8081 Pagoda Dr · Spring Hill, FL 34606

$260,000

3 bd · 2.0 ba · 1,632 sqft · SingleFamily public records · 3 Days on market

Built 1986 10,000 sqft lot Est $338k · 23% under

---

Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +14.5/30.0
• DSCR +4.4/10.0
• Schools +4.2/10.0
• Livability +3.2/5.0
• 1% rule +2.9/10.0
• Condition / age +2.5/5.0
• Rent growth +2.3/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Make sure to check out the Virtual Tour for a 3D Model w/ Walkthrough, Floor Plan w/ Measurements, Video, & more! 8081 Pagoda Dr brings together space, function, and freedom in one move-in ready Spring Hill home. Featuring 3 bedrooms, 2 bathrooms, 1,632 square feet of living space, 2,450 total square feet under roof, and a 2 car garage, this home offers a comfortable layout with room to live, work, gather, and grow. Add in the . 23 acre lot, no HOA (room to park your boat or RV), no CDD, and no Flood Zone, and you have a property that keeps things refreshingly simple. Inside, the home offers a comfortable mix of living spaces, including a living room, dining area, family room, breakfast nook, and a spacious sun room that feels ready for morning coffee, plant-parent ambitions, game nights, or simply enjoying a little extra breathing room. The kitchen sits at the heart of the home with stainless steel appliances, generous cabinetry, dark countertops, a tray ceiling with recessed lighting, and easy flow into the nearby dining and breakfast areas. The primary suite includes its own bathroom and walk-in closet, while the additional bedrooms give you options for family, guests, a future nursery, home office, fitness room, hobby space, or whatever season of life comes next. Outside, the home brings even more to love with a brick and stucco exterior that adds extra charm and character, a covered front entry, mature landscaping, and a paver driveway and walkway that give the curb appeal a polished first impression. The screened garage adds everyday function, whether you want extra ventilation, workspace, storage, or a more comfortable spot for projects. Out back, the fenced yard offers room to enjoy now and space to dream later, including the possibility of a future pool, or that massive playgroud for the kids. The large enclosed sun room overlooks the backyard and adds valuable usable space with shade, comfort, and a lot less bug negotiation. The location keeps daily life convenient while still giving you that tucked-into-the-neighborhood feel. You are approximately 2 miles from US-19/Commercial Way for shopping, dining, and everyday errands, about 8 miles from the Suncoast Parkway for an easier route toward the Tampa Bay area, and roughly 13 miles from Pine Island Beach when the day calls for Gulf breezes, sand, and a much better mood. Weeki Wachee Springs State Park is also nearby for kayaking, paddleboarding, river adventures, Buccaneer Bay, and the famous mermaid shows, giving you plenty of local fun without having to wander too far from home. Homes with this much usable space, a flexible floor plan, and the rare little trio of no HOA, no CDD, and no flood zone do not usually sit around waiting for someone to make up their mind. Schedule your showing and come see why 8081 Pagoda Dr may be exactly the one you have been hoping would pop up.

Key facts

• No cdd
• Move in ready
• No flood zone

Tags

• MOVE IN READY
• NO HOA
• NO CDD
• NO FLOOD ZONE
• BRICK AND STUCCO EXTERIOR
• COVERED FRONT ENTRY

Property features AI

Finance

• Other: Homestead exempt; Zoned R1
• Financial info: No lease restrictions indicated
• HOA & community: Not in a development; Pets allowed (cats and dogs permitted)

Exterior

• Parking: Attached 2-car garage (20 x 20); Driveway; Off-street parking; RV access/parking; Boat parking; Garage door opener; Ground-level parking
• Security: Smoke detector(s)
• Utilities: Public water; Public sewer; Electricity available; Water connected; Sewer connected
• Home design: Single-family residence; One story; Entry level: One; Southeast facing; Completed condition; Accessible features throughout (bedroom, closets, doors, full bath, kitchen, central living area, washer/dryer)
• Construction: Block, brick, concrete, stucco and wood siding construction; Shingle roof; Slab foundation; Built as single-family residence
• Exterior features: Enclosed patio; Front porch; Rear porch; Patio; Screened porch; French doors; Exterior lighting; Private mailbox; Rain gutters; Sliding doors; Chain-link fence; Mature landscaping with trees; Level, landscaped and cleared lot; Near public transit; Paved road access

Interior

• Kitchen: Dishwasher; Microwave; Range; Refrigerator
• Bedrooms: 3 bedrooms
• Flooring: Tile; Vinyl
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating (electric); Central air
• Interior features: Ceiling fans; High ceilings; Kitchen/open family room layout; Living room and dining room combo; Open floorplan; Solid surface counters; Split bedroom layout; Thermostat; Vaulted ceilings; Walk-in closets; Window treatments
• Laundry & utility: Washer hookup; Electric dryer hookup; Indoor laundry

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $260k.

