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155 Maplehurst Ave
C Composite 59.51
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +19.3/30.0
  • Appreciation +10.0/10.0
  • ARV discount +9.2/15.0
  • DSCR +6.1/10.0
  • 1% rule +4.3/10.0
  • Livability +3.9/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.8/10.0

$175,000

155 Maplehurst Ave · Syracuse, NY 13208
3 bd · 1.0 ba · 1,152 sqft · SingleFamily public records · 7 Days on market
Built 1920 4,400 sqft lot Est $182k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Ready for you to make it your home. .. Great family home or perfect starter home with plenty of room to grow. Cape/Old style home features four bedrooms, large eat-in kitchen and all appliances stay. Very generous living room which opens to the front porch. Formal dining room is a great space for family gatherings. Beautiful hardwood floors. First floor bedroom, first floor laundry and W/ D stays. Many updates include windows, furnace & A/C. Convenient location. Professionally cleaned and move in ready!

Key facts

  • Neat landscaping
  • Cape cod style home
  • Natural light

Tags

CAPE COD STYLE HOMEBRIGHT AND WELCOMING INTERIORNATURAL LIGHTMETICULOUSLY MAINTAINEDNEAT LANDSCAPINGINVITING OUTDOOR SPACE

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $175k.

Deal economics

  • At list price, monthly cash flow is $191 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $163k (7.1% below list).
  • Recommended offer: $163k (7.1% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 77/100 on livability (#187 in NY, #2,869 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools D+, crime F, employment D-.
  • Syracuse City School District (urban): math 18% / reading 26% proficiency, ranked #590 of 590 in NY (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 74% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 99 active listings in the ZIP; 20 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 60% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 616 units permitted in Onondaga County in 2024 (256 in 5+ unit buildings).
  • This rent runs 44% of the median local income ($45k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $19k of equity ($1k loan paydown + $18k appreciation (10.0% local appreciation)).
  • Onondaga County population projected to shrink 9% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $49k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 2, paydown + projected appreciation supports a ~$30k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • Only 7 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts since 10y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $68k; list at $175k implies a 157% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1920 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $162,626 (7.1% below list)

Questions for the listing agent

  1. Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.93%
Cap rate
7.60%
Cash-on-cash
4.68%
DSCR
1.21
GRM
9.0

CMA / ARV

ARV (on-the-fly)
$182,016
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
232 Malverne Dr 0.33mi 3/1.5 1,142 (-1%) 1mo $224,900 $197 80
1108 Wadsworth St 0.37mi 3/1.0 1,168 (+1%) 2mo $165,000 $141 79
143 Huntley St 0.13mi 2/1.0 (-1) 1,218 (+6%) 2mo $97,000 $80 77
164 Berkshire Ave 0.25mi 3/1.0 1,073 (-7%) 2mo $116,900 $109 76
308 Kenwick Dr 0.20mi 3/1.0 1,248 (+8%) 3mo $180,000 $144 74
497 Pleasantview Ave 0.20mi 3/1.5 1,056 (-8%) 1mo $189,900 $180 74
352 Roxford Rd N 0.65mi 3/1.5 1,164 (+1%) 0mo $209,500 $180 66
606 Roxford Rd S 0.60mi 2/1.5 (-1) 1,162 (+1%) 1mo $210,000 $181 63
211 Merrill St 0.70mi 2/1.0 (-1) 1,125 (-2%) 3mo $180,000 $160 56
928 Kirkpatrick St N 0.72mi 3/1.0 1,236 (+7%) 0mo $145,000 $117 54
263 Wayland Rd 0.58mi 3/1.5 1,267 (+10%) 3mo $200,000 $158 52
2908 Court St 0.55mi 3/2.0 1,312 (+14%) 2mo $170,000 $130 45

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
27.7%
Equity multiple
3.19×
Total profit
$107,429
Equity at exit
$157,654
10-year hold
IRR
24.1%
Equity multiple
7.26×
Total profit
$306,702
Equity at exit
$339,987

Cash invested: $49,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
15 Strongly Tenant-Friendly
State New York
15 Strongly Tenant-Friendly · D+10
County
— inherits STATE
City
— inherits STATE
NYC rent stabilization (~1M units); 2019 HSTPA strengthened tenant rights; courts deeply backlogged.

