3132 Cliftmont Ave · Baltimore, MD
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $755 – $1,403
Heat risk 8/10 · Major
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 6 days/yr
- Unhealthy air days in 30 yrs
- 7 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Appreciation +4.7/10.0
- Rent growth +3.8/5.0
- Livability +3.8/5.0
- Condition / age +2.5/5.0
- Schools +1.0/10.0
- ARV discount +0.0/15.0
$110,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Solid brick rowhome with great potential in an established Baltimore neighborhood. The property has 2 units, a first floor 2bedroom/1 bath and a second floor 2bedroom/1 bath unit. Conveniently located near Clifton Park and major commuter routes, this property is ideal for investors or buyers looking to add value with updates. Being sold as-is with strong upside opportunity. This property is part of a larger portfolio. Please contact for more details regarding associated listings. Closings will need to be coordinated with the other properties in the portfolio but may sell to individual buyers. Seller will only accept offers from serious buyers who can align with that timeline.
Key facts
- Near clifton park
- Brick rowhome
- Built 1925
Tags
Property features AI
Exterior
- Parking: On-street parking
- Utilities: Public water; Public sewer; Natural gas service
- Home design: Interior townhouse/rowhouse
- Construction: Brick construction; Block foundation; Built (year source: assessor)
- Exterior features: Above-grade and below-grade structures; Not located on tidal water; Located within city limits
Interior
- Kitchen: Second kitchen (additional kitchen)
- Bedrooms: One bedroom on the main level; One bedroom on the first upper level
- Bathrooms: Three full bathrooms (one on main level, one on first upper level, one on first lower level)
- Heating & cooling: Radiator heating; Natural gas heating and hot water
- Interior features: Second kitchen; Full, unfinished basement
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath townhouse listed at $110k.
Deal economics
- At list price, monthly cash flow is $477 ($6k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $110k).
- Recommended offer: $107k (3.0% below list) — sets the bar for market timing.
- Cap rate 11.5% vs local median 6.0% in Baltimore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: schools D, crime F.
- Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising fast (+5.2%/yr); 319 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
- This rent runs 39% of the median local income ($51k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- In year one you build about $136 of equity ($761 loan paydown + $-625 appreciation (-0.6% local appreciation)).
- Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (-0.6% appreciation + 5.2% rent growth), your $31k cash investment doubles in ~5 years — after that, you're playing with house money.
Negotiation context
- It's been on market 50 days — a 3% lower offer ($107k) is reasonable based on typical stale-listing flexibility.
- 11 sale attempts since 28y ago; this cycle's ask has dropped $15k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $37k; list at $110k implies a 197% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: property tax is 2.6% of price; built in 1925 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 50 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1925 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.54% ✓
