7514 Dolonita Dr #7514 · Town 'n' Country, FL 33615

$118,000

3 bd · 2.0 ba · 1,432 sqft · Condo · 1 Days on market

Built 1971 $346/mo HOA · 16% of rent

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Schools +4.2/10.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Rent growth +1.3/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Price improvement . motivated seller. . Location . .Location. . Location . Enjoy Florida life style at its best with this beautiful fully remodeled Condo at The Greens of Town in County . this is 3 Bed Room 2 Bath on the 2nd floor with direst access to the pool . a lot of upgrades including Re-designed Kitchen Totally remodeled Bathroom , hard wood laminate flooring and ceramic tile through out the unit . too may upgrades to list come see the value of this unit. The Greens Of Town N County few miles away from Tampa International Airport, Tampa Stadium , International Mall, South Tampa , Downtown Tampa. and the express way for easy access to Florida best beaches . Why Rent or pay thousands for time share to have a peace of the Sunshine State paradise with easy living . Low HOA and great Rental property for investors, vacation home and perfect for first time buyers.

Key facts

• Fully remodeled
• Private balcony
• Community amenities

Tags

• FULLY REMODELED
• PRIVATE BALCONY
• COMMUNITY AMENITIES
• ASSIGNED PARKING
• PETS WELCOME

Property features AI

Finance

• Other: Homestead exemption indicated
• Financial info: Total monthly fees $346; total annual fees $4,152; Lease restrictions apply
• HOA & community: Monthly condo/HOA fee $346 (includes grounds maintenance, pool, sewer, trash, water); Association approval required; Pets allowed (max ~100 lbs); Community pool; Playground; Tennis courts

Exterior

• Utilities: Public sewer; Water connected; Electricity available; Cable available
• Home design: Condominium (attached); Two levels; Faces west; Entry level: 2nd floor
• Construction: Block and stucco construction; Shingle roof; Slab foundation; Built as residential condominium; Property condition: fixer
• Exterior features: Tennis courts; Sidewalk

Interior

• Kitchen: Dishwasher; Disposal; Microwave; Range; Refrigerator; Electric water heater
• Bedrooms: 3 bedrooms
• Flooring: Ceramic tile
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air
• Interior features: Open floorplan; Balcony; Sliding doors
• Laundry & utility: Laundry inside

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath condo listed at $118k.

Deal economics

• At list price, monthly cash flow is $523 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $118k).

Location & tenants

• Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
• Hillsborough (suburban): math 47% / reading 50% proficiency, ranked #41 of 73 in FL (top 56%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents falling (-4.6%/yr); 328 active listings in the ZIP; 36 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 9,053 units permitted in Hillsborough County in 2024 (4,555 in 5+ unit buildings).
• This rent runs 37% of the median local income ($69k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $816 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Hillsborough County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 0.0% rent growth), your $33k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

• Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
• 7 sale attempts since 10y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $118,000

Questions for the listing agent

1. Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.81% ✓
• Cap rate: 11.61%
• Cash-on-cash: 19.01%
• DSCR: 1.85
• GRM: 4.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: 6.7%
• Equity multiple: 1.25×
• Total profit: $8,204
• Equity at exit: $17,594

10-year hold

• IRR: 12.4%
• Equity multiple: 1.81×
• Total profit: $26,902
• Equity at exit: $10,202

Cash invested: $33,040 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33615

• Rents YoY: -4.6%
• Active inventory: 328
• Price-to-rent: 4.6×

Monthly cashflow live

• Estimated rent: $2,133 high
• Mortgage (P&I): −$619
• Tax est. 1.5%: −$148 /mo · $1,770/yr
• Insurance: −$49
• HOA: −$346
• Vacancy / Maint / Mgmt: −$448
• Net cashflow: $523

Break-even live

Break-even rent $1,470

Max offer price $118,000

Occupancy floor 70%

Sensitivity live

Price	-10% $605	-5% $564	+0% $523	+5% $483	+10% $442
Rent	-10% $355	-5% $439	+0% $523	+5% $608	+10% $692
Rate	-1.0pp $583	-0.5pp $553	base $523	+0.5pp $493	+1.0pp $462

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $29,500
• Closing costs: $3,540
• Reserves months: —
• Total cash needed: —

