Duplex
1630 Barnett St · Jacksonville, FL
Flood risk 6/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.73%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 9/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 5/10 · Moderate
- Unhealthy air days now
- 7 days/yr
- Unhealthy air days in 30 yrs
- 7 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +24.7/30.0
- DSCR +8.0/10.0
- 1% rule +6.3/10.0
- ARV discount +5.7/15.0
- Livability +4.2/5.0
- Schools +3.9/10.0
- Rent growth +3.0/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$170,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Multi-family units
County records classify this as Multi-Family (5+ Unit). Listing-text estimate: 2 units. estimate disagrees with records
5+ unit building — per-unit beds/baths from public records are typically unavailable; the breakdown below (if shown) is an estimate from the listing text.
Listing remarks MLS
Back on the Market for the right Investor!!.. Only Serious CASH Buyers!!! This duplex is located on a street corner so the other unit address is 1408 Steele St. Both units have their own parking. 1 unit is Renting at $925, 1 unit is vacant. There are individual water and electric meters. Tenants pay all their own utilities. Only serious Buyers should inquire.
Key facts
- Close to downtown
- 2 parking spots
- Built 1957
Tags
Property features AI
Finance
- Financial info: Rent for one unit listed at $1,130 (unit is leased); Rent includes pest control, trash collection, and water
Exterior
- Parking: Two parking spaces; Other parking (unit descriptions note parking: other)
- Utilities: Cable available; Public sewer
- Home design: Single-story building; Resale property; Shingle roof; Brick and block construction
- Construction: Brick and block construction; Shingle roof
- Exterior features: Less than quarter acre lot; Zoned RMD-A
Interior
- Bedrooms: Two bedrooms (each unit listed as 2-bedroom)
- Flooring: Hardwood; Wood
- Bathrooms: One full bathroom (each unit listed as 1 full bath)
- Heating & cooling: Central heating; Wall furnace; Central air conditioning; Wall/window AC units
- Interior features: Hardwood and wood flooring
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2 × 2-bed/1.0-bath units multifamily listed at $170k.
Deal economics
- At list price, monthly cash flow is $355 ($4k/yr) — positive. Per door: $177/mo.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $170k).
- Recommended offer: $150k (12.0% below list) — sets the bar for market timing.
- Cap rate 8.8% vs local median 3.9% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
- Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Smart Pope Livingston Elementary (428 students, 91% FRL); Joseph Stilwell Middle School (math 31% / reading 33%, grade F, #448 of 571 statewide, top 79%, 612 students, 68% FRL); William M. Raines High School (math 14% / reading 13%, grade F, #616 of 667 statewide, top 92%, 1,217 students, 78% FRL) — zoned schools average 79% FRL vs 49% district-wide (30 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 23% at this address vs 46% district-wide (-23 pts) — the specific schools serving this property underperform the Duval average; the district grade overstates school quality for this exact location.
- Market conditions: Rents rising (+1.8%/yr); 399 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 275 days — a 12% lower offer ($150k) is reasonable based on typical stale-listing flexibility.
