4847 Eagles Nest Rd · Fruitland Park, FL 34731

$171,500

2 bd · 1.0 ba · 780 sqft · SingleFamily public records · 54 Days on market

Built 1956 0.30 ac lot

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +14.6/30.0
• ARV discount +7.5/15.0
• DSCR +4.5/10.0
• Schools +4.2/10.0
• 1% rule +3.6/10.0
• Livability +3.5/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

This home is a must see to fully appreciate! This peaceful and serene 2 bed, 1 bath single story block home is surrounded by lush landscaping. As you arrive to this gorgeous property you'll enjoy the peace of your fenced in front AND backyard. You have an enclosed front porch for dining, or morning coffee and evening beverages! The home is fully tiled throughout. A side entry allows you to leave your car and enter the home. Your living area overlooks the large front yard and the screened in porch allow for open doors in the cool winter season. The two bedrooms are a good size with excellent lighting, and the shared bathroom features soaking tub and shower combo. Located between the Villages and downtown Leesburg with shops and eateries, as well as easy access to the Clermont Chain of Lakes that offers fishing, boating, and water sports. Lake Griffin is only minutes from the home. A short drive to major highways, downtown Orlando and theme parks. Call to schedule your showing today!

Key facts

• Major recent updates
• Screened-in lanai
• .30 acres

Tags

• .30 ACRES
• MAJOR RECENT UPDATES
• QUIET DEAD-END ROAD
• NEW BREAKFAST NOOK
• SCREENED-IN LANAI
• NEW ROOF

Property features AI

Finance

• Other: Property zoned R-1; Homestead exempt; Lot approximately 0.3 acres (100 x 132); Gravel road access, publicly maintained
• Financial info: No lease restrictions indicated
• HOA & community: No association; Pets allowed (cats and dogs OK)

Exterior

• Parking: Carport with space for 2 vehicles
• Security: Smoke detector(s)
• Utilities: Well water; Septic tank; Electricity connected; Broadband/high-speed internet available; Private utilities
• Home design: Single family residence; Residential property; One story; South-facing; Completed/ready
• Construction: Block and stucco construction; Shingle roof; Slab foundation; Built on wooded lot
• Exterior features: Screened porch; Outdoor lighting; Rain gutters; On-site storage; Wood fencing; Private, dead-end paved street

Interior

• Kitchen: Microwave; Range; Refrigerator
• Bedrooms: 2 bedrooms (one-level)
• Flooring: Tile flooring
• Bathrooms: 1 full bathroom
• Heating & cooling: Central heating (electric); Central air conditioning
• Interior features: Eat-in kitchen; Window treatments; Porch (screened); Interior lighting and storage
• Laundry & utility: Washer hookup; Electric dryer hookup; Outside laundry access

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $172k.

Deal economics

• At list price, monthly cash flow is $41 ($487/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $147k (14.0% below list).
• Recommended offer: $147k (14.0% below list) — sets the bar for 1% rule.
• Cap rate 6.6% vs local median 4.0% in Fruitland Park — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 70/100 on livability (#447 in FL) — a middle-class / working-renter tenant base. Strengths: housing A+, crime A, health & safety A-; Watch: amenities F, commute F.
• Lake (suburban): math 49% / reading 50% proficiency, ranked #37 of 73 in FL (top 51%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Fruitland Park Elementary School (math 46% / reading 41%, grade F, #1,345 of 2,144 statewide, top 64%, 733 students, 66% FRL); Carver Middle School (math 41% / reading 41%, grade F, #353 of 571 statewide, top 63%, 837 students, 65% FRL); Leesburg High School (math 24% / reading 32%, grade F, #464 of 667 statewide, top 70%, 1,641 students, 58% FRL).
• Zoned-school proficiency averages 38% at this address vs 50% district-wide (-12 pts) — the specific schools serving this property underperform the Lake average; the district grade overstates school quality for this exact location.
• Market conditions: 168 active listings in the ZIP; 4,799 units permitted in Lake County in 2024 (814 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Lake County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 54 days — a 3% lower offer ($166k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: built in 1956 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $147,429 (14.0% below list)

Questions for the listing agent

1. It's been on market 54 days. Have you received any prior offers? Is the seller open to a 14% concession, seller financing, or rate buy-down credit?
2. Built in 1956 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.86% ✗
• Cap rate: 6.58%
• Cash-on-cash: 1.01%
• DSCR: 1.05
• GRM: 9.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -14.7%
• Equity multiple: 0.47×
• Total profit: $-25,221
• Equity at exit: $25,571

