195 River Oak Ct · Temple, GA 30179

$249,000

3 bd · 2.0 ba · 1,972 sqft · SingleFamily public records · 40 Days on market

Built 2002 1.04 ac lot $126/sqft · 11% below area Est $278k · 11% under

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +12.5/30.0
• ARV discount +12.2/15.0
• Appreciation +10.0/10.0
• DSCR +3.7/10.0
• Schools +3.6/10.0
• Livability +3.6/5.0
• 1% rule +3.1/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Discover the potential of this spacious home located in the desirable Riverwood neighborhood. This property offers a fantastic floor plan perfect for family living, with ample room to create your dream space. Ideal for homeowners looking to personalize their new space.Needs some TLC, including carpet and paint, allowing you to customize it to your taste.Roomy design with a finished basement, providing extra living or recreational space.Quiet, family-friendly area with access to local amenities. Don't miss your chance to invest in this home with great potential! Schedule a viewing today and envision the possibilities. ********You may be eligible to receive up to $10,000 in down payment and closing cost assistance on this property through our preferred lender, Derwin Davis at Regions Bank. Interested in seeing if you qualify for this incredible grant? **********

Key facts

• Extra living space
• Finished basement
• 1.04 acre lot

Tags

• FINISHED BASEMENT
• EXTRA LIVING SPACE
• ACCESS TO LOCAL AMENITIES

Property features AI

Finance

• Other: Property condition listed as fixer; Satellite dish present; Road frontage on a county road with gravel surface; GPS-friendly directions
• HOA & community: Association maintains grounds

Exterior

• Parking: Attached garage with space for 2 vehicles
• Utilities: Public water; Septic sewer; 220-volt electric service; Cable available; Electricity available; Natural gas available; Phone available; Water available
• Home design: Multi/split levels; Entry level includes main living areas; Shingle and tar/gravel roof
• Construction: Other construction materials; Slab foundation; Other additional structures on site
• Exterior features: Back yard fencing; Deck; Other exterior features

Interior

• Kitchen: Country-style kitchen with stained cabinets; Dishwasher; Electric oven; Refrigerator; Disposal
• Bedrooms: Three main-level bedrooms; One lower-level bedroom
• Flooring: Hardwood flooring
• Bathrooms: Three full bathrooms; Two main-level bathrooms; One lower-level full bathroom; Master bath with separate tub and shower
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Cathedral ceilings; Gas log fireplace; Double-pane windows; No common walls; Finished basement with finished bath and driveway access
• Laundry & utility: Washer and dryer included; Laundry located in the basement; Gas water heater

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $249k.

Deal economics

• At list price, monthly cash flow is $-38 ($-460/yr) — negative.
• To cash-flow at today's rent, offer at most $242k (2.7% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $201k (19.4% below list).
• Recommended offer: $201k (19.4% below list) — sets the bar for 1% rule.
• Cap rate 6.1% vs local median 4.8% in Temple — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 72/100 on livability (#60 in GA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F.
• Carroll County (rural): math 42% / reading 41% proficiency, ranked #38 of 174 in GA (top 22%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Temple Elementary School (math 37% / reading 38%, grade F, #474 of 1,228 statewide, top 39%, 662 students, 75% FRL); Temple Middle School (math 31% / reading 36%, grade F, #206 of 470 statewide, top 45%, 621 students, 67% FRL); Temple High School (math 22% / reading 22%, grade F, #213 of 424 statewide, top 51%, 746 students, 62% FRL).
• Market conditions: 190 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 876 units permitted in Carroll County in 2024 (150 in 5+ unit buildings).

