153 Griffith St · Rochester, NY
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $691 – $1,283
Heat risk 2/10 · Minimal
- Hot days now (above 96°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- DSCR +10.0/10.0
- 1% rule +9.5/10.0
- Livability +3.8/5.0
- Rent growth +3.7/5.0
- Condition / age +2.5/5.0
- Schools +1.9/10.0
- Appreciation +0.0/10.0
$129,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Charming Colonial, Victorian Home for Sale in the Pearl-Meigs-Monroe Neighborhood on Quiet Street! Welcome to 153 Griffith St. This 3 Bedroom 1 Bath Home Offers 1,484 Sq Ft of Living Space + Additional Space in Unfinished Attic. Watch the World go by From Your Private Front Porch. Inside you’re Welcomed by Large, Entryway/Parlor w/ Natural Woodwork Stained Glass & Original Hardwood Floors. Gorgeous Gumwood Trim Throughout! Spacious Living Room Leads to Light Filled Formal Dining Room w/ Decorative Fireplace & Glassed Doors to Cozy Partially Fenced Backyard w/ Small Deck. Eat-in Kitchen Boasts Wood Cabinets, Exposed Brick, Built-in Pantry Area & All Appliances Included! 2nd Floor Features 3 Generous Sized Bedrooms w/ Lots of Closet Space. Full Bath Has Clawfoot Soaking Tub and Separate Step-in Shower. Walk-Up Unfinished Attic Offers Additional Possibilities! Full Basement Offers More Storage. On-Demand Hot Water ’10! Newer Roof ’15! Fabulous Location Near Strong Museum & Downtown…Don’t Wait to Make This Your Own!
Key facts
- 1,600 sq ft lot
- Built 1890
- Listed 6 days
Property features AI
Exterior
- Parking: No garage; No driveway
- Utilities: High-speed internet available; Public water connected; Sewer connected; Circuit breaker electrical
- Home design: 2 stories; Existing construction
- Construction: Wood siding; Copper plumbing; Stone foundation; Architectural shingle roof
- Exterior features: Partial fencing; Covered porch; Fence; Near public transit; Rectangular residential lot; City street frontage
Interior
- Kitchen: Dishwasher; Gas oven; Gas range; Refrigerator; Pantry
- Bedrooms: Convertible bedroom
- Flooring: Carpet; Hardwood; Varies
- Bathrooms: 1 full bathroom
- Heating & cooling: Gas forced-air heating
- Interior features: Leaded glass windows; Ceiling fan(s); Separate/formal dining room; Separate/formal living room; Pantry; Natural woodwork; Convertible bedroom; Low-threshold shower
- Laundry & utility: Washer and dryer in basement; Gas water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $130k.
Deal economics
- At list price, monthly cash flow is $648 ($8k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $130k).
- Cap rate 12.3% vs local median 9.3% in Rochester — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 76/100 on livability (#222 in NY, #3,482 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: schools D+, crime F, employment F.
- Rochester City School District (urban): math 21% / reading 26% proficiency, ranked #589 of 590 in NY (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 82% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising fast (+4.6%/yr); 56 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 1,169 units permitted in Monroe County in 2024 (591 in 5+ unit buildings).
- This rent runs 38% of the median local income ($60k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $898 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Monroe County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (-3.0% appreciation + 4.6% rent growth), your $36k cash investment doubles in ~6 years — after that, you're playing with house money.
Negotiation context
- Only 6 days on market — expect competitive offers; lowballing is unlikely to land.
