3212 San Jacinto Dr · Llano Grande, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 9/10 · Severe
- Hot days now (above 110°F)
- 6 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +11.2/30.0
- Appreciation +4.7/10.0
- DSCR +3.3/10.0
- 1% rule +3.2/10.0
- Livability +2.8/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +2.2/10.0
$167,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Looking to retire and ready to live it up? Siesta Retirement Village in Weslaco TX is exactly what you are looking for! Don't settle for less when you can have it all. This spectacular double wide home sitting in this 55+ community is the one you don't want to blink! Offering almost 2000 sqft of living space, this fully renovated craftsman home has been revived and refinished like new, only better - Texas style! With beautiful faux wood beam homes, gorgeous French Oak laminate wood flooring and Hickory 3/4in hardwood, this home has the charm and modern simplicity you are looking for. All furniture stay with the home, move in ready with appliances! Bathrooms have been renovated with beautiful tall glass and tile shower, huge walk in close and plenty of storage throughout the home. Two large living areas, one offers a cozy sitting lounging area by the fireplace and the other is so big you can have a ballroom. Open concept makes this place feel fresh and inviting!
Key facts
- Hickory hardwood
- Huge walk in closet
- 4,799 sq ft lot
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $167k.
Deal economics
- At list price, monthly cash flow is $-64 ($-765/yr) — negative.
- To cash-flow at today's rent, offer at most $156k (6.7% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $137k (17.9% below list).
- Recommended offer: $137k (17.9% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 56/100 on livability (#1,288 in TX) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A-, crime B; Watch: schools F, amenities F, commute F.
- Weslaco ISD (suburban): math 23% / reading 31% proficiency, ranked #705 of 826 in TX (top 85%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Market conditions: 710 active listings in the ZIP; 16 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 7,378 units permitted in Hidalgo County in 2024 (641 in 5+ unit buildings).
Forward outlook
- In year one you build about $179 of equity ($1k loan paydown + $-976 appreciation (-0.6% local appreciation)).
- Hidalgo County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 162 days — a 12% lower offer ($147k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 6→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 162 days. Have you received any prior offers? Is the seller open to a 18% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.82% ✗
- Cap rate
- 5.83%
- Cash-on-cash
- -1.64%
- DSCR
- 0.93
- GRM
- 10.1
CMA / ARV
- ARV (median comp)
- $244,946
- List price
- $167,000
- Delta
- -31.82%
- Verdict
- UNDERPRICED
- Comps
- 9 within 1.0 mi
Show comp detail 6 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2808 Mesa Verde Dr | 0.17mi | 3/2.0 | 1,372 (+2%) | 3mo | $69,500 | $51 | 86 |
| 3102 Palmetto Dr | 0.21mi | 2/2.0 (-1) | 1,350 (+0%) | 2mo | $59,900 | $44 | 83 |
| 3020 Sonora Dr | 0.28mi | 2/2.0 (-1) | 1,372 (+2%) | 15mo | $130,000 | $95 | 66 |
| 2929 San Jose Dr | 0.36mi | 2/2.0 (-1) | 1,454 (+8%) | 5mo | $98,000 | $67 | 60 |
| 3124 Palmetto Dr | 0.18mi | 2/2.0 (-1) | 1,212 (-10%) | 14mo | $85,900 | $71 | 58 |
| 2717 Mesa Verde Dr | 0.24mi | 2/1.5 (-1) | 1,158 (-14%) | 24mo | $60,000 | $52 | 39 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-0.58% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -6.4%
- Equity multiple
- 0.71×
- Total profit
- $-13,461
- Equity at exit
- $43,670
- IRR
- 0.0%
- Equity multiple
- 1.00×
- Total profit
- $38
- Equity at exit
- $48,786
Cash invested: $46,760 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 78596
- Home prices YoY
- -0.2%
- Active inventory
- 710
- Price-to-rent
- 10.1×
Monthly cashflow live
- Estimated rent
- $1,371 high interval (Pro) →
