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D+ Composite 48.01
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • ARV discount +7.5/15.0
  • Schools +5.1/10.0
  • 1% rule +5.0/10.0
  • DSCR +5.0/10.0
  • Livability +4.0/5.0
  • Rent growth +3.9/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$49,900

750 47th Ave #56 · Capitola, CA 95010
1 bd · 1.0 ba · 470 sqft · Manufactured · 392 Days on market
Built 1960

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Part time or full time Beach living is calling! Monthly Space Rent = $3065. Come by for a tour of this sweet sparkling, light filled and modernized mobile home. The kitchen has new quartz countertops, lighting, cabinetry and more. Bathroom has a designer look, spa feel and skylights to draw in the natural light. Expansive deck and covered patio allow for outdoor relaxation and entertaining. After a long day of surfing you'll enjoy a short bike or stroll home from Pleasure Point or the Capitola Village & Beaches. Dream a big dream! Close by is seaside village of Capitola, shopping, Whole Foods, Verve Coffee, restaurants, surf spots, tennis courts, park, and the Monterey Bay is just across from Surf & Sand Mobile Home Park. Huge value in being 1 block and just steps to the beach.

Key facts

  • Steps to the beach
  • Covered patio
  • Skylights

Tags

NEW QUARTZ COUNTERTOPSEXPANSIVE DECKCOVERED PATIOSKYLIGHTSSTEPS TO THE BEACH

Property features AI

Finance

  • Other: Board approval required; age not restricted
  • Financial info: In-lieu-of-tax (ILT) tax arrangement
  • HOA & community: Has HOA; HOA amenities include barbecue area, clubhouse, and common utility room; HOA rental restrictions and pet number restrictions apply

Exterior

  • Parking: Carport parking; Assigned space #56; Space rent applies
  • Security: Board approval required for residency (community restriction)
  • Utilities: Public water; Public sewer; Public utilities
  • Home design: Mobile/manufactured home in a park; Entry facing through Surf & Sand Mobile Home Park (see directions)
  • Construction: Section/serial number: P501FK16148
  • Exterior features: Polyurethane roof; Leased land (park home site)

Interior

  • Kitchen: Gas oven/range; Skylight in kitchen; Dining bar
  • Bedrooms: One bedroom on the ground floor
  • Flooring: Laminate flooring; Tile flooring
  • Bathrooms: One full bathroom with skylight, solid-surface finishes, stall shower and tile
  • Heating & cooling: Central forced-air heating (gas)
  • Interior features: High ceilings; Skylights; Storage
  • Laundry & utility: Common utility room (HOA amenity)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath manufactured listed at $50k.

Deal economics

  • At list price, monthly cash flow is $2k ($18k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $50k).
  • Recommended offer: $44k (12.0% below list) — sets the bar for market timing.
  • Cap rate 43.3% vs local median 1.6% in Capitola — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 80/100 on livability (#49 in CA, #1,819 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, employment A+; Watch: crime C-, cost of living F.
  • Soquel Union Elementary (suburban): math 49% / reading 63% proficiency, ranked #302 of 1,400 in CA (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents rising fast (+5.6%/yr); 33 active listings in the ZIP; solid renter incomes; 224 units permitted in Santa Cruz County in 2024 (25 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $345 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
  • Santa Cruz County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 5.6% rent growth), your $14k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

  • It's been on market 392 days — a 12% lower offer ($44k) is reasonable based on typical stale-listing flexibility.
  • 10 sale attempts since 25y ago; this cycle's ask has dropped $100k (67%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Recommended offer $43,912 (12.0% below list)

Questions for the listing agent

  1. It's been on market 392 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
4.78%
Cap rate
43.32%
Cash-on-cash
132.22%
DSCR
6.88
GRM
1.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 5.58% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
7.90×
Total profit
$96,354
Equity at exit
$7,440
10-year hold
IRR
Equity multiple
18.02×
Total profit
$237,788
Equity at exit
$4,314