ZIP-level market 13208

Home prices YoY
8.4%
Active inventory
99
Price-to-rent
9.0×

Monthly cashflow live

Estimated rent
$1,626 high interval (Pro) →
Mortgage (P&I)
$918
Tax from tax record
$103 /mo · $1,237/yr
Insurance
$73
HOA
$0
Vacancy / Maint / Mgmt
$342
Net cashflow
$191

Break-even live

Break-even rent $1,384
Max offer price $175,000
Occupancy floor 83%

Sensitivity live

Price -10% $290 -5% $241 +0% $191 +5% $141 +10% $92
Rent -10% $63 -5% $127 +0% $191 +5% $255 +10% $319
Rate -1.0pp $279 -0.5pp $236 base $191 +0.5pp $146 +1.0pp $100

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$43,750
Closing costs
$5,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 20 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
286 Ross Park Syracuse, NY 3.0 1.0 1100 $1,500 $1.36 45d 1 0.47mi
126 Woodruff Ave Syracuse, NY 3.0 1.0 1200 $1,675 $1.40 44d 1 0.68mi
423 Wendell Ter Syracuse, NY 4.0 1.0 1312 $2,500 $1.91 14d 1 0.72mi
212 Dorchester Ave Syracuse, NY 1.0–2.0 1.0 640 $1,420 $2.22 14d 15 0.91mi
1140 Wolf St Apt 3 Syracuse, NY 2.0 1.0 800 $1,200 $1.50 44d 1 0.93mi
1132 Wolf St Unit 4 Syracuse, NY 3.0 1.0 1041 $1,350 $1.30 44d 1 0.93mi
106 Harrington St Syracuse, NY 3.0 1.0 1168 $1,875 $1.61 44d 1 1.07mi
912 Park St Unit 1 Syracuse, NY 3.0 1.0 1040 $1,200 $1.15 44d 1 1.12mi
1801 James St #2 Syracuse, NY 3.0 1.0 1244 $1,800 $1.45 14d 1 1.22mi
2802 Lemoyne Ave Unit 1 Syracuse, NY 3.0 1.0 988 $1,700 $1.72 14d 1 1.25mi
1618 James St #3 Syracuse, NY 2.0 1.0 1150 $2,200 $1.91 14d 1 1.26mi
205 Beecher St Unit 3 Syracuse, NY 2.0 1.0 815 $1,100 $1.35 44d 1 1.27mi
746 E Laurel St Unit 1 Syracuse, NY 4.0 2.0 1400 $1,500 $1.07 44d 1 1.27mi
746 E Laurel St Unit 2F Syracuse, NY 2.0 1.0 800 $1,100 $1.38 44d 1 1.27mi
610 E Division St Unit F2 Syracuse, NY 2.0 1.0 900 $1,150 $1.28 44d 1 1.30mi
117 Edtim Rd Syracuse, NY 1.0–2.0 1.0 545 $1,295 $2.37 14d 1 1.31mi
225 Marlborough Rd Syracuse, NY 2.0 1.0 1040 $1,800 $1.73 14d 1 1.42mi
1507 N Salina St Unit 3 Syracuse, NY 3.0 2.0 1030 $1,350 $1.31 44d 1 1.44mi
807-13 N Salina St Unit 809A Syracuse, NY 2.0 1.0 1020 $1,325 $1.30 44d 1 1.45mi
297 Norwood Ave Syracuse, NY 3.0 1.0 1188 $2,050 $1.73 22d 1 1.46mi

Listing history 6 events

  1. 2026-02-04
    status Pending
  2. 2026-01-28
    listed $175,000 Active
  3. 2016-10-17
    soldstatus $68,000
  4. 2016-09-29
    soldstatus $68,000 Closed Sale or Rented 514-char remark
    Show marketing remark (514 chars)

    Ready for you to make it your home. .. Great family home or perfect starter home with plenty of room to grow. Cape/Old style home features four bedrooms, large eat-in kitchen and all appliances stay. Very generous living room which opens to the front porch. Formal dining room is a great space for family gatherings. Beautiful hardwood floors. First floor bedroom, first floor laundry and W/ D stays. Many updates include windows, furnace & A/C. Convenient location. Professionally cleaned and move in ready!

