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2512 Ayers
F Composite 34.76
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +12.7/15.0
  • Cash flow +6.3/30.0
  • Condition / age +4.0/5.0
  • Livability +3.3/5.0
  • Rent growth +3.0/5.0
  • 1% rule +2.5/10.0
  • Schools +2.3/10.0
  • DSCR +0.6/10.0
  • Appreciation +0.0/10.0

$265,000

2512 Ayers · Seguin, TX 78155
4 bd · 2.5 ba · 2,178 sqft · SingleFamily public records · 39 Days on market
Built 2023 Good condition 5,662 sqft lot 2-car garage $122/sqft · 11% below area Est $299k · 11% under $50/mo HOA · 3% of rent ↓ 23% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

**Our popular Whitney plan features a spacious great room that flows openly into the dining area and kitchen, where there's a large a center island and pantry. The main floor also showcases the primary suite with a private bath, featuring two sinks at the vanity, a private water closet, walk-in shower, linen closet, and a generous sized walk-in closet. The powder bath, laundry room and extra storage under the stairs are located just off the garage. Upstairs, you'll find a large game room, surrounded by three secondary bedrooms and full hall bath.

Key facts

  • Private backyard
  • Spacious kitchen
  • Large island

Tags

LIGHT FILLED OPEN LAYOUTSPACIOUS KITCHENLARGE ISLANDSECONDARY LIVING SPACECOVERED BACK PATIOPRIVATE BACKYARD

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath single-family listed at $265k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-469 ($-6k/yr) — negative.
  • To cash-flow at today's rent, offer at most $182k (31.3% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $199k (24.8% below list).
  • Recommended offer: $182k (31.3% below list) — sets the bar for cash-flow.

Location & tenants

  • Location reads 66/100 on livability (#592 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment D, amenities F, commute F.
  • Seguin ISD (town): math 26% / reading 30% proficiency, ranked #663 of 826 in TX (top 80%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 63% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Mcqueeney El (math 17% / reading 17%, grade F, #3,836 of 4,322 statewide, top 91%, 314 students, 84% FRL); Briesemeister Middle (math 17% / reading 22%, grade F, #1,445 of 1,662 statewide, top 88%, 725 students, 77% FRL); Seguin H S (math 24% / reading 43%, grade F, #1,011 of 1,632 statewide, top 63%, 2,101 students, 71% FRL).
  • Market conditions: Rents rising (+2.0%/yr); 1833 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 73d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 78% of comp listings sitting > 30 days — soft ceiling on asking rent; 2,064 units permitted in Guadalupe County in 2024 (133 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($71k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Guadalupe County population projected at +61% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 39 days — a 3% lower offer ($257k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $182,101 (31.3% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 39 days. Have you received any prior offers? Is the seller open to a 31% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.75%
Cap rate
4.17%
Cash-on-cash
-7.59%
DSCR
0.66
GRM
11.1

CMA / ARV

ARV (median comp)
$299,347
List price
$265,000
Delta
-11.47%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2521 Heritance Pass 0.17mi 4/3.0 2,013 (-8%) 1mo $289,990 $144 76
2109 Maestro Dr 0.18mi 4/3.0 2,013 (-8%) 1mo $289,990 $144 76
2121 Maestro Dr 0.15mi 4/3.0 2,013 (-8%) 5mo $289,990 $144 74
2564 Smokey Cv 0.16mi 3/2.5 (-1) 1,946 (-11%) 0mo $219,999 $113 70
1731 Gyst Rd 0.71mi 4/2.5 2,187 (+0%) 2mo $399,900 $183 64
1743 Gyst Rd 0.71mi 4/3.0 2,263 (+4%) 0mo $399,900 $177 58
1832 Field Brk 0.66mi 4/3.0 2,263 (+4%) 6mo $449,900 $199 56
1723 Gyst Rd 0.72mi 3/2.0 (-1) 2,127 (-2%) 2mo $414,900 $195 54
1837 Windward Way 0.58mi 4/3.0 2,444 (+12%) 2mo $394,900 $162 49
1720 Field Brk 0.70mi 3/2.0 (-1) 1,984 (-9%) 4mo $359,000 $181 43
2878 Coral 0.67mi 4/3.0 2,479 (+14%) 4mo $399,900 $161 40
1727 Gyst Rd 0.72mi 3/2.0 (-1) 2,504 (+15%) 5mo $399,900 $160 31

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.04% rent growth · sell at horizon

5-year hold
IRR
-30.7%
Equity multiple
-0.01×
Total profit
$-74,576
Equity at exit
$39,512
10-year hold
IRR
-38.6%
Equity multiple
-0.49×
Total profit
$-110,449
Equity at exit
$22,912

