86 Pindo Palm St W · Largo, FL 33770

$49,000

1 bd · 1.0 ba · 576 sqft · Manufactured public records · 122 Days on market

Built 1972 $554/mo HOA · 38% of rent

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Schools +4.3/10.0
• Livability +4.1/5.0
• Condition / age +2.5/5.0
• Rent growth +1.6/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to your cozy retreat in the sought-after Palm Hill Country Club 55 plus community! This cute one-bedroom, one-bathroom home, with no rear neighbors, is the perfect blend of privacy and charm, situated in a picturesque setting. With a maintenance fee of $473 per month, which includes water, sewer, garbage, lawn care, cable, and internet services, you can enjoy worry-free living at its finest. Located in the pet section of the community, this home welcomes one small pet, allowing you to enjoy the companionship of your furry friend. Take leisurely strolls through the neighborhood or explore the nearby Pinellas Trail, just a few blocks away. For the active resident, Palm Hill Country Club offers an array of amenities to enjoy. Test your skills on three tennis courts, two bocce courts, or try your hand at billiards or horseshoes. Whether you prefer friendly competition or leisurely activities, there's something for everyone to enjoy. INTERIOR: Walk in to your meticulously maintained home, where contentment and style converge in perfect harmony. This fully furnished home showcases tasteful furniture and decor, creating a well thought out atmosphere throughout. Step into the kitchen, well equipped with modern amenities to inspire your inner chef. Featuring a fridge and a range with a stove top(replaced in 2024), as well as a convenient double wall oven and an ice maker, this kitchen is as functional as it is beautiful. The eat-in kitchen offers a spot for casual meals, adding to the inviting atmosphere of this inviting home. Updated windows flood the space with natural light, while central air, replaced in 2018, ensures optimal comfort. Laminate flooring flows seamlessly throughout the home, offering durability and easy maintenance. A screened room is featured. Retreat to the enormous bedroom, a sanctuary of relaxation and rejuvenation, loaded with closet and storage space galore! The updated bath boasts modern fixtures and a walk-in shower, providing a spa-like experience right at home. Entertain guests or simply relax in the stylish living room. EXTERIOR: With a two-car long carport providing ample parking space , you can rest assured that your vehicles are protected from the elements. The awnings offer additional shade and protection, while increasing curb appeal. Additionally, a roof over was resealed in 2024. Enjoy a paved patio in the rear of the home. A shed adding increased storage and housing a stackable washer and dryer allows for more valuable square feet inside the home. Plus, with the water heater replaced in 2021 you can enjoy peace of mind knowing that this appliance is in top-notch condition. Priced at $85,000, which includes a share in the community, this home offers exceptional value for the discerning buyer. Don't miss out on the opportunity to own this gem at a great price and start enjoying the relaxed Florida lifestyle today! Call to schedule your private showing !

Key facts

• 2 clubhouses
• 2 jacuzzis
• 3 pools

Tags

• PRIVATE TROPICAL OASIS
• 3 POOLS
• 2 JACUZZIS
• 2 CLUBHOUSES
• 3 TENNIS AND PICKLEBALL COURTS
• 2 BOCCE BOWLING COURTS

Property features AI

Finance

• Other: Senior community; Community features include golf, golf carts allowed, sidewalks; Pets allowed (cats and dogs; limits on number/size); Association contact name listed
• Financial info: Total monthly fees: $554; Total annual fees: $6,648; Lease restrictions apply
• HOA & community: Has HOA (monthly fee $554) with required approval; HOA amenities include clubhouse, pool, shuffleboard, tennis courts, recreational facilities, maintenance of grounds, community mailbox; Association fee includes cable TV, internet, pool, escrow reserves, sewer, trash, water

Exterior

• Parking: Has carport (1 space)
• Utilities: Public water; Public sewer; Electricity connected; Cable available; Internet available; Sewer connected; Water connected
• Home design: Residential mobile home (single wide); One story; Faces east; Entry level: One
• Construction: Metal siding; Roof over; Crawlspace foundation with pillar/post/pier
• Exterior features: Covered screened side porch; Porch; Sidewalk; Storage (shed)

