1222 Lamont St · Macon-Bibb County, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 7/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 68.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Rent growth +3.7/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Schools +1.2/10.0
- Appreciation +0.0/10.0
$59,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Affordable and full of potential! This 3-bedroom, 1-bath ranch home is conveniently located in Macon and offers easy one-level living. Built in 1952, the home features an eat-in kitchen, wood flooring, high ceilings, a spacious front yard, and a welcoming front porch. Situated on approximately 0.24 acres, there is plenty of outdoor space to enjoy. The property also offers a private driveway with parking for two vehicles and is close to shopping, schools, restaurants, and other local amenities. Perfect for first-time buyers, investors, or anyone looking for a budget-friendly home with room to make it their own. Don't miss this opportunity-schedule your tour today!
Key facts
- Wood flooring
- Spacious front yard
- Private driveway
Tags
Property features AI
Finance
- HOA & community: Community features include proximity to shopping and street lighting
Exterior
- Parking: Driveway parking; 2 total parking spaces; Open parking available; Parking at kitchen level
- Utilities: Public water; Public sewer; 110-volt electric; Cable available; Telephone available; Electricity available
- Home design: One-story home; Resale property
- Construction: Wood siding; Metal roof; Slab foundation; Built with crawl space
- Exterior features: Front porch; Other exterior features; Paved city street frontage; Near shopping; Street lights
Interior
- Kitchen: Eat-in kitchen; Cabinets; Laminate countertops; Electric oven and electric range
- Bedrooms: 3 main-level bedrooms; Primary suite on the main level
- Flooring: Wood flooring; Other flooring
- Bathrooms: 1 full bathroom; Master bathroom with tub/shower combo
- Heating & cooling: Ceiling fan(s)
- Interior features: 9-foot ceilings on main level; Wood window frames; No shared/common walls; Crawl space foundation
- Laundry & utility: Laundry located in kitchen on main level; Electric water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $59k.
Deal economics
- At list price, monthly cash flow is $423 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($975 rent vs $59k).
- Cap rate 14.9% vs local median 5.4% in Macon-Bibb County — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
- Bibb County (urban): math 11% / reading 18% proficiency, ranked #161 of 174 in GA (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 75% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Weaver Middle School (math 5% / reading 12%, grade F, #439 of 470 statewide, top 94%, 909 students, 100% FRL) — zoned schools average 100% FRL vs 75% district-wide (25 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents rising fast (+4.6%/yr); 255 active listings in the ZIP; 33 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 48% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 154 units permitted in Bibb County in 2024 (0 in 5+ unit buildings).
- This rent runs 30% of the median local income ($39k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $408 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Bibb County population projected at -12% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (-3.0% appreciation + 4.6% rent growth), your $17k cash investment doubles in ~4 years — after that, you're playing with house money.
Negotiation context
- Only 8 days on market — expect competitive offers; lowballing is unlikely to land.
- 3 sale attempts since 13y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $42k; 39% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: built in 1952 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wind risk, 68% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1952 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.65% ✓
- Cap rate
- 14.90%
- Cash-on-cash
- 30.73%
- DSCR
- 2.37
- GRM
- 5.0
CMA / ARV
