119 Blackwater Way · Springfield, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 9/10 · Severe
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 97.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +12.9/30.0
- ARV discount +5.1/15.0
- Schools +4.3/10.0
- DSCR +3.9/10.0
- Livability +3.5/5.0
- 1% rule +2.8/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$255,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to this charming 3-bedroom, 2-bath home located in the desirable Shadowbrook subdivision of Springfield, GA — with no HOA and just minutes from shopping, dining, schools, and all the conveniences of town! Situated on a spacious 0.28-acre lot, this home offers the perfect blend of comfort and potential. Step inside to an inviting layout featuring a well-sized living area, a functional kitchen, and a private primary suite complete with a large walk-in closet. Whether you're looking for your next home or a smart investment opportunity, this property checks all the boxes. Additional highlights include: 1-car garage Quiet, established neighborhood Excellent rental or owner-occupant potential Easy access to local amenities and commuter routes Don’t miss out on this fantastic opportunity in one of Springfield’s most convenient and sought-after areas. Schedule your showing today! Sale is contingent on Probate approval.
Key facts
- Spacious lot
- Large walk-in closet
- Quiet neighborhood
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $255k.
Deal economics
- At list price, monthly cash flow is $-19 ($-233/yr) — negative.
- To cash-flow at today's rent, offer at most $252k (1.3% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $200k (21.7% below list).
- Recommended offer: $200k (21.7% below list) — sets the bar for 1% rule.
- Cap rate 6.2% vs local median 4.2% in Springfield — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 69/100 on livability (#116 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A; Watch: employment C-, amenities F, commute F.
- Effingham County (rural): math 49% / reading 48% proficiency, ranked #16 of 174 in GA (top 9%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Ebenezer Elementary School (math 60% / reading 52%, grade C+, #165 of 1,228 statewide, top 14%, 948 students, 38% FRL) — zoned schools at 38% FRL track the district average.
- Market conditions: 112 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 56% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 836 units permitted in Effingham County in 2024 (46 in 5+ unit buildings).
- This rent runs 31% of the median local income ($78k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Effingham County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 274 days — a 12% lower offer ($224k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 97% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 274 days. Have you received any prior offers? Is the seller open to a 22% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.78% ✗
- Cap rate
- 6.20%
- Cash-on-cash
- -0.33%
- DSCR
- 0.99
- GRM
- 10.6
CMA / ARV
- ARV (on-the-fly)
- $241,995
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 90 Mossy Oak Dr | 0.12mi | 3/2.0 | 1,030 (-6%) | 3mo | $240,600 | $234 | 82 |
| 116 Knotty Pine Cir | 0.24mi | 3/2.0 | 1,093 (-0%) | 8mo | $255,000 | $233 | 82 |
| 433 Shadowbrook Cir | 0.05mi | 3/2.0 | 1,212 (+11%) | 11mo | $264,000 | $218 | 70 |
| 475 Shadowbrook Cir | 0.30mi | 3/2.0 | 1,200 (+10%) | 3mo | $295,000 | $246 | 68 |
| 122 Knotty Pine Cir | 0.30mi | 3/2.0 | 1,135 (+4%) | 15mo | $272,000 | $240 | 67 |
| 101 Blackwater Way | 0.13mi | 3/2.0 | 1,248 (+14%) | 12mo | $258,000 | $207 | 61 |
| 150 Knotty Pine Cir | 0.26mi | 3/2.0 | 1,246 (+14%) | 6mo | $275,000 | $221 | 59 |
| 88 Mossy Oak Dr | 0.13mi | 3/2.0 | 1,259 (+15%) | 14mo | $259,900 | $206 | 58 |
| 485 Shadowbrook Cir | 0.42mi | 3/2.0 | 1,228 (+12%) | 8mo | $300,000 | $244 | 53 |