- 13 sale attempts since 25y ago; this cycle's ask has dropped $30k (15%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $119k; 43% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: built in 1957 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 275 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
- What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
- Built in 1957 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.13% ✓
- Cap rate
- 8.80%
- Cash-on-cash
- 8.94%
- DSCR
- 1.40
- GRM
- 7.4
CMA / ARV
- ARV (on-the-fly)
- $163,296
- Comps found
- 4
Show comp detail 4 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1431-1433 McConihe St | 0.13mi | 4/2.0 | 1,352 (+4%) | 6mo | $60,280 | $45 | 82 |
| 1538 Ella St | 0.28mi | 4/2.0 | 1,344 (+4%) | 8mo | $170,000 | $126 | 75 |
| 1544 Ella St | 0.28mi | 4/2.0 | 1,344 (+4%) | 18mo | $190,000 | $141 | 66 |
| 1657 Union St W | 0.65mi | 4/1.0 | 1,350 (+4%) | 13mo | $143,800 | $107 | 48 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.81% rent growth · sell at horizon
- IRR
- -4.1%
- Equity multiple
- 0.85×
- Total profit
- $-7,219
- Equity at exit
- $25,348
- IRR
- 4.2%
- Equity multiple
- 1.29×
- Total profit
- $13,767
- Equity at exit
- $14,698
Cash invested: $47,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 32209
- Home prices YoY
- -22.1%
- Rents YoY
- 1.8%
- Active inventory
- 399
- Price-to-rent
- 14.7×
Monthly cashflow live
- Estimated rent
- $1,922 high interval (Pro) →
- Mortgage (P&I)
- −$891
- Tax from tax record
- −$202 /mo · $2,418/yr
- Insurance
- −$71
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$404
- Net cashflow
- $355
Break-even live
Sensitivity live
| Price | -10% $451 | -5% $403 | +0% $355 | +5% $306 | +10% $258 |
|---|---|---|---|---|---|
| Rent | -10% $203 | -5% $279 | +0% $355 | +5% $430 | +10% $506 |
| Rate | -1.0pp $440 | -0.5pp $398 | base $355 | +0.5pp $310 | +1.0pp $266 |
2-unit breakdown (identical units grouped — click to expand)
| Units | Beds | Baths | Est. rent |
|---|---|---|---|
| 2× units | 2 | 1 | $1,922 |
| #1 | 2 | 1 | $961 |
| #2 | 2 | 1 | $961 |
| Total (2 units) | $1,922 | ||
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $42,500
- Closing costs
- $5,100
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1355 Grothe St Jacksonville, FL | 4.0 | 1.0 | 1312 | $1,350 | $1.03 | 18d | 1 | 0.14mi |
| 1619 Whitner St Jacksonville, FL | 3.0 | 2.0 | 1547 | $1,150 | $0.74 | 3d | 1 | 0.16mi |
| 1478 W 5th St Jacksonville, FL | 3.0 | 1.0 | 960 | $1,225 | $1.28 | 5d | 1 | 0.18mi |
| 1478 W 5th St Jacksonville, FL | 3.0 | 1.0 | 960 | $1,225 | $1.28 | 25d | 1 | 0.18mi |
| 1537 7th St W Unit B Jacksonville, FL | 3.0 | 1.0 | 950 | $1,050 | $1.11 | 25d | 1 | 0.23mi |
| 1537 W 7th St Jacksonville, FL | 3.0 | 1.0 | 950 | $1,050 | $1.11 | 9d | 1 | 0.23mi |
| 1358 Prince St Jacksonville, FL | 3.0 | 3.5 | 1044 | $1,350 | $1.29 | 22d | 1 | 0.32mi |
| 1358 Prince St Jacksonville, FL | 3.0 | 2.5 | 1044 | $1,350 | $1.29 | 25d | 1 | 0.32mi |
| 1640 W 4th St Unit 1 Jacksonville, FL | 4.0 | 2.0 | 1119 | $1,675 | $1.50 | 21d | 1 | 0.42mi |
