41588 Woodhaven Dr E · Palm Desert, CA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 9/10 · Severe
- Hot days now (above 114°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +7.0/30.0
- 1% rule +4.0/10.0
- Schools +3.8/10.0
- Livability +2.6/5.0
- Condition / age +2.5/5.0
- Rent growth +2.4/5.0
- DSCR +1.2/10.0
- Appreciation +0.0/10.0
$350,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Welcome to Woodhaven Country Club. This furnished 2-bedroom, 2-bath condo offers a comfortable desert retreat with a functional floor plan, open living and dining areas, and plenty of natural light. HVAC was newly installed in 2022 Being sold furnished, this property is an easy option for a seasonal getaway, full-time residence, or potential rental opportunity. The private patio extends the living space outdoors, creating a nice setting for relaxing and enjoying the desert lifestyle. Woodhaven Country Club offers a guarded entrance, an 18-hole golf course designed by Harold Heers Sr. /Jr. , tennis and pickleball courts, 4 pools and spas, a fitness center, a clubhouse, dining, and social ac
Key facts
- $795 HOA
- 2 garage spots
- Built 1984
Property features AI
Finance
- Other: Furnished turn-key (some personal items excluded); Disclosures: CC&R and Planned Development
- Financial info: Short-term rentals allowed; Listing accepted cash or cash to new loan
- HOA & community: Monthly association fee of $795; HOA covers cable TV and trash; Association amenities include controlled access, tennis courts, pet rules, lake or pond, golf course, fitness center, and clubhouse; Community has 504 units; Gated community; Development includes a golf course
Exterior
- Parking: Attached 2-car garage; Driveway; Garage door opener
- Security: Controlled access
- Utilities: PUD; Sewer: Other
- Home design: Condominium (attached); Single-story (ground level); Entry on first floor
- Construction: Built by Dave Sproul; Tile roof; Stucco exterior; Slab foundation; Year built per assessor
- Exterior features: Patio with brick or tile; Sprinkler system; On golf course; Has view (golf course); 24-hour security; Gated community; Community security
Interior
- Kitchen: Electric cooktop; Microwave; Refrigerator; Dishwasher; Disposal
- Bedrooms: All bedrooms on main level; Main floor master bedroom; Walk-in closet
- Flooring: Other
- Bathrooms: One full bathroom; One 3/4 bathroom
- Heating & cooling: Central heating; Air conditioning
- Interior features: Open floorplan; Bar; Vertical blinds; Fully furnished
- Laundry & utility: Washer; Dryer
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/2.0-bath condo listed at $350k.
Deal economics
- At list price, monthly cash flow is $-517 ($-6k/yr) — negative.
- To cash-flow at today's rent, offer at most $259k (26.1% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $316k (9.7% below list).
- Recommended offer: $259k (26.1% below list) — sets the bar for cash-flow.
- Cap rate 4.5% vs local median 3.5% in Palm Desert — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.
Location & tenants
- Location reads 51/100 on livability (#1,050 in CA) — a working-class tenant base; expect higher turnover. Strengths: schools A-, employment B+, housing B; Watch: crime D, amenities F, commute F.
- Desert Sands Unified (suburban): math 31% / reading 56% proficiency, ranked #199 of 517 in CA (top 38%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents soft (-0.3%/yr); 626 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 60% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 9,195 units permitted in Riverside County in 2024 (1,512 in 5+ unit buildings).
- This rent runs 43% of the median local income ($88k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
- Riverside County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 33 days — a 3% lower offer ($340k) is reasonable based on typical stale-listing flexibility.
- Current owner paid $143k; list at $350k implies a 145% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: HOA is 25% of rent.
- Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 33 days. Have you received any prior offers? Is the seller open to a 26% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 0.90% ✗
- Cap rate
- 4.52%
- Cash-on-cash
- -6.33%
- DSCR
- 0.72
- GRM
- 9.2
CMA / ARV
- ARV (median comp)
- $423,388
- List price
- $350,000
- Delta
- -17.33%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -31.5%
- Equity multiple
- -0.01×
- Total profit
- $-98,493
- Equity at exit
- $52,186
- IRR
- -64.2%
- Equity multiple
- -0.66×
- Total profit
- $-162,293
- Equity at exit
- $30,262
Cash invested: $98,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 92211
- Rents YoY
- -0.3%
- Active inventory
- 626
- Price-to-rent
- 9.2×
Monthly cashflow live
- Estimated rent
- $3,162 high interval (Pro) →
- Mortgage (P&I)
- −$1,835
- Tax from tax record
- −$239 /mo · $2,863/yr
- Insurance
- −$146
- HOA
- −$795
- Vacancy / Maint / Mgmt
- −$664
- Net cashflow
- $-517
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $87,500
- Closing costs
- $10,500
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 41120 Woodhaven Dr E Palm Desert, CA | 2.0 | 2.0 | 1348 | $4,500 | $3.34 | 43d | 1 | 0.17mi |
| 77897 Woodhaven Dr S Palm Desert, CA | 2.0 | 2.0 | 1392 | $2,700 | $1.94 | 43d | 1 | 0.18mi |
| 77776 Woodhaven Dr S Palm Desert, CA | 2.0 | 2.5 | 1808 | $6,000 | $3.32 | 43d | 1 | 0.21mi |
| 77784 Woodhaven Dr N Palm Desert, CA | 2.0 | 2.0 | 1392 | $4,000 | $2.87 | 43d | 1 | 0.26mi |
| 77780 Woodhaven Dr N Palm Desert, CA | 2.0 | 2.0 | 1392 | $2,500 | $1.80 | 43d | 1 | 0.27mi |
| 41484 Woodhaven Dr W Palm Desert, CA | 2.0 | 3.0 | 1808 | $4,500 | $2.49 | 43d | 1 | 0.34mi |
| 40880 Whirling Wind Dr Unit C Palm Desert, CA | 2.0 | 2.0 | 925 | $2,800 | $3.03 | 43d | 1 | 0.35mi |
| 41220 Woodhaven Dr W Palm Desert, CA | 2.0 | 3.0 | 1808 | $4,000 | $2.21 | 43d | 1 | 0.38mi |
| 77584 Woodhaven Dr N Palm Desert, CA | 2.0 | 2.0 | 1392 | $4,995 | $3.59 | 24d | 1 | 0.40mi |
| 77818 Calypso Rd Palm Desert, CA | 2.0 | 2.0 | 1094 | $1,950 | $1.78 | 24d | 1 | 0.44mi |
| 77795 Sunnybrook Dr Palm Desert, CA | 2.0 | 1.0 | 980 | $2,800 | $2.86 | 43d | 1 | 0.47mi |
| 41773 Preston Trl Palm Desert, CA | 2.0 | 2.0 | 1091 | $6,000 | $5.50 | 43d | 1 | 0.47mi |
| 41694 Preston Trl Palm Desert, CA | 2.0 | 2.0 | 1360 | $5,000 | $3.68 | 43d | 1 | 0.49mi |
| 40981 Preston Trl Palm Desert, CA | 2.0 | 3.0 | 1184 | $2,995 | $2.53 | 43d | 1 | 0.54mi |
| 40963 Preston Trl Unit 3911 Palm Desert, CA | 2.0 | 2.0 | 1184 | $2,650 | $2.24 | 12d | 1 | 0.54mi |
| 40963 Preston Trl Palm Desert, CA | 2.0 | 2.0 | 1184 | $2,650 | $2.24 | 24d | 1 | 0.55mi |
| 42780 Washington St Bermuda Dunes, CA | 2.0 | 2.0 | 1020 | $1,750 | $1.72 | 43d | 1 | 0.57mi |
| 41640 Jupiter Hills Ct Unit 35-15 Palm Desert, CA | 2.0 | 2.0 | 1300 | $2,700 | $2.08 | 18d | 1 | 0.58mi |
| 41869 Preston Trl Palm Desert, CA | 2.0 | 2.0 | 1360 | $5,500 | $4.04 | 43d | 1 | 0.59mi |