- Cap rate
- 11.50%
- Cash-on-cash
- 18.58%
- DSCR
- 1.83
- GRM
- 5.4
CMA / ARV
- ARV (median comp)
- $93,711
- List price
- $110,000
- Delta
- 17.38%
- Verdict
- OVERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2821 Erdman Ave | 0.27mi | 2/2.0 | 1,260 (-1%) | 0mo | $75,000 | $60 | 82 |
| 2902 Clifton Park Ter | 0.22mi | 3/1.5 (+1) | 1,344 (+6%) | 1mo | $66,000 | $49 | 73 |
| 3533 Elmley Ave | 0.22mi | 3/1.5 (+1) | 1,344 (+6%) | 1mo | $70,000 | $52 | 72 |
| 3114 Mareco Ave | 0.08mi | 3/2.0 (+1) | 1,410 (+11%) | 2mo | $125,000 | $89 | 68 |
| 3238 Ravenwood Ave | 0.31mi | 3/1.5 (+1) | 1,158 (-9%) | 0mo | $70,000 | $60 | 63 |
| 3838 Lyndale Ave | 0.55mi | 2/2.0 | 1,190 (-6%) | 2mo | $113,500 | $95 | 58 |
| 3532 Cliftmont Ave | 0.52mi | 3/2.0 (+1) | 1,200 (-6%) | 2mo | $168,000 | $140 | 56 |
| 3733 Ravenwood Ave | 0.55mi | 3/2.0 (+1) | 1,350 (+6%) | 1mo | $135,000 | $100 | 55 |
| 4117 Eastmont Ave | 0.66mi | 3/2.0 (+1) | 1,176 (-8%) | 1mo | $224,900 | $191 | 47 |
| 3571 Dudley Ave | 0.66mi | 3/2.0 (+1) | 1,400 (+10%) | 1mo | $175,000 | $125 | 43 |
| 3406 Ramona Ave | 0.65mi | 3/2.0 (+1) | 1,408 (+11%) | 0mo | $85,000 | $60 | 43 |
| 3805 Elmora Ave | 0.55mi | 3/2.0 (+1) | 1,096 (-14%) | 1mo | $11,700 | $11 | 42 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-0.57% appreciation · 5.25% rent growth · sell at horizon
- IRR
- 19.1%
- Equity multiple
- 1.92×
- Total profit
- $28,253
- Equity at exit
- $28,852
- IRR
- 25.8%
- Equity multiple
- 3.99×
- Total profit
- $92,104
- Equity at exit
- $32,303
Cash invested: $30,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (CITY)
- 12 Strongly Tenant-Friendly
- State Maryland
- 27 Tenant-Leaning · D+14
- County
- — inherits STATE
- City Baltimore
- 12 Strongly Tenant-Friendly · D+58
ZIP-level market 21213
- Home prices YoY
- -0.1%
- Rents YoY
- 5.2%
- Active inventory
- 319
- Price-to-rent
- 5.4×
Monthly cashflow live
- Estimated rent
- $1,690 high interval (Pro) →
- Mortgage (P&I)
- −$577
- Tax from tax record
- −$235 /mo · $2,821/yr
- Insurance
- −$46
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$355
- Net cashflow
- $477
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $27,500
- Closing costs
- $3,300
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3335 Lyndale Ave Baltimore, MD | 2.0 | 2.0 | 1344 | $1,600 | $1.19 | 24d | 1 | 0.22mi |
| 3551 Elmley Ave Baltimore, MD | 3.0 | 1.5 | 1872 | $2,095 | $1.12 | 24d | 1 | 0.22mi |
| 3317 Lyndale Ave Baltimore, MD | 3.0 | 1.0 | 900 | $1,300 | $1.44 | 44d | 1 | 0.23mi |
| 3315 Lyndale Ave Baltimore, MD | 2.0 | 1.5 | 896 | $1,650 | $1.84 | 18d | 1 | 0.23mi |
| 3512 Elmora Ave Baltimore, MD | 3.0 | 1.5 | 1472 | $1,900 | $1.29 | 20d | 1 | 0.24mi |
| 3326 Elmora Ave Baltimore, MD | 3.0 | 1.0 | 1200 | $1,450 | $1.21 | 24d | 1 | 0.24mi |
| 3339 Elmora Ave Baltimore, MD | 3.0 | 2.0 | 896 | $1,600 | $1.79 | 44d | 1 | 0.25mi |
| 3222 Lyndale Ave Unit 1 Baltimore, MD | 3.0 | 1.5 | 1500 | $2,200 | $1.47 | 12d | 1 | 0.26mi |
| 3213 Elmley Ave Baltimore, MD | 2.0 | 1.0 | 1188 | $1,395 | $1.17 | 44d | 1 | 0.26mi |
| 3218 Lyndale Ave Baltimore, MD | 3.0 | 1.5 | 1020 | $1,500 | $1.47 | 24d | 1 | 0.26mi |
