1726 Midland Ave · Youngstown, OH 44509

$115,000

3 bd · 1.0 ba · 1,150 sqft · SingleFamily public records · 72 Days on market

Built 1922 5,749 sqft lot

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +17.7/30.0
• ARV discount +7.5/15.0
• DSCR +5.5/10.0
• Livability +4.0/5.0
• 1% rule +3.6/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +0.9/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Calling all investors ! don't miss this one. schedule your showing for this three bedroom 1.5 bath before its gone. Just needs a little TLC.

Key facts

• New furnace
• Renovated bathroom
• New main water line

Tags

• UPDATED KITCHEN
• RENOVATED BATHROOM
• NEW FURNACE
• NEW HOT WATER TANK
• NEW MAIN WATER LINE
• NEW SEWAGE LINE

Property features AI

Exterior

• Parking: No garage
• Utilities: Public water; Public sewer
• Home design: Two-story stucco home; Asphalt roof
• Construction: Stucco construction; Asphalt roof
• Exterior features: Lot approximately 0.132 acres; Updated/remodeled condition

Interior

• Kitchen: Microwave; Range; Refrigerator
• Bathrooms: 1 full bathroom
• Heating & cooling: Forced air heating (gas); Ceiling fans for cooling
• Interior features: Double-pane windows; Ceiling fan(s); Chandelier; Laminate counters; Unfinished concrete basement
• Laundry & utility: Laundry in basement

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $115k.

Deal economics

• At list price, monthly cash flow is $93 ($1k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $99k (14.0% below list).
• Recommended offer: $99k (14.0% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 81/100 on livability (#99 in OH, #1,506 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F, employment F.
• Youngstown City (urban): math 8% / reading 17% proficiency, ranked #649 of 656 in OH (top 99%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 88% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 66 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 147 units permitted in Mahoning County in 2024 (0 in 5+ unit buildings).
• This rent runs 33% of the median local income ($36k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $795 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Mahoning County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

• It's been on market 72 days — a 6% lower offer ($108k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $34k; list at $115k implies a 233% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1922 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $98,869 (14.0% below list)

Questions for the listing agent

1. It's been on market 72 days. Have you received any prior offers? Is the seller open to a 14% concession, seller financing, or rate buy-down credit?
2. Built in 1922 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.86% ✗
• Cap rate: 7.26%
• Cash-on-cash: 3.46%
• DSCR: 1.15
• GRM: 9.7

CMA / ARV

• ARV (on-the-fly): $71,300
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
208 N Maryland Ave N	0.23mi	3/1.0	1,200 (+4%)	3mo	$28,000	$23	80
60 Steel St	0.42mi	3/1.0	1,216 (+6%)	6mo	$75,000	$62	66
130 N Portland Ave	0.33mi	3/1.0	1,285 (+12%)	3mo	$90,000	$70	63
110 S Maryland Ave	0.64mi	3/1.0	1,190 (+4%)	2mo	$30,000	$25	62
2306 Cherry Hill Ave	0.54mi	3/1.0	1,056 (-8%)	2mo	$107,000	$101	60
77 Fernwood Ave	0.37mi	3/2.0	1,255 (+9%)	6mo	$50,000	$40	58
38 S Hartford Ave	0.71mi	3/1.5	1,100 (-4%)	4mo	$50,000	$45	55
466 N Hazelwood Ave	0.61mi	3/1.0	1,287 (+12%)	1mo	$48,000	$37	51
634 N Hartford Ave	0.50mi	3/1.5	1,008 (-12%)	6mo	$123,000	$122	49
40 Manchester Ave	0.66mi	3/1.0	1,250 (+9%)	7mo	$63,850	$51	49
2453 Eddie St	0.72mi	3/1.0	1,068 (-7%)	7mo	$92,000	$86	49
459 N Schenley Ave	0.70mi	3/2.0	1,316 (+14%)	2mo	$155,000	$118	37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -10.9%
• Equity multiple: 0.60×
• Total profit: $-12,773
• Equity at exit: $17,147