- ARV (on-the-fly)
- $75,250
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 3320 Napier Ave | 0.32mi | 2/1.0 | 864 (-1%) | 11mo | $70,000 | $81 | 74 |
| 3053 Churchill St | 0.46mi | 2/1.0 | 890 (+2%) | 15mo | $83,000 | $93 | 63 |
| 1179 Burton Ave | 0.09mi | 2/1.0 | 999 (+14%) | 12mo | $65,100 | $65 | 62 |
| 3491 Bond St W | 0.69mi | 2/1.0 | 828 (-5%) | 1mo | $14,000 | $17 | 58 |
| 1513 Dexter Ave | 0.57mi | 3/1.0 (+1) | 900 (+3%) | 14mo | $73,120 | $81 | 52 |
| 1545 Wellworth Ave | 0.65mi | 2/1.0 | 806 (-8%) | 7mo | $60,000 | $74 | 50 |
| 1211 Radio Dr | 0.23mi | 3/1.0 (+1) | 1,000 (+14%) | 12mo | $88,000 | $88 | 50 |
| 3423 Walker St | 0.35mi | 3/1.0 (+1) | 969 (+11%) | 14mo | $62,500 | $64 | 49 |
| 3262 Matheson Dr | 0.36mi | 3/2.0 (+1) | 955 (+9%) | 14mo | $97,000 | $102 | 47 |
| 3482 Austin Ave | 0.73mi | 2/1.0 | 824 (-6%) | 12mo | $96,500 | $117 | 46 |
| 3517 Napier Ave | 0.64mi | 2/1.0 | 768 (-12%) | 13mo | $66,000 | $86 | 39 |
| 1426 Bailey Ave | 0.57mi | 3/1.0 (+1) | 988 (+13%) | 11mo | $85,000 | $86 | 38 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 4.61% rent growth · sell at horizon
- IRR
- 27.1%
- Equity multiple
- 2.15×
- Total profit
- $18,965
- Equity at exit
- $8,797
- IRR
- 35.6%
- Equity multiple
- 4.51×
- Total profit
- $57,924
- Equity at exit
- $5,101
Cash invested: $16,520 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 31204
- Rents YoY
- 4.6%
- Active inventory
- 255
- Price-to-rent
- 5.0×
Monthly cashflow live
- Estimated rent
- $975 high interval (Pro) →
- Mortgage (P&I)
- −$309
- Tax from tax record
- −$13 /mo · $160/yr
- Insurance
- −$25
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$205
- Net cashflow
- $423
Break-even live
Sensitivity live
| Price | -10% $456 | -5% $440 | +0% $423 | +5% $406 | +10% $390 |
|---|---|---|---|---|---|
| Rent | -10% $346 | -5% $385 | +0% $423 | +5% $462 | +10% $500 |
| Rate | -1.0pp $453 | -0.5pp $438 | base $423 | +0.5pp $408 | +1.0pp $392 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $14,750
- Closing costs
- $1,770
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 33 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1076 Carlisle Ave Macon, GA | 3.0 | 1.0 | 1025 | $1,065 | $1.04 | 21d | 1 | 0.22mi |
| 1187 Edna Pl Unit S-1206 Macon, GA | 2.0 | 2.0 | 1000 | $1,060 | $1.06 | 21d | 1 | 0.30mi |
| 1187 Edna Pl Unit S-1208 Macon, GA | 2.0 | 2.0 | 1000 | $850 | $0.85 | 14d | 1 | 0.30mi |
| 1020 Radio Dr Macon, GA | 2.0 | 1.0 | 850 | $889 | $1.05 | 44d | 1 | 0.32mi |
| 3034 Churchill St Macon, GA | 2.0 | 1.0 | 872 | $900 | $1.03 | 21d | 1 | 0.50mi |
| 3307 Guthrie Dr Macon, GA | 2.0 | 1.0 | 754 | $900 | $1.19 | 14d | 1 | 0.54mi |
| 3346 Shaw Dr Macon, GA | 3.0 | 1.0 | 1094 | $895 | $0.82 | 21d | 1 | 0.61mi |
| 1463 Bankston Ave Macon, GA | 2.0 | 1.0 | 960 | $950 | $0.99 | 44d | 1 | 0.69mi |
| 1596 Burton Ave Macon, GA | 3.0 | 1.0 | 1117 | $895 | $0.80 | 14d | 1 | 0.72mi |
| 3495 Charleston Cir Macon, GA | 3.0 | 1.0 | 1048 | $799 | $0.76 | 21d | 1 | 1.00mi |
| 3495 Charleston Cir Macon, GA | 3.0 | 1.0 | 1048 | $875 | $0.83 | 44d | 1 | 1.00mi |
| 424 Pansy Ave Macon, GA | 2.0 | 1.0 | 810 | $850 | $1.05 | 44d | 1 | 1.03mi |
| 3634 Dawn St Macon, GA | 3.0 | 1.0 | 999 | $850 | $0.85 | 44d | 1 | 1.07mi |
| 1208 Fourth Ave W Macon, GA | 3.0 | 1.0 | 960 | $825 | $0.86 | 44d | 1 | 1.07mi |
| 1782 Eveline Ave Macon, GA | 3.0 | 1.0 | 900 | $1,050 | $1.17 | 44d | 1 | 1.10mi |
| 668 Grosso Ave Unit A Macon, GA | 2.0 | 1.0 | 650 | $750 | $1.15 | 21d | 1 | 1.10mi |
| 3016 Ridge Ave Unit A Macon, GA | 1.0 | 1.0 | 750 | $775 | $1.03 | 44d | 1 | 1.11mi |
| 2585 Napier Ave Unit B Macon, GA | 2.0 | 2.0 | 644 | $850 | $1.32 | 21d | 1 | 1.15mi |
| 2763 Vineville Ave Macon, GA | 1.0 | 1.0 | 900 | $900 | $1.00 | 44d | 1 | 1.16mi |
| 2755 Vineville Ave Unit B Macon, GA | 3.0 | 2.0 | 900 | $1,375 | $1.53 | 44d | 1 | 1.16mi |
| 4053 Log Cabin Dr Unit B3 Macon, GA | 2.0 | 1.0 | 950 | $749 | $0.79 | 21d | 1 | 1.19mi |
| 3645 Mercer University Dr Macon, GA | 1.0–2.0 | 1.0 | 874 | $850 | $0.97 | 44d | 4 | 1.19mi |
| 1835 Bethlea Ave Macon, GA | 2.0 | 1.0 | 800 | $900 | $1.12 | 44d | 1 | 1.20mi |