10-year hold

• IRR: -6.0%
• Equity multiple: 0.61×
• Total profit: $-18,696
• Equity at exit: $14,828

Cash invested: $48,020 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34731

• Home prices YoY: -10.1%
• Active inventory: 168
• Price-to-rent: 9.7×

Monthly cashflow live

• Estimated rent: $1,474 medium
• Mortgage (P&I): −$899
• Tax from tax record: −$153 /mo · $1,839/yr
• Insurance: −$71
• HOA: −$0
• Vacancy / Maint / Mgmt: −$310
• Net cashflow: $41

Break-even live

Break-even rent $1,423

Max offer price $171,500

Occupancy floor 92%

Sensitivity live

Price	-10% $138	-5% $89	+0% $41	+5% $-8	+10% $-57
Rent	-10% $-76	-5% $-18	+0% $41	+5% $99	+10% $157
Rate	-1.0pp $127	-0.5pp $84	base $41	+0.5pp $-4	+1.0pp $-49

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $42,875
• Closing costs: $5,145
• Reserves months: —
• Total cash needed: —

Listing history 35 events

1. 2026-06-09
   days on market $171,500 Active 54 DOM
2. 2026-06-08
   days on market $171,500 Active 53 DOM
3. 2026-06-07
   days on market $171,500 Active 52 DOM
4. 2026-06-04
   days on market $171,500 Active 49 DOM
5. 2026-06-03
   days on market $171,500 Active 48 DOM
6. 2026-06-02
   days on market $171,500 Active 47 DOM
7. 2026-06-01
   days on market $171,500 Active 46 DOM
8. 2026-05-31
   days on market $171,500 Active 45 DOM
9. 2026-04-24
   price $173,900
10. 2026-04-16
    listed $178,900 Active
11. 2026-04-09
    historical
12. 2026-03-25
    price $178,900
13. 2026-03-19
    price $183,900
14. 2026-03-10
    price $188,900
15. 2026-03-05
    price $193,000
16. 2026-02-19
    price $195,000
17. 2026-02-05
    price $197,000
18. 2026-01-02
    listed $199,900 Active
19. 2023-03-28
    soldstatus $167,000
20. 2023-03-23
    soldstatus $167,000 Closed 996-char remark

    Show marketing remark (996 chars)

    This home is a must see to fully appreciate! This peaceful and serene 2 bed, 1 bath single story block home is surrounded by lush landscaping. As you arrive to this gorgeous property you'll enjoy the peace of your fenced in front AND backyard. You have an enclosed front porch for dining, or morning coffee and evening beverages! The home is fully tiled throughout. A side entry allows you to leave your car and enter the home. Your living area overlooks the large front yard and the screened in porch allow for open doors in the cool winter season. The two bedrooms are a good size with excellent lighting, and the shared bathroom features soaking tub and shower combo. Located between the Villages and downtown Leesburg with shops and eateries, as well as easy access to the Clermont Chain of Lakes that offers fishing, boating, and water sports. Lake Griffin is only minutes from the home. A short drive to major highways, downtown Orlando and theme parks. Call to schedule your showing today!

21. 2023-02-09
    status Pending 996-char remark

    Show marketing remark (996 chars)

    This home is a must see to fully appreciate! This peaceful and serene 2 bed, 1 bath single story block home is surrounded by lush landscaping. As you arrive to this gorgeous property you'll enjoy the peace of your fenced in front AND backyard. You have an enclosed front porch for dining, or morning coffee and evening beverages! The home is fully tiled throughout. A side entry allows you to leave your car and enter the home. Your living area overlooks the large front yard and the screened in porch allow for open doors in the cool winter season. The two bedrooms are a good size with excellent lighting, and the shared bathroom features soaking tub and shower combo. Located between the Villages and downtown Leesburg with shops and eateries, as well as easy access to the Clermont Chain of Lakes that offers fishing, boating, and water sports. Lake Griffin is only minutes from the home. A short drive to major highways, downtown Orlando and theme parks. Call to schedule your showing today!

