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7519 Dorr Street Toledo #139
B Composite 72.19
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +9.4/10.0
  • ARV discount +7.5/15.0
  • Schools +4.9/10.0
  • Condition / age +4.0/5.0
  • Livability +3.3/5.0
  • Rent growth +3.1/5.0
  • Appreciation +0.0/10.0

$72,900

7519 Dorr Street Toledo #139 · Toledo, OH 43615
2 bd · 2.0 ba · 910 sqft · SingleFamily · 411 Days on market
Built 2025 Good condition 910 sqft lot $80/sqft · 56% below area

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to your new home at Royal Village! This 2 bedroom, 2 bathroom mobile home for sale offers a fresh, modern interior with a spacious layout, brand-new appliances, and washer/dryer hookups. It's the ideal home for families or anyone looking for extra space and convenience. From a sparkling pool to pet-friendly areas and helpful conveniences, Royal Village delivers a safe, comfortable lifestyle for everyone. Located in the sought-after Springfield School District, this move-in-ready home is part of a growing, newly improved community in Toledo.

Key facts

  • Modern interior
  • Washer dryer hookups
  • Brand-new appliances

Tags

MODERN INTERIORBRAND-NEW APPLIANCESWASHER DRYER HOOKUPSSPRINGFIELD SCHOOL DISTRICT

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath single-family listed at $73k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $325 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $73k).
  • Recommended offer: $64k (12.0% below list) — sets the bar for market timing.
  • Cap rate 11.6% vs local median 6.9% in Toledo — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 66/100 on livability (#645 in OH) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities C-, crime F, commute F.
  • Springfield Local (suburban): math 47% / reading 57% proficiency, ranked #404 of 656 in OH (top 62%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Springfield Middle School (math 44% / reading 53%, grade C-, #435 of 654 statewide, top 67%, 744 students, 81% FRL); Springfield High School (math 40% / reading 60%, grade D+, #384 of 781 statewide, top 49%, 922 students, 48% FRL).
  • Market conditions: Rents rising (+2.6%/yr); 289 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals leasing fast (median 1d on market — plan ~1-2 weeks tenant-placement turnaround); 415 units permitted in Lucas County in 2024 (122 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $504 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Lucas County population projected at -16% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 2.6% rent growth), your $20k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 411 days — a 12% lower offer ($64k) is reasonable based on typical stale-listing flexibility.
Recommended offer $64,152 (12.0% below list)

Questions for the listing agent

  1. It's been on market 411 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.44% ✓
Cap rate
11.65%
Cash-on-cash
19.12%
DSCR
1.85
GRM
5.8

CMA / ARV

ARV (median comp)
$166,190
List price
$72,900
Delta
-56.13%
Verdict
UNDERPRICED
Comps
9 within 2.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1737 Birdie Dr 1.65mi 3/1.0 (+1) 875 (-4%) 1mo $152,000 $174 49
5887 Globe Ave 2.03mi 2/1.0 834 (-8%) 1mo $170,000 $204 46
247 Deigle Dr 1.70mi 2/1.0 1,000 (+10%) 6mo $112,500 $113 39
1625 Brooklynn Park E 1.83mi 2/2.0 1,170 (+29%) 2mo $185,000 $158 38
1633 Brooklynn Park 1.83mi 2/2.0 1,118 (+23%) 3mo $215,000 $192 37
6802 Woodmeadow Dr 2.11mi 2/2.0 1,168 (+28%) 4mo $178,000 $152 37
6804 Woodmeadow Dr 2.11mi 2/2.0 1,168 (+28%) 4mo $202,000 $173 36
1613 E Brooklynn Park 1.83mi 2/2.0 1,170 (+29%) 5mo $185,000 $158 36
5874 Hill Ave 2.18mi 2/1.0 682 (-25%) 2mo $135,000 $198 34
1818 Raynor Dr 1.75mi 3/1.0 (+1) 1,009 (+11%) 6mo $174,000 $172 33
2521 Orchard Hills Blvd 1.99mi 3/1.5 (+1) 1,040 (+14%) 2mo $180,000 $173 33
216 Bonaparte Dr 1.68mi 2/1.0 1,104 (+21%) 5mo $146,000 $132 32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.59% rent growth · sell at horizon

5-year hold
IRR
10.6%
Equity multiple
1.42×
Total profit
$8,490
Equity at exit
$10,870
10-year hold
IRR
19.3%
Equity multiple
2.59×
Total profit
$32,381
Equity at exit
$6,303

Cash invested: $20,412 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Ohio
73 Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

Active competition Active MLS

For sale now
27 active · 1 under contract
Median asking
$49,900 ($50/sqft)
Median days on market
207 d
This list price
100% of active listings are priced below it
ARV vs active asking
+262.3% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 43615

