26 | 23d | 1 | 1.13mi |
| 10128 Cloverdale Dr Saint Louis, MO | 2.0 | 1.0 | 792 | $1,000 | $1.26 | 43d | 1 | 1.13mi |
| 307 Coppinger Dr Saint Louis, MO | 3.0 | 1.0 | 960 | $1,095 | $1.14 | 17d | 1 | 1.13mi |
| 1547 Babcock Dr Saint Louis, MO | 3.0 | 1.0 | 1014 | $1,480 | $1.46 | 43d | 1 | 1.15mi |
| 2623 Avie Dr Saint Louis, MO | 3.0 | 2.0 | 921 | $1,350 | $1.47 | 43d | 1 | 1.16mi |
| 920 Hutton Pl Saint Louis, MO | 3.0 | 1.0 | 912 | $1,195 | $1.31 | 43d | 1 | 1.19mi |
| 10304 Bon Oak Dr Saint Louis, MO | 3.0 | 1.5 | 1500 | $1,250 | $0.83 | 43d | 1 | 1.19mi |
| 2152 Nemnich Rd Saint Louis, MO | 2.0 | 1.5 | 1030 | $1,100 | $1.07 | 43d | 1 | 1.21mi |
Listing history 27 events
-
2026-05-31status $89,000 Pending 128 DOM
-
2026-05-15status Pending 562-char remark
Show marketing remark (562 chars)
This lovely ranch has everything on one level, maximizing convenience. Low-maintenance and durable plank flooring flows throughout the home including the comfortable family room and adjoining kitchen. Nicely appointed full bath with tile walls and floors. Fully fenced, level yard offers space for everyone to play. Easy access to shopping, dining and conveniences as well as I-270/70 to get anywhere. Move-in ready! Would make an affordable home for someone tired of paying rent, or a great investment property for a landlord. What an opportunity! See it today!
-
2026-05-07price $89,000 562-char remark
Show marketing remark (562 chars)
This lovely ranch has everything on one level, maximizing convenience. Low-maintenance and durable plank flooring flows throughout the home including the comfortable family room and adjoining kitchen. Nicely appointed full bath with tile walls and floors. Fully fenced, level yard offers space for everyone to play. Easy access to shopping, dining and conveniences as well as I-270/70 to get anywhere. Move-in ready! Would make an affordable home for someone tired of paying rent, or a great investment property for a landlord. What an opportunity! See it today!
-
2026-02-18price $110,000 562-char remark
Show marketing remark (562 chars)
This lovely ranch has everything on one level, maximizing convenience. Low-maintenance and durable plank flooring flows throughout the home including the comfortable family room and adjoining kitchen. Nicely appointed full bath with tile walls and floors. Fully fenced, level yard offers space for everyone to play. Easy access to shopping, dining and conveniences as well as I-270/70 to get anywhere. Move-in ready! Would make an affordable home for someone tired of paying rent, or a great investment property for a landlord. What an opportunity! See it today!
-
2026-01-12$120,000 Active 562-char remark
Show marketing remark (562 chars)
This lovely ranch has everything on one level, maximizing convenience. Low-maintenance and durable plank flooring flows throughout the home including the comfortable family room and adjoining kitchen. Nicely appointed full bath with tile walls and floors. Fully fenced, level yard offers space for everyone to play. Easy access to shopping, dining and conveniences as well as I-270/70 to get anywhere. Move-in ready! Would make an affordable home for someone tired of paying rent, or a great investment property for a landlord. What an opportunity! See it today!
-
2025-12-05historical $1,200
-
2025-11-01$1,200
-
2025-11-01historical $1,200
-
2025-10-08price $1,200
-
2025-09-26price $1,250
-
2025-08-28$1,395
-
2023-08-14soldstatus Closed 420-char remark
Show marketing remark (420 chars)
Back on the market through no fault of Seller...your opportunity to take advantage! Why pay rent when you can own for less? Three large bedrooms, spacious living room, and eat-in kitchen. Home is move-in ready. Buy and move in OR buy and rent it out for an easy $1000+ per month. Great opportunity for new homeowner or investor looking to beef up their portfolio. ALREADY PASSED St. Louis County Occupancy Inspection.
-
2023-07-19status Pending 420-char remark
Show marketing remark (420 chars)
Back on the market through no fault of Seller...your opportunity to take advantage! Why pay rent when you can own for less? Three large bedrooms, spacious living room, and eat-in kitchen. Home is move-in ready. Buy and move in OR buy and rent it out for an easy $1000+ per month. Great opportunity for new homeowner or investor looking to beef up their portfolio. ALREADY PASSED St. Louis County Occupancy Inspection.