Interior

• Kitchen: Cooktop; Range; Range hood
• Bedrooms: 1 bedroom
• Flooring: Laminate
• Bathrooms: 1 full bathroom
• Heating & cooling: Central heating (electric); Central air conditioning
• Interior features: Open floorplan; Thermostat
• Laundry & utility: Washer; Dryer; Electric water heater; Laundry located outside

What this means for you Summary

Snapshot

• This is a 1-bed/1.0-bath manufactured listed at $49k.

Deal economics

• At list price, monthly cash flow is $228 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $49k).
• Recommended offer: $43k (12.0% below list) — sets the bar for market timing.
• Cap rate 11.9% vs local median 4.2% in Largo — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 82/100 on livability (#82 in FL, #1,240 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D+, amenities F.
• Pinellas (suburban): math 51% / reading 51% proficiency, ranked #31 of 73 in FL (top 42%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Fuguitt Elementary School (math 48% / reading 50%, grade D, #1,134 of 2,144 statewide, top 54%, 479 students, 68% FRL); Largo High School (math 30% / reading 50%, grade F, #296 of 667 statewide, top 45%, 2,055 students, 53% FRL).
• Market conditions: Rents falling (-3.5%/yr); 219 active listings in the ZIP; 18 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); 2,676 units permitted in Pinellas County in 2024 (1,422 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $339 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
• Pinellas County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 122 days — a 12% lower offer ($43k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 2y ago; this cycle's ask has dropped $20k (29%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: HOA is 38% of rent.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 6→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $43,120 (12.0% below list)

Questions for the listing agent

1. It's been on market 122 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 2.95% ✓
• Cap rate: 11.88%
• Cash-on-cash: 19.94%
• DSCR: 1.89
• GRM: 2.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: 5.5%
• Equity multiple: 1.20×
• Total profit: $2,720
• Equity at exit: $7,306

10-year hold

• IRR: 8.3%
• Equity multiple: 1.45×
• Total profit: $6,218
• Equity at exit: $4,237

Cash invested: $13,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33770

• Rents YoY: -3.5%
• Active inventory: 219
• Price-to-rent: 2.8×

Monthly cashflow live

• Estimated rent: $1,446 high
• Mortgage (P&I): −$257
• Tax from tax record: −$83 /mo · $993/yr
• Insurance: −$20
• HOA: −$554
• Vacancy / Maint / Mgmt: −$304
• Net cashflow: $228

Break-even live

Break-even rent $1,157

Max offer price $49,000

Occupancy floor 79%

Sensitivity live

Price	-10% $256	-5% $242	+0% $228	+5% $214	+10% $200
Rent	-10% $114	-5% $171	+0% $228	+5% $285	+10% $342
Rate	-1.0pp $253	-0.5pp $240	base $228	+0.5pp $215	+1.0pp $202

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $12,250
• Closing costs: $1,470
• Reserves months: —
• Total cash needed: —

