🏷️ Likely Rental
225 Oldcastle Way · Fort Worth, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 7/10 · Major
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 22 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.0/30.0
- ARV discount +7.5/15.0
- 1% rule +5.0/10.0
- DSCR +5.0/10.0
- Schools +4.6/10.0
- Livability +4.0/5.0
- Rent growth +2.8/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$3,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Welcome to 225 Oldcastle, a stunning 5-bedroom, 4-bathroom home designed for comfort, convenience, and modern living. With an expansive floor plan and thoughtfully designed spaces, this home offers plenty of room for families, entertaining, and everyday living. The spacious living area provides a warm and inviting atmosphere, perfect for gathering with family and friends. The modern kitchen features ample cabinet storage, generous counter space, and updated appliances, making meal preparation both easy and enjoyable. The primary suite serves as a private retreat, complete with a spacious bedroom, walk-in closet, and a luxurious en-suite bathroom. Four additional bedrooms and three additiona
Key facts
- 7,362 sq ft lot
- 2 garage spots
- Built 2021
Property features AI
Finance
- Other: Property type: Residential single family; Possession typically 30–60 days or at closing/funding
- Financial info: Loan type: Treat as clear; No second mortgage reported
- HOA & community: Mandatory HOA; HOA management by Vision Communities Management; HOA fee $525 annually (includes management fees)
Exterior
- Parking: Attached 2-car garage with garage door opener; 2 covered spaces; 2 carport spaces
- Security: Security details not provided
- Utilities: City water; City sewer; Cable available; Not in a municipal utility district
- Home design: Single family residence; Attached property; Two-story; Built in 2021
- Construction: Brick and rock/stone exterior; Preowned home (built 2021)
- Exterior features: Lot less than 0.5 acre (approx. 0.169 acres); Subdivision: Vann
Interior
- Kitchen: Dishwasher; Disposal; Electric oven; Microwave; Convection oven; Eat-in kitchen with island
- Bedrooms: 5 bedrooms total; Primary bedroom on level 1 with built-in cabinets, dual sinks, ensuite bath, and walk-in closet
- Flooring: Flooring details not provided
- Bathrooms: 3 full bathrooms; 1 half bathroom
- Heating & cooling: Heating and cooling details not provided
- Interior features: Built-in features; Double vanity; Eat-in kitchen; Kitchen island; Open floorplan; Walk-in closets; One living area; One dining area; Two levels
- Laundry & utility: Laundry/utility details not provided
Neighborhood map
What this means for you Summary
Snapshot
- This is a 5-bed/3.5-bath single-family listed at $3k.
Deal economics
- At list price, monthly cash flow is $2k ($27k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $3k).
- Cap rate 920.3% vs local median 3.9% in Fort Worth — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 80/100 on livability (#49 in TX, #1,954 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, cost of living A+, housing A+; Watch: crime F.
- Northwest ISD (rural): math 48% / reading 52% proficiency, ranked #120 of 826 in TX (top 14%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Lizzie Curtis El (math 34% / reading 44%, grade F, #1,651 of 4,322 statewide, top 39%, 683 students, 35% FRL).
- Market conditions: Rents rising (+1.1%/yr); 1091 active listings in the ZIP; 20 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 18,938 units permitted in Tarrant County in 2024 (8,336 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $21 of loan paydown is wiped out by about $90 of value loss. Plan a longer hold.
- Tarrant County population projected at +41% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 1.1% rent growth), your $840 cash investment doubles in ~1 year — after that, you're playing with house money.
Negotiation context
- Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- This sits on a lake — are riparian / water-frontage rights deeded with the parcel? Any dock permits, shoreline easements, or HOA water-use restrictions?
- What's the documented flood / surge / shoreline-erosion history here (FEMA AND non-FEMA — e.g., storm surge, creek backup, septic-field saturation)?