-
2023-07-03historical Active Under Contract 420-char remark
Show marketing remark (420 chars)
Back on the market through no fault of Seller...your opportunity to take advantage! Why pay rent when you can own for less? Three large bedrooms, spacious living room, and eat-in kitchen. Home is move-in ready. Buy and move in OR buy and rent it out for an easy $1000+ per month. Great opportunity for new homeowner or investor looking to beef up their portfolio. ALREADY PASSED St. Louis County Occupancy Inspection.
-
2023-06-23price $74,900 420-char remark
Show marketing remark (420 chars)
Back on the market through no fault of Seller...your opportunity to take advantage! Why pay rent when you can own for less? Three large bedrooms, spacious living room, and eat-in kitchen. Home is move-in ready. Buy and move in OR buy and rent it out for an easy $1000+ per month. Great opportunity for new homeowner or investor looking to beef up their portfolio. ALREADY PASSED St. Louis County Occupancy Inspection.
-
2023-05-26status Active 420-char remark
Show marketing remark (420 chars)
Back on the market through no fault of Seller...your opportunity to take advantage! Why pay rent when you can own for less? Three large bedrooms, spacious living room, and eat-in kitchen. Home is move-in ready. Buy and move in OR buy and rent it out for an easy $1000+ per month. Great opportunity for new homeowner or investor looking to beef up their portfolio. ALREADY PASSED St. Louis County Occupancy Inspection.
-
2023-05-16status Pending 420-char remark
Show marketing remark (420 chars)
Back on the market through no fault of Seller...your opportunity to take advantage! Why pay rent when you can own for less? Three large bedrooms, spacious living room, and eat-in kitchen. Home is move-in ready. Buy and move in OR buy and rent it out for an easy $1000+ per month. Great opportunity for new homeowner or investor looking to beef up their portfolio. ALREADY PASSED St. Louis County Occupancy Inspection.
-
2023-04-12price $79,900 420-char remark
Show marketing remark (420 chars)
Back on the market through no fault of Seller...your opportunity to take advantage! Why pay rent when you can own for less? Three large bedrooms, spacious living room, and eat-in kitchen. Home is move-in ready. Buy and move in OR buy and rent it out for an easy $1000+ per month. Great opportunity for new homeowner or investor looking to beef up their portfolio. ALREADY PASSED St. Louis County Occupancy Inspection.
-
2023-04-07status Active 420-char remark
Show marketing remark (420 chars)
Back on the market through no fault of Seller...your opportunity to take advantage! Why pay rent when you can own for less? Three large bedrooms, spacious living room, and eat-in kitchen. Home is move-in ready. Buy and move in OR buy and rent it out for an easy $1000+ per month. Great opportunity for new homeowner or investor looking to beef up their portfolio. ALREADY PASSED St. Louis County Occupancy Inspection.
-
2023-03-15historical Active Under Contract 420-char remark
Show marketing remark (420 chars)
Back on the market through no fault of Seller...your opportunity to take advantage! Why pay rent when you can own for less? Three large bedrooms, spacious living room, and eat-in kitchen. Home is move-in ready. Buy and move in OR buy and rent it out for an easy $1000+ per month. Great opportunity for new homeowner or investor looking to beef up their portfolio. ALREADY PASSED St. Louis County Occupancy Inspection.
-
2023-02-21$84,900 Active 420-char remark
Show marketing remark (420 chars)
Back on the market through no fault of Seller...your opportunity to take advantage! Why pay rent when you can own for less? Three large bedrooms, spacious living room, and eat-in kitchen. Home is move-in ready. Buy and move in OR buy and rent it out for an easy $1000+ per month. Great opportunity for new homeowner or investor looking to beef up their portfolio. ALREADY PASSED St. Louis County Occupancy Inspection.
