3300 Mount Laurel Dr · Timberlane, LA
Flood risk 9/10 · Severe
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.6%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,269 – $2,357
Heat risk 10/10 · Severe
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.6/30.0
- DSCR +4.8/10.0
- ARV discount +4.0/15.0
- Livability +3.9/5.0
- 1% rule +3.1/10.0
- Rent growth +2.5/5.0
- Schools +2.5/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$255,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Move-in ready 4-bedroom, 2-bath home with 1,600 sq. ft. of functional living space. This home features no carpet, stainless steel appliances, a large primary bedroom, separate dining room, and a spacious living room. The backyard includes a shed for extra storage, making it easy to keep everything organized. A great layout with plenty of room to live, gather, and make it your own.
Key facts
- No carpet
- Separate dining room
- Backyard shed
Tags
Property features AI
Exterior
- Parking: Three or more parking spaces
- Utilities: Public water; Public sewer
- Home design: One-story layout
- Construction: Brick construction; Shingle roof; Slab foundation; Built in prior years (year built not provided)
- Exterior features: City lot; Rectangular lot; Lot dimensions approximately 86/43 x 111/1
Interior
- Bathrooms: Two full bathrooms
- Heating & cooling: Central heating; Central air conditioning
- Interior features: Seven total rooms; Excellent condition
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath single-family listed at $255k.
Deal economics
- At list price, monthly cash flow is $42 ($503/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $207k (18.8% below list).
- Recommended offer: $207k (18.8% below list) — sets the bar for 1% rule.
- Cap rate 6.8% vs local median 5.2% in Timberlane — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 78/100 on livability (#10 in LA, #2,662 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities F, commute F.
- Jefferson Parish (suburban): math 24% / reading 34% proficiency, ranked #44 of 98 in LA (top 45%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 70% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents soft (-0.2%/yr); 163 active listings in the ZIP; 22 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 518 units permitted in Jefferson Parish in 2024 (43 in 5+ unit buildings).
- This rent runs 42% of the median local income ($59k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
Negotiation context
- Only 13 days on market — expect competitive offers; lowballing is unlikely to land.
- 9 sale attempts since 29y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $195k; 31% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: flood insurance adds $66/mo.
- Climate carrying-cost: severe flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.81% ✗
- Cap rate
- 6.80%
- Cash-on-cash
- 1.82%
- DSCR
- 1.08
- GRM
- 10.3
CMA / ARV
- ARV (on-the-fly)
- $236,800
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 268 Sugarpine Dr | 0.16mi | 3/2.0 (-1) | 1,575 (-2%) | 5mo | $232,999 | $148 | 81 |
| 216 Willowbrook Dr | 0.44mi | 3/2.0 (-1) | 1,600 (0%) | 6mo | $172,000 | $108 | 70 |
| 444 Sugarpine Dr | 0.34mi | 3/2.0 (-1) | 1,697 (+6%) | 3mo | $190,000 | $112 | 67 |
| 680 Hunterbrook Dr | 0.45mi | 3/2.0 (-1) | 1,632 (+2%) | 7mo | $250,000 | $153 | 65 |
| 2745 Ridgefield Rd | 0.62mi | 3/2.0 (-1) | 1,570 (-2%) | 1mo | $219,500 | $140 | 63 |
| 179 Sugarpine Dr | 0.39mi | 3/2.0 (-1) | 1,747 (+9%) | 2mo | $355,000 | $203 | 60 |
| 660 Grovewood Dr | 0.41mi | 3/2.0 (-1) | 1,450 (-9%) | 1mo | $212,000 | $146 | 59 |