| 3221 Lyndale Ave Baltimore, MD | 2.0 | 2.0 | 1020 | $1,700 | $1.67 | 24d | 1 | 0.27mi |
| 3322 Ravenwood Ave Baltimore, MD | 3.0 | 2.0 | 932 | $1,800 | $1.93 | 24d | 1 | 0.28mi |
| 3343 Ravenwood Ave Unit 3343 Baltimore, MD | 2.0 | 2.0 | 948 | $1,855 | $1.96 | 18d | 1 | 0.28mi |
| 3610 Elmley Ave Baltimore, MD | 2.0 | 1.5 | 1200 | $1,550 | $1.29 | 20d | 1 | 0.30mi |
| 2828 Lake Ave Baltimore, MD | 3.0 | 2.0 | 1164 | $1,850 | $1.59 | 4d | 1 | 0.33mi |
| 2113 Belair Rd Baltimore, MD | 3.0 | 1.0 | 1344 | $1,795 | $1.34 | 44d | 1 | 0.35mi |
| 3436 Cardenas Ave Baltimore, MD | 2.0 | 1.0 | 1146 | $1,395 | $1.22 | 44d | 1 | 0.36mi |
| 3519 Kentucky Ave Baltimore, MD | 3.0 | 2.0 | 1536 | $2,100 | $1.37 | 11d | 1 | 0.40mi |
| 3525 Kentucky Ave Baltimore, MD | 3.0 | 1.5 | 1536 | $1,950 | $1.27 | 44d | 1 | 0.40mi |
| 3902 Erdman Ave Unit 1 Baltimore, MD | 2.0 | 1.0 | 1000 | $1,275 | $1.27 | 24d | 1 | 0.42mi |
| 3914 Erdman Ave #1 Baltimore, MD | 3.0 | 1.0 | 1200 | $1,319 | $1.10 | 18d | 1 | 0.44mi |
| 3611 Ravenwood Ave #2 Baltimore, MD | 1.0 | 1.0 | 1566 | $975 | $0.62 | 44d | 1 | 0.44mi |
| 2817 Pelham Ave Baltimore, MD | 3.0 | 2.0 | 1464 | $1,950 | $1.33 | 24d | 1 | 0.45mi |
| 3515 Parklawn Ave Baltimore, MD | 3.0 | 2.0 | 1240 | $1,700 | $1.37 | 3d | 1 | 0.45mi |
| 2848 Pelham Ave Baltimore, MD | 3.0 | 2.0 | 1164 | $1,700 | $1.46 | 44d | 1 | 0.45mi |
| 4104 Erdman Ave Unit 2 Baltimore, MD | 2.0 | 1.0 | 1566 | $1,075 | $0.69 | 4d | 1 | 0.50mi |
| 3028 Kenyon Ave Baltimore, MD | 2.0 | 2.0 | 1075 | $1,395 | $1.30 | 44d | 1 | 0.51mi |
| 3572 Juneway Unit 1 Baltimore, MD | 2.0 | 1.0 | 1800 | $1,200 | $0.67 | 44d | 1 | 0.51mi |
| 2735 Chesterfield Ave Baltimore, MD | 3.0 | 2.5 | 1536 | $2,000 | $1.30 | 11d | 1 | 0.53mi |
| 3305 Dudley Ave Baltimore, MD | 3.0 | 2.0 | 1413 | $1,950 | $1.38 | 44d | 1 | 0.55mi |
| 3544 Chesterfield Ave Baltimore, MD | 3.0 | 1.5 | 1200 | $1,635 | $1.36 | 44d | 1 | 0.56mi |
| 3566 Dudley Ave Baltimore, MD | 2.0 | 1.0 | 896 | $1,800 | $2.01 | 24d | 1 | 0.67mi |
| 3551 Shannon Dr Baltimore, MD | 3.0 | 2.0 | 1485 | $2,358 | $1.59 | 24d | 1 | 0.70mi |
| 2522 E Federal St Baltimore, MD | 2.0 | 2.0 | 1760 | $1,400 | $0.80 | 44d | 1 | 0.79mi |
| 2311 E Lafayette Ave Baltimore, MD | 3.0 | 1.0 | 1000 | $1,400 | $1.40 | 44d | 1 | 0.81mi |
| 1403 N Linwood Ave Baltimore, MD | 3.0 | 2.0 | 1660 | $1,995 | $1.20 | 44d | 1 | 0.82mi |
| 4320 Sheldon Ave Baltimore, MD | 3.0 | 1.5 | 1280 | $1,800 | $1.41 | 24d | 1 | 0.84mi |
| 2621 E Oliver St Baltimore, MD | 3.0 | 2.0 | 1600 | $1,700 | $1.06 | 24d | 1 | 0.84mi |
| 2125 Cliftwood Ave Baltimore, MD | 1.0 | 2.0 | 1020 | $1,450 | $1.42 | 44d | 1 | 0.84mi |
| 1310 N Ellwood Ave Baltimore, MD | 2.0 | 1.0 | 1000 | $1,450 | $1.45 | 12d | 1 | 0.86mi |
Listing history 46 events
-
2026-06-18days on market $110,000 Active 50 DOM
-
2026-06-17days on market $110,000 Active 49 DOM
-
2026-06-16days on market $110,000 Active 48 DOM
-
2026-06-15days on market $110,000 Active 47 DOM
-
2026-06-13days on market $110,000 Active 45 DOM
-
2026-06-09days on market $110,000 Active 41 DOM
-
2026-06-08days on market $110,000 Active 40 DOM
-
2026-06-07days on market $110,000 Active 39 DOM
-
2026-06-04days on market $110,000 Active 36 DOM
-
2026-06-03days on market $110,000 Active 35 DOM
-
2026-06-02days on market $110,000 Active 34 DOM