Cash invested: $13,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 95010

Rents YoY
5.6%
Active inventory
33
Price-to-rent
1.7×

Monthly cashflow live

Estimated rent
$2,385 medium interval (Pro) →
Mortgage (P&I)
$262
Tax est. 1.5%
$62 /mo · $748/yr
Insurance
$21
HOA
$0
Vacancy / Maint / Mgmt
$501
Net cashflow
$1,540

Break-even live

Break-even rent $437
Max offer price $49,900
Occupancy floor 30%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$12,475
Closing costs
$1,497
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 50 events

  1. 2026-06-18
    days on market $49,900 Active 392 DOM
  2. 2026-06-17
    days on market $49,900 Active 391 DOM
  3. 2026-06-16
    days on market $49,900 Active 390 DOM
  4. 2026-06-15
    pricedays on market $49,900 Active 389 DOM
  5. 2026-06-14
    days on market $69,900 Active 387 DOM
  6. 2026-06-13
    days on market $69,900 Active 386 DOM
  7. 2026-06-10
    days on market $69,900 Active 384 DOM
  8. 2026-06-09
    days on market $69,900 Active 383 DOM
  9. 2026-06-08
    days on market $69,900 Active 382 DOM
  10. 2026-06-07
    days on market $69,900 Active 381 DOM
  11. 2026-06-05
    days on market $69,900 Active 378 DOM
  12. 2026-06-03
    days on market $69,900 Active 377 DOM
  13. 2026-06-02
    days on market $69,900 Active 376 DOM
  14. 2026-06-01
    days on market $69,900 Active 375 DOM
  15. 2026-05-31
    days on market $69,900 Active 374 DOM
  16. 2026-05-30
    days on market $69,900 Active 373 DOM
  17. 2026-05-18
    price $69,900 796-char remark
    Show marketing remark (796 chars)

    Part time or full time Beach living is calling! Monthly Space Rent = $3065. Come by for a tour of this sweet sparkling, light filled and modernized mobile home. The kitchen has new quartz countertops, lighting, cabinetry and more. Bathroom has a designer look, spa feel and skylights to draw in the natural light. Expansive deck and covered patio allow for outdoor relaxation and entertaining. After a long day of surfing you'll enjoy a short bike or stroll home from Pleasure Point or the Capitola Village & Beaches. Dream a big dream! Close by is seaside village of Capitola, shopping, Whole Foods, Verve Coffee, restaurants, surf spots, tennis courts, park, and the Monterey Bay is just across from Surf & Sand Mobile Home Park. Huge value in being 1 block and just steps to the beach.

  18. 2026-05-18
    price $69,900 796-char remark
    Show marketing remark (796 chars)

    Part time or full time Beach living is calling! Monthly Space Rent = $3065. Come by for a tour of this sweet sparkling, light filled and modernized mobile home. The kitchen has new quartz countertops, lighting, cabinetry and more. Bathroom has a designer look, spa feel and skylights to draw in the natural light. Expansive deck and covered patio allow for outdoor relaxation and entertaining. After a long day of surfing you'll enjoy a short bike or stroll home from Pleasure Point or the Capitola Village & Beaches. Dream a big dream! Close by is seaside village of Capitola, shopping, Whole Foods, Verve Coffee, restaurants, surf spots, tennis courts, park, and the Monterey Bay is just across from Surf & Sand Mobile Home Park. Huge value in being 1 block and just steps to the beach.

  19. 2026-04-01
    price $84,900 796-char remark
    Show marketing remark (796 chars)

    Part time or full time Beach living is calling! Monthly Space Rent = $3065. Come by for a tour of this sweet sparkling, light filled and modernized mobile home. The kitchen has new quartz countertops, lighting, cabinetry and more. Bathroom has a designer look, spa feel and skylights to draw in the natural light. Expansive deck and covered patio allow for outdoor relaxation and entertaining. After a long day of surfing you'll enjoy a short bike or stroll home from Pleasure Point or the Capitola Village & Beaches. Dream a big dream! Close by is seaside village of Capitola, shopping, Whole Foods, Verve Coffee, restaurants, surf spots, tennis courts, park, and the Monterey Bay is just across from Surf & Sand Mobile Home Park. Huge value in being 1 block and just steps to the beach.

