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5248 Sam Houston Dr
D- Composite 37.86
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +17.7/30.0
  • DSCR +5.5/10.0
  • 1% rule +4.4/10.0
  • Schools +3.2/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Livability +1.9/5.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$254,500

5248 Sam Houston Dr · Log Cabin, TX 75148
3 bd · 2.0 ba · 1,616 sqft · SingleFamily public records · 86 Days on market
Built 2022 0.26 ac lot $157/sqft · 39% above area Est $183k · 39% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to a home that truly stands out. Ideally located in a peaceful neighborhood, yet just minutes from schools, shopping, and everyday conveniences, this property offers the perfect balance between tranquility and accessibility. Enjoy easy access to outdoor living with a nearby boat launch, swimming area, and playground, making it an ideal setting for families and anyone who loves an active lifestyle. Owner financing is available with flexible terms depending on the offer and buyer profile (minimum 20% down payment), creating a unique opportunity for buyers seeking alternative financing options. Built in 2022, this eye-catching A-Frame home features 3 bedrooms and 2 bathrooms, with a layout that works perfectly for everyday living, relaxing, or entertaining guests. The open design, abundant natural light, and distinctive architecture create a warm and inviting atmosphere that sets this home apart from the rest. Beyond its appeal as a primary residence, this property also presents an excellent opportunity for those looking to enter the short-term rental market. Its unique A-Frame design and desirable location make it highly attractive for guests and a strong option for investors. Don’t miss the chance to own a property that offers lifestyle, flexibility, and investment potential all in one. Schedule your showing today. PS: Agent is related to seller.

Key facts

  • Swimming area
  • Boat launch
  • A-frame home

Tags

A-FRAME HOMEBOAT LAUNCHSWIMMING AREAPLAYGROUNDINVESTMENT OPPORTUNITYSHORT-TERM RENTAL MARKET

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $254k.

Deal economics

  • At list price, monthly cash flow is $207 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $240k (5.7% below list).
  • Recommended offer: $239k (6.0% below list) — sets the bar for market timing.
  • Cap rate 7.3% vs local median 0.9% in Log Cabin — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 38/100 on livability (#1,626 in TX) — a limited-amenity area; tenant pool skews transient or value-seeking. Strengths: cost of living A+, crime A; Watch: schools F, amenities F, commute F.
  • Eustace ISD (rural): math 32% / reading 45% proficiency, ranked #455 of 826 in TX (top 55%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 62% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 225 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 263 units permitted in Henderson County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 86 days — a 6% lower offer ($239k) is reasonable based on typical stale-listing flexibility.
  • 8 sale attempts since 7y ago; this cycle's ask is 13295% above the opening price — seller raised mid-cycle; expect resistance to lowballs.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 62% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $239,230 (6.0% below list)

Questions for the listing agent

  1. It's been on market 86 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.94%
Cap rate
7.27%
Cash-on-cash
3.48%
DSCR
1.15
GRM
8.8

CMA / ARV

ARV (median comp)
$183,493
List price
$254,500
Delta
38.70%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
5253 Bill Cody Cir 0.06mi 3/2.0 1,600 (-1%) 11mo $210,000 $131 86
14347 Jim Bowie 0.16mi 3/2.0 1,558 (-4%) 16mo $169,900 $109 74
5530 Sam Slade Trl 0.60mi 3/2.0 1,570 (-3%) 4mo $249,900 $159 64
14815 Goliad Dr 0.47mi 3/2.0 1,500 (-7%) 10mo $249,900 $167 58
13695 Sherre Cir 0.75mi 4/2.0 (+1) 1,660 (+3%) 8mo $749,000 $451 49

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-10.8%
Equity multiple
0.61×
Total profit
$-28,081
Equity at exit
$37,947
10-year hold
IRR
-1.5%
Equity multiple
0.89×
Total profit
$-7,527
Equity at exit
$22,005

Cash invested: $71,260 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 75148

