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1379 Juniper Lake Rd
C+ Composite 63.25
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +23.2/30.0
  • ARV discount +15.0/15.0
  • DSCR +7.4/10.0
  • 1% rule +5.1/10.0
  • Schools +4.4/10.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$279,900

1379 Juniper Lake Rd · Taylortown, NC 27376
3 bd · 2.0 ba · 1,870 sqft · SingleFamily public records · 364 Days on market
Built 1982 Est $456k · 39% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome home to a peaceful way of life! This home is situated on an acre of land with no HOA. This charming 3 bedroom 2 bath home is certain to meet your needs for living, entertaining, and relaxation. The kitchen has all new granite, cabinets, and appliances! The home is equipped with new light fixtures, as well. Both bathrooms have new vanities, new fixtures, and are stylishly appointed. Don't miss out, make a showing appointment today!

Key facts

  • Built 1982
  • Listed 364 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $280k.

Deal economics

  • At list price, monthly cash flow is $506 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $280k).
  • Recommended offer: $246k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 64/100 on livability (#356 in NC) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: health & safety C-, employment D, schools F.
  • Moore County Schools (rural): math 48% / reading 54% proficiency, ranked #58 of 178 in NC (top 33%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 180 active listings in the ZIP; 941 units permitted in Moore County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Moore County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 364 days — a 12% lower offer ($246k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 2y ago; this cycle's ask has dropped $120k (30%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 59% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $246,312 (12.0% below list)

Questions for the listing agent

  1. It's been on market 364 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.01%
Cap rate
8.46%
Cash-on-cash
7.75%
DSCR
1.34
GRM
8.3

CMA / ARV

ARV (on-the-fly)
$456,280
Comps found
2
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3749 Murdocksville Rd 0.72mi 3/2.0 1,773 (-5%) 2mo $390,000 $220 56
144 Birdnest Ct 0.61mi 3/2.0 1,662 (-11%) 15mo $405,000 $244 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-4.5%
Equity multiple
0.83×
Total profit
$-13,221
Equity at exit
$41,734
10-year hold
IRR
5.1%
Equity multiple
1.38×
Total profit
$29,618
Equity at exit
$24,201

Cash invested: $78,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
85 Strongly Landlord-Friendly
State North Carolina
85 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
10-day notice; preempted; landlord-favorable but court speed varies.

ZIP-level market 27376

Home prices YoY
-30.2%
Active inventory
180
Price-to-rent
8.3×

Monthly cashflow live

Estimated rent
$2,816 medium interval (Pro) →
Mortgage (P&I)
$1,468
Tax from tax record
$135 /mo · $1,615/yr
Insurance
$117
HOA
$0
Vacancy / Maint / Mgmt
$591
Net cashflow
$506

Break-even live

Break-even rent $2,176
Max offer price $279,900
Occupancy floor 77%

Sensitivity live

Price -10% $664 -5% $585 +0% $506 +5% $427 +10% $348
Rent -10% $283 -5% $395 +0% $506 +5% $617 +10% $728
Rate -1.0pp $647 -0.5pp $577 base $506 +0.5pp $433 +1.0pp $360

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$69,975
Closing costs
$8,397
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 30 events

  1. 2025-12-18
    soldstatus $280,000
  2. 2025-11-12
    status Pending
  3. 2025-11-03
    price $279,900
  4. 2025-09-12
    price $295,900
  5. 2025-07-11
    price $299,900
  6. 2025-07-01
    status Active
  7. 2025-06-30
    historical
  8. 2025-06-30
    historical
  9. 2025-06-16
    price $319,900
  10. 2025-06-16
    price $319,900
  11. 2025-04-03
    price $339,900
  12. 2025-04-03
    price $339,900
  13. 2025-03-21
    price $349,900
  14. 2025-03-21
    price $349,900
  15. 2025-03-11
    price $359,900
  16. 2025-03-11
    price $359,900
  17. 2024-12-20
    price $369,900
  18. 2024-12-20
    price $369,900
  19. 2024-12-20
    price $369,900
  20. 2024-11-23
    price $374,900
  21. 2024-11-23
    price $374,900
  22. 2024-11-23
    price $374,900
  23. 2024-11-12
    price $379,900
  24. 2024-11-12
    price $379,900
  25. 2024-10-16
    price $389,900
  26. 2024-10-16
    price $389,900
  27. 2024-09-13
    listed $399,900 Active
  28. 2024-09-13
    listed $399,900 Active
  29. 2024-09-13
    listed $379,900 Active
  30. 2021-04-05
    soldstatus $125,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NC · Resets to sale price