Rent comps 18 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
897 10th Ave SW Unit 903 Largo, FL	1.0	1.0	468	$1,500	$3.21	25d	1	0.23mi
907 10th Ave SW Unit 909 Largo, FL	1.0	1.0	468	$1,400	$2.99	25d	1	0.25mi
2098 Seminole Blvd Largo, FL	1.0–3.0	1.0–2.0	1018	$1,895	$1.86	3d	23	0.64mi
1201 Seminole Blvd Largo, FL	1.0–3.0	1.0–2.0	1067	$1,295	$1.21	3d	1	0.66mi
507 Cleveland Ave SW Apt 2 Largo, FL	1.0	1.0	400	$1,200	$3.00	18d	1	0.70mi
157 2nd Ave SW Unit A Largo, FL	2.0	1.0	678	$1,600	$2.36	25d	1	0.72mi
13333 Ridge Rd Largo, FL	1.0–2.0	1.0–1.5	860	$1,410	$1.64	8d	1	0.77mi
417 Woodrow Ave Largo, FL	1.0	1.0	650	$1,175	$1.81	18d	1	0.97mi
1500 West Bay Dr Largo, FL	2.0	1.0	740	$1,595	$2.16	15d	1	1.00mi
558 Clearwater Largo Rd Unit 1 Largo, FL	1.0	1.0	620	$1,400	$2.26	3d	1	1.15mi
556 Clearwater Largo Rd Unit 1 Largo, FL	2.0	1.0	750	$1,600	$2.13	3d	1	1.16mi
2167 Dart Ave Unit 6 Largo, FL	1.0	1.0	630	$1,495	$2.37	14d	1	1.23mi
2167 Dart Ave Unit 7 Largo, FL	1.0	1.0	639	$1,395	$2.18	13d	1	1.23mi
1975 West Bay Dr #115 Largo, FL	1.0	1.0	630	$1,495	$2.37	25d	1	1.26mi
1517 16th Cir SE Largo, FL	1.0	1.0	625	$1,250	$2.00	5d	1	1.29mi
2301 West Bay Dr Largo, FL	1.0	1.0	600	$1,375	$2.29	25d	1	1.30mi
2525 West Bay Dr Belleair Bluffs, FL	1.0–2.0	1.0–2.0	767	$1,300	$1.69	3d	5	1.44mi
1040 Clearwater Largo Rd Apt 411 Largo, FL	1.0	1.0	696	$1,650	$2.37	5d	1	1.49mi

HOA detail

• Monthly dues: $554 · $6,648/yr
• Likely covers: watersewertrashinternetcablelandscaping

Listing history 11 events

1. 2026-05-17
   status Pending
2. 2026-04-29
   price $49,000
3. 2026-03-26
   price $59,000
4. 2026-02-09
   price $64,900
5. 2026-01-15
   listed $69,000 Active
6. 2024-06-20
   soldstatus $79,000 Closed 2943-char remark

   Show marketing remark (2943 chars)

   Welcome to your cozy retreat in the sought-after Palm Hill Country Club 55 plus community! This cute one-bedroom, one-bathroom home, with no rear neighbors, is the perfect blend of privacy and charm, situated in a picturesque setting. With a maintenance fee of $473 per month, which includes water, sewer, garbage, lawn care, cable, and internet services, you can enjoy worry-free living at its finest. Located in the pet section of the community, this home welcomes one small pet, allowing you to enjoy the companionship of your furry friend. Take leisurely strolls through the neighborhood or explore the nearby Pinellas Trail, just a few blocks away. For the active resident, Palm Hill Country Club offers an array of amenities to enjoy. Test your skills on three tennis courts, two bocce courts, or try your hand at billiards or horseshoes. Whether you prefer friendly competition or leisurely activities, there's something for everyone to enjoy. INTERIOR: Walk in to your meticulously maintained home, where contentment and style converge in perfect harmony. This fully furnished home showcases tasteful furniture and decor, creating a well thought out atmosphere throughout. Step into the kitchen, well equipped with modern amenities to inspire your inner chef. Featuring a fridge and a range with a stove top(replaced in 2024), as well as a convenient double wall oven and an ice maker, this kitchen is as functional as it is beautiful. The eat-in kitchen offers a spot for casual meals, adding to the inviting atmosphere of this inviting home. Updated windows flood the space with natural light, while central air, replaced in 2018, ensures optimal comfort. Laminate flooring flows seamlessly throughout the home, offering durability and easy maintenance. A screened room is featured. Retreat to the enormous bedroom, a sanctuary of relaxation and rejuvenation, loaded with closet and storage space galore! The updated bath boasts modern fixtures and a walk-in shower, providing a spa-like experience right at home. Entertain guests or simply relax in the stylish living room. EXTERIOR: With a two-car long carport providing ample parking space , you can rest assured that your vehicles are protected from the elements. The awnings offer additional shade and protection, while increasing curb appeal. Additionally, a roof over was resealed in 2024. Enjoy a paved patio in the rear of the home. A shed adding increased storage and housing a stackable washer and dryer allows for more valuable square feet inside the home. Plus, with the water heater replaced in 2021 you can enjoy peace of mind knowing that this appliance is in top-notch condition. Priced at $85,000, which includes a share in the community, this home offers exceptional value for the discerning buyer. Don't miss out on the opportunity to own this gem at a great price and start enjoying the relaxed Florida lifestyle today! Call to schedule your private showing !

