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14461 Bristol Hwy
B Composite 71.97
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +5.8/10.0
  • Livability +3.7/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$94,900

14461 Bristol Hwy · Bristol, VA 24202
3 bd · None ba · 1,803 sqft · SingleFamily public records · 360 Days on market
Built 1936 19 ac lot $53/sqft · 64% below area

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

19 Acres on the Bristol Hwy with a 3-Bedroom Home If you've been searching for acreage with privacy, views, and room to create something truly your own, this 19-acre property in beautiful Scott County is full of possibilities. The land is the star here—mountainous, wooded, and full of potential for recreation, homesteading, or future improvements. A 3-bedroom home sits on the property and is a true fixer-upper. It's in rough condition and will require significant renovation. There is no bathroom. For someone with vision, this acreage offers a rare chance to build, restore, or reimagine a mountain retreat right off the Bristol Highway. NOTE: This listing has a Bristol, VA 24202 address but is located in Scott County.

Key facts

  • Wildlife
  • Mountainous acres
  • Bristol va 24202

Tags

19 ACRESMOUNTAINOUS ACRESSCOTT COUNTYBRISTOL VA 24202WILDLIFE

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
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What this means for you Summary

Snapshot

  • This is a 3-bed/?-bath single-family listed at $95k.

Deal economics

  • At list price, monthly cash flow is $575 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $95k).
  • Recommended offer: $84k (12.0% below list) — sets the bar for market timing.
  • Cap rate 13.6% vs local median 4.9% in Bristol — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#140 in VA, #4,544 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime F, commute F, employment F.
  • Scott County Public School District (rural): math 66% / reading 73% proficiency, ranked #33 of 131 in VA (top 25%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 154 active listings in the ZIP; 22 units permitted in Scott County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $656 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Scott County population projected at -24% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $27k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 360 days — a 12% lower offer ($84k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 5y ago; this cycle's ask has dropped $5k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $60k; list at $95k implies a 58% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1936 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $83,512 (12.0% below list)

Questions for the listing agent

  1. It's been on market 360 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1936 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.55%
Cap rate
13.56%
Cash-on-cash
25.95%
DSCR
2.15
GRM
5.4

CMA / ARV

ARV (median comp)
$262,715
List price
$94,900
Delta
-63.88%
Verdict
UNDERPRICED
Comps
4 within 2.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
19.6%
Equity multiple
1.80×
Total profit
$21,201
Equity at exit
$14,150
10-year hold
IRR
27.9%
Equity multiple
3.47×
Total profit
$65,504
Equity at exit
$8,205

Cash invested: $26,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
55 Moderately Landlord-Leaning
State Virginia
55 Moderately Landlord-Leaning · D+2
County
— inherits STATE
City
— inherits STATE
VRLTA gives some tenant protections; Northern Virginia courts slower; rural VA landlord-leaning.

ZIP-level market 24202

Home prices YoY
-30.0%
Active inventory
154
Price-to-rent
5.4×

Monthly cashflow live

Estimated rent
$1,468 medium interval (Pro) →
Mortgage (P&I)
$498
Tax from tax record
$48 /mo · $577/yr
Insurance
$40
HOA
$0
Vacancy / Maint / Mgmt
$308
Net cashflow
$575

Break-even live

Break-even rent $741
Max offer price $94,900
Occupancy floor 56%

Sensitivity live

Price -10% $628 -5% $602 +0% $575 +5% $548 +10% $521
Rent -10% $459 -5% $517 +0% $575 +5% $633 +10% $691
Rate -1.0pp $622 -0.5pp $599 base $575 +0.5pp $550 +1.0pp $525

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$23,725
Closing costs
$2,847
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 22 events

  1. 2026-06-18
    days on market $94,900 Active 360 DOM
  2. 2026-06-17
    days on market $94,900 Active 359 DOM
  3. 2026-06-16
    days on market $94,900 Active 358 DOM
  4. 2026-06-15
    days on market $94,900 Active 357 DOM
  5. 2026-06-15
    days on market $94,900 Active 356 DOM
  6. 2026-06-13
    days on market $94,900 Active 355 DOM
  7. 2026-06-12
    days on market $94,900 Active 354 DOM
  8. 2026-06-09
    days on market $94,900 Active 351 DOM
  9. 2026-06-08
    days on market $94,900 Active 350 DOM
  10. 2026-06-08
    days on market $94,900 Active 349 DOM
  11. 2026-06-07
    days on market $94,900 Active 348 DOM
  12. 2026-06-03
    days on market $94,900 Active 345 DOM
  13. 2026-06-02
    days on market $94,900 Active 344 DOM
  14. 2026-06-01
    days on market $94,900 Active 343 DOM
  15. 2026-05-31
    days on market $94,900 Active 342 DOM
  16. 2026-01-15
    price $94,900 731-char remark
    Show marketing remark (652 chars)

    19 ACRES on the Bristol Hwy with a 3-Bedroom Home If you've been searching for acreage with privacy, views, and room to create something truly your own, this 19-acre property in beautiful Scott County is full of possibility. The land is the star here--mountainous, wooded, and full of potential for recreation, homesteading, or future improvements. A 3-bedroom home sits on the property and is a true fixer-upper. It's in rough condition and will require significant renovation. There is currently no bathroom, For someone with vision, this acreage offers a rare chance to build, restore, or reimagine a mountain retreat right off the Bristol Highway.