Cash invested: $74,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
84 active · 34 under contract
Months of supply
9.3 mo (11%/mo absorbed)
Median asking
$430,400 ($184/sqft)
Median days on market
460 d
This list price
4% of active listings are priced below it
ARV vs active asking
-25.5% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 78155

Rents YoY
2.0%
Active inventory
1833
Price-to-rent
11.1×

Monthly cashflow live

Estimated rent
$1,994 high interval (Pro) →
Mortgage (P&I)
$1,390
Tax from tax record
$494 /mo · $5,931/yr
Insurance
$110
HOA
$50
Vacancy / Maint / Mgmt
$419
Net cashflow
$-469

Break-even live

Break-even rent $2,588
Max offer price $182,101
Occupancy floor

Sensitivity live

Price -10% $-319 -5% $-394 +0% $-469 +5% $-544 +10% $-619
Rent -10% $-627 -5% $-548 +0% $-469 +5% $-391 +10% $-312
Rate -1.0pp $-336 -0.5pp $-402 base $-469 +0.5pp $-538 +1.0pp $-608

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$66,250
Closing costs
$7,950
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2521 Ayers Dr Seguin, TX 4.0 2.5 2394 $1,850 $0.77 40d 1 0.05mi
2521 Ayers Dr Seguin, TX 4.0 2.5 2394 $1,850 $0.77 0d 1 0.05mi
2216 Mayfield Ln Seguin, TX 3.0 2.5 1432 $1,550 $1.08 119d 1 0.09mi
2565 Hiddenbrooke Trce Seguin, TX 3.0 2.5 1946 $1,795 $0.92 56d 1 0.10mi
2448 Hiddenbrooke Trce Seguin, TX 4.0 3.0 2569 $2,000 $0.78 58d 1 0.11mi
2156 Griffith Dr Seguin, TX 4.0 2.5 2178 $2,000 $0.92 56d 1 0.12mi
2520 Solon Ln Seguin, TX 4.0 2.5 2165 $2,125 $0.98 117d 1 0.13mi
2445 Ayers Dr Seguin, TX 4.0 2.0 1586 $1,700 $1.07 9d 1 0.13mi
2445 Ayers Dr Seguin, TX 4.0 2.0 1586 $1,800 $1.13 40d 1 0.13mi
2540 Solon Ln Seguin, TX 4.0 2.5 2165 $1,845 $0.85 0d 1 0.13mi
2572 Smokey Cv Seguin, TX 3.0 2.5 1432 $1,750 $1.22 87d 1 0.15mi
2432 Ayers Dr Seguin, TX 3.0 2.5 1471 $1,550 $1.05 43d 1 0.15mi
2432 Ayers Dr Seguin, TX 3.0 2.5 1432 $1,550 $1.08 29d 1 0.15mi
2560 Solon Ln Seguin, TX 3.0 2.0 1562 $1,595 $1.02 139d 1 0.15mi
2437 Dielman Dr Seguin, TX 3.0 2.5 1948 $1,795 $0.92 99d 1 0.17mi
2409 Ayers Dr Seguin, TX 4.0 2.5 2178 $2,200 $1.01 139d 1 0.21mi
2405 Ayers Dr Seguin, TX 4.0 3.0 2400 $2,400 $1.00 113d 1 0.22mi
2405 Ayers Dr Seguin, TX 4.0 3.0 2394 $2,400 $1.00 93d 1 0.22mi
2401 Ranger Pass Seguin, TX 3.0 2.5 1672 $1,795 $1.07 43d 1 0.23mi
2553 Hiddenbrooke Pass Seguin, TX 4.0 2.0 1602 $1,650 $1.03 94d 1 0.25mi
2448 Hiddenbrooke Pass Seguin, TX 4.0 3.0 2569 $2,500 $0.97 119d 1 0.25mi
1841 Windward Way Seguin, TX 3.0 2.0 2127 $2,400 $1.13 98d 1 0.55mi
1841 Windward Way Seguin, TX 3.0 2.0 2127 $2,400 $1.13 87d 1 0.55mi
1816 Field Brk Seguin, TX 3.0 2.0 2127 $2,250 $1.06 56d 1 0.64mi
2940 Coral Way Seguin, TX 3.0 2.0 1980 $1,925 $0.97 139d 1 0.77mi
1160 Water Vly Seguin, TX 3.0 2.0 1613 $1,775 $1.10 42d 1 0.82mi
1161 Amber Lk Seguin, TX 4.0 3.0 2816 $1,750 $0.62 24d 1 0.83mi
1149 Amber Lk Seguin, TX 4.0 3.0 2378 $2,095 $0.88 42d 1 0.85mi
2973 Coral Way Seguin, TX 3.0 2.0 1939 $2,100 $1.08 2d 1 0.87mi
1144 Amber Lk Seguin, TX 4.0 3.0 2143 $2,150 $1.00 77d 1 0.87mi
1141 Amber Lk Seguin, TX 4.0 3.0 2628 $2,195 $0.84 24d 1 0.87mi
1125 Amber Lk Seguin, TX 4.0 3.0 2618 $2,100 $0.80 93d 1 0.91mi
2981 Grove Way Seguin, TX 4.0 3.0 2943 $2,950 $1.00 85d 1 0.91mi
1132 Eagle Xing Seguin, TX 3.0 2.0 1578 $1,800 $1.14 40d 1 0.91mi
1120 Eagle Xing Seguin, TX 3.0 2.0 1612 $1,725 $1.07 7d 1 0.94mi
1116 River Wood Seguin, TX 4.0 3.0 2443 $2,050 $0.84 79d 1 0.96mi
1116 River Wood Seguin, TX 4.0 3.0 2147 $2,050 $0.95 73d 1 0.96mi
1108 River Wood Seguin, TX 3.0 2.0 1636 $1,645 $1.01 24d 1 0.98mi
1109 Elm Fall Seguin, TX 4.0 2.0 1879 $1,950 $1.04 115d 1 0.99mi
1109 Elm Fall Seguin, TX 4.0 2.0 1879 $1,950 $1.04 99d 1 0.99mi

