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21400 Jupiter Pl Unit 1054-A
D Composite 44.04
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +10.2/15.0
  • Appreciation +10.0/10.0
  • Cash flow +8.4/30.0
  • Rent growth +3.9/5.0
  • 1% rule +2.6/10.0
  • DSCR +2.3/10.0
  • Livability +2.2/5.0
  • Condition / age +2.2/5.0
  • Schools +2.1/10.0

$235,000

21400 Jupiter Pl Unit 1054-A · California City, CA 93505
3 bd · 2.0 ba · 1,276 sqft · SingleFamily · 4 Days on market
Built 1988 Fair condition 0.25 ac lot Est $250k · 6% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Opportunity Knocks with this great home in California City! Priced well and waiting for your touch to bring out all this homes full potential. Nice living room of entry with sliding door to back covered patio, 3 bedrooms, full bath in hall, walk in shower in primary bathroom, great size primary bedroom that also has sliding door access to backyard. Kitchen has lots of cabinets & dining space too. 2 car attached garage with laundry hook ups, large vehicle door in front and small vehicle door leading to backyard, enclosed storage room off garage. fenced backyard, RV parking potential on both sides of home. Tiled roof

Key facts

  • Sliding door access
  • Lots of cabinets
  • Covered patio

Tags

COVERED PATIOSLIDING DOOR ACCESSLOTS OF CABINETSENCLOSED STORAGE ROOMFENCED BACKYARDRV PARKING POTENTIAL

Property features AI

Exterior

  • Parking: Attached 2-car garage
  • Utilities: Public water; Sewer connected; Natural gas available
  • Home design: Ranch style; Single-story
  • Construction: Tile roof; Wood siding; Concrete slab foundation; Built on a corner lot; Paved streets
  • Exterior features: Block and wood fencing; Covered patio; RV access

Interior

  • Kitchen: Dishwasher
  • Flooring: Carpet; Laminate
  • Bathrooms: One full bathroom; One three-quarter bathroom
  • Heating & cooling: Central gas heating; Natural gas
  • Interior features: Dining area; Storage off garage
  • Laundry & utility: Laundry area in garage

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $235k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $-209 ($-3k/yr) — negative.
  • To cash-flow at today's rent, offer at most $205k (12.9% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $179k (23.8% below list).
  • Recommended offer: $179k (23.8% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 44/100 on livability (#1,329 in CA) — a working-class tenant base; expect higher turnover. Strengths: housing A+; Watch: crime F, amenities F, commute F.
  • Mojave Unified (town): math 25% / reading 25% proficiency, ranked #411 of 517 in CA (top 80%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 76% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Hacienda Elementary (528 students, 92% FRL); California City Middle (501 students, 87% FRL); California City High (655 students, 85% FRL).
  • Market conditions: Rents rising fast (+5.5%/yr); 704 active listings in the ZIP; 16 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 3,244 units permitted in Kern County in 2024 (73 in 5+ unit buildings).
  • This rent runs 36% of the median local income ($60k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $25k of equity ($2k loan paydown + $24k appreciation (10.0% local appreciation)).
  • Kern County population projected at +17% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 2, paydown + projected appreciation supports a ~$40k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • Only 4 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 5→13/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $179,127 (23.8% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.76%
Cap rate
5.23%
Cash-on-cash
-3.81%
DSCR
0.83
GRM
10.9

