715 W Avenue B · Copperas Cove, TX 76522

$54,900

2 bd · 1.0 ba · 624 sqft · SingleFamily public records · 156 Days on market

Built 1963 6,011 sqft lot $88/sqft · 38% below area Est $89k · 38% under

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• DSCR +10.0/10.0
• 1% rule +9.9/10.0
• Schools +3.6/10.0
• Livability +3.2/5.0
• Condition / age +2.5/5.0
• Rent growth +2.4/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

sold as-is no repairs will be done CASH ONLY, buyer pays if they want a survey

Key facts

• 6,011 sq ft lot
• Built 1963
• Listed 156 days

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $55k.

Deal economics

• At list price, monthly cash flow is $240 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($817 rent vs $55k).
• Recommended offer: $48k (12.0% below list) — sets the bar for market timing.
• Cap rate 11.5% vs local median 3.4% in Copperas Cove — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 65/100 on livability (#706 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: schools C-, employment D+, amenities F.
• Copperas Cove ISD (suburban): math 41% / reading 42% proficiency, ranked #340 of 826 in TX (top 41%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents soft (-0.2%/yr); 605 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 58% of comp listings sitting > 30 days — soft ceiling on asking rent; 386 units permitted in Coryell County in 2024 (0 in 5+ unit buildings).
• This rent is only 14% of the median local income ($72k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $380 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• At projected returns (-3.0% appreciation + 0.0% rent growth), your $15k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

• It's been on market 156 days — a 12% lower offer ($48k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 23y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 55% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $48,312 (12.0% below list)

Questions for the listing agent

1. It's been on market 156 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1963 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.49% ✓
• Cap rate: 11.55%
• Cash-on-cash: 18.76%
• DSCR: 1.83
• GRM: 5.6

CMA / ARV

• ARV (median comp): $88,668
• List price: $54,900
• Delta: -38.08%
• Verdict: UNDERPRICED
• Comps: 6 within 1.0 mi

Show comp detail 1 sale within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
502 W Avenue A	0.30mi	2/1.0	560 (-10%)	3mo	$90,000	$161	66

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: 7.0%
• Equity multiple: 1.26×
• Total profit: $4,045
• Equity at exit: $8,186

10-year hold

• IRR: 13.4%
• Equity multiple: 1.92×
• Total profit: $14,091
• Equity at exit: $4,747

Cash invested: $15,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 76522

• Home prices YoY: -22.4%
• Rents YoY: -0.2%
• Active inventory: 605
• Price-to-rent: 5.6×

Monthly cashflow live

• Estimated rent: $817 high
• Mortgage (P&I): −$288
• Tax from tax record: −$95 /mo · $1,135/yr
• Insurance: −$23
• HOA: −$0
• Vacancy / Maint / Mgmt: −$172
• Net cashflow: $240