| 111 Pine Thicket Way | 0.21mi | 3/2.0 | 1,248 (+14%) | 18mo | $259,900 | $208 | 52 |
| 161 Blackwater Way | 0.31mi | 3/2.0 | 1,248 (+14%) | 13mo | $263,200 | $211 | 51 |
| 102 Black Pine Dr | 0.26mi | 3/2.0 | 1,250 (+14%) | 19mo | $275,000 | $220 | 49 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -16.9%
- Equity multiple
- 0.40×
- Total profit
- $-42,627
- Equity at exit
- $38,021
- IRR
- -8.8%
- Equity multiple
- 0.45×
- Total profit
- $-38,998
- Equity at exit
- $22,048
Cash invested: $71,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 31329
- Home prices YoY
- -14.7%
- Active inventory
- 112
- Price-to-rent
- 10.6×
Monthly cashflow live
- Estimated rent
- $1,998 high interval (Pro) →
- Mortgage (P&I)
- −$1,337
- Tax from tax record
- −$154 /mo · $1,848/yr
- Insurance
- −$106
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$419
- Net cashflow
- $-19
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $63,750
- Closing costs
- $7,650
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 9 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 101 Mossy Oak Dr Springfield, GA | 3.0 | 2.0 | 1135 | $1,700 | $1.50 | 43d | 1 | 0.15mi |
| 417 Shadowbrook Cir Springfield, GA | 3.0 | 2.0 | 1140 | $1,700 | $1.49 | 43d | 1 | 0.16mi |
| 106 Pine Thicket Way Springfield, GA | 3.0 | 2.0 | 1111 | $1,695 | $1.53 | 13d | 1 | 0.25mi |
| 231 Western Red Cedar Dr Springfield, GA | 3.0 | 2.0 | 1498 | $1,925 | $1.29 | 43d | 1 | 0.45mi |
| 231 Western Red Cedar Dr Springfield, GA | 3.0 | 2.0 | 1498 | $1,925 | $1.29 | 23d | 1 | 0.45mi |
| 228 Western Red Cedar Dr Springfield, GA | 3.0 | 2.0 | 1486 | $1,895 | $1.28 | 23d | 1 | 0.48mi |
| 228 Western Red Cedar Dr Springfield, GA | 3.0 | 2.0 | 1486 | $1,895 | $1.28 | 43d | 1 | 0.48mi |
| 110 Western Red Cedar Dr Springfield, GA | 3.0 | 2.0 | 1498 | $1,925 | $1.29 | 13d | 1 | 0.55mi |
| 111 Western Red Cedar Dr Springfield, GA | 3.0 | 2.0 | 1498 | $1,925 | $1.29 | 43d | 1 | 0.59mi |
Listing history 30 events
-
2026-06-18days on market $255,000 Active 274 DOM
-
2026-06-17days on market $255,000 Active 273 DOM
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2026-06-16days on market $255,000 Active 272 DOM
-
2026-06-15days on market $255,000 Active 271 DOM
-
2026-06-14days on market $255,000 Active 269 DOM
-
2026-06-13days on market $255,000 Active 268 DOM
-
2026-06-10days on market $255,000 Active 266 DOM
-
2026-06-09days on market $255,000 Active 265 DOM
-
2026-06-08days on market $255,000 Active 264 DOM
-
2026-06-07days on market $255,000 Active 263 DOM
-
2026-06-05days on market $255,000 Active 260 DOM
-
2026-06-03days on market $255,000 Active 259 DOM
-
2026-06-02days on market $255,000 Active 258 DOM
-
2026-06-01days on market $255,000 Active 257 DOM
-
2026-05-31days on market $255,000 Active 256 DOM
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2026-05-30days on market $255,000 Active 255 DOM
-
2026-05-22soldstatus $244,000 Closed 962-char remark
Show marketing remark (962 chars)
Welcome to this charming 3-bedroom, 2-bath home located in the desirable Shadowbrook subdivision of Springfield, GA — with no HOA and just minutes from shopping, dining, schools, and all the conveniences of town! Situated on a spacious 0.28-acre lot, this home offers the perfect blend of comfort and potential. Step inside to an inviting layout featuring a well-sized living area, a functional kitchen, and a private primary suite complete with a large walk-in closet. Whether you're looking for your next home or a smart investment opportunity, this property checks all the boxes. Additional highlights include: 1-car garage Quiet, established neighborhood Excellent rental or owner-occupant potential Easy access to local amenities and commuter routes Don’t miss out on this fantastic opportunity in one of Springfield’s most convenient and sought-after areas. Schedule your showing today! Sale is contingent on Probate approval.