Home prices YoY
-27.6%
Active inventory
225
Price-to-rent
8.8×

Monthly cashflow live

Estimated rent
$2,400 medium interval (Pro) →
Mortgage (P&I)
$1,335
Tax from tax record
$249 /mo · $2,984/yr
Insurance
$106
HOA
$0
Vacancy / Maint / Mgmt
$504
Net cashflow
$207

Break-even live

Break-even rent $2,138
Max offer price $254,500
Occupancy floor 86%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$63,625
Closing costs
$7,635
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5320 Loma Vis Malakoff, TX 2.0 2.0 1324 $2,400 $1.81 43d 1 0.98mi

Listing history 36 events

  1. 2026-06-19
    days on market $254,500 Active 86 DOM
  2. 2026-06-18
    days on market $254,500 Active 85 DOM
  3. 2026-06-17
    days on market $254,500 Active 84 DOM
  4. 2026-06-16
    days on market $254,500 Active 83 DOM
  5. 2026-06-15
    days on market $254,500 Active 82 DOM
  6. 2026-06-14
    days on market $254,500 Active 80 DOM
  7. 2026-06-12
    days on market $254,500 Active 79 DOM
  8. 2026-06-09
    days on market $254,500 Active 76 DOM
  9. 2026-06-08
    days on market $254,500 Active 75 DOM
  10. 2026-06-07
    days on market $254,500 Active 74 DOM
  11. 2026-06-05
    days on market $254,500 Active 71 DOM
  12. 2026-06-02
    days on market $254,500 Active 69 DOM
  13. 2026-06-01
    days on market $254,500 Active 68 DOM
  14. 2026-05-31
    days on market $254,500 Active 67 DOM
  15. 2026-05-30
    days on market $254,500 Active 66 DOM
  16. 2026-05-01
    price $254,500 1396-char remark
    Show marketing remark (1396 chars)

    Welcome to a home that truly stands out. Ideally located in a peaceful neighborhood, yet just minutes from schools, shopping, and everyday conveniences, this property offers the perfect balance between tranquility and accessibility. Enjoy easy access to outdoor living with a nearby boat launch, swimming area, and playground, making it an ideal setting for families and anyone who loves an active lifestyle. Owner financing is available with flexible terms depending on the offer and buyer profile (minimum 20% down payment), creating a unique opportunity for buyers seeking alternative financing options. Built in 2022, this eye-catching A-Frame home features 3 bedrooms and 2 bathrooms, with a layout that works perfectly for everyday living, relaxing, or entertaining guests. The open design, abundant natural light, and distinctive architecture create a warm and inviting atmosphere that sets this home apart from the rest. Beyond its appeal as a primary residence, this property also presents an excellent opportunity for those looking to enter the short-term rental market. Its unique A-Frame design and desirable location make it highly attractive for guests and a strong option for investors. Don’t miss the chance to own a property that offers lifestyle, flexibility, and investment potential all in one. Schedule your showing today. PS: Agent is related to seller.

  17. 2026-03-26
    listed $1,900
  18. 2026-03-23
    listed $255,000 Active 1396-char remark
    Show marketing remark (1396 chars)

    Welcome to a home that truly stands out. Ideally located in a peaceful neighborhood, yet just minutes from schools, shopping, and everyday conveniences, this property offers the perfect balance between tranquility and accessibility. Enjoy easy access to outdoor living with a nearby boat launch, swimming area, and playground, making it an ideal setting for families and anyone who loves an active lifestyle. Owner financing is available with flexible terms depending on the offer and buyer profile (minimum 20% down payment), creating a unique opportunity for buyers seeking alternative financing options. Built in 2022, this eye-catching A-Frame home features 3 bedrooms and 2 bathrooms, with a layout that works perfectly for everyday living, relaxing, or entertaining guests. The open design, abundant natural light, and distinctive architecture create a warm and inviting atmosphere that sets this home apart from the rest. Beyond its appeal as a primary residence, this property also presents an excellent opportunity for those looking to enter the short-term rental market. Its unique A-Frame design and desirable location make it highly attractive for guests and a strong option for investors. Don’t miss the chance to own a property that offers lifestyle, flexibility, and investment potential all in one. Schedule your showing today. PS: Agent is related to seller.