  17. 2026-01-15
    price $94,900 652-char remark
    Show marketing remark (652 chars)

    19 ACRES on the Bristol Hwy with a 3-Bedroom Home If you've been searching for acreage with privacy, views, and room to create something truly your own, this 19-acre property in beautiful Scott County is full of possibility. The land is the star here--mountainous, wooded, and full of potential for recreation, homesteading, or future improvements. A 3-bedroom home sits on the property and is a true fixer-upper. It's in rough condition and will require significant renovation. There is currently no bathroom, For someone with vision, this acreage offers a rare chance to build, restore, or reimagine a mountain retreat right off the Bristol Highway.

  18. 2025-06-24
    listed $99,900 Active 652-char remark
    Show marketing remark (731 chars)

    19 Acres on the Bristol Hwy with a 3-Bedroom Home If you've been searching for acreage with privacy, views, and room to create something truly your own, this 19-acre property in beautiful Scott County is full of possibilities. The land is the star here—mountainous, wooded, and full of potential for recreation, homesteading, or future improvements. A 3-bedroom home sits on the property and is a true fixer-upper. It's in rough condition and will require significant renovation. There is no bathroom. For someone with vision, this acreage offers a rare chance to build, restore, or reimagine a mountain retreat right off the Bristol Highway. NOTE: This listing has a Bristol, VA 24202 address but is located in Scott County.

  19. 2025-06-24
    listed $99,900 Active 731-char remark
    Show marketing remark (731 chars)

    19 Acres on the Bristol Hwy with a 3-Bedroom Home If you've been searching for acreage with privacy, views, and room to create something truly your own, this 19-acre property in beautiful Scott County is full of possibilities. The land is the star here—mountainous, wooded, and full of potential for recreation, homesteading, or future improvements. A 3-bedroom home sits on the property and is a true fixer-upper. It's in rough condition and will require significant renovation. There is no bathroom. For someone with vision, this acreage offers a rare chance to build, restore, or reimagine a mountain retreat right off the Bristol Highway. NOTE: This listing has a Bristol, VA 24202 address but is located in Scott County.

  20. 2022-09-09
    soldstatus $60,000
  21. 2022-09-08
    soldstatus $60,000
  22. 2021-08-09
    listed $80,200

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast VA · Resets to sale price

Current annual tax
$577 · $48/mo
Projected year-2 tax
$778 · $65/mo
Expected delta
+$201/yr (+$17/mo · 34.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥97°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,619
− Mortgage interest
−$5,316
− Property taxes
−$577
− Insurance
−$474
− Repairs & maintenance
−$1,410
− Management
−$1,410
− Depreciation
−$2,761
Taxable income
$5,672
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,361
After-tax cash flow
$5,535/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Scott County Public School District
NCES district ID
5103480
Math proficiency
66% ▼ -26.00%
Reading proficiency
73% ▼ -12.00%
Median HH income
$36,567
Composite
57.65/100
National rank
#1061
State rank
#33 of 131 in VA

Livability — Bristol

Score
74/100
State rank
#140
US rank
#4544

Category grades

Amenities C+ Commute F Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

City population
16,039
Population (ZIP)
12,324

Population outlook (Scott County) Hauer SSP2

Today (2025)
20,405 people
By 2030
19,379 · -5.0%
By 2040
17,325 · -15.1%
By 2050
15,464 · -24.2%
By 2075
11,845 · -42.0%
By 2100
8,516 · -58.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (94%)
Race & ethnicity
White 94% Two or more races 3% Hispanic / Latino 2%
Common ancestry
Slovak 2% Portuguese 1% Italian 1%
Foreign-born
1%
Languages at home
97% English-only · Spanish 2% Other Indo-European 1%

Political lean MEDSL · Scott

2024 margin
Solid R (+70.4) · D 14.5% · R 84.9%
2008→2024 swing
-27.3pp toward R · 2008: -43.1pp · 2024: -70.4pp
All cycles
2024: R+70.4 2020: R+67.8 2016: R+66.3 2012: R+50.6 2008: R+43.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -78.07%
Current HPI
182.4415
Rent YoY
Metro
State GDP YoY
▲ 2.40%
F500 in state
50

Industry mix (Fortune 500 HQ in VA)

Industry F500 HQs Revenue

Price history

+18.3% since first listed
7 events — show timeline
  • 2026-01-15 Price Changed $94,900 SWVAR
  • 2026-01-15 Price Changed $94,900 TVRMLS
  • 2025-06-24 Listed $99,900 TVRMLS
  • 2025-06-24 Listed $99,900 SWVAR
  • 2022-09-09 Sold (Public Records) $60,000 Public Records
  • 2022-09-08 Sold (MLS) $60,000 TVRMLS
  • 2021-08-09 Listed $80,200 TVRMLS

Property tax history

+5.3%/yr

Latest (2025): $577 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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