Rent comps 36 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
7501 Dolonita Dr #7501 Tampa, FL	3.0	2.0	1432	$2,200	$1.54	25d	1	0.01mi
7633 Dolonita Dr #7633 Tampa, FL	3.0	2.0	1432	$2,890	$2.02	25d	1	0.06mi
7501 Gallineta Ct Tampa, FL	2.0	1.5	1268	$1,700	$1.34	25d	1	0.07mi
7502 Bolanos Ct Tampa, FL	3.0	2.5	1588	$1,850	$1.16	5d	1	0.07mi
7604 La Mesita Ct Tampa, FL	3.0	2.5	1588	$2,400	$1.51	25d	1	0.08mi
7667 Abonado Rd #7667 Tampa, FL	2.0	2.0	1138	$1,590	$1.40	25d	1	0.10mi
7309 Abonado Rd Unit 1 Tampa, FL	3.0	2.0	1570	$1,659	$1.06	21d	1	0.12mi
8307 Royal Sand Cir Unit 1475277P Tampa, FL	2.0	2.0	1097	$2,978	$2.71	0d	1	0.52mi
6710 Mornay Cir Tampa, FL	4.0	2.0	1490	$3,300	$2.21	25d	1	0.59mi
8319 Terracewood Cir Tampa, FL	3.0	2.0	1658	$1,750	$1.06	0d	1	0.67mi
7323 Jackson Springs Rd Tampa, FL	3.0	1.5	1265	$1,750	$1.38	25d	1	0.69mi
6910 W Waters Ave Tampa, FL	1.0–2.0	1.0–2.0	800	$1,925	$2.41	5d	5	0.71mi
7014 Edenbrook Ct Tampa, FL	4.0	2.5	1698	$3,250	$1.91	12d	1	0.72mi
7315 W Hanna Ave Tampa, FL	1.0–3.0	1.0–2.0	1006	$1,956	$1.94	0d	13	0.90mi
7904 Woodvine Cir Tampa, FL	3.0	1.0	1300	$2,500	$1.92	25d	1	0.96mi
8518 Woodlake Dr Tampa, FL	2.0	1.0	1500	$2,500	$1.67	5d	1	0.99mi
8518 Woodlake Dr Tampa, FL	2.0	1.0	1560	$2,500	$1.60	21d	1	0.99mi
8320 Woodlake Pl Tampa, FL	3.0	2.0	1759	$3,650	$2.08	25d	1	1.09mi
6405 Regatta Ct Tampa, FL	3.0	2.0	1269	$1,995	$1.57	3d	1	1.11mi
8112 Silent Creek Dr Tampa, FL	2.0	2.5	1372	$1,900	$1.38	25d	1	1.12mi
7605 Pinery Way Tampa, FL	1.0–2.0	1.0–2.0	910	$1,560	$1.71	0d	26	1.14mi
8101 Sheldon Shores Dr Tampa, FL	2.0	2.0	926	$1,650	$1.78	0d	1	1.15mi
8109 Sheldon Shores Dr Tampa, FL	2.0	3.0	1400	$1,700	$1.21	25d	1	1.15mi
7508 Stillridge Dr Unit G Tampa, FL	2.0	2.0	973	$1,495	$1.54	22d	1	1.16mi
8509 Olympic Ct Tampa, FL	3.0	1.0	1119	$1,736	$1.55	17d	1	1.16mi
7602 W Powhatan Ave Unit 1 Town 'N' Country, FL	2.0	1.0	900	$1,425	$1.58	5d	1	1.19mi
7602 W Powhatan Ave Unit POWHATAN7602-1 Town 'N' Country, FL	2.0	1.0	900	$1,425	$1.58	17d	1	1.19mi
8201 Donaldson Dr Tampa, FL	3.0	2.0	1330	$2,650	$1.99	0d	1	1.20mi
7611 Paula Dr Unit PAULA7611-5 Tampa, FL	2.0	1.0	950	$1,375	$1.45	25d	1	1.21mi
6406 Axelrod Rd Tampa, FL	3.0	2.0	1403	$2,199	$1.57	11d	1	1.25mi
8928 Southbay Dr Tampa, FL	3.0	2.0	1860	$2,450	$1.32	21d	1	1.32mi
8928 Southbay Dr Tampa, FL	3.0	2.0	1806	$2,450	$1.36	25d	1	1.32mi
8870 W Waters Ave Tampa, FL	1.0–2.0	1.0–2.0	1093	$1,850	$1.69	0d	9	1.32mi
8102 Sheldon Rd Tampa, FL	1.0–2.0	1.0–2.0	737	$1,910	$2.59	0d	24	1.39mi
5741 Desert Rose Pl Tampa, FL	3.0	2.5	1731	$2,800	$1.62	25d	1	1.44mi
6158 Beacon Isles Dr Tampa, FL	2.0	1.0–2.0	676	$1,669	$2.47	0d	29	1.45mi

