6707 35th Ave W · Bradenton, FL 34209

$365,000

3 bd · 2.0 ba · 1,566 sqft · SingleFamily public records · 17 Days on market

Built 1985 0.27 ac lot Est $420k · 13% under

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +14.3/30.0
• ARV discount +13.4/15.0
• DSCR +4.4/10.0
• Schools +4.4/10.0
• Livability +4.0/5.0
• 1% rule +2.8/10.0
• Condition / age +2.5/5.0
• Rent growth +2.4/5.0
• Appreciation +0.0/10.0

Listing remarks

Welcome to your slice of Florida living—perfectly positioned just minutes from the world-renowned beaches of Anna Maria Island and Bradenton Beach, yet tucked away in a quiet, convenient neighborhood with no HOA restrictions. This charming home offers 3 true bedrooms and a bright, open layout enhanced by fresh interior paint and warm, easy-care flooring throughout. The kitchen features ample cabinetry and flows seamlessly into the main living space, making it ideal for both everyday living and entertaining. Step outside and you’ll find one of the property’s standout features a huge partially fenced backyard. Whether you envision a pool, garden, play space, or outdoor enter

Key facts

• Close to dining
• Close to shopping
• New roof

Tags

• FULLY FENCED BACKYARD
• NEW ROOF
• PROXIMITY TO IMG ACADEMY
• CLOSE TO SHOPPING
• CLOSE TO DINING

Property features AI

Finance

• Other: Homestead exemption applied; Zoned PDP R1B
• Financial info: No lease restrictions
• HOA & community: No association; No association approval required

Exterior

• Parking: Attached garage; 2-car garage
• Utilities: Public water; Public sewer; Cable available
• Home design: Single family residence; One story; Faces north; Residential property
• Construction: Stone, stucco and frame construction; Shingle roof; Block and slab foundation; Built with standard residential construction materials
• Exterior features: Outdoor lighting; Rain gutters; Wood fencing; City limits location; Oversized lot; Paved lot; Asphalt road access

Interior

• Kitchen: Dishwasher; Range; Microwave; Refrigerator
• Bedrooms: 3 bedrooms
• Flooring: Tile
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air
• Interior features: Ceiling fans; Eat-in kitchen; Open floor plan; Solid surface counters; Solid wood cabinets; Walk-in closets
• Laundry & utility: Laundry inside; Washer; Dryer

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $365k.

Deal economics

• At list price, monthly cash flow is $67 ($808/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $286k (21.7% below list).
• Recommended offer: $286k (21.7% below list) — sets the bar for 1% rule.
• Cap rate 6.5% vs local median 3.6% in Bradenton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 81/100 on livability (#101 in FL, #1,528 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D+, crime D, amenities F.
• Manatee (suburban): math 54% / reading 50% proficiency, ranked #26 of 73 in FL (top 36%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Sea Breeze Elementary School (math 48% / reading 43%, grade D-, #1,247 of 2,144 statewide, top 59%, 499 students, 74% FRL); W. D. Sugg Middle School (math 34% / reading 28%, grade F, #462 of 571 statewide, top 81%, 1,010 students, 72% FRL); Bayshore High School (math 17% / reading 26%, grade F, #546 of 667 statewide, top 82%, 1,435 students, 65% FRL) — zoned schools average 70% FRL vs 51% district-wide (20 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 33% at this address vs 52% district-wide (-19 pts) — the specific schools serving this property underperform the Manatee average; the district grade overstates school quality for this exact location.
• Market conditions: Rents soft (-0.3%/yr); 514 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 7,472 units permitted in Manatee County in 2024 (1,782 in 5+ unit buildings).
• This rent runs 42% of the median local income ($82k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $11k of value loss. Plan a longer hold.
• Manatee County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 17 days — a 2% lower offer ($360k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $100k; list at $365k implies a 265% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→30/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $285,621 (21.7% below list)

Questions for the listing agent

1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
2. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
3. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.78% ✗
• Cap rate: 6.51%
• Cash-on-cash: 0.79%
• DSCR: 1.04
• GRM: 10.6