- 3 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: built in 1890 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- Built in 1890 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.45% ✓
- Cap rate
- 12.28%
- Cash-on-cash
- 21.38%
- DSCR
- 1.95
- GRM
- 5.8
CMA / ARV
- ARV (median comp)
- $252,885
- List price
- $129,900
- Delta
- -48.63%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 94 Hamilton St | 0.42mi | 3/1.5 | 1,522 (+3%) | 11mo | $242,500 | $159 | 65 |
| 35 Woodlawn St | 0.44mi | 3/1.5 | 1,636 (+10%) | 2mo | $237,000 | $145 | 59 |
| 24 Goebel Pl | 0.67mi | 3/2.0 | 1,430 (-4%) | 3mo | $248,000 | $173 | 56 |
| 74 Hickory St | 0.53mi | 3/2.0 | 1,550 (+4%) | 11mo | $180,000 | $116 | 55 |
| 146 Alexander St | 0.24mi | 3/1.0 | 1,672 (+13%) | 15mo | $162,000 | $97 | 55 |
| 18 Weider St | 0.55mi | 2/1.5 (-1) | 1,530 (+3%) | 11mo | $260,000 | $170 | 53 |
| 38 Hamilton St | 0.48mi | 3/1.0 | 1,290 (-13%) | 6mo | $210,000 | $163 | 51 |
| 176 Caroline St | 0.70mi | 2/1.5 (-1) | 1,408 (-5%) | 3mo | $250,000 | $178 | 50 |
| 215 S Fitzhugh St | 0.62mi | 2/1.5 (-1) | 1,521 (+2%) | 13mo | $301,000 | $198 | 49 |
| 185 Caroline St | 0.73mi | 3/1.0 | 1,334 (-10%) | 1mo | $242,005 | $181 | 49 |
| 61 Allmeroth St | 0.75mi | 3/1.0 | 1,289 (-13%) | 3mo | $244,000 | $189 | 41 |
| 173 Richard St | 0.71mi | 4/1.5 (+1) | 1,704 (+15%) | 13mo | $175,000 | $103 | 24 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 4.6% rent growth · sell at horizon
- IRR
- 15.6%
- Equity multiple
- 1.64×
- Total profit
- $23,290
- Equity at exit
- $19,369
- IRR
- 25.4%
- Equity multiple
- 3.38×
- Total profit
- $86,440
- Equity at exit
- $11,231
Cash invested: $36,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 15 Strongly Tenant-Friendly
- State New York
- 15 Strongly Tenant-Friendly · D+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 14607
- Home prices YoY
- -10.7%
- Rents YoY
- 4.6%
- Active inventory
- 56
- Price-to-rent
- 5.8×
Monthly cashflow live
- Estimated rent
- $1,882 high interval (Pro) →
- Mortgage (P&I)
- −$681
- Tax from tax record
- −$104 /mo · $1,242/yr
- Insurance
- −$54
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$395
- Net cashflow
- $648
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $32,475
- Closing costs
- $3,897
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 123 Griffith St Unit 6 Rochester, NY | 2.0 | 1.0 | 1000 | $950 | $0.95 | 21d | 1 | 0.05mi |
| 495 S Clinton Ave Rochester, NY | 2.0 | 1.0 | 1000 | $1,400 | $1.40 | 14d | 1 | 0.20mi |
| 47 Savannah St Rochester, NY | 2.0 | 1.0–2.0 | 775 | $2,025 | $2.61 | 21d | 6 | 0.27mi |
| 451 Averill Ave Rochester, NY | 2.0 | 1.0 | 1352 | $1,695 | $1.25 | 21d | 1 | 0.35mi |
| 451 Averill Ave Rochester, NY | 2.0 | 1.0 | 1352 | $1,695 | $1.25 | 3d | 1 | 0.35mi |