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2026-06-02price $110,000 Active 33 DOM
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2026-06-01days on market $120,000 Active 33 DOM
Show marketing remark (684 chars)
Solid brick rowhome with great potential in an established Baltimore neighborhood. The property has 2 units, a first floor 2bedroom/1 bath and a second floor 2bedroom/1 bath unit. Conveniently located near Clifton Park and major commuter routes, this property is ideal for investors or buyers looking to add value with updates. Being sold as-is with strong upside opportunity. This property is part of a larger portfolio. Please contact for more details regarding associated listings. Closings will need to be coordinated with the other properties in the portfolio but may sell to individual buyers. Seller will only accept offers from serious buyers who can align with that timeline.
-
2026-05-31days on market $120,000 Active 32 DOM
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2026-05-15price $120,000 684-char remark
Show marketing remark (684 chars)
Solid brick rowhome with great potential in an established Baltimore neighborhood. The property has 2 units, a first floor 2bedroom/1 bath and a second floor 2bedroom/1 bath unit. Conveniently located near Clifton Park and major commuter routes, this property is ideal for investors or buyers looking to add value with updates. Being sold as-is with strong upside opportunity. This property is part of a larger portfolio. Please contact for more details regarding associated listings. Closings will need to be coordinated with the other properties in the portfolio but may sell to individual buyers. Seller will only accept offers from serious buyers who can align with that timeline.
-
2026-05-15price $120,000 587-char remark
Show marketing remark (684 chars)
Solid brick rowhome with great potential in an established Baltimore neighborhood. The property has 2 units, a first floor 2bedroom/1 bath and a second floor 2bedroom/1 bath unit. Conveniently located near Clifton Park and major commuter routes, this property is ideal for investors or buyers looking to add value with updates. Being sold as-is with strong upside opportunity. This property is part of a larger portfolio. Please contact for more details regarding associated listings. Closings will need to be coordinated with the other properties in the portfolio but may sell to individual buyers. Seller will only accept offers from serious buyers who can align with that timeline.
-
2026-05-07$125,000 Active 684-char remark
Show marketing remark (684 chars)
Solid brick rowhome with great potential in an established Baltimore neighborhood. The property has 2 units, a first floor 2bedroom/1 bath and a second floor 2bedroom/1 bath unit. Conveniently located near Clifton Park and major commuter routes, this property is ideal for investors or buyers looking to add value with updates. Being sold as-is with strong upside opportunity. This property is part of a larger portfolio. Please contact for more details regarding associated listings. Closings will need to be coordinated with the other properties in the portfolio but may sell to individual buyers. Seller will only accept offers from serious buyers who can align with that timeline.