7. 2024-06-20
   soldstatus $79,000

   Show marketing remark (2943 chars)

   Welcome to your cozy retreat in the sought-after Palm Hill Country Club 55 plus community! This cute one-bedroom, one-bathroom home, with no rear neighbors, is the perfect blend of privacy and charm, situated in a picturesque setting. With a maintenance fee of $473 per month, which includes water, sewer, garbage, lawn care, cable, and internet services, you can enjoy worry-free living at its finest. Located in the pet section of the community, this home welcomes one small pet, allowing you to enjoy the companionship of your furry friend. Take leisurely strolls through the neighborhood or explore the nearby Pinellas Trail, just a few blocks away. For the active resident, Palm Hill Country Club offers an array of amenities to enjoy. Test your skills on three tennis courts, two bocce courts, or try your hand at billiards or horseshoes. Whether you prefer friendly competition or leisurely activities, there's something for everyone to enjoy. INTERIOR: Walk in to your meticulously maintained home, where contentment and style converge in perfect harmony. This fully furnished home showcases tasteful furniture and decor, creating a well thought out atmosphere throughout. Step into the kitchen, well equipped with modern amenities to inspire your inner chef. Featuring a fridge and a range with a stove top(replaced in 2024), as well as a convenient double wall oven and an ice maker, this kitchen is as functional as it is beautiful. The eat-in kitchen offers a spot for casual meals, adding to the inviting atmosphere of this inviting home. Updated windows flood the space with natural light, while central air, replaced in 2018, ensures optimal comfort. Laminate flooring flows seamlessly throughout the home, offering durability and easy maintenance. A screened room is featured. Retreat to the enormous bedroom, a sanctuary of relaxation and rejuvenation, loaded with closet and storage space galore! The updated bath boasts modern fixtures and a walk-in shower, providing a spa-like experience right at home. Entertain guests or simply relax in the stylish living room. EXTERIOR: With a two-car long carport providing ample parking space , you can rest assured that your vehicles are protected from the elements. The awnings offer additional shade and protection, while increasing curb appeal. Additionally, a roof over was resealed in 2024. Enjoy a paved patio in the rear of the home. A shed adding increased storage and housing a stackable washer and dryer allows for more valuable square feet inside the home. Plus, with the water heater replaced in 2021 you can enjoy peace of mind knowing that this appliance is in top-notch condition. Priced at $85,000, which includes a share in the community, this home offers exceptional value for the discerning buyer. Don't miss out on the opportunity to own this gem at a great price and start enjoying the relaxed Florida lifestyle today! Call to schedule your private showing !

8. 2024-06-06
   status Pending 2943-char remark

   Show marketing remark (2943 chars)