Home prices YoY
-31.9%
Rents YoY
2.6%
Active inventory
289
Price-to-rent
5.8×

Monthly cashflow live

Estimated rent
$1,049 high interval (Pro) →
Mortgage (P&I)
−$382
Tax est. 1.5%
−$91 /mo · $1,094/yr
Insurance
−$30
HOA
−$0
Vacancy / Maint / Mgmt
−$220
Net cashflow
$325

Break-even live

Break-even rent $638
Max offer price $72,900
Occupancy floor 64%

Sensitivity live

Price -10% $376 -5% $350 +0% $325 +5% $300 +10% $275
Rent -10% $242 -5% $284 +0% $325 +5% $367 +10% $408
Rate -1.0pp $362 -0.5pp $344 base $325 +0.5pp $306 +1.0pp $287

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,225
Closing costs
$2,187
Reserves months
—
Total cash needed
—

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Short-term bridge; refi at stabilization.

Rent comps 11 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1210 Country View Pl Toledo, OH 2.0 1.0–2.0 966 $1,130 $1.17 0d 1 0.73mi
720 N McCord Rd Toledo, OH 1.0 1.0 820 $750 $0.91 2d 1 1.00mi
2015 N McCord Rd Toledo, OH 2.0 1.0 864 $1,063 $1.23 6d 1 1.09mi
2015 N McCord Rd Toledo, OH 1.0 1.0 576 $768 $1.33 19d 1 1.09mi
2150 N McCord Rd Toledo, OH 1.0–2.0 1.0 765 $1,315 $1.72 0d 8 1.19mi
1800 N McCord Rd Toledo, OH 2.0 1.0 934 $938 $1.00 0d 1 1.22mi
6633 W Bancroft St Toledo, OH 1.0–3.0 1.0 941 $954 $1.01 0d 1 1.24mi
31 S McCord Rd Holland, OH 1.0 1.0 600 $850 $1.42 0d 1 1.30mi
6535 Dorr St Toledo, OH 1.0–2.0 1.0–2.0 895 $1,000 $1.12 0d 1 1.30mi
30 S Dorcas Rd Apt 3 Toledo, OH 1.0 1.0 550 $725 $1.32 10d 1 1.33mi
2130 Country Trace Pl Toledo, OH 2.0 1.0–2.0 917 $1,050 $1.14 0d 1 1.33mi

Property features AI

Finance

Financial info
List price reported as 57,900

Exterior

Home design
Spec new-construction plan: CLAYTON PULSE - BActive listing
Construction
Living area reported as 910
Exterior features
Shake roof

Interior

Bedrooms
2 bedrooms
Bathrooms
2 bathrooms
Heating & cooling
Forced air heatingCooling system (other)
Interior features
MicrowaveRefrigerator