-
2018-06-06soldstatus Closed
-
2018-06-06soldstatus $10,000
-
2018-05-02status Pending
-
2018-04-18$12,831 Active
-
2006-05-19soldstatus $53,000
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2002-01-03soldstatus $27,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MO · Resets to sale price
- Current annual tax
- $880 · $73/mo
- Projected year-2 tax
- $880 · $73/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 5/10 Major 7 d/yr ≥106°F today · 21 d/yr by 30 yrs out
- Wind 2/10 Low 100% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $14,949
- − Mortgage interest
- −$4,985
- − Property taxes
- −$880
- − Insurance
- −$445
- − Repairs & maintenance
- −$1,196
- − Management
- −$1,196
- − Depreciation
- −$2,589
- Taxable income
- $3,658
- Est. tax owed @ 24.0%
- −$878
- After-tax cash flow
- $4,006/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Riverview Gardens
- NCES district ID
- 2926670
- Math proficiency
- 2% ▼ -6.00%
- Reading proficiency
- 9% ▼ -6.00%
- Median HH income
- $32,759
- Composite
- 4.22/100
- National rank
- #10058
- State rank
- #324 of 324 in MO
Livability — Ferguson
- Score
- 58/100
- State rank
- #586
- US rank
- #20809
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Saint Louis County · 888,823 people
- Metro
- St. Louis, MO-IL
- Population (ZIP)
- 40,929
- Household income
- $41,154
- Rent vs Own
- Severe rent burden
- 3085.0
Population outlook (St. Louis County) Hauer SSP2
- Today (2025)
- 1,025,227 people
- By 2030
- 1,028,023 · +0.3%
- By 2040
- 1,020,940 · -0.4%
- By 2050
- 1,007,280 · -1.8%
- By 2075
- 987,277 · -3.7%
- By 2100
- 921,984 · -10.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (90%)
- Race & ethnicity
- Black 90% White 5% Two or more races 3%
- Foreign-born
- 1% · Canada
Political lean MEDSL · St. Louis
- 2024 margin
- Strong D (+23.4) · D 60.8% · R 37.4% · Other 1.7%
- 2008→2024 swing
- +3.5pp toward D · 2008: 19.9pp · 2024: 23.4pp
- All cycles
- 2024: D+23.4 2020: D+24.0 2016: D+16.2 2012: D+13.7 2008: D+19.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 3.79%
- Current HPI
- 420.28
- Rent YoY
- ▲ 4.97%
- Metro
- St. Louis, MO-IL
- State GDP YoY
- ▲ 1.84%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in MO)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 1 | $163B |
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| Insurance | 1 | $21B |
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| Industrial Technology | 1 | $17B |
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| Retail | 1 | $16B |
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| Industrial Distribution | 1 | $10B |
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| Utilities | 1 | $9B |
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Price history
+229.6% since first listed26 events — show timeline
- 2026-05-15 Pending — MARIS as Distributed by MLS Grid
- 2026-05-07 Price Changed $89,000 MARIS as Distributed by MLS Grid
- 2026-02-18 Price Changed $110,000 MARIS as Distributed by MLS Grid
- 2026-01-12 Listed $120,000 MARIS as Distributed by MLS Grid
- 2025-12-05 Rental Removed $1,200 ZUMPER1
- 2025-11-01 Listed for Rent $1,200 ZUMPER1
- 2025-11-01 Rental Removed $1,200 TENANTTURNER2
- 2025-10-08 Price Changed $1,200 TENANTTURNER2
- 2025-09-26 Price Changed $1,250 TENANTTURNER2
- 2025-08-28 Listed for Rent $1,395 TENANTTURNER2
- 2023-08-14 Sold (MLS) — MARIS as Distributed by MLS Grid
- 2023-07-19 Pending — MARIS as Distributed by MLS Grid
- 2023-07-03 Contingent — MARIS as Distributed by MLS Grid
- 2023-06-23 Price Changed $74,900 MARIS as Distributed by MLS Grid
- 2023-05-26 Relisted — MARIS as Distributed by MLS Grid
- 2023-05-16 Pending — MARIS as Distributed by MLS Grid
- 2023-04-12 Price Changed $79,900 MARIS as Distributed by MLS Grid
- 2023-04-07 Relisted — MARIS as Distributed by MLS Grid
- 2023-03-15 Contingent — MARIS as Distributed by MLS Grid
- 2023-02-21 Listed $84,900 MARIS as Distributed by MLS Grid
- 2018-06-06 Sold (Public Records) $10,000 Public Records
- 2018-06-06 Sold (MLS) — MARIS as Distributed by MLS Grid
- 2018-05-02 Pending — MARIS as Distributed by MLS Grid
- 2018-04-18 Listed $12,831 MARIS as Distributed by MLS Grid
- 2006-05-19 Sold (Public Records) $53,000 Public Records
- 2002-01-03 Sold (Public Records) $27,000 Public Records
Property tax history
+0.7%/yrLatest (2022): $880 · +0.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…