10-year hold

• IRR: -1.7%
• Equity multiple: 0.88×
• Total profit: $-3,714
• Equity at exit: $9,943

Cash invested: $32,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 73 Landlord-Friendly
• State Ohio: 73 Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

Methodology + full state rankings →

ZIP-level market 44509

• Home prices YoY: -9.3%
• Active inventory: 66
• Price-to-rent: 9.7×

Monthly cashflow live

• Estimated rent: $989 high
• Mortgage (P&I): −$603
• Tax from tax record: −$37 /mo · $447/yr
• Insurance: −$48
• HOA: −$0
• Vacancy / Maint / Mgmt: −$208
• Net cashflow: $93

Break-even live

Break-even rent $871

Max offer price $115,000

Occupancy floor 86%

Sensitivity live

Price	-10% $158	-5% $125	+0% $93	+5% $60	+10% $28
Rent	-10% $15	-5% $54	+0% $93	+5% $132	+10% $171
Rate	-1.0pp $151	-0.5pp $122	base $93	+0.5pp $63	+1.0pp $33

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $28,750
• Closing costs: $3,450
• Reserves months: —
• Total cash needed: —

Rent comps 7 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
35 Whitney Ave N Youngstown, OH	3.0	1.0	1144	$1,050	$0.92	23d	1	0.61mi
2624 Oakwood Ave Unit 2632 Youngstown, OH	3.0	1.0	1064	$850	$0.80	23d	1	0.71mi
2634 Austin Ave Youngstown, OH	2.0	1.0	784	$775	$0.99	45d	1	0.98mi
2929 Roy St Youngstown, OH	3.0	1.0	988	$1,100	$1.11	15d	1	1.04mi
3143 Mahoning Ave Youngstown, OH	2.0	1.0	700	$1,000	$1.43	23d	1	1.13mi
913 Hawthorne St Youngstown, OH	3.0	1.0	1198	$1,080	$0.90	23d	1	1.34mi
911 Hawthorne St Youngstown, OH	3.0	1.0	1198	$1,080	$0.90	23d	1	1.35mi

Listing history 28 events

1. 2026-06-21
   days on market $115,000 Active 72 DOM
2. 2026-06-19
   days on market $115,000 Active 70 DOM
3. 2026-06-18
   days on market $115,000 Active 69 DOM
4. 2026-06-17
   days on market $115,000 Active 68 DOM
5. 2026-06-16
   days on market $115,000 Active 67 DOM
6. 2026-06-15
   days on market $115,000 Active 66 DOM
7. 2026-06-14
   days on market $115,000 Active 64 DOM
8. 2026-06-13
   days on market $115,000 Active 63 DOM
9. 2026-06-10
   days on market $115,000 Active 61 DOM
10. 2026-06-09
    days on market $115,000 Active 60 DOM
11. 2026-06-08
    days on market $115,000 Active 59 DOM
12. 2026-06-07
    days on market $115,000 Active 58 DOM
13. 2026-06-03
    days on market $115,000 Active 54 DOM
14. 2026-06-02
    days on market $115,000 Active 53 DOM
15. 2026-06-01
    days on market $115,000 Active 52 DOM
16. 2026-05-31
    days on market $115,000 Active 51 DOM
17. 2026-05-30
    days on market $115,000 Active 50 DOM
18. 2026-04-22
    price $115,000
19. 2026-04-10
    listed $120,000 Active
20. 2026-01-24
    price $120,000
21. 2025-12-10
    price $129,500
22. 2025-11-10
    price $129,900
23. 2025-10-27
    listed $140,000 Active
24. 2025-08-01
    soldstatus $34,500 Closed 140-char remark

    Show marketing remark (140 chars)

    Calling all investors ! don't miss this one. schedule your showing for this three bedroom 1.5 bath before its gone. Just needs a little TLC.