| 421 Firethorn Dr | 0.26mi | 3/2.0 (-1) | 1,821 (+14%) | 1mo | $343,500 | $189 | 59 |
| 2772 Ridgefield Rd | 0.60mi | 3/2.0 (-1) | 1,525 (-5%) | 1mo | $225,000 | $148 | 58 |
| 118 Alpha St | 0.61mi | 3/2.0 (-1) | 1,707 (+7%) | 2mo | $264,000 | $155 | 54 |
| 624 Taylorbrook Dr | 0.34mi | 3/2.0 (-1) | 1,812 (+13%) | 5mo | $215,000 | $119 | 53 |
| 2920 Surfwood Dr | 0.25mi | 3/2.0 (-1) | 1,368 (-14%) | 7mo | $202,890 | $148 | 53 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -18.3%
- Equity multiple
- 0.37×
- Total profit
- $-44,791
- Equity at exit
- $38,021
- IRR
- -17.2%
- Equity multiple
- 0.17×
- Total profit
- $-59,303
- Equity at exit
- $22,048
Cash invested: $71,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Louisiana
- 90 Strongly Landlord-Friendly · R+12
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 70056
- Rents YoY
- -0.2%
- Active inventory
- 163
- Price-to-rent
- 10.3×
Monthly cashflow live
- Estimated rent
- $2,070 high interval (Pro) →
- Mortgage (P&I)
- −$1,337
- Tax from tax record
- −$83 /mo · $998/yr
- Insurance
- −$106
- Flood insurance flood zone
- −$66 /mo · $798/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$435
- Net cashflow
- $42
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $63,750
- Closing costs
- $7,650
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 22 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 528 Grovewood Dr Gretna, LA | 4.0 | 2.0 | 1525 | $2,200 | $1.44 | 24d | 1 | 0.21mi |
| 520 Wall Blvd Gretna, LA | 1.0–3.0 | 1.0–2.0 | 1000 | $1,545 | $1.54 | 44d | 9 | 0.56mi |
| 2727 Ridgefield Rd Gretna, LA | 3.0 | 2.0 | 1700 | $1,950 | $1.15 | 14d | 1 | 0.66mi |
| 119 Planters Canal Rd Belle Chasse, LA | 4.0 | 3.0 | 1840 | $2,195 | $1.19 | 24d | 1 | 0.70mi |
| 119 Planters Canal Rd Belle Chasse, LA | 4.0 | 3.0 | 1840 | $2,195 | $1.19 | 44d | 1 | 0.70mi |
| 1401 Drake Ln Gretna, LA | 3.0 | 2.0 | 1296 | $2,150 | $1.66 | 24d | 1 | 0.80mi |
| 3251 Wall Blvd Gretna, LA | 1.0–3.0 | 1.0–2.0 | 1174 | $2,500 | $2.13 | 2d | 1 | 0.81mi |
| 829 Bellemeade Blvd Gretna, LA | 4.0 | 2.0 | 1805 | $2,400 | $1.33 | 44d | 1 | 0.87mi |
| 201 Wall Blvd Gretna, LA | 3.0 | 2.0 | 2220 | $2,500 | $1.13 | 44d | 1 | 0.91mi |
| 132 Layburn Ct Terrytown, LA | 4.0 | 2.5 | 2100 | $2,200 | $1.05 | 4d | 1 | 0.97mi |
| 469 Lynnmeade Rd Gretna, LA | 3.0 | 2.0 | 1964 | $2,300 | $1.17 | 24d | 1 | 1.03mi |
| 110 P St Unit B Belle Chasse, LA | 3.0 | 2.0 | 1467 | $2,800 | $1.91 | 2d | 1 | 1.07mi |
| 1028 Kingsway Dr W Gretna, LA | 4.0 | 2.0 | 1900 | $2,400 | $1.26 | 24d | 1 | 1.08mi |
| 937 E Monterey Ct Apt B Terrytown, LA | 3.0 | 2.0 | 1500 | $1,300 | $0.87 | 24d | 1 | 1.23mi |
| 937 E Monterey Ct Apt D Terrytown, LA | 4.0 | 2.0 | 1500 | $1,500 | $1.00 | 24d | 1 | 1.23mi |
| 917 Monterey Ct S Unit b Gretna, LA | 3.0 | 2.0 | 1500 | $1,500 | $1.00 | 44d | 1 | 1.24mi |
| 916 E Monterey Ct Unit A Terrytown, LA | 3.0 | 2.0 | 1400 | $1,600 | $1.14 | 44d | 1 | 1.28mi |
| 2700 Whitney Ave Harvey, LA | 3.0 | 1.0–2.0 | 844 | $1,538 | $1.82 | 2d | 11 | 1.43mi |
| 110 Vista Dr Belle Chasse, LA | 3.0 | 1.5 | 1217 | $1,800 | $1.48 | 3d | 1 | 1.46mi |
| 1500 Lorene Dr Harvey, LA | 3.0 | 1.0–2.0 | 766 | $1,790 | $2.34 | 3d | 8 | 1.46mi |
| 2350 Park Place Dr Gretna, LA | 1.0–3.0 | 1.0–2.0 | 1000 | $1,525 | $1.52 | 44d | 5 | 1.48mi |
| 113 J St Unit A Belle Chasse, LA | 3.0 | 2.0 | 1090 | $1,400 | $1.28 | 44d | 1 | 1.48mi |
Listing history 11 events
-
2026-06-18days on market $255,000 Active 13 DOM
-
2026-06-17days on market $255,000 Active 12 DOM
-
2026-06-16days on market $255,000 Active 11 DOM
-
2026-06-16price $255,000 Active 10 DOM
-
2026-06-15days on market $265,000 Active 10 DOM
-
2026-06-13days on market $265,000 Active 8 DOM