Forward outlook

• In year one you build about $27k of equity ($2k loan paydown + $25k appreciation (10.0% local appreciation)).
• Carroll County population projected at +12% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (10.0% appreciation + 3.0% rent growth), your $70k cash investment doubles in ~3 years — after that, you're playing with house money.
• By year 2, paydown + projected appreciation supports a ~$43k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 40 days — a 3% lower offer ($242k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 13y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $180k; 38% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Climate carrying-cost: moderate wind risk, 25% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $200,657 (19.4% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 40 days. Have you received any prior offers? Is the seller open to a 19% concession, seller financing, or rate buy-down credit?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.81% ✗
• Cap rate: 6.11%
• Cash-on-cash: -0.66%
• DSCR: 0.97
• GRM: 10.3

CMA / ARV

• ARV (median comp): $278,383
• List price: $249,000
• Delta: -10.56%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
240 River Oak Ct	0.10mi	3/2.0	2,044 (+4%)	5mo	$339,000	$166	85
360 S Red Oak Way	0.17mi	4/3.0 (+1)	2,020 (+2%)	2mo	$260,000	$129	78
196 Lakeridge Dr	0.46mi	3/2.0	2,103 (+7%)	1mo	$275,000	$131	67
390 Bar J Rd	0.42mi	4/2.0 (+1)	1,925 (-2%)	6mo	$279,900	$145	66
100 Slash Pine Dr	0.15mi	3/2.0	1,798 (-9%)	19mo	$275,000	$153	62
211 White Pine Ln	0.19mi	4/3.0 (+1)	1,718 (-13%)	1mo	$260,000	$151	59
148 White Pine Ln	0.40mi	3/2.0	1,805 (-8%)	10mo	$229,900	$127	59
400 Bar J Rd	0.41mi	3/3.0	1,716 (-13%)	3mo	$265,000	$154	53
375 Lakeridge Dr	0.28mi	4/3.0 (+1)	2,100 (+6%)	19mo	$470,000	$224	51
27 Magnolia Bay	0.31mi	3/2.0	2,235 (+13%)	16mo	$336,000	$150	50
255 N Loblolly Xing	0.34mi	4/2.0 (+1)	1,708 (-13%)	13mo	$261,000	$153	46
576 Bar J Rd	0.50mi	3/2.0	1,790 (-9%)	21mo	$260,000	$145	44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 23.8%
• Equity multiple: 2.91×
• Total profit: $133,143
• Equity at exit: $224,319

10-year hold

• IRR: 21.1%
• Equity multiple: 6.65×
• Total profit: $393,943
• Equity at exit: $483,752

Cash invested: $69,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Georgia: 90 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

Methodology + full state rankings →

ZIP-level market 30179

• Home prices YoY: 6.7%
• Active inventory: 190
• Price-to-rent: 10.3×

Monthly cashflow live

• Estimated rent: $2,007 medium
• Mortgage (P&I): −$1,306
• Tax from tax record: −$214 /mo · $2,568/yr
• Insurance: −$104
• HOA: −$0
• Vacancy / Maint / Mgmt: −$421
• Net cashflow: $-38

Break-even live

Break-even rent $2,055

Max offer price $242,233

Occupancy floor 97%

Sensitivity live

Price	-10% $103	-5% $32	+0% $-38	+5% $-109	+10% $-179
Rent	-10% $-197	-5% $-118	+0% $-38	+5% $41	+10% $120
Rate	-1.0pp $87	-0.5pp $25	base $-38	+0.5pp $-103	+1.0pp $-168

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $62,250
• Closing costs: $7,470
• Reserves months: —
• Total cash needed: —

Rent comps 4 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
186 S Red Oak Way Temple, GA	4.0	3.0	1736	$1,790	$1.03	45d	1	0.30mi
261 Stagecoach Pass Temple, GA	3.0	2.0	2205	$1,779	$0.81	45d	1	1.16mi
269 Villa Rosa Way Temple, GA	3.0	2.0	1664	$1,925	$1.16	3d	1	1.22mi
273 Patriot Dr Temple, GA	3.0	2.0	1720	$2,100	$1.22	14d	1	1.24mi