-
2026-04-22historical Active Under Contract 962-char remark
Show marketing remark (962 chars)
Welcome to this charming 3-bedroom, 2-bath home located in the desirable Shadowbrook subdivision of Springfield, GA — with no HOA and just minutes from shopping, dining, schools, and all the conveniences of town! Situated on a spacious 0.28-acre lot, this home offers the perfect blend of comfort and potential. Step inside to an inviting layout featuring a well-sized living area, a functional kitchen, and a private primary suite complete with a large walk-in closet. Whether you're looking for your next home or a smart investment opportunity, this property checks all the boxes. Additional highlights include: 1-car garage Quiet, established neighborhood Excellent rental or owner-occupant potential Easy access to local amenities and commuter routes Don’t miss out on this fantastic opportunity in one of Springfield’s most convenient and sought-after areas. Schedule your showing today! Sale is contingent on Probate approval.
-
2026-04-20status Active 962-char remark
Show marketing remark (962 chars)
Welcome to this charming 3-bedroom, 2-bath home located in the desirable Shadowbrook subdivision of Springfield, GA — with no HOA and just minutes from shopping, dining, schools, and all the conveniences of town! Situated on a spacious 0.28-acre lot, this home offers the perfect blend of comfort and potential. Step inside to an inviting layout featuring a well-sized living area, a functional kitchen, and a private primary suite complete with a large walk-in closet. Whether you're looking for your next home or a smart investment opportunity, this property checks all the boxes. Additional highlights include: 1-car garage Quiet, established neighborhood Excellent rental or owner-occupant potential Easy access to local amenities and commuter routes Don’t miss out on this fantastic opportunity in one of Springfield’s most convenient and sought-after areas. Schedule your showing today! Sale is contingent on Probate approval.
-
2026-04-13historical Active Under Contract 962-char remark
Show marketing remark (962 chars)
Welcome to this charming 3-bedroom, 2-bath home located in the desirable Shadowbrook subdivision of Springfield, GA — with no HOA and just minutes from shopping, dining, schools, and all the conveniences of town! Situated on a spacious 0.28-acre lot, this home offers the perfect blend of comfort and potential. Step inside to an inviting layout featuring a well-sized living area, a functional kitchen, and a private primary suite complete with a large walk-in closet. Whether you're looking for your next home or a smart investment opportunity, this property checks all the boxes. Additional highlights include: 1-car garage Quiet, established neighborhood Excellent rental or owner-occupant potential Easy access to local amenities and commuter routes Don’t miss out on this fantastic opportunity in one of Springfield’s most convenient and sought-after areas. Schedule your showing today! Sale is contingent on Probate approval.
-
2026-04-06price $255,000 962-char remark
Show marketing remark (962 chars)
Welcome to this charming 3-bedroom, 2-bath home located in the desirable Shadowbrook subdivision of Springfield, GA — with no HOA and just minutes from shopping, dining, schools, and all the conveniences of town! Situated on a spacious 0.28-acre lot, this home offers the perfect blend of comfort and potential. Step inside to an inviting layout featuring a well-sized living area, a functional kitchen, and a private primary suite complete with a large walk-in closet. Whether you're looking for your next home or a smart investment opportunity, this property checks all the boxes. Additional highlights include: 1-car garage Quiet, established neighborhood Excellent rental or owner-occupant potential Easy access to local amenities and commuter routes Don’t miss out on this fantastic opportunity in one of Springfield’s most convenient and sought-after areas. Schedule your showing today! Sale is contingent on Probate approval.
-
2026-04-06price $255,000
Show marketing remark (962 chars)
Welcome to this charming 3-bedroom, 2-bath home located in the desirable Shadowbrook subdivision of Springfield, GA — with no HOA and just minutes from shopping, dining, schools, and all the conveniences of town! Situated on a spacious 0.28-acre lot, this home offers the perfect blend of comfort and potential. Step inside to an inviting layout featuring a well-sized living area, a functional kitchen, and a private primary suite complete with a large walk-in closet. Whether you're looking for your next home or a smart investment opportunity, this property checks all the boxes. Additional highlights include: 1-car garage Quiet, established neighborhood Excellent rental or owner-occupant potential Easy access to local amenities and commuter routes Don’t miss out on this fantastic opportunity in one of Springfield’s most convenient and sought-after areas. Schedule your showing today! Sale is contingent on Probate approval.