  20. 2026-04-01
    price $84,900 796-char remark
    Show marketing remark (796 chars)

    Part time or full time Beach living is calling! Monthly Space Rent = $3065. Come by for a tour of this sweet sparkling, light filled and modernized mobile home. The kitchen has new quartz countertops, lighting, cabinetry and more. Bathroom has a designer look, spa feel and skylights to draw in the natural light. Expansive deck and covered patio allow for outdoor relaxation and entertaining. After a long day of surfing you'll enjoy a short bike or stroll home from Pleasure Point or the Capitola Village & Beaches. Dream a big dream! Close by is seaside village of Capitola, shopping, Whole Foods, Verve Coffee, restaurants, surf spots, tennis courts, park, and the Monterey Bay is just across from Surf & Sand Mobile Home Park. Huge value in being 1 block and just steps to the beach.

  21. 2026-03-09
    status Active 796-char remark
    Show marketing remark (796 chars)

    Part time or full time Beach living is calling! Monthly Space Rent = $3065. Come by for a tour of this sweet sparkling, light filled and modernized mobile home. The kitchen has new quartz countertops, lighting, cabinetry and more. Bathroom has a designer look, spa feel and skylights to draw in the natural light. Expansive deck and covered patio allow for outdoor relaxation and entertaining. After a long day of surfing you'll enjoy a short bike or stroll home from Pleasure Point or the Capitola Village & Beaches. Dream a big dream! Close by is seaside village of Capitola, shopping, Whole Foods, Verve Coffee, restaurants, surf spots, tennis courts, park, and the Monterey Bay is just across from Surf & Sand Mobile Home Park. Huge value in being 1 block and just steps to the beach.

  22. 2026-03-09
    status Active 796-char remark
    Show marketing remark (796 chars)

    Part time or full time Beach living is calling! Monthly Space Rent = $3065. Come by for a tour of this sweet sparkling, light filled and modernized mobile home. The kitchen has new quartz countertops, lighting, cabinetry and more. Bathroom has a designer look, spa feel and skylights to draw in the natural light. Expansive deck and covered patio allow for outdoor relaxation and entertaining. After a long day of surfing you'll enjoy a short bike or stroll home from Pleasure Point or the Capitola Village & Beaches. Dream a big dream! Close by is seaside village of Capitola, shopping, Whole Foods, Verve Coffee, restaurants, surf spots, tennis courts, park, and the Monterey Bay is just across from Surf & Sand Mobile Home Park. Huge value in being 1 block and just steps to the beach.

  23. 2026-02-25
    status Pending 796-char remark
    Show marketing remark (796 chars)

    Part time or full time Beach living is calling! Monthly Space Rent = $3065. Come by for a tour of this sweet sparkling, light filled and modernized mobile home. The kitchen has new quartz countertops, lighting, cabinetry and more. Bathroom has a designer look, spa feel and skylights to draw in the natural light. Expansive deck and covered patio allow for outdoor relaxation and entertaining. After a long day of surfing you'll enjoy a short bike or stroll home from Pleasure Point or the Capitola Village & Beaches. Dream a big dream! Close by is seaside village of Capitola, shopping, Whole Foods, Verve Coffee, restaurants, surf spots, tennis courts, park, and the Monterey Bay is just across from Surf & Sand Mobile Home Park. Huge value in being 1 block and just steps to the beach.

  24. 2026-02-25
    status Pending (Do Not Show) 796-char remark
    Show marketing remark (796 chars)

    Part time or full time Beach living is calling! Monthly Space Rent = $3065. Come by for a tour of this sweet sparkling, light filled and modernized mobile home. The kitchen has new quartz countertops, lighting, cabinetry and more. Bathroom has a designer look, spa feel and skylights to draw in the natural light. Expansive deck and covered patio allow for outdoor relaxation and entertaining. After a long day of surfing you'll enjoy a short bike or stroll home from Pleasure Point or the Capitola Village & Beaches. Dream a big dream! Close by is seaside village of Capitola, shopping, Whole Foods, Verve Coffee, restaurants, surf spots, tennis courts, park, and the Monterey Bay is just across from Surf & Sand Mobile Home Park. Huge value in being 1 block and just steps to the beach.

