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B- Composite 69.46
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +23.7/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +7.6/10.0
  • Condition / age +4.0/5.0
  • Livability +3.8/5.0
  • Schools +3.1/10.0
  • Rent growth +2.2/5.0
  • Appreciation +0.0/10.0

$105,000

None · Tamarac, FL 33319
2 bd · 2.0 ba · 880 sqft · Townhouse · 187 Days on market
Built 1974 Good condition $119/sqft · 30% below area Est $150k · 30% under $521/mo HOA · 28% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Key facts

  • $521 HOA
  • Parking
  • Community pool

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath townhouse listed at $105k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $201 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $105k).
  • Recommended offer: $92k (12.0% below list) — sets the bar for market timing.
  • Cap rate 8.6% vs local median 3.9% in Tamarac — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 76/100 on livability (#239 in FL, #3,785 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, cost of living A-; Watch: employment C-, amenities F, commute F.
  • Broward (suburban): math 42% / reading 53% proficiency, ranked #46 of 73 in FL (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Pinewood Elementary School (math 59% / reading 53%, grade C+, #832 of 2,144 statewide, top 40%, 666 students, 76% FRL); Silver Lakes Middle School (math 21% / reading 30%, grade F, #512 of 571 statewide, top 90%, 782 students, 77% FRL); Boyd H. Anderson High School (math 10% / reading 14%, grade F, #622 of 667 statewide, top 93%, 2,038 students, 72% FRL) — zoned schools average 75% FRL vs 51% district-wide (24 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 31% at this address vs 48% district-wide (-16 pts) — the specific schools serving this property underperform the Broward average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents soft (-1.4%/yr); 1054 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 57d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 75% of comp listings sitting > 30 days — soft ceiling on asking rent; 2,111 units permitted in Broward County in 2024 (1,265 in 5+ unit buildings).
  • This rent runs 38% of the median local income ($58k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $726 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Broward County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 187 days — a 12% lower offer ($92k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: HOA is 28% of rent.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $92,400 (12.0% below list)

Questions for the listing agent

  1. It's been on market 187 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1974 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.74%
Cap rate
8.59%
Cash-on-cash
8.19%
DSCR
1.36
GRM
4.8

CMA / ARV

ARV (median comp)
$149,562
List price
$105,000
Delta
-29.79%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 6 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
0.00mi 2/2.0 1,010 (+15%) 2mo $135,000 $134 74
0.00mi 2/2.0 1,002 (+14%) 5mo $180,000 $180 73
5356 Gate Lake Rd #5356 0.71mi 2/2.0 820 (-7%) 6mo $220,000 $268 51
4164 Inverrary Dr #404 0.73mi 2/2.0 972 (+10%) 0mo $109,000 $112 48
6175 NW 57th St #214 0.67mi 2/2.0 822 (-7%) 24mo $150,000 $182 38
4176 Inverrary Dr #104 0.73mi 2/2.0 972 (+10%) 23mo $95,000 $98 30

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-9.0%
Equity multiple
0.69×
Total profit
$-9,257
Equity at exit
$15,656
10-year hold
IRR
-7.5%
Equity multiple
0.63×
Total profit
$-10,942
Equity at exit
$9,078

Cash invested: $29,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
168 active · 48 under contract
Months of supply
56.0 mo (2%/mo absorbed)
Median asking
$129,950 ($136/sqft)
Median days on market
133 d
This list price
25% of active listings are priced below it
ARV vs active asking
+24.6% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 33319

Rents YoY
-1.4%
Active inventory
1054
Price-to-rent
4.8×

Monthly cashflow live

Estimated rent
$1,832 high interval (Pro) →
Mortgage (P&I)
$551
Tax est. 1.5%
$131 /mo · $1,575/yr
Insurance
$44
HOA
$521
Vacancy / Maint / Mgmt
$385
Net cashflow
$201

Break-even live

Break-even rent $1,578
Max offer price $105,000
Occupancy floor 84%

Sensitivity live

Price -10% $273 -5% $237 +0% $201 +5% $164 +10% $128
Rent -10% $56 -5% $128 +0% $201 +5% $273 +10% $345
Rate -1.0pp $254 -0.5pp $227 base $201 +0.5pp $173 +1.0pp $146