25. 2025-06-19
    historical Contingent 140-char remark

    Show marketing remark (140 chars)

    Calling all investors ! don't miss this one. schedule your showing for this three bedroom 1.5 bath before its gone. Just needs a little TLC.

26. 2025-06-11
    listed $36,000 Active 140-char remark

    Show marketing remark (140 chars)

    Calling all investors ! don't miss this one. schedule your showing for this three bedroom 1.5 bath before its gone. Just needs a little TLC.

27. 2022-11-19
    historical
28. 2022-05-19
    listed $19,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

• Current annual tax: $447 · $37/mo
• Projected year-2 tax: $1,120 · $93/mo
• Expected delta: +$674/yr (+$56/mo · 150.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥97°F today · 18 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $11,864
• − Mortgage interest: −$6,442
• − Property taxes: −$447
• − Insurance: −$575
• − Repairs & maintenance: −$949
• − Management: −$949
• − Depreciation: −$3,345
• Taxable loss: −$843
• Est. tax savings @ 24.0%: +$202
• After-tax cash flow: $1,316/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Youngstown City
• NCES district ID: 3904516
• Math proficiency: 8% ▼ -15.00%
• Reading proficiency: 17% ▼ -10.00%
• Median HH income: $25,257
• Composite: 9.29/100
• National rank: #9858
• State rank: #649 of 656 in OH

Livability — Youngstown

• Score: 81/100
• State rank: #99
• US rank: #1506

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Youngstown, OH
• County: Mahoning · 224,175 people
• City population: 28,503
• Metro: Youngstown-Warren, OH
• Population (ZIP): 10,775
• Household income: $36,472
• Rent vs Own: 39.4% rent · 60.6% own
• Severe rent burden: 10.4

Population outlook (Mahoning County) Hauer SSP2

• Today (2025): 223,932 people
• By 2030: 218,387 · -2.5%
• By 2040: 205,367 · -8.3%
• By 2050: 193,606 · -13.5%
• By 2075: 173,694 · -22.4%
• By 2100: 151,147 · -32.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.58)
• Race & ethnicity: White 58% Black 27% Hispanic / Latino 9% Two or more races 8%
• Hispanic origin (detail): Puerto Rican 4%
• Common ancestry: Slovak 2% Subsaharan African 2% Romanian 2%
• Foreign-born: 3% · Canada
• Languages at home: 93% English-only · Spanish 5%

Political lean MEDSL · Mahoning

• 2024 margin: Lean R (+9.4) · D 44.9% · R 54.4%
• 2008→2024 swing: -36.1pp toward R · 2008: 26.6pp · 2024: -9.4pp
• All cycles: 2024: R+9.4 2020: R+1.9 2016: D+3.0 2012: D+27.7 2008: D+26.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -22.34%
• Current HPI: 217.0797
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.98%
• F500 in state: 48

Industry mix (Fortune 500 HQ in OH)

Industry	F500 HQs	Revenue
▸Insurance	3	$145B
▸Industrial Machinery	3	$49B
▸Financial Services	3	$24B
▸Consumer Goods	2	$93B
▸Aerospace / Defense	2	$47B
▸Utilities	2	$33B

Price history

+477.9% since first listed

11 events — show timeline

• 2026-04-22 Price Changed $115,000 MLSNOW
• 2026-04-10 Listed $120,000 MLSNOW
• 2026-01-24 Price Changed $120,000 MLSNOW
• 2025-12-10 Price Changed $129,500 MLSNOW
• 2025-11-10 Price Changed $129,900 MLSNOW
• 2025-10-27 Listed $140,000 MLSNOW
• 2025-08-01 Sold (MLS) $34,500 MLSNOW
• 2025-06-19 Contingent — MLSNOW
• 2025-06-11 Listed $36,000 MLSNOW
• 2022-11-19 Listing Removed — MLSNOW
• 2022-05-19 Listed $19,900 MLSNOW

Property tax history

+3.4%/yr

Latest (2025): $447 · +168.7% YoY. Source: county tax records.