| 40215 Harris Ln Palm Desert, CA | 2.0 | 1.5 | 1050 | $1,825 | $1.74 | 43d | 1 | 0.59mi |
| 77901 Dudley Dr Palm Desert, CA | 2.0 | 1.5 | 950 | $1,975 | $2.08 | 5d | 1 | 0.60mi |
| 77385 Michigan Dr Palm Desert, CA | 2.0 | 2.0 | 1200 | $2,700 | $2.25 | 43d | 1 | 0.61mi |
| 40300 Washington St Bermuda Dunes, CA | 1.0–2.0 | 1.0–2.0 | 865 | $1,660 | $1.92 | 5d | 18 | 0.62mi |
| 77380 Minnesota Ave Palm Desert, CA | 2.0 | 2.0 | 1064 | $2,750 | $2.58 | 43d | 1 | 0.63mi |
| 40657 Preston Trl Palm Desert, CA | 2.0 | 2.0 | 938 | $2,850 | $3.04 | 24d | 1 | 0.64mi |
| 41450 Inverness Way Palm Desert, CA | 2.0 | 2.0 | 1184 | $4,900 | $4.14 | 43d | 1 | 0.66mi |
| 40595 Preston Trl Palm Desert, CA | 2.0 | 2.0 | 938 | $2,100 | $2.24 | 43d | 1 | 0.67mi |
| 77355 Minnesota Ave Palm Desert, CA | 2.0 | 2.0 | 1342 | $3,600 | $2.68 | 5d | 1 | 0.68mi |
| 77310 Minnesota Ave Palm Desert, CA | 2.0 | 2.0 | 1216 | $3,000 | $2.47 | 23d | 1 | 0.70mi |
| 78601 Avenue 42 Unit B Bermuda Dunes, CA | 2.0 | 2.0 | 1100 | $2,195 | $2.00 | 20d | 1 | 0.73mi |
| 78601 Avenue 42 Unit A Bermuda Dunes, CA | 2.0 | 2.0 | 1100 | $2,195 | $2.00 | 15d | 1 | 0.73mi |
| 40461 Bay Hill Way Palm Desert, CA | 2.0 | 2.0 | 938 | $2,500 | $2.67 | 43d | 1 | 0.74mi |
| 40361 Preston Trl Palm Desert, CA | 2.0 | 2.0 | 1337 | $6,000 | $4.49 | 43d | 1 | 0.75mi |
| 43065 Washington St Unit 14 Palm Desert, CA | 2.0 | 2.0 | 975 | $2,100 | $2.15 | 10d | 1 | 0.75mi |
| 43065 Washington St Palm Desert, CA | 2.0 | 2.0 | 950 | $2,000 | $2.11 | 4d | 1 | 0.76mi |
| 40420 Bay Hill Way Palm Desert, CA | 2.0 | 2.0 | 938 | $2,995 | $3.19 | 43d | 1 | 0.76mi |
| 40590 La Costa Cir E Palm Desert, CA | 2.0 | 4.0 | 1177 | $2,595 | $2.20 | 43d | 1 | 0.77mi |
| 40590 La Costa Cir E Unit 73-03 Palm Desert, CA | 2.0 | 4.0 | 1177 | $2,595 | $2.20 | 24d | 1 | 0.77mi |
| 43100 Palm Royale Dr La Quinta, CA | 1.0–2.0 | 1.0–2.0 | 921 | $2,060 | $2.24 | 4d | 8 | 0.84mi |
| 41417 Princeville Ln Palm Desert, CA | 2.0 | 2.0 | 1360 | $2,500 | $1.84 | 43d | 1 | 0.87mi |
HOA detail condo
- Monthly dues
- $795 · $9,540/yr
- Likely covers
- poolgymsecurity
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 16 events
-
2026-06-18days on market $350,000 Active 33 DOM
-
2026-06-17days on market $350,000 Active 32 DOM
-
2026-06-16days on market $350,000 Active 31 DOM
-
2026-06-15days on market $350,000 Active 30 DOM
-
2026-06-13days on market $350,000 Active 28 DOM
-
2026-06-09days on market $350,000 Active 24 DOM
-
2026-06-08days on market $350,000 Active 23 DOM
-
2026-06-07days on market $350,000 Active 22 DOM
-
2026-06-04days on market $350,000 Active 19 DOM
-
2026-06-03days on market $350,000 Active 18 DOM
-
2026-06-02days on market $350,000 Active 17 DOM
-
2026-06-01days on market $350,000 Active 16 DOM
-
2026-05-31days on market $350,000 Active 15 DOM
-
2026-05-16$350,000 Active 942-char remark
-
2026-05-14historical $350,000 942-char remark
-
1987-06-29soldstatus $143,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast CA · Resets to sale price