| 463 Averill Ave Unit 451 Averill Rochester, NY | 2.0 | 1.0 | 1352 | $1,695 | $1.25 | 21d | 1 | 0.35mi |
| 102 Court St Rochester, NY | 1.0–2.0 | 1.0–2.0 | 952 | $2,570 | $2.70 | 3d | 11 | 0.37mi |
| 271 Pearl St Unit 273 Rochester, NY | 3.0 | 1.0 | 1200 | $1,795 | $1.50 | 3d | 1 | 0.41mi |
| 290 Exchange Blvd Rochester, NY | 2.0 | 1.0–2.0 | 892 | $2,102 | $2.36 | 2d | 15 | 0.45mi |
| 111 East Ave Rochester, NY | 2.0 | 1.0–2.0 | 614 | $1,900 | $3.09 | 43d | 1 | 0.45mi |
| 416 Gregory St Unit Down Rochester, NY | 3.0 | 1.0 | 1374 | $1,995 | $1.45 | 23d | 1 | 0.46mi |
| 694 Broadway Rochester, NY | 2.0 | 1.5 | 1090 | $2,200 | $2.02 | 23d | 1 | 0.47mi |
| 507 Meigs St Rochester, NY | 3.0 | 1.0 | 1577 | $1,650 | $1.05 | 43d | 1 | 0.47mi |
| 49 East Ave Apt 212 Rochester, NY | 2.0 | 2.0 | 961 | $2,572 | $2.68 | 3d | 1 | 0.50mi |
| 183 E Main St Rochester, NY | 1.0–2.0 | 1.0 | 1142 | $2,870 | $2.51 | 10d | 28 | 0.50mi |
| 200 East Ave Rochester, NY | 1.0–2.0 | 1.0–2.5 | 936 | $2,481 | $2.65 | 43d | 1 | 0.51mi |
| 9 Rowley St Unit 3 Rochester, NY | 2.0 | 1.0 | 966 | $1,550 | $1.60 | 23d | 1 | 0.51mi |
| 94 Averill Ave Unit 2 Rochester, NY | 2.0 | 1.0 | 1200 | $1,500 | $1.25 | 3d | 1 | 0.53mi |
| 260 E Main St Rochester, NY | 3.0 | 1.0–2.0 | 1144 | $2,999 | $2.62 | 3d | 14 | 0.56mi |
| 256 Gregory St Rochester, NY | 3.0 | 1.0 | 1150 | $1,700 | $1.48 | 43d | 1 | 0.56mi |
| 209 S Goodman St Rochester, NY | 2.0 | 2.0 | 1500 | $1,700 | $1.13 | 43d | 1 | 0.57mi |
| 194 E Main St Rochester, NY | 1.0–2.0 | 1.0–2.0 | 875 | $2,095 | $2.39 | 14d | 1 | 0.57mi |
| 14 Franklin St Rochester, NY | 2.0 | 1.0–2.0 | 1345 | $3,477 | $2.59 | 3d | 8 | 0.57mi |
| 21 Arnold Park Rochester, NY | 2.0 | 1.0 | 750 | $1,425 | $1.90 | 2d | 15 | 0.59mi |
| 55 Exchange Blvd Rochester, NY | 2.0 | 1.0–2.0 | 952 | $2,695 | $2.83 | 3d | 28 | 0.59mi |
| 19-21 Cornell St Rochester, NY | 2.0 | 1.0 | 900 | $1,250 | $1.39 | 23d | 1 | 0.60mi |
| 474 East Ave Rochester, NY | 1.0–2.0 | 1.0–2.0 | 1125 | $2,800 | $2.49 | 23d | 1 | 0.62mi |
| 625 S Goodman St Rochester, NY | 1.0–2.0 | 1.0–2.0 | 868 | $2,506 | $2.89 | 2d | 8 | 0.64mi |
| 30 W Broad St Unit 307 Rochester, NY | 2.0 | 1.0 | 911 | $1,950 | $2.14 | 43d | 1 | 0.65mi |
| 128 Gibbs St Unit 130 Rochester, NY | 2.0 | 1.0 | 1000 | $1,875 | $1.88 | 10d | 1 | 0.66mi |
| 128 Gibbs St Unit 136 Rochester, NY | 2.0 | 1.0 | 900 | $1,795 | $1.99 | 10d | 1 | 0.66mi |
| 106 Gregory St Rochester, NY | 3.0 | 1.5 | 1680 | $1,995 | $1.19 | 23d | 1 | 0.67mi |
| 80 St Paul St Rochester, NY | 1.0–2.0 | 1.5–2.5 | 1024 | $1,935 | $1.89 | 3d | 3 | 0.69mi |
| 152 Gibbs St Rochester, NY | 1.0–2.0 | 1.0 | 950 | $1,875 | $1.97 | 14d | 3 | 0.69mi |
| 12 Boardman St Rochester, NY | 2.0 | 1.0 | 1008 | $1,600 | $1.59 | 43d | 1 | 0.69mi |