Listing history 31 events

1. 2026-06-21
   days on market $249,000 Active 40 DOM
2. 2026-06-18
   days on market $249,000 Active 37 DOM
3. 2026-06-17
   days on market $249,000 Active 36 DOM
4. 2026-06-16
   days on market $249,000 Active 35 DOM
5. 2026-06-15
   days on market $249,000 Active 34 DOM
6. 2026-06-13
   days on market $249,000 Active 32 DOM
7. 2026-06-10
   remarks 693-char remark
8. 2026-06-09
   days on market $249,000 Active 28 DOM
9. 2026-06-08
   days on market $249,000 Active 27 DOM
10. 2026-06-07
    days on market $249,000 Active 26 DOM
11. 2026-06-04
    days on market $249,000 Active 23 DOM
12. 2026-06-03
    pricedays on market $249,000 Active 22 DOM

    Show marketing remark (873 chars)

    Discover the potential of this spacious home located in the desirable Riverwood neighborhood. This property offers a fantastic floor plan perfect for family living, with ample room to create your dream space. Ideal for homeowners looking to personalize their new space.Needs some TLC, including carpet and paint, allowing you to customize it to your taste.Roomy design with a finished basement, providing extra living or recreational space.Quiet, family-friendly area with access to local amenities. Don't miss your chance to invest in this home with great potential! Schedule a viewing today and envision the possibilities. ********You may be eligible to receive up to $10,000 in down payment and closing cost assistance on this property through our preferred lender, Derwin Davis at Regions Bank. Interested in seeing if you qualify for this incredible grant? **********

13. 2026-06-02
    days on market $255,000 Active 21 DOM
14. 2026-06-01
    days on market $255,000 Active 20 DOM
15. 2026-05-31
    days on market $255,000 Active 19 DOM
16. 2026-05-12
    listed $255,000 New 624-char remark

    Show marketing remark (873 chars)

    Discover the potential of this spacious home located in the desirable Riverwood neighborhood. This property offers a fantastic floor plan perfect for family living, with ample room to create your dream space. Ideal for homeowners looking to personalize their new space.Needs some TLC, including carpet and paint, allowing you to customize it to your taste.Roomy design with a finished basement, providing extra living or recreational space.Quiet, family-friendly area with access to local amenities. Don't miss your chance to invest in this home with great potential! Schedule a viewing today and envision the possibilities. ********You may be eligible to receive up to $10,000 in down payment and closing cost assistance on this property through our preferred lender, Derwin Davis at Regions Bank. Interested in seeing if you qualify for this incredible grant? **********

17. 2026-05-12
    listed $255,000 Active 630-char remark

    Show marketing remark (873 chars)

    Discover the potential of this spacious home located in the desirable Riverwood neighborhood. This property offers a fantastic floor plan perfect for family living, with ample room to create your dream space. Ideal for homeowners looking to personalize their new space.Needs some TLC, including carpet and paint, allowing you to customize it to your taste.Roomy design with a finished basement, providing extra living or recreational space.Quiet, family-friendly area with access to local amenities. Don't miss your chance to invest in this home with great potential! Schedule a viewing today and envision the possibilities. ********You may be eligible to receive up to $10,000 in down payment and closing cost assistance on this property through our preferred lender, Derwin Davis at Regions Bank. Interested in seeing if you qualify for this incredible grant? **********

18. 2014-03-14
    price $110,000

    Show marketing remark (409 chars)

    TONS OF SPACE IN THIS STUNNING RENOVATION ON A 1 ACRE LOT! NEW WOOD FLOORS, FIXTURES, PAINT, CARPET APPLIANCES, TILE IN BATHS, GORGEOUS BACKSPLASH IN KITCHEN, HUGE FAMILY ROOM, LARGE KITCHEN WITH DINING AREA, & BIG BONUS ROOM WITH CLOSET & 3RD BATH IN THE BASEMENT JUST TO NAME A FEW. THIS HOME IS A MUST SEE! 100% USDA AREA! SELLER CHOOSES CLOSING ATTY. SEE PRIVATE REMARKS FOR CONTRACT INSTRUCTIONS.