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2026-04-29$125,000 Active 587-char remark
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2012-04-23soldstatus $37,000 Sold
Show marketing remark (319 chars)
FANNIE MAE HOMEPATH PROPERTY! APPROVED HOMEPATH RENOVATION. ONLY OWNER OCCUPANT OFFERS CONSIDERED IN FIRST 15 DAYS OF LISTING. REVIEW CHECKLIST, NO ELECTRONIC SIGNATURES. G/RENT IF ANY TO BE VERIFIED. SELLER WILL NOT REDEEM. GREAT PROPERTY, GLEAMING HARDWOOD FLOORS, 3 FULL BATHS, LIGHT FILLED LARGE ROOMS, FENCED YARD.
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2012-04-23soldstatus $37,000
Show marketing remark (319 chars)
FANNIE MAE HOMEPATH PROPERTY! APPROVED HOMEPATH RENOVATION. ONLY OWNER OCCUPANT OFFERS CONSIDERED IN FIRST 15 DAYS OF LISTING. REVIEW CHECKLIST, NO ELECTRONIC SIGNATURES. G/RENT IF ANY TO BE VERIFIED. SELLER WILL NOT REDEEM. GREAT PROPERTY, GLEAMING HARDWOOD FLOORS, 3 FULL BATHS, LIGHT FILLED LARGE ROOMS, FENCED YARD.
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2012-02-17status Contract
Show marketing remark (319 chars)
FANNIE MAE HOMEPATH PROPERTY! APPROVED HOMEPATH RENOVATION. ONLY OWNER OCCUPANT OFFERS CONSIDERED IN FIRST 15 DAYS OF LISTING. REVIEW CHECKLIST, NO ELECTRONIC SIGNATURES. G/RENT IF ANY TO BE VERIFIED. SELLER WILL NOT REDEEM. GREAT PROPERTY, GLEAMING HARDWOOD FLOORS, 3 FULL BATHS, LIGHT FILLED LARGE ROOMS, FENCED YARD.
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2012-01-22historical
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2012-01-04$41,999 Active
Show marketing remark (319 chars)
FANNIE MAE HOMEPATH PROPERTY! APPROVED HOMEPATH RENOVATION. ONLY OWNER OCCUPANT OFFERS CONSIDERED IN FIRST 15 DAYS OF LISTING. REVIEW CHECKLIST, NO ELECTRONIC SIGNATURES. G/RENT IF ANY TO BE VERIFIED. SELLER WILL NOT REDEEM. GREAT PROPERTY, GLEAMING HARDWOOD FLOORS, 3 FULL BATHS, LIGHT FILLED LARGE ROOMS, FENCED YARD.
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2012-01-04$41,999
Show marketing remark (319 chars)
FANNIE MAE HOMEPATH PROPERTY! APPROVED HOMEPATH RENOVATION. ONLY OWNER OCCUPANT OFFERS CONSIDERED IN FIRST 15 DAYS OF LISTING. REVIEW CHECKLIST, NO ELECTRONIC SIGNATURES. G/RENT IF ANY TO BE VERIFIED. SELLER WILL NOT REDEEM. GREAT PROPERTY, GLEAMING HARDWOOD FLOORS, 3 FULL BATHS, LIGHT FILLED LARGE ROOMS, FENCED YARD.