Deal economics

• At list price, monthly cash flow is $56 ($676/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $204k (21.4% below list).
• Recommended offer: $204k (21.4% below list) — sets the bar for 1% rule.
• Cap rate 6.6% vs local median 4.4% in Spring Hill — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 63/100 on livability (#738 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: health & safety C-, employment D+, amenities F.
• Hernando (suburban): math 50% / reading 50% proficiency, ranked #38 of 73 in FL (top 52%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Deltona Elementary School (math 45% / reading 50%, grade D, #1,182 of 2,144 statewide, top 55%, 843 students, 72% FRL); Central High School (math 34% / reading 44%, grade F, #312 of 667 statewide, top 48%, 1,426 students, 53% FRL).
• Market conditions: Rents soft (-0.9%/yr); 386 active listings in the ZIP; 21 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); 2,505 units permitted in Hernando County in 2024 (318 in 5+ unit buildings).
• This rent runs 43% of the median local income ($57k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
• Hernando County population projected at +11% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• Only 3 days on market — expect competitive offers; lowballing is unlikely to land.
• 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $74k; list at $260k implies a 251% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $204,473 (21.4% below list)

Questions for the listing agent

1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
2. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.79% ✗
• Cap rate: 6.55%
• Cash-on-cash: 0.93%
• DSCR: 1.04
• GRM: 10.6

CMA / ARV

• ARV (on-the-fly): $337,824
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
8185 Philatelic Dr	0.47mi	3/2.0	1,632 (0%)	0mo	$280,500	$172	78
4342 Las Palmas Ave	0.37mi	2/2.0 (-1)	1,606 (-2%)	2mo	$195,000	$121	74
4236 Bayridge Ct	0.31mi	3/2.0	1,533 (-6%)	3mo	$270,000	$176	73
8002 Wooden Dr	0.23mi	3/3.0	1,765 (+8%)	2mo	$380,000	$215	70
4219 Newton Rd	0.41mi	3/2.0	1,748 (+7%)	0mo	$305,000	$174	69
4381 Craigdarragh Ave	0.35mi	3/2.0	1,511 (-7%)	3mo	$293,000	$194	68
7452 Philatelic Dr	0.34mi	4/2.0 (+1)	1,525 (-7%)	2mo	$315,000	$207	66
4076 Monona Ave	0.40mi	3/2.0	1,408 (-14%)	1mo	$304,990	$217	58
4521 Bayridge Ct	0.73mi	3/2.0	1,545 (-5%)	3mo	$320,000	$207	55
8480 Colma St	0.59mi	3/2.0	1,838 (+13%)	0mo	$390,000	$212	51
4563 Bayridge Ct	0.72mi	3/2.0	1,779 (+9%)	3mo	$329,990	$185	49
8010 Blackhawk Trl	0.49mi	4/2.0 (+1)	1,874 (+15%)	2mo	$415,000	$221	46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -17.8%
• Equity multiple: 0.39×
• Total profit: $-44,649
• Equity at exit: $38,767

10-year hold

• IRR: -16.1%
• Equity multiple: 0.20×
• Total profit: $-57,883
• Equity at exit: $22,480

Cash invested: $72,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34606

• Home prices YoY: -24.7%
• Rents YoY: -0.9%
• Active inventory: 386
• Price-to-rent: 10.6×

Monthly cashflow live

• Estimated rent: $2,045 high
• Mortgage (P&I): −$1,363
• Tax from tax record: −$87 /mo · $1,046/yr
• Insurance: −$108
• HOA: −$0
• Vacancy / Maint / Mgmt: −$429
• Net cashflow: $56

Break-even live

Break-even rent $1,973

Max offer price $260,000

Occupancy floor 92%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $65,000
• Closing costs: $7,800
• Reserves months: —
• Total cash needed: —