| 30 Boardman St #1 Rochester, NY | 2.0 | 1.0 | 1050 | $1,600 | $1.52 | 43d | 1 | 0.69mi |
| 108 Boardman St Rochester, NY | 2.0 | 1.0 | 1000 | $1,300 | $1.30 | 43d | 1 | 0.70mi |
| 13 S Fitzhugh St Rochester, NY | 1.0–2.0 | 1.5–2.0 | 890 | $2,098 | $2.36 | 10d | 2 | 0.70mi |
| 39 State St Rochester, NY | 1.0–2.0 | 1.0–2.5 | 1154 | $3,500 | $3.03 | 3d | 8 | 0.73mi |
| 42 S Washington St Rochester, NY | 2.0 | 2.0 | 1298 | $2,300 | $1.77 | 43d | 1 | 0.73mi |
Listing history 13 events
-
2026-05-12status Pending 732-char remark
-
2026-05-06$129,900 Active 732-char remark
-
2024-10-07soldstatus $140,000
-
2024-10-04soldstatus $140,000 Closed 1082-char remark
Show marketing remark (1082 chars)
Charming Colonial, Victorian Home for Sale in the Pearl-Meigs-Monroe Neighborhood on Quiet Street! Welcome to 153 Griffith St. This 3 Bedroom 1 Bath Home Offers 1,484 Sq Ft of Living Space + Additional Space in Unfinished Attic. Watch the World go by From Your Private Front Porch. Inside you’re Welcomed by Large, Entryway/Parlor w/ Natural Woodwork Stained Glass & Original Hardwood Floors. Gorgeous Gumwood Trim Throughout! Spacious Living Room Leads to Light Filled Formal Dining Room w/ Decorative Fireplace & Glassed Doors to Cozy Partially Fenced Backyard w/ Small Deck. Eat-in Kitchen Boasts Wood Cabinets, Exposed Brick, Built-in Pantry Area & All Appliances Included! 2nd Floor Features 3 Generous Sized Bedrooms w/ Lots of Closet Space. Full Bath Has Clawfoot Soaking Tub and Separate Step-in Shower. Walk-Up Unfinished Attic Offers Additional Possibilities! Full Basement Offers More Storage. On-Demand Hot Water ’10! Newer Roof ’15! Fabulous Location Near Strong Museum & Downtown…Don’t Wait to Make This Your Own!
-
2024-09-03status Pending 1082-char remark
Show marketing remark (1082 chars)
Charming Colonial, Victorian Home for Sale in the Pearl-Meigs-Monroe Neighborhood on Quiet Street! Welcome to 153 Griffith St. This 3 Bedroom 1 Bath Home Offers 1,484 Sq Ft of Living Space + Additional Space in Unfinished Attic. Watch the World go by From Your Private Front Porch. Inside you’re Welcomed by Large, Entryway/Parlor w/ Natural Woodwork Stained Glass & Original Hardwood Floors. Gorgeous Gumwood Trim Throughout! Spacious Living Room Leads to Light Filled Formal Dining Room w/ Decorative Fireplace & Glassed Doors to Cozy Partially Fenced Backyard w/ Small Deck. Eat-in Kitchen Boasts Wood Cabinets, Exposed Brick, Built-in Pantry Area & All Appliances Included! 2nd Floor Features 3 Generous Sized Bedrooms w/ Lots of Closet Space. Full Bath Has Clawfoot Soaking Tub and Separate Step-in Shower. Walk-Up Unfinished Attic Offers Additional Possibilities! Full Basement Offers More Storage. On-Demand Hot Water ’10! Newer Roof ’15! Fabulous Location Near Strong Museum & Downtown…Don’t Wait to Make This Your Own!