| 1454 Francis St Jacksonville, FL | 3.0 | 2.0 | 1084 | $1,243 | $1.15 | 25d | 1 | 0.43mi |
| 1470 Windle St Jacksonville, FL | 3.0 | 2.0 | 1170 | $1,425 | $1.22 | 16d | 1 | 0.51mi |
| 1448 Union St W Jacksonville, FL | 3.0 | 1.0 | 958 | $1,200 | $1.25 | 25d | 1 | 0.53mi |
| 1740 W 9th St Jacksonville, FL | 4.0 | 2.0 | 1148 | $1,285 | $1.12 | 21d | 1 | 0.53mi |
| 1788 W 5th St Jacksonville, FL | 3.0 | 2.0 | 948 | $1,295 | $1.37 | 25d | 1 | 0.57mi |
| 1511 W 15th St Jacksonville, FL | 5.0 | 3.0 | 1720 | $2,100 | $1.22 | 25d | 1 | 0.59mi |
| 1525 W 15th St Jacksonville, FL | 3.0 | 1.0 | 1100 | $1,245 | $1.13 | 25d | 1 | 0.59mi |
| 1781 W 3rd St Jacksonville, FL | 4.0 | 2.0 | 1632 | $650 | $0.40 | 25d | 1 | 0.59mi |
| 1539 Union St W Jacksonville, FL | 3.0 | 1.5 | 1000 | $1,144 | $1.14 | 15d | 1 | 0.60mi |
| 1545 Union St W Jacksonville, FL | 3.0 | 2.0 | 1253 | $1,400 | $1.12 | 4d | 1 | 0.60mi |
| 2313 Janette St Jacksonville, FL | 4.0 | 2.0 | 1148 | $1,349 | $1.18 | 17d | 1 | 0.64mi |
| 1607 Logan St Jacksonville, FL | 4.0 | 2.0 | 1232 | $1,800 | $1.46 | 25d | 1 | 0.65mi |
| 2306 Fairfax St Unit 1 Jacksonville, FL | 3.0 | 1.0 | 900 | $700 | $0.78 | 25d | 1 | 0.72mi |
| 1319 Woods St Jacksonville, FL | 3.0 | 2.0 | 1103 | $1,221 | $1.11 | 25d | 1 | 0.72mi |
| 2904 Moncrief Rd Jacksonville, FL | 3.0 | 1.0 | 952 | $1,100 | $1.16 | 25d | 1 | 0.73mi |
| 1410 W 20th St Jacksonville, FL | 3.0 | 2.0 | 1170 | $1,485 | $1.27 | 15d | 1 | 0.75mi |
| 1866 W 6th St Jacksonville, FL | 3.0 | 1.0 | 1064 | $1,120 | $1.05 | 5d | 1 | 0.75mi |
| 1934 Ella St Jacksonville, FL | 3.0 | 1.0 | 1045 | $1,095 | $1.05 | 21d | 1 | 0.77mi |
| 1911 W 3rd St Jacksonville, FL | 3.0 | 1.0 | 912 | $1,050 | $1.15 | 5d | 1 | 0.82mi |
| 1431 W 21st St Jacksonville, FL | 3.0 | 2.0 | 1199 | $1,425 | $1.19 | 16d | 1 | 0.82mi |
| 1730 W 19th St Jacksonville, FL | 3.0 | 2.0 | 1323 | $1,100 | $0.83 | 3d | 1 | 0.85mi |
| 1934 W 6th St Jacksonville, FL | 3.0 | 1.0 | 948 | $1,125 | $1.19 | 25d | 1 | 0.86mi |
| 2210 Pullman Ave Jacksonville, FL | 3.0 | 1.0 | 940 | $1,050 | $1.12 | 4d | 1 | 0.87mi |
| 1733 McMillan St Jacksonville, FL | 3.0 | 2.0 | 1211 | $1,265 | $1.04 | 5d | 1 | 0.91mi |
| 1943 Hardee St #1 Jacksonville, FL | 3.0 | 2.0 | 1622 | $1,248 | $0.77 | 5d | 1 | 0.91mi |
| 2116 McMillan St Jacksonville, FL | 3.0 | 1.5 | 1120 | $1,425 | $1.27 | 22d | 1 | 0.95mi |
| 1721 Campus St Jacksonville, FL | 3.0 | 2.0 | 909 | $1,400 | $1.54 | 25d | 1 | 0.96mi |
| 1645 W 23rd St Unit 2 Jacksonville, FL | 3.0 | 1.0 | 912 | $1,275 | $1.40 | 25d | 1 | 1.00mi |
| 1712 W 23rd St Jacksonville, FL | 3.0 | 2.0 | 1200 | $1,275 | $1.06 | 25d | 1 | 1.01mi |
| 1018 W 23rd St Jacksonville, FL | 3.0 | 2.5 | 1161 | $1,600 | $1.38 | 25d | 1 | 1.01mi |
| 1609 W 24th St Jacksonville, FL | 3.0 | 2.0 | 1169 | $1,223 | $1.05 | 22d | 1 | 1.03mi |
Listing history 45 events
-
2026-06-21days on market $170,000 Active 275 DOM
-
2026-06-18days on market $170,000 Active 272 DOM
-
2026-06-17days on market $170,000 Active 271 DOM
-
2026-06-16days on market $170,000 Active 270 DOM
-
2026-06-15days on market $170,000 Active 269 DOM
-
2026-06-10days on market $170,000 Active 263 DOM
-
2026-06-08days on market $170,000 Active 262 DOM