22. 2023-01-20
    price $171,500 996-char remark

    Show marketing remark (996 chars)

    This home is a must see to fully appreciate! This peaceful and serene 2 bed, 1 bath single story block home is surrounded by lush landscaping. As you arrive to this gorgeous property you'll enjoy the peace of your fenced in front AND backyard. You have an enclosed front porch for dining, or morning coffee and evening beverages! The home is fully tiled throughout. A side entry allows you to leave your car and enter the home. Your living area overlooks the large front yard and the screened in porch allow for open doors in the cool winter season. The two bedrooms are a good size with excellent lighting, and the shared bathroom features soaking tub and shower combo. Located between the Villages and downtown Leesburg with shops and eateries, as well as easy access to the Clermont Chain of Lakes that offers fishing, boating, and water sports. Lake Griffin is only minutes from the home. A short drive to major highways, downtown Orlando and theme parks. Call to schedule your showing today!

23. 2023-01-10
    price $174,000 996-char remark

    Show marketing remark (996 chars)

    This home is a must see to fully appreciate! This peaceful and serene 2 bed, 1 bath single story block home is surrounded by lush landscaping. As you arrive to this gorgeous property you'll enjoy the peace of your fenced in front AND backyard. You have an enclosed front porch for dining, or morning coffee and evening beverages! The home is fully tiled throughout. A side entry allows you to leave your car and enter the home. Your living area overlooks the large front yard and the screened in porch allow for open doors in the cool winter season. The two bedrooms are a good size with excellent lighting, and the shared bathroom features soaking tub and shower combo. Located between the Villages and downtown Leesburg with shops and eateries, as well as easy access to the Clermont Chain of Lakes that offers fishing, boating, and water sports. Lake Griffin is only minutes from the home. A short drive to major highways, downtown Orlando and theme parks. Call to schedule your showing today!

24. 2022-12-05
    price $184,000 996-char remark

    Show marketing remark (996 chars)

    This home is a must see to fully appreciate! This peaceful and serene 2 bed, 1 bath single story block home is surrounded by lush landscaping. As you arrive to this gorgeous property you'll enjoy the peace of your fenced in front AND backyard. You have an enclosed front porch for dining, or morning coffee and evening beverages! The home is fully tiled throughout. A side entry allows you to leave your car and enter the home. Your living area overlooks the large front yard and the screened in porch allow for open doors in the cool winter season. The two bedrooms are a good size with excellent lighting, and the shared bathroom features soaking tub and shower combo. Located between the Villages and downtown Leesburg with shops and eateries, as well as easy access to the Clermont Chain of Lakes that offers fishing, boating, and water sports. Lake Griffin is only minutes from the home. A short drive to major highways, downtown Orlando and theme parks. Call to schedule your showing today!

25. 2022-11-01
    listed $189,000 Active 996-char remark

    Show marketing remark (996 chars)

    This home is a must see to fully appreciate! This peaceful and serene 2 bed, 1 bath single story block home is surrounded by lush landscaping. As you arrive to this gorgeous property you'll enjoy the peace of your fenced in front AND backyard. You have an enclosed front porch for dining, or morning coffee and evening beverages! The home is fully tiled throughout. A side entry allows you to leave your car and enter the home. Your living area overlooks the large front yard and the screened in porch allow for open doors in the cool winter season. The two bedrooms are a good size with excellent lighting, and the shared bathroom features soaking tub and shower combo. Located between the Villages and downtown Leesburg with shops and eateries, as well as easy access to the Clermont Chain of Lakes that offers fishing, boating, and water sports. Lake Griffin is only minutes from the home. A short drive to major highways, downtown Orlando and theme parks. Call to schedule your showing today!

26. 2020-04-15
    status Pending
27. 2020-04-15
    historical
28. 2020-03-03
    price $109,900
29. 2020-02-24
    price $114,900
30. 2020-02-13
    status Active
31. 2020-01-17
    status Pending
32. 2020-01-01
    status Active
33. 2019-12-21
    status Pending
34. 2019-12-18
    listed $116,900 Active
35. 2003-09-15
    soldstatus $53,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,839 · $153/mo
• Projected year-2 tax: $1,839 · $153/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 8/10 Severe 7 d/yr ≥107°F today · 22 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $17,691
• − Mortgage interest: −$9,607
• − Property taxes: −$1,839
• − Insurance: −$858
• − Repairs & maintenance: −$1,415
• − Management: −$1,415
• − Depreciation: −$4,989
• Taxable loss: −$2,432
• Est. tax savings @ 24.0%: +$584
• After-tax cash flow: $1,071/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Lake
• NCES district ID: 1201050
• Math proficiency: 49% ▼ -7.00%
• Reading proficiency: 50% ▼ -4.00%
• Median HH income: $46,632
• Composite: 42.05/100
• National rank: #3327
• State rank: #37 of 73 in FL