   Welcome to your cozy retreat in the sought-after Palm Hill Country Club 55 plus community! This cute one-bedroom, one-bathroom home, with no rear neighbors, is the perfect blend of privacy and charm, situated in a picturesque setting. With a maintenance fee of $473 per month, which includes water, sewer, garbage, lawn care, cable, and internet services, you can enjoy worry-free living at its finest. Located in the pet section of the community, this home welcomes one small pet, allowing you to enjoy the companionship of your furry friend. Take leisurely strolls through the neighborhood or explore the nearby Pinellas Trail, just a few blocks away. For the active resident, Palm Hill Country Club offers an array of amenities to enjoy. Test your skills on three tennis courts, two bocce courts, or try your hand at billiards or horseshoes. Whether you prefer friendly competition or leisurely activities, there's something for everyone to enjoy. INTERIOR: Walk in to your meticulously maintained home, where contentment and style converge in perfect harmony. This fully furnished home showcases tasteful furniture and decor, creating a well thought out atmosphere throughout. Step into the kitchen, well equipped with modern amenities to inspire your inner chef. Featuring a fridge and a range with a stove top(replaced in 2024), as well as a convenient double wall oven and an ice maker, this kitchen is as functional as it is beautiful. The eat-in kitchen offers a spot for casual meals, adding to the inviting atmosphere of this inviting home. Updated windows flood the space with natural light, while central air, replaced in 2018, ensures optimal comfort. Laminate flooring flows seamlessly throughout the home, offering durability and easy maintenance. A screened room is featured. Retreat to the enormous bedroom, a sanctuary of relaxation and rejuvenation, loaded with closet and storage space galore! The updated bath boasts modern fixtures and a walk-in shower, providing a spa-like experience right at home. Entertain guests or simply relax in the stylish living room. EXTERIOR: With a two-car long carport providing ample parking space , you can rest assured that your vehicles are protected from the elements. The awnings offer additional shade and protection, while increasing curb appeal. Additionally, a roof over was resealed in 2024. Enjoy a paved patio in the rear of the home. A shed adding increased storage and housing a stackable washer and dryer allows for more valuable square feet inside the home. Plus, with the water heater replaced in 2021 you can enjoy peace of mind knowing that this appliance is in top-notch condition. Priced at $85,000, which includes a share in the community, this home offers exceptional value for the discerning buyer. Don't miss out on the opportunity to own this gem at a great price and start enjoying the relaxed Florida lifestyle today! Call to schedule your private showing !

9. 2024-05-06
   listed $85,000 Active 2943-char remark

   Show marketing remark (2943 chars)

   Welcome to your cozy retreat in the sought-after Palm Hill Country Club 55 plus community! This cute one-bedroom, one-bathroom home, with no rear neighbors, is the perfect blend of privacy and charm, situated in a picturesque setting. With a maintenance fee of $473 per month, which includes water, sewer, garbage, lawn care, cable, and internet services, you can enjoy worry-free living at its finest. Located in the pet section of the community, this home welcomes one small pet, allowing you to enjoy the companionship of your furry friend. Take leisurely strolls through the neighborhood or explore the nearby Pinellas Trail, just a few blocks away. For the active resident, Palm Hill Country Club offers an array of amenities to enjoy. Test your skills on three tennis courts, two bocce courts, or try your hand at billiards or horseshoes. Whether you prefer friendly competition or leisurely activities, there's something for everyone to enjoy. INTERIOR: Walk in to your meticulously maintained home, where contentment and style converge in perfect harmony. This fully furnished home showcases tasteful furniture and decor, creating a well thought out atmosphere throughout. Step into the kitchen, well equipped with modern amenities to inspire your inner chef. Featuring a fridge and a range with a stove top(replaced in 2024), as well as a convenient double wall oven and an ice maker, this kitchen is as functional as it is beautiful. The eat-in kitchen offers a spot for casual meals, adding to the inviting atmosphere of this inviting home. Updated windows flood the space with natural light, while central air, replaced in 2018, ensures optimal comfort. Laminate flooring flows seamlessly throughout the home, offering durability and easy maintenance. A screened room is featured. Retreat to the enormous bedroom, a sanctuary of relaxation and rejuvenation, loaded with closet and storage space galore! The updated bath boasts modern fixtures and a walk-in shower, providing a spa-like experience right at home. Entertain guests or simply relax in the stylish living room. EXTERIOR: With a two-car long carport providing ample parking space , you can rest assured that your vehicles are protected from the elements. The awnings offer additional shade and protection, while increasing curb appeal. Additionally, a roof over was resealed in 2024. Enjoy a paved patio in the rear of the home. A shed adding increased storage and housing a stackable washer and dryer allows for more valuable square feet inside the home. Plus, with the water heater replaced in 2021 you can enjoy peace of mind knowing that this appliance is in top-notch condition. Priced at $85,000, which includes a share in the community, this home offers exceptional value for the discerning buyer. Don't miss out on the opportunity to own this gem at a great price and start enjoying the relaxed Florida lifestyle today! Call to schedule your private showing !