CMA / ARV

ARV (on-the-fly)
$250,096
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
21400 Jupiter Pl Unit 1054-A 0.00mi 3/2.0 1,276 (0%) 1mo $155,000 $121 100
21400 Jupiter Pl 0.00mi 3/2.0 1,276 (0%) 1mo $155,000 $121 100
11125 Rome Beauty Dr 0.48mi 3/2.0 1,237 (-3%) 1mo $225,000 $182 71
10945 Rome Beauty Dr 0.37mi 4/2.0 (+1) 1,236 (-3%) 5mo $210,000 $170 68
10621 Applewood Dr 0.27mi 3/2.0 1,390 (+9%) 16mo $272,000 $196 59
21740 Bancroft Dr 0.57mi 3/2.0 1,400 (+10%) 10mo $290,000 $207 49
10624 Aspen Ave 0.49mi 4/2.0 (+1) 1,376 (+8%) 13mo $275,000 $200 48
21251 Calhoun Ct 0.62mi 3/2.0 1,429 (+12%) 4mo $330,000 $231 48
21231 Calhoun Ct 0.62mi 3/2.0 1,429 (+12%) 4mo $331,000 $232 47
21313 Heather Pl 0.65mi 3/2.0 1,389 (+9%) 9mo $215,000 $155 47
21241 Calhoun Ct 0.63mi 4/2.0 (+1) 1,429 (+12%) 2mo $323,000 $226 44
21148 Bancroft Ct 0.70mi 3/2.0 1,152 (-10%) 14mo $225,000 $195 40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 5.45% rent growth · sell at horizon

5-year hold
IRR
22.3%
Equity multiple
2.81×
Total profit
$119,231
Equity at exit
$211,707
10-year hold
IRR
20.6%
Equity multiple
6.65×
Total profit
$371,770
Equity at exit
$456,553

Cash invested: $65,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 93505

Home prices YoY
13.0%
Rents YoY
5.5%
Active inventory
704
Price-to-rent
10.9×

Monthly cashflow live

Estimated rent
$1,791 high interval (Pro) →
Mortgage (P&I)
$1,232
Tax est. 1.5%
$294 /mo · $3,525/yr
Insurance
$98
HOA
$0
Vacancy / Maint / Mgmt
$376
Net cashflow
$-209

Break-even live

Break-even rent $2,056
Max offer price $204,768
Occupancy floor

Sensitivity live

Price -10% $-47 -5% $-128 +0% $-209 +5% $-290 +10% $-371
Rent -10% $-350 -5% $-280 +0% $-209 +5% $-138 +10% $-67
Rate -1.0pp $-91 -0.5pp $-149 base $-209 +0.5pp $-270 +1.0pp $-332

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$58,750
Closing costs
$7,050
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 16 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
21601 Randsburg Mojave Rd Unit C California City, CA 2.0 2.0 896 $1,150 $1.28 4d 1 0.28mi
21398 Baldwin Ln California City, CA 4.0 2.0 1527 $2,000 $1.31 4d 1 0.28mi
21306 Bancroft Ct California City, CA 2.0 2.0 906 $1,800 $1.99 5d 1 0.67mi
10193 Evelyn Ave California City, CA 3.0 2.0 1616 $2,150 $1.33 16d 1 0.69mi
21319 Conklin Ct California City, CA 2.0 2.0 1816 $2,200 $1.21 45d 1 0.76mi
21187 Conklin Blvd California City, CA 3.0 2.0 1473 $1,800 $1.22 16d 1 0.78mi
9931 Putter Ct California City, CA 3.0 2.0 1445 $1,675 $1.16 5d 1 0.81mi
9933 N Loop Blvd Unit B California City, CA 2.0 2.0 895 $1,875 $2.09 25d 1 0.82mi
21235 Windsong St California City, CA 3.0 3.0 1780 $2,100 $1.18 25d 1 0.83mi
9848 Sally Ave Unit 2 California City, CA 2.0 1.0 980 $1,495 $1.53 25d 1 0.89mi
9825 N Loop Blvd Unit B California City, CA 2.0 1.0 883 $1,350 $1.53 21d 1 0.93mi
9749 N Loop Blvd California City, CA 2.0 1.0 900 $1,350 $1.50 13d 1 1.00mi
9749 N Loop Blvd California City, CA 2.0 1.0 900 $1,350 $1.50 5d 1 1.00mi
9749 N Loop Blvd California City, CA 2.0 1.0 900 $1,350 $1.50 25d 1 1.00mi
9548 Sally Ave Unit B California City, CA 3.0 2.5 1200 $1,695 $1.41 25d 1 1.22mi
9524 Sally Ave Unit C California City, CA 2.0 1.5 1140 $1,300 $1.14 25d 1 1.27mi