Property features AI

Finance

Financial info
Down payment resource not available
HOA & community
Mandatory HOAHOA fee $150 paid quarterlyAssociation transfer fee $250Neighborhood amenities include park/playground, jogging trails, sports court, and BBQ/grillSubdivision: Hiddenbrooke

Exterior

Parking
Attached 2-car garage
Security
Smoke alarm
Utilities
Water systemElectric heatCity garbage serviceElectric service
Home design
Pre-owned single-family home built ~3 years ago by CenturyStone/rock and cement fiber exteriorSlab foundationComposition roof
Construction
Approximately 3 years oldBuilder: CenturyStone/Rock and cement fiber exteriorSlab foundationComposition roof
Exterior features
Covered patioPatio slabPrivacy fenceSprinkler systemDouble pane windowsGuttersMature trees

Interior

Kitchen
Island kitchenSolid countertopsWalk-in pantryMicrowaveStove/RangeRefrigeratorDishwasher
Bedrooms
Master bedroom on lower level with walk-in closet, ceiling fan, and full bathBedroom 2 (12 x 11)Bedroom 3 (11 x 11)Bedroom 4 (11 x 11)Master bedroom dimensions 15 x 13
Flooring
CarpetingLaminate flooring
Bathrooms
Total of 3 bathrooms: 2 full and 1 halfMaster bath with shower only and double vanity (9 x 9)
Heating & cooling
Central heating (electric)Central air conditioning (1 unit)
Interior features
Ceiling fans throughoutWasher and dryer includedMicrowave, stove/range, refrigerator, and dishwasher includedSmoke alarmElectric water heaterGarage door openerSolid countertopsCity garbage service2 living areas with living/dining room combinationIsland kitchen with walk-in pantryGame roomUtility room insideGround level / no stepsHigh ceilingsOpen floor planAll window coverings remain
Laundry & utility
Washer connection and dryer connectionWasher and dryer includedUtility room inside (7 x 6)