Livability — Fruitland Park

• Score: 70/100
• State rank: #447
• US rank: #8098

Category grades

Amenities F Commute F Cost of living B+ Crime A Employment C Housing A+ Health & safety A- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Lake County · 364,602 people
• City population: 12,196
• Metro: Orlando-Kissimmee-Sanford, FL
• Population (ZIP): 12,196
• Household income: $66,300
• Rent vs Own: 12.2% rent · 87.8% own
• Severe rent burden: 269.0

Population outlook (Lake County) Hauer SSP2

• Today (2025): 386,640 people
• By 2030: 417,107 · +7.9%
• By 2040: 476,676 · +23.3%
• By 2050: 531,296 · +37.4%
• By 2075: 648,303 · +67.7%
• By 2100: 698,530 · +80.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (76%)
• Race & ethnicity: White 76% Black 11% Two or more races 11% Hispanic / Latino 3%
• Common ancestry: Romanian 3% Serbian 2% Iranian 2%
• Foreign-born: 5% · Canada
• Languages at home: 98% English-only · Spanish 1% German/W. Germanic 1%

Political lean MEDSL · Lake

• 2024 margin: Strong R (+24.7) · D 37.3% · R 62.0%
• 2008→2024 swing: -11.2pp toward R · 2008: -13.5pp · 2024: -24.7pp
• All cycles: 2024: R+24.7 2020: R+20.0 2016: R+23.1 2012: R+17.1 2008: R+13.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -35.91%
• Current HPI: 318.8206
• Rent YoY: —
• Metro: Orlando-Kissimmee-Sanford, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+228.1% since first listed

27 events — show timeline

• 2026-04-24 Price Changed $173,900 Stellar MLS as Distributed by MLS Grid
• 2026-04-16 Listed $178,900 Stellar MLS as Distributed by MLS Grid
• 2026-04-09 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2026-03-25 Price Changed $178,900 Stellar MLS as Distributed by MLS Grid
• 2026-03-19 Price Changed $183,900 Stellar MLS as Distributed by MLS Grid
• 2026-03-10 Price Changed $188,900 Stellar MLS as Distributed by MLS Grid
• 2026-03-05 Price Changed $193,000 Stellar MLS as Distributed by MLS Grid
• 2026-02-19 Price Changed $195,000 Stellar MLS as Distributed by MLS Grid
• 2026-02-05 Price Changed $197,000 Stellar MLS as Distributed by MLS Grid
• 2026-01-02 Listed $199,900 Stellar MLS as Distributed by MLS Grid
• 2023-03-28 Sold (Public Records) $167,000 Public Records
• 2023-03-23 Sold (MLS) $167,000 Stellar MLS as Distributed by MLS Grid
• 2023-02-09 Pending — Stellar MLS as Distributed by MLS Grid
• 2023-01-20 Price Changed $171,500 Stellar MLS as Distributed by MLS Grid
• 2023-01-10 Price Changed $174,000 Stellar MLS as Distributed by MLS Grid
• 2022-12-05 Price Changed $184,000 Stellar MLS as Distributed by MLS Grid
• 2022-11-01 Listed $189,000 Stellar MLS as Distributed by MLS Grid
• 2020-04-15 Pending — Stellar MLS as Distributed by MLS Grid
• 2020-04-15 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2020-03-03 Price Changed $109,900 Stellar MLS as Distributed by MLS Grid
• 2020-02-24 Price Changed $114,900 Stellar MLS as Distributed by MLS Grid
• 2020-02-13 Relisted — Stellar MLS as Distributed by MLS Grid
• 2020-01-17 Pending — Stellar MLS as Distributed by MLS Grid
• 2020-01-01 Relisted — Stellar MLS as Distributed by MLS Grid
• 2019-12-21 Pending — Stellar MLS as Distributed by MLS Grid
• 2019-12-18 Listed $116,900 Stellar MLS as Distributed by MLS Grid
• 2003-09-15 Sold (Public Records) $53,000 Public Records

Property tax history

+8.5%/yr

Latest (2025): $1,839 · +5.3% YoY. Source: county tax records.