10. 2011-05-11
    soldstatus $16,000
11. 2001-06-01
    soldstatus $18,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $993 · $83/mo
• Projected year-2 tax: $993 · $83/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 6 d/yr ≥108°F today · 18 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $17,349
• − Mortgage interest: −$2,745
• − Property taxes: −$993
• − Insurance: −$245
• − Repairs & maintenance: −$1,388
• − Management: −$1,388
• − HOA: −$6,648
• − Depreciation: −$1,425
• Taxable income: $2,517
• Est. tax owed @ 24.0%: −$604
• After-tax cash flow: $2,132/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pinellas
• NCES district ID: 1201560
• Math proficiency: 51% ▼ -5.00%
• Reading proficiency: 51% ▼ -3.00%
• Median HH income: $46,270
• Composite: 43.27/100
• National rank: #3046
• State rank: #31 of 73 in FL

Livability — Largo

• Score: 82/100
• State rank: #82
• US rank: #1240

Category grades

Amenities F Commute A+ Cost of living A+ Crime C Employment D+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Largo, FL
• County: Pinellas County · 939,478 people
• City population: 106,311
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 25,368
• Household income: $59,815
• Rent vs Own: 38.3% rent · 61.7% own
• Severe rent burden: 1404.0

Population outlook (Pinellas County) Hauer SSP2

• Today (2025): 1,027,532 people
• By 2030: 1,063,586 · +3.5%
• By 2040: 1,125,020 · +9.5%
• By 2050: 1,168,637 · +13.7%
• By 2075: 1,265,188 · +23.1%
• By 2100: 1,260,357 · +22.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (75%)
• Race & ethnicity: White 75% Hispanic / Latino 11% Two or more races 9% Black 8% Asian 1%
• Hispanic origin (detail): Mexican 3% Puerto Rican 3% Cuban 2%
• Common ancestry: Lithuanian 3% Romanian 2% Slovak 2%
• Foreign-born: 9% · Canada, Jamaica
• Languages at home: 89% English-only · Spanish 5% Other Indo-European 2% German/W. Germanic 1%

Political lean MEDSL · Pinellas

• 2024 margin: Lean R (+5.2) · D 46.9% · R 52.1%
• 2008→2024 swing: -13.5pp toward R · 2008: 8.3pp · 2024: -5.2pp
• All cycles: 2024: R+5.2 2020: D+0.2 2016: R+1.1 2012: D+5.6 2008: D+8.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -317.05%
• Current HPI: 353.8484
• Rent YoY: ▼ -3.47%
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+172.2% since first listed

11 events — show timeline

• 2026-05-17 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-04-29 Price Changed $49,000 Stellar MLS as Distributed by MLS Grid
• 2026-03-26 Price Changed $59,000 Stellar MLS as Distributed by MLS Grid
• 2026-02-09 Price Changed $64,900 Stellar MLS as Distributed by MLS Grid
• 2026-01-15 Listed $69,000 Stellar MLS as Distributed by MLS Grid
• 2024-06-20 Sold (Public Records) $79,000 Public Records
• 2024-06-20 Sold (MLS) $79,000 Stellar MLS as Distributed by MLS Grid
• 2024-06-06 Pending — Stellar MLS as Distributed by MLS Grid
• 2024-05-06 Listed $85,000 Stellar MLS as Distributed by MLS Grid
• 2011-05-11 Sold (Public Records) $16,000 Public Records
• 2001-06-01 Sold (Public Records) $18,000 Public Records

Property tax history

+7.1%/yr

Latest (2025): $993 · -5.8% YoY. Source: county tax records.