-
2026-06-08days on market $170,000 Active 261 DOM
-
2026-06-03days on market $170,000 Active 257 DOM
-
2026-06-02days on market $170,000 Active 256 DOM
-
2026-06-01days on market $170,000 Active 255 DOM
-
2026-05-31days on market $170,000 Active 254 DOM
-
2026-02-08price $170,000
-
2025-10-07price $190,000
-
2025-09-19$200,000 Active
-
2024-07-21historical
-
2024-03-14status Active
-
2024-02-28status Pending
-
2024-02-08price $165,000
-
2023-12-08$175,000 Active
-
2023-03-01historical 362-char remark
Show marketing remark (362 chars)
Back on the Market for the right Investor!!.. Only Serious CASH Buyers!!! This duplex is located on a street corner so the other unit address is 1408 Steele St. Both units have their own parking. 1 unit is Renting at $925, 1 unit is vacant. There are individual water and electric meters. Tenants pay all their own utilities. Only serious Buyers should inquire.
-
2023-02-21status Active 362-char remark
Show marketing remark (362 chars)
Back on the Market for the right Investor!!.. Only Serious CASH Buyers!!! This duplex is located on a street corner so the other unit address is 1408 Steele St. Both units have their own parking. 1 unit is Renting at $925, 1 unit is vacant. There are individual water and electric meters. Tenants pay all their own utilities. Only serious Buyers should inquire.
-
2023-02-16historical Active - Contingent 362-char remark
Show marketing remark (362 chars)
Back on the Market for the right Investor!!.. Only Serious CASH Buyers!!! This duplex is located on a street corner so the other unit address is 1408 Steele St. Both units have their own parking. 1 unit is Renting at $925, 1 unit is vacant. There are individual water and electric meters. Tenants pay all their own utilities. Only serious Buyers should inquire.
-
2023-02-10status Active 362-char remark
Show marketing remark (362 chars)
Back on the Market for the right Investor!!.. Only Serious CASH Buyers!!! This duplex is located on a street corner so the other unit address is 1408 Steele St. Both units have their own parking. 1 unit is Renting at $925, 1 unit is vacant. There are individual water and electric meters. Tenants pay all their own utilities. Only serious Buyers should inquire.
-
2022-12-10status Pending 362-char remark
Show marketing remark (362 chars)
Back on the Market for the right Investor!!.. Only Serious CASH Buyers!!! This duplex is located on a street corner so the other unit address is 1408 Steele St. Both units have their own parking. 1 unit is Renting at $925, 1 unit is vacant. There are individual water and electric meters. Tenants pay all their own utilities. Only serious Buyers should inquire.
-
2022-11-23historical Active - Contingent 362-char remark
Show marketing remark (362 chars)
Back on the Market for the right Investor!!.. Only Serious CASH Buyers!!! This duplex is located on a street corner so the other unit address is 1408 Steele St. Both units have their own parking. 1 unit is Renting at $925, 1 unit is vacant. There are individual water and electric meters. Tenants pay all their own utilities. Only serious Buyers should inquire.