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2011-10-09historical Expired
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2011-10-09historical
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2011-06-28price
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2011-05-12price
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2011-04-10Active
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2011-04-10$34,900
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2008-07-05historical
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2008-06-09price
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2008-04-18price
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2008-03-13price
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2008-03-01
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2007-10-05historical
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2007-10-05soldstatus $115,000
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2007-10-05$115,000
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2007-06-05soldstatus $115,000
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2007-05-06historical
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2007-03-26
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2006-11-07historical
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2006-11-05
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1999-03-31historical
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1998-10-30
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1987-04-15soldstatus $30,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MD · Partial reset (capped growth)
- Current annual tax
- $2,821 · $235/mo
- Projected year-2 tax
- $2,821 · $235/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 8/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $20,274
- − Mortgage interest
- −$6,162
- − Property taxes
- −$2,821
- − Insurance
- −$550
- − Repairs & maintenance
- −$1,622
- − Management
- −$1,622
- − Depreciation
- −$3,200
- Taxable income
- $4,298
- Est. tax owed @ 24.0%
- −$1,031
- After-tax cash flow
- $4,692/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Baltimore City Public Schools
- NCES district ID
- 2400090
- Math proficiency
- 7% ▼ -9.00%
- Reading proficiency
- 16% ▼ -5.00%
- Median HH income
- $42,108
- Composite
- 10.08/100
- National rank
- #9805
- State rank
- #24 of 24 in MD
Livability — Baltimore
- Score
- 76/100
- State rank
- #90
- US rank
- #3396
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Baltimore, MD
- County
- Baltimore City · 558,601 people
- City population
- 588,727
- Metro
- Baltimore-Columbia-Towson, MD
- Population (ZIP)
- 28,058
- Household income
- $51,344
- Rent vs Own
- Severe rent burden
- 1868.0
Population outlook (Baltimore County) Hauer SSP2
- Today (2025)
- 624,249 people
- By 2030
- 621,541 · -0.4%
- By 2040
- 609,756 · -2.3%
- By 2050
- 597,249 · -4.3%
- By 2075
- 552,236 · -11.5%
- By 2100
- 513,934 · -17.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (86%)
- Race & ethnicity
- Black 86% White 6% Hispanic / Latino 4% Two or more races 3%
- Foreign-born
- 3% · Canada
- Languages at home
- 96% English-only · Spanish 3%
Political lean MEDSL · Baltimore
- 2024 margin
- Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
- 2008→2024 swing
- -2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
- All cycles
- 2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -0.57%
- Current HPI
- 427.4453
- Rent YoY
- ▲ 5.25%
- Metro
- Baltimore-Columbia-Towson, MD
- State GDP YoY
- ▲ 2.97%
- F500 in state
- 12
Industry mix (Fortune 500 HQ in MD)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Aerospace / Defense | 1 | $71B |
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| Utilities | 1 | $25B |
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| Hotels | 1 | $24B |
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| Consumer Goods | 1 | $7B |
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| Real Estate | 1 | $6B |
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| Chemicals | 1 | $2B |
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Price history
+266.7% since first listed34 events — show timeline
- 2026-06-01 Price Changed $110,000 BRIGHT MLS
- 2026-06-01 Price Changed $110,000 BRIGHT MLS
- 2026-05-15 Price Changed $120,000 BRIGHT MLS
- 2026-05-15 Price Changed $120,000 BRIGHT MLS
- 2026-05-07 Listed $125,000 BRIGHT MLS
- 2026-04-29 Listed $125,000 BRIGHT MLS
- 2012-04-23 Sold (MLS) $37,000 BRIGHT MLS
- 2012-04-23 Sold (MLS) $37,000 MRIS
- 2012-02-17 Pending — MRIS
- 2012-01-22 Listing Removed — BRIGHT MLS
- 2012-01-04 Listed $41,999 MRIS
- 2012-01-04 Listed $41,999 BRIGHT MLS
- 2011-10-09 Delisted — MRIS
- 2011-10-09 Listing Removed — BRIGHT MLS
- 2011-06-28 Price Changed — MRIS
- 2011-05-12 Price Changed — MRIS
- 2011-04-10 Listed — MRIS
- 2011-04-10 Listed $34,900 BRIGHT MLS
- 2008-07-05 Delisted — MRIS
- 2008-06-09 Price Changed — MRIS
- 2008-04-18 Price Changed — MRIS
- 2008-03-13 Price Changed — MRIS
- 2008-03-01 Listed — MRIS
- 2007-10-05 Listed $115,000 MRIS
- 2007-10-05 Delisted — MRIS
- 2007-10-05 Sold (MLS) $115,000 MRIS
- 2007-06-05 Sold (Public Records) $115,000 Public Records
- 2007-05-06 Delisted — MRIS
- 2007-03-26 Listed — MRIS
- 2006-11-07 Delisted — MRIS
- 2006-11-05 Listed — MRIS
- 1999-03-31 Delisted — MRIS
- 1998-10-30 Listed — MRIS
- 1987-04-15 Sold (Public Records) $30,000 Public Records
Property tax history
+2.2%/yrLatest (2025): $2,821 · +5.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…