HOA detail $50/mo · $600/yr

Likely covers
water

Listing history 35 events

  1. 2026-07-01
    days on market $265,000 Active 39 DOM
  2. 2026-06-30
    days on market $265,000 Active 38 DOM
  3. 2026-06-29
    days on market $265,000 Active 37 DOM
  4. 2026-06-28
    days on market $265,000 Active 36 DOM
  5. 2026-06-27
    days on market $265,000 Active 35 DOM
  6. 2026-06-26
    days on market $265,000 Active 34 DOM
  7. 2026-06-24
    days on market $265,000 Active 32 DOM
  8. 2026-06-22
    days on market $265,000 Active 30 DOM
  9. 2026-06-21
    days on market $265,000 Active 29 DOM
  10. 2026-06-18
    days on market $265,000 Active 26 DOM
  11. 2026-06-17
    days on market $265,000 Active 25 DOM
  12. 2026-06-16
    days on market $265,000 Active 24 DOM
  13. 2026-06-13
    days on market $265,000 Active 21 DOM
  14. 2026-06-09
    days on market $265,000 Active 17 DOM
  15. 2026-06-08
    days on market $265,000 Active 16 DOM
  16. 2026-06-07
    days on market $265,000 Active 15 DOM
  17. 2026-06-04
    days on market $265,000 Active 12 DOM
  18. 2026-06-03
    statusdays on market $265,000 Active 11 DOM
  19. 2026-06-02
    days on market $265,000 New 10 DOM
  20. 2026-06-01
    days on market $265,000 New 9 DOM
  21. 2026-05-31
    days on market $265,000 New 8 DOM
  22. 2026-05-14
    historical
  23. 2026-05-10
    price $265,000
  24. 2026-04-10
    price $275,000
  25. 2026-03-20
    listed $285,000 New
  26. 2025-03-03
    historical $1,950
  27. 2024-12-17
    listed $1,950
  28. 2023-10-13
    soldstatus Sold 552-char remark
    Show marketing remark (552 chars)

    **Our popular Whitney plan features a spacious great room that flows openly into the dining area and kitchen, where there's a large a center island and pantry. The main floor also showcases the primary suite with a private bath, featuring two sinks at the vanity, a private water closet, walk-in shower, linen closet, and a generous sized walk-in closet. The powder bath, laundry room and extra storage under the stairs are located just off the garage. Upstairs, you'll find a large game room, surrounded by three secondary bedrooms and full hall bath.

  29. 2023-10-05
    price $284,990 552-char remark
    Show marketing remark (552 chars)

    **Our popular Whitney plan features a spacious great room that flows openly into the dining area and kitchen, where there's a large a center island and pantry. The main floor also showcases the primary suite with a private bath, featuring two sinks at the vanity, a private water closet, walk-in shower, linen closet, and a generous sized walk-in closet. The powder bath, laundry room and extra storage under the stairs are located just off the garage. Upstairs, you'll find a large game room, surrounded by three secondary bedrooms and full hall bath.

  30. 2023-09-27
    price $289,990 552-char remark
    Show marketing remark (552 chars)

    **Our popular Whitney plan features a spacious great room that flows openly into the dining area and kitchen, where there's a large a center island and pantry. The main floor also showcases the primary suite with a private bath, featuring two sinks at the vanity, a private water closet, walk-in shower, linen closet, and a generous sized walk-in closet. The powder bath, laundry room and extra storage under the stairs are located just off the garage. Upstairs, you'll find a large game room, surrounded by three secondary bedrooms and full hall bath.

  31. 2023-09-09
    price $292,990 552-char remark
    Show marketing remark (552 chars)

    **Our popular Whitney plan features a spacious great room that flows openly into the dining area and kitchen, where there's a large a center island and pantry. The main floor also showcases the primary suite with a private bath, featuring two sinks at the vanity, a private water closet, walk-in shower, linen closet, and a generous sized walk-in closet. The powder bath, laundry room and extra storage under the stairs are located just off the garage. Upstairs, you'll find a large game room, surrounded by three secondary bedrooms and full hall bath.

  32. 2023-08-18
    price $312,990 552-char remark
    Show marketing remark (552 chars)

    **Our popular Whitney plan features a spacious great room that flows openly into the dining area and kitchen, where there's a large a center island and pantry. The main floor also showcases the primary suite with a private bath, featuring two sinks at the vanity, a private water closet, walk-in shower, linen closet, and a generous sized walk-in closet. The powder bath, laundry room and extra storage under the stairs are located just off the garage. Upstairs, you'll find a large game room, surrounded by three secondary bedrooms and full hall bath.

  33. 2023-07-28
    price $319,990 552-char remark
    Show marketing remark (552 chars)

    **Our popular Whitney plan features a spacious great room that flows openly into the dining area and kitchen, where there's a large a center island and pantry. The main floor also showcases the primary suite with a private bath, featuring two sinks at the vanity, a private water closet, walk-in shower, linen closet, and a generous sized walk-in closet. The powder bath, laundry room and extra storage under the stairs are located just off the garage. Upstairs, you'll find a large game room, surrounded by three secondary bedrooms and full hall bath.

  34. 2023-06-16
    price $322,990 552-char remark
    Show marketing remark (552 chars)

    **Our popular Whitney plan features a spacious great room that flows openly into the dining area and kitchen, where there's a large a center island and pantry. The main floor also showcases the primary suite with a private bath, featuring two sinks at the vanity, a private water closet, walk-in shower, linen closet, and a generous sized walk-in closet. The powder bath, laundry room and extra storage under the stairs are located just off the garage. Upstairs, you'll find a large game room, surrounded by three secondary bedrooms and full hall bath.