| 3834 Mercer St Macon, GA | 2.0 | 1.0 | 1000 | $875 | $0.88 | 44d | 1 | 1.28mi |
| 3324 Vineville Ave Unit 57A Macon, GA | 1.0 | 1.0 | 680 | $800 | $1.18 | 21d | 1 | 1.31mi |
| 3324 Vineville Ave Unit 57C Macon, GA | 2.0 | 1.0 | 914 | $1,050 | $1.15 | 14d | 1 | 1.31mi |
| 3324 Vineville Ave Unit 63B Macon, GA | 2.0 | 1.0 | 1125 | $1,050 | $0.93 | 21d | 1 | 1.31mi |
| 1655 N Atwood Dr Unit 5 Macon, GA | 1.0 | 1.0 | 750 | $850 | $1.13 | 21d | 1 | 1.34mi |
| 3808 Fairmont Ave Unit A Macon, GA | 1.0 | 1.0 | 793 | $595 | $0.75 | 44d | 1 | 1.38mi |
| 3330 Ridge Ave Unit D4 Macon, GA | 2.0 | 1.5 | 1056 | $1,050 | $0.99 | 14d | 1 | 1.38mi |
| 140 Prentice Pl Apt E Macon, GA | 1.0 | 1.0 | 600 | $1,400 | $2.33 | 44d | 1 | 1.38mi |
| 140 Prentice Pl Apt F Macon, GA | 1.0 | 1.0 | 600 | $785 | $1.31 | 44d | 1 | 1.38mi |
| 185 Oak Haven Ave Apt A4 Macon, GA | 3.0 | 2.0 | 1100 | $1,200 | $1.09 | 21d | 1 | 1.44mi |
Listing history 8 events
-
2026-06-19days on market $59,000 Active 8 DOM
-
2026-06-18days on market $59,000 Active 7 DOM
-
2026-06-17days on market $59,000 Active 6 DOM
-
2026-06-16days on market $59,000 Active 5 DOM
-
2026-06-15days on market $59,000 Active 4 DOM
-
2026-06-14days on market $59,000 Active 2 DOM
-
2026-06-13remarks 671-char remark
-
2026-06-13$59,000 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $160 · $13/mo
- Projected year-2 tax
- $543 · $45/mo
- Expected delta
- +$383/yr (+$32/mo · 239.2%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 7/10 Severe 7 d/yr ≥108°F today · 17 d/yr by 30 yrs out
- Wind 6/10 Major 68% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $11,702
- − Mortgage interest
- −$3,305
- − Property taxes
- −$160
- − Insurance
- −$295
- − Repairs & maintenance
- −$936
- − Management
- −$936
- − Depreciation
- −$1,716
- Taxable income
- $4,353
- Est. tax owed @ 24.0%
- −$1,045
- After-tax cash flow
- $4,032/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Bibb County
- NCES district ID
- 1300420
- Math proficiency
- 11% ▼ -14.00%
- Reading proficiency
- 18% ▼ -11.00%
- Median HH income
- $37,426
- Composite
- 12.13/100
- National rank
- #9654
- State rank
- #161 of 174 in GA
Livability — Macon-Bibb County
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- Macon-Bibb County, GA
- County
- Bibb County · 164,332 people
- City population
- 143,186
- Metro
- Macon-Bibb County, GA
- Population (ZIP)
- 32,421
- Household income
- $38,784
- Rent vs Own
- Severe rent burden
- 2674.0
Population outlook (Bibb County) Hauer SSP2
- Today (2025)
- 148,772 people
- By 2030
- 145,904 · -1.9%
- By 2040
- 139,404 · -6.3%
- By 2050
- 131,603 · -11.5%
- By 2075
- 111,050 · -25.4%
- By 2100
- 83,346 · -44.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (65%)
- Race & ethnicity
- Black 65% White 28% Hispanic / Latino 3% Two or more races 2% Asian 1%
- Common ancestry
- Serbian 2% Slovak 1% Lithuanian 1%
- Foreign-born
- 2% · Canada
- Languages at home
- 96% English-only · Spanish 2% French/Haitian/Cajun 1%
Political lean MEDSL · Bibb
- 2024 margin
- Strong D (+22.4) · D 61.0% · R 38.5%
- 2008→2024 swing
- +4.4pp toward D · 2008: 18.0pp · 2024: 22.4pp
- All cycles
- 2024: D+22.4 2020: D+23.8 2016: D+20.2 2012: D+20.0 2008: D+18.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -135.44%
- Current HPI
- 194.5459
- Rent YoY
- ▲ 4.61%
- Metro
- Macon-Bibb County, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
||
| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
||
| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
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| Utilities | 1 | $25B |
|
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Price history
+136.0% since first listed6 events — show timeline
- 2026-06-11 Listed $59,000 GAMLS
- 2026-06-11 Listed $59,000 FMLS
- 2014-05-01 Listing Removed — GAMLS
- 2013-10-28 Listed $20,000 GAMLS
- 2011-08-05 Sold (Public Records) $42,500 Public Records
- 2003-10-14 Sold (Public Records) $25,000 Public Records
Property tax history
+2.7%/yrLatest (2025): $160 · +8.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…