19. 2014-03-11
    soldstatus $110,100
20. 2014-02-28
    price $110,000
21. 2014-02-28
    historical
22. 2014-02-26
    soldstatus $110,000 Sold

    Show marketing remark (409 chars)

    TONS OF SPACE IN THIS STUNNING RENOVATION ON A 1 ACRE LOT! NEW WOOD FLOORS, FIXTURES, PAINT, CARPET APPLIANCES, TILE IN BATHS, GORGEOUS BACKSPLASH IN KITCHEN, HUGE FAMILY ROOM, LARGE KITCHEN WITH DINING AREA, & BIG BONUS ROOM WITH CLOSET & 3RD BATH IN THE BASEMENT JUST TO NAME A FEW. THIS HOME IS A MUST SEE! 100% USDA AREA! SELLER CHOOSES CLOSING ATTY. SEE PRIVATE REMARKS FOR CONTRACT INSTRUCTIONS.

23. 2014-02-26
    price $114,900

    Show marketing remark (409 chars)

    TONS OF SPACE IN THIS STUNNING RENOVATION ON A 1 ACRE LOT! NEW WOOD FLOORS, FIXTURES, PAINT, CARPET APPLIANCES, TILE IN BATHS, GORGEOUS BACKSPLASH IN KITCHEN, HUGE FAMILY ROOM, LARGE KITCHEN WITH DINING AREA, & BIG BONUS ROOM WITH CLOSET & 3RD BATH IN THE BASEMENT JUST TO NAME A FEW. THIS HOME IS A MUST SEE! 100% USDA AREA! SELLER CHOOSES CLOSING ATTY. SEE PRIVATE REMARKS FOR CONTRACT INSTRUCTIONS.

24. 2014-02-26
    soldstatus $110,000 Sold

    Show marketing remark (409 chars)

    TONS OF SPACE IN THIS STUNNING RENOVATION ON A 1 ACRE LOT! NEW WOOD FLOORS, FIXTURES, PAINT, CARPET APPLIANCES, TILE IN BATHS, GORGEOUS BACKSPLASH IN KITCHEN, HUGE FAMILY ROOM, LARGE KITCHEN WITH DINING AREA, & BIG BONUS ROOM WITH CLOSET & 3RD BATH IN THE BASEMENT JUST TO NAME A FEW. THIS HOME IS A MUST SEE! 100% USDA AREA! SELLER CHOOSES CLOSING ATTY. SEE PRIVATE REMARKS FOR CONTRACT INSTRUCTIONS.

25. 2014-01-06
    status Pending

    Show marketing remark (409 chars)

    TONS OF SPACE IN THIS STUNNING RENOVATION ON A 1 ACRE LOT! NEW WOOD FLOORS, FIXTURES, PAINT, CARPET APPLIANCES, TILE IN BATHS, GORGEOUS BACKSPLASH IN KITCHEN, HUGE FAMILY ROOM, LARGE KITCHEN WITH DINING AREA, & BIG BONUS ROOM WITH CLOSET & 3RD BATH IN THE BASEMENT JUST TO NAME A FEW. THIS HOME IS A MUST SEE! 100% USDA AREA! SELLER CHOOSES CLOSING ATTY. SEE PRIVATE REMARKS FOR CONTRACT INSTRUCTIONS.

26. 2014-01-06
    status Under Contract

    Show marketing remark (409 chars)

    TONS OF SPACE IN THIS STUNNING RENOVATION ON A 1 ACRE LOT! NEW WOOD FLOORS, FIXTURES, PAINT, CARPET APPLIANCES, TILE IN BATHS, GORGEOUS BACKSPLASH IN KITCHEN, HUGE FAMILY ROOM, LARGE KITCHEN WITH DINING AREA, & BIG BONUS ROOM WITH CLOSET & 3RD BATH IN THE BASEMENT JUST TO NAME A FEW. THIS HOME IS A MUST SEE! 100% USDA AREA! SELLER CHOOSES CLOSING ATTY. SEE PRIVATE REMARKS FOR CONTRACT INSTRUCTIONS.