Current annual tax
$1,615 · $135/mo
Projected year-2 tax
$2,295 · $191/mo
Expected delta
+$680/yr (+$57/mo · 42.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 6/10 Major 7 d/yr ≥105°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 59% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$33,797
− Mortgage interest
−$15,679
− Property taxes
−$1,615
− Insurance
−$1,400
− Repairs & maintenance
−$2,704
− Management
−$2,704
− Depreciation
−$8,143
Taxable income
$1,554
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$373
After-tax cash flow
$5,699/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Moore County Schools
NCES district ID
3703090
Math proficiency
48% ▲ 5.00%
Reading proficiency
54% ▲ 5.00%
Median HH income
$50,333
Composite
43.63/100
National rank
#2967
State rank
#58 of 178 in NC

Livability — Taylortown

Score
64/100
State rank
#356
US rank
#14123

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment D Housing A+ Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Taylortown, NC
Population (ZIP)
9,693

Population outlook (Moore County) Hauer SSP2

Today (2025)
106,902 people
By 2030
113,134 · +5.8%
By 2040
125,682 · +17.6%
By 2050
137,811 · +28.9%
By 2075
164,387 · +53.8%
By 2100
175,595 · +64.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (75%)
Race & ethnicity
White 75% Black 13% Two or more races 9% Hispanic / Latino 2%
Common ancestry
Slovak 5% Lithuanian 4% Serbian 2%
Foreign-born
1% · Canada
Languages at home
97% English-only · Spanish 2% Chinese 1%

Political lean MEDSL · Moore

2024 margin
Strong R (+29.5) · D 34.8% · R 64.3%
2008→2024 swing
-8.1pp toward R · 2008: -21.4pp · 2024: -29.5pp
All cycles
2024: R+29.5 2020: R+27.4 2016: R+29.6 2012: R+28.1 2008: R+21.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -76.65%
Current HPI
177.4703
Rent YoY
Metro
State GDP YoY
▲ 3.28%
F500 in state
26

Industry mix (Fortune 500 HQ in NC)

Industry F500 HQs Revenue

Price history

+124.0% since first listed
30 events — show timeline
  • 2025-12-18 Sold (Public Records) $280,000 Public Records
  • 2025-11-12 Pending TMLS
  • 2025-11-03 Price Changed $279,900 TMLS
  • 2025-09-12 Price Changed $295,900 TMLS
  • 2025-07-11 Price Changed $299,900 TMLS
  • 2025-07-01 Relisted TMLS
  • 2025-06-30 Listing Removed TMLS
  • 2025-06-30 Listing Removed Hive MLS
  • 2025-06-16 Price Changed $319,900 Hive MLS
  • 2025-06-16 Price Changed $319,900 TMLS
  • 2025-04-03 Price Changed $339,900 TMLS
  • 2025-04-03 Price Changed $339,900 Hive MLS
  • 2025-03-21 Price Changed $349,900 Hive MLS
  • 2025-03-21 Price Changed $349,900 TMLS
  • 2025-03-11 Price Changed $359,900 Hive MLS
  • 2025-03-11 Price Changed $359,900 TMLS
  • 2024-12-20 Price Changed $369,900 LPRMLS
  • 2024-12-20 Price Changed $369,900 Hive MLS
  • 2024-12-20 Price Changed $369,900 TMLS
  • 2024-11-23 Price Changed $374,900 LPRMLS
  • 2024-11-23 Price Changed $374,900 Hive MLS
  • 2024-11-23 Price Changed $374,900 TMLS
  • 2024-11-12 Price Changed $379,900 LPRMLS
  • 2024-11-12 Price Changed $379,900 Hive MLS
  • 2024-10-16 Price Changed $389,900 LPRMLS
  • 2024-10-16 Price Changed $389,900 Hive MLS
  • 2024-09-13 Listed $399,900 LPRMLS
  • 2024-09-13 Listed $379,900 TMLS
  • 2024-09-13 Listed $399,900 Hive MLS
  • 2021-04-05 Sold (Public Records) $125,000 Public Records

Property tax history

+4.8%/yr

Latest (2024): $1,615 · -2.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…