HOA detail condo

• Monthly dues: $346 · $4,152/yr
• Likely covers: pool
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 2 events

1. 2026-06-19
   remarks 693-char remark
2. 2026-06-19
   listed $118,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 54% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 27 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $25,592
• − Mortgage interest: −$6,610
• − Property taxes: −$1,770
• − Insurance: −$590
• − Repairs & maintenance: −$2,047
• − Management: −$2,047
• − HOA: −$4,152
• − Depreciation: −$3,433
• Taxable income: $4,942
• Est. tax owed @ 24.0%: −$1,186
• After-tax cash flow: $5,094/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Hillsborough
• NCES district ID: 1200870
• Math proficiency: 47% ▼ -8.00%
• Reading proficiency: 50% ▼ -4.00%
• Median HH income: $50,622
• Composite: 41.6/100
• National rank: #3435
• State rank: #41 of 73 in FL

Livability — Town 'n' Country

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: Town 'n' Country, FL
• County: Hillsborough County · 1,540,968 people
• City population: 88,241
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 47,245
• Household income: $69,274
• Rent vs Own: 42.5% rent · 57.5% own
• Severe rent burden: 1847.0

Population outlook (Hillsborough County) Hauer SSP2

• Today (2025): 1,607,022 people
• By 2030: 1,733,968 · +7.9%
• By 2040: 1,979,565 · +23.2%
• By 2050: 2,203,427 · +37.1%
• By 2075: 2,667,893 · +66.0%
• By 2100: 2,891,558 · +79.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.60)
• Race & ethnicity: Hispanic / Latino 56% Two or more races 33% White 29% Black 7% Asian 3%
• Hispanic origin (detail): Mexican 2% Puerto Rican 14% Cuban 26% Dominican 3%
• Common ancestry: Romanian 3% Estonian 1% Lithuanian 1%
• Foreign-born: 36% · Canada, Jamaica, Vietnam
• Languages at home: 44% English-only · Spanish 49% Other Indo-European 2% Russian/Polish/Slavic 1%

Political lean MEDSL · Hillsborough

• 2024 margin: Toss-up / Even · D 47.8% · R 50.9% · Other 1.3%
• 2008→2024 swing: -10.2pp toward R · 2008: 7.1pp · 2024: -3.1pp
• All cycles: 2024: R+3.1 2020: D+6.9 2016: D+6.8 2012: D+6.7 2008: D+7.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -376.91%
• Current HPI: 401.8072
• Rent YoY: ▼ -4.62%
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+114.5% since first listed

20 events — show timeline

• 2026-06-18 Listed $118,000 Stellar MLS as Distributed by MLS Grid
• 2020-08-14 Sold (MLS) $123,000 Stellar MLS as Distributed by MLS Grid
• 2020-07-22 Pending — Stellar MLS as Distributed by MLS Grid
• 2020-07-07 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2020-07-07 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2020-06-26 Price Changed $124,900 Stellar MLS as Distributed by MLS Grid
• 2020-06-26 Relisted — Stellar MLS as Distributed by MLS Grid
• 2020-05-18 Pending — Stellar MLS as Distributed by MLS Grid
• 2020-04-18 Relisted — Stellar MLS as Distributed by MLS Grid
• 2020-04-15 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2020-03-06 Price Changed $129,900 Stellar MLS as Distributed by MLS Grid
• 2020-01-23 Relisted — Stellar MLS as Distributed by MLS Grid
• 2020-01-10 Pending — Stellar MLS as Distributed by MLS Grid
• 2019-10-15 Listed $134,900 Stellar MLS as Distributed by MLS Grid
• 2018-12-12 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2018-10-25 Price Changed $144,900 Stellar MLS as Distributed by MLS Grid
• 2018-06-12 Listed $149,900 Stellar MLS as Distributed by MLS Grid
• 2016-06-18 Sold (MLS) $55,000 Stellar MLS as Distributed by MLS Grid
• 2016-05-10 Pending — Stellar MLS as Distributed by MLS Grid
• 2016-05-02 Listed $55,000 Stellar MLS as Distributed by MLS Grid