Break-even live

Break-even rent $513

Max offer price $54,900

Occupancy floor 66%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $13,725
• Closing costs: $1,647
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
722 West Avenue B Unit B Copperas Cove, TX	2.0	1.0	620	$1,000	$1.61	44d	1	0.06mi
310 W Washington Ave Unit A Copperas Cove, TX	2.0	1.0	661	$700	$1.06	44d	1	0.39mi
401 W Lincoln Ave Unit 2 Copperas Cove, TX	2.0	1.0	740	$850	$1.15	23d	1	0.41mi
101 N 3rd St Apt 11 Copperas Cove, TX	1.0	1.0	535	$575	$1.07	23d	1	0.44mi
502 Mary St Unit 201 Copperas Cove, TX	1.0	1.0	600	$650	$1.08	44d	1	0.49mi
502 Mary St Unit 204 Copperas Cove, TX	1.0	1.0	600	$599	$1.00	44d	1	0.49mi
402 Mary St Unit 210 Copperas Cove, TX	1.0	1.0	600	$650	$1.08	44d	1	0.53mi
907 N 7th St Apt B Copperas Cove, TX	2.0	1.0	735	$650	$0.88	23d	1	0.56mi
506 N 1st St Copperas Cove, TX	1.0	1.0	600	$650	$1.08	14d	3	0.58mi
505 Hackberry St Unit 18 Copperas Cove, TX	2.0	1.0	750	$675	$0.90	14d	1	0.59mi
301 Bonnie Ln Copperas Cove, TX	2.0	1.0	596	$777	$1.30	44d	1	0.60mi
301 Bonnie Ln Unit A Copperas Cove, TX	2.0	1.0	652	$777	$1.19	23d	1	0.60mi
507 Hackberry St Unit 32 Copperas Cove, TX	2.0	1.0	570	$650	$1.14	23d	1	0.61mi
102 East Ave E Unit 9 Copperas Cove, TX	1.0	1.0	560	$545	$0.97	14d	1	0.62mi
917 N 7th St Apt C Copperas Cove, TX	2.0	1.0	692	$625	$0.90	44d	1	0.62mi
102 East Avenue A Apt 7 Copperas Cove, TX	2.0	1.0	560	$585	$1.04	14d	1	0.62mi
102 East Avenue A Apt 7 Copperas Cove, TX	2.0	1.0	560	$585	$1.04	23d	1	0.62mi
902 J R Ct Unit 902 Copperas Cove, TX	1.0	1.0	520	$675	$1.30	44d	1	0.66mi
101 Meggs St Unit F Copperas Cove, TX	2.0	1.0	725	$695	$0.96	44d	1	0.68mi
907-909 J R Ct Unit 909 Copperas Cove, TX	1.0	1.0	528	$675	$1.28	44d	1	0.68mi
903 S 19th St Unit F Copperas Cove, TX	1.0	1.0	539	$650	$1.21	23d	1	0.68mi
909 S 17th St Unit 907 Copperas Cove, TX	2.0	1.0	600	$875	$1.46	44d	1	0.70mi
918-920 J R Ct Unit 920 Copperas Cove, TX	1.0	1.0	520	$675	$1.30	44d	1	0.70mi
922-932 J R Ct Unit 930 Copperas Cove, TX	1.0	1.0	504	$595	$1.18	23d	1	0.72mi
930 J R Ct Copperas Cove, TX	1.0	1.0	504	$595	$1.18	23d	1	0.72mi
401 N 4th St Apt E Copperas Cove, TX	2.0	1.0	750	$700	$0.93	23d	1	0.74mi
804 Hackberry St Copperas Cove, TX	1.0	1.0	643	$600	$0.93	44d	1	0.75mi
905 N Main St Apt 6 Copperas Cove, TX	2.0	1.0	672	$695	$1.03	44d	1	0.87mi
1012 Georgetown Rd Copperas Cove, TX	2.0	1.0	690	$800	$1.16	44d	1	0.89mi
107 Jason Dr Unit A Copperas Cove, TX	2.0	1.0	734	$925	$1.26	44d	1	0.91mi
1208 Georgetown Rd Unit 1206 Copperas Cove, TX	1.0	1.0	600	$625	$1.04	44d	1	1.00mi
1218 Georgetown Rd Unit 1220 Copperas Cove, TX	1.0	1.0	700	$625	$0.89	44d	1	1.02mi
606 Westview Cir Unit B Copperas Cove, TX	2.0	1.0	715	$700	$0.98	21d	1	1.03mi
606 Westview Cir Unit B Copperas Cove, TX	2.0	1.0	715	$700	$0.98	44d	1	1.03mi
1222 Georgetown Rd Unit 1222 Copperas Cove, TX	1.0	1.0	700	$675	$0.96	23d	1	1.03mi
410 Sunset Ln Unit B Copperas Cove, TX	1.0	1.0	530	$650	$1.23	44d	1	1.08mi
503 Sunset Ln Apt 2 Copperas Cove, TX	1.0	1.0	445	$520	$1.17	44d	1	1.10mi
401 Sunset Ln Unit A Copperas Cove, TX	2.0	1.0	690	$795	$1.15	44d	1	1.10mi
505 Sunset Ln Apt D Copperas Cove, TX	1.0	1.0	523	$525	$1.00	44d	1	1.11mi
505 Sunset Ln Apt E Copperas Cove, TX	1.0	1.0	523	$525	$1.00	14d	1	1.11mi