27. 2014-01-02
    price $114,900

    Show marketing remark (409 chars)

    TONS OF SPACE IN THIS STUNNING RENOVATION ON A 1 ACRE LOT! NEW WOOD FLOORS, FIXTURES, PAINT, CARPET APPLIANCES, TILE IN BATHS, GORGEOUS BACKSPLASH IN KITCHEN, HUGE FAMILY ROOM, LARGE KITCHEN WITH DINING AREA, & BIG BONUS ROOM WITH CLOSET & 3RD BATH IN THE BASEMENT JUST TO NAME A FEW. THIS HOME IS A MUST SEE! 100% USDA AREA! SELLER CHOOSES CLOSING ATTY. SEE PRIVATE REMARKS FOR CONTRACT INSTRUCTIONS.

28. 2013-12-05
    price $114,900

    Show marketing remark (409 chars)

    TONS OF SPACE IN THIS STUNNING RENOVATION ON A 1 ACRE LOT! NEW WOOD FLOORS, FIXTURES, PAINT, CARPET APPLIANCES, TILE IN BATHS, GORGEOUS BACKSPLASH IN KITCHEN, HUGE FAMILY ROOM, LARGE KITCHEN WITH DINING AREA, & BIG BONUS ROOM WITH CLOSET & 3RD BATH IN THE BASEMENT JUST TO NAME A FEW. THIS HOME IS A MUST SEE! 100% USDA AREA! SELLER CHOOSES CLOSING ATTY. SEE PRIVATE REMARKS FOR CONTRACT INSTRUCTIONS.

29. 2013-12-05
    price $114,900 Reduced

    Show marketing remark (409 chars)

    TONS OF SPACE IN THIS STUNNING RENOVATION ON A 1 ACRE LOT! NEW WOOD FLOORS, FIXTURES, PAINT, CARPET APPLIANCES, TILE IN BATHS, GORGEOUS BACKSPLASH IN KITCHEN, HUGE FAMILY ROOM, LARGE KITCHEN WITH DINING AREA, & BIG BONUS ROOM WITH CLOSET & 3RD BATH IN THE BASEMENT JUST TO NAME A FEW. THIS HOME IS A MUST SEE! 100% USDA AREA! SELLER CHOOSES CLOSING ATTY. SEE PRIVATE REMARKS FOR CONTRACT INSTRUCTIONS.

30. 2013-11-05
    listed $119,000 New

    Show marketing remark (409 chars)

    TONS OF SPACE IN THIS STUNNING RENOVATION ON A 1 ACRE LOT! NEW WOOD FLOORS, FIXTURES, PAINT, CARPET APPLIANCES, TILE IN BATHS, GORGEOUS BACKSPLASH IN KITCHEN, HUGE FAMILY ROOM, LARGE KITCHEN WITH DINING AREA, & BIG BONUS ROOM WITH CLOSET & 3RD BATH IN THE BASEMENT JUST TO NAME A FEW. THIS HOME IS A MUST SEE! 100% USDA AREA! SELLER CHOOSES CLOSING ATTY. SEE PRIVATE REMARKS FOR CONTRACT INSTRUCTIONS.

31. 2013-11-05
    listed $119,000 Active

    Show marketing remark (409 chars)

    TONS OF SPACE IN THIS STUNNING RENOVATION ON A 1 ACRE LOT! NEW WOOD FLOORS, FIXTURES, PAINT, CARPET APPLIANCES, TILE IN BATHS, GORGEOUS BACKSPLASH IN KITCHEN, HUGE FAMILY ROOM, LARGE KITCHEN WITH DINING AREA, & BIG BONUS ROOM WITH CLOSET & 3RD BATH IN THE BASEMENT JUST TO NAME A FEW. THIS HOME IS A MUST SEE! 100% USDA AREA! SELLER CHOOSES CLOSING ATTY. SEE PRIVATE REMARKS FOR CONTRACT INSTRUCTIONS.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