  19. 2025-09-25
    historical $1,800
  20. 2025-09-12
    listed $1,800
  21. 2025-03-31
    historical
  22. 2025-03-01
    historical $2,800
  23. 2024-11-29
    listed $2,800
  24. 2024-11-19
    listed $299,999 Active
  25. 2022-07-12
    soldstatus
  26. 2022-06-24
    soldstatus Closed
  27. 2022-06-10
    status Pending
  28. 2022-06-09
    price $79,900
  29. 2021-10-14
    listed $89,900 Active
  30. 2021-04-12
    soldstatus
  31. 2020-07-04
    historical
  32. 2019-07-15
    status Active
  33. 2019-07-08
    price $29,000
  34. 2019-07-08
    listed $2,900 Active
  35. 2019-07-08
    historical
  36. 2002-07-12
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$2,984 · $249/mo
Projected year-2 tax
$4,657 · $388/mo
Expected delta
+$1,674/yr (+$139/mo · 56.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥110°F today · 26 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 62% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$28,800
− Mortgage interest
−$14,256
− Property taxes
−$2,984
− Insurance
−$1,272
− Repairs & maintenance
−$2,304
− Management
−$2,304
− Depreciation
−$7,404
Taxable loss
−$1,724
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$414
After-tax cash flow
$2,894/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Eustace ISD
NCES district ID
4818720
Math proficiency
32% ▼ -18.00%
Reading proficiency
45% ▼ -7.00%
Median HH income
$42,425
Composite
32.48/100
National rank
#5711
State rank
#455 of 826 in TX

Livability — Log Cabin

Score
38/100
State rank
#1626
US rank
#27499

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment F Housing F Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Log Cabin, TX
Population (ZIP)
5,944

Population outlook (Henderson County) Hauer SSP2

Today (2025)
80,471 people
By 2030
80,608 · +0.2%
By 2040
80,087 · -0.5%
By 2050
78,208 · -2.8%
By 2075
72,423 · -10.0%
By 2100
61,012 · -24.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (71%)
Race & ethnicity
White 71% Two or more races 11% Hispanic / Latino 11% Black 11%
Hispanic origin (detail)
Mexican 10%
Common ancestry
Russian 2% Slovak 2% Italian 1%
Foreign-born
5% · Canada
Languages at home
92% English-only · Spanish 8%

Political lean MEDSL · Henderson

2024 margin
Solid R (+63.5) · D 18.0% · R 81.4%
2008→2024 swing
-18.8pp toward R · 2008: -44.6pp · 2024: -63.5pp
All cycles
2024: R+63.5 2020: R+60.2 2016: R+60.0 2012: R+54.8 2008: R+44.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -82.76%
Current HPI
217.1629
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+8675.9% since first listed
21 events — show timeline
  • 2026-05-01 Price Changed $254,500 NTREIS
  • 2026-03-26 Listed for Rent $1,900 NTREIS
  • 2026-03-23 Listed $255,000 NTREIS
  • 2025-09-25 Rental Removed $1,800 NTREIS
  • 2025-09-12 Listed for Rent $1,800 NTREIS
  • 2025-03-31 Listing Removed NTREIS
  • 2025-03-01 Rental Removed $2,800 NTREIS
  • 2024-11-29 Listed for Rent $2,800 NTREIS
  • 2024-11-19 Listed $299,999 NTREIS
  • 2022-07-12 Sold (Public Records) Public Records
  • 2022-06-24 Sold (MLS) NTREIS
  • 2022-06-10 Pending NTREIS
  • 2022-06-09 Price Changed $79,900 NTREIS
  • 2021-10-14 Listed $89,900 NTREIS
  • 2021-04-12 Sold (Public Records) Public Records
  • 2020-07-04 Listing Removed NTREIS
  • 2019-07-15 Relisted NTREIS
  • 2019-07-08 Price Changed $29,000 NTREIS
  • 2019-07-08 Listing Removed NTREIS
  • 2019-07-08 Listed $2,900 NTREIS
  • 2002-07-12 Sold (Public Records) Public Records

Property tax history

+8.0%/yr

Latest (2025): $2,984 · -2.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…