-
2026-06-10days on market $265,000 Active 5 DOM
-
2026-06-09days on market $265,000 Active 4 DOM
-
2026-06-08days on market $265,000 Active 3 DOM
-
2026-06-07remarks 383-char remark
-
2026-06-07$265,000 Active 2 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast LA · Resets to sale price
- Current annual tax
- $998 · $83/mo
- Projected year-2 tax
- $1,402 · $117/mo
- Expected delta
- +$405/yr (+$34/mo · 40.6%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 9/10 Extreme FEMA zone X (shaded) · 60% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $24,835
- − Mortgage interest
- −$14,284
- − Property taxes
- −$998
- − Insurance
- −$2,072
- − Repairs & maintenance
- −$1,987
- − Management
- −$1,987
- − Depreciation
- −$7,418
- Taxable loss
- −$3,911
- Est. tax savings @ 24.0%
- +$939
- After-tax cash flow
- $1,441/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Jefferson Parish
- NCES district ID
- 2200840
- Math proficiency
- 24% ▼ -36.00%
- Reading proficiency
- 34% ▼ -30.00%
- Median HH income
- $48,421
- Composite
- 25.19/100
- National rank
- #7511
- State rank
- #44 of 98 in LA
Livability — Timberlane
- Score
- 78/100
- State rank
- #10
- US rank
- #2662
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Timberlane, LA
- County
- Jefferson Parish · 426,999 people
- Metro
- New Orleans-Metairie, LA
- Population (ZIP)
- 40,348
- Household income
- $59,027
- Rent vs Own
- Severe rent burden
- 1623.0
Population outlook (Jefferson County) Hauer SSP2
- Today (2025)
- 451,696 people
- By 2030
- 455,451 · +0.8%
- By 2040
- 458,308 · +1.5%
- By 2050
- 461,031 · +2.1%
- By 2075
- 476,351 · +5.5%
- By 2100
- 499,377 · +10.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Highly diverse neighborhood (Simpson 0.71)
- Race & ethnicity
- Black 34% White 32% Hispanic / Latino 26% Two or more races 9% Asian 4%
- Hispanic origin (detail)
- Mexican 3% Dominican 3%
- Common ancestry
- Lithuanian 5% Italian 2% Hispanic 2%
- Foreign-born
- 20% · Canada, Vietnam
- Languages at home
- 67% English-only · Spanish 22% Arabic 5% French/Haitian/Cajun 2%
Political lean MEDSL · Jefferson
- 2024 margin
- R (+12.9) · D 42.5% · R 55.5% · Other 2.1%
- 2008→2024 swing
- +13.6pp toward D · 2008: -26.6pp · 2024: -12.9pp
- All cycles
- 2024: R+12.9 2020: R+11.1 2016: R+14.8 2012: R+18.4 2008: R+26.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -100.20%
- Current HPI
- 165.1579
- Rent YoY
- ▼ -0.16%
- Metro
- New Orleans-Metairie, LA
- State GDP YoY
- ▲ 3.29%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in LA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Telecommunications | 2 | $23B |
|
||
| Utilities | 1 | $12B |
|
||
| Wholesale / Distribution | 1 | $5B |
|
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| Advertising | 1 | $2B |
|
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Price history
+223.6% since first listed16 events — show timeline
- 2026-06-05 Listed $265,000 AcadianaMLS
- 2026-06-05 Listed $265,000 GSREIN
- 2019-04-10 Sold (MLS) $195,000 GSREIN
- 2019-03-07 Pending — GSREIN
- 2019-02-27 Relisted — GSREIN
- 2019-02-18 Pending — GSREIN
- 2019-02-04 Listed $195,000 AcadianaMLS
- 2019-02-04 Listed $195,000 GSREIN
- 2006-12-18 Sold (Public Records) $138,500 Public Records
- 2006-12-15 Sold (MLS) $138,500 GSREIN
- 2006-09-06 Listed $145,000 AcadianaMLS
- 2006-09-06 Listed $145,000 GSREIN
- 1997-07-11 Sold (MLS) $84,500 GSREIN
- 1997-07-01 Sold (Public Records) $84,500 Public Records
- 1997-05-21 Listed $81,900 GSREIN
- 1997-05-21 Listed $81,900 AcadianaMLS
Property tax history
-3.6%/yrLatest (2025): $998 · -59.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…