Listing history 2 events

  1. 2026-05-08
    status Pending
  2. 2026-05-04
    listed $235,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 8/10 Severe 5 d/yr ≥101°F today · 13 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 7/10 Severe 13 unhealthy d/yr today · 15 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$21,495
− Mortgage interest
−$13,164
− Property taxes
−$3,525
− Insurance
−$1,175
− Repairs & maintenance
−$1,720
− Management
−$1,720
− Depreciation
−$6,836
Taxable loss
−$6,644
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,595
After-tax cash flow
$-913/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Fair 45/100 Moderate rehab

This home requires moderate renovations to update the kitchen and bathrooms, and improve the landscaping. It has a good roof and a fenced backyard, making it a good investment opportunity.

Repairs flagged

  • Moderate kitchen cabinets — dated and in need of replacement
  • Moderate kitchen appliances — outdated and in need of replacement
  • Moderate bathroom fixtures — outdated and in need of replacement
  • Minor landscaping — basic landscaping

Value-add opportunities

  • Both update kitchen cabinets and appliances — modernizing kitchen will appeal to buyers and renters
  • Both update bathroom fixtures — modernizing bathrooms will appeal to buyers and renters
  • Both landscaping — improved landscaping will enhance curb appeal and attract more buyers

Renovation cost estimate screening

Repair itemSeverityEst. cost
kitchen cabinets · dated and in need of replacement Moderate $3,000–15,000
kitchen appliances · outdated and in need of replacement Moderate $3,000–15,000
bathroom fixtures · outdated and in need of replacement Moderate $3,000–15,000
landscaping · basic landscaping Minor $500–3,000
Total estimated repair cost · 4 items $9,500–48,000

Value-add ROI direction

  • Both update kitchen cabinets and appliances — modernizing kitchen will appeal to buyers and renters
  • Both update bathroom fixtures — modernizing bathrooms will appeal to buyers and renters
  • Both landscaping — improved landscaping will enhance curb appeal and attract more buyers

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Mojave Unified
NCES district ID
0625230
Math proficiency
25% ▲ 11.00%
Reading proficiency
25% ▼ -1.00%
Median HH income
$43,017
Composite
21.4/100
National rank
#8350
State rank
#411 of 517 in CA

Livability — California City

Score
44/100
State rank
#1329
US rank
#26753

Category grades

Amenities F Commute F Cost of living C Crime F Employment D- Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
California City, CA
County
Kern County · 710,371 people
City population
14,353
Metro
Bakersfield, CA
Population (ZIP)
14,353
Household income
$59,827
Rent vs Own
44.6% rent · 55.4% own
Severe rent burden
883.0

Population outlook (Kern County) Hauer SSP2

Today (2025)
947,286 people
By 2030
978,984 · +3.3%
By 2040
1,045,018 · +10.3%
By 2050
1,105,232 · +16.7%
By 2075
1,229,538 · +29.8%
By 2100
1,238,059 · +30.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.70)
Race & ethnicity
Hispanic / Latino 40% White 30% Black 22% Two or more races 16% Native American 3% Asian 1%
Hispanic origin (detail)
Mexican 29%
Common ancestry
Italian 3% Lithuanian 1% Romanian 1%
Foreign-born
13% · Canada, Dominican Republic
Languages at home
68% English-only · Spanish 29%

Political lean MEDSL · Kern

2024 margin
Strong R (+21.1) · D 38.2% · R 59.3% · Other 2.5%
2008→2024 swing
-3.3pp toward R · 2008: -17.8pp · 2024: -21.1pp
All cycles
2024: R+21.1 2020: R+10.2 2016: R+15.0 2012: R+20.9 2008: R+17.8

Not yet ingested

Civics

Market trends

HPI YoY
▲ 46.32%
Current HPI
402.4192
Rent YoY
▲ 5.45%
Metro
Bakersfield, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

2 events — show timeline
  • 2026-05-08 Pending AVMLS
  • 2026-05-04 Listed $235,000 AVMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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