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75 Woodridge Ct
D+ Composite 46.14
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • ARV discount +7.5/15.0
  • 1% rule +5.0/10.0
  • DSCR +5.0/10.0
  • Schools +4.4/10.0
  • Livability +4.0/5.0
  • Condition / age +2.8/5.0
  • Rent growth +2.5/5.0
  • Appreciation +0.0/10.0

$35,000

75 Woodridge Ct · Village of Clarkston, MI 48386
1 bd · 1.0 ba · 1,060 sqft · SingleFamily · 52 Days on market
Built 2017 Average condition 4,400 sqft lot $33/sqft · 86% below area ↓ 10% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Key facts

  • 4,400 sq ft lot
  • Built 2017
  • Listed 51 days

Property features AI

Exterior

  • Parking: No garage
  • Utilities: Public water; Public sewer
  • Home design: Single-family residence; One story; Ground-level entry with steps
  • Construction: Vinyl siding
  • Exterior features: Paved road access; Cats and dogs allowed

Interior

  • Bathrooms: One full bathroom
  • Heating & cooling: Forced air heating (natural gas); No cooling
  • Interior features: Crawl space basement; Two total rooms

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath single-family listed at $35k. Condition is rated average.

Deal economics

  • At list price, monthly cash flow is $962 ($12k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $35k).
  • Recommended offer: $34k (3.0% below list) — sets the bar for market timing.
  • Cap rate 39.3% vs local median 3.3% in Village of Clarkston — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 79/100 on livability (#98 in MI, #2,255 nationally) — a middle-class / working-renter tenant base. Strengths: schools A+, crime A+, employment A+; Watch: amenities F, commute F.
  • Huron Valley Schools (suburban): math 42% / reading 56% proficiency, ranked #87 of 540 in MI (top 16%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 147 active listings in the ZIP; solid renter incomes; 2,614 units permitted in Oakland County in 2024 (721 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $242 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
  • Oakland County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $10k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

  • It's been on market 52 days — a 3% lower offer ($34k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $33,950 (3.0% below list)

Questions for the listing agent

  1. It's been on market 52 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
4.36%
Cap rate
39.29%
Cash-on-cash
117.85%
DSCR
6.24
GRM
1.9

CMA / ARV

ARV (median comp)
$254,107
List price
$35,000
Delta
-86.23%
Verdict
UNDERPRICED
Comps
7 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
228 Greenhill Dr 0.12mi 2/2.0 (+1) 1,216 (+15%) 3mo $20,000 $16 58

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
6.68×
Total profit
$55,650
Equity at exit
$5,219
10-year hold
IRR
Equity multiple
14.01×
Total profit
$127,483
Equity at exit
$3,026

Cash invested: $9,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Michigan
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
7-day pay-or-quit; mixed climate; Detroit/AA have some protections.

ZIP-level market 48386

Active inventory
147
Price-to-rent
1.9×

Monthly cashflow live

Estimated rent
$1,524 medium interval (Pro) →
Mortgage (P&I)
$184
Tax est. 1.5%
$44 /mo · $525/yr
Insurance
$15
HOA
$0
Vacancy / Maint / Mgmt
$320
Net cashflow
$962

Break-even live

Break-even rent $306
Max offer price $35,000
Occupancy floor 32%

Sensitivity live

Price -10% $987 -5% $975 +0% $962 +5% $950 +10% $938
Rent -10% $842 -5% $902 +0% $962 +5% $1,023 +10% $1,083
Rate -1.0pp $980 -0.5pp $971 base $962 +0.5pp $953 +1.0pp $944

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$8,750
Closing costs
$1,050
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 23 events