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$26,250
Closing costs
$3,150
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5570 NW 44th St Apt 210 Lauderhill, FL 2.0 2.0 1085 $1,850 $1.71 38d 1 0.59mi
5900 NW 44th St #106 Lauderhill, FL 2.0 2.0 1100 $1,700 $1.55 109d 1 0.60mi
6020 NW 44th St #308 Lauderhill, FL 2.0 2.0 1092 $1,800 $1.65 39d 1 0.61mi
5903 NW 57th Ct Tamarac, FL 1.0–3.0 1.0–2.0 1080 $2,314 $2.14 0d 27 0.61mi
6200 NW 44th St Lauderhill, FL 2.0 2.0 1092 $1,800 $1.65 45d 1 0.61mi
5530 NW 44th St Lauderhill, FL 1.0–2.0 1.5–2.0 1061 $2,300 $2.17 84d 2 0.62mi
5530 NW 44th St Lauderhill, FL 2.0 2.0 1187 $2,050 $1.73 120d 2 0.62mi
5530 NW 44th St Lauderhill, FL 1.0–2.0 1.5–2.0 1061 $2,300 $2.17 83d 2 0.62mi
5530 NW 44th St Lauderhill, FL 1.0 1.5 833 $1,550 $1.86 7d 3 0.62mi
5860 NW 44th St #603 Lauderhill, FL 2.0 2.0 1100 $1,800 $1.64 114d 1 0.62mi
6200 NW 44th St #109 Lauderhill, FL 2.0 2.0 1092 $1,850 $1.69 56d 1 0.65mi
6200 NW 44th St #109 Lauderhill, FL 2.0 2.0 1092 $1,850 $1.69 106d 1 0.65mi
6080 NW 44th St #410 Lauderhill, FL 2.0 2.0 1092 $1,800 $1.65 83d 1 0.65mi
6080 NW 44th St #410 Lauderhill, FL 2.0 2.0 1092 $1,700 $1.56 39d 1 0.65mi
6100 NW 44th St #302 Lauderhill, FL 2.0 2.0 1092 $1,800 $1.65 42d 1 0.67mi
4166 Inverrary Dr #403 Lauderhill, FL 2.0 2.0 972 $1,700 $1.75 62d 1 0.70mi
4166 Inverrary Dr #403 Lauderhill, FL 2.0 2.0 972 $1,700 $1.75 56d 1 0.70mi
4166 Inverrary Dr #403 Lauderhill, FL 2.0 2.0 972 $1,700 $1.75 89d 1 0.70mi
4168 Inverrary Dr #112 Lauderhill, FL 2.0 2.0 1016 $1,650 $1.62 31d 1 0.70mi
4168 Inverrary Dr #408 Lauderhill, FL 2.0 2.0 1073 $1,750 $1.63 120d 1 0.70mi
4168 Inverrary Dr #103 Lauderhill, FL 2.0 2.0 972 $1,800 $1.85 67d 1 0.70mi
5612 Rock Island Rd Tamarac, FL 1.0 1.0 615 $1,650 $2.68 36d 2 0.72mi
5612 Rock Island Rd Tamarac, FL 1.0 1.0 615 $1,675 $2.72 44d 2 0.72mi
4172 Inverrary Dr #306 Lauderhill, FL 1.0 1.5 783 $1,500 $1.92 106d 1 0.73mi
5612 Rock Island Rd #156 Tamarac, FL 1.0 1.0 615 $1,600 $2.60 11d 1 0.73mi
5612 Rock Island Rd #154 Tamarac, FL 1.0 1.0 695 $1,690 $2.43 110d 1 0.73mi
6161 NW 57th Ct #103 Tamarac, FL 2.0 2.0 880 $2,250 $2.56 10d 1 0.73mi
6161 NW 57th Ct #103 Tamarac, FL 2.0 2.0 880 $2,250 $2.56 11d 1 0.73mi
5628 Rock Island Rd Tamarac, FL 1.0–2.0 1.0–2.0 867 $2,000 $2.31 100d 2 0.73mi
5628 Rock Island Rd #180 Tamarac, FL 2.0 2.0 1030 $2,250 $2.18 11d 1 0.73mi
5961 N Falls Circle Dr Lauderhill, FL 1.0 1.5–2.0 885 $1,450 $1.64 1d 2 0.75mi
5961 N Falls Circle Dr Lauderhill, FL 1.0 2.0 900 $1,499 $1.67 2d 1 0.75mi
5961 N Falls Circle Dr #309 Lauderhill, FL 1.0 1.0 900 $1,699 $1.89 18d 1 0.75mi
5961 N Falls Circle Dr #309 Lauderhill, FL 1.0 1.5 900 $1,499 $1.67 11d 1 0.75mi
5961 N Falls Circle Dr #309 Lauderhill, FL 1.0 1.5 870 $1,695 $1.95 50d 1 0.75mi
5646 Rock Island Rd #198 Tamarac, FL 2.0 2.0 1030 $2,150 $2.09 120d 1 0.75mi
5646 Rock Island Rd #205 Tamarac, FL 1.0 1.0 695 $1,590 $2.29 74d 1 0.75mi
4176 Inverrary Dr #110 Lauderhill, FL 2.0 2.0 972 $2,000 $2.06 120d 1 0.76mi
4164 Inverrary Dr #102 Lauderhill, FL 2.0 2.0 1120 $2,200 $1.96 74d 1 0.77mi
5801 NW 62nd Ave #106 Tamarac, FL 1.0 1.0 660 $1,350 $2.05 120d 1 0.77mi