- Mortgage (P&I)
- −$876
- Tax from tax record
- −$144 /mo · $1,726/yr
- Insurance
- −$70
- HOA
- −$58
- Vacancy / Maint / Mgmt
- −$288
- Net cashflow
- $-64
Break-even live
Sensitivity live
| Price | -10% $31 | -5% $-16 | +0% $-64 | +5% $-111 | +10% $-158 |
|---|---|---|---|---|---|
| Rent | -10% $-172 | -5% $-118 | +0% $-64 | +5% $-10 | +10% $45 |
| Rate | -1.0pp $20 | -0.5pp $-21 | base $-64 | +0.5pp $-107 | +1.0pp $-151 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $41,750
- Closing costs
- $5,010
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 16 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2801 Laquinta Weslaco, TX | 2.0 | 1.0 | 984 | $1,350 | $1.37 | 45d | 1 | 0.17mi |
| 2004 Ginger Ave Weslaco, TX | 3.0 | 2.0 | 1332 | $1,600 | $1.20 | 45d | 1 | 0.76mi |
| 2101 Brightwood Ave Weslaco, TX | 3.0 | 2.0 | 1494 | $1,750 | $1.17 | 45d | 1 | 0.77mi |
| 2016 Brightwood Ave Weslaco, TX | 4.0 | 2.0 | 1646 | $2,350 | $1.43 | 45d | 1 | 0.77mi |
| 1635 Playa Dr Unit 1 Weslaco, TX | 2.0 | 2.0 | 988 | $1,095 | $1.11 | 45d | 1 | 0.78mi |
| 1630 Playa Dr Unit 1 Weslaco, TX | 2.0 | 2.0 | 935 | $1,095 | $1.17 | 45d | 1 | 0.79mi |
| 1603 Playa Dr Unit 3 Weslaco, TX | 2.0 | 2.0 | 1100 | $1,150 | $1.05 | 45d | 1 | 0.89mi |
| 1511 Playa Dr Unit 2 Progreso Lakes, TX | 3.0 | 2.0 | 987 | $1,250 | $1.27 | 45d | 1 | 0.92mi |
| 3918 Las Vistas Ln Unit 4 Weslaco, TX | 2.0 | 2.0 | 1061 | $1,125 | $1.06 | 45d | 1 | 1.03mi |
| 3808 Las Vistas Ln Unit 1 Weslaco, TX | 2.0 | 2.0 | 928 | $1,100 | $1.19 | 45d | 1 | 1.03mi |
| 3921 Las Vistas Ln Weslaco, TX | 2.0 | 2.0 | 1067 | $1,050 | $0.98 | 45d | 1 | 1.04mi |
| 1416 Alta Vista Dr Apt 1 Progreso Lakes, TX | 2.0 | 2.0 | 985 | $1,025 | $1.04 | 45d | 1 | 1.04mi |
| 1413 Alta Vista Dr Unit 4 Progreso Lakes, TX | 3.0 | 2.0 | 1087 | $1,150 | $1.06 | 45d | 1 | 1.07mi |
| 3814 Bella Costa Dr Unit 2 Weslaco, TX | 3.0 | 2.0 | 1087 | $1,175 | $1.08 | 45d | 1 | 1.08mi |
| 1404 Alta Vista Dr Unit 3 Progreso Lakes, TX | 2.0 | 2.0 | 985 | $1,075 | $1.09 | 45d | 1 | 1.09mi |
| 189 Lago Vista St Mercedes, TX | 2.0 | 2.0 | 1164 | $2,000 | $1.72 | 45d | 1 | 1.12mi |
HOA detail
- Monthly dues
- $58 · $696/yr
Listing history 19 events
-
2026-06-21days on market $167,000 Active 162 DOM
-
2026-06-18days on market $167,000 Active 160 DOM
-
2026-06-17days on market $167,000 Active 159 DOM
-
2026-06-16days on market $167,000 Active 158 DOM
-
2026-06-15days on market $167,000 Active 157 DOM
-
2026-06-15days on market $167,000 Active 156 DOM
-
2026-06-13days on market $167,000 Active 155 DOM
-
2026-06-12days on market $167,000 Active 154 DOM
-
2026-06-09days on market $167,000 Active 151 DOM
-
2026-06-08days on market $167,000 Active 150 DOM
-
2026-06-08days on market $167,000 Active 149 DOM
-
2026-06-07pricedays on market $167,000 Active 148 DOM
-
2026-06-03days on market $178,500 Active 145 DOM
-
2026-06-02days on market $178,500 Active 144 DOM
-
2026-06-01days on market $178,500 Active 143 DOM
-
2026-05-31days on market $178,500 Active 142 DOM
-
2026-03-13price $178,500 975-char remark
Show marketing remark (975 chars)
Looking to retire and ready to live it up? Siesta Retirement Village in Weslaco TX is exactly what you are looking for! Don't settle for less when you can have it all. This spectacular double wide home sitting in this 55+ community is the one you don't want to blink! Offering almost 2000 sqft of living space, this fully renovated craftsman home has been revived and refinished like new, only better - Texas style! With beautiful faux wood beam homes, gorgeous French Oak laminate wood flooring and Hickory 3/4in hardwood, this home has the charm and modern simplicity you are looking for. All furniture stay with the home, move in ready with appliances! Bathrooms have been renovated with beautiful tall glass and tile shower, huge walk in close and plenty of storage throughout the home. Two large living areas, one offers a cozy sitting lounging area by the fireplace and the other is so big you can have a ballroom. Open concept makes this place feel fresh and inviting!