Rent comps 21 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
8316 Nevada St Spring Hill, FL	2.0	1.0	1722	$2,100	$1.22	24d	1	0.35mi
4108 Monona Ave Spring Hill, FL	3.0	2.0	1508	$1,900	$1.26	24d	1	0.37mi
8397 Coral St Spring Hill, FL	3.0	2.0	1202	$1,689	$1.41	2d	1	0.46mi
7483 Apache Trl Spring Hill, FL	3.0	2.0	1587	$1,795	$1.13	4d	1	0.52mi
7423 Mohawk Trl Spring Hill, FL	3.0	2.0	1114	$1,795	$1.61	17d	1	0.54mi
8513 Beach Rd Spring Hill, FL	3.0	2.0	1378	$1,990	$1.44	17d	1	0.60mi
7410 Cherokee Trl Spring Hill, FL	3.0	2.0	1196	$1,725	$1.44	12d	1	0.60mi
7423 Apache Trl Spring Hill, FL	3.0	2.0	1711	$2,200	$1.29	24d	1	0.61mi
4628 Bayridge Ct Spring Hill, FL	3.0	2.0	1756	$1,995	$1.14	4d	1	0.69mi
4300 Bridgewater Club Loop Spring Hill, FL	2.0–4.0	2.0–3.0	1214	$1,396	$1.15	1d	13	0.79mi
7272 Apache Trl Spring Hill, FL	3.0	2.0	1408	$2,650	$1.88	24d	1	0.86mi
3197 Harrow Rd Spring Hill, FL	4.0	2.0	2088	$2,000	$0.96	24d	1	0.86mi
3191 Deltona Blvd Spring Hill, FL	3.0	2.0	1366	$1,815	$1.33	24d	1	0.89mi
4398 Plumosa St Spring Hill, FL	3.0	2.0	1646	$1,985	$1.21	24d	1	0.94mi
9156 Century Dr Spring Hill, FL	2.0	2.0	1170	$1,500	$1.28	4d	1	1.03mi
7369 Sealawn Dr Spring Hill, FL	2.0	2.0	1154	$2,500	$2.17	3d	1	1.04mi
4514 Cynthia Ln Spring Hill, FL	2.0	2.0	1280	$1,550	$1.21	17d	1	1.17mi
9483 Bayside Ct Spring Hill, FL	3.0	2.0	1788	$1,911	$1.07	4d	1	1.30mi
4335 Pallas Ave Spring Hill, FL	3.0	2.0	1248	$1,685	$1.35	24d	1	1.33mi
9211 Northcliffe Blvd Spring Hill, FL	3.0	2.0	1641	$3,200	$1.95	3d	1	1.34mi
3933 Antigua Way Spring Hill, FL	3.0–5.0	2.0–3.0	1975	$2,109	$1.07	4d	1	1.40mi

Listing history 8 events

1. 2026-05-16
   status Pending 2894-char remark

   Show marketing remark (2896 chars)

   Make sure to check out the Virtual Tour for a 3D Model w/ Walkthrough, Floor Plan w/ Measurements, Video, & more! 8081 Pagoda Dr brings together space, function, and freedom in one move-in ready Spring Hill home. Featuring 3 bedrooms, 2 bathrooms, 1,632 square feet of living space, 2,450 total square feet under roof, and a 2 car garage, this home offers a comfortable layout with room to live, work, gather, and grow. Add in the . 23 acre lot, no HOA (room to park your boat or RV), no CDD, and no Flood Zone, and you have a property that keeps things refreshingly simple. Inside, the home offers a comfortable mix of living spaces, including a living room, dining area, family room, breakfast nook, and a spacious sun room that feels ready for morning coffee, plant-parent ambitions, game nights, or simply enjoying a little extra breathing room. The kitchen sits at the heart of the home with stainless steel appliances, generous cabinetry, dark countertops, a tray ceiling with recessed lighting, and easy flow into the nearby dining and breakfast areas. The primary suite includes its own bathroom and walk-in closet, while the additional bedrooms give you options for family, guests, a future nursery, home office, fitness room, hobby space, or whatever season of life comes next. Outside, the home brings even more to love with a brick and stucco exterior that adds extra charm and character, a covered front entry, mature landscaping, and a paver driveway and walkway that give the curb appeal a polished first impression. The screened garage adds everyday function, whether you want extra ventilation, workspace, storage, or a more comfortable spot for projects. Out back, the fenced yard offers room to enjoy now and space to dream later, including the possibility of a future pool, or that massive playgroud for the kids. The large enclosed sun room overlooks the backyard and adds valuable usable space with shade, comfort, and a lot less bug negotiation. The location keeps daily life convenient while still giving you that tucked-into-the-neighborhood feel. You are approximately 2 miles from US-19/Commercial Way for shopping, dining, and everyday errands, about 8 miles from the Suncoast Parkway for an easier route toward the Tampa Bay area, and roughly 13 miles from Pine Island Beach when the day calls for Gulf breezes, sand, and a much better mood. Weeki Wachee Springs State Park is also nearby for kayaking, paddleboarding, river adventures, Buccaneer Bay, and the famous mermaid shows, giving you plenty of local fun without having to wander too far from home. Homes with this much usable space, a flexible floor plan, and the rare little trio of no HOA, no CDD, and no flood zone do not usually sit around waiting for someone to make up their mind. Schedule your showing and come see why 8081 Pagoda Dr may be exactly the one you have been hoping would pop up.