Property features AI

Finance

Other
Is a senior community
Financial info
Pets allowed with breed restrictions
HOA & community
Monthly HOA with amenities including clubhouse, pool, parking, maintenance, and recreation facilitiesHOA fee paid monthly

Exterior

Parking
Assigned parkingOne open parking spaceGuest parkingPermit required for parkingAsphalt parking surface
Security
Smoke detector(s)Other security features
Utilities
Public waterPublic sewerCable availableElectricity availableWater available
Home design
CondominiumResale conditionFirst-floor entryNorth-facingTotal of 4 stories in the building
Construction
CBS constructionConcrete roofBuilt as part of a multi-story building
Exterior features
Screened patioPatioWaterfront: Yes (no specific waterfront features listed)

Interior

Kitchen
Electric rangeGas rangeMicrowaveRefrigeratorGarbage disposalElectric water heater
Bedrooms
One main-level bedroom
Flooring
Laminate flooring
Bathrooms
Two full bathrooms (one on the main level)
Heating & cooling
Central electric heatingCentral air conditioning (electric)
Interior features
Walk-in closet(s)
Laundry & utility
Electric water heater

Listing history 50 events

  1. 2026-09-23
    days on market $105,000 Active 187 DOM
  2. 2026-09-22
    days on market $105,000 Active 186 DOM
  3. 2026-09-20
    days on market $105,000 Active 184 DOM
  4. 2026-09-18
    days on market $105,000 Active 182 DOM
  5. 2026-09-17
    days on market $105,000 Active 181 DOM
  6. 2026-09-16
    days on market $105,000 Active 180 DOM
  7. 2026-09-15
    days on market $105,000 Active 179 DOM
  8. 2026-09-14
    days on market $105,000 Active 178 DOM
  9. 2026-09-13
    days on market $105,000 Active 177 DOM
  10. 2026-09-12
    days on market $105,000 Active 176 DOM
  11. 2026-09-11
    days on market $105,000 Active 175 DOM
  12. 2026-09-05
    days on market $105,000 Active 169 DOM
  13. 2026-09-04
    days on market $105,000 Active 168 DOM
  14. 2026-08-31
    days on market $105,000 Active 164 DOM
  15. 2026-08-29
    days on market $105,000 Active 162 DOM
  16. 2026-08-28
    days on market $105,000 Active 161 DOM
  17. 2026-08-27
    days on market $105,000 Active 160 DOM
  18. 2026-08-25
    days on market $105,000 Active 158 DOM
  19. 2026-08-24
    days on market $105,000 Active 157 DOM
  20. 2026-08-23
    days on market $105,000 Active 156 DOM
  21. 2026-08-22
    days on market $105,000 Active 155 DOM
  22. 2026-08-21
    days on market $105,000 Active 154 DOM
  23. 2026-08-20
    days on market $105,000 Active 153 DOM
  24. 2026-08-19
    days on market $105,000 Active 152 DOM
  25. 2026-08-18
    days on market $105,000 Active 151 DOM
  26. 2026-08-16
    days on market $105,000 Active 149 DOM
  27. 2026-08-15
    days on market $105,000 Active 148 DOM
  28. 2026-08-14
    pricedays on market $105,000 Active 147 DOM
  29. 2026-08-13
    days on market $110,000 Active 146 DOM
  30. 2026-08-12
    days on market $110,000 Active 145 DOM
  31. 2026-08-11
    days on market $110,000 Active 144 DOM
  32. 2026-08-10
    days on market $110,000 Active 143 DOM
  33. 2026-08-09
    days on market $110,000 Active 142 DOM
  34. 2026-08-08
    days on market $110,000 Active 141 DOM
  35. 2026-08-06
    days on market $110,000 Active 139 DOM
  36. 2026-08-05
    days on market $110,000 Active 138 DOM
  37. 2026-08-03
    days on market $110,000 Active 136 DOM
  38. 2026-07-31
    days on market $110,000 Active 133 DOM
  39. 2026-07-28
    days on market $110,000 Active 130 DOM
  40. 2026-07-24
    days on market $110,000 Active 126 DOM
  41. 2026-07-23
    days on market $110,000 Active 125 DOM
  42. 2026-07-22
    days on market $110,000 Active 124 DOM
  43. 2026-07-21
    days on market $110,000 Active 123 DOM
  44. 2026-07-20
    days on market $110,000 Active 122 DOM
  45. 2026-07-16
    days on market $110,000 Active 118 DOM
  46. 2026-07-15
    days on market $110,000 Active 117 DOM
  47. 2026-07-14
    days on market $110,000 Active 116 DOM
  48. 2026-07-13
    days on market $110,000 Active 115 DOM
  49. 2026-07-13
    days on market $110,000 Active 114 DOM
  50. 2026-07-11
    days on market $110,000 Active 113 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥105°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$21,984
− Mortgage interest
−$5,882
− Property taxes
−$1,575
− Insurance
−$525
− Repairs & maintenance
−$1,759
− Management
−$1,759
− HOA
−$6,252
− Depreciation
−$3,055
Taxable income
$1,178
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$283
After-tax cash flow
$2,125/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 11 photos