-
2026-01-27price $183,000 975-char remark
Show marketing remark (975 chars)
Looking to retire and ready to live it up? Siesta Retirement Village in Weslaco TX is exactly what you are looking for! Don't settle for less when you can have it all. This spectacular double wide home sitting in this 55+ community is the one you don't want to blink! Offering almost 2000 sqft of living space, this fully renovated craftsman home has been revived and refinished like new, only better - Texas style! With beautiful faux wood beam homes, gorgeous French Oak laminate wood flooring and Hickory 3/4in hardwood, this home has the charm and modern simplicity you are looking for. All furniture stay with the home, move in ready with appliances! Bathrooms have been renovated with beautiful tall glass and tile shower, huge walk in close and plenty of storage throughout the home. Two large living areas, one offers a cozy sitting lounging area by the fireplace and the other is so big you can have a ballroom. Open concept makes this place feel fresh and inviting!
-
2026-01-09$195,000 Active 975-char remark
Show marketing remark (975 chars)
Looking to retire and ready to live it up? Siesta Retirement Village in Weslaco TX is exactly what you are looking for! Don't settle for less when you can have it all. This spectacular double wide home sitting in this 55+ community is the one you don't want to blink! Offering almost 2000 sqft of living space, this fully renovated craftsman home has been revived and refinished like new, only better - Texas style! With beautiful faux wood beam homes, gorgeous French Oak laminate wood flooring and Hickory 3/4in hardwood, this home has the charm and modern simplicity you are looking for. All furniture stay with the home, move in ready with appliances! Bathrooms have been renovated with beautiful tall glass and tile shower, huge walk in close and plenty of storage throughout the home. Two large living areas, one offers a cozy sitting lounging area by the fireplace and the other is so big you can have a ballroom. Open concept makes this place feel fresh and inviting!
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $1,726 · $144/mo
- Projected year-2 tax
- $3,056 · $255/mo
- Expected delta
- +$1,330/yr (+$111/mo · 77.1%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 9/10 Extreme 6 d/yr ≥110°F today · 18 d/yr by 30 yrs out
- Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $16,457
- − Mortgage interest
- −$9,355
- − Property taxes
- −$1,726
- − Insurance
- −$835
- − Repairs & maintenance
- −$1,317
- − Management
- −$1,317
- − HOA
- −$696
- − Depreciation
- −$4,858
- Taxable loss
- −$3,646
- Est. tax savings @ 24.0%
- +$875
- After-tax cash flow
- $110/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Weslaco ISD
- NCES district ID
- 4844960
- Math proficiency
- 23% ▼ -29.00%
- Reading proficiency
- 31% ▼ -9.00%
- Median HH income
- $32,867
- Composite
- 22.05/100
- National rank
- #8196
- State rank
- #705 of 826 in TX
Livability — Llano Grande
- Score
- 56/100
- State rank
- #1288
- US rank
- #22408
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Llano Grande, TX
- Population (ZIP)
- 38,942
Population outlook (Hidalgo County) Hauer SSP2
- Today (2025)
- 955,232 people
- By 2030
- 1,009,774 · +5.7%
- By 2040
- 1,120,332 · +17.3%
- By 2050
- 1,225,036 · +28.2%
- By 2075
- 1,439,189 · +50.7%
- By 2100
- 1,533,429 · +60.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Hispanic (86%)
- Race & ethnicity
- Hispanic / Latino 86% Two or more races 38% White 13%
- Hispanic origin (detail)
- Mexican 82%
- Common ancestry
- Slovak 1%
- Foreign-born
- 17% · Canada
- Languages at home
- 27% English-only · Spanish 72%
Political lean MEDSL · Hidalgo
- 2024 margin
- Toss-up / Even · D 48.1% · R 51.0%
- 2008→2024 swing
- -41.6pp toward R · 2008: 38.7pp · 2024: -2.9pp
- All cycles
- 2024: R+2.9 2020: D+17.1 2016: D+40.5 2012: D+41.8 2008: D+38.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -0.58%
- Current HPI
- 261.5117
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
||
| Technology | 5 | $198B |
|
||
| Engineering / Construction | 4 | $72B |
|
||
| Energy Services | 3 | $60B |
|
||
| Utilities | 3 | $41B |
|
||
| Healthcare | 2 | $330B |
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Price history
-8.5% since first listed3 events — show timeline
- 2026-03-13 Price Changed $178,500 MCALLENMLS
- 2026-01-27 Price Changed $183,000 MCALLENMLS
- 2026-01-09 Listed $195,000 MCALLENMLS
Property tax history
+8.3%/yrLatest (2025): $1,726 · -17.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…