CMA / ARV

• ARV (on-the-fly): $419,688
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
6305 36th Ave W	0.21mi	3/2.0	1,578 (+1%)	1mo	$410,000	$260	88
3410 64th St W	0.20mi	3/2.0	1,552 (-1%)	3mo	$500,000	$322	87
3501 67th St W	0.06mi	3/2.0	1,404 (-10%)	4mo	$349,900	$249	76
7405 Hamilton Rd	0.47mi	2/2.0 (-1)	1,558 (-0%)	2mo	$417,000	$268	70
3811 Bridlecrest Ln	0.51mi	2/2.0 (-1)	1,558 (-0%)	3mo	$402,500	$258	68
6703 Pointe West Blvd	0.61mi	3/2.0	1,500 (-4%)	0mo	$390,000	$260	64
4124 60th Street Ct W	0.57mi	4/2.0 (+1)	1,600 (+2%)	2mo	$390,000	$244	63
4107 Bridlecrest Ln	0.62mi	2/2.0 (-1)	1,558 (-0%)	3mo	$468,000	$300	63
6116 38th Ave W	0.39mi	3/2.0	1,404 (-10%)	3mo	$285,000	$203	62
6224 W 40th Ave	0.42mi	3/2.0	1,367 (-13%)	4mo	$380,000	$278	56
6910 Arbor Oaks Ct	0.54mi	3/2.0	1,730 (+10%)	3mo	$479,000	$277	55
7211 25th Dr W	0.57mi	3/2.0	1,728 (+10%)	2mo	$615,000	$356	54

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -18.1%
• Equity multiple: 0.38×
• Total profit: $-63,391
• Equity at exit: $54,423

10-year hold

• IRR: -16.5%
• Equity multiple: 0.19×
• Total profit: $-82,685
• Equity at exit: $31,559

Cash invested: $102,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34209

• Rents YoY: -0.3%
• Active inventory: 514
• Price-to-rent: 10.6×

Monthly cashflow live

• Estimated rent: $2,856 high
• Mortgage (P&I): −$1,914
• Tax from tax record: −$123 /mo · $1,475/yr
• Insurance: −$152
• HOA: −$0
• Vacancy / Maint / Mgmt: −$600
• Net cashflow: $67

Break-even live

Break-even rent $2,771

Max offer price $365,000

Occupancy floor 93%

Sensitivity live

Price	-10% $274	-5% $171	+0% $67	+5% $-36	+10% $-139
Rent	-10% $-158	-5% $-46	+0% $67	+5% $180	+10% $293
Rate	-1.0pp $251	-0.5pp $160	base $67	+0.5pp $-27	+1.0pp $-123

