7-Plex
11426 Gale · Hawthorne, CA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 5/10 · Moderate
- Hot days now (above 85°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 5 days/yr
- Unhealthy air days in 30 yrs
- 6 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.9/30.0
- DSCR +4.9/10.0
- Schools +3.8/10.0
- 1% rule +3.0/10.0
- Rent growth +3.0/5.0
- Livability +3.0/5.0
- Condition / age +2.5/5.0
- ARV discount +0.0/15.0
- Appreciation +0.0/10.0
$1,850,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Multi-family units
County records classify this as Multi-Family (5+ Unit). Listing-text estimate: 7 units. confirmed
5+ unit building — per-unit beds/baths from public records are typically unavailable; the breakdown below (if shown) is an estimate from the listing text.
Listing remarks
Excellent opportunity to acquire a 7-unit residential investment property in Hawthorne featuring a desirable unit mix of six (6) one-bedroom units and one (1) spacious four-bedroom unit located at the rear of the property. The property has benefited from various upgrades and improvements over the years while still offering potential for a new owner to further enhance and add value. Most recently, Unit D was remodeled with new flooring, fresh paint, new cabinetry with stone countertops, and new windows. The property generates approximately $12,555 per month in gross rental income when fully occupied and includes an on-site laundry room with owner-owned laundry equipment, providing an additio
Key facts
- Fresh paint
- On-site laundry room
- New windows
Tags
Property features AI
Finance
- Other: Six units currently leased; Total building area: 4,766
- Financial info: Total actual rent collected: $12,555; Gross scheduled/gross income: $150,660; Laundry income: $1,285; Expenses include fuel, trash, insurance, water/sewer and electric (amounts reported)
- HOA & community: Rent control applies
Exterior
- Parking: Total of 12 parking spaces; Six uncovered spaces; Six carport spaces (attached carports, tandem covered areas, driveway-level access)
- Utilities: Public sewer; District/public water
- Home design: Attached multi-unit property; Single building with two stories; 0–1 unit per acre lot characteristic
- Construction: One building; Year built reported by seller
- Exterior features: No pool; Curbs and sidewalks; Suburban setting
Interior
- Kitchen: Kitchens in each unit (appliances not specified)
- Bedrooms: One 4-bedroom unit (unit with attached garage); Six 1-bedroom units
- Bathrooms: One bathroom in several units (unit-level bath counts vary)
- Heating & cooling: Wall heaters
- Interior features: Front entry; Two levels; Entry level is 1
- Laundry & utility: On-site laundry area with washer and dryer included; Separate water meter for the property; Eight separate gas meters; Eight separate electric meters
Neighborhood map
What this means for you Summary
Snapshot
- This is a 6×1bd/1ba + 1×4bd/1ba units multifamily listed at $1.85M.
Deal economics
- At list price, monthly cash flow is $887 ($11k/yr) — positive. Per door: $127/mo.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $1.49M (19.6% below list).
- Recommended offer: $1.49M (19.6% below list) — sets the bar for 1% rule.
- Cap rate 6.9% vs local median 2.0% in Hawthorne — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 60/100 on livability (#597 in CA) — a middle-class / working-renter tenant base. Strengths: commute A+, housing B; Watch: crime F, cost of living F, health & safety F.
- Hawthorne (suburban): math 38% / reading 47% proficiency, ranked #673 of 1,400 in CA (top 48%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 78% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Eucalyptus (715 students, 67% FRL); Hawthorne Middle (721 students, 62% FRL); Lawndale High (math 16% / reading 42%, grade F, #770 of 1,170 statewide, top 66%, 1,921 students, 72% FRL).
- Zoned-school proficiency averages 29% at this address vs 42% district-wide (-14 pts) — the specific schools serving this property underperform the Hawthorne average; the district grade overstates school quality for this exact location.
- Market conditions: Rents rising (+1.9%/yr); 95 active listings in the ZIP; solid renter incomes; 19,697 units permitted in Los Angeles County in 2024 (9,426 in 5+ unit buildings).
- At $14,880/mo this rent would consume 228% of the median local household income ($78k/yr) (locally 6620% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $13k of loan paydown is wiped out by about $56k of value loss. Plan a longer hold.