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2025-12-19price $259,900 962-char remark
Show marketing remark (962 chars)
Welcome to this charming 3-bedroom, 2-bath home located in the desirable Shadowbrook subdivision of Springfield, GA — with no HOA and just minutes from shopping, dining, schools, and all the conveniences of town! Situated on a spacious 0.28-acre lot, this home offers the perfect blend of comfort and potential. Step inside to an inviting layout featuring a well-sized living area, a functional kitchen, and a private primary suite complete with a large walk-in closet. Whether you're looking for your next home or a smart investment opportunity, this property checks all the boxes. Additional highlights include: 1-car garage Quiet, established neighborhood Excellent rental or owner-occupant potential Easy access to local amenities and commuter routes Don’t miss out on this fantastic opportunity in one of Springfield’s most convenient and sought-after areas. Schedule your showing today! Sale is contingent on Probate approval.
-
2025-12-19price $259,900
Show marketing remark (962 chars)
Welcome to this charming 3-bedroom, 2-bath home located in the desirable Shadowbrook subdivision of Springfield, GA — with no HOA and just minutes from shopping, dining, schools, and all the conveniences of town! Situated on a spacious 0.28-acre lot, this home offers the perfect blend of comfort and potential. Step inside to an inviting layout featuring a well-sized living area, a functional kitchen, and a private primary suite complete with a large walk-in closet. Whether you're looking for your next home or a smart investment opportunity, this property checks all the boxes. Additional highlights include: 1-car garage Quiet, established neighborhood Excellent rental or owner-occupant potential Easy access to local amenities and commuter routes Don’t miss out on this fantastic opportunity in one of Springfield’s most convenient and sought-after areas. Schedule your showing today! Sale is contingent on Probate approval.
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2025-09-16$265,000 Active 962-char remark
Show marketing remark (962 chars)
Welcome to this charming 3-bedroom, 2-bath home located in the desirable Shadowbrook subdivision of Springfield, GA — with no HOA and just minutes from shopping, dining, schools, and all the conveniences of town! Situated on a spacious 0.28-acre lot, this home offers the perfect blend of comfort and potential. Step inside to an inviting layout featuring a well-sized living area, a functional kitchen, and a private primary suite complete with a large walk-in closet. Whether you're looking for your next home or a smart investment opportunity, this property checks all the boxes. Additional highlights include: 1-car garage Quiet, established neighborhood Excellent rental or owner-occupant potential Easy access to local amenities and commuter routes Don’t miss out on this fantastic opportunity in one of Springfield’s most convenient and sought-after areas. Schedule your showing today! Sale is contingent on Probate approval.
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2025-09-16$265,000 New
Show marketing remark (962 chars)
Welcome to this charming 3-bedroom, 2-bath home located in the desirable Shadowbrook subdivision of Springfield, GA — with no HOA and just minutes from shopping, dining, schools, and all the conveniences of town! Situated on a spacious 0.28-acre lot, this home offers the perfect blend of comfort and potential. Step inside to an inviting layout featuring a well-sized living area, a functional kitchen, and a private primary suite complete with a large walk-in closet. Whether you're looking for your next home or a smart investment opportunity, this property checks all the boxes. Additional highlights include: 1-car garage Quiet, established neighborhood Excellent rental or owner-occupant potential Easy access to local amenities and commuter routes Don’t miss out on this fantastic opportunity in one of Springfield’s most convenient and sought-after areas. Schedule your showing today! Sale is contingent on Probate approval.
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2018-10-30soldstatus $135,000 468-char remark
Show marketing remark (468 chars)
You have to see this adorable, move-in-ready 3 bedroom/2 bathroom home in the established Shadowbrook subdivision. This home features new flooring, an updated kitchen, updated bathrooms, a large walk in closet in the master, and a spacious backyard. Impeccably kept, you won't have to lift a finger once you move in. Located just minutes from Rincon, you are only a short drive to everything you need! Come see why this is one of the fastest growing areas of Georgia!
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2018-10-30soldstatus $135,000
Show marketing remark (468 chars)
You have to see this adorable, move-in-ready 3 bedroom/2 bathroom home in the established Shadowbrook subdivision. This home features new flooring, an updated kitchen, updated bathrooms, a large walk in closet in the master, and a spacious backyard. Impeccably kept, you won't have to lift a finger once you move in. Located just minutes from Rincon, you are only a short drive to everything you need! Come see why this is one of the fastest growing areas of Georgia!