- Any water-quality or seasonal algae-bloom issues that affect tenant satisfaction or short-term-rental demand?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 99.15% ✓
- Cap rate
- 920.31%
- Cash-on-cash
- 3264.35%
- DSCR
- 146.25
- GRM
- 0.1
CMA / ARV
- ARV (on-the-fly)
- $404,250
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 213 Frenchpark Dr | 0.17mi | 5/4.0 | 2,870 (+4%) | 8mo | $449,900 | $157 | 76 |
| 520 Delgany Trl | 0.26mi | 4/3.0 (-1) | 2,529 (-8%) | 1mo | $399,990 | $158 | 66 |
| 11301 Golden Ridge Ln | 0.53mi | 4/3.5 (-1) | 2,708 (-2%) | 3mo | $398,000 | $147 | 66 |
| 10884 Hawks Landing Rd | 0.44mi | 4/2.5 (-1) | 2,642 (-4%) | 1mo | $374,990 | $142 | 63 |
| 225 Lonesome Star Trl | 0.66mi | 4/3.5 (-1) | 2,701 (-2%) | 2mo | $585,500 | $217 | 60 |
| 308 Lonesome Star Trl | 0.71mi | 4/2.5 (-1) | 2,812 (+2%) | 0mo | $697,770 | $248 | 54 |
| 10832 Hawks Landing Rd | 0.47mi | 4/2.5 (-1) | 2,534 (-8%) | 4mo | $349,000 | $138 | 53 |
| 10748 Irish Glen Trl | 0.69mi | 4/3.5 (-1) | 2,657 (-3%) | 6mo | $319,900 | $120 | 52 |
| 10861 Middleglen Rd | 0.57mi | 4/3.0 (-1) | 2,929 (+6%) | 6mo | $385,000 | $131 | 51 |
| 10836 Devontree Dr | 0.65mi | 4/2.5 (-1) | 2,665 (-3%) | 9mo | $350,000 | $131 | 49 |
| 11324 Gold Canyon Dr | 0.55mi | 4/3.0 (-1) | 2,491 (-9%) | 5mo | $360,000 | $145 | 48 |
| 516 Singing Quail Trl | 0.67mi | 4/2.5 (-1) | 2,519 (-8%) | 3mo | $675,000 | $268 | 43 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.08% rent growth · sell at horizon
- IRR
- —
- Equity multiple
- 167.05×
- Total profit
- $139,483
- Equity at exit
- $447
- IRR
- —
- Equity multiple
- 342.54×
- Total profit
- $286,890
- Equity at exit
- $259
Cash invested: $840 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 76052
- Home prices YoY
- -25.0%
- Rents YoY
- 1.1%
- Active inventory
- 1091
- Price-to-rent
- 0.1×
Monthly cashflow live
- Estimated rent
- $2,974 high interval (Pro) →
- Mortgage (P&I)
- −$16
- Tax est. 1.5%
- −$4 /mo · $45/yr
- Insurance
- −$1
- HOA
- −$44
- Vacancy / Maint / Mgmt
- −$625
- Net cashflow
- $2,285
Break-even live
Sensitivity live
| Price | -10% $2,287 | -5% $2,286 | +0% $2,285 | +5% $2,284 | +10% $2,283 |
|---|---|---|---|---|---|
| Rent | -10% $2,050 | -5% $2,168 | +0% $2,285 | +5% $2,403 | +10% $2,520 |
| Rate | -1.0pp $2,287 | -0.5pp $2,286 | base $2,285 | +0.5pp $2,284 | +1.0pp $2,283 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $750
- Closing costs
- $90
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 20 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 252 Drumcliffe Dr Haslet, TX | 4.0 | 2.0 | 1931 | $2,595 | $1.34 | 8d | 1 | 0.11mi |
| 209 Irish Moss Dr Haslet, TX | 4.0 | 2.0 | 2173 | $2,450 | $1.13 | 2d | 1 | 0.14mi |
| 201 Roundstone Rd Haslet, TX | 5.0 | 3.0 | 2779 | $3,750 | $1.35 | 20d | 1 | 0.25mi |
| 11536 Harp Ln Haslet, TX | 4.0 | 2.0 | 1932 | $2,800 | $1.45 | 4d | 1 | 0.35mi |
| 11332 Gold Canyon Dr Haslet, TX | 4.0 | 2.0 | 1995 | $2,195 | $1.10 | 17d | 1 | 0.53mi |
| 10813 Middleglen Rd Haslet, TX | 4.0 | 2.5 | 2350 | $2,395 | $1.02 | 3d | 1 | 0.63mi |
| 508 Lead Creek Dr Fort Worth, TX | 4.0 | 2.5 | 3172 | $2,399 | $0.76 | 12d | 1 | 0.88mi |
| 937 Crest Breeze Dr Haslet, TX | 4.0 | 3.5 | 3500 | $3,061 | $0.87 | 25d | 1 | 0.89mi |
| 309 Emerald Creek Dr Fort Worth, TX | 4.0 | 2.0 | 1966 | $2,200 | $1.12 | 44d | 1 | 0.89mi |
| 433 Emerald Creek Dr Fort Worth, TX | 4.0 | 2.0 | 2073 | $1,995 | $0.96 | 44d | 1 | 0.91mi |
| 10420 Talus Dr Fort Worth, TX | 4.0 | 2.0 | 2056 | $2,340 | $1.14 | 6d | 1 | 0.93mi |