Listing history 50 events

  1. 2026-11-08
    days on market $72,900 Active 411 DOM
  2. 2026-11-07
    days on market $72,900 Active 410 DOM
  3. 2026-11-06
    days on market $72,900 Active 409 DOM
  4. 2026-11-05
    days on market $72,900 Active 408 DOM
  5. 2026-11-04
    days on market $72,900 Active 407 DOM
  6. 2026-11-02
    days on market $72,900 Active 405 DOM
  7. 2026-11-01
    days on market $72,900 Active 404 DOM
  8. 2026-10-31
    days on market $72,900 Active 403 DOM
  9. 2026-10-30
    days on market $72,900 Active 402 DOM
  10. 2026-10-29
    days on market $72,900 Active 401 DOM
  11. 2026-10-28
    days on market $72,900 Active 400 DOM
  12. 2026-10-27
    days on market $72,900 Active 399 DOM
  13. 2026-10-26
    days on market $72,900 Active 398 DOM
  14. 2026-10-25
    days on market $72,900 Active 397 DOM
  15. 2026-10-24
    days on market $72,900 Active 396 DOM
  16. 2026-10-23
    days on market $72,900 Active 395 DOM
  17. 2026-10-22
    days on market $72,900 Active 394 DOM
  18. 2026-10-21
    days on market $72,900 Active 393 DOM
  19. 2026-10-20
    days on market $72,900 Active 392 DOM
  20. 2026-10-19
    days on market $72,900 Active 391 DOM
  21. 2026-10-18
    days on market $72,900 Active 390 DOM
  22. 2026-10-17
    days on market $72,900 Active 389 DOM
  23. 2026-10-16
    days on market $72,900 Active 388 DOM
  24. 2026-10-15
    days on market $72,900 Active 387 DOM
  25. 2026-10-14
    days on market $72,900 Active 386 DOM
  26. 2026-10-13
    days on market $72,900 Active 385 DOM
  27. 2026-10-12
    days on market $72,900 Active 384 DOM
  28. 2026-10-11
    days on market $72,900 Active 383 DOM
  29. 2026-10-10
    days on market $72,900 Active 382 DOM
  30. 2026-10-09
    days on market $72,900 Active 381 DOM
  31. 2026-10-08
    days on market $72,900 Active 380 DOM
  32. 2026-10-07
    days on market $72,900 Active 379 DOM
  33. 2026-10-06
    days on market $72,900 Active 378 DOM
  34. 2026-10-05
    days on market $72,900 Active 377 DOM
  35. 2026-10-04
    days on market $72,900 Active 376 DOM
  36. 2026-10-03
    days on market $72,900 Active 375 DOM
  37. 2026-10-02
    days on market $72,900 Active 374 DOM
  38. 2026-10-01
    days on market $72,900 Active 373 DOM
  39. 2026-09-30
    days on market $72,900 Active 372 DOM
  40. 2026-09-29
    days on market $72,900 Active 371 DOM
  41. 2026-09-28
    days on market $72,900 Active 370 DOM
  42. 2026-09-27
    days on market $72,900 Active 369 DOM
  43. 2026-09-25
    days on market $72,900 Active 367 DOM
  44. 2026-09-24
    days on market $72,900 Active 366 DOM
  45. 2026-09-23
    days on market $72,900 Active 365 DOM
  46. 2026-09-22
    days on market $72,900 Active 364 DOM
  47. 2026-09-21
    days on market $72,900 Active 363 DOM
  48. 2026-09-20
    days on market $72,900 Active 362 DOM
  49. 2026-09-19
    days on market $72,900 Active 361 DOM
  50. 2026-09-18
    days on market $72,900 Active 360 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 2/10 Low FEMA zone X (unshaded) · 5% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥99°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$12,594
− Mortgage interest
−$4,084
− Property taxes
−$1,094
− Insurance
−$364
− Repairs & maintenance
−$1,008
− Management
−$1,008
− Depreciation
−$2,121
Taxable income
$2,917
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$700
After-tax cash flow
$3,204/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 9 photos

Good 80/100 Cosmetic rehab Est. rehab $4,550–$13,650 screening

This move-in-ready mobile home offers a fresh, modern interior with updated appliances and a spacious layout. It is located in a sought-after community with a pool and pet-friendly amenities.

Value-add opportunities

  • Both Painting the exterior siding — Enhances curb appeal and can increase both resale and rental value. ↑
  • Both Landscaping improvements — Enhances curb appeal and can increase both resale and rental value. ↑
  • Resale Updating the flooring in bathrooms — Fresh flooring can improve the overall aesthetic and appeal of the home for potential buyers. ↑

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 48/100

Zoned Schools

Elementary Dorr Street Elementary School D- OH #942/1,584 Nat'l #14,504/41,679 Middle Springfield Middle School C- OH #435/654 Nat'l #3,846/14,009 High Springfield High School D+ OH #384/781 Nat'l #5,448/17,239

Schools (NCES district)

District
Springfield Local
NCES district ID
3904822
Math proficiency
47% ▼ -17.00%
Reading proficiency
57% ▼ -11.00%
Median HH income
$54,807
Composite
44.87/100
National rank
#2719
State rank
#404 of 656 in OH
C Composite livability gradescore 66/100

Livability — Toledo

Score
66/100
State rank
#645
US rank
#11442

Category grades

Amenities C- Commute F Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Lucas County · 420,751 people
City population
280,811
Metro
Toledo, OH
Population (ZIP)
40,146
Household income
$57,713
Rent vs Own
46.0% rent · 54.0% own
Severe rent burden
9% of renters

Population outlook (Lucas County) Hauer SSP2

Today (2025)
420,751 people
By 2030
410,187 · -2.5%
By 2040
384,019 · -8.7%
By 2050
355,125 · -15.6%
By 2075
291,683 · -30.7%
By 2100
233,670 · -44.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (62%)
Race & ethnicity
White 62% Black 26% Two or more races 6% Hispanic / Latino 4% Asian 3%
Languages at home
93% English-only · Arabic 2% Spanish 1% Chinese 1%

Political lean MEDSL · Lucas

2024 margin
D (+12.6) · D 55.8% · R 43.2%
2008→2024 swing
-18.9pp toward R · 2008: 31.4pp · 2024: 12.6pp
All cycles
2024: D+12.6 2020: D+16.8 2016: D+17.4 2012: D+30.4 2008: D+31.4

Not yet ingested

Civics
—

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…