-
2022-10-08status Active 362-char remark
Show marketing remark (362 chars)
Back on the Market for the right Investor!!.. Only Serious CASH Buyers!!! This duplex is located on a street corner so the other unit address is 1408 Steele St. Both units have their own parking. 1 unit is Renting at $925, 1 unit is vacant. There are individual water and electric meters. Tenants pay all their own utilities. Only serious Buyers should inquire.
-
2022-09-29historical Active - Contingent 362-char remark
Show marketing remark (362 chars)
Back on the Market for the right Investor!!.. Only Serious CASH Buyers!!! This duplex is located on a street corner so the other unit address is 1408 Steele St. Both units have their own parking. 1 unit is Renting at $925, 1 unit is vacant. There are individual water and electric meters. Tenants pay all their own utilities. Only serious Buyers should inquire.
-
2022-09-23status Active 362-char remark
Show marketing remark (362 chars)
Back on the Market for the right Investor!!.. Only Serious CASH Buyers!!! This duplex is located on a street corner so the other unit address is 1408 Steele St. Both units have their own parking. 1 unit is Renting at $925, 1 unit is vacant. There are individual water and electric meters. Tenants pay all their own utilities. Only serious Buyers should inquire.
-
2022-09-12historical 362-char remark
Show marketing remark (362 chars)
Back on the Market for the right Investor!!.. Only Serious CASH Buyers!!! This duplex is located on a street corner so the other unit address is 1408 Steele St. Both units have their own parking. 1 unit is Renting at $925, 1 unit is vacant. There are individual water and electric meters. Tenants pay all their own utilities. Only serious Buyers should inquire.
-
2022-08-11price $185,000 362-char remark
Show marketing remark (362 chars)
Back on the Market for the right Investor!!.. Only Serious CASH Buyers!!! This duplex is located on a street corner so the other unit address is 1408 Steele St. Both units have their own parking. 1 unit is Renting at $925, 1 unit is vacant. There are individual water and electric meters. Tenants pay all their own utilities. Only serious Buyers should inquire.
-
2022-08-11status Active 362-char remark
Show marketing remark (362 chars)
Back on the Market for the right Investor!!.. Only Serious CASH Buyers!!! This duplex is located on a street corner so the other unit address is 1408 Steele St. Both units have their own parking. 1 unit is Renting at $925, 1 unit is vacant. There are individual water and electric meters. Tenants pay all their own utilities. Only serious Buyers should inquire.
-
2022-06-19status Pending 362-char remark
Show marketing remark (362 chars)
Back on the Market for the right Investor!!.. Only Serious CASH Buyers!!! This duplex is located on a street corner so the other unit address is 1408 Steele St. Both units have their own parking. 1 unit is Renting at $925, 1 unit is vacant. There are individual water and electric meters. Tenants pay all their own utilities. Only serious Buyers should inquire.
-
2022-05-18$198,000 Active 362-char remark
Show marketing remark (362 chars)
Back on the Market for the right Investor!!.. Only Serious CASH Buyers!!! This duplex is located on a street corner so the other unit address is 1408 Steele St. Both units have their own parking. 1 unit is Renting at $925, 1 unit is vacant. There are individual water and electric meters. Tenants pay all their own utilities. Only serious Buyers should inquire.