Listing history 24 events

1. 2026-06-18
   days on market $54,900 Active 156 DOM
2. 2026-06-17
   days on market $54,900 Active 155 DOM
3. 2026-06-16
   days on market $54,900 Active 154 DOM
4. 2026-06-15
   days on market $54,900 Active 153 DOM
5. 2026-06-14
   days on market $54,900 Active 151 DOM
6. 2026-06-13
   days on market $54,900 Active 150 DOM
7. 2026-06-10
   days on market $54,900 Active 148 DOM
8. 2026-06-09
   days on market $54,900 Active 147 DOM
9. 2026-06-08
   days on market $54,900 Active 146 DOM
10. 2026-06-07
    days on market $54,900 Active 145 DOM
11. 2026-06-05
    days on market $54,900 Active 142 DOM
12. 2026-06-03
    days on market $54,900 Active 141 DOM
13. 2026-06-02
    days on market $54,900 Active 140 DOM
14. 2026-06-01
    days on market $54,900 Active 139 DOM
15. 2026-05-31
    days on market $54,900 Active 138 DOM
16. 2026-05-30
    days on market $54,900 Active 137 DOM
17. 2026-01-13
    listed $54,900 Active 79-char remark

    Show marketing remark (79 chars)

    sold as-is no repairs will be done CASH ONLY, buyer pays if they want a survey

18. 2018-01-29
    historical
19. 2017-10-23
    listed $5,000
20. 2005-12-02
    historical
21. 2004-12-02
    listed $29,000
22. 2003-11-12
    soldstatus
23. 2003-08-01
    historical
24. 2003-07-10
    listed $20,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $1,135 · $95/mo
• Projected year-2 tax: $1,135 · $95/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 7/10 Severe 7 d/yr ≥106°F today · 23 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 55% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $9,809
• − Mortgage interest: −$3,075
• − Property taxes: −$1,135
• − Insurance: −$274
• − Repairs & maintenance: −$785
• − Management: −$785
• − Depreciation: −$1,597
• Taxable income: $2,157
• Est. tax owed @ 24.0%: −$518
• After-tax cash flow: $2,367/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Copperas Cove ISD
• NCES district ID: 4815240
• Math proficiency: 41% ▼ -6.00%
• Reading proficiency: 42% ▼ -2.00%
• Median HH income: $51,072
• Composite: 35.85/100
• National rank: #4822
• State rank: #340 of 826 in TX

Livability — Copperas Cove

• Score: 65/100
• State rank: #706
• US rank: #13158

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment D+ Housing A+ Health & safety F User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Copperas Cove, TX
• County: Coryell County · 61,053 people
• City population: 42,118
• Metro: Killeen-Temple, TX
• Population (ZIP): 42,118
• Household income: $72,206
• Rent vs Own: 37.9% rent · 62.1% own
• Severe rent burden: 1019.0

Population outlook (Coryell County) Hauer SSP2

• Today (2025): 75,485 people
• By 2030: 75,627 · +0.2%
• By 2040: 74,898 · -0.8%
• By 2050: 74,221 · -1.7%
• By 2075: 72,688 · -3.7%
• By 2100: 66,862 · -11.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.66)
• Race & ethnicity: White 53% Hispanic / Latino 21% Two or more races 20% Black 14% Asian 2%
• Hispanic origin (detail): Mexican 11% Puerto Rican 6%
• Common ancestry: Romanian 2% Italian 2% Lithuanian 2%
• Foreign-born: 7% · Canada, South Korea
• Languages at home: 85% English-only · Spanish 10% German/W. Germanic 2% Other Asian/Pacific 1%

Political lean MEDSL · Coryell

• 2024 margin: Solid R (+40.7) · D 29.1% · R 69.8% · Other 1.1%
• 2008→2024 swing: -13.8pp toward R · 2008: -26.9pp · 2024: -40.7pp
• All cycles: 2024: R+40.7 2020: R+33.5 2016: R+39.5 2012: R+36.6 2008: R+26.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -53.11%
• Current HPI: 183.9452
• Rent YoY: ▼ -0.25%
• Metro: Killeen-Temple, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

+174.5% since first listed

8 events — show timeline

• 2026-01-13 Listed $54,900 CTXMLS
• 2018-01-29 Listing Removed — CTXMLS
• 2017-10-23 Listed $5,000 CTXMLS
• 2005-12-02 Listing Removed — CTXMLS
• 2004-12-02 Listed $29,000 CTXMLS
• 2003-11-12 Sold (Public Records) — Public Records
• 2003-08-01 Listing Removed — CTXMLS
• 2003-07-10 Listed $20,000 CTXMLS

Property tax history

+5.0%/yr

Latest (2025): $1,135 · +2.9% YoY. Source: county tax records.