- Current annual tax
- $2,863 · $239/mo
- Projected year-2 tax
- $2,863 · $239/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 9/10 Extreme 7 d/yr ≥114°F today · 17 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $37,943
- − Mortgage interest
- −$19,605
- − Property taxes
- −$2,863
- − Insurance
- −$1,750
- − Repairs & maintenance
- −$3,035
- − Management
- −$3,035
- − HOA
- −$9,540
- − Depreciation
- −$10,182
- Taxable loss
- −$12,068
- Est. tax savings @ 24.0%
- +$2,896
- After-tax cash flow
- $-3,307/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Desert Sands Unified
- NCES district ID
- 0611110
- Math proficiency
- 31% ▼ -4.00%
- Reading proficiency
- 56% ▲ 7.00%
- Median HH income
- $54,957
- Composite
- 37.77/100
- National rank
- #4346
- State rank
- #199 of 517 in CA
Livability — Palm Desert
- Score
- 51/100
- State rank
- #1050
- US rank
- #25164
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Palm Desert, CA
- County
- Riverside County · 2,287,001 people
- City population
- 58,615
- Metro
- Riverside-San Bernardino-Ontario, CA
- Population (ZIP)
- 28,092
- Household income
- $88,477
- Rent vs Own
- Severe rent burden
- 1181.0
Population outlook (Riverside County) Hauer SSP2
- Today (2025)
- 2,664,475 people
- By 2030
- 2,802,692 · +5.2%
- By 2040
- 3,050,904 · +14.5%
- By 2050
- 3,256,783 · +22.2%
- By 2075
- 3,655,058 · +37.2%
- By 2100
- 3,766,594 · +41.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (75%)
- Race & ethnicity
- White 75% Hispanic / Latino 16% Two or more races 11% Asian 4% Black 3% Native American 1%
- Hispanic origin (detail)
- Mexican 12%
- Common ancestry
- Scotch-Irish 3% Slovak 3% Romanian 3%
- Foreign-born
- 16% · Canada, China
- Languages at home
- 85% English-only · Spanish 9% Other Indo-European 2% Tagalog/Filipino 1%
Political lean MEDSL · Riverside
- 2024 margin
- Toss-up / Even · D 48.0% · R 49.3% · Other 2.6%
- 2008→2024 swing
- -3.6pp toward R · 2008: 2.3pp · 2024: -1.3pp
- All cycles
- 2024: R+1.3 2020: D+8.0 2016: D+4.3 2012: R+0.4 2008: D+2.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -166.92%
- Current HPI
- 233.4619
- Rent YoY
- ▼ -0.30%
- Metro
- Riverside-San Bernardino-Ontario, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
|
||
| Financial Services | 3 | $174B |
|
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| Retail | 3 | $44B |
|
||
| Insurance | 3 | $26B |
|
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| Media / Entertainment | 2 | $115B |
|
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| Pharmaceuticals / Biotech | 2 | $62B |
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Price history
+144.8% since first listed3 events — show timeline
- 2026-05-16 Listed $350,000 GPSMLS
- 2026-05-14 Coming Soon $350,000 GPSMLS
- 1987-06-29 Sold (Public Records) $143,000 Public Records
Property tax history
+1.9%/yrLatest (2025): $2,863 · +2.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…