  35. 2023-06-13
    listed $345,250 New 552-char remark
    Show marketing remark (552 chars)

    **Our popular Whitney plan features a spacious great room that flows openly into the dining area and kitchen, where there's a large a center island and pantry. The main floor also showcases the primary suite with a private bath, featuring two sinks at the vanity, a private water closet, walk-in shower, linen closet, and a generous sized walk-in closet. The powder bath, laundry room and extra storage under the stairs are located just off the garage. Upstairs, you'll find a large game room, surrounded by three secondary bedrooms and full hall bath.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$5,931 · $494/mo
Projected year-2 tax
$5,931 · $494/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$23,925
− Mortgage interest
−$14,844
− Property taxes
−$5,931
− Insurance
−$1,325
− Repairs & maintenance
−$1,914
− Management
−$1,914
− HOA
−$600
− Depreciation
−$7,709
Taxable loss
−$10,312
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,475
After-tax cash flow
$-3,156/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab Est. rehab $10,890–$32,670 screening

This move-in condition home is in good condition with minimal repairs needed. It offers a good return on investment with updates that can significantly increase its value.

Value-add opportunities

  • Both Paint interior walls and trim — Fresh paint enhances curb appeal and interior aesthetics.
  • Both Replace carpet with hardwood or tile flooring — Hardwood or tile flooring is more durable and adds value.
  • Both Install smart home automation — Smart home features improve convenience and add value to the property.

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 23/100

Zoned Schools

Elementary Mcqueeney El F TX #3,836/4,322 Nat'l #35,191/41,679 Middle Briesemeister Middle F TX #1,445/1,662 Nat'l #11,801/14,009 High Seguin H S F TX #1,011/1,632 Nat'l #10,191/17,239

Schools (NCES district)

District
Seguin ISD
NCES district ID
4839690
Math proficiency
26% ▼ -8.00%
Reading proficiency
30% ▼ -5.00%
Median HH income
$46,210
Composite
24.17/100
National rank
#7738
State rank
#663 of 826 in TX
C Composite livability gradescore 66/100

Livability — Seguin

Score
66/100
State rank
#592
US rank
#11298

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment D Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Seguin, TX
County
Guadalupe County · 196,854 people
City population
55,600
Metro
San Antonio-New Braunfels, TX
Population (ZIP)
55,600
Household income
$71,039
Rent vs Own
27.5% rent · 72.5% own
Severe rent burden
17% of renters

Population outlook (Guadalupe County) Hauer SSP2

Today (2025)
196,854 people
By 2030
220,210 · +11.9%
By 2040
268,004 · +36.1%
By 2050
316,333 · +60.7%
By 2075
434,747 · +120.8%
By 2100
520,447 · +164.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
Hispanic / Latino 49% White 43% Two or more races 26% Black 5%
Hispanic origin (detail)
Mexican 41%
Common ancestry
Lithuanian 2% Slovak 1% Romanian 1%
Foreign-born
8% · Canada
Languages at home
74% English-only · Spanish 24% German/W. Germanic 1%

Political lean MEDSL · Guadalupe

2024 margin
Strong R (+29.5) · D 34.8% · R 64.3%
2008→2024 swing
+1.5pp toward D · 2008: -31.0pp · 2024: -29.5pp
All cycles
2024: R+29.5 2020: R+24.2 2016: R+31.8 2012: R+35.1 2008: R+31.0

Not yet ingested

Civics

Price history

-23.2% since first listed
16 events — show timeline
  • 2026-07-01 Listing Removed LERA
  • 2026-05-23 Listed $265,000 LERA
  • 2026-05-14 Listing Removed LERA
  • 2026-05-10 Price Changed $265,000 LERA
  • 2026-04-10 Price Changed $275,000 LERA
  • 2026-03-20 Listed $285,000 LERA
  • 2025-03-03 Rental Removed $1,950 SABOR
  • 2024-12-17 Listed for Rent $1,950 SABOR
  • 2023-10-13 Sold (MLS) LERA
  • 2023-10-05 Price Changed $284,990 LERA
  • 2023-09-27 Price Changed $289,990 LERA
  • 2023-09-09 Price Changed $292,990 LERA
  • 2023-08-18 Price Changed $312,990 LERA
  • 2023-07-28 Price Changed $319,990 LERA
  • 2023-06-16 Price Changed $322,990 LERA
  • 2023-06-13 Listed $345,250 LERA

Property tax history

+87.2%/yr

Latest (2026): $5,931 · +0.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…