| 325 Iron Ore Trl Fort Worth, TX | 4.0 | 2.0 | 2071 | $2,225 | $1.07 | 8d | 1 | 0.94mi |
| 425 Iron Ore Trl Fort Worth, TX | 4.0 | 2.5 | 3092 | $2,875 | $0.93 | 5d | 1 | 0.95mi |
| 11540 Twining Branch Cir Haslet, TX | 5.0 | 4.0 | 3327 | $3,250 | $0.98 | 21d | 1 | 0.97mi |
| 11540 Twining Branch Cir Haslet, TX | 5.0 | 4.0 | 3327 | $3,250 | $0.98 | 44d | 1 | 0.97mi |
| 1104 Pinnacle Ridge Rd Haslet, TX | 5.0 | 4.0 | 3655 | $3,250 | $0.89 | 44d | 1 | 1.18mi |
| 10320 Lastrup Dr Fort Worth, TX | 4.0 | 2.0 | 1990 | $3,400 | $1.71 | 44d | 1 | 1.40mi |
| 105 Lemley Dr Fort Worth, TX | 4.0 | 2.0 | 1976 | $2,900 | $1.47 | 25d | 1 | 1.46mi |
| 9925 Wynndel Trl Fort Worth, TX | 4.0 | 2.0 | 2050 | $2,550 | $1.24 | 3d | 1 | 1.46mi |
| 1009 Cushing Dr Fort Worth, TX | 5.0 | 4.0 | 2914 | $3,050 | $1.05 | 44d | 1 | 1.49mi |
HOA detail
- Monthly dues
- $44 · $528/yr
Listing history 2 events
-
2026-06-18remarks 699-char remark
-
2026-06-18$3,000 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 7/10 Severe 7 d/yr ≥109°F today · 22 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $35,693
- − Mortgage interest
- −$168
- − Property taxes
- −$45
- − Insurance
- −$15
- − Repairs & maintenance
- −$2,855
- − Management
- −$2,855
- − HOA
- −$528
- − Depreciation
- −$87
- Taxable income
- $29,139
- Est. tax owed @ 24.0%
- −$6,993
- After-tax cash flow
- $20,427/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Northwest ISD
- NCES district ID
- 4833180
- Math proficiency
- 48% ▼ -15.00%
- Reading proficiency
- 52% ▼ -8.00%
- Median HH income
- $85,315
- Composite
- 46.15/100
- National rank
- #2504
- State rank
- #120 of 826 in TX
Livability — Fort Worth
- Score
- 80/100
- State rank
- #49
- US rank
- #1954
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Fort Worth, TX
- County
- Tarrant County · 2,033,669 people
- City population
- 911,619
- Metro
- Dallas-Fort Worth-Arlington, TX
- Population (ZIP)
- 34,249
- Household income
- $143,555
- Rent vs Own
- Severe rent burden
- 358.0
Population outlook (Tarrant County) Hauer SSP2
- Today (2025)
- 2,380,417 people
- By 2030
- 2,578,900 · +8.3%
- By 2040
- 2,974,995 · +25.0%
- By 2050
- 3,350,489 · +40.8%
- By 2075
- 4,216,909 · +77.2%
- By 2100
- 4,741,527 · +99.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (66%)
- Race & ethnicity
- White 66% Hispanic / Latino 14% Two or more races 13% Black 11% Asian 4%
- Hispanic origin (detail)
- Mexican 7% Puerto Rican 2%
- Common ancestry
- Lithuanian 7% Slovak 4% Romanian 1%
- Foreign-born
- 7% · Canada, Vietnam
- Languages at home
- 88% English-only · Spanish 6% Vietnamese 2% Other Indo-European 1%
Political lean MEDSL · Tarrant
- 2024 margin
- Lean R (+5.1) · D 46.7% · R 51.9% · Other 1.4%
- 2008→2024 swing
- +6.6pp toward D · 2008: -11.7pp · 2024: -5.1pp
- All cycles
- 2024: R+5.1 2020: D+0.2 2016: R+8.7 2012: R+15.7 2008: R+11.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -78.77%
- Current HPI
- 235.7417
- Rent YoY
- ▲ 1.08%
- Metro
- Dallas-Fort Worth-Arlington, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
|
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| Energy Services | 3 | $60B |
|
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| Utilities | 3 | $41B |
|
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| Healthcare | 2 | $330B |
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Price history
1 event — show timeline
- 2026-06-14 Listed $3,000 NTREIS
Property tax history
+53.3%/yrLatest (2025): $9,532 · -2.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…