2. 2026-05-16
   status Pending 2896-char remark

   Show marketing remark (2896 chars)

   Make sure to check out the Virtual Tour for a 3D Model w/ Walkthrough, Floor Plan w/ Measurements, Video, & more! 8081 Pagoda Dr brings together space, function, and freedom in one move-in ready Spring Hill home. Featuring 3 bedrooms, 2 bathrooms, 1,632 square feet of living space, 2,450 total square feet under roof, and a 2 car garage, this home offers a comfortable layout with room to live, work, gather, and grow. Add in the . 23 acre lot, no HOA (room to park your boat or RV), no CDD, and no Flood Zone, and you have a property that keeps things refreshingly simple. Inside, the home offers a comfortable mix of living spaces, including a living room, dining area, family room, breakfast nook, and a spacious sun room that feels ready for morning coffee, plant-parent ambitions, game nights, or simply enjoying a little extra breathing room. The kitchen sits at the heart of the home with stainless steel appliances, generous cabinetry, dark countertops, a tray ceiling with recessed lighting, and easy flow into the nearby dining and breakfast areas. The primary suite includes its own bathroom and walk-in closet, while the additional bedrooms give you options for family, guests, a future nursery, home office, fitness room, hobby space, or whatever season of life comes next. Outside, the home brings even more to love with a brick and stucco exterior that adds extra charm and character, a covered front entry, mature landscaping, and a paver driveway and walkway that give the curb appeal a polished first impression. The screened garage adds everyday function, whether you want extra ventilation, workspace, storage, or a more comfortable spot for projects. Out back, the fenced yard offers room to enjoy now and space to dream later, including the possibility of a future pool, or that massive playgroud for the kids. The large enclosed sun room overlooks the backyard and adds valuable usable space with shade, comfort, and a lot less bug negotiation. The location keeps daily life convenient while still giving you that tucked-into-the-neighborhood feel. You are approximately 2 miles from US-19/Commercial Way for shopping, dining, and everyday errands, about 8 miles from the Suncoast Parkway for an easier route toward the Tampa Bay area, and roughly 13 miles from Pine Island Beach when the day calls for Gulf breezes, sand, and a much better mood. Weeki Wachee Springs State Park is also nearby for kayaking, paddleboarding, river adventures, Buccaneer Bay, and the famous mermaid shows, giving you plenty of local fun without having to wander too far from home. Homes with this much usable space, a flexible floor plan, and the rare little trio of no HOA, no CDD, and no flood zone do not usually sit around waiting for someone to make up their mind. Schedule your showing and come see why 8081 Pagoda Dr may be exactly the one you have been hoping would pop up.

3. 2026-05-16
   status Pending

   Show marketing remark (2896 chars)