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2018-09-01$139,900 468-char remark
Show marketing remark (468 chars)
You have to see this adorable, move-in-ready 3 bedroom/2 bathroom home in the established Shadowbrook subdivision. This home features new flooring, an updated kitchen, updated bathrooms, a large walk in closet in the master, and a spacious backyard. Impeccably kept, you won't have to lift a finger once you move in. Located just minutes from Rincon, you are only a short drive to everything you need! Come see why this is one of the fastest growing areas of Georgia!
-
2018-09-01$139,900
Show marketing remark (468 chars)
You have to see this adorable, move-in-ready 3 bedroom/2 bathroom home in the established Shadowbrook subdivision. This home features new flooring, an updated kitchen, updated bathrooms, a large walk in closet in the master, and a spacious backyard. Impeccably kept, you won't have to lift a finger once you move in. Located just minutes from Rincon, you are only a short drive to everything you need! Come see why this is one of the fastest growing areas of Georgia!
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $1,848 · $154/mo
- Projected year-2 tax
- $2,346 · $196/mo
- Expected delta
- +$498/yr (+$42/mo · 27.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 9/10 Extreme 7 d/yr ≥110°F today · 18 d/yr by 30 yrs out
- Wind 8/10 Severe 97% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $23,971
- − Mortgage interest
- −$14,284
- − Property taxes
- −$1,848
- − Insurance
- −$1,275
- − Repairs & maintenance
- −$1,918
- − Management
- −$1,918
- − Depreciation
- −$7,418
- Taxable loss
- −$4,689
- Est. tax savings @ 24.0%
- +$1,125
- After-tax cash flow
- $893/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Effingham County
- NCES district ID
- 1301980
- Math proficiency
- 49% ▼ -6.00%
- Reading proficiency
- 48% ▼ -5.00%
- Median HH income
- $60,503
- Composite
- 42.56/100
- National rank
- #3195
- State rank
- #16 of 174 in GA
Livability — Springfield
- Score
- 69/100
- State rank
- #116
- US rank
- #8573
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Effingham County · 68,439 people
- Metro
- Savannah, GA
- Population (ZIP)
- 9,609
- Household income
- $78,483
- Rent vs Own
- Severe rent burden
- 80.0
Population outlook (Effingham County) Hauer SSP2
- Today (2025)
- 67,399 people
- By 2030
- 72,297 · +7.3%
- By 2040
- 81,602 · +21.1%
- By 2050
- 89,494 · +32.8%
- By 2075
- 105,976 · +57.2%
- By 2100
- 111,943 · +66.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (73%)
- Race & ethnicity
- White 73% Black 22% Two or more races 5% Hispanic / Latino 2%
- Common ancestry
- Iranian 2% Italian 1% Lithuanian 1%
- Foreign-born
- 1% · Canada
- Languages at home
- 97% English-only · Spanish 3%
Political lean MEDSL · Effingham
- 2024 margin
- Solid R (+49.1) · D 25.2% · R 74.3%
- 2008→2024 swing
- +1.6pp toward D · 2008: -50.7pp · 2024: -49.1pp
- All cycles
- 2024: R+49.1 2020: R+49.5 2016: R+55.6 2012: R+51.2 2008: R+50.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -44.15%
- Current HPI
- 255.5281
- Rent YoY
- —
- Metro
- Savannah, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
||
| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
||
| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
||
| Utilities | 1 | $25B |
|
||
Price history
+74.4% since first listed14 events — show timeline
- 2026-05-22 Sold (MLS) $244,000 Hive MLS
- 2026-04-22 Contingent — Hive MLS
- 2026-04-20 Relisted — Hive MLS
- 2026-04-13 Contingent — Hive MLS
- 2026-04-06 Price Changed $255,000 Hive MLS
- 2026-04-06 Price Changed $255,000 GAMLS
- 2025-12-19 Price Changed $259,900 Hive MLS
- 2025-12-19 Price Changed $259,900 GAMLS
- 2025-09-16 Listed $265,000 GAMLS
- 2025-09-16 Listed $265,000 Hive MLS
- 2018-10-30 Sold (MLS) $135,000 GAMLS
- 2018-10-30 Sold (MLS) $135,000 Hive MLS
- 2018-09-01 Listed $139,900 GAMLS
- 2018-09-01 Listed $139,900 Hive MLS
Property tax history
+11.1%/yrLatest (2025): $1,848 · +10.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…