  5. 2016-08-23
    historical Continue to Show- Under Contract 514-char remark
    Show marketing remark (514 chars)

    Ready for you to make it your home. .. Great family home or perfect starter home with plenty of room to grow. Cape/Old style home features four bedrooms, large eat-in kitchen and all appliances stay. Very generous living room which opens to the front porch. Formal dining room is a great space for family gatherings. Beautiful hardwood floors. First floor bedroom, first floor laundry and W/ D stays. Many updates include windows, furnace & A/C. Convenient location. Professionally cleaned and move in ready!

  6. 2016-07-07
    listed $79,900 Active 514-char remark
    Show marketing remark (514 chars)

    Ready for you to make it your home. .. Great family home or perfect starter home with plenty of room to grow. Cape/Old style home features four bedrooms, large eat-in kitchen and all appliances stay. Very generous living room which opens to the front porch. Formal dining room is a great space for family gatherings. Beautiful hardwood floors. First floor bedroom, first floor laundry and W/ D stays. Many updates include windows, furnace & A/C. Convenient location. Professionally cleaned and move in ready!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NY · Partial reset (capped growth)

Current annual tax
$1,237 · $103/mo
Projected year-2 tax
$2,097 · $175/mo
Expected delta
+$860/yr (+$72/mo · 69.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥95°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low 0% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$19,515
− Mortgage interest
−$9,803
− Property taxes
−$1,237
− Insurance
−$875
− Repairs & maintenance
−$1,561
− Management
−$1,561
− Depreciation
−$5,091
Taxable loss
−$613
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$147
After-tax cash flow
$2,439/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Syracuse City School District
NCES district ID
3628590
Math proficiency
18% ▼ -5.00%
Reading proficiency
26% ▬ 0.00%
Median HH income
$32,097
Composite
17.83/100
National rank
#9007
State rank
#590 of 590 in NY

Livability — Syracuse

Score
77/100
State rank
#187
US rank
#2869

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment D- Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Syracuse, NY
County
Onondaga County · 247,257 people
City population
152,627
Metro
Syracuse, NY
Population (ZIP)
22,993
Household income
$44,712
Rent vs Own
50.8% rent · 49.2% own
Severe rent burden
1437.0

Population outlook (Onondaga County) Hauer SSP2

Today (2025)
467,894 people
By 2030
463,381 · -1.0%
By 2040
447,697 · -4.3%
By 2050
426,399 · -8.9%
By 2075
373,661 · -20.1%
By 2100
307,967 · -34.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.70)
Race & ethnicity
White 46% Black 24% Asian 14% Two or more races 10% Hispanic / Latino 6%
Hispanic origin (detail)
Puerto Rican 4% Dominican 1%
Common ancestry
Romanian 3% Swedish 3% Italian 1%
Foreign-born
22% · Vietnam, Philippines, Canada
Languages at home
70% English-only · Spanish 6% Other Asian/Pacific 5% Vietnamese 4%

Political lean MEDSL · Onondaga

2024 margin
D (+17.3) · D 58.6% · R 41.4%
2008→2024 swing
-3.0pp toward R · 2008: 20.3pp · 2024: 17.3pp
All cycles
2024: D+17.3 2020: D+20.6 2016: D+12.8 2012: D+21.1 2008: D+20.3

Not yet ingested

Civics

Market trends

HPI YoY
▲ 30.91%
Current HPI
399.3284
Rent YoY
Metro
Syracuse, NY
State GDP YoY
▲ 2.60%
F500 in state
92

Industry mix (Fortune 500 HQ in NY)

Industry F500 HQs Revenue

Price history

+119.0% since first listed
6 events — show timeline
  • 2026-02-04 Pending CNYIS
  • 2026-01-28 Listed $175,000 CNYIS
  • 2016-10-17 Sold (Public Records) $68,000 Public Records
  • 2016-09-29 Sold (MLS) $68,000 CNYIS
  • 2016-08-23 Contingent CNYIS
  • 2016-07-07 Listed $79,900 CNYIS

Property tax history

+9.1%/yr

Latest (2025): $1,237 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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