  25. 2025-08-29
    price $99,900 796-char remark
    Show marketing remark (796 chars)

    Part time or full time Beach living is calling! Monthly Space Rent = $3065. Come by for a tour of this sweet sparkling, light filled and modernized mobile home. The kitchen has new quartz countertops, lighting, cabinetry and more. Bathroom has a designer look, spa feel and skylights to draw in the natural light. Expansive deck and covered patio allow for outdoor relaxation and entertaining. After a long day of surfing you'll enjoy a short bike or stroll home from Pleasure Point or the Capitola Village & Beaches. Dream a big dream! Close by is seaside village of Capitola, shopping, Whole Foods, Verve Coffee, restaurants, surf spots, tennis courts, park, and the Monterey Bay is just across from Surf & Sand Mobile Home Park. Huge value in being 1 block and just steps to the beach.

  26. 2025-08-29
    price $99,900 796-char remark
    Show marketing remark (796 chars)

    Part time or full time Beach living is calling! Monthly Space Rent = $3065. Come by for a tour of this sweet sparkling, light filled and modernized mobile home. The kitchen has new quartz countertops, lighting, cabinetry and more. Bathroom has a designer look, spa feel and skylights to draw in the natural light. Expansive deck and covered patio allow for outdoor relaxation and entertaining. After a long day of surfing you'll enjoy a short bike or stroll home from Pleasure Point or the Capitola Village & Beaches. Dream a big dream! Close by is seaside village of Capitola, shopping, Whole Foods, Verve Coffee, restaurants, surf spots, tennis courts, park, and the Monterey Bay is just across from Surf & Sand Mobile Home Park. Huge value in being 1 block and just steps to the beach.

  27. 2025-07-12
    price $129,999 796-char remark
    Show marketing remark (796 chars)

    Part time or full time Beach living is calling! Monthly Space Rent = $3065. Come by for a tour of this sweet sparkling, light filled and modernized mobile home. The kitchen has new quartz countertops, lighting, cabinetry and more. Bathroom has a designer look, spa feel and skylights to draw in the natural light. Expansive deck and covered patio allow for outdoor relaxation and entertaining. After a long day of surfing you'll enjoy a short bike or stroll home from Pleasure Point or the Capitola Village & Beaches. Dream a big dream! Close by is seaside village of Capitola, shopping, Whole Foods, Verve Coffee, restaurants, surf spots, tennis courts, park, and the Monterey Bay is just across from Surf & Sand Mobile Home Park. Huge value in being 1 block and just steps to the beach.

  28. 2025-07-12
    price $129,999 796-char remark
    Show marketing remark (796 chars)

    Part time or full time Beach living is calling! Monthly Space Rent = $3065. Come by for a tour of this sweet sparkling, light filled and modernized mobile home. The kitchen has new quartz countertops, lighting, cabinetry and more. Bathroom has a designer look, spa feel and skylights to draw in the natural light. Expansive deck and covered patio allow for outdoor relaxation and entertaining. After a long day of surfing you'll enjoy a short bike or stroll home from Pleasure Point or the Capitola Village & Beaches. Dream a big dream! Close by is seaside village of Capitola, shopping, Whole Foods, Verve Coffee, restaurants, surf spots, tennis courts, park, and the Monterey Bay is just across from Surf & Sand Mobile Home Park. Huge value in being 1 block and just steps to the beach.

  29. 2025-06-17
    price $139,999 796-char remark
    Show marketing remark (796 chars)

    Part time or full time Beach living is calling! Monthly Space Rent = $3065. Come by for a tour of this sweet sparkling, light filled and modernized mobile home. The kitchen has new quartz countertops, lighting, cabinetry and more. Bathroom has a designer look, spa feel and skylights to draw in the natural light. Expansive deck and covered patio allow for outdoor relaxation and entertaining. After a long day of surfing you'll enjoy a short bike or stroll home from Pleasure Point or the Capitola Village & Beaches. Dream a big dream! Close by is seaside village of Capitola, shopping, Whole Foods, Verve Coffee, restaurants, surf spots, tennis courts, park, and the Monterey Bay is just across from Surf & Sand Mobile Home Park. Huge value in being 1 block and just steps to the beach.