-
2024-08-28status Active 1082-char remark
Show marketing remark (1082 chars)
Charming Colonial, Victorian Home for Sale in the Pearl-Meigs-Monroe Neighborhood on Quiet Street! Welcome to 153 Griffith St. This 3 Bedroom 1 Bath Home Offers 1,484 Sq Ft of Living Space + Additional Space in Unfinished Attic. Watch the World go by From Your Private Front Porch. Inside you’re Welcomed by Large, Entryway/Parlor w/ Natural Woodwork Stained Glass & Original Hardwood Floors. Gorgeous Gumwood Trim Throughout! Spacious Living Room Leads to Light Filled Formal Dining Room w/ Decorative Fireplace & Glassed Doors to Cozy Partially Fenced Backyard w/ Small Deck. Eat-in Kitchen Boasts Wood Cabinets, Exposed Brick, Built-in Pantry Area & All Appliances Included! 2nd Floor Features 3 Generous Sized Bedrooms w/ Lots of Closet Space. Full Bath Has Clawfoot Soaking Tub and Separate Step-in Shower. Walk-Up Unfinished Attic Offers Additional Possibilities! Full Basement Offers More Storage. On-Demand Hot Water ’10! Newer Roof ’15! Fabulous Location Near Strong Museum & Downtown…Don’t Wait to Make This Your Own!
-
2024-08-22status Pending 1082-char remark
Show marketing remark (1082 chars)
Charming Colonial, Victorian Home for Sale in the Pearl-Meigs-Monroe Neighborhood on Quiet Street! Welcome to 153 Griffith St. This 3 Bedroom 1 Bath Home Offers 1,484 Sq Ft of Living Space + Additional Space in Unfinished Attic. Watch the World go by From Your Private Front Porch. Inside you’re Welcomed by Large, Entryway/Parlor w/ Natural Woodwork Stained Glass & Original Hardwood Floors. Gorgeous Gumwood Trim Throughout! Spacious Living Room Leads to Light Filled Formal Dining Room w/ Decorative Fireplace & Glassed Doors to Cozy Partially Fenced Backyard w/ Small Deck. Eat-in Kitchen Boasts Wood Cabinets, Exposed Brick, Built-in Pantry Area & All Appliances Included! 2nd Floor Features 3 Generous Sized Bedrooms w/ Lots of Closet Space. Full Bath Has Clawfoot Soaking Tub and Separate Step-in Shower. Walk-Up Unfinished Attic Offers Additional Possibilities! Full Basement Offers More Storage. On-Demand Hot Water ’10! Newer Roof ’15! Fabulous Location Near Strong Museum & Downtown…Don’t Wait to Make This Your Own!
-
2024-08-15$150,000 Active 1082-char remark
Show marketing remark (1082 chars)
Charming Colonial, Victorian Home for Sale in the Pearl-Meigs-Monroe Neighborhood on Quiet Street! Welcome to 153 Griffith St. This 3 Bedroom 1 Bath Home Offers 1,484 Sq Ft of Living Space + Additional Space in Unfinished Attic. Watch the World go by From Your Private Front Porch. Inside you’re Welcomed by Large, Entryway/Parlor w/ Natural Woodwork Stained Glass & Original Hardwood Floors. Gorgeous Gumwood Trim Throughout! Spacious Living Room Leads to Light Filled Formal Dining Room w/ Decorative Fireplace & Glassed Doors to Cozy Partially Fenced Backyard w/ Small Deck. Eat-in Kitchen Boasts Wood Cabinets, Exposed Brick, Built-in Pantry Area & All Appliances Included! 2nd Floor Features 3 Generous Sized Bedrooms w/ Lots of Closet Space. Full Bath Has Clawfoot Soaking Tub and Separate Step-in Shower. Walk-Up Unfinished Attic Offers Additional Possibilities! Full Basement Offers More Storage. On-Demand Hot Water ’10! Newer Roof ’15! Fabulous Location Near Strong Museum & Downtown…Don’t Wait to Make This Your Own!