   Make sure to check out the Virtual Tour for a 3D Model w/ Walkthrough, Floor Plan w/ Measurements, Video, & more! 8081 Pagoda Dr brings together space, function, and freedom in one move-in ready Spring Hill home. Featuring 3 bedrooms, 2 bathrooms, 1,632 square feet of living space, 2,450 total square feet under roof, and a 2 car garage, this home offers a comfortable layout with room to live, work, gather, and grow. Add in the . 23 acre lot, no HOA (room to park your boat or RV), no CDD, and no Flood Zone, and you have a property that keeps things refreshingly simple. Inside, the home offers a comfortable mix of living spaces, including a living room, dining area, family room, breakfast nook, and a spacious sun room that feels ready for morning coffee, plant-parent ambitions, game nights, or simply enjoying a little extra breathing room. The kitchen sits at the heart of the home with stainless steel appliances, generous cabinetry, dark countertops, a tray ceiling with recessed lighting, and easy flow into the nearby dining and breakfast areas. The primary suite includes its own bathroom and walk-in closet, while the additional bedrooms give you options for family, guests, a future nursery, home office, fitness room, hobby space, or whatever season of life comes next. Outside, the home brings even more to love with a brick and stucco exterior that adds extra charm and character, a covered front entry, mature landscaping, and a paver driveway and walkway that give the curb appeal a polished first impression. The screened garage adds everyday function, whether you want extra ventilation, workspace, storage, or a more comfortable spot for projects. Out back, the fenced yard offers room to enjoy now and space to dream later, including the possibility of a future pool, or that massive playgroud for the kids. The large enclosed sun room overlooks the backyard and adds valuable usable space with shade, comfort, and a lot less bug negotiation. The location keeps daily life convenient while still giving you that tucked-into-the-neighborhood feel. You are approximately 2 miles from US-19/Commercial Way for shopping, dining, and everyday errands, about 8 miles from the Suncoast Parkway for an easier route toward the Tampa Bay area, and roughly 13 miles from Pine Island Beach when the day calls for Gulf breezes, sand, and a much better mood. Weeki Wachee Springs State Park is also nearby for kayaking, paddleboarding, river adventures, Buccaneer Bay, and the famous mermaid shows, giving you plenty of local fun without having to wander too far from home. Homes with this much usable space, a flexible floor plan, and the rare little trio of no HOA, no CDD, and no flood zone do not usually sit around waiting for someone to make up their mind. Schedule your showing and come see why 8081 Pagoda Dr may be exactly the one you have been hoping would pop up.

4. 2026-05-12
   listed $260,000 Active 2894-char remark

   Show marketing remark (2896 chars)

   Make sure to check out the Virtual Tour for a 3D Model w/ Walkthrough, Floor Plan w/ Measurements, Video, & more! 8081 Pagoda Dr brings together space, function, and freedom in one move-in ready Spring Hill home. Featuring 3 bedrooms, 2 bathrooms, 1,632 square feet of living space, 2,450 total square feet under roof, and a 2 car garage, this home offers a comfortable layout with room to live, work, gather, and grow. Add in the . 23 acre lot, no HOA (room to park your boat or RV), no CDD, and no Flood Zone, and you have a property that keeps things refreshingly simple. Inside, the home offers a comfortable mix of living spaces, including a living room, dining area, family room, breakfast nook, and a spacious sun room that feels ready for morning coffee, plant-parent ambitions, game nights, or simply enjoying a little extra breathing room. The kitchen sits at the heart of the home with stainless steel appliances, generous cabinetry, dark countertops, a tray ceiling with recessed lighting, and easy flow into the nearby dining and breakfast areas. The primary suite includes its own bathroom and walk-in closet, while the additional bedrooms give you options for family, guests, a future nursery, home office, fitness room, hobby space, or whatever season of life comes next. Outside, the home brings even more to love with a brick and stucco exterior that adds extra charm and character, a covered front entry, mature landscaping, and a paver driveway and walkway that give the curb appeal a polished first impression. The screened garage adds everyday function, whether you want extra ventilation, workspace, storage, or a more comfortable spot for projects. Out back, the fenced yard offers room to enjoy now and space to dream later, including the possibility of a future pool, or that massive playgroud for the kids. The large enclosed sun room overlooks the backyard and adds valuable usable space with shade, comfort, and a lot less bug negotiation. The location keeps daily life convenient while still giving you that tucked-into-the-neighborhood feel. You are approximately 2 miles from US-19/Commercial Way for shopping, dining, and everyday errands, about 8 miles from the Suncoast Parkway for an easier route toward the Tampa Bay area, and roughly 13 miles from Pine Island Beach when the day calls for Gulf breezes, sand, and a much better mood. Weeki Wachee Springs State Park is also nearby for kayaking, paddleboarding, river adventures, Buccaneer Bay, and the famous mermaid shows, giving you plenty of local fun without having to wander too far from home. Homes with this much usable space, a flexible floor plan, and the rare little trio of no HOA, no CDD, and no flood zone do not usually sit around waiting for someone to make up their mind. Schedule your showing and come see why 8081 Pagoda Dr may be exactly the one you have been hoping would pop up.