• Current annual tax: $2,568 · $214/mo
• Projected year-2 tax: $2,568 · $214/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 5/10 Major 7 d/yr ≥102°F today · 19 d/yr by 30 yrs out
• 💨 Wind 5/10 Major 25% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $24,079
• − Mortgage interest: −$13,948
• − Property taxes: −$2,568
• − Insurance: −$1,245
• − Repairs & maintenance: −$1,926
• − Management: −$1,926
• − Depreciation: −$7,244
• Taxable loss: −$4,778
• Est. tax savings @ 24.0%: +$1,147
• After-tax cash flow: $687/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Carroll County
• NCES district ID: 1300840
• Math proficiency: 42% ▼ -7.00%
• Reading proficiency: 41% ▼ -8.00%
• Median HH income: $48,692
• Composite: 35.62/100
• National rank: #4888
• State rank: #38 of 174 in GA

Livability — Temple

• Score: 72/100
• State rank: #60
• US rank: #5802

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment A Housing A+ Health & safety C User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Carroll County · 124,888 people
• City population: 19,882
• Metro: Atlanta-Sandy Springs-Alpharetta, GA
• Population (ZIP): 19,882
• Household income: $76,571
• Rent vs Own: 15.1% rent · 84.9% own
• Severe rent burden: 396.0

Population outlook (Carroll County) Hauer SSP2

• Today (2025): 123,370 people
• By 2030: 127,186 · +3.1%
• By 2040: 133,534 · +8.2%
• By 2050: 137,612 · +11.5%
• By 2075: 142,892 · +15.8%
• By 2100: 136,294 · +10.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (77%)
• Race & ethnicity: White 77% Black 15% Hispanic / Latino 5% Two or more races 4%
• Common ancestry: Italian 1% Lithuanian 1% Serbian 1%
• Foreign-born: 4% · Canada
• Languages at home: 95% English-only · Spanish 4%

Political lean MEDSL · Carroll

• 2024 margin: Solid R (+41.2) · D 29.1% · R 70.3%
• 2008→2024 swing: -8.2pp toward R · 2008: -32.9pp · 2024: -41.2pp
• All cycles: 2024: R+41.2 2020: R+39.0 2016: R+40.1 2012: R+37.7 2008: R+32.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 27.16%
• Current HPI: 435.3863
• Rent YoY: —
• Metro: Atlanta-Sandy Springs-Alpharetta, GA
• State GDP YoY: ▲ 2.66%
• F500 in state: 28

Industry mix (Fortune 500 HQ in GA)

Industry	F500 HQs	Revenue
▸Paper / Packaging	2	$29B
▸Retail	1	$160B
▸Transportation / Logistics	1	$91B
▸Airlines	1	$62B
▸Consumer Goods	1	$47B
▸Utilities	1	$25B

Price history

+109.2% since first listed

23 events — show timeline

• 2026-06-03 Price Changed $249,000 GAMLS
• 2026-06-03 Price Changed $249,000 FMLS
• 2026-05-23 Relisted — GAMLS
• 2026-05-23 Relisted — FMLS
• 2026-05-19 Contingent — GAMLS
• 2026-05-19 Contingent — FMLS
• 2026-05-12 Listed $255,000 FMLS
• 2026-05-12 Listed $255,000 GAMLS
• 2026-05-07 Sold (Public Records) $180,000 Public Records
• 2014-03-14 Price Changed $110,000 GAMLS
• 2014-03-11 Sold (Public Records) $110,100 Public Records
• 2014-02-28 Price Changed $110,000 FMLS
• 2014-02-28 Listing Removed — FMLS
• 2014-02-26 Sold (MLS) $110,000 GAMLS
• 2014-02-26 Sold (MLS) $110,000 FMLS
• 2014-02-26 Price Changed $114,900 FMLS
• 2014-01-06 Pending — FMLS
• 2014-01-06 Pending — GAMLS
• 2014-01-02 Price Changed $114,900 GAMLS
• 2013-12-05 Price Changed $114,900 FMLS
• 2013-12-05 Price Changed $114,900 GAMLS
• 2013-11-05 Listed $119,000 GAMLS
• 2013-11-05 Listed $119,000 FMLS

Property tax history

+4.0%/yr

Latest (2025): $2,568 · -10.6% YoY. Source: county tax records.