  1. 2026-06-21
    days on market $35,000 Active 52 DOM
  2. 2026-06-18
    days on market $35,000 Active 49 DOM
  3. 2026-06-17
    days on market $35,000 Active 48 DOM
  4. 2026-06-16
    days on market $35,000 Active 47 DOM
  5. 2026-06-15
    days on market $35,000 Active 46 DOM
  6. 2026-06-13
    days on market $35,000 Active 44 DOM
  7. 2026-06-13
    days on market $35,000 Active 43 DOM
  8. 2026-06-09
    days on market $35,000 Active 40 DOM
  9. 2026-06-08
    days on market $35,000 Active 39 DOM
  10. 2026-06-07
    days on market $35,000 Active 38 DOM
  11. 2026-06-04
    days on market $35,000 Active 35 DOM
  12. 2026-06-03
    days on market $35,000 Active 34 DOM
  13. 2026-06-02
    days on market $35,000 Active 33 DOM
  14. 2026-06-01
    days on market $35,000 Active 32 DOM
  15. 2026-05-31
    days on market $35,000 Active 31 DOM
  16. 2026-04-30
    listed $35,000 Active
  17. 2026-04-30
    listed $35,000 Active
  18. 2026-04-29
    historical
  19. 2026-04-29
    historical
  20. 2026-01-21
    price $35,000
  21. 2026-01-20
    price $35,000
  22. 2025-11-15
    listed $38,850 Active
  23. 2025-11-15
    listed $38,850 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$18,293
− Mortgage interest
−$1,961
− Property taxes
−$525
− Insurance
−$175
− Repairs & maintenance
−$1,463
− Management
−$1,463
− Depreciation
−$1,018
Taxable income
$11,688
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,805
After-tax cash flow
$8,744/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Average 55/100 Cosmetic rehab

This home is in average condition with cosmetic repairs needed. Painting and updating the exterior siding would significantly enhance its curb appeal and value.

Repairs flagged

  • Minor exterior siding — some wear
  • Minor interior paint — faded

Value-add opportunities

  • Both painting interior walls — fresh paint enhances curb appeal and interior aesthetics
  • Both replacing carpet with hardwood flooring — hardwood flooring is more durable and adds value
  • Both replacing exterior siding — new siding improves curb appeal and durability

Renovation cost estimate screening

Repair itemSeverityEst. cost
exterior siding · some wear Minor $500–3,000
interior paint · faded Minor $500–3,000
Total estimated repair cost · 2 items $1,000–6,000

Value-add ROI direction

  • Both painting interior walls — fresh paint enhances curb appeal and interior aesthetics
  • Both replacing carpet with hardwood flooring — hardwood flooring is more durable and adds value
  • Both replacing exterior siding — new siding improves curb appeal and durability

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Huron Valley Schools
NCES district ID
2618990
Math proficiency
42% ▼ -8.00%
Reading proficiency
56% ▼ -3.00%
Median HH income
$76,011
Composite
44.39/100
National rank
#2815
State rank
#87 of 540 in MI

Livability — Village of Clarkston

Score
79/100
State rank
#98
US rank
#2255

Category grades

Amenities F Commute F Cost of living C Crime A+ Employment A+ Housing A+ Health & safety A+ User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Oakland County · 1,009,092 people
Metro
Detroit-Warren-Dearborn, MI
Population (ZIP)
17,856
Household income
$89,702
Rent vs Own
16.7% rent · 83.3% own
Severe rent burden
664.0

Population outlook (Oakland County) Hauer SSP2

Today (2025)
1,335,747 people
By 2030
1,375,100 · +2.9%
By 2040
1,435,385 · +7.5%
By 2050
1,469,250 · +10.0%
By 2075
1,531,946 · +14.7%
By 2100
1,450,485 · +8.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (90%)
Race & ethnicity
White 90% Two or more races 6% Hispanic / Latino 4% Black 1%
Common ancestry
Romanian 12% Lithuanian 6% Slovak 4%
Foreign-born
5% · Canada
Languages at home
95% English-only · Russian/Polish/Slavic 2% Spanish 1% Arabic 1%

Political lean MEDSL · Oakland

2024 margin
D (+10.6) · D 54.4% · R 43.8% · Other 1.9%
2008→2024 swing
-3.9pp toward R · 2008: 14.5pp · 2024: 10.6pp
All cycles
2024: D+10.6 2020: D+14.1 2016: D+8.1 2012: D+8.1 2008: D+14.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -269.78%
Current HPI
207.917
Rent YoY
Metro
Detroit-Warren-Dearborn, MI
State GDP YoY
▲ 1.37%
F500 in state
28

Industry mix (Fortune 500 HQ in MI)

Industry F500 HQs Revenue

Price history

-9.9% since first listed
8 events — show timeline
  • 2026-04-30 Listed $35,000 REALCOMP
  • 2026-04-30 Listed $35,000 MiRealSource-MiMLS
  • 2026-04-29 Listing Removed REALCOMP
  • 2026-04-29 Listing Removed MiRealSource-MiMLS
  • 2026-01-21 Price Changed $35,000 MiRealSource-MiMLS
  • 2026-01-20 Price Changed $35,000 REALCOMP
  • 2025-11-15 Listed $38,850 REALCOMP
  • 2025-11-15 Listed $38,850 MiRealSource-MiMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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