  30. 2025-06-17
    price $139,999 796-char remark
    Show marketing remark (796 chars)

    Part time or full time Beach living is calling! Monthly Space Rent = $3065. Come by for a tour of this sweet sparkling, light filled and modernized mobile home. The kitchen has new quartz countertops, lighting, cabinetry and more. Bathroom has a designer look, spa feel and skylights to draw in the natural light. Expansive deck and covered patio allow for outdoor relaxation and entertaining. After a long day of surfing you'll enjoy a short bike or stroll home from Pleasure Point or the Capitola Village & Beaches. Dream a big dream! Close by is seaside village of Capitola, shopping, Whole Foods, Verve Coffee, restaurants, surf spots, tennis courts, park, and the Monterey Bay is just across from Surf & Sand Mobile Home Park. Huge value in being 1 block and just steps to the beach.

  31. 2025-05-10
    listed $149,900 Active 796-char remark
    Show marketing remark (796 chars)

    Part time or full time Beach living is calling! Monthly Space Rent = $3065. Come by for a tour of this sweet sparkling, light filled and modernized mobile home. The kitchen has new quartz countertops, lighting, cabinetry and more. Bathroom has a designer look, spa feel and skylights to draw in the natural light. Expansive deck and covered patio allow for outdoor relaxation and entertaining. After a long day of surfing you'll enjoy a short bike or stroll home from Pleasure Point or the Capitola Village & Beaches. Dream a big dream! Close by is seaside village of Capitola, shopping, Whole Foods, Verve Coffee, restaurants, surf spots, tennis courts, park, and the Monterey Bay is just across from Surf & Sand Mobile Home Park. Huge value in being 1 block and just steps to the beach.

  32. 2025-05-10
    listed $149,900 Active 796-char remark
    Show marketing remark (796 chars)

    Part time or full time Beach living is calling! Monthly Space Rent = $3065. Come by for a tour of this sweet sparkling, light filled and modernized mobile home. The kitchen has new quartz countertops, lighting, cabinetry and more. Bathroom has a designer look, spa feel and skylights to draw in the natural light. Expansive deck and covered patio allow for outdoor relaxation and entertaining. After a long day of surfing you'll enjoy a short bike or stroll home from Pleasure Point or the Capitola Village & Beaches. Dream a big dream! Close by is seaside village of Capitola, shopping, Whole Foods, Verve Coffee, restaurants, surf spots, tennis courts, park, and the Monterey Bay is just across from Surf & Sand Mobile Home Park. Huge value in being 1 block and just steps to the beach.

  33. 2025-04-09
    historical
  34. 2025-01-28
    listed Active
  35. 2024-10-29
    soldstatus $142,500 Sold
  36. 2024-10-26
    status Pending (Do Not Show)
  37. 2024-10-09
    historical Contingent
  38. 2024-08-21
    price $142,500
  39. 2024-07-03
    listed $149,500 Active
  40. 2018-04-26
    soldstatus $147,000 Sold
  41. 2018-04-20
    status Pending (Do Not Show)
  42. 2018-04-05
    historical Contingent
  43. 2018-03-02
    listed $147,000 Active
  44. 2007-04-04
    historical
  45. 2007-02-21
    soldstatus $175,000
  46. 2007-02-01
    listed $179,900
  47. 2003-04-18
    historical
  48. 2003-03-11
    soldstatus $150,000
  49. 2003-02-20
    listed $159,000
  50. 2001-10-18
    historical