5. 2026-05-12
   listed $260,000 Active 2896-char remark

   Show marketing remark (2896 chars)

   Make sure to check out the Virtual Tour for a 3D Model w/ Walkthrough, Floor Plan w/ Measurements, Video, & more! 8081 Pagoda Dr brings together space, function, and freedom in one move-in ready Spring Hill home. Featuring 3 bedrooms, 2 bathrooms, 1,632 square feet of living space, 2,450 total square feet under roof, and a 2 car garage, this home offers a comfortable layout with room to live, work, gather, and grow. Add in the . 23 acre lot, no HOA (room to park your boat or RV), no CDD, and no Flood Zone, and you have a property that keeps things refreshingly simple. Inside, the home offers a comfortable mix of living spaces, including a living room, dining area, family room, breakfast nook, and a spacious sun room that feels ready for morning coffee, plant-parent ambitions, game nights, or simply enjoying a little extra breathing room. The kitchen sits at the heart of the home with stainless steel appliances, generous cabinetry, dark countertops, a tray ceiling with recessed lighting, and easy flow into the nearby dining and breakfast areas. The primary suite includes its own bathroom and walk-in closet, while the additional bedrooms give you options for family, guests, a future nursery, home office, fitness room, hobby space, or whatever season of life comes next. Outside, the home brings even more to love with a brick and stucco exterior that adds extra charm and character, a covered front entry, mature landscaping, and a paver driveway and walkway that give the curb appeal a polished first impression. The screened garage adds everyday function, whether you want extra ventilation, workspace, storage, or a more comfortable spot for projects. Out back, the fenced yard offers room to enjoy now and space to dream later, including the possibility of a future pool, or that massive playgroud for the kids. The large enclosed sun room overlooks the backyard and adds valuable usable space with shade, comfort, and a lot less bug negotiation. The location keeps daily life convenient while still giving you that tucked-into-the-neighborhood feel. You are approximately 2 miles from US-19/Commercial Way for shopping, dining, and everyday errands, about 8 miles from the Suncoast Parkway for an easier route toward the Tampa Bay area, and roughly 13 miles from Pine Island Beach when the day calls for Gulf breezes, sand, and a much better mood. Weeki Wachee Springs State Park is also nearby for kayaking, paddleboarding, river adventures, Buccaneer Bay, and the famous mermaid shows, giving you plenty of local fun without having to wander too far from home. Homes with this much usable space, a flexible floor plan, and the rare little trio of no HOA, no CDD, and no flood zone do not usually sit around waiting for someone to make up their mind. Schedule your showing and come see why 8081 Pagoda Dr may be exactly the one you have been hoping would pop up.

6. 2026-05-12
   listed $260,000 Active

   Show marketing remark (2896 chars)

   Make sure to check out the Virtual Tour for a 3D Model w/ Walkthrough, Floor Plan w/ Measurements, Video, & more! 8081 Pagoda Dr brings together space, function, and freedom in one move-in ready Spring Hill home. Featuring 3 bedrooms, 2 bathrooms, 1,632 square feet of living space, 2,450 total square feet under roof, and a 2 car garage, this home offers a comfortable layout with room to live, work, gather, and grow. Add in the . 23 acre lot, no HOA (room to park your boat or RV), no CDD, and no Flood Zone, and you have a property that keeps things refreshingly simple. Inside, the home offers a comfortable mix of living spaces, including a living room, dining area, family room, breakfast nook, and a spacious sun room that feels ready for morning coffee, plant-parent ambitions, game nights, or simply enjoying a little extra breathing room. The kitchen sits at the heart of the home with stainless steel appliances, generous cabinetry, dark countertops, a tray ceiling with recessed lighting, and easy flow into the nearby dining and breakfast areas. The primary suite includes its own bathroom and walk-in closet, while the additional bedrooms give you options for family, guests, a future nursery, home office, fitness room, hobby space, or whatever season of life comes next. Outside, the home brings even more to love with a brick and stucco exterior that adds extra charm and character, a covered front entry, mature landscaping, and a paver driveway and walkway that give the curb appeal a polished first impression. The screened garage adds everyday function, whether you want extra ventilation, workspace, storage, or a more comfortable spot for projects. Out back, the fenced yard offers room to enjoy now and space to dream later, including the possibility of a future pool, or that massive playgroud for the kids. The large enclosed sun room overlooks the backyard and adds valuable usable space with shade, comfort, and a lot less bug negotiation. The location keeps daily life convenient while still giving you that tucked-into-the-neighborhood feel. You are approximately 2 miles from US-19/Commercial Way for shopping, dining, and everyday errands, about 8 miles from the Suncoast Parkway for an easier route toward the Tampa Bay area, and roughly 13 miles from Pine Island Beach when the day calls for Gulf breezes, sand, and a much better mood. Weeki Wachee Springs State Park is also nearby for kayaking, paddleboarding, river adventures, Buccaneer Bay, and the famous mermaid shows, giving you plenty of local fun without having to wander too far from home. Homes with this much usable space, a flexible floor plan, and the rare little trio of no HOA, no CDD, and no flood zone do not usually sit around waiting for someone to make up their mind. Schedule your showing and come see why 8081 Pagoda Dr may be exactly the one you have been hoping would pop up.