- Los Angeles County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 23 days — a 2% lower offer ($1.82M) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: built in 1957 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
- What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
- Built in 1957 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 0.80% ✗
- Cap rate
- 6.87%
- Cash-on-cash
- 2.05%
- DSCR
- 1.09
- GRM
- 10.4
CMA / ARV
- ARV (on-the-fly)
- $1,463,162
- Comps found
- 4
Show comp detail 4 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 10730 Burin Ave | 0.67mi | 11/7.0 (+1) | 4,660 (-2%) | 2mo | $1,340,000 | $288 | 58 |
| 11717 Cedar Ave | 0.62mi | 11/— (+1) | 4,698 (-1%) | 20mo | $1,300,000 | $277 | 47 |
| 11726 Freeman Ave | 0.71mi | 10/6.0 | 4,564 (-4%) | 10mo | $1,400,000 | $307 | 47 |
| 4317 W 120th St | 0.68mi | 9/6.0 (-1) | 4,463 (-6%) | 11mo | $1,610,000 | $361 | 39 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.89% rent growth · sell at horizon
- IRR
- -14.2%
- Equity multiple
- 0.50×
- Total profit
- $-260,699
- Equity at exit
- $275,841
- IRR
- -7.1%
- Equity multiple
- 0.57×
- Total profit
- $-224,127
- Equity at exit
- $159,954
Cash invested: $518,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 90250
- Rents YoY
- 1.9%
- Active inventory
- 95
- Price-to-rent
- 82.1×
Monthly cashflow live
- Estimated rent
- $14,880 high interval (Pro) →
- Mortgage (P&I)
- −$9,702
- Tax from tax record
- −$396 /mo · $4,753/yr
- Insurance
- −$771
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$3,125
- Net cashflow
- $887
Break-even live
Sensitivity live
| Price | -10% $1,934 | -5% $1,410 | +0% $887 | +5% $363 | +10% $-161 |
|---|---|---|---|---|---|
| Rent | -10% $-289 | -5% $299 | +0% $887 | +5% $1,474 | +10% $2,062 |
| Rate | -1.0pp $1,818 | -0.5pp $1,357 | base $887 | +0.5pp $407 | +1.0pp $-80 |
7-unit breakdown (identical units grouped — click to expand)
| Units | Beds | Baths | Est. rent |
|---|---|---|---|
| 6× units | 1 | 1 | $11,262 |
| #1 | 1 | 1 | $1,877 |
| #2 | 1 | 1 | $1,877 |
| #3 | 1 | 1 | $1,877 |
| #4 | 1 | 1 | $1,877 |
| #5 | 1 | 1 | $1,877 |
| #6 | 1 | 1 | $1,877 |
| 1× unit | 4 | 1 | $3,620 |
| Total (7 units) | $14,880 | ||
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $462,500
- Closing costs
- $55,500
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 17 events
-
2026-06-22days on market $1,850,000 Active 23 DOM
-
2026-06-21days on market $1,850,000 Active 22 DOM
-
2026-06-18days on market $1,850,000 Active 19 DOM
-
2026-06-17days on market $1,850,000 Active 18 DOM
-
2026-06-16days on market $1,850,000 Active 17 DOM
-
2026-06-15days on market $1,850,000 Active 16 DOM
-
2026-06-13days on market $1,850,000 Active 14 DOM
-
2026-06-13days on market $1,850,000 Active 13 DOM
-
2026-06-09days on market $1,850,000 Active 10 DOM
-
2026-06-08days on market $1,850,000 Active 9 DOM
-
2026-06-07days on market $1,850,000 Active 8 DOM
-
2026-06-04days on market $1,850,000 Active 5 DOM
-
2026-06-03days on market $1,850,000 Active 4 DOM
-
2026-06-02days on market $1,850,000 Active 3 DOM
-
2026-06-01days on market $1,850,000 Active 2 DOM
-
2026-05-31remarks 699-char remark
-
2026-05-31$1,850,000 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast CA · Resets to sale price
- Current annual tax
- $4,753 · $396/mo
- Projected year-2 tax
- $14,060 · $1,172/mo
- Expected delta
- +$9,307/yr (+$776/mo · 195.8%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 5/10 Major 7 d/yr ≥85°F today · 20 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 4/10 Moderate 5 unhealthy d/yr today · 6 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $178,560
- − Mortgage interest
- −$103,629
- − Property taxes
- −$4,753
- − Insurance
- −$9,250
- − Repairs & maintenance
- −$14,285
- − Management
- −$14,285
- − Depreciation
- −$53,818
- Taxable loss
- −$21,460
- Est. tax savings @ 24.0%
- +$5,150
- After-tax cash flow
- $15,790/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Hawthorne
- NCES district ID
- 0616680
- Math proficiency
- 38% ▲ 1.00%
- Reading proficiency
- 47% ▲ 1.00%
- Median HH income
- $42,657
- Composite
- 38.17/100
- National rank
- #8589
- State rank
- #673 of 1400 in CA
Livability — Hawthorne
- Score
- 60/100
- State rank
- #597
- US rank
- #19278
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Hawthorne, CA
- County
- Los Angeles County · 9,444,647 people
- City population
- 93,826
- Metro
- Los Angeles-Long Beach-Anaheim, CA
- Population (ZIP)
- 93,826
- Household income
- $78,331
- Rent vs Own
- Severe rent burden
- 6620.0
Population outlook (Los Angeles County) Hauer SSP2
- Today (2025)
- 10,940,515 people
- By 2030
- 11,256,481 · +2.9%
- By 2040
- 11,729,929 · +7.2%
- By 2050
- 11,948,407 · +9.2%
- By 2075
- 11,818,114 · +8.0%
- By 2100
- 10,842,928 · -0.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.63)
- Race & ethnicity
- Hispanic / Latino 55% Black 23% Two or more races 20% White 11% Asian 7% Native American 2%
- Hispanic origin (detail)
- Mexican 39% Puerto Rican 1%
- Common ancestry
- Lithuanian 1% Romanian 1%
- Foreign-born
- 33% · Canada, Vietnam, China
- Languages at home
- 44% English-only · Spanish 46% Other Indo-European 2% Tagalog/Filipino 1%
Political lean MEDSL · Los Angeles
- 2024 margin
- Solid D (+32.9) · D 64.8% · R 31.9% · Other 3.3%
- 2008→2024 swing
- -7.4pp toward R · 2008: 40.4pp · 2024: 32.9pp
- All cycles
- 2024: D+32.9 2020: D+44.2 2016: D+48.0 2012: D+40.0 2008: D+40.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -948.55%
- Current HPI
- 409.3796
- Rent YoY
- ▲ 1.89%
- Metro
- Los Angeles-Long Beach-Anaheim, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
|
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| Financial Services | 3 | $174B |
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| Retail | 3 | $44B |
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| Insurance | 3 | $26B |
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| Media / Entertainment | 2 | $115B |
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| Pharmaceuticals / Biotech | 2 | $62B |
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Price history
1 event — show timeline
- 2026-05-30 Listed $1,850,000 CRMLS
Property tax history
+3.1%/yrLatest (2025): $4,753 · +10.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…