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥84°F today · 13 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 7/10 Severe 13 unhealthy d/yr today · 14 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$28,623
− Mortgage interest
−$2,795
− Property taxes
−$748
− Insurance
−$250
− Repairs & maintenance
−$2,290
− Management
−$2,290
− Depreciation
−$1,452
Taxable income
$18,799
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$4,512
After-tax cash flow
$13,963/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Soquel Union Elementary
NCES district ID
0637290
Math proficiency
49% ▬ 0.00%
Reading proficiency
63% ▲ 1.00%
Median HH income
$66,999
Composite
51.13/100
National rank
#3779
State rank
#302 of 1400 in CA

Livability — Capitola

Score
80/100
State rank
#49
US rank
#1819

Category grades

Amenities A+ Commute A+ Cost of living F Crime C- Employment A+ Housing C+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Capitola, CA
County
Santa Cruz County · 225,113 people
City population
8,707
Metro
Santa Cruz-Watsonville, CA
Population (ZIP)
8,707
Household income
$105,236
Rent vs Own
51.1% rent · 48.9% own
Severe rent burden
408.0

Population outlook (Santa Cruz County) Hauer SSP2

Today (2025)
299,046 people
By 2030
311,246 · +4.1%
By 2040
332,813 · +11.3%
By 2050
352,797 · +18.0%
By 2075
406,837 · +36.0%
By 2100
435,763 · +45.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (61%)
Race & ethnicity
White 61% Hispanic / Latino 31% Two or more races 10% Asian 5%
Hispanic origin (detail)
Mexican 21% Cuban 1%
Common ancestry
Lithuanian 5% Italian 3% Portuguese 3%
Foreign-born
15% · Canada, China
Languages at home
80% English-only · Spanish 15% Chinese 2% Other Indo-European 1%

Political lean MEDSL · Santa Cruz

2024 margin
Solid D (+54.4) · D 75.3% · R 20.9% · Other 3.9%
2008→2024 swing
-3.2pp toward R · 2008: 57.7pp · 2024: 54.4pp
All cycles
2024: D+54.4 2020: D+60.3 2016: D+57.3 2012: D+54.1 2008: D+57.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -293.59%
Current HPI
356.4526
Rent YoY
▲ 5.58%
Metro
Santa Cruz-Watsonville, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

-61.2% since first listed
36 events — show timeline
  • 2026-05-18 Price Changed $69,900 bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 2026-05-18 Price Changed $69,900 MLSListings
  • 2026-04-01 Price Changed $84,900 bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 2026-04-01 Price Changed $84,900 MLSListings
  • 2026-03-09 Relisted bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 2026-03-09 Relisted MLSListings
  • 2026-02-25 Pending bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 2026-02-25 Pending MLSListings
  • 2025-08-29 Price Changed $99,900 bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 2025-08-29 Price Changed $99,900 MLSListings
  • 2025-07-12 Price Changed $129,999 bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 2025-07-12 Price Changed $129,999 MLSListings
  • 2025-06-17 Price Changed $139,999 bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 2025-06-17 Price Changed $139,999 MLSListings
  • 2025-05-10 Listed $149,900 MLSListings
  • 2025-05-10 Listed $149,900 bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 2025-04-09 Listing Removed bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 2025-01-28 Listed bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 2024-10-29 Sold (MLS) $142,500 MLSListings
  • 2024-10-26 Pending MLSListings
  • 2024-10-09 Contingent MLSListings
  • 2024-08-21 Price Changed $142,500 MLSListings
  • 2024-07-03 Listed $149,500 MLSListings
  • 2018-04-26 Sold (MLS) $147,000 MLSListings
  • 2018-04-20 Pending MLSListings
  • 2018-04-05 Contingent MLSListings
  • 2018-03-02 Listed $147,000 MLSListings
  • 2007-04-04 Listing Removed MLSListings
  • 2007-02-21 Sold (MLS) $175,000 MLSListings
  • 2007-02-01 Listed $179,900 MLSListings
  • 2003-04-18 Listing Removed MLSListings
  • 2003-03-11 Sold (MLS) $150,000 MLSListings
  • 2003-02-20 Listed $159,000 MLSListings
  • 2001-10-18 Listing Removed MLSListings
  • 2001-10-03 Sold (MLS) $175,000 MLSListings
  • 2001-06-14 Listed $179,950 MLSListings

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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