7. 1998-04-07
   soldstatus $74,000
8. 1986-05-01
   soldstatus $13,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,046 · $87/mo
• Projected year-2 tax: $2,158 · $180/mo
• Expected delta: +$1,112/yr (+$93/mo · 106.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 10/10 Extreme 7 d/yr ≥110°F today · 25 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 1 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $24,537
• − Mortgage interest: −$14,564
• − Property taxes: −$1,046
• − Insurance: −$1,300
• − Repairs & maintenance: −$1,963
• − Management: −$1,963
• − Depreciation: −$7,564
• Taxable loss: −$3,863
• Est. tax savings @ 24.0%: +$927
• After-tax cash flow: $1,604/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Hernando
• NCES district ID: 1200810
• Math proficiency: 50% ▼ -8.00%
• Reading proficiency: 50% ▼ -4.00%
• Median HH income: $41,985
• Composite: 42.03/100
• National rank: #3329
• State rank: #38 of 73 in FL

Livability — Spring Hill

• Score: 63/100
• State rank: #738
• US rank: #15937

Category grades

Amenities F Commute F Cost of living A+ Crime C Employment D+ Housing A+ Health & safety C- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Spring Hill, FL
• County: Hernando County · 169,677 people
• City population: 83,915
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 28,668
• Household income: $57,337
• Rent vs Own: 23.2% rent · 76.8% own
• Severe rent burden: 733.0

Population outlook (Hernando County) Hauer SSP2

• Today (2025): 189,218 people
• By 2030: 194,367 · +2.7%
• By 2040: 203,398 · +7.5%
• By 2050: 209,589 · +10.8%
• By 2075: 218,452 · +15.4%
• By 2100: 205,923 · +8.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (74%)
• Race & ethnicity: White 74% Hispanic / Latino 16% Two or more races 13% Black 4%
• Hispanic origin (detail): Mexican 1% Puerto Rican 10% Cuban 2%
• Common ancestry: Romanian 4% Lithuanian 3% Slovak 2%
• Foreign-born: 8% · Canada, Jamaica
• Languages at home: 87% English-only · Spanish 11% German/W. Germanic 1%

Political lean MEDSL · Hernando

• 2024 margin: Solid R (+37.0) · D 31.1% · R 68.2%
• 2008→2024 swing: -33.5pp toward R · 2008: -3.6pp · 2024: -37.0pp
• All cycles: 2024: R+37.0 2020: R+30.2 2016: R+29.0 2012: R+8.5 2008: R+3.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -98.11%
• Current HPI: 298.5201
• Rent YoY: ▼ -0.89%
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+1825.9% since first listed

8 events — show timeline

• 2026-05-16 Pending — RACC
• 2026-05-16 Pending — HCAR
• 2026-05-16 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-05-12 Listed $260,000 Stellar MLS as Distributed by MLS Grid
• 2026-05-12 Listed $260,000 HCAR
• 2026-05-12 Listed $260,000 RACC
• 1998-04-07 Sold (Public Records) $74,000 Public Records
• 1986-05-01 Sold (Public Records) $13,500 Public Records

Property tax history

+5.7%/yr

Latest (2025): $1,046 · +3.0% YoY. Source: county tax records.