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $91,250
• Closing costs: $10,950
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
6709 35th Ave W Unit 1346494P Bradenton, FL	3.0	2.0	1227	$4,527	$3.69	17d	1	0.04mi
2914 64th St W Bradenton, FL	2.0	2.0	1135	$2,025	$1.78	25d	1	0.22mi
6602 38th Avenue Cir W Bradenton, FL	3.0	2.0	1800	$2,800	$1.56	25d	1	0.22mi
7242 Hamilton Rd Bradenton, FL	3.0	2.5	1520	$2,800	$1.84	4d	1	0.41mi
7202 Hamilton Rd Unit 7202 Bradenton, FL	3.0	2.0	1277	$2,250	$1.76	17d	1	0.42mi
4122 Overture Cir #533 Bradenton, FL	3.0	2.0	1381	$2,900	$2.10	25d	1	0.42mi
4005 Overture Cir Unit 4005 Bradenton, FL	3.0	2.0	1381	$2,700	$1.96	25d	1	0.43mi
4241 Overture Cir Unit 447 Bradenton, FL	3.0	2.5	1627	$3,000	$1.84	25d	1	0.45mi
4112 66th Street Cir W Bradenton, FL	2.0	2.0	1100	$1,960	$1.78	21d	1	0.46mi
4037 Overture Cir Unit 4037 Bradenton, FL	3.0	2.0	1381	$2,195	$1.59	25d	1	0.46mi
4063 Overture Cir Bradenton, FL	3.0	2.0	1277	$2,400	$1.88	25d	1	0.49mi
6908 Arbor Oaks Cir Bradenton, FL	3.0	2.0	1600	$3,200	$2.00	5d	1	0.52mi
4196 Overture Cir Unit 4196 Bradenton, FL	3.0	2.0	1277	$2,300	$1.80	5d	1	0.52mi
7333 Skybird Rd Bradenton, FL	3.0	2.0	1277	$3,500	$2.74	25d	1	0.58mi
7610 34th Ave W Unit 203 Bradenton, FL	3.0	2.5	1857	$3,000	$1.62	25d	1	0.63mi
7610 34th Ave W #102 Bradenton, FL	2.0	2.0	1657	$2,600	$1.57	25d	1	0.63mi
7710 34th Ave W #303 Bradenton, FL	3.0	2.5	1854	$3,500	$1.89	17d	1	0.65mi
7710 34th Ave W #202 Bradenton, FL	2.0	2.0	1650	$3,000	$1.82	25d	1	0.65mi
6711 45th Ave W Unit A Bradenton, FL	2.0	2.0	1100	$1,700	$1.55	17d	1	0.69mi
6415 21st Ave W Bradenton, FL	1.0–2.0	1.0–2.0	1150	$1,896	$1.65	5d	5	0.69mi
7740 34th Ave W #203 Bradenton, FL	3.0	2.5	1854	$3,500	$1.89	25d	1	0.73mi
3450 77th St W #303 Bradenton, FL	3.0	2.5	1857	$5,400	$2.91	25d	1	0.76mi
7840 34th Ave W #202 Bradenton, FL	2.0	2.0	1650	$3,000	$1.82	25d	1	0.77mi
7840 34th Ave W #102 Bradenton, FL	2.0	2.0	1650	$2,800	$1.70	25d	1	0.77mi
6914 20th Ave W Bradenton, FL	2.0	2.0	1383	$2,795	$2.02	17d	1	0.79mi
4601 66th St W Bradenton, FL	3.0	1.0–2.0	917	$2,413	$2.63	3d	24	0.81mi
4112 Cape Vista Dr Bradenton, FL	3.0	2.0	1450	$3,495	$2.41	25d	1	0.84mi
3412 79th Street Cir W #103 Bradenton, FL	3.0	2.5	1854	$3,500	$1.89	25d	1	0.84mi
4572 Red Maple Rd #901 Bradenton, FL	2.0	2.0	1224	$1,600	$1.31	25d	1	0.86mi
7930 34th Ave W #102 Bradenton, FL	2.0	2.0	1657	$6,000	$3.62	25d	1	0.87mi
7930 34th Ave W #303 Bradenton, FL	3.0	2.5	1854	$4,000	$2.16	17d	1	0.87mi
3418 79th Street Cir W #302 Bradenton, FL	2.0	2.0	1657	$2,949	$1.78	17d	1	0.87mi
7516 22nd Ave W Unit 1244473P Bradenton, FL	4.0	2.0	1593	$5,058	$3.18	13d	1	0.90mi
3426 79th Street Cir W #203 Bradenton, FL	3.0	2.5	1857	$5,100	$2.75	25d	1	0.90mi
4326 80th St W Bradenton, FL	2.0	2.0	1564	$1,600	$1.02	3d	1	1.00mi
3401 50th St W Bradenton, FL	3.0	2.0	1418	$2,699	$1.90	25d	1	1.01mi
4110 Ironwood Cir #104 Bradenton, FL	2.0	2.0	1152	$1,800	$1.56	25d	1	1.05mi
2107 Palma Sola Blvd #8 Bradenton, FL	2.0	2.0	1056	$1,850	$1.75	17d	1	1.07mi
7207 15th Avenue Dr W Bradenton, FL	3.0	2.0	1719	$3,495	$2.03	25d	1	1.08mi
4880 51st St W Bradenton, FL	1.0–4.0	1.0–3.0	1019	$1,759	$1.73	5d	11	1.09mi