Good 80/100 Cosmetic rehab Est. rehab $4,400–$13,200 screening

This condo is in excellent condition with modern updates and a good curb appeal, making it a strong candidate for both resale and rental markets.

Value-add opportunities

  • Both Painting exterior siding — Enhances curb appeal and value.
  • Both Landscaping improvements — Enhances curb appeal and value.
  • Both Add smart home features — Improves convenience and marketability.

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 31/100

Zoned Schools

Elementary Pinewood Elementary School C+ FL #832/2,144 Nat'l #9,382/41,679 Middle Silver Lakes Middle School F FL #512/571 Nat'l #10,204/14,009 High Boyd H. Anderson High School F FL #622/667 Nat'l #15,857/17,239

Schools (NCES district)

District
Broward
NCES district ID
1200180
Math proficiency
42% ▼ -18.00%
Reading proficiency
53% ▼ -5.00%
Median HH income
$52,139
Composite
40.88/100
National rank
#3621
State rank
#46 of 73 in FL
B Composite livability gradescore 76/100

Livability — Tamarac

Score
76/100
State rank
#239
US rank
#3785

Category grades

Amenities F Commute F Cost of living A- Crime B- Employment C- Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Tamarac, FL
County
Broward County · 2,207,033 people
City population
105,666
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
Population (ZIP)
54,450
Household income
$58,388
Rent vs Own
31.9% rent · 68.1% own
Severe rent burden
15% of renters

Population outlook (Broward County) Hauer SSP2

Today (2025)
2,207,033 people
By 2030
2,360,704 · +7.0%
By 2040
2,661,208 · +20.6%
By 2050
2,946,698 · +33.5%
By 2075
3,602,273 · +63.2%
By 2100
3,970,984 · +79.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
Black 61% Hispanic / Latino 17% White 15% Two or more races 11% Asian 4%
Hispanic origin (detail)
Puerto Rican 4% Cuban 2% Dominican 1%
Common ancestry
Hispanic 13% Romanian 1% Italian 1%
Foreign-born
46% · Canada, Jamaica, Vietnam
Languages at home
64% English-only · Spanish 15% French/Haitian/Cajun 15% Other Indo-European 2%

Political lean MEDSL · Broward

2024 margin
D (+17.0) · D 58.0% · R 41.0%
2008→2024 swing
-17.8pp toward R · 2008: 34.7pp · 2024: 17.0pp
All cycles
2024: D+17.0 2020: D+29.8 2016: D+35.0 2012: D+34.9 2008: D+34.7

Not yet ingested

Civics

Price history

1 event — show timeline
  • 2026-03-20 Listed $110,000 Beaches MLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…