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2015-05-27soldstatus $92,800
-
2009-12-31soldstatus $90,000
-
2005-07-01soldstatus $90,000
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2002-03-18soldstatus $75,500
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1993-07-29soldstatus $68,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast NY · Partial reset (capped growth)
- Current annual tax
- $1,242 · $104/mo
- Projected year-2 tax
- $1,719 · $143/mo
- Expected delta
- +$477/yr (+$40/mo · 38.4%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 2/10 Low 7 d/yr ≥96°F today · 15 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $22,585
- − Mortgage interest
- −$7,276
- − Property taxes
- −$1,242
- − Insurance
- −$650
- − Repairs & maintenance
- −$1,807
- − Management
- −$1,807
- − Depreciation
- −$3,779
- Taxable income
- $6,024
- Est. tax owed @ 24.0%
- −$1,446
- After-tax cash flow
- $6,330/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Rochester City School District
- NCES district ID
- 3624750
- Math proficiency
- 21% ▬ 0.00%
- Reading proficiency
- 26% ▲ 4.00%
- Median HH income
- $30,923
- Composite
- 18.98/100
- National rank
- #8850
- State rank
- #589 of 590 in NY
Livability — Rochester
- Score
- 76/100
- State rank
- #222
- US rank
- #3482
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Rochester, NY
- County
- Monroe County · 674,131 people
- City population
- 432,803
- Metro
- Rochester, NY
- Population (ZIP)
- 17,891
- Household income
- $59,787
- Rent vs Own
- Severe rent burden
- 2034.0
Population outlook (Monroe County) Hauer SSP2
- Today (2025)
- 759,460 people
- By 2030
- 757,154 · -0.3%
- By 2040
- 740,644 · -2.5%
- By 2050
- 714,443 · -5.9%
- By 2075
- 645,883 · -15.0%
- By 2100
- 547,084 · -28.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (78%)
- Race & ethnicity
- White 78% Black 8% Two or more races 7% Hispanic / Latino 6% Asian 2%
- Hispanic origin (detail)
- Puerto Rican 2%
- Common ancestry
- Romanian 5% Slovak 4% Scotch-Irish 2%
- Foreign-born
- 7% · Canada, South Korea
- Languages at home
- 90% English-only · Spanish 5% Other Indo-European 1% Russian/Polish/Slavic 1%
Political lean MEDSL · Monroe
- 2024 margin
- D (+19.1) · D 59.5% · R 40.5%
- 2008→2024 swing
- +1.4pp toward D · 2008: 17.7pp · 2024: 19.1pp
- All cycles
- 2024: D+19.1 2020: D+21.0 2016: D+14.1 2012: D+17.4 2008: D+17.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -35.72%
- Current HPI
- 297.8107
- Rent YoY
- ▲ 4.60%
- Metro
- Rochester, NY
- State GDP YoY
- ▲ 2.60%
- F500 in state
- 92
Industry mix (Fortune 500 HQ in NY)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 10 | $950B |
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| Consumer Goods | 9 | $162B |
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| Insurance | 4 | $225B |
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| Telecommunications | 2 | $144B |
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| Pharmaceuticals | 2 | $112B |
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| Media / Entertainment | 2 | $69B |
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Price history
+91.0% since first listed13 events — show timeline
- 2026-05-12 Pending — UNYREIS
- 2026-05-06 Listed $129,900 UNYREIS
- 2024-10-07 Sold (Public Records) $140,000 Public Records
- 2024-10-04 Sold (MLS) $140,000 UNYREIS
- 2024-09-03 Pending — UNYREIS
- 2024-08-28 Relisted — UNYREIS
- 2024-08-22 Pending — UNYREIS
- 2024-08-15 Listed $150,000 UNYREIS
- 2015-05-27 Sold (Public Records) $92,800 Public Records
- 2009-12-31 Sold (Public Records) $90,000 Public Records
- 2005-07-01 Sold (Public Records) $90,000 Public Records
- 2002-03-18 Sold (Public Records) $75,500 Public Records
- 1993-07-29 Sold (Public Records) $68,000 Public Records
Property tax history
+0.4%/yrLatest (2025): $1,242 · -1.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…