-
2021-07-07soldstatus $119,250
-
2021-06-22soldstatus $119,250 Sold
-
2021-04-20status Pending
-
2021-04-15$124,900 Active
-
2011-03-17soldstatus $7,750
-
2011-02-16$7,425
-
2009-01-15historical
-
2008-07-17$55,000
-
2001-12-05soldstatus $30,000
-
2001-11-29soldstatus $30,000
-
2001-10-31$36,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $2,418 · $202/mo
- Projected year-2 tax
- $2,418 · $202/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 6/10 Major FEMA zone X (unshaded) · 73% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 9/10 Extreme 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 5/10 Major 7 unhealthy d/yr today · 7 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $23,064
- − Mortgage interest
- −$9,523
- − Property taxes
- −$2,418
- − Insurance
- −$850
- − Repairs & maintenance
- −$1,845
- − Management
- −$1,845
- − Depreciation
- −$4,945
- Taxable income
- $1,637
- Est. tax owed @ 24.0%
- −$393
- After-tax cash flow
- $3,861/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Duval
- NCES district ID
- 1200480
- Math proficiency
- 46% ▼ -11.00%
- Reading proficiency
- 45% ▼ -4.00%
- Median HH income
- $48,987
- Composite
- 38.97/100
- National rank
- #4076
- State rank
- #48 of 73 in FL
Livability — Jacksonville
- Score
- 83/100
- State rank
- #50
- US rank
- #911
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Jacksonville, FL
- County
- Duval County · 1,015,274 people
- City population
- 979,034
- Metro
- Jacksonville, FL
- Population (ZIP)
- 34,657
- Household income
- $30,514
- Rent vs Own
- Severe rent burden
- 2921.0
Population outlook (Duval County) Hauer SSP2
- Today (2025)
- 1,013,010 people
- By 2030
- 1,059,228 · +4.6%
- By 2040
- 1,141,439 · +12.7%
- By 2050
- 1,205,258 · +19.0%
- By 2075
- 1,324,282 · +30.7%
- By 2100
- 1,319,620 · +30.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (88%)
- Race & ethnicity
- Black 88% White 5% Hispanic / Latino 5% Two or more races 2%
- Hispanic origin (detail)
- Puerto Rican 3%
- Common ancestry
- Hispanic 1% Romanian 1%
- Foreign-born
- 3% · Canada
- Languages at home
- 95% English-only · Spanish 4% French/Haitian/Cajun 1%
Political lean MEDSL · Duval
- 2024 margin
- Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
- 2008→2024 swing
- +0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
- All cycles
- 2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -53.92%
- Current HPI
- 189.5977
- Rent YoY
- ▲ 1.81%
- Metro
- Jacksonville, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
||
Price history
+372.2% since first listed33 events — show timeline
- 2026-02-08 Price Changed $170,000 MARMLS
- 2025-10-07 Price Changed $190,000 MARMLS
- 2025-09-19 Listed $200,000 MARMLS
- 2024-07-21 Listing Removed — MARMLS
- 2024-03-14 Relisted — MARMLS
- 2024-02-28 Pending — MARMLS
- 2024-02-08 Price Changed $165,000 MARMLS
- 2023-12-08 Listed $175,000 MARMLS
- 2023-03-01 Listing Removed — realMLS
- 2023-02-21 Relisted — realMLS
- 2023-02-16 Contingent — realMLS
- 2023-02-10 Relisted — realMLS
- 2022-12-10 Pending — realMLS
- 2022-11-23 Contingent — realMLS
- 2022-10-08 Relisted — realMLS
- 2022-09-29 Contingent — realMLS
- 2022-09-23 Relisted — realMLS
- 2022-09-12 Listing Removed — realMLS
- 2022-08-11 Price Changed $185,000 realMLS
- 2022-08-11 Relisted — realMLS
- 2022-06-19 Pending — realMLS
- 2022-05-18 Listed $198,000 realMLS
- 2021-07-07 Sold (Public Records) $119,250 Public Records
- 2021-06-22 Sold (MLS) $119,250 realMLS
- 2021-04-20 Pending — realMLS
- 2021-04-15 Listed $124,900 realMLS
- 2011-03-17 Sold (MLS) $7,750 realMLS
- 2011-02-16 Listed $7,425 realMLS
- 2009-01-15 Listing Removed — realMLS
- 2008-07-17 Listed $55,000 realMLS
- 2001-12-05 Sold (Public Records) $30,000 Public Records
- 2001-11-29 Sold (MLS) $30,000 realMLS
- 2001-10-31 Listed $36,000 realMLS
Property tax history
+11.4%/yrLatest (2025): $2,418 · -7.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…