Listing history 10 events

1. 2026-06-22
   days on market $365,000 Active 17 DOM
2. 2026-06-18
   days on market $365,000 Active 14 DOM
3. 2026-06-17
   days on market $365,000 Active 13 DOM
4. 2026-06-16
   days on market $365,000 Active 12 DOM
5. 2026-06-15
   days on market $365,000 Active 11 DOM
6. 2026-06-13
   days on market $365,000 Active 9 DOM
7. 2026-06-13
   days on market $365,000 Active 8 DOM
8. 2026-06-10
   statusdays on market $365,000 Active 6 DOM
9. 2026-06-07
   remarks 681-char remark
10. 2026-06-07
    listed $365,000 Pending 5 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,475 · $123/mo
• Projected year-2 tax: $3,030 · $252/mo
• Expected delta: +$1,555/yr (+$130/mo · 105.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 30 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $34,275
• − Mortgage interest: −$20,446
• − Property taxes: −$1,475
• − Insurance: −$1,825
• − Repairs & maintenance: −$2,742
• − Management: −$2,742
• − Depreciation: −$10,618
• Taxable loss: −$5,573
• Est. tax savings @ 24.0%: +$1,338
• After-tax cash flow: $2,145/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Manatee
• NCES district ID: 1201230
• Math proficiency: 54% ▼ -6.00%
• Reading proficiency: 50% ▼ -2.00%
• Median HH income: $49,607
• Composite: 44.43/100
• National rank: #2806
• State rank: #26 of 73 in FL

Livability — Bradenton

• Score: 81/100
• State rank: #101
• US rank: #1528

Category grades

Amenities F Commute A+ Cost of living A+ Crime D Employment D+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Bradenton, FL
• County: Manatee County · 416,364 people
• City population: 227,091
• Metro: North Port-Sarasota-Bradenton, FL
• Population (ZIP): 33,224
• Household income: $81,728
• Rent vs Own: 21.8% rent · 78.2% own
• Severe rent burden: 1126.0

Population outlook (Manatee County) Hauer SSP2

• Today (2025): 447,342 people
• By 2030: 488,911 · +9.3%
• By 2040: 567,934 · +27.0%
• By 2050: 637,995 · +42.6%
• By 2075: 781,970 · +74.8%
• By 2100: 848,272 · +89.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (84%)
• Race & ethnicity: White 84% Hispanic / Latino 11% Two or more races 6% Black 2% Asian 1%
• Hispanic origin (detail): Puerto Rican 4% Cuban 3%
• Common ancestry: Romanian 3% Slovak 3% Lithuanian 3%
• Foreign-born: 9% · Canada, Jamaica, China
• Languages at home: 90% English-only · Spanish 6% Russian/Polish/Slavic 1% Other Indo-European 1%

Political lean MEDSL · Manatee

• 2024 margin: Strong R (+23.5) · D 37.9% · R 61.4%
• 2008→2024 swing: -16.5pp toward R · 2008: -7.0pp · 2024: -23.5pp
• All cycles: 2024: R+23.5 2020: R+16.1 2016: R+17.1 2012: R+12.5 2008: R+7.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -360.34%
• Current HPI: 320.0061
• Rent YoY: ▼ -0.30%
• Metro: North Port-Sarasota-Bradenton, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+379.0% since first listed

7 events — show timeline

• 2026-06-06 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-06-05 Relisted — Stellar MLS as Distributed by MLS Grid
• 2026-06-05 Price Changed $365,000 Stellar MLS as Distributed by MLS Grid
• 2026-05-05 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-05-01 Listed $375,000 Stellar MLS as Distributed by MLS Grid
• 1997-12-23 Sold (Public Records) $100,000 Public Records
• 1986-01-01 Sold (Public Records) $76,200 Public Records

Property tax history

+1.9%/yr

Latest (2025): $1,475 · +3.5% YoY. Source: county tax records.